Intouch Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Intouch Credit Union 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Intouch Credit Union P O Box 250169 Plano, TX 75025 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 394 |
| Total Mortgage Loan Application Amount | $36,578,000 |
| Average Mortgage Loan Application Amount | $101,666 |
| Highest Mortgage Loan Application Amount | $1,463,000 |
| Average Applicant Income | $104,333 |
| Highest Applicant Income | $362,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Intouch Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Intouch Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Intouch Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Intouch Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Intouch Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Intouch Credit Union's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Collin County Texas | 101 | $ 8,552,000 | $ 84,000 | $ 115,000 |
| Oakland County Michigan | 27 | $ 1,741,000 | $ 64,000 | $ 113,000 |
| Denton County Texas | 25 | $ 1,914,000 | $ 76,000 | $ 96,000 |
| Dallas County Texas | 23 | $ 3,092,000 | $ 134,000 | $ 100,000 |
| Macomb County Michigan | 15 | $ 699,000 | $ 46,000 | $ 87,000 |
| Fairfax County Virginia | 13 | $ 1,605,000 | $ 123,000 | $ 127,000 |
| Loudoun County Virginia | 11 | $ 1,721,000 | $ 156,000 | $ 136,000 |
| Cumberland County Pennsylvania | 10 | $ 654,000 | $ 65,000 | $ 89,000 |
| Wayne County Michigan | 6 | $ 459,000 | $ 76,000 | $ 79,000 |
| Mecklenburg County North Carolina | 6 | $ 394,000 | $ 65,000 | $ 87,000 |
| Jefferson County Colorado | 5 | $ 629,000 | $ 125,000 | $ 229,000 |
| Fulton County Georgia | 5 | $ 515,000 | $ 103,000 | $ 69,000 |
| Fort Bend County Texas | 5 | $ 447,000 | $ 89,000 | $ 66,000 |
| Maricopa County Arizona | 4 | $ 145,000 | $ 36,000 | $ 122,000 |
| Montgomery County Maryland | 4 | $ 451,000 | $ 112,000 | $ 137,000 |
| Clackamas County Oregon | 4 | $ 654,000 | $ 163,000 | $ 94,000 |
| York County Pennsylvania | 4 | $ 221,000 | $ 55,000 | $ 78,000 |
| Grayson County Texas | 4 | $ 465,000 | $ 116,000 | $ 137,000 |
| Williamson County Texas | 4 | $ 275,000 | $ 68,000 | $ 60,000 |
| Elmore County Alabama | 3 | $ 212,000 | $ 70,000 | $ 23,000 |
| Cobb County Georgia | 3 | $ 211,000 | $ 70,000 | $ 82,000 |
| Ada County Idaho | 3 | $ 163,000 | $ 54,000 | $ 55,000 |
| Tarrant County Texas | 3 | $ 203,000 | $ 67,000 | $ 100,000 |
| Alameda County California | 2 | $ 475,000 | $ 237,000 | $ 60,000 |
| District of Columbia County District Of Columbia | 2 | $ 103,000 | $ 51,000 | $ 81,000 |
| Broward County Florida | 2 | $ 135,000 | $ 67,000 | $ 55,000 |
| Clay County Florida | 2 | $ 294,000 | $ 147,000 | $ 179,000 |
| Johnson County Kansas | 2 | $ 74,000 | $ 37,000 | $ 67,000 |
| Prince George's County Maryland | 2 | $ 532,000 | $ 266,000 | $ 120,000 |
| Somerset County New Jersey | 2 | $ 420,000 | $ 210,000 | $ 114,000 |
| Johnston County North Carolina | 2 | $ 156,000 | $ 78,000 | $ 81,000 |
| Wake County North Carolina | 2 | $ 309,000 | $ 154,000 | $ 66,000 |
| Montgomery County Ohio | 2 | $ 192,000 | $ 96,000 | $ 71,000 |
| Lancaster County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 60,000 |
| Ellis County Texas | 2 | $ 141,000 | $ 70,000 | $ 105,000 |
| Gregg County Texas | 2 | $ 242,000 | $ 121,000 | $ 285,000 |
| Harris County Texas | 2 | $ 97,000 | $ 48,000 | $ 40,000 |
| Young County Texas | 2 | $ 101,000 | $ 50,000 | $ 68,000 |
| Alexandria County Virginia | 2 | $ 217,000 | $ 108,000 | $ 57,000 |
| Prince William County Virginia | 2 | $ 421,000 | $ 210,000 | $ 114,000 |
| Stafford County Virginia | 2 | $ 474,000 | $ 237,000 | $ 115,000 |
| Jefferson County Alabama | 1 | $ 26,000 | $ 26,000 | $ 87,000 |
| Montgomery County Alabama | 1 | $ 25,000 | $ 25,000 | $ 141,000 |
| Pima County Arizona | 1 | $ 143,000 | $ 143,000 | $ 51,000 |
| Garland County Arkansas | 1 | $ 242,000 | $ 242,000 | $ 164,000 |
| El Dorado County California | 1 | $ 65,000 | $ 65,000 | $ 173,000 |
| Orange County California | 1 | $ 52,000 | $ 52,000 | $ 93,000 |
| Sacramento County California | 1 | $ 38,000 | $ 38,000 | $ 48,000 |
| Boulder County Colorado | 1 | $ 25,000 | $ 25,000 | $ 128,000 |
| Denver County Colorado | 1 | $ 100,000 | $ 100,000 | $ 89,000 |
| Douglas County Colorado | 1 | $ 16,000 | $ 16,000 | $ 78,000 |
| El Paso County Colorado | 1 | $ 438,000 | $ 438,000 | $ 338,000 |
| Hartford County Connecticut | 1 | $ 50,000 | $ 50,000 | $ 145,000 |
| Lee County Florida | 1 | $ 80,000 | $ 80,000 | $ 83,000 |
| Palm Beach County Florida | 1 | $ 36,000 | $ 36,000 | $ 110,000 |
| Santa Rosa County Florida | 1 | $ 43,000 | $ 43,000 | $ 39,000 |
| McHenry County Illinois | 1 | $ 40,000 | $ 40,000 | $ 102,000 |
| Marion County Indiana | 1 | $ 15,000 | $ 15,000 | $ 131,000 |
| Dallas County Iowa | 1 | $ 54,000 | $ 54,000 | $ 270,000 |
| Linn County Kansas | 1 | $ 26,000 | $ 26,000 | $ 94,000 |
| Estill County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 26,000 |
| Carroll County Maryland | 1 | $ 35,000 | $ 35,000 | $ 139,000 |
| Ingham County Michigan | 1 | $ 15,000 | $ 15,000 | $ 135,000 |
| Livingston County Michigan | 1 | $ 40,000 | $ 40,000 | $ 100,000 |
| Hennepin County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 112,000 |
| Olmsted County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 188,000 |
| Sherburne County Minnesota | 1 | $ 24,000 | $ 24,000 | $ 142,000 |
| Adair County Missouri | 1 | $ 220,000 | $ 220,000 | $ 85,000 |
| St. Charles County Missouri | 1 | $ 138,000 | $ 138,000 | $ 175,000 |
| St. Louis County Missouri | 1 | $ 40,000 | $ 40,000 | $ 170,000 |
| Bergen County New Jersey | 1 | $ 60,000 | $ 60,000 | $ 71,000 |
| Camden County New Jersey | 1 | $ 40,000 | $ 40,000 | $ 115,000 |
| Cape May County New Jersey | 1 | $ 226,000 | $ 226,000 | $ 121,000 |
| Nassau County New York | 1 | $ 65,000 | $ 65,000 | $ 165,000 |
| Onondaga County New York | 1 | $ 60,000 | $ 60,000 | $ 92,000 |
| Ulster County New York | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Washington County New York | 1 | $ 174,000 | $ 174,000 | $ 92,000 |
| Cabarrus County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Carteret County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Wayne County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 68,000 |
| Cass County North Dakota | 1 | $ 20,000 | $ 20,000 | $ 112,000 |
| Greene County Ohio | 1 | $ 168,000 | $ 168,000 | $ 76,000 |
| Licking County Ohio | 1 | $ 13,000 | $ 13,000 | $ 50,000 |
| Lucas County Ohio | 1 | $ 30,000 | $ 30,000 | $ 117,000 |
| Delaware County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 73,000 |
| Northampton County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Philadelphia County Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 83,000 |
| Washington County Rhode Island | 1 | $ 120,000 | $ 120,000 | $ 150,000 |
| Davidson County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 115,000 |
| Bexar County Texas | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Galveston County Texas | 1 | $ 111,000 | $ 111,000 | $ 128,000 |
| Hood County Texas | 1 | $ 172,000 | $ 172,000 | $ 96,000 |
| Kaufman County Texas | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Montague County Texas | 1 | $ 33,000 | $ 33,000 | $ 127,000 |
| Wood County Texas | 1 | $ 65,000 | $ 65,000 | $ 163,000 |
| Utah County Utah | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Arlington County Virginia | 1 | $ 24,000 | $ 24,000 | $ 82,000 |
| Caroline County Virginia | 1 | $ 328,000 | $ 328,000 | $ 130,000 |
| Orange County Virginia | 1 | $ 15,000 | $ 15,000 | $ 99,000 |
| Shenandoah County Virginia | 1 | $ 50,000 | $ 50,000 | $ 165,000 |
| Pierce County Washington | 1 | $ 120,000 | $ 120,000 | $ 300,000 |
| Columbia County Wisconsin | 1 | $ 47,000 | $ 47,000 | $ 102,000 |
Mortgage Loan Application Detail Totals for Intouch Credit Union in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 171 | $6,754,000 | $39,000 | $245,000 | $117,000 | $362,000 |
| Home Purchase | 113 | $17,547,000 | $155,000 | $1,463,000 | $104,000 | $352,000 |
| Refinancing | 110 | $12,277,000 | $111,000 | $440,000 | $92,000 | $338,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 213 | $9,481,000 | $44,000 | $433,000 | $110,000 | $362,000 |
| Not Provided | 154 | $25,054,000 | $162,000 | $1,463,000 | $102,000 | $352,000 |
| Hispanic | 17 | $1,542,000 | $90,000 | $440,000 | $102,000 | $195,000 |
| Asian | 5 | $277,000 | $55,000 | $145,000 | $108,000 | $139,000 |
| Black or African American | 4 | $220,000 | $55,000 | $77,000 | $80,000 | $115,000 |
| American Indian or Alaskan Native | 1 | $4,000 | $4,000 | $4,000 | $75,000 | $75,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 394 | $36,578,000 | $92,000 | $1,463,000 | $106,000 | $362,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 350 | $34,465,000 | $98,000 | $1,463,000 | $105,000 | $362,000 |
| Application Withdrawn By Applicant | 40 | $1,736,000 | $43,000 | $245,000 | $119,000 | $362,000 |
| Application Denied By Financial Institution | 3 | $30,000 | $10,000 | $12,000 | $41,000 | $51,000 |
| File Closed For Incompleteness | 1 | $347,000 | $347,000 | $347,000 | $186,000 | $186,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2 | $18,000 | $9,000 | $10,000 | $46,000 | $51,000 |
| Debt-To-Income Ratio | 1 | $12,000 | $12,000 | $12,000 | $30,000 | $30,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Intouch Credit Union's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Intouch Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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