Eaglebank Mortgage Lending & HMDA Data, 2012

In 2012, Eaglebank of Silver Spring, MD reported 4,655 mortgage applications totaling $1.7 billion, up 106% from 2011. The average application was for $370,167, and applicants reported an average income of $156,224. 90% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (1,959), Bethesda-Rockville-Frederick, MD (1,634) and Baltimore-Towson, MD (559) (applications in parentheses).

Mortgage Company & Address Eaglebank
11931 Tech Rd
Silver Spring, MD 20904
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,655
Total Mortgage Loan Application Amount $1,723,131,000
Average Mortgage Loan Application Amount $370,167
Highest Mortgage Loan Application Amount $4,258,000
Average Applicant Income $156,224
Highest Applicant Income $3,715,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Eaglebank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Eaglebank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Montgomery, Maryland 1,567 $ 618,249,000 $ 394,543 $ 182,000
District of Columbia, District Of Columbia 621 $ 273,527,000 $ 440,462 $ 164,000
Fairfax, Virginia 588 $ 222,626,000 $ 378,615 $ 168,000
Anne Arundel, Maryland 232 $ 77,154,000 $ 332,560 $ 138,000
Arlington, Virginia 177 $ 68,548,000 $ 387,276 $ 160,000
Loudoun, Virginia 172 $ 63,979,000 $ 371,970 $ 146,000
Howard, Maryland 158 $ 55,223,000 $ 349,512 $ 153,000
Prince William, Virginia 111 $ 39,558,000 $ 356,378 $ 93,000
Prince George's, Maryland 102 $ 24,435,000 $ 239,558 $ 69,000
Baltimore, Maryland 67 $ 19,980,000 $ 298,208 $ 155,000
Frederick, Maryland 67 $ 19,665,000 $ 293,507 $ 99,000
Alexandria, Virginia 63 $ 25,384,000 $ 402,920 $ 178,000
Sussex, Delaware 49 $ 14,343,000 $ 292,714 $ 221,000
Baltimore City, Maryland 33 $ 9,017,000 $ 273,242 $ 102,000
Charles, Maryland 27 $ 7,846,000 $ 290,592 $ 51,000
Carroll, Maryland 26 $ 8,309,000 $ 319,576 $ 129,000
Harford, Maryland 26 $ 7,031,000 $ 270,423 $ 83,000
Calvert, Maryland 25 $ 6,479,000 $ 259,160 $ 140,000
Falls Church, Virginia 20 $ 7,614,000 $ 380,700 $ 167,000
Stafford, Virginia 20 $ 6,755,000 $ 337,750 $ 39,000
Worcester, Maryland 19 $ 3,997,000 $ 210,368 $ 191,000
Queen Anne's, Maryland 17 $ 4,457,000 $ 262,176 $ 119,000
Palm Beach, Florida 16 $ 4,357,000 $ 272,312 $ 224,000
St. Mary's, Maryland 15 $ 4,546,000 $ 303,066 $ 112,000
Virginia Beach, Virginia 15 $ 5,289,000 $ 352,600 $ 49,000
Garrett, Maryland 12 $ 4,007,000 $ 333,916 $ 320,000
Cumberland, North Carolina 11 $ 2,673,000 $ 243,000 $ 9,000
Kent, Delaware 10 $ 2,773,000 $ 277,300 $ 25,000
New Castle, Delaware 10 $ 3,021,000 $ 302,100 $ 81,000
Fairfax City, Virginia 9 $ 3,308,000 $ 367,555 $ 154,000
Spotsylvania, Virginia 9 $ 2,907,000 $ 323,000 $ 43,000
Fauquier, Virginia 8 $ 2,198,000 $ 274,750 $ 134,000
St. Johns, Florida 7 $ 2,489,000 $ 355,571 $ 91,000
Henrico, Virginia 7 $ 1,605,000 $ 229,285 $ 115,000
York, Virginia 7 $ 2,014,000 $ 287,714 $ 68,000
Douglas, Colorado 6 $ 1,906,000 $ 317,666 $ 35,000
El Paso, Colorado 6 $ 1,840,000 $ 306,666 $ 18,000
Lehigh, Pennsylvania 6 $ 1,284,000 $ 214,000 $ 60,000
Philadelphia, Pennsylvania 6 $ 1,454,000 $ 242,333 $ 139,000
Jefferson, Colorado 5 $ 2,292,000 $ 458,400 $ 90,000
Broward, Florida 5 $ 1,611,000 $ 322,200 $ 207,000
Okaloosa, Florida 5 $ 1,799,000 $ 359,800 $ 41,000
Sarasota, Florida 5 $ 1,493,000 $ 298,600 $ 86,000
Brunswick, North Carolina 5 $ 1,626,000 $ 325,200 $ 144,000
Harnett, North Carolina 5 $ 1,330,000 $ 266,000 $ 0
Albemarle, Virginia 5 $ 1,040,000 $ 208,000 $ 216,000
Chesapeake, Virginia 5 $ 1,905,000 $ 381,000 $ 0
Larimer, Colorado 4 $ 1,239,000 $ 309,750 $ 0
Miami-Dade, Florida 4 $ 1,371,000 $ 342,750 $ 39,000
Cecil, Maryland 4 $ 1,224,000 $ 306,000 $ 74,000
Talbot, Maryland 4 $ 856,000 $ 214,000 $ 74,000
Washington, Maryland 4 $ 845,000 $ 211,250 $ 103,000
Currituck, North Carolina 4 $ 1,190,000 $ 297,500 $ 161,000
Pasquotank, North Carolina 4 $ 935,000 $ 233,750 $ 0
Union, North Carolina 4 $ 1,422,000 $ 355,500 $ 176,000
Bucks, Pennsylvania 4 $ 1,413,000 $ 353,250 $ 129,000
Delaware, Pennsylvania 4 $ 1,246,000 $ 311,500 $ 194,000
Montgomery, Pennsylvania 4 $ 1,308,000 $ 327,000 $ 116,000
Isle of Wight, Virginia 4 $ 1,261,000 $ 315,250 $ 42,000
Louisa, Virginia 4 $ 1,608,000 $ 402,000 $ 298,000
Nelson, Virginia 4 $ 1,182,000 $ 295,500 $ 372,000
Orange, California 3 $ 1,828,000 $ 609,333 $ 30,000
Arapahoe, Colorado 3 $ 814,000 $ 271,333 $ 0
Hillsborough, Florida 3 $ 931,000 $ 310,333 $ 0
Gwinnett, Georgia 3 $ 744,000 $ 248,000 $ 72,000
Orleans, Louisiana 3 $ 936,000 $ 312,000 $ 234,000
Norfolk, Massachusetts 3 $ 1,238,000 $ 412,666 $ 110,000
Dare, North Carolina 3 $ 777,000 $ 259,000 $ 216,000
Davidson, North Carolina 3 $ 1,075,000 $ 358,333 $ 38,000
Gaston, North Carolina 3 $ 728,000 $ 242,666 $ 0
Pender, North Carolina 3 $ 752,000 $ 250,666 $ 24,000
Wake, North Carolina 3 $ 649,000 $ 216,333 $ 38,000
Allegheny, Pennsylvania 3 $ 916,000 $ 305,333 $ 46,000
Chester, Pennsylvania 3 $ 1,275,000 $ 425,000 $ 195,000
Cumberland, Pennsylvania 3 $ 937,000 $ 312,333 $ 0
Bedford, Virginia 3 $ 749,000 $ 249,666 $ 158,000
James City, Virginia 3 $ 1,135,000 $ 378,333 $ 43,000
King George, Virginia 3 $ 684,000 $ 228,000 $ 77,000
Poquoson, Virginia 3 $ 1,144,000 $ 381,333 $ 62,000
King, Washington 3 $ 1,154,000 $ 384,666 $ 166,000
Madison, Alabama 2 $ 379,000 $ 189,500 $ 75,000
Chaffee, Colorado 2 $ 520,000 $ 260,000 $ 0
Denver, Colorado 2 $ 264,000 $ 132,000 $ 0
Pinellas, Florida 2 $ 536,000 $ 268,000 $ 74,000
St. Lucie, Florida 2 $ 578,000 $ 289,000 $ 0
Johnson, Kansas 2 $ 393,000 $ 196,500 $ 83,000
Hardin, Kentucky 2 $ 192,000 $ 96,000 $ 139,000
Wicomico, Maryland 2 $ 590,000 $ 295,000 $ 102,000
Belknap, New Hampshire 2 $ 793,000 $ 396,500 $ 177,000
Camden, New Jersey 2 $ 583,000 $ 291,500 $ 173,000
Ocean, New Jersey 2 $ 472,000 $ 236,000 $ 84,000
Passaic, New Jersey 2 $ 637,000 $ 318,500 $ 138,000
Union, New Jersey 2 $ 452,000 $ 226,000 $ 66,000
Queens, New York 2 $ 763,000 $ 381,500 $ 111,000
Suffolk, New York 2 $ 870,000 $ 435,000 $ 666,000
Henderson, North Carolina 2 $ 668,000 $ 334,000 $ 96,000
Mecklenburg, North Carolina 2 $ 351,000 $ 175,500 $ 85,000
Adams, Pennsylvania 2 $ 456,000 $ 228,000 $ 82,000
Perry, Pennsylvania 2 $ 527,000 $ 263,500 $ 0
Beaufort, South Carolina 2 $ 997,000 $ 498,500 $ 223,000
Collin, Texas 2 $ 182,000 $ 91,000 $ 140,000
Frederick, Virginia 2 $ 509,000 $ 254,500 $ 0
Manassas Park, Virginia 2 $ 508,000 $ 254,000 $ 141,000
Rockingham, Virginia 2 $ 529,000 $ 264,500 $ 246,000
Warren, Virginia 2 $ 480,000 $ 240,000 $ 103,000
Jefferson, West Virginia 2 $ 306,000 $ 153,000 $ 111,000
Wood, West Virginia 2 $ 350,000 $ 175,000 $ 64,000
Anchorage, Alaska 1 $ 186,000 $ 186,000 $ 0
Maricopa, Arizona 1 $ 225,000 $ 225,000 $ 782,000
Alameda, California 1 $ 392,000 $ 392,000 $ 164,000
Los Angeles, California 1 $ 618,000 $ 618,000 $ 364,000
San Diego, California 1 $ 249,000 $ 249,000 $ 155,000
Santa Clara, California 1 $ 626,000 $ 626,000 $ 210,000
Santa Cruz, California 1 $ 626,000 $ 626,000 $ 311,000
Archuleta, Colorado 1 $ 417,000 $ 417,000 $ 179,000
Boulder, Colorado 1 $ 242,000 $ 242,000 $ 110,000
Broomfield, Colorado 1 $ 208,000 $ 208,000 $ 205,000
Montrose, Colorado 1 $ 197,000 $ 197,000 $ 0
San Miguel, Colorado 1 $ 319,000 $ 319,000 $ 78,000
Weld, Colorado 1 $ 308,000 $ 308,000 $ 0
Fairfield, Connecticut 1 $ 375,000 $ 375,000 $ 185,000
Duval, Florida 1 $ 203,000 $ 203,000 $ 230,000
Indian River, Florida 1 $ 398,000 $ 398,000 $ 148,000
Monroe, Florida 1 $ 224,000 $ 224,000 $ 68,000
Nassau, Florida 1 $ 210,000 $ 210,000 $ 172,000
Pasco, Florida 1 $ 203,000 $ 203,000 $ 0
Santa Rosa, Florida 1 $ 325,000 $ 325,000 $ 0
Seminole, Florida 1 $ 169,000 $ 169,000 $ 192,000
Volusia, Florida 1 $ 230,000 $ 230,000 $ 0
Wakulla, Florida 1 $ 175,000 $ 175,000 $ 107,000
Clayton, Georgia 1 $ 137,000 $ 137,000 $ 0
Hancock, Georgia 1 $ 150,000 $ 150,000 $ 95,000
Muscogee, Georgia 1 $ 175,000 $ 175,000 $ 0
Maui, Hawaii 1 $ 497,000 $ 497,000 $ 616,000
Blaine, Idaho 1 $ 626,000 $ 626,000 $ 145,000
Cook, Illinois 1 $ 240,000 $ 240,000 $ 145,000
Cumberland, Maine 1 $ 183,000 $ 183,000 $ 38,000
Hancock, Maine 1 $ 272,000 $ 272,000 $ 197,000
Oxford, Maine 1 $ 116,000 $ 116,000 $ 39,000
Caroline, Maryland 1 $ 118,000 $ 118,000 $ 116,000
Dorchester, Maryland 1 $ 248,000 $ 248,000 $ 154,000
Barnstable, Massachusetts 1 $ 220,000 $ 220,000 $ 225,000
Bristol, Massachusetts 1 $ 165,000 $ 165,000 $ 66,000
Dukes, Massachusetts 1 $ 262,000 $ 262,000 $ 147,000
Middlesex, Massachusetts 1 $ 417,000 $ 417,000 $ 138,000
Plymouth, Massachusetts 1 $ 406,000 $ 406,000 $ 220,000
Saginaw, Michigan 1 $ 221,000 $ 221,000 $ 100,000
Bolivar, Mississippi 1 $ 207,000 $ 207,000 $ 71,000
Clark, Nevada 1 $ 428,000 $ 428,000 $ 235,000
Burlington, New Jersey 1 $ 342,000 $ 342,000 $ 670,000
Cape May, New Jersey 1 $ 283,000 $ 283,000 $ 285,000
Hunterdon, New Jersey 1 $ 247,000 $ 247,000 $ 90,000
Middlesex, New Jersey 1 $ 306,000 $ 306,000 $ 116,000
Monmouth, New Jersey 1 $ 230,000 $ 230,000 $ 163,000
Somerset, New Jersey 1 $ 290,000 $ 290,000 $ 125,000
Kings, New York 1 $ 765,000 $ 765,000 $ 257,000
Nassau, New York 1 $ 544,000 $ 544,000 $ 250,000
New York, New York 1 $ 588,000 $ 588,000 $ 438,000
Oneida, New York 1 $ 331,000 $ 331,000 $ 106,000
Buncombe, North Carolina 1 $ 392,000 $ 392,000 $ 118,000
Cabarrus, North Carolina 1 $ 91,000 $ 91,000 $ 62,000
Carteret, North Carolina 1 $ 339,000 $ 339,000 $ 284,000
Chatham, North Carolina 1 $ 215,000 $ 215,000 $ 0
Durham, North Carolina 1 $ 223,000 $ 223,000 $ 0
Edgecombe, North Carolina 1 $ 288,000 $ 288,000 $ 0
Forsyth, North Carolina 1 $ 140,000 $ 140,000 $ 0
Franklin, North Carolina 1 $ 260,000 $ 260,000 $ 0
Hoke, North Carolina 1 $ 198,000 $ 198,000 $ 0
Johnston, North Carolina 1 $ 149,000 $ 149,000 $ 0
Moore, North Carolina 1 $ 195,000 $ 195,000 $ 103,000
New Hanover, North Carolina 1 $ 196,000 $ 196,000 $ 0
Orange, North Carolina 1 $ 302,000 $ 302,000 $ 0
Randolph, North Carolina 1 $ 292,000 $ 292,000 $ 0
Transylvania, North Carolina 1 $ 300,000 $ 300,000 $ 349,000
Clatsop, Oregon 1 $ 363,000 $ 363,000 $ 93,000
Dauphin, Pennsylvania 1 $ 137,000 $ 137,000 $ 150,000
Monroe, Pennsylvania 1 $ 78,000 $ 78,000 $ 70,000
Wayne, Pennsylvania 1 $ 174,000 $ 174,000 $ 65,000
York, Pennsylvania 1 $ 417,000 $ 417,000 $ 0
Dorchester, South Carolina 1 $ 237,000 $ 237,000 $ 0
Georgetown, South Carolina 1 $ 268,000 $ 268,000 $ 279,000
Horry, South Carolina 1 $ 139,000 $ 139,000 $ 61,000
Marion, South Carolina 1 $ 53,000 $ 53,000 $ 57,000
Richland, South Carolina 1 $ 118,000 $ 118,000 $ 127,000
Davidson, Tennessee 1 $ 183,000 $ 183,000 $ 114,000
Sumner, Tennessee 1 $ 202,000 $ 202,000 $ 116,000
Tarrant, Texas 1 $ 285,000 $ 285,000 $ 83,000
Travis, Texas 1 $ 251,000 $ 251,000 $ 240,000
Val Verde, Texas 1 $ 222,000 $ 222,000 $ 0
Summit, Utah 1 $ 577,000 $ 577,000 $ 708,000
Weber, Utah 1 $ 235,000 $ 235,000 $ 0
Caroline, Virginia 1 $ 147,000 $ 147,000 $ 366,000
Chesterfield, Virginia 1 $ 465,000 $ 465,000 $ 237,000
Culpeper, Virginia 1 $ 159,000 $ 159,000 $ 112,000
Hampton, Virginia 1 $ 390,000 $ 390,000 $ 0
Hanover, Virginia 1 $ 404,000 $ 404,000 $ 0
Lancaster, Virginia 1 $ 396,000 $ 396,000 $ 357,000
Manassas, Virginia 1 $ 285,000 $ 285,000 $ 135,000
Mathews, Virginia 1 $ 415,000 $ 415,000 $ 93,000
Middlesex, Virginia 1 $ 411,000 $ 411,000 $ 260,000
Norfolk, Virginia 1 $ 196,000 $ 196,000 $ 0
Northumberland, Virginia 1 $ 205,000 $ 205,000 $ 140,000
Rappahannock, Virginia 1 $ 316,000 $ 316,000 $ 160,000
Roanoke, Virginia 1 $ 234,000 $ 234,000 $ 0
Suffolk, Virginia 1 $ 322,000 $ 322,000 $ 0
Hampshire, West Virginia 1 $ 160,000 $ 160,000 $ 386,000
Hardy, West Virginia 1 $ 347,000 $ 347,000 $ 212,000
Tucker, West Virginia 1 $ 227,000 $ 227,000 $ 80,000

Mortgage Loan Application Detail Totals for Eaglebank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,917 $1,426,442,000 $364,000 $4,125,000 $157,000 $3,715,000
Home Purchase 656 $268,000,000 $408,000 $4,258,000 $152,000 $1,142,000
Home Improvement 82 $28,689,000 $349,000 $1,500,000 $153,000 $536,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,281 $1,205,350,000 $367,000 $3,186,000 $163,000 $3,715,000
Asian 490 $175,061,000 $357,000 $948,000 $148,000 $1,142,000
Not Provided 413 $168,324,000 $407,000 $2,100,000 $196,000 $2,158,000
Black or African American 220 $67,404,000 $306,000 $746,000 $110,000 $707,000
Not applicable 137 $69,019,000 $503,000 $4,258,000 $0 $0
Hispanic 101 $33,802,000 $334,000 $732,000 $132,000 $767,000
American Indian or Alaskan Native 7 $2,287,000 $326,000 $626,000 $135,000 $405,000
Native Hawaiian or Other Pacific Islander 6 $1,884,000 $314,000 $399,000 $121,000 $197,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,036 $1,502,622,000 $372,000 $4,258,000 $175,000 $3,715,000
VA-guaranteed (Veterans Administration) 406 $147,399,000 $363,000 $987,000 $24,000 $338,000
FHA-insured (Federal Housing Administration) 213 $73,110,000 $343,000 $1,106,000 $61,000 $409,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,210 $1,558,032,000 $370,000 $4,258,000 $157,000 $3,715,000
Application Denied By Financial Institution 294 $106,132,000 $360,000 $1,568,000 $146,000 $1,425,000
Application Withdrawn By Applicant 79 $32,530,000 $411,000 $2,000,000 $190,000 $756,000
File Closed For Incompleteness 55 $19,721,000 $358,000 $626,000 $156,000 $610,000
Application Approved But Not Accepted 17 $6,716,000 $395,000 $1,150,000 $173,000 $903,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 156 $57,888,000 $371,000 $1,568,000 $169,000 $1,425,000
Debt-To-Income Ratio 66 $23,017,000 $348,000 $1,000,000 $109,000 $1,000,000
Other 30 $9,413,000 $313,000 $728,000 $149,000 $576,000
Credit History 16 $5,530,000 $345,000 $890,000 $87,000 $290,000
Unverifiable Information 10 $4,960,000 $496,000 $1,106,000 $111,000 $270,000
Employment History 9 $3,594,000 $399,000 $626,000 $162,000 $250,000
Insufficient Cash (Downpayment, Closing Cost) 4 $969,000 $242,000 $417,000 $153,000 $262,000
Credit Application Incomplete 3 $761,000 $253,000 $417,000 $137,000 $176,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Eaglebank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Eaglebank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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