Guadalupe County, NM Mortgage Lenders & HMDA Data, 2009
In 2009, lenders reported 93 mortgage applications in Guadalupe County, NM totaling $9.5 million, down 28% from 2008. The average application was for $101,000, and applicants reported an average income of $65,000. 25% of applications resulted in an originated loan and 30% were denied. The most active lender was Wells Fargo Bank, NA, with 32 applications, followed by Bank of America, N.A. and State Employees Credit Union.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 93 |
| Total Mortgage Loan Application Amount | $9,458,000 |
| Average Mortgage Loan Application Amount | $101,000 |
| Highest Mortgage Loan Application Amount | $404,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $398,000 |
Top Mortgage Lenders in Guadalupe County, NM (2009)
Ranked by the number of mortgage applications each lender reported in Guadalupe County, NM in 2009.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Wells Fargo Bank, NA Des Moines, IA |
32 | $3,137,000 | $98,000 | $66,000 |
| 2 | Bank of America, N.A. Calabasas, CA |
9 | $905,000 | $100,000 | $55,000 |
| 3 | State Employees Credit Union Santa Fe, NM |
4 | $224,000 | $56,000 | $64,000 |
| 4 | JPMorgan Chase Bank, NA Columbus, OH |
3 | $236,000 | $78,000 | $49,000 |
| 5 | New Mexico Bank & Trust Albuquerque, NM |
3 | $198,000 | $66,000 | $49,000 |
| 6 | Ally Bank F/K/A/ Gmac Bank Ft. Washington, PA |
2 | $221,000 | $110,000 | $61,000 |
| 7 | Fidelity Bank Wichita, KS |
2 | $132,000 | $66,000 | $60,000 |
| 8 | USAA Federal Savings Bank San Antonio, TX |
2 | $166,000 | $83,000 | $92,000 |
| 9 | Countrywide Bank FSB Westlake Village, CA |
2 | $256,000 | $128,000 | $48,000 |
| 10 | First Community Bank Albuquerque, NM |
2 | $119,000 | $59,000 | $45,000 |
The tables below break down 2009 mortgage applications in Guadalupe County, NM by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Guadalupe County, NM in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 60 | $7,093,000 | $118,000 | $404,000 | $69,000 | $398,000 |
| Home Purchase | 21 | $1,799,000 | $85,000 | $268,000 | $65,000 | $165,000 |
| Home Improvement | 12 | $566,000 | $47,000 | $132,000 | $44,000 | $89,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 61 | $5,899,000 | $96,000 | $271,000 | $61,000 | $204,000 |
| White | 16 | $2,020,000 | $126,000 | $404,000 | $96,000 | $398,000 |
| Not Provided | 14 | $1,324,000 | $94,000 | $239,000 | $55,000 | $113,000 |
| Not applicable | 2 | $215,000 | $107,000 | $118,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 62 | $5,387,000 | $86,000 | $404,000 | $65,000 | $398,000 |
| FHA-insured (Federal Housing Administration) | 26 | $3,400,000 | $130,000 | $271,000 | $62,000 | $127,000 |
| VA-guaranteed (Veterans Administration) | 3 | $551,000 | $183,000 | $268,000 | $77,000 | $88,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $120,000 | $60,000 | $60,000 | $59,000 | $67,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 28 | $2,457,000 | $87,000 | $239,000 | $56,000 | $143,000 |
| Loan Originated | 23 | $2,337,000 | $101,000 | $271,000 | $71,000 | $204,000 |
| Application Withdrawn By Applicant | 21 | $2,949,000 | $140,000 | $404,000 | $88,000 | $398,000 |
| File Closed For Incompleteness | 8 | $512,000 | $64,000 | $113,000 | $45,000 | $78,000 |
| Loan Purchased By The Institution | 7 | $648,000 | $92,000 | $149,000 | $40,000 | $102,000 |
| Application Approved But Not Accepted | 6 | $555,000 | $92,000 | $132,000 | $58,000 | $69,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 8 | $1,285,000 | $160,000 | $239,000 | $79,000 | $127,000 |
| Credit History | 7 | $373,000 | $53,000 | $145,000 | $56,000 | $143,000 |
| Debt-To-Income Ratio | 2 | $65,000 | $32,000 | $60,000 | $12,000 | $16,000 |
| Other | 2 | $78,000 | $39,000 | $60,000 | $73,000 | $80,000 |
| Credit Application Incomplete | 1 | $60,000 | $60,000 | $60,000 | $51,000 | $51,000 |
| Employment History | 1 | $98,000 | $98,000 | $98,000 | $48,000 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $144,000 | $144,000 | $144,000 | $66,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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