Eloan Mortgage Lending & HMDA Data, 2007

In 2007, Eloan of Rosemont, IL reported 150,892 mortgage applications totaling $25.2 billion, up 2% from 2006. The average application was for $166,758, and applicants reported an average income of $91,947. 12% of its applications resulted in an originated loan and 53% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (4,693), Los Angeles-Long Beach-Glendale, CA (3,174) and Chicago-Naperville-Joliet, IL (2,855) (applications in parentheses).

Mortgage Company & Address Eloan
9600 West Bryn Mawr
Rosemont, IL 60018
Federal Regulator * available with data download
Years 2008  2007  2006  
Total Number of Mortgage Applications 150,892
Total Mortgage Loan Application Amount $25,162,598,000
Average Mortgage Loan Application Amount $166,758
Highest Mortgage Loan Application Amount $8,000,000
Average Applicant Income $91,947
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Eloan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Eloan by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 3,174 $ 898,010,000 $ 282,926 $ 133,000
Maricopa, Arizona 2,448 $ 486,834,000 $ 198,870 $ 97,000
Cook, Illinois 1,583 $ 325,597,000 $ 205,683 $ 95,000
Clark, Nevada 1,398 $ 319,283,000 $ 228,385 $ 97,000
San Diego, California 1,379 $ 392,071,000 $ 284,315 $ 123,000
Riverside, California 1,275 $ 313,440,000 $ 245,835 $ 119,000
Harris, Texas 1,240 $ 181,497,000 $ 146,368 $ 97,000
San Bernardino, California 1,169 $ 267,737,000 $ 229,030 $ 98,000
Broward, Florida 1,058 $ 210,950,000 $ 199,385 $ 98,000
Orange, California 1,044 $ 338,449,000 $ 324,184 $ 156,000
Alameda, California 969 $ 305,494,000 $ 315,267 $ 149,000
King, Washington 968 $ 249,535,000 $ 257,784 $ 116,000
Wayne, Michigan 934 $ 102,977,000 $ 110,253 $ 73,000
Miami-Dade, Florida 890 $ 192,126,000 $ 215,871 $ 130,000
Contra Costa, California 837 $ 260,680,000 $ 311,445 $ 137,000
Sacramento, California 810 $ 190,127,000 $ 234,724 $ 100,000
Santa Clara, California 765 $ 280,255,000 $ 366,346 $ 152,000
Suffolk, New York 765 $ 186,906,000 $ 244,321 $ 130,000
Philadelphia, Pennsylvania 759 $ 87,299,000 $ 115,018 $ 67,000
Fulton, Georgia 753 $ 144,342,000 $ 191,689 $ 103,000
Hillsborough, Florida 689 $ 116,149,000 $ 168,576 $ 83,000
Orange, Florida 680 $ 133,589,000 $ 196,454 $ 90,000
Gwinnett, Georgia 678 $ 105,045,000 $ 154,933 $ 95,000
Wake, North Carolina 645 $ 106,316,000 $ 164,831 $ 93,000
Palm Beach, Florida 637 $ 136,778,000 $ 214,722 $ 128,000
Cobb, Georgia 630 $ 103,830,000 $ 164,809 $ 90,000
Mecklenburg, North Carolina 630 $ 92,176,000 $ 146,311 $ 94,000
Tarrant, Texas 630 $ 88,367,000 $ 140,265 $ 82,000
Middlesex, Massachusetts 602 $ 152,360,000 $ 253,089 $ 141,000
Oakland, Michigan 596 $ 100,708,000 $ 168,973 $ 95,000
Prince George's, Maryland 592 $ 147,184,000 $ 248,621 $ 94,000
Shelby, Tennessee 592 $ 71,626,000 $ 120,989 $ 76,000
Dallas, Texas 590 $ 89,187,000 $ 151,164 $ 89,000
DeKalb, Georgia 585 $ 97,845,000 $ 167,256 $ 86,000
Duval, Florida 575 $ 82,911,000 $ 144,193 $ 115,000
Pinellas, Florida 517 $ 85,262,000 $ 164,916 $ 85,000
Allegheny, Pennsylvania 515 $ 51,367,000 $ 99,741 $ 94,000
Nassau, New York 509 $ 135,212,000 $ 265,642 $ 129,000
Cuyahoga, Ohio 509 $ 55,549,000 $ 109,133 $ 66,000
San Joaquin, California 503 $ 129,183,000 $ 256,825 $ 109,000
Fairfax, Virginia 496 $ 161,449,000 $ 325,502 $ 145,000
Franklin, Ohio 493 $ 59,613,000 $ 120,918 $ 87,000
Marion, Indiana 486 $ 49,305,000 $ 101,450 $ 83,000
Pierce, Washington 486 $ 102,770,000 $ 211,460 $ 88,000
Baltimore, Maryland 481 $ 91,818,000 $ 190,889 $ 125,000
Pima, Arizona 474 $ 81,313,000 $ 171,546 $ 85,000
Hartford, Connecticut 451 $ 73,434,000 $ 162,824 $ 91,000
New Haven, Connecticut 451 $ 81,173,000 $ 179,984 $ 92,000
Hamilton, Tennessee 443 $ 57,088,000 $ 128,866 $ 79,000
Jefferson, Alabama 442 $ 49,811,000 $ 112,694 $ 78,000
St. Louis, Missouri 438 $ 61,331,000 $ 140,025 $ 99,000
Queens, New York 429 $ 123,872,000 $ 288,745 $ 135,000
Lee, Florida 428 $ 81,909,000 $ 191,376 $ 90,000
Salt Lake, Utah 420 $ 80,552,000 $ 191,790 $ 101,000
Montgomery, Maryland 416 $ 119,110,000 $ 286,322 $ 130,000
Snohomish, Washington 412 $ 89,585,000 $ 217,439 $ 93,000
Volusia, Florida 410 $ 63,902,000 $ 155,858 $ 84,000
Montgomery, Pennsylvania 404 $ 75,618,000 $ 187,173 $ 111,000
Polk, Florida 395 $ 54,803,000 $ 138,741 $ 67,000
DuPage, Illinois 392 $ 89,908,000 $ 229,357 $ 106,000
Worcester, Massachusetts 390 $ 77,470,000 $ 198,641 $ 83,000
Will, Illinois 388 $ 80,760,000 $ 208,144 $ 109,000
Jefferson, Kentucky 388 $ 47,676,000 $ 122,876 $ 71,000
Middlesex, New Jersey 388 $ 94,791,000 $ 244,306 $ 140,000
Pasco, Florida 387 $ 58,436,000 $ 150,997 $ 95,000
Solano, California 384 $ 95,788,000 $ 249,447 $ 121,000
Brevard, Florida 383 $ 61,542,000 $ 160,684 $ 76,000
Hennepin, Minnesota 378 $ 71,902,000 $ 190,216 $ 96,000
Jackson, Missouri 374 $ 38,951,000 $ 104,147 $ 68,000
Baltimore City, Maryland 369 $ 50,065,000 $ 135,677 $ 77,000
Fairfield, Connecticut 362 $ 120,589,000 $ 333,118 $ 169,000
Macomb, Michigan 362 $ 49,030,000 $ 135,441 $ 77,000
Ocean, New Jersey 362 $ 75,949,000 $ 209,803 $ 126,000
Anne Arundel, Maryland 361 $ 87,573,000 $ 242,584 $ 104,000
Bexar, Texas 355 $ 48,123,000 $ 135,557 $ 96,000
Montgomery, Ohio 348 $ 34,426,000 $ 98,925 $ 69,000
Bergen, New Jersey 347 $ 102,667,000 $ 295,870 $ 151,000
Kern, California 345 $ 62,472,000 $ 181,078 $ 97,000
New Castle, Delaware 343 $ 59,824,000 $ 174,413 $ 97,000
Monmouth, New Jersey 342 $ 87,192,000 $ 254,947 $ 137,000
Hamilton, Ohio 342 $ 41,533,000 $ 121,441 $ 77,000
Bucks, Pennsylvania 341 $ 70,483,000 $ 206,695 $ 117,000
Ventura, California 337 $ 99,677,000 $ 295,777 $ 128,000
Westchester, New York 328 $ 114,457,000 $ 348,954 $ 238,000
Seminole, Florida 327 $ 62,402,000 $ 190,831 $ 84,000
Erie, New York 327 $ 28,999,000 $ 88,681 $ 73,000
Milwaukee, Wisconsin 327 $ 39,930,000 $ 122,110 $ 84,000
Kings, New York 324 $ 101,233,000 $ 312,447 $ 121,000
Essex, New Jersey 320 $ 83,188,000 $ 259,962 $ 132,000
Travis, Texas 319 $ 59,059,000 $ 185,137 $ 115,000
Pinal, Arizona 317 $ 52,184,000 $ 164,618 $ 112,000
San Mateo, California 316 $ 126,362,000 $ 399,879 $ 170,000
Stanislaus, California 316 $ 74,216,000 $ 234,860 $ 98,000
Arapahoe, Colorado 315 $ 54,281,000 $ 172,320 $ 93,000
Burlington, New Jersey 314 $ 59,239,000 $ 188,659 $ 90,000
Davidson, Tennessee 314 $ 42,355,000 $ 134,888 $ 108,000
Fresno, California 313 $ 63,150,000 $ 201,757 $ 89,000
Essex, Massachusetts 311 $ 77,517,000 $ 249,250 $ 96,000
Bernalillo, New Mexico 311 $ 49,445,000 $ 158,987 $ 84,000
Camden, New Jersey 307 $ 46,758,000 $ 152,306 $ 82,000
Guilford, North Carolina 304 $ 37,479,000 $ 123,286 $ 75,000
El Paso, Colorado 302 $ 49,567,000 $ 164,129 $ 75,000
Summit, Ohio 299 $ 32,428,000 $ 108,454 $ 72,000
Collin, Texas 286 $ 52,588,000 $ 183,874 $ 107,000
Delaware, Pennsylvania 285 $ 41,579,000 $ 145,891 $ 85,000
Multnomah, Oregon 284 $ 56,605,000 $ 199,313 $ 128,000
Lake, Illinois 283 $ 58,686,000 $ 207,371 $ 98,000
Norfolk, Massachusetts 275 $ 68,509,000 $ 249,123 $ 138,000
Mobile, Alabama 274 $ 30,722,000 $ 112,124 $ 71,000
Hudson, New Jersey 274 $ 76,917,000 $ 280,718 $ 120,000
Oklahoma, Oklahoma 273 $ 27,209,000 $ 99,666 $ 84,000
San Francisco, California 272 $ 109,218,000 $ 401,536 $ 174,000
Tulsa, Oklahoma 270 $ 27,166,000 $ 100,614 $ 83,000
Fort Bend, Texas 269 $ 44,928,000 $ 167,018 $ 90,000
Virginia Beach, Virginia 269 $ 49,472,000 $ 183,910 $ 83,000
Johnson, Kansas 267 $ 38,645,000 $ 144,737 $ 140,000
York, Pennsylvania 260 $ 33,401,000 $ 128,465 $ 96,000
East Baton Rouge, Louisiana 255 $ 32,469,000 $ 127,329 $ 103,000
Washoe, Nevada 251 $ 58,447,000 $ 232,856 $ 110,000
Chester, Pennsylvania 249 $ 54,110,000 $ 217,309 $ 139,000
Providence, Rhode Island 249 $ 47,612,000 $ 191,212 $ 78,000
Knox, Tennessee 248 $ 30,554,000 $ 123,201 $ 72,000
Henry, Georgia 246 $ 39,296,000 $ 159,739 $ 82,000
Monroe, New York 246 $ 22,437,000 $ 91,207 $ 71,000
Lake, Indiana 243 $ 25,589,000 $ 105,304 $ 71,000
Prince William, Virginia 243 $ 65,805,000 $ 270,802 $ 103,000
Sonoma, California 242 $ 70,622,000 $ 291,826 $ 140,000
Jefferson, Colorado 239 $ 45,149,000 $ 188,907 $ 97,000
Greenville, South Carolina 238 $ 30,683,000 $ 128,920 $ 79,000
Jefferson, Louisiana 237 $ 32,262,000 $ 136,126 $ 111,000
Morris, New Jersey 236 $ 69,555,000 $ 294,724 $ 158,000
Lucas, Ohio 236 $ 20,902,000 $ 88,567 $ 63,000
Denton, Texas 234 $ 42,216,000 $ 180,410 $ 97,000
Lake, Florida 232 $ 36,178,000 $ 155,939 $ 69,000
Horry, South Carolina 232 $ 37,356,000 $ 161,017 $ 90,000
Utah, Utah 229 $ 43,652,000 $ 190,620 $ 88,000
Montgomery, Texas 226 $ 34,013,000 $ 150,500 $ 109,000
Hampden, Massachusetts 225 $ 35,774,000 $ 158,995 $ 79,000
Plymouth, Massachusetts 225 $ 51,053,000 $ 226,902 $ 90,000
Monroe, Pennsylvania 225 $ 33,849,000 $ 150,440 $ 85,000
Denver, Colorado 223 $ 39,535,000 $ 177,286 $ 86,000
Bristol, Massachusetts 223 $ 46,103,000 $ 206,739 $ 94,000
Spokane, Washington 223 $ 32,770,000 $ 146,950 $ 76,000
Pulaski, Arkansas 222 $ 24,764,000 $ 111,549 $ 71,000
Suffolk, Massachusetts 222 $ 60,508,000 $ 272,558 $ 116,000
Orange, New York 222 $ 40,690,000 $ 183,288 $ 90,000
Cherokee, Georgia 221 $ 39,444,000 $ 178,479 $ 96,000
Ada, Idaho 221 $ 38,363,000 $ 173,588 $ 86,000
Clark, Washington 221 $ 42,598,000 $ 192,751 $ 89,000
Madison, Alabama 218 $ 25,200,000 $ 115,596 $ 75,000
Lancaster, Pennsylvania 217 $ 26,251,000 $ 120,972 $ 72,000
Osceola, Florida 216 $ 39,961,000 $ 185,004 $ 105,000
Sarasota, Florida 215 $ 39,973,000 $ 185,920 $ 100,000
Chesterfield, Virginia 215 $ 35,668,000 $ 165,897 $ 83,000
St. Lucie, Florida 213 $ 35,029,000 $ 164,455 $ 74,000
Marion, Florida 212 $ 27,723,000 $ 130,768 $ 80,000
Polk, Iowa 212 $ 23,219,000 $ 109,523 $ 68,000
Northampton, Pennsylvania 211 $ 30,054,000 $ 142,436 $ 76,000
Richmond, New York 209 $ 50,122,000 $ 239,818 $ 97,000
Butler, Ohio 208 $ 24,842,000 $ 119,432 $ 71,000
Union, New Jersey 207 $ 53,796,000 $ 259,884 $ 128,000
Richland, South Carolina 207 $ 26,383,000 $ 127,454 $ 72,000
Washington, Oregon 206 $ 42,452,000 $ 206,077 $ 129,000
Douglas, Colorado 204 $ 45,623,000 $ 223,642 $ 118,000
Clayton, Georgia 204 $ 25,145,000 $ 123,259 $ 68,000
Sedgwick, Kansas 204 $ 22,263,000 $ 109,132 $ 76,000
Gloucester, New Jersey 204 $ 34,808,000 $ 170,627 $ 118,000
Rockingham, New Hampshire 203 $ 40,805,000 $ 201,009 $ 114,000
Stark, Ohio 202 $ 21,974,000 $ 108,782 $ 76,000
District of Columbia, District Of Columbia 201 $ 64,339,000 $ 320,094 $ 129,000
Hillsborough, New Hampshire 201 $ 36,917,000 $ 183,666 $ 83,000
Placer, California 200 $ 52,312,000 $ 261,560 $ 129,000
Forsyth, Georgia 199 $ 39,737,000 $ 199,683 $ 106,000
Kent, Michigan 199 $ 22,569,000 $ 113,412 $ 63,000
Mercer, New Jersey 199 $ 41,605,000 $ 209,070 $ 108,000
Genesee, Michigan 196 $ 20,194,000 $ 103,030 $ 63,000
St. Charles, Missouri 195 $ 27,897,000 $ 143,061 $ 90,000
Westmoreland, Pennsylvania 195 $ 20,122,000 $ 103,189 $ 62,000
Cumberland, North Carolina 194 $ 18,199,000 $ 93,809 $ 77,000
Adams, Colorado 193 $ 30,883,000 $ 160,015 $ 82,000
Kane, Illinois 193 $ 38,345,000 $ 198,678 $ 151,000
Somerset, New Jersey 193 $ 53,631,000 $ 277,880 $ 153,000
Berks, Pennsylvania 193 $ 22,319,000 $ 115,642 $ 76,000
Luzerne, Pennsylvania 192 $ 18,742,000 $ 97,614 $ 61,000
Henrico, Virginia 191 $ 35,554,000 $ 186,146 $ 92,000
Rutherford, Tennessee 189 $ 25,050,000 $ 132,539 $ 74,000
Honolulu, Hawaii 188 $ 66,701,000 $ 354,792 $ 114,000
Durham, North Carolina 186 $ 26,607,000 $ 143,048 $ 84,000
Loudoun, Virginia 183 $ 51,121,000 $ 279,349 $ 143,000
St. Tammany, Louisiana 182 $ 28,622,000 $ 157,263 $ 82,000
Douglas, Nebraska 182 $ 20,308,000 $ 111,582 $ 70,000
Harford, Maryland 181 $ 33,087,000 $ 182,801 $ 92,000
Howard, Maryland 181 $ 42,912,000 $ 237,082 $ 124,000
Lorain, Ohio 179 $ 18,166,000 $ 101,486 $ 79,000
Onondaga, New York 178 $ 17,440,000 $ 97,977 $ 65,000
Kitsap, Washington 178 $ 33,679,000 $ 189,207 $ 84,000
Atlantic, New Jersey 177 $ 33,722,000 $ 190,519 $ 94,000
Williamson, Texas 175 $ 26,721,000 $ 152,691 $ 83,000
Tulare, California 173 $ 27,984,000 $ 161,757 $ 84,000
Allen, Indiana 171 $ 14,358,000 $ 83,964 $ 82,000
Charleston, South Carolina 171 $ 30,427,000 $ 177,935 $ 95,000
Chatham, Georgia 170 $ 24,896,000 $ 146,447 $ 84,000
Dutchess, New York 169 $ 39,041,000 $ 231,011 $ 154,000
Mohave, Arizona 168 $ 25,181,000 $ 149,886 $ 113,000
Passaic, New Jersey 165 $ 44,258,000 $ 268,230 $ 93,000
Dauphin, Pennsylvania 165 $ 19,008,000 $ 115,200 $ 69,000
Benton, Arkansas 164 $ 22,700,000 $ 138,414 $ 77,000
Escambia, Florida 163 $ 18,981,000 $ 116,447 $ 74,000
Orleans, Louisiana 160 $ 25,614,000 $ 160,087 $ 85,000
Lehigh, Pennsylvania 158 $ 21,961,000 $ 138,993 $ 69,000
Galveston, Texas 158 $ 20,542,000 $ 130,012 $ 189,000
Forsyth, North Carolina 157 $ 19,039,000 $ 121,267 $ 62,000
Madison, Illinois 156 $ 16,481,000 $ 105,647 $ 69,000
Gaston, North Carolina 156 $ 17,225,000 $ 110,416 $ 60,000
Paulding, Georgia 155 $ 20,255,000 $ 130,677 $ 62,000
Hamilton, Indiana 154 $ 21,869,000 $ 142,006 $ 106,000
Shelby, Alabama 152 $ 23,022,000 $ 151,460 $ 86,000
McHenry, Illinois 151 $ 29,988,000 $ 198,596 $ 96,000
Bronx, New York 151 $ 48,889,000 $ 323,768 $ 99,000
Dane, Wisconsin 151 $ 26,077,000 $ 172,695 $ 88,000
Warren, Ohio 150 $ 21,546,000 $ 143,640 $ 90,000
York, South Carolina 150 $ 21,973,000 $ 146,486 $ 102,000
Frederick, Maryland 149 $ 32,991,000 $ 221,416 $ 167,000
Baldwin, Alabama 148 $ 24,204,000 $ 163,540 $ 117,000
Union, North Carolina 147 $ 23,303,000 $ 158,523 $ 84,000
Clackamas, Oregon 147 $ 31,468,000 $ 214,068 $ 106,000
Lane, Oregon 147 $ 24,323,000 $ 165,462 $ 75,000
Davis, Utah 147 $ 26,158,000 $ 177,945 $ 79,000
Manatee, Florida 146 $ 34,164,000 $ 234,000 $ 100,000
Yavapai, Arizona 145 $ 29,703,000 $ 204,848 $ 93,000
New London, Connecticut 144 $ 27,414,000 $ 190,375 $ 83,000
New York, New York 144 $ 55,713,000 $ 386,895 $ 288,000
Johnston, North Carolina 144 $ 16,730,000 $ 116,180 $ 68,000
Spartanburg, South Carolina 143 $ 17,593,000 $ 123,027 $ 66,000
DeSoto, Mississippi 142 $ 18,371,000 $ 129,373 $ 72,000
Collier, Florida 141 $ 41,851,000 $ 296,815 $ 165,000
Ramsey, Minnesota 141 $ 24,273,000 $ 172,148 $ 69,000
Sumner, Tennessee 141 $ 18,044,000 $ 127,971 $ 141,000
El Dorado, California 140 $ 38,002,000 $ 271,442 $ 149,000
Washtenaw, Michigan 140 $ 23,157,000 $ 165,407 $ 81,000
Thurston, Washington 140 $ 25,256,000 $ 180,400 $ 106,000
Hinds, Mississippi 139 $ 12,928,000 $ 93,007 $ 75,000
Lafayette, Louisiana 137 $ 17,067,000 $ 124,576 $ 77,000
St. Louis City, Missouri 137 $ 15,899,000 $ 116,051 $ 92,000
Montgomery, Alabama 136 $ 13,859,000 $ 101,904 $ 109,000
Kent, Delaware 136 $ 22,945,000 $ 168,713 $ 153,000
Leon, Florida 136 $ 18,986,000 $ 139,602 $ 85,000
Monterey, California 135 $ 37,188,000 $ 275,466 $ 129,000
Hernando, Florida 135 $ 17,834,000 $ 132,103 $ 108,000
Sussex, New Jersey 135 $ 29,066,000 $ 215,303 $ 104,000
Oneida, New York 135 $ 10,593,000 $ 78,466 $ 53,000
Cabarrus, North Carolina 135 $ 21,925,000 $ 162,407 $ 74,000
El Paso, Texas 135 $ 17,757,000 $ 131,533 $ 77,000
Clay, Missouri 134 $ 18,324,000 $ 136,746 $ 72,000
Williamson, Tennessee 133 $ 24,859,000 $ 186,909 $ 128,000
Okaloosa, Florida 131 $ 22,685,000 $ 173,167 $ 113,000
Charles, Maryland 130 $ 34,735,000 $ 267,192 $ 111,000
Barnstable, Massachusetts 130 $ 34,231,000 $ 263,315 $ 109,000
Mahoning, Ohio 130 $ 10,889,000 $ 83,761 $ 56,000
Lexington, South Carolina 130 $ 15,875,000 $ 122,115 $ 112,000
St. Johns, Florida 129 $ 26,654,000 $ 206,620 $ 99,000
Larimer, Colorado 128 $ 23,805,000 $ 185,976 $ 77,000
Winnebago, Illinois 128 $ 13,484,000 $ 105,343 $ 70,000
Chesapeake, Virginia 128 $ 23,562,000 $ 184,078 $ 83,000
Waukesha, Wisconsin 128 $ 21,139,000 $ 165,148 $ 105,000
Hall, Georgia 127 $ 18,503,000 $ 145,692 $ 76,000
Caddo, Louisiana 127 $ 14,762,000 $ 116,236 $ 75,000
York, Maine 127 $ 24,592,000 $ 193,637 $ 143,000
Clay, Florida 126 $ 20,766,000 $ 164,809 $ 111,000
Buncombe, North Carolina 126 $ 18,965,000 $ 150,515 $ 65,000
St. Clair, Illinois 125 $ 13,193,000 $ 105,544 $ 160,000
Fayette, Kentucky 125 $ 15,589,000 $ 124,712 $ 108,000
Washington, Pennsylvania 125 $ 14,536,000 $ 116,288 $ 68,000
Citrus, Florida 123 $ 16,728,000 $ 136,000 $ 59,000
St. Joseph, Indiana 123 $ 13,198,000 $ 107,300 $ 96,000
Cumberland, Maine 123 $ 22,112,000 $ 179,772 $ 90,000
Bay, Florida 122 $ 19,195,000 $ 157,336 $ 99,000
Lackawanna, Pennsylvania 122 $ 13,178,000 $ 108,016 $ 67,000
Sussex, Delaware 121 $ 20,786,000 $ 171,785 $ 74,000
Clermont, Ohio 120 $ 13,866,000 $ 115,550 $ 83,000
Middlesex, Connecticut 119 $ 23,241,000 $ 195,302 $ 90,000
Douglas, Georgia 119 $ 17,626,000 $ 148,117 $ 70,000
Albany, New York 119 $ 15,010,000 $ 126,134 $ 73,000
Boulder, Colorado 117 $ 28,791,000 $ 246,076 $ 111,000
Dakota, Minnesota 117 $ 22,101,000 $ 188,897 $ 90,000
Saratoga, New York 117 $ 16,387,000 $ 140,059 $ 86,000
New Hanover, North Carolina 117 $ 19,629,000 $ 167,769 $ 83,000
Trumbull, Ohio 117 $ 8,703,000 $ 74,384 $ 53,000
Cumberland, Pennsylvania 117 $ 14,218,000 $ 121,521 $ 71,000
Muscogee, Georgia 116 $ 13,595,000 $ 117,198 $ 76,000
Erie, Pennsylvania 116 $ 9,807,000 $ 84,543 $ 55,000
Berkeley, South Carolina 116 $ 17,532,000 $ 151,137 $ 76,000
Jackson, Mississippi 115 $ 12,915,000 $ 112,304 $ 73,000
Coweta, Georgia 114 $ 17,269,000 $ 151,482 $ 76,000
Greene, Missouri 114 $ 13,151,000 $ 115,359 $ 57,000
Weld, Colorado 113 $ 20,570,000 $ 182,035 $ 93,000
Kalamazoo, Michigan 113 $ 12,968,000 $ 114,761 $ 93,000
Alachua, Florida 112 $ 15,332,000 $ 136,892 $ 88,000
Harrison, Mississippi 112 $ 15,587,000 $ 139,169 $ 78,000
Jefferson, Missouri 112 $ 15,277,000 $ 136,401 $ 71,000
Lake, Ohio 112 $ 14,418,000 $ 128,732 $ 75,000
Brazoria, Texas 112 $ 15,065,000 $ 134,508 $ 92,000
Hidalgo, Texas 112 $ 14,576,000 $ 130,142 $ 109,000
Bell, Texas 111 $ 12,562,000 $ 113,171 $ 79,000
Litchfield, Connecticut 110 $ 19,751,000 $ 179,554 $ 78,000
Newton, Georgia 110 $ 14,048,000 $ 127,709 $ 69,000
Kenton, Kentucky 109 $ 10,541,000 $ 96,706 $ 62,000
Cumberland, New Jersey 109 $ 13,907,000 $ 127,587 $ 67,000
Schuylkill, Pennsylvania 109 $ 9,030,000 $ 82,844 $ 60,000
Santa Rosa, Florida 108 $ 15,159,000 $ 140,361 $ 65,000
Anoka, Minnesota 108 $ 19,133,000 $ 177,157 $ 74,000
Marion, Oregon 108 $ 16,871,000 $ 156,212 $ 89,000
Montgomery, Tennessee 108 $ 11,065,000 $ 102,453 $ 66,000
Stafford, Virginia 108 $ 28,543,000 $ 264,287 $ 113,000
Whatcom, Washington 108 $ 18,235,000 $ 168,842 $ 77,000
Washington, Arkansas 107 $ 13,659,000 $ 127,654 $ 71,000
Canyon, Idaho 107 $ 14,019,000 $ 131,018 $ 61,000
Carroll, Maryland 107 $ 21,562,000 $ 201,514 $ 94,000
Cleveland, Oklahoma 107 $ 10,203,000 $ 95,355 $ 99,000
Dorchester, South Carolina 107 $ 13,690,000 $ 127,943 $ 65,000
Marin, California 106 $ 44,316,000 $ 418,075 $ 176,000
Saginaw, Michigan 106 $ 10,709,000 $ 101,028 $ 70,000
Santa Barbara, California 104 $ 32,905,000 $ 316,394 $ 115,000
Charlotte, Florida 104 $ 16,118,000 $ 154,980 $ 93,000
Santa Cruz, California 103 $ 31,708,000 $ 307,844 $ 133,000
Richmond, Georgia 103 $ 8,939,000 $ 86,786 $ 50,000
Ulster, New York 103 $ 20,079,000 $ 194,941 $ 116,000
Iredell, North Carolina 103 $ 14,622,000 $ 141,961 $ 144,000
Beaufort, South Carolina 103 $ 24,626,000 $ 239,087 $ 100,000
Spotsylvania, Virginia 103 $ 23,089,000 $ 224,165 $ 91,000
Ingham, Michigan 102 $ 10,773,000 $ 105,617 $ 67,000
Catawba, North Carolina 102 $ 11,388,000 $ 111,647 $ 73,000
Merced, California 101 $ 21,737,000 $ 215,217 $ 89,000
Hawaii, Hawaii 101 $ 28,084,000 $ 278,059 $ 178,000
Tuscaloosa, Alabama 100 $ 12,206,000 $ 122,060 $ 87,000
Vanderburgh, Indiana 100 $ 8,403,000 $ 84,030 $ 53,000
Kent, Rhode Island 100 $ 17,445,000 $ 174,450 $ 77,000
Fayette, Georgia 99 $ 17,913,000 $ 180,939 $ 92,000
Livingston, Michigan 98 $ 16,935,000 $ 172,806 $ 81,000
Ottawa, Michigan 98 $ 14,559,000 $ 148,561 $ 73,000
San Luis Obispo, California 97 $ 32,042,000 $ 330,329 $ 128,000
Niagara, New York 97 $ 7,159,000 $ 73,804 $ 57,000
Davidson, North Carolina 97 $ 11,015,000 $ 113,556 $ 60,000
Rowan, North Carolina 97 $ 10,221,000 $ 105,371 $ 69,000
Washington, Maryland 96 $ 16,145,000 $ 168,177 $ 182,000
Monroe, Michigan 96 $ 12,975,000 $ 135,156 $ 72,000
Merrimack, New Hampshire 96 $ 16,060,000 $ 167,291 $ 84,000
Broome, New York 96 $ 8,045,000 $ 83,802 $ 65,000
Beaver, Pennsylvania 96 $ 8,953,000 $ 93,260 $ 64,000
Hampton, Virginia 96 $ 14,378,000 $ 149,770 $ 72,000
Muskegon, Michigan 95 $ 8,489,000 $ 89,357 $ 62,000
Madison, Indiana 94 $ 8,428,000 $ 89,659 $ 103,000
Calcasieu, Louisiana 94 $ 9,389,000 $ 99,882 $ 69,000
Rankin, Mississippi 94 $ 11,035,000 $ 117,393 $ 75,000
Deschutes, Oregon 94 $ 19,549,000 $ 207,968 $ 86,000
Yolo, California 93 $ 19,586,000 $ 210,602 $ 110,000
Carroll, Georgia 93 $ 12,148,000 $ 130,623 $ 70,000
Rensselaer, New York 93 $ 10,873,000 $ 116,913 $ 68,000
Rockland, New York 93 $ 25,180,000 $ 270,752 $ 119,000
Sangamon, Illinois 92 $ 8,490,000 $ 92,282 $ 63,000
Cape May, New Jersey 92 $ 17,049,000 $ 185,315 $ 89,000
Norfolk, Virginia 92 $ 15,238,000 $ 165,630 $ 73,000
Anchorage, Alaska 91 $ 23,927,000 $ 262,934 $ 136,000
Floyd, Georgia 91 $ 9,271,000 $ 101,879 $ 52,000
Houston, Georgia 91 $ 9,604,000 $ 105,538 $ 98,000
Medina, Ohio 91 $ 10,098,000 $ 110,967 $ 77,000
Jackson, Oregon 91 $ 20,627,000 $ 226,670 $ 97,000
Anderson, South Carolina 91 $ 9,936,000 $ 109,186 $ 87,000
Kenosha, Wisconsin 91 $ 13,653,000 $ 150,032 $ 79,000
Lee, Alabama 90 $ 10,782,000 $ 119,800 $ 76,000
Onslow, North Carolina 90 $ 12,665,000 $ 140,722 $ 83,000
Clark, Ohio 90 $ 8,278,000 $ 91,977 $ 74,000
Fayette, Pennsylvania 90 $ 7,242,000 $ 80,466 $ 74,000
Butte, California 89 $ 18,640,000 $ 209,438 $ 77,000
Shasta, California 89 $ 16,019,000 $ 179,988 $ 87,000
Elkhart, Indiana 89 $ 9,394,000 $ 105,550 $ 66,000
Hendricks, Indiana 89 $ 11,391,000 $ 127,988 $ 67,000
Jackson, Michigan 89 $ 10,561,000 $ 118,662 $ 81,000
Lancaster, Nebraska 89 $ 9,878,000 $ 110,988 $ 65,000
Alamance, North Carolina 89 $ 9,613,000 $ 108,011 $ 60,000
Franklin, Pennsylvania 89 $ 12,399,000 $ 139,314 $ 65,000
Newport News, Virginia 89 $ 10,987,000 $ 123,449 $ 65,000
Racine, Wisconsin 89 $ 11,729,000 $ 131,786 $ 76,000
Cochise, Arizona 88 $ 12,290,000 $ 139,659 $ 98,000
Peoria, Illinois 88 $ 8,414,000 $ 95,613 $ 70,000
Calhoun, Michigan 88 $ 8,180,000 $ 92,954 $ 70,000
Washington, Minnesota 88 $ 18,707,000 $ 212,579 $ 103,000
Licking, Ohio 88 $ 9,778,000 $ 111,113 $ 67,000
Cambria, Pennsylvania 88 $ 6,292,000 $ 71,500 $ 45,000
Porter, Indiana 87 $ 12,189,000 $ 140,103 $ 89,000
Randolph, North Carolina 87 $ 10,017,000 $ 115,137 $ 65,000
Sullivan, Tennessee 87 $ 7,909,000 $ 90,908 $ 55,000
Weber, Utah 87 $ 11,919,000 $ 137,000 $ 75,000
Rock, Wisconsin 87 $ 9,099,000 $ 104,586 $ 65,000
Pueblo, Colorado 86 $ 9,055,000 $ 105,290 $ 61,000
Bibb, Georgia 86 $ 13,243,000 $ 153,988 $ 60,000
Dona Ana, New Mexico 86 $ 12,966,000 $ 150,767 $ 81,000
Richland, Ohio 86 $ 7,700,000 $ 89,534 $ 53,000
Pike, Pennsylvania 86 $ 12,169,000 $ 141,500 $ 69,000
Columbia, Georgia 85 $ 11,753,000 $ 138,270 $ 78,000
Indian River, Florida 84 $ 13,432,000 $ 159,904 $ 80,000
Shawnee, Kansas 84 $ 8,040,000 $ 95,714 $ 69,000
Wyandotte, Kansas 84 $ 7,299,000 $ 86,892 $ 72,000
Brunswick, North Carolina 84 $ 12,816,000 $ 152,571 $ 123,000
Richmond City, Virginia 84 $ 10,461,000 $ 124,535 $ 79,000
Flagler, Florida 83 $ 14,486,000 $ 174,530 $ 75,000
Linn, Iowa 83 $ 8,424,000 $ 101,493 $ 100,000
Penobscot, Maine 82 $ 8,960,000 $ 109,268 $ 56,000
Calvert, Maryland 82 $ 20,505,000 $ 250,060 $ 120,000
St. Clair, Michigan 82 $ 8,838,000 $ 107,780 $ 74,000
Jasper, Missouri 82 $ 7,894,000 $ 96,268 $ 69,000
Hunterdon, New Jersey 82 $ 23,640,000 $ 288,292 $ 127,000
Pitt, North Carolina 82 $ 8,382,000 $ 102,219 $ 86,000
Portage, Ohio 82 $ 9,688,000 $ 118,146 $ 56,000
Nueces, Texas 82 $ 9,783,000 $ 119,304 $ 83,000
Johnson, Indiana 81 $ 11,165,000 $ 137,839 $ 61,000
Santa Fe, New Mexico 81 $ 17,179,000 $ 212,086 $ 110,000
Bartow, Georgia 80 $ 10,777,000 $ 134,712 $ 83,000
Berrien, Michigan 80 $ 7,956,000 $ 99,450 $ 62,000
Warren, New Jersey 80 $ 16,126,000 $ 201,575 $ 108,000
Rockdale, Georgia 79 $ 15,069,000 $ 190,746 $ 85,000
Livingston, Louisiana 79 $ 8,883,000 $ 112,443 $ 105,000
Comanche, Oklahoma 79 $ 6,808,000 $ 86,177 $ 59,000
Scott, Iowa 78 $ 8,414,000 $ 107,871 $ 69,000
Steuben, New York 78 $ 5,768,000 $ 73,948 $ 57,000
Cameron, Texas 78 $ 8,903,000 $ 114,141 $ 72,000
Calhoun, Alabama 77 $ 7,171,000 $ 93,129 $ 65,000
Napa, California 77 $ 28,932,000 $ 375,740 $ 171,000
Catoosa, Georgia 77 $ 9,316,000 $ 120,987 $ 62,000
Sandoval, New Mexico 77 $ 12,852,000 $ 166,909 $ 72,000
Delaware, Ohio 77 $ 13,894,000 $ 180,441 $ 120,000
Barrow, Georgia 76 $ 9,679,000 $ 127,355 $ 64,000
Kootenai, Idaho 76 $ 12,080,000 $ 158,947 $ 69,000
Berkshire, Massachusetts 76 $ 12,229,000 $ 160,907 $ 71,000
McLennan, Texas 76 $ 7,617,000 $ 100,223 $ 62,000
Champaign, Illinois 75 $ 7,806,000 $ 104,080 $ 67,000
Kendall, Illinois 75 $ 13,585,000 $ 181,133 $ 103,000
LaPorte, Indiana 75 $ 7,937,000 $ 105,826 $ 69,000
Ascension, Louisiana 75 $ 12,246,000 $ 163,280 $ 88,000
St. Mary's, Maryland 75 $ 15,699,000 $ 209,320 $ 99,000
Ashtabula, Ohio 75 $ 6,864,000 $ 91,520 $ 73,000
Columbiana, Ohio 74 $ 5,900,000 $ 79,729 $ 55,000
Nevada, California 73 $ 18,690,000 $ 256,027 $ 135,000
Windham, Connecticut 73 $ 11,259,000 $ 154,232 $ 77,000
Walton, Georgia 73 $ 9,409,000 $ 128,890 $ 61,000
Tazewell, Illinois 73 $ 7,188,000 $ 98,465 $ 60,000
Tippecanoe, Indiana 73 $ 7,271,000 $ 99,602 $ 61,000
Sarpy, Nebraska 72 $ 8,528,000 $ 118,444 $ 81,000
Schenectady, New York 72 $ 7,980,000 $ 110,833 $ 92,000
St. Lawrence, New York 72 $ 5,785,000 $ 80,347 $ 61,000
Arlington, Virginia 72 $ 21,550,000 $ 299,305 $ 135,000
Benton, Washington 72 $ 9,453,000 $ 131,291 $ 70,000
Winnebago, Wisconsin 72 $ 7,759,000 $ 107,763 $ 61,000
Madera, California 71 $ 14,056,000 $ 197,971 $ 286,000
Allen, Ohio 71 $ 6,117,000 $ 86,154 $ 54,000
Sevier, Tennessee 71 $ 11,518,000 $ 162,225 $ 80,000
Yuma, Arizona 70 $ 10,320,000 $ 147,428 $ 78,000
Terrebonne, Louisiana 70 $ 7,758,000 $ 110,828 $ 70,000
Chautauqua, New York 70 $ 5,750,000 $ 82,142 $ 103,000
Oswego, New York 70 $ 5,869,000 $ 83,842 $ 61,000
Greene, Ohio 70 $ 8,022,000 $ 114,600 $ 72,000
Adams, Pennsylvania 70 $ 10,876,000 $ 155,371 $ 78,000
Houston, Alabama 69 $ 6,225,000 $ 90,217 $ 64,000
Cass, Missouri 69 $ 9,130,000 $ 132,318 $ 124,000
Kankakee, Illinois 68 $ 7,703,000 $ 113,279 $ 57,000
Boone, Kentucky 68 $ 7,641,000 $ 112,367 $ 66,000
Cecil, Maryland 68 $ 13,072,000 $ 192,235 $ 105,000
Strafford, New Hampshire 68 $ 10,383,000 $ 152,691 $ 69,000
Fairfield, Ohio 68 $ 7,543,000 $ 110,926 $ 67,000
Lawrence, Pennsylvania 68 $ 5,658,000 $ 83,205 $ 57,000
Minnehaha, South Dakota 68 $ 7,296,000 $ 107,294 $ 64,000
Talladega, Alabama 67 $ 6,950,000 $ 103,731 $ 65,000
Tolland, Connecticut 67 $ 10,515,000 $ 156,940 $ 96,000
Madison, Mississippi 67 $ 10,900,000 $ 162,686 $ 81,000
Maury, Tennessee 67 $ 8,110,000 $ 121,044 $ 59,000
Alexandria, Virginia 67 $ 19,454,000 $ 290,358 $ 119,000
Grays Harbor, Washington 67 $ 8,366,000 $ 124,865 $ 79,000
St. Clair, Alabama 66 $ 7,309,000 $ 110,742 $ 83,000
Macon, Illinois 66 $ 4,850,000 $ 73,484 $ 51,000
Vigo, Indiana 66 $ 5,258,000 $ 79,666 $ 54,000
Wicomico, Maryland 66 $ 10,472,000 $ 158,666 $ 75,000
Mercer, Pennsylvania 66 $ 6,166,000 $ 93,424 $ 90,000
Washington, Tennessee 66 $ 6,754,000 $ 102,333 $ 65,000
Wilson, Tennessee 66 $ 10,631,000 $ 161,075 $ 76,000
Jefferson, Texas 66 $ 7,222,000 $ 109,424 $ 106,000
Rutland, Vermont 66 $ 8,392,000 $ 127,151 $ 58,000
Yakima, Washington 66 $ 8,529,000 $ 129,227 $ 67,000
Martin, Florida 65 $ 12,872,000 $ 198,030 $ 96,000
Gordon, Georgia 65 $ 7,265,000 $ 111,769 $ 58,000
Lowndes, Georgia 65 $ 9,101,000 $ 140,015 $ 109,000
Hampshire, Massachusetts 65 $ 11,049,000 $ 169,984 $ 89,000
Chittenden, Vermont 65 $ 11,160,000 $ 171,692 $ 84,000
McLean, Illinois 64 $ 7,160,000 $ 111,875 $ 58,000
Tangipahoa, Louisiana 64 $ 7,356,000 $ 114,937 $ 60,000
Lenawee, Michigan 64 $ 7,255,000 $ 113,359 $ 71,000
St. Louis, Minnesota 64 $ 6,410,000 $ 100,156 $ 89,000
Grafton, New Hampshire 64 $ 11,513,000 $ 179,890 $ 111,000
Wayne, North Carolina 64 $ 6,511,000 $ 101,734 $ 61,000
Lebanon, Pennsylvania 64 $ 7,606,000 $ 118,843 $ 62,000
Northumberland, Pennsylvania 64 $ 5,512,000 $ 86,125 $ 55,000
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Mortgage Loan Application Detail Totals for Eloan in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 77,959 $13,816,372,000 $177,000 $4,000,000 $93,000 $9,999,000
Home Purchase 51,453 $8,882,379,000 $172,000 $8,000,000 $92,000 $9,999,000
Home Improvement 21,480 $2,463,847,000 $114,000 $4,000,000 $88,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 76,450 $11,699,434,000 $153,000 $8,000,000 $87,000 $9,999,000
Not Provided 49,187 $9,111,149,000 $185,000 $4,000,000 $102,000 $9,999,000
Black or African American 11,489 $1,725,630,000 $150,000 $4,000,000 $77,000 $9,999,000
Hispanic 7,936 $1,377,881,000 $173,000 $4,000,000 $90,000 $9,999,000
Asian 3,744 $904,931,000 $241,000 $1,500,000 $118,000 $3,403,000
American Indian or Alaskan Native 1,514 $217,203,000 $143,000 $4,000,000 $89,000 $9,999,000
Native Hawaiian or Other Pacific Islander 572 $126,370,000 $220,000 $1,120,000 $96,000 $3,900,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 150,779 $25,143,340,000 $166,000 $8,000,000 $92,000 $9,999,000
FHA-insured (Federal Housing Administration) 108 $18,622,000 $172,000 $368,000 $67,000 $440,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $636,000 $127,000 $255,000 $94,000 $126,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 80,298 $12,314,648,000 $153,000 $4,000,000 $81,000 $9,999,000
Application Withdrawn By Applicant 31,338 $5,728,713,000 $182,000 $8,000,000 $106,000 $9,999,000
Application Approved But Not Accepted 20,710 $4,394,488,000 $212,000 $4,000,000 $106,000 $9,999,000
Loan Originated 18,546 $2,724,749,000 $146,000 $1,500,000 $99,000 $4,024,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 4 $1,113,000 $278,000 $300,000 $213,000 $355,000
Debt-To-Income Ratio 1 $251,000 $251,000 $251,000 $174,000 $174,000
Other 1 $300,000 $300,000 $300,000 $240,000 $240,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Eloan's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Eloan's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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