E*Trade Savings Bank Mortgage Lending & HMDA Data, 2011

In 2011, E*Trade Savings Bank of Arlington, VA reported 1,834 mortgage applications totaling $472.5 million. The average application was for $257,650, and applicants reported an average income of $149,194. 17% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (88), Washington-Arlington-Alexandria, DC-VA-MD-WV (80) and Chicago-Joliet-Naperville, IL (74) (applications in parentheses).

Mortgage Company & Address E*Trade Savings Bank
671 N. Glebe Rd 12th Floor
Arlington, VA 22203
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  
Total Number of Mortgage Applications 1,834
Total Mortgage Loan Application Amount $472,531,000
Average Mortgage Loan Application Amount $257,650
Highest Mortgage Loan Application Amount $1,953,000
Average Applicant Income $149,194
Highest Applicant Income $4,443,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records E*Trade Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for E*Trade Savings Bank by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 88 $ 29,873,000 $ 339,465 $ 147,000
San Diego, California 47 $ 15,332,000 $ 326,212 $ 140,000
Santa Clara, California 45 $ 21,131,000 $ 469,577 $ 180,000
Cook, Illinois 45 $ 10,351,000 $ 230,022 $ 134,000
King, Washington 30 $ 8,502,000 $ 283,400 $ 211,000
Orange, California 29 $ 9,515,000 $ 328,103 $ 110,000
Alameda, California 27 $ 9,691,000 $ 358,925 $ 236,000
Fairfax, Virginia 27 $ 8,881,000 $ 328,925 $ 167,000
San Francisco, California 25 $ 10,647,000 $ 425,880 $ 175,000
Middlesex, Massachusetts 23 $ 6,820,000 $ 296,521 $ 273,000
Wake, North Carolina 22 $ 4,643,000 $ 211,045 $ 115,000
Hennepin, Minnesota 19 $ 4,202,000 $ 221,157 $ 138,000
Contra Costa, California 18 $ 6,684,000 $ 371,333 $ 151,000
Morris, New Jersey 18 $ 5,470,000 $ 303,888 $ 140,000
Broward, Florida 17 $ 2,945,000 $ 173,235 $ 162,000
Maricopa, Arizona 16 $ 2,494,000 $ 155,875 $ 122,000
Sacramento, California 15 $ 3,086,000 $ 205,733 $ 117,000
San Mateo, California 15 $ 6,029,000 $ 401,933 $ 171,000
Bergen, New Jersey 15 $ 4,755,000 $ 317,000 $ 171,000
Montgomery, Pennsylvania 14 $ 3,008,000 $ 214,857 $ 139,000
Oakland, Michigan 13 $ 2,569,000 $ 197,615 $ 118,000
Harris, Texas 13 $ 2,440,000 $ 187,692 $ 144,000
Riverside, California 12 $ 2,369,000 $ 197,416 $ 117,000
Boulder, Colorado 12 $ 3,475,000 $ 289,583 $ 145,000
Fairfield, Connecticut 12 $ 4,158,000 $ 346,500 $ 380,000
Hartford, Connecticut 12 $ 2,272,000 $ 189,333 $ 120,000
District of Columbia, District Of Columbia 12 $ 3,809,000 $ 317,416 $ 180,000
DuPage, Illinois 12 $ 2,532,000 $ 211,000 $ 159,000
San Bernardino, California 11 $ 3,717,000 $ 337,909 $ 203,000
El Paso, Colorado 11 $ 2,355,000 $ 214,090 $ 96,000
Palm Beach, Florida 11 $ 1,991,000 $ 181,000 $ 318,000
Montgomery, Maryland 11 $ 3,398,000 $ 308,909 $ 144,000
Norfolk, Massachusetts 11 $ 2,814,000 $ 255,818 $ 137,000
Mercer, New Jersey 11 $ 3,929,000 $ 357,181 $ 119,000
Bucks, Pennsylvania 11 $ 3,736,000 $ 339,636 $ 179,000
Chester, Pennsylvania 11 $ 3,128,000 $ 284,363 $ 163,000
Douglas, Colorado 10 $ 2,256,000 $ 225,600 $ 104,000
Jefferson, Colorado 10 $ 3,345,000 $ 334,500 $ 147,000
Gwinnett, Georgia 10 $ 1,747,000 $ 174,700 $ 239,000
Lake, Illinois 10 $ 2,534,000 $ 253,400 $ 261,000
Kings, New York 10 $ 3,896,000 $ 389,600 $ 155,000
Nassau, New York 10 $ 3,689,000 $ 368,900 $ 165,000
Queens, New York 10 $ 3,605,000 $ 360,500 $ 106,000
Westchester, New York 10 $ 3,077,000 $ 307,700 $ 161,000
Washington, Oregon 10 $ 2,076,000 $ 207,600 $ 121,000
Allegheny, Pennsylvania 10 $ 1,732,000 $ 173,200 $ 161,000
Travis, Texas 10 $ 1,529,000 $ 152,900 $ 124,000
Loudoun, Virginia 10 $ 3,994,000 $ 399,400 $ 155,000
Santa Cruz, California 9 $ 2,788,000 $ 309,777 $ 143,000
Brevard, Florida 9 $ 1,337,000 $ 148,555 $ 112,000
Fulton, Georgia 9 $ 2,354,000 $ 261,555 $ 612,000
Middlesex, New Jersey 9 $ 1,877,000 $ 208,555 $ 153,000
Monmouth, New Jersey 9 $ 2,687,000 $ 298,555 $ 129,000
Suffolk, New York 9 $ 3,190,000 $ 354,444 $ 267,000
Arlington, Virginia 9 $ 3,487,000 $ 387,444 $ 279,000
Denver, Colorado 8 $ 2,260,000 $ 282,500 $ 111,000
New Haven, Connecticut 8 $ 1,407,000 $ 175,875 $ 85,000
Lee, Florida 8 $ 1,451,000 $ 181,375 $ 122,000
Pinellas, Florida 8 $ 2,055,000 $ 256,875 $ 138,000
Will, Illinois 8 $ 1,456,000 $ 182,000 $ 111,000
Wayne, Michigan 8 $ 1,198,000 $ 149,750 $ 114,000
Ramsey, Minnesota 8 $ 1,167,000 $ 145,875 $ 84,000
Clark, Nevada 8 $ 1,444,000 $ 180,500 $ 91,000
Oklahoma, Oklahoma 8 $ 947,000 $ 118,375 $ 231,000
Prince William, Virginia 8 $ 1,400,000 $ 175,000 $ 63,000
Ventura, California 7 $ 1,994,000 $ 284,857 $ 126,000
Larimer, Colorado 7 $ 1,851,000 $ 264,428 $ 94,000
New Castle, Delaware 7 $ 1,589,000 $ 227,000 $ 96,000
Collier, Florida 7 $ 1,486,000 $ 212,285 $ 110,000
Miami-Dade, Florida 7 $ 1,655,000 $ 236,428 $ 122,000
Orange, Florida 7 $ 1,412,000 $ 201,714 $ 132,000
Somerset, New Jersey 7 $ 2,090,000 $ 298,571 $ 169,000
Mecklenburg, North Carolina 7 $ 1,064,000 $ 152,000 $ 103,000
Multnomah, Oregon 7 $ 1,909,000 $ 272,714 $ 114,000
Dallas, Texas 7 $ 1,587,000 $ 226,714 $ 118,000
Fort Bend, Texas 7 $ 1,371,000 $ 195,857 $ 105,000
Waukesha, Wisconsin 7 $ 1,455,000 $ 207,857 $ 93,000
Sonoma, California 6 $ 1,306,000 $ 217,666 $ 105,000
Adams, Colorado 6 $ 947,000 $ 157,833 $ 50,000
Anne Arundel, Maryland 6 $ 1,744,000 $ 290,666 $ 172,000
Essex, Massachusetts 6 $ 1,775,000 $ 295,833 $ 248,000
Hudson, New Jersey 6 $ 2,312,000 $ 385,333 $ 174,000
Ocean, New Jersey 6 $ 1,042,000 $ 173,666 $ 102,000
Passaic, New Jersey 6 $ 1,344,000 $ 224,000 $ 135,000
New York, New York 6 $ 3,096,000 $ 516,000 $ 192,000
Philadelphia, Pennsylvania 6 $ 1,373,000 $ 228,833 $ 111,000
Bexar, Texas 6 $ 1,179,000 $ 196,500 $ 94,000
Collin, Texas 6 $ 1,237,000 $ 206,166 $ 124,000
Denton, Texas 6 $ 1,193,000 $ 198,833 $ 110,000
Salt Lake, Utah 6 $ 1,437,000 $ 239,500 $ 119,000
Alexandria, Virginia 6 $ 2,241,000 $ 373,500 $ 185,000
Clark, Washington 6 $ 1,139,000 $ 189,833 $ 87,000
Arapahoe, Colorado 5 $ 761,000 $ 152,200 $ 61,000
Pasco, Florida 5 $ 436,000 $ 87,200 $ 64,000
Cobb, Georgia 5 $ 850,000 $ 170,000 $ 164,000
Ada, Idaho 5 $ 507,000 $ 101,400 $ 75,000
Suffolk, Massachusetts 5 $ 1,429,000 $ 285,800 $ 114,000
Washtenaw, Michigan 5 $ 956,000 $ 191,200 $ 123,000
St. Louis, Missouri 5 $ 1,394,000 $ 278,800 $ 160,000
Essex, New Jersey 5 $ 3,122,000 $ 624,400 $ 125,000
Warren, New Jersey 5 $ 980,000 $ 196,000 $ 166,000
Cuyahoga, Ohio 5 $ 1,263,000 $ 252,600 $ 180,000
Tulsa, Oklahoma 5 $ 908,000 $ 181,600 $ 105,000
Clackamas, Oregon 5 $ 911,000 $ 182,200 $ 120,000
Delaware, Pennsylvania 5 $ 1,222,000 $ 244,400 $ 247,000
Lancaster, Pennsylvania 5 $ 580,000 $ 116,000 $ 61,000
Beaufort, South Carolina 5 $ 1,998,000 $ 399,600 $ 197,000
Pierce, Washington 5 $ 1,017,000 $ 203,400 $ 121,000
Marin, California 4 $ 1,559,000 $ 389,750 $ 175,000
Monterey, California 4 $ 1,305,000 $ 326,250 $ 129,000
San Luis Obispo, California 4 $ 1,056,000 $ 264,000 $ 104,000
Yolo, California 4 $ 798,000 $ 199,500 $ 53,000
Hillsborough, Florida 4 $ 975,000 $ 243,750 $ 197,000
Kane, Illinois 4 $ 1,106,000 $ 276,500 $ 176,000
Madison, Illinois 4 $ 678,000 $ 169,500 $ 152,000
McHenry, Illinois 4 $ 455,000 $ 113,750 $ 77,000
Marion, Indiana 4 $ 886,000 $ 221,500 $ 150,000
Jefferson, Louisiana 4 $ 673,000 $ 168,250 $ 101,000
Howard, Maryland 4 $ 1,674,000 $ 418,500 $ 189,000
Burlington, New Jersey 4 $ 519,000 $ 129,750 $ 87,000
Bernalillo, New Mexico 4 $ 712,000 $ 178,000 $ 141,000
Richmond, New York 4 $ 977,000 $ 244,250 $ 103,000
New Hanover, North Carolina 4 $ 1,500,000 $ 375,000 $ 118,000
Lehigh, Pennsylvania 4 $ 1,057,000 $ 264,250 $ 97,000
Davidson, Tennessee 4 $ 322,000 $ 80,500 $ 71,000
Montgomery, Texas 4 $ 1,034,000 $ 258,500 $ 148,000
Tarrant, Texas 4 $ 504,000 $ 126,000 $ 92,000
Williamson, Texas 4 $ 768,000 $ 192,000 $ 147,000
Snohomish, Washington 4 $ 969,000 $ 242,250 $ 132,000
El Dorado, California 3 $ 1,058,000 $ 352,666 $ 112,000
Placer, California 3 $ 370,000 $ 123,333 $ 58,000
San Joaquin, California 3 $ 357,000 $ 119,000 $ 76,000
Santa Barbara, California 3 $ 1,523,000 $ 507,666 $ 172,000
Stanislaus, California 3 $ 988,000 $ 329,333 $ 111,000
Pueblo, Colorado 3 $ 562,000 $ 187,333 $ 106,000
Routt, Colorado 3 $ 1,370,000 $ 456,666 $ 272,000
Hernando, Florida 3 $ 221,000 $ 73,666 $ 36,000
Martin, Florida 3 $ 1,277,000 $ 425,666 $ 197,000
Seminole, Florida 3 $ 632,000 $ 210,666 $ 142,000
St. Johns, Florida 3 $ 638,000 $ 212,666 $ 147,000
DeKalb, Georgia 3 $ 537,000 $ 179,000 $ 170,000
Forsyth, Georgia 3 $ 721,000 $ 240,333 $ 101,000
Honolulu, Hawaii 3 $ 793,000 $ 264,333 $ 105,000
Dallas, Iowa 3 $ 526,000 $ 175,333 $ 170,000
Polk, Iowa 3 $ 477,000 $ 159,000 $ 120,000
Worcester, Maryland 3 $ 560,000 $ 186,666 $ 121,000
Barnstable, Massachusetts 3 $ 887,000 $ 295,666 $ 193,000
Plymouth, Massachusetts 3 $ 895,000 $ 298,333 $ 143,000
Worcester, Massachusetts 3 $ 694,000 $ 231,333 $ 222,000
Douglas, Nebraska 3 $ 693,000 $ 231,000 $ 124,000
Washoe, Nevada 3 $ 466,000 $ 155,333 $ 126,000
Atlantic, New Jersey 3 $ 697,000 $ 232,333 $ 228,000
Gloucester, New Jersey 3 $ 526,000 $ 175,333 $ 128,000
Hunterdon, New Jersey 3 $ 857,000 $ 285,666 $ 165,000
Erie, New York 3 $ 336,000 $ 112,000 $ 56,000
Saratoga, New York 3 $ 579,000 $ 193,000 $ 232,000
Forsyth, North Carolina 3 $ 846,000 $ 282,000 $ 187,000
Orange, North Carolina 3 $ 611,000 $ 203,666 $ 113,000
Summit, Ohio 3 $ 543,000 $ 181,000 $ 69,000
Jackson, Oregon 3 $ 661,000 $ 220,333 $ 89,000
York, Pennsylvania 3 $ 354,000 $ 118,000 $ 91,000
Charleston, South Carolina 3 $ 1,638,000 $ 546,000 $ 104,000
Horry, South Carolina 3 $ 575,000 $ 191,666 $ 90,000
Galveston, Texas 3 $ 295,000 $ 98,333 $ 129,000
Cowlitz, Washington 3 $ 512,000 $ 170,666 $ 50,000
Spokane, Washington 3 $ 331,000 $ 110,333 $ 96,000
Madison, Alabama 2 $ 372,000 $ 186,000 $ 112,000
Sitka, Alaska 2 $ 643,000 $ 321,500 $ 270,000
Coconino, Arizona 2 $ 681,000 $ 340,500 $ 91,000
Pima, Arizona 2 $ 301,000 $ 150,500 $ 113,000
Garland, Arkansas 2 $ 546,000 $ 273,000 $ 78,000
Washington, Arkansas 2 $ 311,000 $ 155,500 $ 520,000
Amador, California 2 $ 520,000 $ 260,000 $ 115,000
Calaveras, California 2 $ 368,000 $ 184,000 $ 195,000
San Benito, California 2 $ 517,000 $ 258,500 $ 77,000
Delta, Colorado 2 $ 182,000 $ 91,000 $ 85,000
Elbert, Colorado 2 $ 562,000 $ 281,000 $ 48,000
Ouray, Colorado 2 $ 300,000 $ 150,000 $ 50,000
Summit, Colorado 2 $ 889,000 $ 444,500 $ 149,000
Teller, Colorado 2 $ 436,000 $ 218,000 $ 91,000
Litchfield, Connecticut 2 $ 389,000 $ 194,500 $ 91,000
New London, Connecticut 2 $ 711,000 $ 355,500 $ 193,000
Sussex, Delaware 2 $ 1,058,000 $ 529,000 $ 252,000
Bay, Florida 2 $ 484,000 $ 242,000 $ 229,000
Charlotte, Florida 2 $ 214,000 $ 107,000 $ 63,000
Manatee, Florida 2 $ 195,000 $ 97,500 $ 135,000
Okaloosa, Florida 2 $ 242,000 $ 121,000 $ 44,000
Sarasota, Florida 2 $ 306,000 $ 153,000 $ 142,000
Columbia, Georgia 2 $ 268,000 $ 134,000 $ 158,000
Dougherty, Georgia 2 $ 104,000 $ 52,000 $ 38,000
Hall, Georgia 2 $ 513,000 $ 256,500 $ 112,000
Hawaii, Hawaii 2 $ 210,000 $ 105,000 $ 61,000
Maui, Hawaii 2 $ 267,000 $ 133,500 $ 48,000
Canyon, Idaho 2 $ 217,000 $ 108,500 $ 59,000
Kootenai, Idaho 2 $ 222,000 $ 111,000 $ 65,000
Johnson, Kansas 2 $ 263,000 $ 131,500 $ 83,000
Jefferson, Kentucky 2 $ 853,000 $ 426,500 $ 88,000
East Baton Rouge, Louisiana 2 $ 295,000 $ 147,500 $ 45,000
Frederick, Maryland 2 $ 438,000 $ 219,000 $ 90,000
Bristol, Massachusetts 2 $ 391,000 $ 195,500 $ 110,000
Carver, Minnesota 2 $ 193,000 $ 96,500 $ 133,000
Scott, Minnesota 2 $ 496,000 $ 248,000 $ 115,000
St. Louis, Minnesota 2 $ 313,000 $ 156,500 $ 101,000
Washington, Minnesota 2 $ 429,000 $ 214,500 $ 88,000
Wright, Minnesota 2 $ 323,000 $ 161,500 $ 107,000
DeSoto, Mississippi 2 $ 137,000 $ 68,500 $ 101,000
Cape Girardeau, Missouri 2 $ 449,000 $ 224,500 $ 262,000
St. Charles, Missouri 2 $ 279,000 $ 139,500 $ 167,000
Rockingham, New Hampshire 2 $ 351,000 $ 175,500 $ 126,000
Strafford, New Hampshire 2 $ 353,000 $ 176,500 $ 176,000
Camden, New Jersey 2 $ 185,000 $ 92,500 $ 82,000
Cape May, New Jersey 2 $ 502,000 $ 251,000 $ 168,000
Union, New Jersey 2 $ 664,000 $ 332,000 $ 174,000
Bronx, New York 2 $ 429,000 $ 214,500 $ 69,000
Ulster, New York 2 $ 518,000 $ 259,000 $ 115,000
Ashe, North Carolina 2 $ 830,000 $ 415,000 $ 101,000
Brunswick, North Carolina 2 $ 263,000 $ 131,500 $ 58,000
Cabarrus, North Carolina 2 $ 318,000 $ 159,000 $ 208,000
Durham, North Carolina 2 $ 356,000 $ 178,000 $ 1,563,000
Guilford, North Carolina 2 $ 413,000 $ 206,500 $ 103,000
Iredell, North Carolina 2 $ 445,000 $ 222,500 $ 199,000
Cass, North Dakota 2 $ 232,000 $ 116,000 $ 54,000
Clermont, Ohio 2 $ 288,000 $ 144,000 $ 57,000
Fairfield, Ohio 2 $ 249,000 $ 124,500 $ 99,000
Franklin, Ohio 2 $ 648,000 $ 324,000 $ 180,000
Geauga, Ohio 2 $ 284,000 $ 142,000 $ 83,000
Warren, Ohio 2 $ 307,000 $ 153,500 $ 95,000
Lane, Oregon 2 $ 381,000 $ 190,500 $ 105,000
Beaver, Pennsylvania 2 $ 557,000 $ 278,500 $ 137,000
Berks, Pennsylvania 2 $ 296,000 $ 148,000 $ 56,000
Butler, Pennsylvania 2 $ 255,000 $ 127,500 $ 92,000
Dauphin, Pennsylvania 2 $ 601,000 $ 300,500 $ 193,000
Northampton, Pennsylvania 2 $ 275,000 $ 137,500 $ 82,000
Westmoreland, Pennsylvania 2 $ 351,000 $ 175,500 $ 1,600,000
Kent, Rhode Island 2 $ 759,000 $ 379,500 $ 185,000
Aiken, South Carolina 2 $ 1,033,000 $ 516,500 $ 48,000
Berkeley, South Carolina 2 $ 540,000 $ 270,000 $ 129,000
Greenville, South Carolina 2 $ 331,000 $ 165,500 $ 118,000
Spartanburg, South Carolina 2 $ 491,000 $ 245,500 $ 107,000
Pennington, South Dakota 2 $ 304,000 $ 152,000 $ 79,000
Shelby, Tennessee 2 $ 282,000 $ 141,000 $ 953,000
Williamson, Tennessee 2 $ 1,049,000 $ 524,500 $ 160,000
Aransas, Texas 2 $ 289,000 $ 144,500 $ 123,000
El Paso, Texas 2 $ 275,000 $ 137,500 $ 153,000
Windham, Vermont 2 $ 264,000 $ 132,000 $ 133,000
Chesterfield, Virginia 2 $ 289,000 $ 144,500 $ 78,000
Fairfax City, Virginia 2 $ 828,000 $ 414,000 $ 197,000
Henrico, Virginia 2 $ 384,000 $ 192,000 $ 86,000
Richmond City, Virginia 2 $ 366,000 $ 183,000 $ 216,000
Spotsylvania, Virginia 2 $ 438,000 $ 219,000 $ 58,000
Island, Washington 2 $ 403,000 $ 201,500 $ 135,000
Whatcom, Washington 2 $ 666,000 $ 333,000 $ 114,000
Yakima, Washington 2 $ 407,000 $ 203,500 $ 152,000
Dane, Wisconsin 2 $ 212,000 $ 106,000 $ 80,000
Polk, Wisconsin 2 $ 369,000 $ 184,500 $ 196,000
Baldwin, Alabama 1 $ 237,000 $ 237,000 $ 70,000
Marshall, Alabama 1 $ 108,000 $ 108,000 $ 32,000
Shelby, Alabama 1 $ 148,000 $ 148,000 $ 105,000
Anchorage, Alaska 1 $ 159,000 $ 159,000 $ 75,000
Benton, Arkansas 1 $ 99,000 $ 99,000 $ 109,000
Carroll, Arkansas 1 $ 61,000 $ 61,000 $ 19,000
Pulaski, Arkansas 1 $ 278,000 $ 278,000 $ 113,000
Saline, Arkansas 1 $ 96,000 $ 96,000 $ 105,000
Glenn, California 1 $ 163,000 $ 163,000 $ 44,000
Humboldt, California 1 $ 202,000 $ 202,000 $ 103,000
Kern, California 1 $ 184,000 $ 184,000 $ 98,000
Merced, California 1 $ 146,000 $ 146,000 $ 95,000
Mono, California 1 $ 385,000 $ 385,000 $ 423,000
Shasta, California 1 $ 107,000 $ 107,000 $ 40,000
Siskiyou, California 1 $ 207,000 $ 207,000 $ 88,000
Solano, California 1 $ 157,000 $ 157,000 $ 61,000
Sutter, California 1 $ 56,000 $ 56,000 $ 102,000
Eagle, Colorado 1 $ 574,000 $ 574,000 $ 31,000
Garfield, Colorado 1 $ 188,000 $ 188,000 $ 43,000
Grand, Colorado 1 $ 128,000 $ 128,000 $ 38,000
Weld, Colorado 1 $ 221,000 $ 221,000 $ 150,000
Middlesex, Connecticut 1 $ 235,000 $ 235,000 $ 104,000
Windham, Connecticut 1 $ 71,000 $ 71,000 $ 179,000
Duval, Florida 1 $ 156,000 $ 156,000 $ 75,000
Flagler, Florida 1 $ 305,000 $ 305,000 $ 252,000
Monroe, Florida 1 $ 245,000 $ 245,000 $ 224,000
Polk, Florida 1 $ 519,000 $ 519,000 $ 300,000
Santa Rosa, Florida 1 $ 130,000 $ 130,000 $ 55,000
St. Lucie, Florida 1 $ 264,000 $ 264,000 $ 179,000
Sumter, Florida 1 $ 109,000 $ 109,000 $ 48,000
Volusia, Florida 1 $ 130,000 $ 130,000 $ 125,000
Walton, Florida 1 $ 417,000 $ 417,000 $ 360,000
Bartow, Georgia 1 $ 117,000 $ 117,000 $ 0
Cherokee, Georgia 1 $ 125,000 $ 125,000 $ 72,000
Fayette, Georgia 1 $ 108,000 $ 108,000 $ 100,000
Harris, Georgia 1 $ 216,000 $ 216,000 $ 133,000
Jasper, Georgia 1 $ 76,000 $ 76,000 $ 0
Muscogee, Georgia 1 $ 417,000 $ 417,000 $ 105,000
Union, Georgia 1 $ 200,000 $ 200,000 $ 125,000
Walker, Georgia 1 $ 79,000 $ 79,000 $ 19,000
Kauai, Hawaii 1 $ 177,000 $ 177,000 $ 134,000
Jerome, Idaho 1 $ 135,000 $ 135,000 $ 90,000
Kendall, Illinois 1 $ 66,000 $ 66,000 $ 0
Winnebago, Illinois 1 $ 165,000 $ 165,000 $ 140,000
Allen, Indiana 1 $ 403,000 $ 403,000 $ 76,000
Clark, Indiana 1 $ 82,000 $ 82,000 $ 36,000
Delaware, Indiana 1 $ 140,000 $ 140,000 $ 121,000
Elkhart, Indiana 1 $ 44,000 $ 44,000 $ 117,000
Floyd, Indiana 1 $ 866,000 $ 866,000 $ 434,000
Hamilton, Indiana 1 $ 338,000 $ 338,000 $ 194,000
Lake, Indiana 1 $ 162,000 $ 162,000 $ 130,000
LaPorte, Indiana 1 $ 383,000 $ 383,000 $ 150,000
Monroe, Indiana 1 $ 196,000 $ 196,000 $ 99,000
Noble, Indiana 1 $ 58,000 $ 58,000 $ 14,000
Tippecanoe, Indiana 1 $ 68,000 $ 68,000 $ 22,000
Mahaska, Iowa 1 $ 195,000 $ 195,000 $ 85,000
Bullitt, Kentucky 1 $ 86,000 $ 86,000 $ 124,000
McCracken, Kentucky 1 $ 94,000 $ 94,000 $ 43,000
Shelby, Kentucky 1 $ 169,000 $ 169,000 $ 103,000
Calcasieu, Louisiana 1 $ 349,000 $ 349,000 $ 90,000
Orleans, Louisiana 1 $ 184,000 $ 184,000 $ 78,000
St. Tammany, Louisiana 1 $ 86,000 $ 86,000 $ 95,000
Terrebonne, Louisiana 1 $ 340,000 $ 340,000 $ 106,000
West Carroll, Louisiana 1 $ 48,000 $ 48,000 $ 63,000
Kennebec, Maine 1 $ 180,000 $ 180,000 $ 50,000
Sagadahoc, Maine 1 $ 112,000 $ 112,000 $ 99,000
Washington, Maine 1 $ 261,000 $ 261,000 $ 141,000
York, Maine 1 $ 378,000 $ 378,000 $ 130,000
Baltimore, Maryland 1 $ 276,000 $ 276,000 $ 250,000
Baltimore City, Maryland 1 $ 169,000 $ 169,000 $ 88,000
Carroll, Maryland 1 $ 188,000 $ 188,000 $ 41,000
Harford, Maryland 1 $ 53,000 $ 53,000 $ 120,000
Prince George's, Maryland 1 $ 200,000 $ 200,000 $ 48,000
Franklin, Massachusetts 1 $ 51,000 $ 51,000 $ 117,000
Berrien, Michigan 1 $ 289,000 $ 289,000 $ 157,000
Clinton, Michigan 1 $ 90,000 $ 90,000 $ 79,000
Eaton, Michigan 1 $ 226,000 $ 226,000 $ 54,000
Grand Traverse, Michigan 1 $ 408,000 $ 408,000 $ 129,000
Houghton, Michigan 1 $ 101,000 $ 101,000 $ 110,000
Jackson, Michigan 1 $ 74,000 $ 74,000 $ 127,000
Lapeer, Michigan 1 $ 391,000 $ 391,000 $ 75,000
Leelanau, Michigan 1 $ 200,000 $ 200,000 $ 117,000
Macomb, Michigan 1 $ 149,000 $ 149,000 $ 40,000
Anoka, Minnesota 1 $ 92,000 $ 92,000 $ 125,000
Beltrami, Minnesota 1 $ 154,000 $ 154,000 $ 85,000
Blue Earth, Minnesota 1 $ 211,000 $ 211,000 $ 98,000
Dakota, Minnesota 1 $ 168,000 $ 168,000 $ 70,000
Douglas, Minnesota 1 $ 221,000 $ 221,000 $ 127,000
Olmsted, Minnesota 1 $ 133,000 $ 133,000 $ 71,000
Stearns, Minnesota 1 $ 260,000 $ 260,000 $ 102,000
Oktibbeha, Mississippi 1 $ 51,000 $ 51,000 $ 31,000
Tunica, Mississippi 1 $ 192,000 $ 192,000 $ 144,000
Boone, Missouri 1 $ 142,000 $ 142,000 $ 200,000
Greene, Missouri 1 $ 111,000 $ 111,000 $ 75,000
Jackson, Missouri 1 $ 213,000 $ 213,000 $ 98,000
St. Louis City, Missouri 1 $ 620,000 $ 620,000 $ 241,000
Stone, Missouri 1 $ 277,000 $ 277,000 $ 169,000
Gallatin, Montana 1 $ 176,000 $ 176,000 $ 97,000
Missoula, Montana 1 $ 95,000 $ 95,000 $ 20,000
Lancaster, Nebraska 1 $ 79,000 $ 79,000 $ 28,000
Hillsborough, New Hampshire 1 $ 165,000 $ 165,000 $ 103,000
Sullivan, New Hampshire 1 $ 210,000 $ 210,000 $ 88,000
Salem, New Jersey 1 $ 106,000 $ 106,000 $ 86,000
Rio Arriba, New Mexico 1 $ 386,000 $ 386,000 $ 68,000
Santa Fe, New Mexico 1 $ 238,000 $ 238,000 $ 80,000
Torrance, New Mexico 1 $ 179,000 $ 179,000 $ 49,000
Cortland, New York 1 $ 82,000 $ 82,000 $ 111,000
Dutchess, New York 1 $ 177,000 $ 177,000 $ 85,000
Essex, New York 1 $ 120,000 $ 120,000 $ 113,000
Livingston, New York 1 $ 125,000 $ 125,000 $ 48,000
Montgomery, New York 1 $ 117,000 $ 117,000 $ 95,000
Orange, New York 1 $ 274,000 $ 274,000 $ 320,000
Seneca, New York 1 $ 160,000 $ 160,000 $ 34,000
Steuben, New York 1 $ 216,000 $ 216,000 $ 82,000
Warren, New York 1 $ 411,000 $ 411,000 $ 400,000
Alexander, North Carolina 1 $ 190,000 $ 190,000 $ 113,000
Caldwell, North Carolina 1 $ 118,000 $ 118,000 $ 60,000
Dare, North Carolina 1 $ 356,000 $ 356,000 $ 145,000
Gaston, North Carolina 1 $ 239,000 $ 239,000 $ 115,000
Johnston, North Carolina 1 $ 157,000 $ 157,000 $ 46,000
Person, North Carolina 1 $ 136,000 $ 136,000 $ 66,000
Stanly, North Carolina 1 $ 160,000 $ 160,000 $ 95,000
Transylvania, North Carolina 1 $ 376,000 $ 376,000 $ 257,000
Wilkes, North Carolina 1 $ 136,000 $ 136,000 $ 74,000
Hettinger, North Dakota 1 $ 158,000 $ 158,000 $ 50,000
Columbiana, Ohio 1 $ 73,000 $ 73,000 $ 90,000
Greene, Ohio 1 $ 162,000 $ 162,000 $ 986,000
Hamilton, Ohio 1 $ 116,000 $ 116,000 $ 60,000
Lawrence, Ohio 1 $ 56,000 $ 56,000 $ 46,000
Lorain, Ohio 1 $ 90,000 $ 90,000 $ 75,000
Medina, Ohio 1 $ 119,000 $ 119,000 $ 56,000
Portage, Ohio 1 $ 249,000 $ 249,000 $ 81,000
Payne, Oklahoma 1 $ 121,000 $ 121,000 $ 83,000
Douglas, Oregon 1 $ 264,000 $ 264,000 $ 64,000
Lincoln, Oregon 1 $ 261,000 $ 261,000 $ 56,000
Marion, Oregon 1 $ 100,000 $ 100,000 $ 85,000
Centre, Pennsylvania 1 $ 187,000 $ 187,000 $ 74,000
Cumberland, Pennsylvania 1 $ 224,000 $ 224,000 $ 115,000
Erie, Pennsylvania 1 $ 128,000 $ 128,000 $ 60,000
Lackawanna, Pennsylvania 1 $ 131,000 $ 131,000 $ 132,000
Luzerne, Pennsylvania 1 $ 48,000 $ 48,000 $ 108,000
Lycoming, Pennsylvania 1 $ 84,000 $ 84,000 $ 31,000
Pike, Pennsylvania 1 $ 125,000 $ 125,000 $ 45,000
Snyder, Pennsylvania 1 $ 179,000 $ 179,000 $ 114,000
Washington, Rhode Island 1 $ 229,000 $ 229,000 $ 102,000
Florence, South Carolina 1 $ 65,000 $ 65,000 $ 32,000
Lexington, South Carolina 1 $ 60,000 $ 60,000 $ 110,000
McCormick, South Carolina 1 $ 201,000 $ 201,000 $ 190,000
Richland, South Carolina 1 $ 113,000 $ 113,000 $ 73,000
York, South Carolina 1 $ 200,000 $ 200,000 $ 75,000
Meade, South Dakota 1 $ 216,000 $ 216,000 $ 306,000
Yankton, South Dakota 1 $ 67,000 $ 67,000 $ 55,000
Cumberland, Tennessee 1 $ 283,000 $ 283,000 $ 20,000
Dyer, Tennessee 1 $ 288,000 $ 288,000 $ 141,000
Hamilton, Tennessee 1 $ 155,000 $ 155,000 $ 29,000
Knox, Tennessee 1 $ 275,000 $ 275,000 $ 125,000
Loudon, Tennessee 1 $ 237,000 $ 237,000 $ 128,000
Monroe, Tennessee 1 $ 180,000 $ 180,000 $ 200,000
Montgomery, Tennessee 1 $ 78,000 $ 78,000 $ 29,000
Roane, Tennessee 1 $ 130,000 $ 130,000 $ 115,000
Sumner, Tennessee 1 $ 226,000 $ 226,000 $ 83,000
Washington, Tennessee 1 $ 136,000 $ 136,000 $ 98,000
Cameron, Texas 1 $ 262,000 $ 262,000 $ 150,000
Hays, Texas 1 $ 402,000 $ 402,000 $ 128,000
Palo Pinto, Texas 1 $ 482,000 $ 482,000 $ 205,000
Rockwall, Texas 1 $ 277,000 $ 277,000 $ 200,000
Waller, Texas 1 $ 120,000 $ 120,000 $ 76,000
Summit, Utah 1 $ 410,000 $ 410,000 $ 128,000
Utah, Utah 1 $ 205,000 $ 205,000 $ 63,000
Weber, Utah 1 $ 417,000 $ 417,000 $ 102,000
Chittenden, Vermont 1 $ 152,000 $ 152,000 $ 81,000
Franklin, Vermont 1 $ 137,000 $ 137,000 $ 146,000
Accomack, Virginia 1 $ 263,000 $ 263,000 $ 406,000
Albemarle, Virginia 1 $ 100,000 $ 100,000 $ 37,000
Bedford, Virginia 1 $ 570,000 $ 570,000 $ 270,000
Charlottesville, Virginia 1 $ 200,000 $ 200,000 $ 125,000
Fauquier, Virginia 1 $ 223,000 $ 223,000 $ 80,000
Frederick, Virginia 1 $ 291,000 $ 291,000 $ 150,000
Louisa, Virginia 1 $ 417,000 $ 417,000 $ 77,000
Montgomery, Virginia 1 $ 164,000 $ 164,000 $ 225,000
Nelson, Virginia 1 $ 144,000 $ 144,000 $ 170,000
Rockingham, Virginia 1 $ 324,000 $ 324,000 $ 211,000
Stafford, Virginia 1 $ 417,000 $ 417,000 $ 217,000
Suffolk, Virginia 1 $ 233,000 $ 233,000 $ 114,000
Virginia Beach, Virginia 1 $ 220,000 $ 220,000 $ 144,000
Westmoreland, Virginia 1 $ 257,000 $ 257,000 $ 225,000
Kitsap, Washington 1 $ 171,000 $ 171,000 $ 77,000
Klickitat, Washington 1 $ 140,000 $ 140,000 $ 145,000
Okanogan, Washington 1 $ 186,000 $ 186,000 $ 156,000
Skamania, Washington 1 $ 197,000 $ 197,000 $ 0
Thurston, Washington 1 $ 125,000 $ 125,000 $ 430,000
Jefferson, West Virginia 1 $ 85,000 $ 85,000 $ 115,000
Fond du Lac, Wisconsin 1 $ 220,000 $ 220,000 $ 137,000
Milwaukee, Wisconsin 1 $ 180,000 $ 180,000 $ 62,000
Oconto, Wisconsin 1 $ 354,000 $ 354,000 $ 200,000
Ozaukee, Wisconsin 1 $ 113,000 $ 113,000 $ 133,000
Sawyer, Wisconsin 1 $ 373,000 $ 373,000 $ 175,000
Vilas, Wisconsin 1 $ 203,000 $ 203,000 $ 95,000
Walworth, Wisconsin 1 $ 80,000 $ 80,000 $ 30,000
Washington, Wisconsin 1 $ 211,000 $ 211,000 $ 54,000
Albany, Wyoming 1 $ 197,000 $ 197,000 $ 135,000
Laramie, Wyoming 1 $ 150,000 $ 150,000 $ 62,000
Natrona, Wyoming 1 $ 115,000 $ 115,000 $ 75,000

Mortgage Loan Application Detail Totals for E*Trade Savings Bank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,551 $404,058,000 $260,000 $1,953,000 $148,000 $3,000,000
Home Purchase 259 $62,990,000 $243,000 $1,050,000 $142,000 $3,051,000
Home Improvement 24 $5,483,000 $228,000 $487,000 $304,000 $4,443,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,249 $313,872,000 $251,000 $1,953,000 $147,000 $4,443,000
Not Provided 293 $81,718,000 $278,000 $1,400,000 $161,000 $3,000,000
Asian 195 $52,752,000 $270,000 $840,000 $151,000 $1,980,000
Hispanic 58 $13,909,000 $239,000 $979,000 $130,000 $1,524,000
Black or African American 25 $5,927,000 $237,000 $626,000 $156,000 $1,200,000
American Indian or Alaskan Native 8 $2,108,000 $263,000 $626,000 $124,000 $350,000
Native Hawaiian or Other Pacific Islander 6 $2,245,000 $374,000 $630,000 $199,000 $300,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,793 $467,419,000 $260,000 $1,953,000 $153,000 $4,443,000
FHA-insured (Federal Housing Administration) 36 $4,248,000 $118,000 $327,000 $0 $0
VA-guaranteed (Veterans Administration) 5 $864,000 $172,000 $367,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Approved But Not Accepted 1,047 $266,943,000 $254,000 $1,120,000 $172,000 $4,443,000
Application Denied By Financial Institution 347 $104,008,000 $299,000 $1,953,000 $114,000 $575,000
Loan Originated 314 $65,337,000 $208,000 $969,000 $132,000 $1,532,000
Application Withdrawn By Applicant 59 $23,816,000 $403,000 $1,500,000 $162,000 $1,200,000
Loan Purchased By The Institution 45 $5,970,000 $132,000 $367,000 $0 $0
File Closed For Incompleteness 22 $6,457,000 $293,000 $1,050,000 $150,000 $300,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 161 $50,970,000 $316,000 $1,400,000 $76,000 $293,000
Credit Application Incomplete 70 $17,965,000 $256,000 $1,050,000 $125,000 $416,000
Collateral 48 $12,045,000 $250,000 $866,000 $152,000 $575,000
Other 34 $12,302,000 $361,000 $1,953,000 $179,000 $504,000
Credit History 19 $6,640,000 $349,000 $905,000 $168,000 $320,000
Unverifiable Information 7 $932,000 $133,000 $331,000 $75,000 $201,000
Insufficient Cash (Downpayment, Closing Cost) 7 $3,074,000 $439,000 $800,000 $190,000 $348,000
Employment History 1 $80,000 $80,000 $80,000 $30,000 $30,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Savings Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess E*Trade Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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