Eaglebank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Eaglebank 11931 Tech Rd Silver Spring, MD 20904 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,655 |
| Total Mortgage Loan Application Amount | $1,723,131,000 |
| Average Mortgage Loan Application Amount | $373,666 |
| Highest Mortgage Loan Application Amount | $4,258,000 |
| Average Applicant Income | $154,000 |
| Highest Applicant Income | $3,715,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Eaglebank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Eaglebank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Eaglebank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Eaglebank serves its applicants.
Each category highlights the total number of mortgage applications processed by Eaglebank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Eaglebank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 1,567 | $ 618,249,000 | $ 394,000 | $ 182,000 |
| District of Columbia County District Of Columbia | 621 | $ 273,527,000 | $ 440,000 | $ 164,000 |
| Fairfax County Virginia | 588 | $ 222,626,000 | $ 378,000 | $ 168,000 |
| Anne Arundel County Maryland | 232 | $ 77,154,000 | $ 332,000 | $ 138,000 |
| Arlington County Virginia | 177 | $ 68,548,000 | $ 387,000 | $ 160,000 |
| Loudoun County Virginia | 172 | $ 63,979,000 | $ 371,000 | $ 146,000 |
| Howard County Maryland | 158 | $ 55,223,000 | $ 349,000 | $ 153,000 |
| Prince William County Virginia | 111 | $ 39,558,000 | $ 356,000 | $ 93,000 |
| Prince George's County Maryland | 102 | $ 24,435,000 | $ 239,000 | $ 69,000 |
| Baltimore County Maryland | 67 | $ 19,980,000 | $ 298,000 | $ 155,000 |
| Frederick County Maryland | 67 | $ 19,665,000 | $ 293,000 | $ 99,000 |
| Alexandria County Virginia | 63 | $ 25,384,000 | $ 402,000 | $ 178,000 |
| Sussex County Delaware | 49 | $ 14,343,000 | $ 292,000 | $ 221,000 |
| Baltimore City County Maryland | 33 | $ 9,017,000 | $ 273,000 | $ 102,000 |
| Charles County Maryland | 27 | $ 7,846,000 | $ 290,000 | $ 51,000 |
| Carroll County Maryland | 26 | $ 8,309,000 | $ 319,000 | $ 129,000 |
| Harford County Maryland | 26 | $ 7,031,000 | $ 270,000 | $ 83,000 |
| Calvert County Maryland | 25 | $ 6,479,000 | $ 259,000 | $ 140,000 |
| Falls Church County Virginia | 20 | $ 7,614,000 | $ 380,000 | $ 167,000 |
| Stafford County Virginia | 20 | $ 6,755,000 | $ 337,000 | $ 39,000 |
| Worcester County Maryland | 19 | $ 3,997,000 | $ 210,000 | $ 191,000 |
| Queen Anne's County Maryland | 17 | $ 4,457,000 | $ 262,000 | $ 119,000 |
| Palm Beach County Florida | 16 | $ 4,357,000 | $ 272,000 | $ 224,000 |
| St. Mary's County Maryland | 15 | $ 4,546,000 | $ 303,000 | $ 112,000 |
| Virginia Beach County Virginia | 15 | $ 5,289,000 | $ 352,000 | $ 49,000 |
| Garrett County Maryland | 12 | $ 4,007,000 | $ 333,000 | $ 320,000 |
| Cumberland County North Carolina | 11 | $ 2,673,000 | $ 243,000 | $ 9,000 |
| Kent County Delaware | 10 | $ 2,773,000 | $ 277,000 | $ 25,000 |
| New Castle County Delaware | 10 | $ 3,021,000 | $ 302,000 | $ 81,000 |
| Fairfax City County Virginia | 9 | $ 3,308,000 | $ 367,000 | $ 154,000 |
| Spotsylvania County Virginia | 9 | $ 2,907,000 | $ 323,000 | $ 43,000 |
| Fauquier County Virginia | 8 | $ 2,198,000 | $ 274,000 | $ 134,000 |
| St. Johns County Florida | 7 | $ 2,489,000 | $ 355,000 | $ 91,000 |
| Henrico County Virginia | 7 | $ 1,605,000 | $ 229,000 | $ 115,000 |
| York County Virginia | 7 | $ 2,014,000 | $ 287,000 | $ 68,000 |
| Douglas County Colorado | 6 | $ 1,906,000 | $ 317,000 | $ 35,000 |
| El Paso County Colorado | 6 | $ 1,840,000 | $ 306,000 | $ 18,000 |
| Lehigh County Pennsylvania | 6 | $ 1,284,000 | $ 214,000 | $ 60,000 |
| Philadelphia County Pennsylvania | 6 | $ 1,454,000 | $ 242,000 | $ 139,000 |
| Jefferson County Colorado | 5 | $ 2,292,000 | $ 458,000 | $ 90,000 |
| Broward County Florida | 5 | $ 1,611,000 | $ 322,000 | $ 207,000 |
| Okaloosa County Florida | 5 | $ 1,799,000 | $ 359,000 | $ 41,000 |
| Sarasota County Florida | 5 | $ 1,493,000 | $ 298,000 | $ 86,000 |
| Brunswick County North Carolina | 5 | $ 1,626,000 | $ 325,000 | $ 144,000 |
| Harnett County North Carolina | 5 | $ 1,330,000 | $ 266,000 | $ 0 |
| Albemarle County Virginia | 5 | $ 1,040,000 | $ 208,000 | $ 216,000 |
| Chesapeake County Virginia | 5 | $ 1,905,000 | $ 381,000 | $ 0 |
| Larimer County Colorado | 4 | $ 1,239,000 | $ 309,000 | $ 0 |
| Miami-Dade County Florida | 4 | $ 1,371,000 | $ 342,000 | $ 39,000 |
| Cecil County Maryland | 4 | $ 1,224,000 | $ 306,000 | $ 74,000 |
| Talbot County Maryland | 4 | $ 856,000 | $ 214,000 | $ 74,000 |
| Washington County Maryland | 4 | $ 845,000 | $ 211,000 | $ 103,000 |
| Currituck County North Carolina | 4 | $ 1,190,000 | $ 297,000 | $ 161,000 |
| Pasquotank County North Carolina | 4 | $ 935,000 | $ 233,000 | $ 0 |
| Union County North Carolina | 4 | $ 1,422,000 | $ 355,000 | $ 176,000 |
| Bucks County Pennsylvania | 4 | $ 1,413,000 | $ 353,000 | $ 129,000 |
| Delaware County Pennsylvania | 4 | $ 1,246,000 | $ 311,000 | $ 194,000 |
| Montgomery County Pennsylvania | 4 | $ 1,308,000 | $ 327,000 | $ 116,000 |
| Isle of Wight County Virginia | 4 | $ 1,261,000 | $ 315,000 | $ 42,000 |
| Louisa County Virginia | 4 | $ 1,608,000 | $ 402,000 | $ 298,000 |
| Nelson County Virginia | 4 | $ 1,182,000 | $ 295,000 | $ 372,000 |
| Orange County California | 3 | $ 1,828,000 | $ 609,000 | $ 30,000 |
| Arapahoe County Colorado | 3 | $ 814,000 | $ 271,000 | $ 0 |
| Hillsborough County Florida | 3 | $ 931,000 | $ 310,000 | $ 0 |
| Gwinnett County Georgia | 3 | $ 744,000 | $ 248,000 | $ 72,000 |
| Orleans County Louisiana | 3 | $ 936,000 | $ 312,000 | $ 234,000 |
| Norfolk County Massachusetts | 3 | $ 1,238,000 | $ 412,000 | $ 110,000 |
| Dare County North Carolina | 3 | $ 777,000 | $ 259,000 | $ 216,000 |
| Davidson County North Carolina | 3 | $ 1,075,000 | $ 358,000 | $ 38,000 |
| Gaston County North Carolina | 3 | $ 728,000 | $ 242,000 | $ 0 |
| Pender County North Carolina | 3 | $ 752,000 | $ 250,000 | $ 24,000 |
| Wake County North Carolina | 3 | $ 649,000 | $ 216,000 | $ 38,000 |
| Allegheny County Pennsylvania | 3 | $ 916,000 | $ 305,000 | $ 46,000 |
| Chester County Pennsylvania | 3 | $ 1,275,000 | $ 425,000 | $ 195,000 |
| Cumberland County Pennsylvania | 3 | $ 937,000 | $ 312,000 | $ 0 |
| Bedford County Virginia | 3 | $ 749,000 | $ 249,000 | $ 158,000 |
| James City County Virginia | 3 | $ 1,135,000 | $ 378,000 | $ 43,000 |
| King George County Virginia | 3 | $ 684,000 | $ 228,000 | $ 77,000 |
| Poquoson County Virginia | 3 | $ 1,144,000 | $ 381,000 | $ 62,000 |
| King County Washington | 3 | $ 1,154,000 | $ 384,000 | $ 166,000 |
| Madison County Alabama | 2 | $ 379,000 | $ 189,000 | $ 75,000 |
| Chaffee County Colorado | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Denver County Colorado | 2 | $ 264,000 | $ 132,000 | $ 0 |
| Pinellas County Florida | 2 | $ 536,000 | $ 268,000 | $ 74,000 |
| St. Lucie County Florida | 2 | $ 578,000 | $ 289,000 | $ 0 |
| Johnson County Kansas | 2 | $ 393,000 | $ 196,000 | $ 83,000 |
| Hardin County Kentucky | 2 | $ 192,000 | $ 96,000 | $ 139,000 |
| Wicomico County Maryland | 2 | $ 590,000 | $ 295,000 | $ 102,000 |
| Belknap County New Hampshire | 2 | $ 793,000 | $ 396,000 | $ 177,000 |
| Camden County New Jersey | 2 | $ 583,000 | $ 291,000 | $ 173,000 |
| Ocean County New Jersey | 2 | $ 472,000 | $ 236,000 | $ 84,000 |
| Passaic County New Jersey | 2 | $ 637,000 | $ 318,000 | $ 138,000 |
| Union County New Jersey | 2 | $ 452,000 | $ 226,000 | $ 66,000 |
| Queens County New York | 2 | $ 763,000 | $ 381,000 | $ 111,000 |
| Suffolk County New York | 2 | $ 870,000 | $ 435,000 | $ 666,000 |
| Henderson County North Carolina | 2 | $ 668,000 | $ 334,000 | $ 96,000 |
| Mecklenburg County North Carolina | 2 | $ 351,000 | $ 175,000 | $ 85,000 |
| Adams County Pennsylvania | 2 | $ 456,000 | $ 228,000 | $ 82,000 |
| Perry County Pennsylvania | 2 | $ 527,000 | $ 263,000 | $ 0 |
| Beaufort County South Carolina | 2 | $ 997,000 | $ 498,000 | $ 223,000 |
| Collin County Texas | 2 | $ 182,000 | $ 91,000 | $ 140,000 |
| Frederick County Virginia | 2 | $ 509,000 | $ 254,000 | $ 0 |
| Manassas Park County Virginia | 2 | $ 508,000 | $ 254,000 | $ 141,000 |
| Rockingham County Virginia | 2 | $ 529,000 | $ 264,000 | $ 246,000 |
| Warren County Virginia | 2 | $ 480,000 | $ 240,000 | $ 103,000 |
| Jefferson County West Virginia | 2 | $ 306,000 | $ 153,000 | $ 111,000 |
| Wood County West Virginia | 2 | $ 350,000 | $ 175,000 | $ 64,000 |
| Anchorage County Alaska | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 225,000 | $ 225,000 | $ 782,000 |
| Alameda County California | 1 | $ 392,000 | $ 392,000 | $ 164,000 |
| Los Angeles County California | 1 | $ 618,000 | $ 618,000 | $ 364,000 |
| San Diego County California | 1 | $ 249,000 | $ 249,000 | $ 155,000 |
| Santa Clara County California | 1 | $ 626,000 | $ 626,000 | $ 210,000 |
| Santa Cruz County California | 1 | $ 626,000 | $ 626,000 | $ 311,000 |
| Archuleta County Colorado | 1 | $ 417,000 | $ 417,000 | $ 179,000 |
| Boulder County Colorado | 1 | $ 242,000 | $ 242,000 | $ 110,000 |
| Broomfield County Colorado | 1 | $ 208,000 | $ 208,000 | $ 205,000 |
| Montrose County Colorado | 1 | $ 197,000 | $ 197,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 319,000 | $ 319,000 | $ 78,000 |
| Weld County Colorado | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 375,000 | $ 375,000 | $ 185,000 |
| Duval County Florida | 1 | $ 203,000 | $ 203,000 | $ 230,000 |
| Indian River County Florida | 1 | $ 398,000 | $ 398,000 | $ 148,000 |
| Monroe County Florida | 1 | $ 224,000 | $ 224,000 | $ 68,000 |
| Nassau County Florida | 1 | $ 210,000 | $ 210,000 | $ 172,000 |
| Pasco County Florida | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Seminole County Florida | 1 | $ 169,000 | $ 169,000 | $ 192,000 |
| Volusia County Florida | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Wakulla County Florida | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Clayton County Georgia | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Hancock County Georgia | 1 | $ 150,000 | $ 150,000 | $ 95,000 |
| Muscogee County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Maui County Hawaii | 1 | $ 497,000 | $ 497,000 | $ 616,000 |
| Blaine County Idaho | 1 | $ 626,000 | $ 626,000 | $ 145,000 |
| Cook County Illinois | 1 | $ 240,000 | $ 240,000 | $ 145,000 |
| Cumberland County Maine | 1 | $ 183,000 | $ 183,000 | $ 38,000 |
| Hancock County Maine | 1 | $ 272,000 | $ 272,000 | $ 197,000 |
| Oxford County Maine | 1 | $ 116,000 | $ 116,000 | $ 39,000 |
| Caroline County Maryland | 1 | $ 118,000 | $ 118,000 | $ 116,000 |
| Dorchester County Maryland | 1 | $ 248,000 | $ 248,000 | $ 154,000 |
| Barnstable County Massachusetts | 1 | $ 220,000 | $ 220,000 | $ 225,000 |
| Bristol County Massachusetts | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Dukes County Massachusetts | 1 | $ 262,000 | $ 262,000 | $ 147,000 |
| Middlesex County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 138,000 |
| Plymouth County Massachusetts | 1 | $ 406,000 | $ 406,000 | $ 220,000 |
| Saginaw County Michigan | 1 | $ 221,000 | $ 221,000 | $ 100,000 |
| Bolivar County Mississippi | 1 | $ 207,000 | $ 207,000 | $ 71,000 |
| Clark County Nevada | 1 | $ 428,000 | $ 428,000 | $ 235,000 |
| Burlington County New Jersey | 1 | $ 342,000 | $ 342,000 | $ 670,000 |
| Cape May County New Jersey | 1 | $ 283,000 | $ 283,000 | $ 285,000 |
| Hunterdon County New Jersey | 1 | $ 247,000 | $ 247,000 | $ 90,000 |
| Middlesex County New Jersey | 1 | $ 306,000 | $ 306,000 | $ 116,000 |
| Monmouth County New Jersey | 1 | $ 230,000 | $ 230,000 | $ 163,000 |
| Somerset County New Jersey | 1 | $ 290,000 | $ 290,000 | $ 125,000 |
| Kings County New York | 1 | $ 765,000 | $ 765,000 | $ 257,000 |
| Nassau County New York | 1 | $ 544,000 | $ 544,000 | $ 250,000 |
| New York County New York | 1 | $ 588,000 | $ 588,000 | $ 438,000 |
| Oneida County New York | 1 | $ 331,000 | $ 331,000 | $ 106,000 |
| Buncombe County North Carolina | 1 | $ 392,000 | $ 392,000 | $ 118,000 |
| Cabarrus County North Carolina | 1 | $ 91,000 | $ 91,000 | $ 62,000 |
| Carteret County North Carolina | 1 | $ 339,000 | $ 339,000 | $ 284,000 |
| Chatham County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Durham County North Carolina | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Edgecombe County North Carolina | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Franklin County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Hoke County North Carolina | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Moore County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 103,000 |
| New Hanover County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Orange County North Carolina | 1 | $ 302,000 | $ 302,000 | $ 0 |
| Randolph County North Carolina | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Transylvania County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 349,000 |
| Clatsop County Oregon | 1 | $ 363,000 | $ 363,000 | $ 93,000 |
| Dauphin County Pennsylvania | 1 | $ 137,000 | $ 137,000 | $ 150,000 |
| Monroe County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 70,000 |
| Wayne County Pennsylvania | 1 | $ 174,000 | $ 174,000 | $ 65,000 |
| York County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 268,000 | $ 268,000 | $ 279,000 |
| Horry County South Carolina | 1 | $ 139,000 | $ 139,000 | $ 61,000 |
| Marion County South Carolina | 1 | $ 53,000 | $ 53,000 | $ 57,000 |
| Richland County South Carolina | 1 | $ 118,000 | $ 118,000 | $ 127,000 |
| Davidson County Tennessee | 1 | $ 183,000 | $ 183,000 | $ 114,000 |
| Sumner County Tennessee | 1 | $ 202,000 | $ 202,000 | $ 116,000 |
| Tarrant County Texas | 1 | $ 285,000 | $ 285,000 | $ 83,000 |
| Travis County Texas | 1 | $ 251,000 | $ 251,000 | $ 240,000 |
| Val Verde County Texas | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Summit County Utah | 1 | $ 577,000 | $ 577,000 | $ 708,000 |
| Weber County Utah | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Caroline County Virginia | 1 | $ 147,000 | $ 147,000 | $ 366,000 |
| Chesterfield County Virginia | 1 | $ 465,000 | $ 465,000 | $ 237,000 |
| Culpeper County Virginia | 1 | $ 159,000 | $ 159,000 | $ 112,000 |
| Hampton County Virginia | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Hanover County Virginia | 1 | $ 404,000 | $ 404,000 | $ 0 |
| Lancaster County Virginia | 1 | $ 396,000 | $ 396,000 | $ 357,000 |
| Manassas County Virginia | 1 | $ 285,000 | $ 285,000 | $ 135,000 |
| Mathews County Virginia | 1 | $ 415,000 | $ 415,000 | $ 93,000 |
| Middlesex County Virginia | 1 | $ 411,000 | $ 411,000 | $ 260,000 |
| Norfolk County Virginia | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Northumberland County Virginia | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
| Rappahannock County Virginia | 1 | $ 316,000 | $ 316,000 | $ 160,000 |
| Roanoke County Virginia | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Hampshire County West Virginia | 1 | $ 160,000 | $ 160,000 | $ 386,000 |
| Hardy County West Virginia | 1 | $ 347,000 | $ 347,000 | $ 212,000 |
| Tucker County West Virginia | 1 | $ 227,000 | $ 227,000 | $ 80,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,917 | $1,426,442,000 | $364,000 | $4,125,000 | $157,000 | $3,715,000 |
| Home Purchase | 656 | $268,000,000 | $408,000 | $4,258,000 | $152,000 | $1,142,000 |
| Home Improvement | 82 | $28,689,000 | $349,000 | $1,500,000 | $153,000 | $536,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,281 | $1,205,350,000 | $367,000 | $3,186,000 | $163,000 | $3,715,000 |
| Asian | 490 | $175,061,000 | $357,000 | $948,000 | $148,000 | $1,142,000 |
| Not Provided | 413 | $168,324,000 | $407,000 | $2,100,000 | $196,000 | $2,158,000 |
| Black or African American | 220 | $67,404,000 | $306,000 | $746,000 | $110,000 | $707,000 |
| Not applicable | 137 | $69,019,000 | $503,000 | $4,258,000 | $0 | $0 |
| Hispanic | 101 | $33,802,000 | $334,000 | $732,000 | $132,000 | $767,000 |
| American Indian or Alaskan Native | 7 | $2,287,000 | $326,000 | $626,000 | $135,000 | $405,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,884,000 | $314,000 | $399,000 | $121,000 | $197,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,036 | $1,502,622,000 | $372,000 | $4,258,000 | $175,000 | $3,715,000 |
| VA-guaranteed (Veterans Administration) | 406 | $147,399,000 | $363,000 | $987,000 | $24,000 | $338,000 |
| FHA-insured (Federal Housing Administration) | 213 | $73,110,000 | $343,000 | $1,106,000 | $61,000 | $409,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,210 | $1,558,032,000 | $370,000 | $4,258,000 | $157,000 | $3,715,000 |
| Application Denied By Financial Institution | 294 | $106,132,000 | $360,000 | $1,568,000 | $146,000 | $1,425,000 |
| Application Withdrawn By Applicant | 79 | $32,530,000 | $411,000 | $2,000,000 | $190,000 | $756,000 |
| File Closed For Incompleteness | 55 | $19,721,000 | $358,000 | $626,000 | $156,000 | $610,000 |
| Application Approved But Not Accepted | 17 | $6,716,000 | $395,000 | $1,150,000 | $173,000 | $903,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 156 | $57,888,000 | $371,000 | $1,568,000 | $169,000 | $1,425,000 |
| Debt-To-Income Ratio | 66 | $23,017,000 | $348,000 | $1,000,000 | $109,000 | $1,000,000 |
| Other | 30 | $9,413,000 | $313,000 | $728,000 | $149,000 | $576,000 |
| Credit History | 16 | $5,530,000 | $345,000 | $890,000 | $87,000 | $290,000 |
| Unverifiable Information | 10 | $4,960,000 | $496,000 | $1,106,000 | $111,000 | $270,000 |
| Employment History | 9 | $3,594,000 | $399,000 | $626,000 | $162,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $969,000 | $242,000 | $417,000 | $153,000 | $262,000 |
| Credit Application Incomplete | 3 | $761,000 | $253,000 | $417,000 | $137,000 | $176,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Eaglebank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Eaglebank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.