Eaglebank Mortgage Lending & HMDA Data, 2011

In 2011, Eaglebank of Silver Spring, MD reported 2,262 mortgage applications totaling $902.3 million, up 65% from 2010. The average application was for $398,878, and applicants reported an average income of $183,532. 99% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Bethesda-Rockville-Frederick, MD (977), Washington-Arlington-Alexandria, DC-VA-MD-WV (817) and Baltimore-Towson, MD (313) (applications in parentheses).

Mortgage Company & Address Eaglebank
11931 Tech Rd
Silver Spring, MD 20904
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,262
Total Mortgage Loan Application Amount $902,264,000
Average Mortgage Loan Application Amount $398,878
Highest Mortgage Loan Application Amount $10,900,000
Average Applicant Income $183,532
Highest Applicant Income $3,454,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Eaglebank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Eaglebank by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Montgomery, Maryland 940 $ 382,469,000 $ 406,881 $ 205,000
District of Columbia, District Of Columbia 296 $ 163,416,000 $ 552,081 $ 141,000
Fairfax, Virginia 247 $ 95,301,000 $ 385,834 $ 198,000
Anne Arundel, Maryland 135 $ 46,148,000 $ 341,837 $ 158,000
Howard, Maryland 102 $ 33,836,000 $ 331,725 $ 173,000
Arlington, Virginia 79 $ 33,202,000 $ 420,278 $ 210,000
Loudoun, Virginia 52 $ 17,916,000 $ 344,538 $ 167,000
Prince George's, Maryland 51 $ 14,433,000 $ 283,000 $ 86,000
Baltimore, Maryland 42 $ 13,685,000 $ 325,833 $ 156,000
Alexandria, Virginia 38 $ 12,878,000 $ 338,894 $ 170,000
Frederick, Maryland 37 $ 11,703,000 $ 316,297 $ 88,000
Prince William, Virginia 26 $ 8,215,000 $ 315,961 $ 151,000
Sussex, Delaware 18 $ 6,569,000 $ 364,944 $ 365,000
Baltimore City, Maryland 12 $ 2,990,000 $ 249,166 $ 124,000
Harford, Maryland 9 $ 2,444,000 $ 271,555 $ 127,000
Calvert, Maryland 8 $ 3,269,000 $ 408,625 $ 194,000
Palm Beach, Florida 7 $ 2,473,000 $ 353,285 $ 339,000
Carroll, Maryland 7 $ 1,826,000 $ 260,857 $ 115,000
Queen Anne's, Maryland 6 $ 2,318,000 $ 386,333 $ 126,000
St. Mary's, Maryland 6 $ 1,932,000 $ 322,000 $ 135,000
Falls Church, Virginia 6 $ 2,711,000 $ 451,833 $ 191,000
New Castle, Delaware 5 $ 1,541,000 $ 308,200 $ 203,000
Worcester, Maryland 5 $ 988,000 $ 197,600 $ 212,000
Montgomery, Pennsylvania 5 $ 1,730,000 $ 346,000 $ 199,000
Charles, Maryland 4 $ 917,000 $ 229,250 $ 108,000
Middlesex, Massachusetts 4 $ 1,061,000 $ 265,250 $ 141,000
Mercer, New Jersey 4 $ 1,334,000 $ 333,500 $ 203,000
Bucks, Pennsylvania 4 $ 1,364,000 $ 341,000 $ 131,000
Garrett, Maryland 3 $ 961,000 $ 320,333 $ 216,000
Talbot, Maryland 3 $ 1,478,000 $ 492,666 $ 246,000
Queens, New York 3 $ 1,150,000 $ 383,333 $ 79,000
Fairfax City, Virginia 3 $ 933,000 $ 311,000 $ 142,000
Jefferson, West Virginia 3 $ 2,960,000 $ 986,666 $ 21,000
Broward, Florida 2 $ 618,000 $ 309,000 $ 192,000
Pinellas, Florida 2 $ 433,000 $ 216,500 $ 106,000
Sarasota, Florida 2 $ 370,000 $ 185,000 $ 194,000
Washington, Maryland 2 $ 703,000 $ 351,500 $ 135,000
Essex, New Jersey 2 $ 938,000 $ 469,000 $ 203,000
Brunswick, North Carolina 2 $ 661,000 $ 330,500 $ 93,000
Currituck, North Carolina 2 $ 567,000 $ 283,500 $ 176,000
Chester, Pennsylvania 2 $ 615,000 $ 307,500 $ 112,000
Delaware, Pennsylvania 2 $ 1,177,000 $ 588,500 $ 235,000
Fauquier, Virginia 2 $ 277,000 $ 138,500 $ 89,000
Henrico, Virginia 2 $ 498,000 $ 249,000 $ 140,000
Louisa, Virginia 2 $ 430,000 $ 215,000 $ 166,000
Baldwin, Alabama 1 $ 119,000 $ 119,000 $ 70,000
Lee, Alabama 1 $ 157,000 $ 157,000 $ 120,000
Madison, Alabama 1 $ 175,000 $ 175,000 $ 68,000
Maricopa, Arizona 1 $ 180,000 $ 180,000 $ 110,000
Alameda, California 1 $ 417,000 $ 417,000 $ 290,000
Orange, California 1 $ 790,000 $ 790,000 $ 339,000
Clay, Florida 1 $ 92,000 $ 92,000 $ 175,000
Collier, Florida 1 $ 211,000 $ 211,000 $ 293,000
Lee, Florida 1 $ 395,000 $ 395,000 $ 497,000
Miami-Dade, Florida 1 $ 417,000 $ 417,000 $ 190,000
Volusia, Florida 1 $ 320,000 $ 320,000 $ 245,000
Cherokee, Georgia 1 $ 214,000 $ 214,000 $ 99,000
Gwinnett, Georgia 1 $ 439,000 $ 439,000 $ 0
Cook, Illinois 1 $ 300,000 $ 300,000 $ 130,000
Will, Illinois 1 $ 230,000 $ 230,000 $ 67,000
Johnson, Kansas 1 $ 204,000 $ 204,000 $ 130,000
Lafayette, Louisiana 1 $ 109,000 $ 109,000 $ 299,000
Allegany, Maryland 1 $ 116,000 $ 116,000 $ 67,000
Caroline, Maryland 1 $ 388,000 $ 388,000 $ 164,000
Cecil, Maryland 1 $ 384,000 $ 384,000 $ 264,000
Kent, Maryland 1 $ 260,000 $ 260,000 $ 233,000
Barnstable, Massachusetts 1 $ 383,000 $ 383,000 $ 424,000
Berkshire, Massachusetts 1 $ 349,000 $ 349,000 $ 542,000
Essex, Massachusetts 1 $ 417,000 $ 417,000 $ 155,000
Bergen, New Jersey 1 $ 488,000 $ 488,000 $ 86,000
Burlington, New Jersey 1 $ 110,000 $ 110,000 $ 93,000
Cape May, New Jersey 1 $ 270,000 $ 270,000 $ 267,000
Middlesex, New Jersey 1 $ 288,000 $ 288,000 $ 298,000
Passaic, New Jersey 1 $ 408,000 $ 408,000 $ 153,000
Bernalillo, New Mexico 1 $ 181,000 $ 181,000 $ 150,000
New York, New York 1 $ 320,000 $ 320,000 $ 305,000
Onondaga, New York 1 $ 201,000 $ 201,000 $ 100,000
Chatham, North Carolina 1 $ 135,000 $ 135,000 $ 38,000
Dare, North Carolina 1 $ 460,000 $ 460,000 $ 192,000
Mecklenburg, North Carolina 1 $ 212,000 $ 212,000 $ 154,000
Geauga, Ohio 1 $ 282,000 $ 282,000 $ 147,000
Allegheny, Pennsylvania 1 $ 120,000 $ 120,000 $ 73,000
Carbon, Pennsylvania 1 $ 200,000 $ 200,000 $ 164,000
Cumberland, Pennsylvania 1 $ 171,000 $ 171,000 $ 179,000
Lackawanna, Pennsylvania 1 $ 166,000 $ 166,000 $ 61,000
Northampton, Pennsylvania 1 $ 58,000 $ 58,000 $ 937,000
Wayne, Pennsylvania 1 $ 417,000 $ 417,000 $ 258,000
Beaufort, South Carolina 1 $ 140,000 $ 140,000 $ 0
Charleston, South Carolina 1 $ 408,000 $ 408,000 $ 639,000
Horry, South Carolina 1 $ 261,000 $ 261,000 $ 241,000
Greene, Tennessee 1 $ 280,000 $ 280,000 $ 208,000
Collin, Texas 1 $ 150,000 $ 150,000 $ 95,000
Guadalupe, Texas 1 $ 111,000 $ 111,000 $ 87,000
Wichita, Texas 1 $ 195,000 $ 195,000 $ 118,000
Summit, Utah 1 $ 583,000 $ 583,000 $ 1,300,000
Washington, Utah 1 $ 252,000 $ 252,000 $ 176,000
Bedford, Virginia 1 $ 405,000 $ 405,000 $ 352,000
Chesterfield, Virginia 1 $ 170,000 $ 170,000 $ 118,000
Franklin, Virginia 1 $ 280,000 $ 280,000 $ 47,000
Hanover, Virginia 1 $ 341,000 $ 341,000 $ 56,000
King George, Virginia 1 $ 257,000 $ 257,000 $ 119,000
Lexington, Virginia 1 $ 287,000 $ 287,000 $ 142,000
Manassas, Virginia 1 $ 288,000 $ 288,000 $ 135,000
Middlesex, Virginia 1 $ 417,000 $ 417,000 $ 339,000
Nelson, Virginia 1 $ 384,000 $ 384,000 $ 695,000
Norfolk, Virginia 1 $ 150,000 $ 150,000 $ 52,000
Northumberland, Virginia 1 $ 349,000 $ 349,000 $ 181,000
Rockingham, Virginia 1 $ 173,000 $ 173,000 $ 296,000
Salem, Virginia 1 $ 170,000 $ 170,000 $ 135,000
Spotsylvania, Virginia 1 $ 400,000 $ 400,000 $ 300,000
York, Virginia 1 $ 278,000 $ 278,000 $ 72,000
Cowlitz, Washington 1 $ 258,000 $ 258,000 $ 238,000
King, Washington 1 $ 286,000 $ 286,000 $ 107,000

Mortgage Loan Application Detail Totals for Eaglebank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,692 $657,515,000 $388,000 $7,300,000 $198,000 $3,454,000
Home Purchase 523 $218,793,000 $418,000 $5,110,000 $141,000 $1,582,000
Home Improvement 47 $25,956,000 $552,000 $10,900,000 $136,000 $764,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,692 $643,334,000 $380,000 $2,055,000 $201,000 $3,454,000
Asian 217 $80,767,000 $372,000 $730,000 $163,000 $473,000
Not applicable 146 $94,540,000 $647,000 $10,900,000 $0 $0
Not Provided 103 $40,256,000 $390,000 $1,240,000 $224,000 $1,200,000
Black or African American 55 $19,232,000 $349,000 $730,000 $135,000 $273,000
Hispanic 34 $18,701,000 $550,000 $7,300,000 $211,000 $2,500,000
Native Hawaiian or Other Pacific Islander 8 $2,590,000 $323,000 $417,000 $137,000 $256,000
American Indian or Alaskan Native 7 $2,844,000 $406,000 $730,000 $128,000 $405,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,143 $855,356,000 $399,000 $10,900,000 $188,000 $3,454,000
FHA-insured (Federal Housing Administration) 64 $23,687,000 $370,000 $734,000 $110,000 $310,000
VA-guaranteed (Veterans Administration) 55 $23,221,000 $422,000 $740,000 $87,000 $338,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,234 $892,595,000 $399,000 $10,900,000 $183,000 $3,454,000
Application Withdrawn By Applicant 13 $5,214,000 $401,000 $725,000 $284,000 $990,000
Application Denied By Financial Institution 12 $3,677,000 $306,000 $703,000 $104,000 $291,000
Application Approved But Not Accepted 3 $778,000 $259,000 $501,000 $83,000 $250,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 4 $912,000 $228,000 $440,000 $75,000 $183,000
Collateral 3 $795,000 $265,000 $417,000 $141,000 $291,000
Other 2 $792,000 $396,000 $417,000 $123,000 $134,000
Unverifiable Information 1 $92,000 $92,000 $92,000 $71,000 $71,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Eaglebank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Eaglebank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet with aggregated HMDA statistics today.

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