Eaglebank Mortgage Lending & HMDA Data, 2011
In 2011, Eaglebank of Silver Spring, MD reported 2,262 mortgage applications totaling $902.3 million, up 65% from 2010. The average application was for $398,878, and applicants reported an average income of $183,532. 99% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Bethesda-Rockville-Frederick, MD (977), Washington-Arlington-Alexandria, DC-VA-MD-WV (817) and Baltimore-Towson, MD (313) (applications in parentheses).
| Mortgage Company & Address | Eaglebank 11931 Tech Rd Silver Spring, MD 20904 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,262 |
| Total Mortgage Loan Application Amount | $902,264,000 |
| Average Mortgage Loan Application Amount | $398,878 |
| Highest Mortgage Loan Application Amount | $10,900,000 |
| Average Applicant Income | $183,532 |
| Highest Applicant Income | $3,454,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Eaglebank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bethesda-Rockville-Frederick, MD | 977 | $ 394,172,000 | $ 403,451 | $ 201,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 817 | $ 357,116,000 | $ 437,106 | $ 165,320 |
| Baltimore-Towson, MD | 313 | $ 103,247,000 | $ 329,862 | $ 159,000 |
| Philadelphia, PA | 13 | $ 4,886,000 | $ 375,846 | $ 170,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 7 | $ 2,473,000 | $ 353,285 | $ 339,000 |
| New York-White Plains-Wayne, NY-NJ | 6 | $ 2,366,000 | $ 394,333 | $ 129,666 |
| Richmond, VA | 6 | $ 1,439,000 | $ 239,833 | $ 131,000 |
| Wilmington, DE-MD-NJ | 6 | $ 1,925,000 | $ 320,833 | $ 213,166 |
| Cambridge-Newton-Framingham, MA | 4 | $ 1,061,000 | $ 265,250 | $ 141,000 |
| Trenton-Ewing, NJ | 4 | $ 1,334,000 | $ 333,500 | $ 203,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4 | $ 995,000 | $ 248,750 | $ 119,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 258,000 | $ 129,000 | $ 550,000 |
| Atlanta-Sandy Springs-Marietta, GA | 2 | $ 653,000 | $ 326,500 | $ 49,000 |
| Chicago-Joliet-Naperville, IL | 2 | $ 530,000 | $ 265,000 | $ 98,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2 | $ 618,000 | $ 309,000 | $ 192,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 703,000 | $ 351,500 | $ 135,000 |
| Newark-Union, NJ-PA | 2 | $ 938,000 | $ 469,000 | $ 203,000 |
| North Port-Bradenton-Sarasota, FL | 2 | $ 370,000 | $ 185,000 | $ 194,000 |
| Roanoke, VA | 2 | $ 450,000 | $ 225,000 | $ 91,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2 | $ 433,000 | $ 216,500 | $ 106,000 |
| Wilmington, NC | 2 | $ 661,000 | $ 330,500 | $ 93,000 |
| Albuquerque, NM | 1 | $ 181,000 | $ 181,000 | $ 150,000 |
| Auburn-Opelika, AL | 1 | $ 157,000 | $ 157,000 | $ 120,000 |
| Barnstable Town, MA | 1 | $ 383,000 | $ 383,000 | $ 424,000 |
| Camden, NJ | 1 | $ 110,000 | $ 110,000 | $ 93,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 395,000 | $ 395,000 | $ 497,000 |
| Charleston-North Charleston-Summerville, SC | 1 | $ 408,000 | $ 408,000 | $ 639,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 1 | $ 212,000 | $ 212,000 | $ 154,000 |
| Charlottesville, VA | 1 | $ 384,000 | $ 384,000 | $ 695,000 |
| Cleveland-Elyria-Mentor, OH | 1 | $ 282,000 | $ 282,000 | $ 147,000 |
| Cumberland, MD-WV | 1 | $ 116,000 | $ 116,000 | $ 67,000 |
| Dallas-Plano-Irving, TX | 1 | $ 150,000 | $ 150,000 | $ 95,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 320,000 | $ 320,000 | $ 245,000 |
| Durham-Chapel Hill, NC | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Edison-New Brunswick, NJ | 1 | $ 288,000 | $ 288,000 | $ 298,000 |
| Harrisburg-Carlisle, PA | 1 | $ 171,000 | $ 171,000 | $ 179,000 |
| Harrisonburg, VA | 1 | $ 173,000 | $ 173,000 | $ 296,000 |
| Huntsville, AL | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Jacksonville, FL | 1 | $ 92,000 | $ 92,000 | $ 175,000 |
| Kansas City, MO-KS | 1 | $ 204,000 | $ 204,000 | $ 130,000 |
| Lafayette, LA | 1 | $ 109,000 | $ 109,000 | $ 299,000 |
| Longview, WA | 1 | $ 258,000 | $ 258,000 | $ 238,000 |
| Lynchburg, VA | 1 | $ 405,000 | $ 405,000 | $ 352,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 417,000 | $ 417,000 | $ 190,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 1 | $ 261,000 | $ 261,000 | $ 241,000 |
| Naples-Marco Island, FL | 1 | $ 211,000 | $ 211,000 | $ 293,000 |
| Oakland-Fremont-Hayward, CA | 1 | $ 417,000 | $ 417,000 | $ 290,000 |
| Ocean City, NJ | 1 | $ 270,000 | $ 270,000 | $ 267,000 |
| Peabody, MA | 1 | $ 417,000 | $ 417,000 | $ 155,000 |
| Phoenix-Mesa-Glendale, AZ | 1 | $ 180,000 | $ 180,000 | $ 110,000 |
| Pittsburgh, PA | 1 | $ 120,000 | $ 120,000 | $ 73,000 |
| Pittsfield, MA | 1 | $ 349,000 | $ 349,000 | $ 542,000 |
| Salt Lake City, UT | 1 | $ 583,000 | $ 583,000 | $ 1,300,000 |
| San Antonio-New Braunfels, TX | 1 | $ 111,000 | $ 111,000 | $ 87,000 |
| Santa Ana-Anaheim-Irvine, CA | 1 | $ 790,000 | $ 790,000 | $ 339,000 |
| Scranton--Wilkes-Barre, PA | 1 | $ 166,000 | $ 166,000 | $ 61,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 286,000 | $ 286,000 | $ 107,000 |
| St. George, UT | 1 | $ 252,000 | $ 252,000 | $ 176,000 |
| Syracuse, NY | 1 | $ 201,000 | $ 201,000 | $ 100,000 |
| Wichita Falls, TX | 1 | $ 195,000 | $ 195,000 | $ 118,000 |
Mortgage Loan Application Detail Totals for Eaglebank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,692 | $657,515,000 | $388,000 | $7,300,000 | $198,000 | $3,454,000 |
| Home Purchase | 523 | $218,793,000 | $418,000 | $5,110,000 | $141,000 | $1,582,000 |
| Home Improvement | 47 | $25,956,000 | $552,000 | $10,900,000 | $136,000 | $764,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,692 | $643,334,000 | $380,000 | $2,055,000 | $201,000 | $3,454,000 |
| Asian | 217 | $80,767,000 | $372,000 | $730,000 | $163,000 | $473,000 |
| Not applicable | 146 | $94,540,000 | $647,000 | $10,900,000 | $0 | $0 |
| Not Provided | 103 | $40,256,000 | $390,000 | $1,240,000 | $224,000 | $1,200,000 |
| Black or African American | 55 | $19,232,000 | $349,000 | $730,000 | $135,000 | $273,000 |
| Hispanic | 34 | $18,701,000 | $550,000 | $7,300,000 | $211,000 | $2,500,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,590,000 | $323,000 | $417,000 | $137,000 | $256,000 |
| American Indian or Alaskan Native | 7 | $2,844,000 | $406,000 | $730,000 | $128,000 | $405,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,143 | $855,356,000 | $399,000 | $10,900,000 | $188,000 | $3,454,000 |
| FHA-insured (Federal Housing Administration) | 64 | $23,687,000 | $370,000 | $734,000 | $110,000 | $310,000 |
| VA-guaranteed (Veterans Administration) | 55 | $23,221,000 | $422,000 | $740,000 | $87,000 | $338,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,234 | $892,595,000 | $399,000 | $10,900,000 | $183,000 | $3,454,000 |
| Application Withdrawn By Applicant | 13 | $5,214,000 | $401,000 | $725,000 | $284,000 | $990,000 |
| Application Denied By Financial Institution | 12 | $3,677,000 | $306,000 | $703,000 | $104,000 | $291,000 |
| Application Approved But Not Accepted | 3 | $778,000 | $259,000 | $501,000 | $83,000 | $250,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 4 | $912,000 | $228,000 | $440,000 | $75,000 | $183,000 |
| Collateral | 3 | $795,000 | $265,000 | $417,000 | $141,000 | $291,000 |
| Other | 2 | $792,000 | $396,000 | $417,000 | $123,000 | $134,000 |
| Unverifiable Information | 1 | $92,000 | $92,000 | $92,000 | $71,000 | $71,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Eaglebank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Eaglebank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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