Encore Bank
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Encore Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Encore Bank
Nine Greenway Plaza Suite 1000
Houston, TX 77046
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 16,298
Total Mortgage Loan Application Amount $739,627,000
Average Mortgage Loan Application Amount $154,152
Highest Mortgage Loan Application Amount $3,420,000
Average Applicant Income $91,847
Highest Applicant Income $2,955,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Encore Bank by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris County Texas 3,305 $ 170,743,000 $ 51,000 $ 100,000
Travis County Texas 1,387 $ 56,166,000 $ 40,000 $ 109,000
Tarrant County Texas 948 $ 34,832,000 $ 36,000 $ 93,000
Dallas County Texas 785 $ 31,242,000 $ 39,000 $ 108,000
Fort Bend County Texas 756 $ 28,078,000 $ 37,000 $ 102,000
Collin County Texas 699 $ 28,446,000 $ 40,000 $ 113,000
Denton County Texas 629 $ 23,219,000 $ 36,000 $ 140,000
Montgomery County Texas 621 $ 40,734,000 $ 65,000 $ 117,000
Williamson County Texas 599 $ 18,889,000 $ 31,000 $ 92,000
Maricopa County Arizona 598 $ 19,559,000 $ 32,000 $ 88,000
Bexar County Texas 593 $ 19,382,000 $ 32,000 $ 104,000
Galveston County Texas 397 $ 19,345,000 $ 48,000 $ 108,000
Brazoria County Texas 360 $ 13,067,000 $ 36,000 $ 99,000
Douglas County Colorado 257 $ 12,877,000 $ 50,000 $ 107,000
Denver County Colorado 226 $ 10,913,000 $ 48,000 $ 90,000
Arapahoe County Colorado 214 $ 10,115,000 $ 47,000 $ 102,000
Boulder County Colorado 175 $ 9,161,000 $ 52,000 $ 117,000
Jefferson County Colorado 170 $ 8,144,000 $ 47,000 $ 95,000
Hays County Texas 139 $ 5,652,000 $ 40,000 $ 116,000
Adams County Colorado 128 $ 5,579,000 $ 43,000 $ 94,000
Brazos County Texas 115 $ 3,035,000 $ 26,000 $ 98,000
Comal County Texas 112 $ 4,480,000 $ 40,000 $ 122,000
Ellis County Texas 108 $ 3,771,000 $ 34,000 $ 96,000
Pima County Arizona 107 $ 4,033,000 $ 37,000 $ 81,000
Rockwall County Texas 99 $ 4,117,000 $ 41,000 $ 109,000
Weld County Colorado 87 $ 3,960,000 $ 45,000 $ 81,000
Clark County Nevada 82 $ 4,527,000 $ 55,000 $ 115,000
Pinal County Arizona 77 $ 2,332,000 $ 30,000 $ 85,000
Guadalupe County Texas 68 $ 2,428,000 $ 35,000 $ 110,000
Riverside County California 66 $ 3,774,000 $ 57,000 $ 88,000
El Paso County Texas 61 $ 2,182,000 $ 35,000 $ 120,000
San Diego County California 56 $ 5,086,000 $ 90,000 $ 65,000
Parker County Texas 55 $ 1,949,000 $ 35,000 $ 87,000
Hidalgo County Texas 51 $ 1,627,000 $ 31,000 $ 94,000
Kaufman County Texas 51 $ 1,496,000 $ 29,000 $ 80,000
Larimer County Colorado 50 $ 2,576,000 $ 51,000 $ 81,000
Hillsborough County Florida 49 $ 5,983,000 $ 122,000 $ 42,000
Jefferson County Texas 49 $ 1,579,000 $ 32,000 $ 93,000
Nueces County Texas 49 $ 1,570,000 $ 32,000 $ 133,000
Lee County Florida 48 $ 7,468,000 $ 155,000 $ 153,000
Los Angeles County California 47 $ 3,529,000 $ 75,000 $ 108,000
El Paso County Colorado 41 $ 1,917,000 $ 46,000 $ 79,000
Bell County Texas 41 $ 1,239,000 $ 30,000 $ 88,000
Kendall County Texas 41 $ 1,743,000 $ 42,000 $ 125,000
Lubbock County Texas 41 $ 1,004,000 $ 24,000 $ 123,000
Johnson County Texas 38 $ 1,102,000 $ 29,000 $ 90,000
Tulare County California 34 $ 1,414,000 $ 41,000 $ 0
Sacramento County California 33 $ 2,239,000 $ 67,000 $ 62,000
Orange County California 31 $ 3,179,000 $ 102,000 $ 74,000
Routt County Colorado 31 $ 1,967,000 $ 63,000 $ 157,000
Bastrop County Texas 31 $ 894,000 $ 28,000 $ 88,000
Eagle County Colorado 30 $ 1,634,000 $ 54,000 $ 116,000
Grayson County Texas 29 $ 863,000 $ 29,000 $ 96,000
Broomfield County Colorado 28 $ 1,383,000 $ 49,000 $ 90,000
San Bernardino County California 27 $ 1,490,000 $ 55,000 $ 50,000
Orange County Florida 27 $ 1,718,000 $ 63,000 $ 76,000
Wise County Texas 27 $ 848,000 $ 31,000 $ 126,000
Summit County Colorado 26 $ 1,163,000 $ 44,000 $ 128,000
Wilson County Texas 25 $ 759,000 $ 30,000 $ 105,000
Cameron County Texas 24 $ 667,000 $ 27,000 $ 73,000
Smith County Texas 24 $ 752,000 $ 31,000 $ 111,000
Chambers County Texas 23 $ 577,000 $ 25,000 $ 71,000
Kings County California 22 $ 778,000 $ 35,000 $ 59,000
Collier County Florida 21 $ 12,360,000 $ 588,000 $ 70,000
McLennan County Texas 21 $ 597,000 $ 28,000 $ 81,000
Henderson County Texas 20 $ 619,000 $ 30,000 $ 174,000
Hood County Texas 20 $ 905,000 $ 45,000 $ 107,000
Medina County Texas 20 $ 663,000 $ 33,000 $ 108,000
Kern County California 19 $ 1,053,000 $ 55,000 $ 0
San Joaquin County California 19 $ 1,460,000 $ 76,000 $ 0
Hardin County Texas 18 $ 543,000 $ 30,000 $ 78,000
Burnet County Texas 17 $ 836,000 $ 49,000 $ 126,000
Orange County Texas 17 $ 441,000 $ 25,000 $ 74,000
Fresno County California 16 $ 1,178,000 $ 73,000 $ 0
Gillespie County Texas 16 $ 681,000 $ 42,000 $ 152,000
Contra Costa County California 15 $ 932,000 $ 62,000 $ 86,000
Pinellas County Florida 14 $ 1,926,000 $ 137,000 $ 72,000
Webb County Texas 14 $ 407,000 $ 29,000 $ 109,000
Cochise County Arizona 13 $ 459,000 $ 35,000 $ 75,000
Garfield County Colorado 13 $ 553,000 $ 42,000 $ 71,000
Aransas County Texas 13 $ 356,000 $ 27,000 $ 195,000
Llano County Texas 13 $ 721,000 $ 55,000 $ 149,000
Victoria County Texas 13 $ 301,000 $ 23,000 $ 77,000
Alameda County California 12 $ 1,061,000 $ 88,000 $ 75,000
Polk County Florida 12 $ 441,000 $ 36,000 $ 88,000
Volusia County Florida 12 $ 753,000 $ 62,000 $ 80,000
Erath County Texas 12 $ 296,000 $ 24,000 $ 99,000
Midland County Texas 12 $ 388,000 $ 32,000 $ 103,000
Mesa County Colorado 11 $ 500,000 $ 45,000 $ 137,000
Pasco County Florida 11 $ 679,000 $ 61,000 $ 83,000
Austin County Texas 11 $ 1,467,000 $ 133,000 $ 347,000
Hunt County Texas 11 $ 372,000 $ 33,000 $ 96,000
Liberty County Texas 11 $ 227,000 $ 20,000 $ 80,000
Washington County Texas 11 $ 757,000 $ 68,000 $ 103,000
Elbert County Colorado 10 $ 491,000 $ 49,000 $ 91,000
Bay County Florida 10 $ 388,000 $ 38,000 $ 24,000
Broward County Florida 10 $ 979,000 $ 97,000 $ 120,000
Caldwell County Texas 10 $ 229,000 $ 22,000 $ 67,000
Walker County Texas 10 $ 890,000 $ 89,000 $ 164,000
Bandera County Texas 9 $ 258,000 $ 28,000 $ 93,000
Ector County Texas 9 $ 189,000 $ 21,000 $ 81,000
Randall County Texas 9 $ 298,000 $ 33,000 $ 134,000
Waller County Texas 9 $ 319,000 $ 35,000 $ 82,000
Santa Clara County California 8 $ 796,000 $ 99,000 $ 48,000
Solano County California 8 $ 513,000 $ 64,000 $ 55,000
Okaloosa County Florida 8 $ 282,000 $ 35,000 $ 124,000
Palm Beach County Florida 8 $ 670,000 $ 83,000 $ 102,000
Atascosa County Texas 8 $ 310,000 $ 38,000 $ 81,000
Van Zandt County Texas 8 $ 257,000 $ 32,000 $ 70,000
Stanislaus County California 7 $ 509,000 $ 72,000 $ 27,000
San Miguel County Colorado 7 $ 468,000 $ 66,000 $ 166,000
Howard County Texas 7 $ 193,000 $ 27,000 $ 71,000
Kerr County Texas 7 $ 922,000 $ 131,000 $ 128,000
Lee County Texas 7 $ 168,000 $ 24,000 $ 70,000
Grand County Colorado 6 $ 204,000 $ 34,000 $ 105,000
Miami-Dade County Florida 6 $ 1,668,000 $ 278,000 $ 260,000
Bowie County Texas 6 $ 184,000 $ 30,000 $ 106,000
Wharton County Texas 6 $ 176,000 $ 29,000 $ 89,000
Wichita County Texas 6 $ 143,000 $ 23,000 $ 82,000
El Dorado County California 5 $ 399,000 $ 79,000 $ 0
Yuba County California 5 $ 200,000 $ 40,000 $ 45,000
La Plata County Colorado 5 $ 231,000 $ 46,000 $ 150,000
Montrose County Colorado 5 $ 260,000 $ 52,000 $ 91,000
Flagler County Florida 5 $ 180,000 $ 36,000 $ 33,000
Lake County Florida 5 $ 252,000 $ 50,000 $ 65,000
Blanco County Texas 5 $ 361,000 $ 72,000 $ 191,000
Brown County Texas 5 $ 147,000 $ 29,000 $ 123,000
Colorado County Texas 5 $ 143,000 $ 28,000 $ 214,000
Fannin County Texas 5 $ 105,000 $ 21,000 $ 95,000
Hill County Texas 5 $ 184,000 $ 36,000 $ 126,000
Lamar County Texas 5 $ 165,000 $ 33,000 $ 107,000
Mohave County Arizona 4 $ 159,000 $ 39,000 $ 95,000
Humboldt County California 4 $ 158,000 $ 39,000 $ 42,000
Placer County California 4 $ 272,000 $ 68,000 $ 0
San Benito County California 4 $ 362,000 $ 90,000 $ 0
Ventura County California 4 $ 262,000 $ 65,000 $ 92,000
Archuleta County Colorado 4 $ 114,000 $ 28,000 $ 82,000
Park County Colorado 4 $ 156,000 $ 39,000 $ 105,000
Duval County Florida 4 $ 176,000 $ 44,000 $ 74,000
Manatee County Florida 4 $ 343,000 $ 85,000 $ 42,000
Osceola County Florida 4 $ 133,000 $ 33,000 $ 85,000
Fayette County Texas 4 $ 90,000 $ 22,000 $ 71,000
Frio County Texas 4 $ 57,000 $ 14,000 $ 75,000
Harrison County Texas 4 $ 132,000 $ 33,000 $ 105,000
Limestone County Texas 4 $ 126,000 $ 31,000 $ 114,000
Matagorda County Texas 4 $ 76,000 $ 19,000 $ 170,000
Maverick County Texas 4 $ 69,000 $ 17,000 $ 65,000
San Patricio County Texas 4 $ 115,000 $ 28,000 $ 174,000
Taylor County Texas 4 $ 109,000 $ 27,000 $ 68,000
Wood County Texas 4 $ 117,000 $ 29,000 $ 133,000
Yolo County California 3 $ 153,000 $ 51,000 $ 0
Lake County Colorado 3 $ 126,000 $ 42,000 $ 76,000
Brevard County Florida 3 $ 89,000 $ 29,000 $ 31,000
Hernando County Florida 3 $ 194,000 $ 64,000 $ 72,000
Leon County Florida 3 $ 132,000 $ 44,000 $ 85,000
Santa Rosa County Florida 3 $ 127,000 $ 42,000 $ 0
St. Lucie County Florida 3 $ 92,000 $ 30,000 $ 51,000
East Baton Rouge County Louisiana 3 $ 247,000 $ 82,000 $ 278,000
Cooke County Texas 3 $ 104,000 $ 34,000 $ 75,000
Gregg County Texas 3 $ 173,000 $ 57,000 $ 117,000
Jasper County Texas 3 $ 75,000 $ 25,000 $ 81,000
Nacogdoches County Texas 3 $ 81,000 $ 27,000 $ 80,000
Polk County Texas 3 $ 85,000 $ 28,000 $ 114,000
Potter County Texas 3 $ 69,000 $ 23,000 $ 108,000
Titus County Texas 3 $ 101,000 $ 33,000 $ 96,000
Tyler County Texas 3 $ 65,000 $ 21,000 $ 64,000
Uvalde County Texas 3 $ 92,000 $ 30,000 $ 130,000
Young County Texas 3 $ 88,000 $ 29,000 $ 74,000
Washington County Utah 3 $ 142,000 $ 47,000 $ 0
King County Washington 3 $ 1,412,000 $ 470,000 $ 0
Santa Cruz County Arizona 2 $ 74,000 $ 37,000 $ 138,000
Yavapai County Arizona 2 $ 147,000 $ 73,000 $ 78,000
San Mateo County California 2 $ 976,000 $ 488,000 $ 0
Alamosa County Colorado 2 $ 50,000 $ 25,000 $ 51,000
Clear Creek County Colorado 2 $ 39,000 $ 19,000 $ 69,000
Custer County Colorado 2 $ 46,000 $ 23,000 $ 86,000
Fremont County Colorado 2 $ 60,000 $ 30,000 $ 41,000
Ouray County Colorado 2 $ 548,000 $ 274,000 $ 147,000
Alachua County Florida 2 $ 82,000 $ 41,000 $ 110,000
Clay County Florida 2 $ 106,000 $ 53,000 $ 103,000
Putnam County Florida 2 $ 340,000 $ 170,000 $ 52,000
Seminole County Florida 2 $ 82,000 $ 41,000 $ 133,000
St. Johns County Florida 2 $ 68,000 $ 34,000 $ 106,000
Hamilton County Indiana 2 $ 607,000 $ 303,000 $ 91,000
Cabarrus County North Carolina 2 $ 72,000 $ 36,000 $ 0
New Hanover County North Carolina 2 $ 72,000 $ 36,000 $ 0
Multnomah County Oregon 2 $ 742,000 $ 371,000 $ 0
Anderson County Texas 2 $ 46,000 $ 23,000 $ 62,000
Burleson County Texas 2 $ 51,000 $ 25,000 $ 118,000
Camp County Texas 2 $ 59,000 $ 29,000 $ 159,000
Cass County Texas 2 $ 47,000 $ 23,000 $ 150,000
Franklin County Texas 2 $ 78,000 $ 39,000 $ 141,000
Freestone County Texas 2 $ 57,000 $ 28,000 $ 93,000
Goliad County Texas 2 $ 64,000 $ 32,000 $ 73,000
Hamilton County Texas 2 $ 31,000 $ 15,000 $ 70,000
Hopkins County Texas 2 $ 56,000 $ 28,000 $ 140,000
Houston County Texas 2 $ 49,000 $ 24,000 $ 173,000
Jackson County Texas 2 $ 31,000 $ 15,000 $ 146,000
Kinney County Texas 2 $ 23,000 $ 11,000 $ 78,000
Kleberg County Texas 2 $ 90,000 $ 45,000 $ 47,000
Lampasas County Texas 2 $ 72,000 $ 36,000 $ 64,000
Mason County Texas 2 $ 30,000 $ 15,000 $ 39,000
Menard County Texas 2 $ 53,000 $ 26,000 $ 64,000
Milam County Texas 2 $ 33,000 $ 16,000 $ 48,000
Montague County Texas 2 $ 57,000 $ 28,000 $ 153,000
Presidio County Texas 2 $ 97,000 $ 48,000 $ 513,000
Robertson County Texas 2 $ 39,000 $ 19,000 $ 91,000
Rusk County Texas 2 $ 53,000 $ 26,000 $ 111,000
Coconino County Arizona 1 $ 33,000 $ 33,000 $ 98,000
Navajo County Arizona 1 $ 15,000 $ 15,000 $ 106,000
Saline County Arkansas 1 $ 25,000 $ 25,000 $ 85,000
Amador County California 1 $ 36,000 $ 36,000 $ 0
Butte County California 1 $ 45,000 $ 45,000 $ 0
Calaveras County California 1 $ 75,000 $ 75,000 $ 0
Glenn County California 1 $ 41,000 $ 41,000 $ 0
Madera County California 1 $ 33,000 $ 33,000 $ 74,000
Marin County California 1 $ 435,000 $ 435,000 $ 0
Merced County California 1 $ 72,000 $ 72,000 $ 0
Monterey County California 1 $ 96,000 $ 96,000 $ 0
San Francisco County California 1 $ 105,000 $ 105,000 $ 138,000
San Luis Obispo County California 1 $ 61,000 $ 61,000 $ 0
Santa Barbara County California 1 $ 48,000 $ 48,000 $ 278,000
Siskiyou County California 1 $ 81,000 $ 81,000 $ 0
Sonoma County California 1 $ 128,000 $ 128,000 $ 0
Sutter County California 1 $ 100,000 $ 100,000 $ 0
Tuolumne County California 1 $ 49,000 $ 49,000 $ 42,000
Gilpin County Colorado 1 $ 40,000 $ 40,000 $ 74,000
Gunnison County Colorado 1 $ 36,000 $ 36,000 $ 158,000
Montezuma County Colorado 1 $ 17,000 $ 17,000 $ 21,000
Pitkin County Colorado 1 $ 12,000 $ 12,000 $ 58,000
Pueblo County Colorado 1 $ 27,000 $ 27,000 $ 174,000
Teller County Colorado 1 $ 47,000 $ 47,000 $ 77,000
Yuma County Colorado 1 $ 37,000 $ 37,000 $ 58,000
Fairfield County Connecticut 1 $ 100,000 $ 100,000 $ 0
New Haven County Connecticut 1 $ 30,000 $ 30,000 $ 0
New London County Connecticut 1 $ 30,000 $ 30,000 $ 0
Charlotte County Florida 1 $ 60,000 $ 60,000 $ 118,000
Citrus County Florida 1 $ 40,000 $ 40,000 $ 108,000
Columbia County Florida 1 $ 31,000 $ 31,000 $ 0
Escambia County Florida 1 $ 23,000 $ 23,000 $ 0
Marion County Florida 1 $ 134,000 $ 134,000 $ 180,000
Sarasota County Florida 1 $ 31,000 $ 31,000 $ 0
Suwannee County Florida 1 $ 22,000 $ 22,000 $ 0
Walton County Florida 1 $ 38,000 $ 38,000 $ 39,000
Cobb County Georgia 1 $ 444,000 $ 444,000 $ 0
Kane County Illinois 1 $ 50,000 $ 50,000 $ 75,000
Lake County Illinois 1 $ 378,000 $ 378,000 $ 0
McHenry County Illinois 1 $ 761,000 $ 761,000 $ 0
Story County Iowa 1 $ 23,000 $ 23,000 $ 139,000
Livingston County Louisiana 1 $ 153,000 $ 153,000 $ 400,000
St. Tammany County Louisiana 1 $ 335,000 $ 335,000 $ 0
Washington County Louisiana 1 $ 27,000 $ 27,000 $ 62,000
Anne Arundel County Maryland 1 $ 20,000 $ 20,000 $ 181,000
Prince George's County Maryland 1 $ 23,000 $ 23,000 $ 97,000
Middlesex County Massachusetts 1 $ 16,000 $ 16,000 $ 142,000
St. Charles County Missouri 1 $ 141,000 $ 141,000 $ 98,000
Gallatin County Montana 1 $ 388,000 $ 388,000 $ 0
Douglas County Nebraska 1 $ 449,000 $ 449,000 $ 0
Nye County Nevada 1 $ 42,000 $ 42,000 $ 0
Washoe County Nevada 1 $ 62,000 $ 62,000 $ 86,000
Colfax County New Mexico 1 $ 250,000 $ 250,000 $ 50,000
Sullivan County New York 1 $ 240,000 $ 240,000 $ 924,000
Catawba County North Carolina 1 $ 30,000 $ 30,000 $ 0
Durham County North Carolina 1 $ 35,000 $ 35,000 $ 0
Mecklenburg County North Carolina 1 $ 25,000 $ 25,000 $ 0
Sampson County North Carolina 1 $ 35,000 $ 35,000 $ 0
Union County North Carolina 1 $ 29,000 $ 29,000 $ 0
Wake County North Carolina 1 $ 42,000 $ 42,000 $ 0
Clackamas County Oregon 1 $ 567,000 $ 567,000 $ 0
Allegheny County Pennsylvania 1 $ 10,000 $ 10,000 $ 18,000
Ponce County Puerto Rico 1 $ 38,000 $ 38,000 $ 90,000
Andrews County Texas 1 $ 80,000 $ 80,000 $ 354,000
Angelina County Texas 1 $ 17,000 $ 17,000 $ 81,000
Archer County Texas 1 $ 35,000 $ 35,000 $ 127,000
Bosque County Texas 1 $ 11,000 $ 11,000 $ 45,000
Calhoun County Texas 1 $ 20,000 $ 20,000 $ 60,000
Callahan County Texas 1 $ 39,000 $ 39,000 $ 39,000
Cherokee County Texas 1 $ 18,000 $ 18,000 $ 28,000
Coleman County Texas 1 $ 42,000 $ 42,000 $ 167,000
Coryell County Texas 1 $ 23,000 $ 23,000 $ 94,000
Dawson County Texas 1 $ 32,000 $ 32,000 $ 70,000
DeWitt County Texas 1 $ 26,000 $ 26,000 $ 108,000
Eastland County Texas 1 $ 36,000 $ 36,000 $ 65,000
Fisher County Texas 1 $ 17,000 $ 17,000 $ 76,000
Gray County Texas 1 $ 21,000 $ 21,000 $ 67,000
Hardeman County Texas 1 $ 24,000 $ 24,000 $ 66,000
Haskell County Texas 1 $ 13,000 $ 13,000 $ 65,000
Hemphill County Texas 1 $ 20,000 $ 20,000 $ 42,000
Hockley County Texas 1 $ 20,000 $ 20,000 $ 34,000
Jones County Texas 1 $ 28,000 $ 28,000 $ 144,000
Karnes County Texas 1 $ 10,000 $ 10,000 $ 75,000
Madison County Texas 1 $ 20,000 $ 20,000 $ 44,000
Mills County Texas 1 $ 20,000 $ 20,000 $ 63,000
Moore County Texas 1 $ 29,000 $ 29,000 $ 74,000
Navarro County Texas 1 $ 11,000 $ 11,000 $ 225,000
Newton County Texas 1 $ 22,000 $ 22,000 $ 86,000
Nolan County Texas 1 $ 14,000 $ 14,000 $ 45,000
Palo Pinto County Texas 1 $ 30,000 $ 30,000 $ 162,000
Reagan County Texas 1 $ 17,000 $ 17,000 $ 49,000
Runnels County Texas 1 $ 20,000 $ 20,000 $ 55,000
San Jacinto County Texas 1 $ 53,000 $ 53,000 $ 184,000
Shelby County Texas 1 $ 290,000 $ 290,000 $ 396,000
Trinity County Texas 1 $ 41,000 $ 41,000 $ 106,000
Val Verde County Texas 1 $ 10,000 $ 10,000 $ 72,000
Ward County Texas 1 $ 23,000 $ 23,000 $ 37,000
Clarke County Virginia 1 $ 46,000 $ 46,000 $ 126,000
Fairfax County Virginia 1 $ 58,000 $ 58,000 $ 48,000
Falls Church County Virginia 1 $ 66,000 $ 66,000 $ 127,000
Prince William County Virginia 1 $ 57,000 $ 57,000 $ 76,000
Randolph County West Virginia 1 $ 167,000 $ 167,000 $ 162,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Encore Bank in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 12,428 $542,693,000 $96,150 $3,000,000 $146,300 $2,400,000
Home Improvement 2,069 $81,964,000 $42,444 $386,000 $64,777 $630,000
Refinancing 1,801 $114,970,000 $281,529 $3,420,000 $42,117 $2,955,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,151 $480,622,000 $81,944 $2,800,000 $174,944 $2,400,000
Not Provided 1,733 $86,093,000 $57,545 $3,420,000 $102,000 $2,955,000
Hispanic 1,431 $52,547,000 $40,400 $1,196,000 $84,000 $750,000
Asian 731 $29,852,000 $41,142 $1,200,000 $132,857 $960,000
Not applicable 629 $67,390,000 $292,562 $3,000,000 $375 $47,000
Black or African American 529 $19,590,000 $48,571 $510,000 $109,714 $1,673,000
Native Hawaiian or Other Pacific Islander 49 $2,069,000 $49,500 $300,000 $98,500 $383,000
American Indian or Alaskan Native 45 $1,464,000 $41,000 $71,000 $67,333 $180,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 16,267 $735,999,000 $156,793 $3,420,000 $101,206 $2,955,000
FHA-insured (Federal Housing Administration) 30 $3,526,000 $112,000 $214,000 $39,000 $83,000
VA-guaranteed (Veterans Administration) 1 $102,000 $102,000 $102,000 $44,000 $44,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,924 $463,078,000 $82,214 $3,420,000 $169,928 $2,400,000
Application Denied By Financial Institution 3,261 $118,255,000 $65,900 $1,303,000 $97,300 $2,955,000
Application Approved But Not Accepted 2,267 $85,811,000 $46,888 $576,000 $164,000 $1,091,000
Loan Purchased By The Institution 665 $60,307,000 $284,125 $798,000 $1,312 $48,000
Preapproval Denied by Financial Institution 120 $4,317,000 $35,000 $190,000 $115,000 $842,000
Application Withdrawn By Applicant 55 $6,292,000 $110,000 $695,000 $173,500 $540,000
File Closed For Incompleteness 6 $1,567,000 $388,500 $580,000 $136,500 $206,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 2,020 $73,611,000 $72,700 $1,303,000 $121,600 $1,440,000
Debt-To-Income Ratio 792 $27,418,000 $39,714 $303,000 $82,285 $672,000
Credit History 320 $11,864,000 $40,000 $318,000 $90,250 $1,500,000
Unverifiable Information 242 $8,433,000 $45,166 $200,000 $99,500 $2,955,000
Insufficient Cash (Downpayment, Closing Cost) 4 $122,000 $36,000 $47,000 $77,000 $92,000
Collateral 3 $1,124,000 $338,000 $720,000 $120,000 $214,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.

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