Dubuque Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Dubuque Bank And Trust Company 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Dubuque Bank And Trust Company 1398 Central Avenue Dubuque, IA 52001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,093 |
| Total Mortgage Loan Application Amount | $700,621,000 |
| Average Mortgage Loan Application Amount | $129,666 |
| Highest Mortgage Loan Application Amount | $3,665,000 |
| Average Applicant Income | $38,666 |
| Highest Applicant Income | $8,959,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Dubuque Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Dubuque Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Dubuque Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Dubuque Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Dubuque Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Dubuque Bank And Trust Company's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dubuque County Iowa | 1,183 | $ 160,864,000 | $ 135,000 | $ 73,000 |
| Santa Fe County New Mexico | 500 | $ 132,266,000 | $ 264,000 | $ 0 |
| Dane County Wisconsin | 397 | $ 85,437,000 | $ 215,000 | $ 0 |
| Jo Daviess County Illinois | 382 | $ 62,813,000 | $ 164,000 | $ 9,000 |
| Winnebago County Illinois | 276 | $ 32,709,000 | $ 118,000 | $ 0 |
| Green County Wisconsin | 185 | $ 23,553,000 | $ 127,000 | $ 0 |
| Yellowstone County Montana | 112 | $ 19,745,000 | $ 176,000 | $ 0 |
| Lee County Iowa | 109 | $ 7,990,000 | $ 73,000 | $ 0 |
| Bernalillo County New Mexico | 98 | $ 21,644,000 | $ 220,000 | $ 0 |
| Gallatin County Montana | 64 | $ 12,817,000 | $ 200,000 | $ 0 |
| Jackson County Iowa | 51 | $ 6,588,000 | $ 129,000 | $ 86,000 |
| Boone County Illinois | 50 | $ 9,350,000 | $ 187,000 | $ 1,000 |
| Maricopa County Arizona | 45 | $ 8,401,000 | $ 186,000 | $ 10,000 |
| Summit County Colorado | 36 | $ 7,829,000 | $ 217,000 | $ 0 |
| Sanders County Montana | 34 | $ 4,994,000 | $ 146,000 | $ 0 |
| Grant County Wisconsin | 34 | $ 4,683,000 | $ 137,000 | $ 55,000 |
| Hancock County Illinois | 28 | $ 2,610,000 | $ 93,000 | $ 0 |
| Lafayette County Wisconsin | 25 | $ 2,952,000 | $ 118,000 | $ 15,000 |
| Sandoval County New Mexico | 23 | $ 4,233,000 | $ 184,000 | $ 0 |
| Flathead County Montana | 22 | $ 4,399,000 | $ 199,000 | $ 0 |
| Carroll County Illinois | 20 | $ 2,802,000 | $ 140,000 | $ 21,000 |
| Ravalli County Montana | 15 | $ 3,176,000 | $ 211,000 | $ 0 |
| Curry County New Mexico | 15 | $ 3,436,000 | $ 229,000 | $ 0 |
| Jefferson County Montana | 14 | $ 1,565,000 | $ 111,000 | $ 0 |
| Rio Arriba County New Mexico | 14 | $ 2,745,000 | $ 196,000 | $ 0 |
| Denver County Colorado | 13 | $ 2,441,000 | $ 187,000 | $ 0 |
| Delaware County Iowa | 12 | $ 2,488,000 | $ 207,000 | $ 251,000 |
| Jones County Iowa | 11 | $ 1,069,000 | $ 97,000 | $ 62,000 |
| Columbia County Wisconsin | 11 | $ 2,342,000 | $ 212,000 | $ 0 |
| Rock County Wisconsin | 11 | $ 1,859,000 | $ 169,000 | $ 3,000 |
| Cook County Illinois | 10 | $ 1,758,000 | $ 175,000 | $ 0 |
| Stephenson County Illinois | 10 | $ 3,630,000 | $ 363,000 | $ 604,000 |
| Clayton County Iowa | 10 | $ 766,000 | $ 76,000 | $ 70,000 |
| Clinton County Iowa | 10 | $ 6,258,000 | $ 625,000 | $ 2,773,000 |
| Valencia County New Mexico | 10 | $ 1,354,000 | $ 135,000 | $ 0 |
| Los Alamos County New Mexico | 8 | $ 1,815,000 | $ 226,000 | $ 0 |
| San Miguel County New Mexico | 8 | $ 871,000 | $ 108,000 | $ 0 |
| Jefferson County Wisconsin | 8 | $ 2,385,000 | $ 298,000 | $ 0 |
| Boulder County Colorado | 7 | $ 1,883,000 | $ 269,000 | $ 0 |
| McHenry County Illinois | 7 | $ 1,538,000 | $ 219,000 | $ 0 |
| Johnson County Iowa | 7 | $ 1,926,000 | $ 275,000 | $ 137,000 |
| Weld County Colorado | 6 | $ 1,358,000 | $ 226,000 | $ 0 |
| Broomfield County Colorado | 5 | $ 906,000 | $ 181,000 | $ 0 |
| Grand County Colorado | 5 | $ 790,000 | $ 158,000 | $ 0 |
| DuPage County Illinois | 5 | $ 1,254,000 | $ 250,000 | $ 0 |
| Ogle County Illinois | 5 | $ 667,000 | $ 133,000 | $ 20,000 |
| Clark County Missouri | 5 | $ 515,000 | $ 103,000 | $ 0 |
| Missoula County Montana | 5 | $ 909,000 | $ 181,000 | $ 0 |
| Sauk County Wisconsin | 5 | $ 1,456,000 | $ 291,000 | $ 39,000 |
| Douglas County Colorado | 4 | $ 855,000 | $ 213,000 | $ 0 |
| Jefferson County Colorado | 4 | $ 802,000 | $ 200,000 | $ 0 |
| Lake County Illinois | 4 | $ 1,198,000 | $ 299,000 | $ 0 |
| Sheridan County Montana | 4 | $ 286,000 | $ 71,000 | $ 0 |
| Roosevelt County New Mexico | 4 | $ 603,000 | $ 150,000 | $ 0 |
| Taos County New Mexico | 4 | $ 623,000 | $ 155,000 | $ 0 |
| Iowa County Wisconsin | 4 | $ 930,000 | $ 232,000 | $ 0 |
| Milwaukee County Wisconsin | 4 | $ 622,000 | $ 155,000 | $ 14,000 |
| Racine County Wisconsin | 4 | $ 952,000 | $ 238,000 | $ 0 |
| Adams County Colorado | 3 | $ 486,000 | $ 162,000 | $ 0 |
| Kane County Illinois | 3 | $ 832,000 | $ 277,000 | $ 0 |
| Linn County Iowa | 3 | $ 649,000 | $ 216,000 | $ 59,000 |
| Hennepin County Minnesota | 3 | $ 784,000 | $ 261,000 | $ 34,000 |
| Carbon County Montana | 3 | $ 655,000 | $ 218,000 | $ 0 |
| Lake County Montana | 3 | $ 785,000 | $ 261,000 | $ 0 |
| Manitowoc County Wisconsin | 3 | $ 714,000 | $ 238,000 | $ 0 |
| Pima County Arizona | 2 | $ 556,000 | $ 278,000 | $ 0 |
| Adams County Illinois | 2 | $ 131,000 | $ 65,000 | $ 0 |
| DeKalb County Illinois | 2 | $ 255,000 | $ 127,000 | $ 0 |
| Black Hawk County Iowa | 2 | $ 188,000 | $ 94,000 | $ 72,000 |
| Bremer County Iowa | 2 | $ 246,000 | $ 123,000 | $ 40,000 |
| Carver County Minnesota | 2 | $ 742,000 | $ 371,000 | $ 159,000 |
| Ramsey County Minnesota | 2 | $ 338,000 | $ 169,000 | $ 103,000 |
| Madison County Montana | 2 | $ 319,000 | $ 159,000 | $ 0 |
| Stillwater County Montana | 2 | $ 291,000 | $ 145,000 | $ 0 |
| Barron County Wisconsin | 2 | $ 159,000 | $ 79,000 | $ 42,000 |
| Brown County Wisconsin | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Iron County Wisconsin | 2 | $ 693,000 | $ 346,000 | $ 0 |
| Marquette County Wisconsin | 2 | $ 278,000 | $ 139,000 | $ 0 |
| Ozaukee County Wisconsin | 2 | $ 344,000 | $ 172,000 | $ 0 |
| Sheboygan County Wisconsin | 2 | $ 226,000 | $ 113,000 | $ 0 |
| Vernon County Wisconsin | 2 | $ 288,000 | $ 144,000 | $ 0 |
| Coconino County Arizona | 1 | $ 362,000 | $ 362,000 | $ 0 |
| La Paz County Arizona | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Pinal County Arizona | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Marion County Arkansas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Archuleta County Colorado | 1 | $ 273,000 | $ 273,000 | $ 0 |
| Clear Creek County Colorado | 1 | $ 206,000 | $ 206,000 | $ 66,000 |
| El Paso County Colorado | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Park County Colorado | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Routt County Colorado | 1 | $ 417,000 | $ 417,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Lee County Florida | 1 | $ 170,000 | $ 170,000 | $ 146,000 |
| Osceola County Florida | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Kendall County Illinois | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Allamakee County Iowa | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Benton County Iowa | 1 | $ 106,000 | $ 106,000 | $ 80,000 |
| Boone County Iowa | 1 | $ 87,000 | $ 87,000 | $ 121,000 |
| Buchanan County Iowa | 1 | $ 208,000 | $ 208,000 | $ 77,000 |
| Cedar County Iowa | 1 | $ 150,000 | $ 150,000 | $ 82,000 |
| Cerro Gordo County Iowa | 1 | $ 158,000 | $ 158,000 | $ 66,000 |
| Dickinson County Iowa | 1 | $ 94,000 | $ 94,000 | $ 173,000 |
| Fayette County Iowa | 1 | $ 32,000 | $ 32,000 | $ 35,000 |
| Jasper County Iowa | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Mitchell County Iowa | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Polk County Iowa | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Scott County Iowa | 1 | $ 200,000 | $ 200,000 | $ 113,000 |
| Story County Iowa | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Washington County Iowa | 1 | $ 83,000 | $ 83,000 | $ 30,000 |
| Johnson County Kansas | 1 | $ 82,000 | $ 82,000 | $ 70,000 |
| Aitkin County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 366,000 | $ 366,000 | $ 218,000 |
| Cass County Minnesota | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Crow Wing County Minnesota | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Scott County Minnesota | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Big Horn County Montana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Custer County Montana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Deer Lodge County Montana | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Granite County Montana | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Lincoln County Montana | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Park County Montana | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Powell County Montana | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Silver Bow County Montana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Valley County Montana | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 87,000 | $ 87,000 | $ 48,000 |
| Chaves County New Mexico | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Lea County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lincoln County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Mora County New Mexico | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Quay County New Mexico | 1 | $ 272,000 | $ 272,000 | $ 0 |
| San Juan County New Mexico | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 197,000 | $ 197,000 | $ 47,000 |
| Washington County Oregon | 1 | $ 75,000 | $ 75,000 | $ 211,000 |
| Collin County Texas | 1 | $ 23,000 | $ 23,000 | $ 0 |
| El Paso County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Utah County Utah | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Adams County Wisconsin | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Chippewa County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Dodge County Wisconsin | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Eau Claire County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Fond du Lac County Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Forest County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Juneau County Wisconsin | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Richland County Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Vilas County Wisconsin | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Washburn County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 207,000 |
| Washington County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 0 |
Mortgage Loan Application Detail Totals for Dubuque Bank And Trust Company in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,995 | $513,236,000 | $171,000 | $3,665,000 | $38,000 | $8,959,000 |
| Home Purchase | 1,055 | $185,503,000 | $175,000 | $3,150,000 | $23,000 | $1,075,000 |
| Home Improvement | 43 | $1,882,000 | $43,000 | $380,000 | $55,000 | $264,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,698 | $505,305,000 | $187,000 | $3,150,000 | $0 | $0 |
| White | 1,319 | $187,413,000 | $142,000 | $3,665,000 | $102,000 | $8,959,000 |
| Not Provided | 59 | $5,525,000 | $93,000 | $305,000 | $78,000 | $300,000 |
| Asian | 8 | $1,158,000 | $144,000 | $229,000 | $78,000 | $111,000 |
| Hispanic | 7 | $996,000 | $142,000 | $295,000 | $68,000 | $114,000 |
| Black or African American | 2 | $224,000 | $112,000 | $136,000 | $46,000 | $60,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,943 | $679,945,000 | $172,000 | $3,665,000 | $29,000 | $8,959,000 |
| FHA-insured (Federal Housing Administration) | 102 | $12,764,000 | $125,000 | $264,000 | $54,000 | $195,000 |
| VA-guaranteed (Veterans Administration) | 29 | $4,747,000 | $163,000 | $355,000 | $59,000 | $175,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $3,165,000 | $166,000 | $712,000 | $971,000 | $8,959,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,675 | $496,195,000 | $185,000 | $417,000 | $0 | $0 |
| Loan Originated | 1,133 | $168,743,000 | $148,000 | $3,665,000 | $109,000 | $8,959,000 |
| Application Withdrawn By Applicant | 132 | $18,394,000 | $139,000 | $417,000 | $64,000 | $1,075,000 |
| Application Approved But Not Accepted | 92 | $11,885,000 | $129,000 | $417,000 | $62,000 | $207,000 |
| Application Denied By Financial Institution | 61 | $5,404,000 | $88,000 | $405,000 | $55,000 | $213,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dubuque Bank And Trust Company's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dubuque Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.