Equity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Equity Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Bank 7701 E Kellogg Ste 200 Wichita, KS 67207 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 2,067 |
| Total Mortgage Loan Application Amount | $319,613,000 |
| Average Mortgage Loan Application Amount | $172,666 |
| Highest Mortgage Loan Application Amount | $2,400,000 |
| Average Applicant Income | $127,333 |
| Highest Applicant Income | $1,645,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Equity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Equity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sedgwick County Kansas | 832 | $ 106,561,000 | $ 128,000 | $ 72,000 |
| Oklahoma County Oklahoma | 107 | $ 11,972,000 | $ 111,000 | $ 79,000 |
| Butler County Kansas | 96 | $ 12,121,000 | $ 126,000 | $ 75,000 |
| Maricopa County Arizona | 34 | $ 7,237,000 | $ 212,000 | $ 111,000 |
| Douglas County Kansas | 34 | $ 4,206,000 | $ 123,000 | $ 49,000 |
| Cleveland County Oklahoma | 27 | $ 4,317,000 | $ 159,000 | $ 59,000 |
| Cook County Illinois | 21 | $ 3,688,000 | $ 175,000 | $ 92,000 |
| Caddo County Louisiana | 20 | $ 2,114,000 | $ 105,000 | $ 48,000 |
| Los Angeles County California | 16 | $ 6,062,000 | $ 378,000 | $ 131,000 |
| Comanche County Oklahoma | 15 | $ 1,512,000 | $ 100,000 | $ 62,000 |
| Johnson County Kansas | 14 | $ 2,649,000 | $ 189,000 | $ 78,000 |
| Texas County Oklahoma | 14 | $ 1,492,000 | $ 106,000 | $ 46,000 |
| Canadian County Oklahoma | 13 | $ 2,110,000 | $ 162,000 | $ 62,000 |
| Harvey County Kansas | 12 | $ 1,028,000 | $ 85,000 | $ 37,000 |
| Clark County Nevada | 12 | $ 2,989,000 | $ 249,000 | $ 107,000 |
| Nassau County New York | 12 | $ 3,879,000 | $ 323,000 | $ 103,000 |
| Queens County New York | 12 | $ 4,099,000 | $ 341,000 | $ 90,000 |
| Tulsa County Oklahoma | 12 | $ 1,600,000 | $ 133,000 | $ 69,000 |
| Lake County Indiana | 11 | $ 1,468,000 | $ 133,000 | $ 80,000 |
| Bossier County Louisiana | 11 | $ 1,639,000 | $ 149,000 | $ 60,000 |
| Richmond County New York | 11 | $ 1,792,000 | $ 162,000 | $ 202,000 |
| Suffolk County New York | 11 | $ 3,291,000 | $ 299,000 | $ 121,000 |
| Garfield County Oklahoma | 10 | $ 994,000 | $ 99,000 | $ 57,000 |
| Kay County Oklahoma | 10 | $ 705,000 | $ 70,000 | $ 51,000 |
| Reno County Kansas | 9 | $ 729,000 | $ 81,000 | $ 88,000 |
| Dallas County Texas | 9 | $ 1,388,000 | $ 154,000 | $ 116,000 |
| Pima County Arizona | 8 | $ 1,604,000 | $ 200,000 | $ 92,000 |
| Sumner County Kansas | 8 | $ 1,019,000 | $ 127,000 | $ 167,000 |
| Lee County Florida | 7 | $ 1,424,000 | $ 203,000 | $ 118,000 |
| Miami-Dade County Florida | 7 | $ 1,820,000 | $ 260,000 | $ 89,000 |
| Prince George's County Maryland | 7 | $ 1,755,000 | $ 250,000 | $ 69,000 |
| Payne County Oklahoma | 7 | $ 1,152,000 | $ 164,000 | $ 211,000 |
| Harris County Texas | 7 | $ 1,264,000 | $ 180,000 | $ 64,000 |
| New London County Connecticut | 6 | $ 1,436,000 | $ 239,000 | $ 76,000 |
| DeKalb County Georgia | 6 | $ 1,220,000 | $ 203,000 | $ 110,000 |
| McCracken County Kentucky | 6 | $ 451,000 | $ 75,000 | $ 68,000 |
| Logan County Oklahoma | 6 | $ 710,000 | $ 118,000 | $ 46,000 |
| Philadelphia County Pennsylvania | 6 | $ 676,000 | $ 112,000 | $ 58,000 |
| Broward County Florida | 5 | $ 1,052,000 | $ 210,000 | $ 91,000 |
| Fulton County Georgia | 5 | $ 794,000 | $ 158,000 | $ 103,000 |
| Hall County Georgia | 5 | $ 947,000 | $ 189,000 | $ 78,000 |
| Cowley County Kansas | 5 | $ 534,000 | $ 106,000 | $ 48,000 |
| Barry County Missouri | 5 | $ 618,000 | $ 123,000 | $ 61,000 |
| Jackson County Missouri | 5 | $ 622,000 | $ 124,000 | $ 116,000 |
| Jefferson County Missouri | 5 | $ 505,000 | $ 101,000 | $ 77,000 |
| Bergen County New Jersey | 5 | $ 1,761,000 | $ 352,000 | $ 130,000 |
| Hamilton County Tennessee | 5 | $ 1,299,000 | $ 259,000 | $ 209,000 |
| Collin County Texas | 5 | $ 1,659,000 | $ 331,000 | $ 65,000 |
| Denton County Texas | 5 | $ 1,322,000 | $ 264,000 | $ 145,000 |
| Pinal County Arizona | 4 | $ 1,680,000 | $ 420,000 | $ 133,000 |
| Fresno County California | 4 | $ 670,000 | $ 167,000 | $ 59,000 |
| Gwinnett County Georgia | 4 | $ 507,000 | $ 126,000 | $ 95,000 |
| Hamilton County Indiana | 4 | $ 412,000 | $ 103,000 | $ 30,000 |
| Atlantic County New Jersey | 4 | $ 894,000 | $ 223,000 | $ 92,000 |
| Hudson County New Jersey | 4 | $ 1,347,000 | $ 336,000 | $ 93,000 |
| Morris County New Jersey | 4 | $ 1,646,000 | $ 411,000 | $ 151,000 |
| Bronx County New York | 4 | $ 1,341,000 | $ 335,000 | $ 116,000 |
| Delaware County Oklahoma | 4 | $ 345,000 | $ 86,000 | $ 49,000 |
| Noble County Oklahoma | 4 | $ 264,000 | $ 66,000 | $ 29,000 |
| Pawnee County Oklahoma | 4 | $ 314,000 | $ 78,000 | $ 35,000 |
| Beaufort County South Carolina | 4 | $ 457,000 | $ 114,000 | $ 67,000 |
| Shelby County Tennessee | 4 | $ 251,000 | $ 62,000 | $ 55,000 |
| Baldwin County Alabama | 3 | $ 490,000 | $ 163,000 | $ 163,000 |
| Riverside County California | 3 | $ 1,388,000 | $ 462,000 | $ 98,000 |
| Collier County Florida | 3 | $ 880,000 | $ 293,000 | $ 65,000 |
| Pinellas County Florida | 3 | $ 1,700,000 | $ 566,000 | $ 461,000 |
| Cherokee County Georgia | 3 | $ 289,000 | $ 96,000 | $ 167,000 |
| Cobb County Georgia | 3 | $ 648,000 | $ 216,000 | $ 65,000 |
| Porter County Indiana | 3 | $ 235,000 | $ 78,000 | $ 48,000 |
| Osage County Kansas | 3 | $ 396,000 | $ 132,000 | $ 45,000 |
| Kenton County Kentucky | 3 | $ 361,000 | $ 120,000 | $ 60,000 |
| Orleans County Louisiana | 3 | $ 457,000 | $ 152,000 | $ 48,000 |
| St. Tammany County Louisiana | 3 | $ 434,000 | $ 144,000 | $ 51,000 |
| Kalamazoo County Michigan | 3 | $ 346,000 | $ 115,000 | $ 50,000 |
| Washtenaw County Michigan | 3 | $ 894,000 | $ 298,000 | $ 116,000 |
| Pike County Mississippi | 3 | $ 156,000 | $ 52,000 | $ 37,000 |
| Lawrence County Missouri | 3 | $ 305,000 | $ 101,000 | $ 41,000 |
| Taney County Missouri | 3 | $ 762,000 | $ 254,000 | $ 302,000 |
| Essex County New Jersey | 3 | $ 722,000 | $ 240,000 | $ 65,000 |
| Bernalillo County New Mexico | 3 | $ 471,000 | $ 157,000 | $ 99,000 |
| Westchester County New York | 3 | $ 1,012,000 | $ 337,000 | $ 202,000 |
| Mecklenburg County North Carolina | 3 | $ 751,000 | $ 250,000 | $ 139,000 |
| Champaign County Ohio | 3 | $ 230,000 | $ 76,000 | $ 89,000 |
| Montgomery County Ohio | 3 | $ 335,000 | $ 111,000 | $ 96,000 |
| Alfalfa County Oklahoma | 3 | $ 267,000 | $ 89,000 | $ 77,000 |
| Carter County Oklahoma | 3 | $ 589,000 | $ 196,000 | $ 145,000 |
| Osage County Oklahoma | 3 | $ 198,000 | $ 66,000 | $ 65,000 |
| Pottawatomie County Oklahoma | 3 | $ 230,000 | $ 76,000 | $ 52,000 |
| Rogers County Oklahoma | 3 | $ 527,000 | $ 175,000 | $ 101,000 |
| Sequoyah County Oklahoma | 3 | $ 292,000 | $ 97,000 | $ 35,000 |
| Chester County Pennsylvania | 3 | $ 673,000 | $ 224,000 | $ 53,000 |
| Spartanburg County South Carolina | 3 | $ 206,000 | $ 68,000 | $ 32,000 |
| Salt Lake County Utah | 3 | $ 452,000 | $ 150,000 | $ 59,000 |
| Fairfax County Virginia | 3 | $ 825,000 | $ 275,000 | $ 185,000 |
| Benton County Arkansas | 2 | $ 191,000 | $ 95,000 | $ 47,000 |
| Faulkner County Arkansas | 2 | $ 200,000 | $ 100,000 | $ 43,000 |
| Sebastian County Arkansas | 2 | $ 161,000 | $ 80,000 | $ 27,000 |
| Sevier County Arkansas | 2 | $ 192,000 | $ 96,000 | $ 52,000 |
| Del Norte County California | 2 | $ 410,000 | $ 205,000 | $ 63,000 |
| Kern County California | 2 | $ 410,000 | $ 205,000 | $ 81,000 |
| Orange County California | 2 | $ 958,000 | $ 479,000 | $ 155,000 |
| Placer County California | 2 | $ 538,000 | $ 269,000 | $ 569,000 |
| San Bernardino County California | 2 | $ 364,000 | $ 182,000 | $ 75,000 |
| San Diego County California | 2 | $ 895,000 | $ 447,000 | $ 124,000 |
| San Francisco County California | 2 | $ 1,700,000 | $ 850,000 | $ 210,000 |
| El Paso County Colorado | 2 | $ 361,000 | $ 180,000 | $ 38,000 |
| La Plata County Colorado | 2 | $ 161,000 | $ 80,000 | $ 300,000 |
| Escambia County Florida | 2 | $ 327,000 | $ 163,000 | $ 49,000 |
| Gadsden County Florida | 2 | $ 390,000 | $ 195,000 | $ 71,000 |
| Orange County Florida | 2 | $ 380,000 | $ 190,000 | $ 126,000 |
| Palm Beach County Florida | 2 | $ 770,000 | $ 385,000 | $ 123,000 |
| Volusia County Florida | 2 | $ 364,000 | $ 182,000 | $ 65,000 |
| Fayette County Georgia | 2 | $ 320,000 | $ 160,000 | $ 34,000 |
| Henry County Georgia | 2 | $ 352,000 | $ 176,000 | $ 95,000 |
| Rockdale County Georgia | 2 | $ 266,000 | $ 133,000 | $ 43,000 |
| Honolulu County Hawaii | 2 | $ 297,000 | $ 148,000 | $ 79,000 |
| Maui County Hawaii | 2 | $ 479,000 | $ 239,000 | $ 293,000 |
| Effingham County Illinois | 2 | $ 218,000 | $ 109,000 | $ 157,000 |
| Kane County Illinois | 2 | $ 328,000 | $ 164,000 | $ 84,000 |
| Lake County Illinois | 2 | $ 291,000 | $ 145,000 | $ 47,000 |
| McHenry County Illinois | 2 | $ 184,000 | $ 92,000 | $ 50,000 |
| Monroe County Indiana | 2 | $ 266,000 | $ 133,000 | $ 85,000 |
| Dickinson County Kansas | 2 | $ 249,000 | $ 124,000 | $ 100,000 |
| Harper County Kansas | 2 | $ 161,000 | $ 80,000 | $ 41,000 |
| Kingman County Kansas | 2 | $ 126,000 | $ 63,000 | $ 53,000 |
| Leavenworth County Kansas | 2 | $ 355,000 | $ 177,000 | $ 72,000 |
| Riley County Kansas | 2 | $ 333,000 | $ 166,000 | $ 109,000 |
| Wyandotte County Kansas | 2 | $ 180,000 | $ 90,000 | $ 48,000 |
| Marshall County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 82,000 |
| De Soto County Louisiana | 2 | $ 81,000 | $ 40,000 | $ 24,000 |
| Livingston County Louisiana | 2 | $ 200,000 | $ 100,000 | $ 27,000 |
| Tangipahoa County Louisiana | 2 | $ 341,000 | $ 170,000 | $ 84,000 |
| Anne Arundel County Maryland | 2 | $ 585,000 | $ 292,000 | $ 47,000 |
| Baltimore City County Maryland | 2 | $ 484,000 | $ 242,000 | $ 71,000 |
| Dukes County Massachusetts | 2 | $ 543,000 | $ 271,000 | $ 138,000 |
| Hampden County Massachusetts | 2 | $ 195,000 | $ 97,000 | $ 60,000 |
| Middlesex County Massachusetts | 2 | $ 495,000 | $ 247,000 | $ 100,000 |
| Suffolk County Massachusetts | 2 | $ 799,000 | $ 399,000 | $ 113,000 |
| Wayne County Michigan | 2 | $ 165,000 | $ 82,000 | $ 130,000 |
| Clearwater County Minnesota | 2 | $ 210,000 | $ 105,000 | $ 61,000 |
| Polk County Minnesota | 2 | $ 229,000 | $ 114,000 | $ 45,000 |
| Scott County Minnesota | 2 | $ 1,915,000 | $ 957,000 | $ 0 |
| Christian County Missouri | 2 | $ 247,000 | $ 123,000 | $ 80,000 |
| St. Louis County Missouri | 2 | $ 196,000 | $ 98,000 | $ 55,000 |
| Stone County Missouri | 2 | $ 522,000 | $ 261,000 | $ 236,000 |
| Burlington County New Jersey | 2 | $ 597,000 | $ 298,000 | $ 132,000 |
| Ocean County New Jersey | 2 | $ 426,000 | $ 213,000 | $ 102,000 |
| Union County New Jersey | 2 | $ 637,000 | $ 318,000 | $ 251,000 |
| Dona Ana County New Mexico | 2 | $ 349,000 | $ 174,000 | $ 192,000 |
| Kings County New York | 2 | $ 183,000 | $ 91,000 | $ 115,000 |
| New York County New York | 2 | $ 1,060,000 | $ 530,000 | $ 108,000 |
| Putnam County New York | 2 | $ 532,000 | $ 266,000 | $ 65,000 |
| Hamilton County Ohio | 2 | $ 154,000 | $ 77,000 | $ 37,000 |
| Cherokee County Oklahoma | 2 | $ 387,000 | $ 193,000 | $ 89,000 |
| Custer County Oklahoma | 2 | $ 287,000 | $ 143,000 | $ 89,000 |
| Kingfisher County Oklahoma | 2 | $ 232,000 | $ 116,000 | $ 47,000 |
| McClain County Oklahoma | 2 | $ 221,000 | $ 110,000 | $ 40,000 |
| Muskogee County Oklahoma | 2 | $ 173,000 | $ 86,000 | $ 44,000 |
| Pontotoc County Oklahoma | 2 | $ 110,000 | $ 55,000 | $ 40,000 |
| Clackamas County Oregon | 2 | $ 2,690,000 | $ 1,345,000 | $ 852,000 |
| Bedford County Pennsylvania | 2 | $ 410,000 | $ 205,000 | $ 60,000 |
| Berks County Pennsylvania | 2 | $ 538,000 | $ 269,000 | $ 113,000 |
| Monroe County Pennsylvania | 2 | $ 265,000 | $ 132,000 | $ 53,000 |
| Montgomery County Pennsylvania | 2 | $ 106,000 | $ 53,000 | $ 114,000 |
| Providence County Rhode Island | 2 | $ 367,000 | $ 183,000 | $ 83,000 |
| Washington County Rhode Island | 2 | $ 492,000 | $ 246,000 | $ 160,000 |
| Charleston County South Carolina | 2 | $ 179,000 | $ 89,000 | $ 29,000 |
| Oconee County South Carolina | 2 | $ 650,000 | $ 325,000 | $ 237,000 |
| Davidson County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 25,000 |
| Bexar County Texas | 2 | $ 113,000 | $ 56,000 | $ 50,000 |
| El Paso County Texas | 2 | $ 170,000 | $ 85,000 | $ 44,000 |
| Galveston County Texas | 2 | $ 468,000 | $ 234,000 | $ 96,000 |
| Guadalupe County Texas | 2 | $ 242,000 | $ 121,000 | $ 37,000 |
| Johnson County Texas | 2 | $ 604,000 | $ 302,000 | $ 130,000 |
| Potter County Texas | 2 | $ 666,000 | $ 333,000 | $ 526,000 |
| Tarrant County Texas | 2 | $ 427,000 | $ 213,000 | $ 286,000 |
| Travis County Texas | 2 | $ 381,000 | $ 190,000 | $ 52,000 |
| Washington County Vermont | 2 | $ 145,000 | $ 72,000 | $ 28,000 |
| Prince William County Virginia | 2 | $ 827,000 | $ 413,000 | $ 68,000 |
| Roanoke City County Virginia | 2 | $ 302,000 | $ 151,000 | $ 53,000 |
| Milwaukee County Wisconsin | 2 | $ 216,000 | $ 108,000 | $ 70,000 |
| Walworth County Wisconsin | 2 | $ 126,000 | $ 63,000 | $ 162,000 |
| Fremont County Wyoming | 2 | $ 222,000 | $ 111,000 | $ 66,000 |
| Autauga County Alabama | 1 | $ 110,000 | $ 110,000 | $ 98,000 |
| Dallas County Alabama | 1 | $ 71,000 | $ 71,000 | $ 38,000 |
| Jefferson County Alabama | 1 | $ 230,000 | $ 230,000 | $ 84,000 |
| Mobile County Alabama | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 73,000 | $ 73,000 | $ 56,000 |
| Anchorage County Alaska | 1 | $ 376,000 | $ 376,000 | $ 67,000 |
| Coconino County Arizona | 1 | $ 172,000 | $ 172,000 | $ 89,000 |
| Greenlee County Arizona | 1 | $ 309,000 | $ 309,000 | $ 180,000 |
| Arkansas County Arkansas | 1 | $ 150,000 | $ 150,000 | $ 94,000 |
| Madison County Arkansas | 1 | $ 102,000 | $ 102,000 | $ 114,000 |
| Washington County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Sacramento County California | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Santa Clara County California | 1 | $ 446,000 | $ 446,000 | $ 82,000 |
| Solano County California | 1 | $ 353,000 | $ 353,000 | $ 262,000 |
| Tulare County California | 1 | $ 130,000 | $ 130,000 | $ 72,000 |
| Douglas County Colorado | 1 | $ 222,000 | $ 222,000 | $ 185,000 |
| Fremont County Colorado | 1 | $ 63,000 | $ 63,000 | $ 27,000 |
| Sedgwick County Colorado | 1 | $ 30,000 | $ 30,000 | $ 27,000 |
| Weld County Colorado | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Fairfield County Connecticut | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| New Haven County Connecticut | 1 | $ 254,000 | $ 254,000 | $ 78,000 |
| New Castle County Delaware | 1 | $ 133,000 | $ 133,000 | $ 41,000 |
| District of Columbia County District Of Columbia | 1 | $ 325,000 | $ 325,000 | $ 75,000 |
| Alachua County Florida | 1 | $ 128,000 | $ 128,000 | $ 584,000 |
| Bay County Florida | 1 | $ 240,000 | $ 240,000 | $ 57,000 |
| Charlotte County Florida | 1 | $ 417,000 | $ 417,000 | $ 192,000 |
| Citrus County Florida | 1 | $ 247,000 | $ 247,000 | $ 96,000 |
| Columbia County Florida | 1 | $ 195,000 | $ 195,000 | $ 134,000 |
| Pasco County Florida | 1 | $ 51,000 | $ 51,000 | $ 55,000 |
| Polk County Florida | 1 | $ 203,000 | $ 203,000 | $ 195,000 |
| Santa Rosa County Florida | 1 | $ 87,000 | $ 87,000 | $ 107,000 |
| Walton County Florida | 1 | $ 106,000 | $ 106,000 | $ 37,000 |
| Carroll County Georgia | 1 | $ 154,000 | $ 154,000 | $ 58,000 |
| Chatham County Georgia | 1 | $ 179,000 | $ 179,000 | $ 72,000 |
| Crisp County Georgia | 1 | $ 36,000 | $ 36,000 | $ 116,000 |
| Decatur County Georgia | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
| Douglas County Georgia | 1 | $ 107,000 | $ 107,000 | $ 108,000 |
| Effingham County Georgia | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Elbert County Georgia | 1 | $ 265,000 | $ 265,000 | $ 124,000 |
| Gilmer County Georgia | 1 | $ 341,000 | $ 341,000 | $ 75,000 |
| Lee County Georgia | 1 | $ 110,000 | $ 110,000 | $ 120,000 |
| Liberty County Georgia | 1 | $ 122,000 | $ 122,000 | $ 62,000 |
| Lincoln County Georgia | 1 | $ 291,000 | $ 291,000 | $ 156,000 |
| Richmond County Georgia | 1 | $ 47,000 | $ 47,000 | $ 24,000 |
| Turner County Georgia | 1 | $ 114,000 | $ 114,000 | $ 24,000 |
| Franklin County Idaho | 1 | $ 201,000 | $ 201,000 | $ 46,000 |
| Lee County Illinois | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Will County Illinois | 1 | $ 251,000 | $ 251,000 | $ 76,000 |
| Winnebago County Illinois | 1 | $ 76,000 | $ 76,000 | $ 30,000 |
| Allen County Indiana | 1 | $ 106,000 | $ 106,000 | $ 72,000 |
| Henry County Indiana | 1 | $ 82,000 | $ 82,000 | $ 22,000 |
| Jasper County Indiana | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Morgan County Indiana | 1 | $ 76,000 | $ 76,000 | $ 27,000 |
| Putnam County Indiana | 1 | $ 104,000 | $ 104,000 | $ 63,000 |
| St. Joseph County Indiana | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Greene County Iowa | 1 | $ 74,000 | $ 74,000 | $ 41,000 |
| Pottawattamie County Iowa | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Chase County Kansas | 1 | $ 223,000 | $ 223,000 | $ 98,000 |
| Ellis County Kansas | 1 | $ 119,000 | $ 119,000 | $ 46,000 |
| Ford County Kansas | 1 | $ 188,000 | $ 188,000 | $ 62,000 |
| Franklin County Kansas | 1 | $ 84,000 | $ 84,000 | $ 59,000 |
| Greenwood County Kansas | 1 | $ 38,000 | $ 38,000 | $ 26,000 |
| McPherson County Kansas | 1 | $ 87,000 | $ 87,000 | $ 46,000 |
| Rice County Kansas | 1 | $ 38,000 | $ 38,000 | $ 60,000 |
| Jefferson County Kentucky | 1 | $ 423,000 | $ 423,000 | $ 270,000 |
| Jessamine County Kentucky | 1 | $ 166,000 | $ 166,000 | $ 100,000 |
| Ascension County Louisiana | 1 | $ 141,000 | $ 141,000 | $ 40,000 |
| Avoyelles County Louisiana | 1 | $ 212,000 | $ 212,000 | $ 172,000 |
| Bienville County Louisiana | 1 | $ 83,000 | $ 83,000 | $ 58,000 |
| East Baton Rouge County Louisiana | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
| Iberville County Louisiana | 1 | $ 126,000 | $ 126,000 | $ 45,000 |
| Lafayette County Louisiana | 1 | $ 127,000 | $ 127,000 | $ 35,000 |
| St. Bernard County Louisiana | 1 | $ 101,000 | $ 101,000 | $ 36,000 |
| St. John the Baptist County Louisiana | 1 | $ 210,000 | $ 210,000 | $ 81,000 |
| Webster County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 16,000 |
| Cumberland County Maine | 1 | $ 194,000 | $ 194,000 | $ 69,000 |
| York County Maine | 1 | $ 184,000 | $ 184,000 | $ 78,000 |
| Montgomery County Maryland | 1 | $ 200,000 | $ 200,000 | $ 164,000 |
| Barnstable County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 132,000 |
| Plymouth County Massachusetts | 1 | $ 282,000 | $ 282,000 | $ 48,000 |
| Worcester County Massachusetts | 1 | $ 203,000 | $ 203,000 | $ 90,000 |
| Baraga County Michigan | 1 | $ 169,000 | $ 169,000 | $ 60,000 |
| Berrien County Michigan | 1 | $ 187,000 | $ 187,000 | $ 132,000 |
| Clare County Michigan | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Gogebic County Michigan | 1 | $ 240,000 | $ 240,000 | $ 72,000 |
| Lapeer County Michigan | 1 | $ 176,000 | $ 176,000 | $ 58,000 |
| Ottawa County Michigan | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Sanilac County Michigan | 1 | $ 181,000 | $ 181,000 | $ 50,000 |
| St. Joseph County Michigan | 1 | $ 56,000 | $ 56,000 | $ 216,000 |
| Van Buren County Michigan | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
| Clay County Minnesota | 1 | $ 52,000 | $ 52,000 | $ 34,000 |
| Kandiyohi County Minnesota | 1 | $ 138,000 | $ 138,000 | $ 48,000 |
| Washington County Minnesota | 1 | $ 460,000 | $ 460,000 | $ 350,000 |
| Bolivar County Mississippi | 1 | $ 41,000 | $ 41,000 | $ 23,000 |
| Marshall County Mississippi | 1 | $ 58,000 | $ 58,000 | $ 22,000 |
| Cass County Missouri | 1 | $ 130,000 | $ 130,000 | $ 68,000 |
| Clay County Missouri | 1 | $ 175,000 | $ 175,000 | $ 185,000 |
| Newton County Missouri | 1 | $ 88,000 | $ 88,000 | $ 26,000 |
| Platte County Missouri | 1 | $ 177,000 | $ 177,000 | $ 72,000 |
| Pulaski County Missouri | 1 | $ 143,000 | $ 143,000 | $ 63,000 |
| Scott County Missouri | 1 | $ 68,000 | $ 68,000 | $ 91,000 |
| St. Charles County Missouri | 1 | $ 140,000 | $ 140,000 | $ 51,000 |
| St. Louis City County Missouri | 1 | $ 52,000 | $ 52,000 | $ 50,000 |
| Douglas County Nebraska | 1 | $ 114,000 | $ 114,000 | $ 30,000 |
| Fillmore County Nebraska | 1 | $ 38,000 | $ 38,000 | $ 236,000 |
| Elko County Nevada | 1 | $ 233,000 | $ 233,000 | $ 68,000 |
| Cheshire County New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| Cape May County New Jersey | 1 | $ 293,000 | $ 293,000 | $ 96,000 |
| Monmouth County New Jersey | 1 | $ 298,000 | $ 298,000 | $ 161,000 |
| Passaic County New Jersey | 1 | $ 242,000 | $ 242,000 | $ 104,000 |
| Warren County New Jersey | 1 | $ 246,000 | $ 246,000 | $ 57,000 |
| Curry County New Mexico | 1 | $ 74,000 | $ 74,000 | $ 32,000 |
| Broome County New York | 1 | $ 79,000 | $ 79,000 | $ 74,000 |
| Madison County New York | 1 | $ 173,000 | $ 173,000 | $ 80,000 |
| Rensselaer County New York | 1 | $ 138,000 | $ 138,000 | $ 102,000 |
| Rockland County New York | 1 | $ 384,000 | $ 384,000 | $ 88,000 |
| Schenectady County New York | 1 | $ 191,000 | $ 191,000 | $ 51,000 |
| Warren County New York | 1 | $ 136,000 | $ 136,000 | $ 38,000 |
| Brunswick County North Carolina | 1 | $ 383,000 | $ 383,000 | $ 240,000 |
| Orange County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 32,000 |
| Pitt County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 143,000 |
| Robeson County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 41,000 |
| Wake County North Carolina | 1 | $ 33,000 | $ 33,000 | $ 90,000 |
| Washington County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 30,000 |
| Burleigh County North Dakota | 1 | $ 92,000 | $ 92,000 | $ 63,000 |
| Clark County Ohio | 1 | $ 266,000 | $ 266,000 | $ 83,000 |
| Clermont County Ohio | 1 | $ 68,000 | $ 68,000 | $ 134,000 |
| Cuyahoga County Ohio | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Delaware County Ohio | 1 | $ 476,000 | $ 476,000 | $ 100,000 |
| Greene County Ohio | 1 | $ 160,000 | $ 160,000 | $ 86,000 |
| Lorain County Ohio | 1 | $ 123,000 | $ 123,000 | $ 66,000 |
| Muskingum County Ohio | 1 | $ 123,000 | $ 123,000 | $ 60,000 |
| Williams County Ohio | 1 | $ 118,000 | $ 118,000 | $ 68,000 |
| Blaine County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Bryan County Oklahoma | 1 | $ 103,000 | $ 103,000 | $ 71,000 |
| Caddo County Oklahoma | 1 | $ 49,000 | $ 49,000 | $ 41,000 |
| Choctaw County Oklahoma | 1 | $ 342,000 | $ 342,000 | $ 137,000 |
| Craig County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Creek County Oklahoma | 1 | $ 53,000 | $ 53,000 | $ 41,000 |
| Grady County Oklahoma | 1 | $ 280,000 | $ 280,000 | $ 125,000 |
| Grant County Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 17,000 |
| Johnston County Oklahoma | 1 | $ 61,000 | $ 61,000 | $ 22,000 |
| Love County Oklahoma | 1 | $ 92,000 | $ 92,000 | $ 71,000 |
| Mayes County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| McIntosh County Oklahoma | 1 | $ 62,000 | $ 62,000 | $ 35,000 |
| Ottawa County Oklahoma | 1 | $ 131,000 | $ 131,000 | $ 62,000 |
| Pittsburg County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 41,000 |
| Wagoner County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
| Woodward County Oklahoma | 1 | $ 446,000 | $ 446,000 | $ 0 |
| Marion County Oregon | 1 | $ 145,000 | $ 145,000 | $ 130,000 |
| Bucks County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 130,000 |
| Crawford County Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 37,000 |
| Cumberland County Pennsylvania | 1 | $ 194,000 | $ 194,000 | $ 144,000 |
| Delaware County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 69,000 |
| Franklin County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Lancaster County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 98,000 |
| Horry County South Carolina | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Jasper County South Carolina | 1 | $ 148,000 | $ 148,000 | $ 60,000 |
| Lexington County South Carolina | 1 | $ 157,000 | $ 157,000 | $ 87,000 |
| Orangeburg County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 31,000 |
| Union County South Carolina | 1 | $ 252,000 | $ 252,000 | $ 84,000 |
| Jefferson County Tennessee | 1 | $ 193,000 | $ 193,000 | $ 89,000 |
| Montgomery County Tennessee | 1 | $ 167,000 | $ 167,000 | $ 124,000 |
| Rutherford County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 155,000 |
| Austin County Texas | 1 | $ 164,000 | $ 164,000 | $ 115,000 |
| Cameron County Texas | 1 | $ 60,000 | $ 60,000 | $ 21,000 |
| Ellis County Texas | 1 | $ 214,000 | $ 214,000 | $ 94,000 |
| Parker County Texas | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Waller County Texas | 1 | $ 107,000 | $ 107,000 | $ 67,000 |
| Yoakum County Texas | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Young County Texas | 1 | $ 76,000 | $ 76,000 | $ 80,000 |
| Sanpete County Utah | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Summit County Utah | 1 | $ 417,000 | $ 417,000 | $ 279,000 |
| Utah County Utah | 1 | $ 85,000 | $ 85,000 | $ 128,000 |
| Addison County Vermont | 1 | $ 1,372,000 | $ 1,372,000 | $ 780,000 |
| Chesapeake County Virginia | 1 | $ 247,000 | $ 247,000 | $ 76,000 |
| Henrico County Virginia | 1 | $ 191,000 | $ 191,000 | $ 81,000 |
| Loudoun County Virginia | 1 | $ 283,000 | $ 283,000 | $ 52,000 |
| Lynchburg County Virginia | 1 | $ 157,000 | $ 157,000 | $ 92,000 |
| Manassas County Virginia | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Roanoke County Virginia | 1 | $ 170,000 | $ 170,000 | $ 120,000 |
| Virginia Beach County Virginia | 1 | $ 670,000 | $ 670,000 | $ 228,000 |
| Clark County Washington | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Grays Harbor County Washington | 1 | $ 76,000 | $ 76,000 | $ 119,000 |
| Kitsap County Washington | 1 | $ 234,000 | $ 234,000 | $ 82,000 |
| Lewis County Washington | 1 | $ 128,000 | $ 128,000 | $ 147,000 |
| Pierce County Washington | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Snohomish County Washington | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Spokane County Washington | 1 | $ 293,000 | $ 293,000 | $ 71,000 |
| Kanawha County West Virginia | 1 | $ 202,000 | $ 202,000 | $ 153,000 |
| Morgan County West Virginia | 1 | $ 500,000 | $ 500,000 | $ 114,000 |
| Chippewa County Wisconsin | 1 | $ 99,000 | $ 99,000 | $ 50,000 |
| Crawford County Wisconsin | 1 | $ 78,000 | $ 78,000 | $ 25,000 |
| Kenosha County Wisconsin | 1 | $ 147,000 | $ 147,000 | $ 114,000 |
| Racine County Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 117,000 |
| Vilas County Wisconsin | 1 | $ 93,000 | $ 93,000 | $ 631,000 |
Mortgage Loan Application Detail Totals for Equity Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,516 | $211,727,000 | $139,000 | $1,485,000 | $76,000 | $1,012,000 |
| Refinancing | 546 | $106,962,000 | $195,000 | $2,400,000 | $100,000 | $1,645,000 |
| Home Improvement | 5 | $924,000 | $184,000 | $460,000 | $206,000 | $527,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,549 | $224,869,000 | $145,000 | $1,372,000 | $82,000 | $1,012,000 |
| Not Provided | 189 | $39,235,000 | $207,000 | $2,400,000 | $101,000 | $1,645,000 |
| Black or African American | 144 | $25,575,000 | $177,000 | $1,485,000 | $70,000 | $569,000 |
| Hispanic | 129 | $21,275,000 | $164,000 | $900,000 | $75,000 | $545,000 |
| Asian | 33 | $5,623,000 | $170,000 | $458,000 | $84,000 | $180,000 |
| American Indian or Alaskan Native | 9 | $910,000 | $101,000 | $168,000 | $54,000 | $84,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,375,000 | $171,000 | $255,000 | $168,000 | $259,000 |
| Not applicable | 6 | $751,000 | $125,000 | $352,000 | $139,000 | $527,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,978 | $309,773,000 | $156,000 | $2,400,000 | $84,000 | $1,645,000 |
| FHA-insured (Federal Housing Administration) | 65 | $6,126,000 | $94,000 | $181,000 | $43,000 | $89,000 |
| VA-guaranteed (Veterans Administration) | 21 | $2,976,000 | $141,000 | $218,000 | $53,000 | $104,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $738,000 | $246,000 | $494,000 | $92,000 | $192,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,452 | $207,976,000 | $143,000 | $998,000 | $78,000 | $960,000 |
| Application Denied By Financial Institution | 281 | $58,881,000 | $209,000 | $2,400,000 | $99,000 | $1,645,000 |
| Application Withdrawn By Applicant | 181 | $30,973,000 | $171,000 | $1,485,000 | $85,000 | $530,000 |
| Loan Purchased By The Institution | 98 | $14,432,000 | $147,000 | $900,000 | $106,000 | $588,000 |
| Application Approved But Not Accepted | 55 | $7,351,000 | $133,000 | $417,000 | $79,000 | $1,012,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 139 | $30,115,000 | $216,000 | $2,400,000 | $101,000 | $1,645,000 |
| Credit History | 69 | $10,040,000 | $145,000 | $682,000 | $80,000 | $545,000 |
| Debt-To-Income Ratio | 22 | $5,573,000 | $253,000 | $980,000 | $75,000 | $240,000 |
| Collateral | 20 | $5,235,000 | $261,000 | $1,330,000 | $92,000 | $420,000 |
| Unverifiable Information | 12 | $2,130,000 | $177,000 | $382,000 | $119,000 | $249,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $3,435,000 | $429,000 | $1,372,000 | $192,000 | $780,000 |
| Credit Application Incomplete | 6 | $1,811,000 | $301,000 | $540,000 | $218,000 | $960,000 |
| Employment History | 3 | $268,000 | $89,000 | $131,000 | $156,000 | $216,000 |
| Mortgage Insurance Denied | 2 | $274,000 | $137,000 | $170,000 | $80,000 | $97,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.