Enterprise Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Enterprise Bank & Trust 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Enterprise Bank & Trust 150 N. Meramec Ave. Clayton, MO 63105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 539 |
| Total Mortgage Loan Application Amount | $172,505,000 |
| Average Mortgage Loan Application Amount | $328,800 |
| Highest Mortgage Loan Application Amount | $5,405,000 |
| Average Applicant Income | $152,200 |
| Highest Applicant Income | $1,930,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Enterprise Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Enterprise Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Enterprise Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Enterprise Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Enterprise Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Enterprise Bank & Trust's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 83 | $ 29,735,000 | $ 358,000 | $ 236,000 |
| Santa Fe County New Mexico | 74 | $ 24,890,000 | $ 336,000 | $ 129,000 |
| Jefferson County Missouri | 67 | $ 10,855,000 | $ 162,000 | $ 84,000 |
| Los Alamos County New Mexico | 43 | $ 15,915,000 | $ 370,000 | $ 145,000 |
| Johnson County Kansas | 40 | $ 9,320,000 | $ 233,000 | $ 143,000 |
| St. Louis City County Missouri | 25 | $ 8,035,000 | $ 321,000 | $ 146,000 |
| Wyandotte County Kansas | 24 | $ 2,790,000 | $ 116,000 | $ 51,000 |
| Jackson County Missouri | 24 | $ 3,900,000 | $ 162,000 | $ 57,000 |
| Rio Arriba County New Mexico | 16 | $ 4,020,000 | $ 251,000 | $ 141,000 |
| Maricopa County Arizona | 14 | $ 7,160,000 | $ 511,000 | $ 169,000 |
| St. Charles County Missouri | 11 | $ 3,165,000 | $ 287,000 | $ 167,000 |
| Bernalillo County New Mexico | 11 | $ 2,915,000 | $ 265,000 | $ 178,000 |
| Perry County Missouri | 10 | $ 1,680,000 | $ 168,000 | $ 48,000 |
| San Miguel County New Mexico | 7 | $ 1,595,000 | $ 227,000 | $ 66,000 |
| Los Angeles County California | 5 | $ 8,695,000 | $ 1,739,000 | $ 0 |
| Madison County Illinois | 4 | $ 320,000 | $ 80,000 | $ 0 |
| Sandoval County New Mexico | 4 | $ 1,290,000 | $ 322,000 | $ 106,000 |
| Yavapai County Arizona | 3 | $ 2,095,000 | $ 698,000 | $ 280,000 |
| Orange County California | 3 | $ 6,855,000 | $ 2,285,000 | $ 0 |
| Franklin County Missouri | 3 | $ 845,000 | $ 281,000 | $ 91,000 |
| Travis County Texas | 3 | $ 1,265,000 | $ 421,000 | $ 121,000 |
| Thurston County Washington | 3 | $ 865,000 | $ 288,000 | $ 96,000 |
| San Bernardino County California | 2 | $ 1,090,000 | $ 545,000 | $ 0 |
| San Diego County California | 2 | $ 1,540,000 | $ 770,000 | $ 0 |
| Delta County Colorado | 2 | $ 380,000 | $ 190,000 | $ 51,000 |
| Mineral County Colorado | 2 | $ 770,000 | $ 385,000 | $ 225,000 |
| Tolland County Connecticut | 2 | $ 510,000 | $ 255,000 | $ 90,000 |
| Pinellas County Florida | 2 | $ 1,760,000 | $ 880,000 | $ 200,000 |
| Leavenworth County Kansas | 2 | $ 640,000 | $ 320,000 | $ 118,000 |
| Miami County Kansas | 2 | $ 350,000 | $ 175,000 | $ 35,000 |
| Camden County Missouri | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Lincoln County Missouri | 2 | $ 780,000 | $ 390,000 | $ 0 |
| Taos County New Mexico | 2 | $ 350,000 | $ 175,000 | $ 102,000 |
| Fresno County California | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Alamosa County Colorado | 1 | $ 315,000 | $ 315,000 | $ 130,000 |
| Miami-Dade County Florida | 1 | $ 4,005,000 | $ 4,005,000 | $ 0 |
| Fulton County Georgia | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| St. Clair County Illinois | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Knox County Indiana | 1 | $ 325,000 | $ 325,000 | $ 133,000 |
| Page County Iowa | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Marshall County Kansas | 1 | $ 95,000 | $ 95,000 | $ 98,000 |
| Saline County Kansas | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Shawnee County Kansas | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Calcasieu County Louisiana | 1 | $ 305,000 | $ 305,000 | $ 76,000 |
| Cumberland County Maine | 1 | $ 565,000 | $ 565,000 | $ 196,000 |
| Middlesex County Massachusetts | 1 | $ 515,000 | $ 515,000 | $ 125,000 |
| Genesee County Michigan | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Bollinger County Missouri | 1 | $ 285,000 | $ 285,000 | $ 68,000 |
| Boone County Missouri | 1 | $ 95,000 | $ 95,000 | $ 256,000 |
| Cape Girardeau County Missouri | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Cass County Missouri | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Clay County Missouri | 1 | $ 335,000 | $ 335,000 | $ 82,000 |
| Dallas County Missouri | 1 | $ 565,000 | $ 565,000 | $ 179,000 |
| Dunklin County Missouri | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Iron County Missouri | 1 | $ 95,000 | $ 95,000 | $ 190,000 |
| Miller County Missouri | 1 | $ 275,000 | $ 275,000 | $ 364,000 |
| Morgan County Missouri | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Pike County Missouri | 1 | $ 555,000 | $ 555,000 | $ 127,000 |
| Scott County Missouri | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Warren County Missouri | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Clark County Nevada | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 525,000 | $ 525,000 | $ 76,000 |
| Torrance County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
| Valencia County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| New York County New York | 1 | $ 565,000 | $ 565,000 | $ 160,000 |
| Muskogee County Oklahoma | 1 | $ 445,000 | $ 445,000 | $ 294,000 |
| Tulsa County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Lane County Oregon | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 215,000 | $ 215,000 | $ 197,000 |
| Aiken County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Denton County Texas | 1 | $ 605,000 | $ 605,000 | $ 1,356,000 |
| Garfield County Utah | 1 | $ 455,000 | $ 455,000 | $ 0 |
| King County Washington | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
Mortgage Loan Application Detail Totals for Enterprise Bank & Trust in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 301 | $93,115,000 | $309,000 | $1,655,000 | $128,000 | $1,559,000 |
| Refinancing | 106 | $34,630,000 | $326,000 | $4,005,000 | $121,000 | $500,000 |
| Cash-out Refinancing | 91 | $25,575,000 | $281,000 | $975,000 | $136,000 | $1,356,000 |
| Home Improvement | 34 | $17,730,000 | $521,000 | $5,405,000 | $235,000 | $1,930,000 |
| Other Purpose | 7 | $1,455,000 | $207,000 | $535,000 | $141,000 | $367,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 285 | $87,015,000 | $305,000 | $1,655,000 | $148,000 | $1,559,000 |
| Not applicable | 109 | $46,495,000 | $426,000 | $4,005,000 | $0 | $0 |
| Hispanic | 99 | $20,205,000 | $204,000 | $645,000 | $82,000 | $375,000 |
| Black or African American | 17 | $2,875,000 | $169,000 | $365,000 | $77,000 | $256,000 |
| Not Provided | 15 | $3,725,000 | $248,000 | $525,000 | $108,000 | $201,000 |
| Asian | 12 | $6,590,000 | $549,000 | $1,255,000 | $266,000 | $1,356,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $195,000 | $195,000 | $195,000 | $71,000 | $71,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 498 | $162,440,000 | $326,000 | $5,405,000 | $142,000 | $1,930,000 |
| FHA-insured (Federal Housing Administration) | 36 | $7,060,000 | $196,000 | $395,000 | $63,000 | $167,000 |
| VA-guaranteed (Veterans Administration) | 5 | $3,005,000 | $601,000 | $905,000 | $142,000 | $200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 339 | $113,875,000 | $335,000 | $4,005,000 | $136,000 | $952,000 |
| Application Denied By Financial Institution | 71 | $15,005,000 | $211,000 | $1,005,000 | $82,000 | $558,000 |
| Application Withdrawn By Applicant | 71 | $22,945,000 | $323,000 | $1,655,000 | $166,000 | $1,559,000 |
| Application Approved But Not Accepted | 35 | $13,045,000 | $372,000 | $5,405,000 | $242,000 | $1,930,000 |
| File Closed For Incompleteness | 23 | $7,635,000 | $331,000 | $3,025,000 | $115,000 | $635,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 468 | $157,500,000 | $336,000 | $5,405,000 | $146,000 | $1,930,000 |
| Debt-To-Income Ratio | 33 | $6,755,000 | $204,000 | $1,005,000 | $52,000 | $185,000 |
| Credit History | 18 | $2,380,000 | $132,000 | $425,000 | $78,000 | $263,000 |
| Collateral | 12 | $3,920,000 | $326,000 | $965,000 | $172,000 | $558,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,555,000 | $311,000 | $645,000 | $111,000 | $271,000 |
| Other | 3 | $395,000 | $131,000 | $165,000 | $49,000 | $80,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Enterprise Bank & Trust's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Enterprise Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.