E*Trade Savings Bank Mortgage Lending & HMDA Data, 2011
In 2011, E*Trade Savings Bank of Arlington, VA reported 1,834 mortgage applications totaling $472.5 million. The average application was for $257,650, and applicants reported an average income of $149,194. 17% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (88), Washington-Arlington-Alexandria, DC-VA-MD-WV (80) and Chicago-Joliet-Naperville, IL (74) (applications in parentheses).
| Mortgage Company & Address | E*Trade Savings Bank 671 N. Glebe Rd 12th Floor Arlington, VA 22203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 |
| Total Number of Mortgage Applications | 1,834 |
| Total Mortgage Loan Application Amount | $472,531,000 |
| Average Mortgage Loan Application Amount | $257,650 |
| Highest Mortgage Loan Application Amount | $1,953,000 |
| Average Applicant Income | $149,194 |
| Highest Applicant Income | $4,443,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records E*Trade Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 88 | $ 29,873,000 | $ 339,465 | $ 147,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 80 | $ 26,003,000 | $ 325,037 | $ 165,987 |
| Chicago-Joliet-Naperville, IL | 74 | $ 15,966,000 | $ 215,756 | $ 133,000 |
| New York-White Plains-Wayne, NY-NJ | 69 | $ 23,491,000 | $ 340,449 | $ 149,608 |
| Philadelphia, PA | 47 | $ 12,467,000 | $ 265,255 | $ 162,000 |
| San Diego-Carlsbad-San Marcos, CA | 47 | $ 15,332,000 | $ 326,212 | $ 140,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 47 | $ 21,648,000 | $ 460,595 | $ 175,000 |
| Oakland-Fremont-Hayward, CA | 45 | $ 16,375,000 | $ 363,888 | $ 202,000 |
| San Francisco-San Mateo-Redwood City, CA | 44 | $ 18,235,000 | $ 414,431 | $ 174,000 |
| Denver-Aurora-Broomfield, CO | 41 | $ 10,131,000 | $ 247,097 | $ 100,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 37 | $ 7,070,000 | $ 191,081 | $ 118,000 |
| Atlanta-Sandy Springs-Marietta, GA | 34 | $ 6,635,000 | $ 195,147 | $ 285,000 |
| Seattle-Bellevue-Everett, WA | 34 | $ 9,471,000 | $ 278,558 | $ 201,000 |
| Edison-New Brunswick, NJ | 31 | $ 7,696,000 | $ 248,258 | $ 140,000 |
| Newark-Union, NJ-PA | 29 | $ 10,238,000 | $ 353,034 | $ 138,655 |
| Portland-Vancouver-Hillsboro, OR-WA | 29 | $ 6,232,000 | $ 214,896 | $ 107,379 |
| Santa Ana-Anaheim-Irvine, CA | 29 | $ 9,515,000 | $ 328,103 | $ 110,000 |
| Houston-Sugar Land-Baytown, TX | 28 | $ 5,260,000 | $ 187,857 | $ 130,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 25 | $ 5,312,000 | $ 212,480 | $ 99,000 |
| Cambridge-Newton-Framingham, MA | 23 | $ 6,820,000 | $ 296,521 | $ 273,000 |
| Raleigh-Cary, NC | 23 | $ 4,800,000 | $ 208,695 | $ 112,000 |
| Riverside-San Bernardino-Ontario, CA | 23 | $ 6,086,000 | $ 264,608 | $ 158,000 |
| Dallas-Plano-Irving, TX | 20 | $ 4,294,000 | $ 214,700 | $ 121,000 |
| Tampa-St. Petersburg-Clearwater, FL | 20 | $ 3,687,000 | $ 184,350 | $ 116,000 |
| Boston-Quincy, MA | 19 | $ 5,138,000 | $ 270,421 | $ 132,000 |
| Nassau-Suffolk, NY | 19 | $ 6,879,000 | $ 362,052 | $ 213,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 17 | $ 2,945,000 | $ 173,235 | $ 162,000 |
| Phoenix-Mesa-Glendale, AZ | 16 | $ 2,494,000 | $ 155,875 | $ 122,000 |
| Pittsburgh, PA | 16 | $ 2,895,000 | $ 180,937 | $ 329,000 |
| Austin-Round Rock-San Marcos, TX | 15 | $ 2,699,000 | $ 179,933 | $ 131,000 |
| Warren-Troy-Farmington Hills, MI | 15 | $ 3,109,000 | $ 207,266 | $ 110,000 |
| Baltimore-Towson, MD | 14 | $ 4,104,000 | $ 293,142 | $ 163,000 |
| Bethesda-Rockville-Frederick, MD | 13 | $ 3,836,000 | $ 295,076 | $ 136,000 |
| Colorado Springs, CO | 13 | $ 2,791,000 | $ 214,692 | $ 96,000 |
| Hartford-West Hartford-East Hartford, CT | 13 | $ 2,507,000 | $ 192,846 | $ 119,000 |
| Boulder, CO | 12 | $ 3,475,000 | $ 289,583 | $ 145,000 |
| Bridgeport-Stamford-Norwalk, CT | 12 | $ 4,158,000 | $ 346,500 | $ 380,000 |
| St. Louis, MO-IL | 12 | $ 2,971,000 | $ 247,583 | $ 164,666 |
| Allentown-Bethlehem-Easton, PA-NJ | 11 | $ 2,312,000 | $ 210,181 | $ 125,636 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 11 | $ 1,821,000 | $ 165,545 | $ 120,454 |
| Trenton-Ewing, NJ | 11 | $ 3,929,000 | $ 357,181 | $ 119,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 11 | $ 1,991,000 | $ 181,000 | $ 318,000 |
| Lake County-Kenosha County, IL-WI | 10 | $ 2,534,000 | $ 253,400 | $ 261,000 |
| Milwaukee-Waukesha-West Allis, WI | 10 | $ 1,959,000 | $ 195,900 | $ 90,000 |
| Orlando-Kissimmee-Sanford, FL | 10 | $ 2,044,000 | $ 204,400 | $ 135,000 |
| Camden, NJ | 9 | $ 1,230,000 | $ 136,666 | $ 99,000 |
| Cleveland-Elyria-Mentor, OH | 9 | $ 1,756,000 | $ 195,111 | $ 133,000 |
| Palm Bay-Melbourne-Titusville, FL | 9 | $ 1,337,000 | $ 148,555 | $ 112,000 |
| Santa Cruz-Watsonville, CA | 9 | $ 2,788,000 | $ 309,777 | $ 143,000 |
| Cape Coral-Fort Myers, FL | 8 | $ 1,451,000 | $ 181,375 | $ 122,000 |
| Detroit-Livonia-Dearborn, MI | 8 | $ 1,198,000 | $ 149,750 | $ 114,000 |
| Las Vegas-Paradise, NV | 8 | $ 1,444,000 | $ 180,500 | $ 91,000 |
| New Haven-Milford, CT | 8 | $ 1,407,000 | $ 175,875 | $ 85,000 |
| Oklahoma City, OK | 8 | $ 947,000 | $ 118,375 | $ 231,000 |
| Wilmington, DE-MD-NJ | 8 | $ 1,695,000 | $ 211,875 | $ 94,750 |
| Boise City-Nampa, ID | 7 | $ 724,000 | $ 103,428 | $ 70,000 |
| Fort Collins-Loveland, CO | 7 | $ 1,851,000 | $ 264,428 | $ 94,000 |
| Miami-Miami Beach-Kendall, FL | 7 | $ 1,655,000 | $ 236,428 | $ 122,000 |
| Naples-Marco Island, FL | 7 | $ 1,486,000 | $ 212,285 | $ 110,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 7 | $ 1,597,000 | $ 228,142 | $ 98,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 7 | $ 1,994,000 | $ 284,857 | $ 126,000 |
| Richmond, VA | 7 | $ 1,456,000 | $ 208,000 | $ 119,000 |
| Salt Lake City, UT | 7 | $ 1,847,000 | $ 263,857 | $ 120,000 |
| Des Moines-West Des Moines, IA | 6 | $ 1,003,000 | $ 167,166 | $ 145,000 |
| Durham-Chapel Hill, NC | 6 | $ 1,103,000 | $ 183,833 | $ 588,000 |
| Louisville-Jefferson County, KY-IN | 6 | $ 2,056,000 | $ 342,666 | $ 145,666 |
| New Orleans-Metairie-Kenner, LA | 6 | $ 943,000 | $ 157,166 | $ 96,000 |
| Peabody, MA | 6 | $ 1,775,000 | $ 295,833 | $ 248,000 |
| San Antonio-New Braunfels, TX | 6 | $ 1,179,000 | $ 196,500 | $ 94,000 |
| Santa Rosa-Petaluma, CA | 6 | $ 1,306,000 | $ 217,666 | $ 105,000 |
| Wilmington, NC | 6 | $ 1,763,000 | $ 293,833 | $ 98,000 |
| Albuquerque, NM | 5 | $ 891,000 | $ 178,200 | $ 123,000 |
| Ann Arbor, MI | 5 | $ 956,000 | $ 191,200 | $ 123,000 |
| Charleston-North Charleston-Summerville, SC | 5 | $ 2,178,000 | $ 435,600 | $ 114,000 |
| Cincinnati-Middletown, OH-KY-IN | 5 | $ 711,000 | $ 142,200 | $ 73,000 |
| Indianapolis-Carmel, IN | 5 | $ 1,224,000 | $ 244,800 | $ 158,000 |
| Lancaster, PA | 5 | $ 580,000 | $ 116,000 | $ 61,000 |
| Memphis, TN-MS-AR | 5 | $ 611,000 | $ 122,200 | $ 450,200 |
| Providence-New Bedford-Fall River, RI-MA | 5 | $ 1,379,000 | $ 275,800 | $ 138,200 |
| Tacoma, WA | 5 | $ 1,017,000 | $ 203,400 | $ 121,000 |
| Tulsa, OK | 5 | $ 908,000 | $ 181,600 | $ 105,000 |
| Akron, OH | 4 | $ 792,000 | $ 198,000 | $ 72,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 1,301,000 | $ 325,250 | $ 103,000 |
| Columbus, OH | 4 | $ 897,000 | $ 224,250 | $ 139,000 |
| Fort Worth-Arlington, TX | 4 | $ 504,000 | $ 126,000 | $ 92,000 |
| Jacksonville, FL | 4 | $ 794,000 | $ 198,500 | $ 129,000 |
| North Port-Bradenton-Sarasota, FL | 4 | $ 501,000 | $ 125,250 | $ 138,000 |
| Port St. Lucie, FL | 4 | $ 1,541,000 | $ 385,250 | $ 192,000 |
| Rockingham County-Strafford County, NH | 4 | $ 704,000 | $ 176,000 | $ 151,000 |
| Salinas, CA | 4 | $ 1,305,000 | $ 326,250 | $ 129,000 |
| San Luis Obispo-Paso Robles, CA | 4 | $ 1,056,000 | $ 264,000 | $ 104,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 579,000 | $ 193,000 | $ 232,000 |
| Atlantic City-Hammonton, NJ | 3 | $ 697,000 | $ 232,333 | $ 228,000 |
| Barnstable Town, MA | 3 | $ 887,000 | $ 295,666 | $ 193,000 |
| Buffalo-Niagara Falls, NY | 3 | $ 336,000 | $ 112,000 | $ 56,000 |
| Charlottesville, VA | 3 | $ 444,000 | $ 148,000 | $ 110,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 410,000 | $ 136,666 | $ 383,000 |
| Harrisburg-Carlisle, PA | 3 | $ 825,000 | $ 275,000 | $ 167,000 |
| Honolulu, HI | 3 | $ 793,000 | $ 264,333 | $ 105,000 |
| Kansas City, MO-KS | 3 | $ 476,000 | $ 158,666 | $ 88,000 |
| Longview, WA | 3 | $ 512,000 | $ 170,666 | $ 50,000 |
| Medford, OR | 3 | $ 661,000 | $ 220,333 | $ 89,000 |
| Modesto, CA | 3 | $ 988,000 | $ 329,333 | $ 111,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 3 | $ 575,000 | $ 191,666 | $ 90,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 693,000 | $ 231,000 | $ 124,000 |
| Pueblo, CO | 3 | $ 562,000 | $ 187,333 | $ 106,000 |
| Rapid City, SD | 3 | $ 520,000 | $ 173,333 | $ 155,000 |
| Reno-Sparks, NV | 3 | $ 466,000 | $ 155,333 | $ 126,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 3 | $ 1,523,000 | $ 507,666 | $ 172,000 |
| Spokane, WA | 3 | $ 331,000 | $ 110,333 | $ 96,000 |
| Stockton, CA | 3 | $ 357,000 | $ 119,000 | $ 76,000 |
| Winston-Salem, NC | 3 | $ 846,000 | $ 282,000 | $ 187,000 |
| Worcester, MA | 3 | $ 694,000 | $ 231,333 | $ 222,000 |
| York-Hanover, PA | 3 | $ 354,000 | $ 118,000 | $ 91,000 |
| Albany, GA | 2 | $ 104,000 | $ 52,000 | $ 38,000 |
| Baton Rouge, LA | 2 | $ 295,000 | $ 147,500 | $ 45,000 |
| Bellingham, WA | 2 | $ 666,000 | $ 333,000 | $ 114,000 |
| Burlington-South Burlington, VT | 2 | $ 289,000 | $ 144,500 | $ 113,000 |
| Cape Girardeau-Jackson, MO-IL | 2 | $ 449,000 | $ 224,500 | $ 262,000 |
| Chattanooga, TN-GA | 2 | $ 234,000 | $ 117,000 | $ 24,000 |
| Coeur D'Alene, ID | 2 | $ 222,000 | $ 111,000 | $ 65,000 |
| Columbia, SC | 2 | $ 173,000 | $ 86,500 | $ 91,000 |
| Columbus, GA-AL | 2 | $ 633,000 | $ 316,500 | $ 119,000 |
| Corpus Christi, TX | 2 | $ 289,000 | $ 144,500 | $ 123,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 242,000 | $ 121,000 | $ 44,000 |
| Duluth, MN-WI | 2 | $ 313,000 | $ 156,500 | $ 101,000 |
| El Paso, TX | 2 | $ 275,000 | $ 137,500 | $ 153,000 |
| Eugene-Springfield, OR | 2 | $ 381,000 | $ 190,500 | $ 105,000 |
| Fargo, ND-MN | 2 | $ 232,000 | $ 116,000 | $ 54,000 |
| Flagstaff, AZ | 2 | $ 681,000 | $ 340,500 | $ 91,000 |
| Gainesville, GA | 2 | $ 513,000 | $ 256,500 | $ 112,000 |
| Greensboro-High Point, NC | 2 | $ 413,000 | $ 206,500 | $ 103,000 |
| Greenville-Mauldin-Easley, SC | 2 | $ 331,000 | $ 165,500 | $ 118,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 308,000 | $ 154,000 | $ 86,000 |
| Hot Springs, AR | 2 | $ 546,000 | $ 273,000 | $ 78,000 |
| Huntsville, AL | 2 | $ 372,000 | $ 186,000 | $ 112,000 |
| Kingston, NY | 2 | $ 518,000 | $ 259,000 | $ 115,000 |
| Knoxville, TN | 2 | $ 512,000 | $ 256,000 | $ 126,000 |
| Lansing-East Lansing, MI | 2 | $ 316,000 | $ 158,000 | $ 66,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 374,000 | $ 187,000 | $ 109,000 |
| Madison, WI | 2 | $ 212,000 | $ 106,000 | $ 80,000 |
| Norwich-New London, CT | 2 | $ 711,000 | $ 355,500 | $ 193,000 |
| Ocean City, NJ | 2 | $ 502,000 | $ 251,000 | $ 168,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 2 | $ 484,000 | $ 242,000 | $ 229,000 |
| Portland-South Portland-Biddeford, ME | 2 | $ 490,000 | $ 245,000 | $ 114,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 2 | $ 451,000 | $ 225,500 | $ 202,000 |
| Punta Gorda, FL | 2 | $ 214,000 | $ 107,000 | $ 63,000 |
| Reading, PA | 2 | $ 296,000 | $ 148,000 | $ 56,000 |
| Scranton--Wilkes-Barre, PA | 2 | $ 179,000 | $ 89,500 | $ 120,000 |
| Spartanburg, SC | 2 | $ 491,000 | $ 245,500 | $ 107,000 |
| Tucson, AZ | 2 | $ 301,000 | $ 150,500 | $ 113,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2 | $ 453,000 | $ 226,500 | $ 129,000 |
| Yakima, WA | 2 | $ 407,000 | $ 203,500 | $ 152,000 |
| Anchorage, AK | 1 | $ 159,000 | $ 159,000 | $ 75,000 |
| Bakersfield-Delano, CA | 1 | $ 184,000 | $ 184,000 | $ 98,000 |
| Birmingham-Hoover, AL | 1 | $ 148,000 | $ 148,000 | $ 105,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 164,000 | $ 164,000 | $ 225,000 |
| Bloomington, IN | 1 | $ 196,000 | $ 196,000 | $ 99,000 |
| Bremerton-Silverdale, WA | 1 | $ 171,000 | $ 171,000 | $ 77,000 |
| Brownsville-Harlingen, TX | 1 | $ 262,000 | $ 262,000 | $ 150,000 |
| Casper, WY | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Cheyenne, WY | 1 | $ 150,000 | $ 150,000 | $ 62,000 |
| Clarksville, TN-KY | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Columbia, MO | 1 | $ 142,000 | $ 142,000 | $ 200,000 |
| Dayton, OH | 1 | $ 162,000 | $ 162,000 | $ 986,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 130,000 | $ 130,000 | $ 125,000 |
| Elkhart-Goshen, IN | 1 | $ 44,000 | $ 44,000 | $ 117,000 |
| Erie, PA | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Florence, SC | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Fond Du Lac, WI | 1 | $ 220,000 | $ 220,000 | $ 137,000 |
| Fort Wayne, IN | 1 | $ 403,000 | $ 403,000 | $ 76,000 |
| Gary, IN | 1 | $ 162,000 | $ 162,000 | $ 130,000 |
| Glens Falls, NY | 1 | $ 411,000 | $ 411,000 | $ 400,000 |
| Greeley, CO | 1 | $ 221,000 | $ 221,000 | $ 150,000 |
| Green Bay, WI | 1 | $ 354,000 | $ 354,000 | $ 200,000 |
| Harrisonburg, VA | 1 | $ 324,000 | $ 324,000 | $ 211,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 340,000 | $ 340,000 | $ 106,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 56,000 | $ 56,000 | $ 46,000 |
| Jackson, MI | 1 | $ 74,000 | $ 74,000 | $ 127,000 |
| Johnson City, TN | 1 | $ 136,000 | $ 136,000 | $ 98,000 |
| Lafayette, IN | 1 | $ 68,000 | $ 68,000 | $ 22,000 |
| Lake Charles, LA | 1 | $ 349,000 | $ 349,000 | $ 90,000 |
| Lakeland-Winter Haven, FL | 1 | $ 519,000 | $ 519,000 | $ 300,000 |
| Lincoln, NE | 1 | $ 79,000 | $ 79,000 | $ 28,000 |
| Lynchburg, VA | 1 | $ 570,000 | $ 570,000 | $ 270,000 |
| Manchester-Nashua, NH | 1 | $ 165,000 | $ 165,000 | $ 103,000 |
| Mankato-North Mankato, MN | 1 | $ 211,000 | $ 211,000 | $ 98,000 |
| Merced, CA | 1 | $ 146,000 | $ 146,000 | $ 95,000 |
| Michigan City-La Porte, IN | 1 | $ 383,000 | $ 383,000 | $ 150,000 |
| Missoula, MT | 1 | $ 95,000 | $ 95,000 | $ 20,000 |
| Muncie, IN | 1 | $ 140,000 | $ 140,000 | $ 121,000 |
| Niles-Benton Harbor, MI | 1 | $ 289,000 | $ 289,000 | $ 157,000 |
| Ogden-Clearfield, UT | 1 | $ 417,000 | $ 417,000 | $ 102,000 |
| Olympia, WA | 1 | $ 125,000 | $ 125,000 | $ 430,000 |
| Palm Coast, FL | 1 | $ 305,000 | $ 305,000 | $ 252,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 130,000 | $ 130,000 | $ 55,000 |
| Provo-Orem, UT | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Redding, CA | 1 | $ 107,000 | $ 107,000 | $ 40,000 |
| Rochester, MN | 1 | $ 133,000 | $ 133,000 | $ 71,000 |
| Rochester, NY | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Rockford, IL | 1 | $ 165,000 | $ 165,000 | $ 140,000 |
| Salem, OR | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| Santa Fe, NM | 1 | $ 238,000 | $ 238,000 | $ 80,000 |
| Springfield, MA | 1 | $ 51,000 | $ 51,000 | $ 117,000 |
| Springfield, MO | 1 | $ 111,000 | $ 111,000 | $ 75,000 |
| St. Cloud, MN | 1 | $ 260,000 | $ 260,000 | $ 102,000 |
| State College, PA | 1 | $ 187,000 | $ 187,000 | $ 74,000 |
| Vallejo-Fairfield, CA | 1 | $ 157,000 | $ 157,000 | $ 61,000 |
| Williamsport, PA | 1 | $ 84,000 | $ 84,000 | $ 31,000 |
| Winchester, VA-WV | 1 | $ 291,000 | $ 291,000 | $ 150,000 |
| Yuba City, CA | 1 | $ 56,000 | $ 56,000 | $ 102,000 |
Mortgage Loan Application Detail Totals for E*Trade Savings Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,551 | $404,058,000 | $260,000 | $1,953,000 | $148,000 | $3,000,000 |
| Home Purchase | 259 | $62,990,000 | $243,000 | $1,050,000 | $142,000 | $3,051,000 |
| Home Improvement | 24 | $5,483,000 | $228,000 | $487,000 | $304,000 | $4,443,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,249 | $313,872,000 | $251,000 | $1,953,000 | $147,000 | $4,443,000 |
| Not Provided | 293 | $81,718,000 | $278,000 | $1,400,000 | $161,000 | $3,000,000 |
| Asian | 195 | $52,752,000 | $270,000 | $840,000 | $151,000 | $1,980,000 |
| Hispanic | 58 | $13,909,000 | $239,000 | $979,000 | $130,000 | $1,524,000 |
| Black or African American | 25 | $5,927,000 | $237,000 | $626,000 | $156,000 | $1,200,000 |
| American Indian or Alaskan Native | 8 | $2,108,000 | $263,000 | $626,000 | $124,000 | $350,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,245,000 | $374,000 | $630,000 | $199,000 | $300,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,793 | $467,419,000 | $260,000 | $1,953,000 | $153,000 | $4,443,000 |
| FHA-insured (Federal Housing Administration) | 36 | $4,248,000 | $118,000 | $327,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 5 | $864,000 | $172,000 | $367,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 1,047 | $266,943,000 | $254,000 | $1,120,000 | $172,000 | $4,443,000 |
| Application Denied By Financial Institution | 347 | $104,008,000 | $299,000 | $1,953,000 | $114,000 | $575,000 |
| Loan Originated | 314 | $65,337,000 | $208,000 | $969,000 | $132,000 | $1,532,000 |
| Application Withdrawn By Applicant | 59 | $23,816,000 | $403,000 | $1,500,000 | $162,000 | $1,200,000 |
| Loan Purchased By The Institution | 45 | $5,970,000 | $132,000 | $367,000 | $0 | $0 |
| File Closed For Incompleteness | 22 | $6,457,000 | $293,000 | $1,050,000 | $150,000 | $300,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 161 | $50,970,000 | $316,000 | $1,400,000 | $76,000 | $293,000 |
| Credit Application Incomplete | 70 | $17,965,000 | $256,000 | $1,050,000 | $125,000 | $416,000 |
| Collateral | 48 | $12,045,000 | $250,000 | $866,000 | $152,000 | $575,000 |
| Other | 34 | $12,302,000 | $361,000 | $1,953,000 | $179,000 | $504,000 |
| Credit History | 19 | $6,640,000 | $349,000 | $905,000 | $168,000 | $320,000 |
| Unverifiable Information | 7 | $932,000 | $133,000 | $331,000 | $75,000 | $201,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $3,074,000 | $439,000 | $800,000 | $190,000 | $348,000 |
| Employment History | 1 | $80,000 | $80,000 | $80,000 | $30,000 | $30,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Savings Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess E*Trade Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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