Equity Bank Mortgage Lending & HMDA Data, 2007
In 2007, Equity Bank of Wichita, KS reported 2,067 mortgage applications totaling $319.6 million, up 136% from 2006. The average application was for $154,626, and applicants reported an average income of $82,654. 70% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Wichita, KS (948), Oklahoma City, OK (153) and New York-White Plains-Wayne, NY-NJ (45) (applications in parentheses).
| Mortgage Company & Address | Equity Bank 7701 E Kellogg Ste 200 Wichita, KS 67207 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 2,067 |
| Total Mortgage Loan Application Amount | $319,613,000 |
| Average Mortgage Loan Application Amount | $154,626 |
| Highest Mortgage Loan Application Amount | $2,400,000 |
| Average Applicant Income | $82,654 |
| Highest Applicant Income | $1,645,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Equity Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sedgwick, Kansas | 832 | $ 106,561,000 | $ 128,078 | $ 72,000 |
| Oklahoma, Oklahoma | 107 | $ 11,972,000 | $ 111,887 | $ 79,000 |
| Butler, Kansas | 96 | $ 12,121,000 | $ 126,260 | $ 75,000 |
| Maricopa, Arizona | 34 | $ 7,237,000 | $ 212,852 | $ 111,000 |
| Douglas, Kansas | 34 | $ 4,206,000 | $ 123,705 | $ 49,000 |
| Cleveland, Oklahoma | 27 | $ 4,317,000 | $ 159,888 | $ 59,000 |
| Cook, Illinois | 21 | $ 3,688,000 | $ 175,619 | $ 92,000 |
| Caddo, Louisiana | 20 | $ 2,114,000 | $ 105,700 | $ 48,000 |
| Los Angeles, California | 16 | $ 6,062,000 | $ 378,875 | $ 131,000 |
| Comanche, Oklahoma | 15 | $ 1,512,000 | $ 100,800 | $ 62,000 |
| Johnson, Kansas | 14 | $ 2,649,000 | $ 189,214 | $ 78,000 |
| Texas, Oklahoma | 14 | $ 1,492,000 | $ 106,571 | $ 46,000 |
| Canadian, Oklahoma | 13 | $ 2,110,000 | $ 162,307 | $ 62,000 |
| Harvey, Kansas | 12 | $ 1,028,000 | $ 85,666 | $ 37,000 |
| Clark, Nevada | 12 | $ 2,989,000 | $ 249,083 | $ 107,000 |
| Nassau, New York | 12 | $ 3,879,000 | $ 323,250 | $ 103,000 |
| Queens, New York | 12 | $ 4,099,000 | $ 341,583 | $ 90,000 |
| Tulsa, Oklahoma | 12 | $ 1,600,000 | $ 133,333 | $ 69,000 |
| Lake, Indiana | 11 | $ 1,468,000 | $ 133,454 | $ 80,000 |
| Bossier, Louisiana | 11 | $ 1,639,000 | $ 149,000 | $ 60,000 |
| Richmond, New York | 11 | $ 1,792,000 | $ 162,909 | $ 202,000 |
| Suffolk, New York | 11 | $ 3,291,000 | $ 299,181 | $ 121,000 |
| Garfield, Oklahoma | 10 | $ 994,000 | $ 99,400 | $ 57,000 |
| Kay, Oklahoma | 10 | $ 705,000 | $ 70,500 | $ 51,000 |
| Reno, Kansas | 9 | $ 729,000 | $ 81,000 | $ 88,000 |
| Dallas, Texas | 9 | $ 1,388,000 | $ 154,222 | $ 116,000 |
| Pima, Arizona | 8 | $ 1,604,000 | $ 200,500 | $ 92,000 |
| Sumner, Kansas | 8 | $ 1,019,000 | $ 127,375 | $ 167,000 |
| Lee, Florida | 7 | $ 1,424,000 | $ 203,428 | $ 118,000 |
| Miami-Dade, Florida | 7 | $ 1,820,000 | $ 260,000 | $ 89,000 |
| Prince George's, Maryland | 7 | $ 1,755,000 | $ 250,714 | $ 69,000 |
| Payne, Oklahoma | 7 | $ 1,152,000 | $ 164,571 | $ 211,000 |
| Harris, Texas | 7 | $ 1,264,000 | $ 180,571 | $ 64,000 |
| New London, Connecticut | 6 | $ 1,436,000 | $ 239,333 | $ 76,000 |
| DeKalb, Georgia | 6 | $ 1,220,000 | $ 203,333 | $ 110,000 |
| McCracken, Kentucky | 6 | $ 451,000 | $ 75,166 | $ 68,000 |
| Logan, Oklahoma | 6 | $ 710,000 | $ 118,333 | $ 46,000 |
| Philadelphia, Pennsylvania | 6 | $ 676,000 | $ 112,666 | $ 58,000 |
| Broward, Florida | 5 | $ 1,052,000 | $ 210,400 | $ 91,000 |
| Fulton, Georgia | 5 | $ 794,000 | $ 158,800 | $ 103,000 |
| Hall, Georgia | 5 | $ 947,000 | $ 189,400 | $ 78,000 |
| Cowley, Kansas | 5 | $ 534,000 | $ 106,800 | $ 48,000 |
| Barry, Missouri | 5 | $ 618,000 | $ 123,600 | $ 61,000 |
| Jackson, Missouri | 5 | $ 622,000 | $ 124,400 | $ 116,000 |
| Jefferson, Missouri | 5 | $ 505,000 | $ 101,000 | $ 77,000 |
| Bergen, New Jersey | 5 | $ 1,761,000 | $ 352,200 | $ 130,000 |
| Hamilton, Tennessee | 5 | $ 1,299,000 | $ 259,800 | $ 209,000 |
| Collin, Texas | 5 | $ 1,659,000 | $ 331,800 | $ 65,000 |
| Denton, Texas | 5 | $ 1,322,000 | $ 264,400 | $ 145,000 |
| Pinal, Arizona | 4 | $ 1,680,000 | $ 420,000 | $ 133,000 |
| Fresno, California | 4 | $ 670,000 | $ 167,500 | $ 59,000 |
| Gwinnett, Georgia | 4 | $ 507,000 | $ 126,750 | $ 95,000 |
| Hamilton, Indiana | 4 | $ 412,000 | $ 103,000 | $ 30,000 |
| Atlantic, New Jersey | 4 | $ 894,000 | $ 223,500 | $ 92,000 |
| Hudson, New Jersey | 4 | $ 1,347,000 | $ 336,750 | $ 93,000 |
| Morris, New Jersey | 4 | $ 1,646,000 | $ 411,500 | $ 151,000 |
| Bronx, New York | 4 | $ 1,341,000 | $ 335,250 | $ 116,000 |
| Delaware, Oklahoma | 4 | $ 345,000 | $ 86,250 | $ 49,000 |
| Noble, Oklahoma | 4 | $ 264,000 | $ 66,000 | $ 29,000 |
| Pawnee, Oklahoma | 4 | $ 314,000 | $ 78,500 | $ 35,000 |
| Beaufort, South Carolina | 4 | $ 457,000 | $ 114,250 | $ 67,000 |
| Shelby, Tennessee | 4 | $ 251,000 | $ 62,750 | $ 55,000 |
| Baldwin, Alabama | 3 | $ 490,000 | $ 163,333 | $ 163,000 |
| Riverside, California | 3 | $ 1,388,000 | $ 462,666 | $ 98,000 |
| Collier, Florida | 3 | $ 880,000 | $ 293,333 | $ 65,000 |
| Pinellas, Florida | 3 | $ 1,700,000 | $ 566,666 | $ 461,000 |
| Cherokee, Georgia | 3 | $ 289,000 | $ 96,333 | $ 167,000 |
| Cobb, Georgia | 3 | $ 648,000 | $ 216,000 | $ 65,000 |
| Porter, Indiana | 3 | $ 235,000 | $ 78,333 | $ 48,000 |
| Osage, Kansas | 3 | $ 396,000 | $ 132,000 | $ 45,000 |
| Kenton, Kentucky | 3 | $ 361,000 | $ 120,333 | $ 60,000 |
| Orleans, Louisiana | 3 | $ 457,000 | $ 152,333 | $ 48,000 |
| St. Tammany, Louisiana | 3 | $ 434,000 | $ 144,666 | $ 51,000 |
| Kalamazoo, Michigan | 3 | $ 346,000 | $ 115,333 | $ 50,000 |
| Washtenaw, Michigan | 3 | $ 894,000 | $ 298,000 | $ 116,000 |
| Pike, Mississippi | 3 | $ 156,000 | $ 52,000 | $ 37,000 |
| Lawrence, Missouri | 3 | $ 305,000 | $ 101,666 | $ 41,000 |
| Taney, Missouri | 3 | $ 762,000 | $ 254,000 | $ 302,000 |
| Essex, New Jersey | 3 | $ 722,000 | $ 240,666 | $ 65,000 |
| Bernalillo, New Mexico | 3 | $ 471,000 | $ 157,000 | $ 99,000 |
| Westchester, New York | 3 | $ 1,012,000 | $ 337,333 | $ 202,000 |
| Mecklenburg, North Carolina | 3 | $ 751,000 | $ 250,333 | $ 139,000 |
| Champaign, Ohio | 3 | $ 230,000 | $ 76,666 | $ 89,000 |
| Montgomery, Ohio | 3 | $ 335,000 | $ 111,666 | $ 96,000 |
| Alfalfa, Oklahoma | 3 | $ 267,000 | $ 89,000 | $ 77,000 |
| Carter, Oklahoma | 3 | $ 589,000 | $ 196,333 | $ 145,000 |
| Osage, Oklahoma | 3 | $ 198,000 | $ 66,000 | $ 65,000 |
| Pottawatomie, Oklahoma | 3 | $ 230,000 | $ 76,666 | $ 52,000 |
| Rogers, Oklahoma | 3 | $ 527,000 | $ 175,666 | $ 101,000 |
| Sequoyah, Oklahoma | 3 | $ 292,000 | $ 97,333 | $ 35,000 |
| Chester, Pennsylvania | 3 | $ 673,000 | $ 224,333 | $ 53,000 |
| Spartanburg, South Carolina | 3 | $ 206,000 | $ 68,666 | $ 32,000 |
| Salt Lake, Utah | 3 | $ 452,000 | $ 150,666 | $ 59,000 |
| Fairfax, Virginia | 3 | $ 825,000 | $ 275,000 | $ 185,000 |
| Benton, Arkansas | 2 | $ 191,000 | $ 95,500 | $ 47,000 |
| Faulkner, Arkansas | 2 | $ 200,000 | $ 100,000 | $ 43,000 |
| Sebastian, Arkansas | 2 | $ 161,000 | $ 80,500 | $ 27,000 |
| Sevier, Arkansas | 2 | $ 192,000 | $ 96,000 | $ 52,000 |
| Del Norte, California | 2 | $ 410,000 | $ 205,000 | $ 63,000 |
| Kern, California | 2 | $ 410,000 | $ 205,000 | $ 81,000 |
| Orange, California | 2 | $ 958,000 | $ 479,000 | $ 155,000 |
| Placer, California | 2 | $ 538,000 | $ 269,000 | $ 569,000 |
| San Bernardino, California | 2 | $ 364,000 | $ 182,000 | $ 75,000 |
| San Diego, California | 2 | $ 895,000 | $ 447,500 | $ 124,000 |
| San Francisco, California | 2 | $ 1,700,000 | $ 850,000 | $ 210,000 |
| El Paso, Colorado | 2 | $ 361,000 | $ 180,500 | $ 38,000 |
| La Plata, Colorado | 2 | $ 161,000 | $ 80,500 | $ 300,000 |
| Escambia, Florida | 2 | $ 327,000 | $ 163,500 | $ 49,000 |
| Gadsden, Florida | 2 | $ 390,000 | $ 195,000 | $ 71,000 |
| Orange, Florida | 2 | $ 380,000 | $ 190,000 | $ 126,000 |
| Palm Beach, Florida | 2 | $ 770,000 | $ 385,000 | $ 123,000 |
| Volusia, Florida | 2 | $ 364,000 | $ 182,000 | $ 65,000 |
| Fayette, Georgia | 2 | $ 320,000 | $ 160,000 | $ 34,000 |
| Henry, Georgia | 2 | $ 352,000 | $ 176,000 | $ 95,000 |
| Rockdale, Georgia | 2 | $ 266,000 | $ 133,000 | $ 43,000 |
| Honolulu, Hawaii | 2 | $ 297,000 | $ 148,500 | $ 79,000 |
| Maui, Hawaii | 2 | $ 479,000 | $ 239,500 | $ 293,000 |
| Effingham, Illinois | 2 | $ 218,000 | $ 109,000 | $ 157,000 |
| Kane, Illinois | 2 | $ 328,000 | $ 164,000 | $ 84,000 |
| Lake, Illinois | 2 | $ 291,000 | $ 145,500 | $ 47,000 |
| McHenry, Illinois | 2 | $ 184,000 | $ 92,000 | $ 50,000 |
| Monroe, Indiana | 2 | $ 266,000 | $ 133,000 | $ 85,000 |
| Dickinson, Kansas | 2 | $ 249,000 | $ 124,500 | $ 100,000 |
| Harper, Kansas | 2 | $ 161,000 | $ 80,500 | $ 41,000 |
| Kingman, Kansas | 2 | $ 126,000 | $ 63,000 | $ 53,000 |
| Leavenworth, Kansas | 2 | $ 355,000 | $ 177,500 | $ 72,000 |
| Riley, Kansas | 2 | $ 333,000 | $ 166,500 | $ 109,000 |
| Wyandotte, Kansas | 2 | $ 180,000 | $ 90,000 | $ 48,000 |
| Marshall, Kentucky | 2 | $ 170,000 | $ 85,000 | $ 82,000 |
| De Soto, Louisiana | 2 | $ 81,000 | $ 40,500 | $ 24,000 |
| Livingston, Louisiana | 2 | $ 200,000 | $ 100,000 | $ 27,000 |
| Tangipahoa, Louisiana | 2 | $ 341,000 | $ 170,500 | $ 84,000 |
| Anne Arundel, Maryland | 2 | $ 585,000 | $ 292,500 | $ 47,000 |
| Baltimore City, Maryland | 2 | $ 484,000 | $ 242,000 | $ 71,000 |
| Dukes, Massachusetts | 2 | $ 543,000 | $ 271,500 | $ 138,000 |
| Hampden, Massachusetts | 2 | $ 195,000 | $ 97,500 | $ 60,000 |
| Middlesex, Massachusetts | 2 | $ 495,000 | $ 247,500 | $ 100,000 |
| Suffolk, Massachusetts | 2 | $ 799,000 | $ 399,500 | $ 113,000 |
| Wayne, Michigan | 2 | $ 165,000 | $ 82,500 | $ 130,000 |
| Clearwater, Minnesota | 2 | $ 210,000 | $ 105,000 | $ 61,000 |
| Polk, Minnesota | 2 | $ 229,000 | $ 114,500 | $ 45,000 |
| Scott, Minnesota | 2 | $ 1,915,000 | $ 957,500 | $ 0 |
| Christian, Missouri | 2 | $ 247,000 | $ 123,500 | $ 80,000 |
| St. Louis, Missouri | 2 | $ 196,000 | $ 98,000 | $ 55,000 |
| Stone, Missouri | 2 | $ 522,000 | $ 261,000 | $ 236,000 |
| Burlington, New Jersey | 2 | $ 597,000 | $ 298,500 | $ 132,000 |
| Ocean, New Jersey | 2 | $ 426,000 | $ 213,000 | $ 102,000 |
| Union, New Jersey | 2 | $ 637,000 | $ 318,500 | $ 251,000 |
| Dona Ana, New Mexico | 2 | $ 349,000 | $ 174,500 | $ 192,000 |
| Kings, New York | 2 | $ 183,000 | $ 91,500 | $ 115,000 |
| New York, New York | 2 | $ 1,060,000 | $ 530,000 | $ 108,000 |
| Putnam, New York | 2 | $ 532,000 | $ 266,000 | $ 65,000 |
| Hamilton, Ohio | 2 | $ 154,000 | $ 77,000 | $ 37,000 |
| Cherokee, Oklahoma | 2 | $ 387,000 | $ 193,500 | $ 89,000 |
| Custer, Oklahoma | 2 | $ 287,000 | $ 143,500 | $ 89,000 |
| Kingfisher, Oklahoma | 2 | $ 232,000 | $ 116,000 | $ 47,000 |
| McClain, Oklahoma | 2 | $ 221,000 | $ 110,500 | $ 40,000 |
| Muskogee, Oklahoma | 2 | $ 173,000 | $ 86,500 | $ 44,000 |
| Pontotoc, Oklahoma | 2 | $ 110,000 | $ 55,000 | $ 40,000 |
| Clackamas, Oregon | 2 | $ 2,690,000 | $ 1,345,000 | $ 852,000 |
| Bedford, Pennsylvania | 2 | $ 410,000 | $ 205,000 | $ 60,000 |
| Berks, Pennsylvania | 2 | $ 538,000 | $ 269,000 | $ 113,000 |
| Monroe, Pennsylvania | 2 | $ 265,000 | $ 132,500 | $ 53,000 |
| Montgomery, Pennsylvania | 2 | $ 106,000 | $ 53,000 | $ 114,000 |
| Providence, Rhode Island | 2 | $ 367,000 | $ 183,500 | $ 83,000 |
| Washington, Rhode Island | 2 | $ 492,000 | $ 246,000 | $ 160,000 |
| Charleston, South Carolina | 2 | $ 179,000 | $ 89,500 | $ 29,000 |
| Oconee, South Carolina | 2 | $ 650,000 | $ 325,000 | $ 237,000 |
| Davidson, Tennessee | 2 | $ 310,000 | $ 155,000 | $ 25,000 |
| Bexar, Texas | 2 | $ 113,000 | $ 56,500 | $ 50,000 |
| El Paso, Texas | 2 | $ 170,000 | $ 85,000 | $ 44,000 |
| Galveston, Texas | 2 | $ 468,000 | $ 234,000 | $ 96,000 |
| Guadalupe, Texas | 2 | $ 242,000 | $ 121,000 | $ 37,000 |
| Johnson, Texas | 2 | $ 604,000 | $ 302,000 | $ 130,000 |
| Potter, Texas | 2 | $ 666,000 | $ 333,000 | $ 526,000 |
| Tarrant, Texas | 2 | $ 427,000 | $ 213,500 | $ 286,000 |
| Travis, Texas | 2 | $ 381,000 | $ 190,500 | $ 52,000 |
| Washington, Vermont | 2 | $ 145,000 | $ 72,500 | $ 28,000 |
| Prince William, Virginia | 2 | $ 827,000 | $ 413,500 | $ 68,000 |
| Roanoke City, Virginia | 2 | $ 302,000 | $ 151,000 | $ 53,000 |
| Milwaukee, Wisconsin | 2 | $ 216,000 | $ 108,000 | $ 70,000 |
| Walworth, Wisconsin | 2 | $ 126,000 | $ 63,000 | $ 162,000 |
| Fremont, Wyoming | 2 | $ 222,000 | $ 111,000 | $ 66,000 |
| Autauga, Alabama | 1 | $ 110,000 | $ 110,000 | $ 98,000 |
| Dallas, Alabama | 1 | $ 71,000 | $ 71,000 | $ 38,000 |
| Jefferson, Alabama | 1 | $ 230,000 | $ 230,000 | $ 84,000 |
| Mobile, Alabama | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Montgomery, Alabama | 1 | $ 73,000 | $ 73,000 | $ 56,000 |
| Anchorage, Alaska | 1 | $ 376,000 | $ 376,000 | $ 67,000 |
| Coconino, Arizona | 1 | $ 172,000 | $ 172,000 | $ 89,000 |
| Greenlee, Arizona | 1 | $ 309,000 | $ 309,000 | $ 180,000 |
| Arkansas, Arkansas | 1 | $ 150,000 | $ 150,000 | $ 94,000 |
| Madison, Arkansas | 1 | $ 102,000 | $ 102,000 | $ 114,000 |
| Washington, Arkansas | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Sacramento, California | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Santa Clara, California | 1 | $ 446,000 | $ 446,000 | $ 82,000 |
| Solano, California | 1 | $ 353,000 | $ 353,000 | $ 262,000 |
| Tulare, California | 1 | $ 130,000 | $ 130,000 | $ 72,000 |
| Douglas, Colorado | 1 | $ 222,000 | $ 222,000 | $ 185,000 |
| Fremont, Colorado | 1 | $ 63,000 | $ 63,000 | $ 27,000 |
| Sedgwick, Colorado | 1 | $ 30,000 | $ 30,000 | $ 27,000 |
| Weld, Colorado | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Fairfield, Connecticut | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| New Haven, Connecticut | 1 | $ 254,000 | $ 254,000 | $ 78,000 |
| New Castle, Delaware | 1 | $ 133,000 | $ 133,000 | $ 41,000 |
| District of Columbia, District Of Columbia | 1 | $ 325,000 | $ 325,000 | $ 75,000 |
| Alachua, Florida | 1 | $ 128,000 | $ 128,000 | $ 584,000 |
| Bay, Florida | 1 | $ 240,000 | $ 240,000 | $ 57,000 |
| Charlotte, Florida | 1 | $ 417,000 | $ 417,000 | $ 192,000 |
| Citrus, Florida | 1 | $ 247,000 | $ 247,000 | $ 96,000 |
| Columbia, Florida | 1 | $ 195,000 | $ 195,000 | $ 134,000 |
| Pasco, Florida | 1 | $ 51,000 | $ 51,000 | $ 55,000 |
| Polk, Florida | 1 | $ 203,000 | $ 203,000 | $ 195,000 |
| Santa Rosa, Florida | 1 | $ 87,000 | $ 87,000 | $ 107,000 |
| Walton, Florida | 1 | $ 106,000 | $ 106,000 | $ 37,000 |
| Carroll, Georgia | 1 | $ 154,000 | $ 154,000 | $ 58,000 |
| Chatham, Georgia | 1 | $ 179,000 | $ 179,000 | $ 72,000 |
| Crisp, Georgia | 1 | $ 36,000 | $ 36,000 | $ 116,000 |
| Decatur, Georgia | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
| Douglas, Georgia | 1 | $ 107,000 | $ 107,000 | $ 108,000 |
| Effingham, Georgia | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Elbert, Georgia | 1 | $ 265,000 | $ 265,000 | $ 124,000 |
| Gilmer, Georgia | 1 | $ 341,000 | $ 341,000 | $ 75,000 |
| Lee, Georgia | 1 | $ 110,000 | $ 110,000 | $ 120,000 |
| Liberty, Georgia | 1 | $ 122,000 | $ 122,000 | $ 62,000 |
| Lincoln, Georgia | 1 | $ 291,000 | $ 291,000 | $ 156,000 |
| Richmond, Georgia | 1 | $ 47,000 | $ 47,000 | $ 24,000 |
| Turner, Georgia | 1 | $ 114,000 | $ 114,000 | $ 24,000 |
| Franklin, Idaho | 1 | $ 201,000 | $ 201,000 | $ 46,000 |
| Lee, Illinois | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Will, Illinois | 1 | $ 251,000 | $ 251,000 | $ 76,000 |
| Winnebago, Illinois | 1 | $ 76,000 | $ 76,000 | $ 30,000 |
| Allen, Indiana | 1 | $ 106,000 | $ 106,000 | $ 72,000 |
| Henry, Indiana | 1 | $ 82,000 | $ 82,000 | $ 22,000 |
| Jasper, Indiana | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Morgan, Indiana | 1 | $ 76,000 | $ 76,000 | $ 27,000 |
| Putnam, Indiana | 1 | $ 104,000 | $ 104,000 | $ 63,000 |
| St. Joseph, Indiana | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Greene, Iowa | 1 | $ 74,000 | $ 74,000 | $ 41,000 |
| Pottawattamie, Iowa | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Chase, Kansas | 1 | $ 223,000 | $ 223,000 | $ 98,000 |
| Ellis, Kansas | 1 | $ 119,000 | $ 119,000 | $ 46,000 |
| Ford, Kansas | 1 | $ 188,000 | $ 188,000 | $ 62,000 |
| Franklin, Kansas | 1 | $ 84,000 | $ 84,000 | $ 59,000 |
| Greenwood, Kansas | 1 | $ 38,000 | $ 38,000 | $ 26,000 |
| McPherson, Kansas | 1 | $ 87,000 | $ 87,000 | $ 46,000 |
| Rice, Kansas | 1 | $ 38,000 | $ 38,000 | $ 60,000 |
| Jefferson, Kentucky | 1 | $ 423,000 | $ 423,000 | $ 270,000 |
| Jessamine, Kentucky | 1 | $ 166,000 | $ 166,000 | $ 100,000 |
| Ascension, Louisiana | 1 | $ 141,000 | $ 141,000 | $ 40,000 |
| Avoyelles, Louisiana | 1 | $ 212,000 | $ 212,000 | $ 172,000 |
| Bienville, Louisiana | 1 | $ 83,000 | $ 83,000 | $ 58,000 |
| East Baton Rouge, Louisiana | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
| Iberville, Louisiana | 1 | $ 126,000 | $ 126,000 | $ 45,000 |
| Lafayette, Louisiana | 1 | $ 127,000 | $ 127,000 | $ 35,000 |
| St. Bernard, Louisiana | 1 | $ 101,000 | $ 101,000 | $ 36,000 |
| St. John the Baptist, Louisiana | 1 | $ 210,000 | $ 210,000 | $ 81,000 |
| Webster, Louisiana | 1 | $ 45,000 | $ 45,000 | $ 16,000 |
| Cumberland, Maine | 1 | $ 194,000 | $ 194,000 | $ 69,000 |
| York, Maine | 1 | $ 184,000 | $ 184,000 | $ 78,000 |
| Montgomery, Maryland | 1 | $ 200,000 | $ 200,000 | $ 164,000 |
| Barnstable, Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 132,000 |
| Plymouth, Massachusetts | 1 | $ 282,000 | $ 282,000 | $ 48,000 |
| Worcester, Massachusetts | 1 | $ 203,000 | $ 203,000 | $ 90,000 |
| Baraga, Michigan | 1 | $ 169,000 | $ 169,000 | $ 60,000 |
| Berrien, Michigan | 1 | $ 187,000 | $ 187,000 | $ 132,000 |
| Clare, Michigan | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Gogebic, Michigan | 1 | $ 240,000 | $ 240,000 | $ 72,000 |
| Lapeer, Michigan | 1 | $ 176,000 | $ 176,000 | $ 58,000 |
| Ottawa, Michigan | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Sanilac, Michigan | 1 | $ 181,000 | $ 181,000 | $ 50,000 |
| St. Joseph, Michigan | 1 | $ 56,000 | $ 56,000 | $ 216,000 |
| Van Buren, Michigan | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
| Clay, Minnesota | 1 | $ 52,000 | $ 52,000 | $ 34,000 |
| Kandiyohi, Minnesota | 1 | $ 138,000 | $ 138,000 | $ 48,000 |
| Washington, Minnesota | 1 | $ 460,000 | $ 460,000 | $ 350,000 |
| Bolivar, Mississippi | 1 | $ 41,000 | $ 41,000 | $ 23,000 |
| Marshall, Mississippi | 1 | $ 58,000 | $ 58,000 | $ 22,000 |
| Cass, Missouri | 1 | $ 130,000 | $ 130,000 | $ 68,000 |
| Clay, Missouri | 1 | $ 175,000 | $ 175,000 | $ 185,000 |
| Newton, Missouri | 1 | $ 88,000 | $ 88,000 | $ 26,000 |
| Platte, Missouri | 1 | $ 177,000 | $ 177,000 | $ 72,000 |
| Pulaski, Missouri | 1 | $ 143,000 | $ 143,000 | $ 63,000 |
| Scott, Missouri | 1 | $ 68,000 | $ 68,000 | $ 91,000 |
| St. Charles, Missouri | 1 | $ 140,000 | $ 140,000 | $ 51,000 |
| St. Louis City, Missouri | 1 | $ 52,000 | $ 52,000 | $ 50,000 |
| Douglas, Nebraska | 1 | $ 114,000 | $ 114,000 | $ 30,000 |
| Fillmore, Nebraska | 1 | $ 38,000 | $ 38,000 | $ 236,000 |
| Elko, Nevada | 1 | $ 233,000 | $ 233,000 | $ 68,000 |
| Cheshire, New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| Cape May, New Jersey | 1 | $ 293,000 | $ 293,000 | $ 96,000 |
| Monmouth, New Jersey | 1 | $ 298,000 | $ 298,000 | $ 161,000 |
| Passaic, New Jersey | 1 | $ 242,000 | $ 242,000 | $ 104,000 |
| Warren, New Jersey | 1 | $ 246,000 | $ 246,000 | $ 57,000 |
| Curry, New Mexico | 1 | $ 74,000 | $ 74,000 | $ 32,000 |
| Broome, New York | 1 | $ 79,000 | $ 79,000 | $ 74,000 |
| Madison, New York | 1 | $ 173,000 | $ 173,000 | $ 80,000 |
| Rensselaer, New York | 1 | $ 138,000 | $ 138,000 | $ 102,000 |
| Rockland, New York | 1 | $ 384,000 | $ 384,000 | $ 88,000 |
| Schenectady, New York | 1 | $ 191,000 | $ 191,000 | $ 51,000 |
| Warren, New York | 1 | $ 136,000 | $ 136,000 | $ 38,000 |
| Brunswick, North Carolina | 1 | $ 383,000 | $ 383,000 | $ 240,000 |
| Orange, North Carolina | 1 | $ 154,000 | $ 154,000 | $ 32,000 |
| Pitt, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 143,000 |
| Robeson, North Carolina | 1 | $ 70,000 | $ 70,000 | $ 41,000 |
| Wake, North Carolina | 1 | $ 33,000 | $ 33,000 | $ 90,000 |
| Washington, North Carolina | 1 | $ 72,000 | $ 72,000 | $ 30,000 |
| Burleigh, North Dakota | 1 | $ 92,000 | $ 92,000 | $ 63,000 |
| Clark, Ohio | 1 | $ 266,000 | $ 266,000 | $ 83,000 |
| Clermont, Ohio | 1 | $ 68,000 | $ 68,000 | $ 134,000 |
| Cuyahoga, Ohio | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Delaware, Ohio | 1 | $ 476,000 | $ 476,000 | $ 100,000 |
| Greene, Ohio | 1 | $ 160,000 | $ 160,000 | $ 86,000 |
| Lorain, Ohio | 1 | $ 123,000 | $ 123,000 | $ 66,000 |
| Muskingum, Ohio | 1 | $ 123,000 | $ 123,000 | $ 60,000 |
| Williams, Ohio | 1 | $ 118,000 | $ 118,000 | $ 68,000 |
| Blaine, Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Bryan, Oklahoma | 1 | $ 103,000 | $ 103,000 | $ 71,000 |
| Caddo, Oklahoma | 1 | $ 49,000 | $ 49,000 | $ 41,000 |
| Choctaw, Oklahoma | 1 | $ 342,000 | $ 342,000 | $ 137,000 |
| Craig, Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Creek, Oklahoma | 1 | $ 53,000 | $ 53,000 | $ 41,000 |
| Grady, Oklahoma | 1 | $ 280,000 | $ 280,000 | $ 125,000 |
| Grant, Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 17,000 |
| Johnston, Oklahoma | 1 | $ 61,000 | $ 61,000 | $ 22,000 |
| Love, Oklahoma | 1 | $ 92,000 | $ 92,000 | $ 71,000 |
| Mayes, Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| McIntosh, Oklahoma | 1 | $ 62,000 | $ 62,000 | $ 35,000 |
| Ottawa, Oklahoma | 1 | $ 131,000 | $ 131,000 | $ 62,000 |
| Pittsburg, Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 41,000 |
| Wagoner, Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
| Woodward, Oklahoma | 1 | $ 446,000 | $ 446,000 | $ 0 |
| Marion, Oregon | 1 | $ 145,000 | $ 145,000 | $ 130,000 |
| Bucks, Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 130,000 |
| Crawford, Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 37,000 |
| Cumberland, Pennsylvania | 1 | $ 194,000 | $ 194,000 | $ 144,000 |
| Delaware, Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 69,000 |
| Franklin, Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Lancaster, Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 98,000 |
| Horry, South Carolina | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Jasper, South Carolina | 1 | $ 148,000 | $ 148,000 | $ 60,000 |
| Lexington, South Carolina | 1 | $ 157,000 | $ 157,000 | $ 87,000 |
| Orangeburg, South Carolina | 1 | $ 160,000 | $ 160,000 | $ 31,000 |
| Union, South Carolina | 1 | $ 252,000 | $ 252,000 | $ 84,000 |
| Jefferson, Tennessee | 1 | $ 193,000 | $ 193,000 | $ 89,000 |
| Montgomery, Tennessee | 1 | $ 167,000 | $ 167,000 | $ 124,000 |
| Rutherford, Tennessee | 1 | $ 120,000 | $ 120,000 | $ 155,000 |
| Austin, Texas | 1 | $ 164,000 | $ 164,000 | $ 115,000 |
| Cameron, Texas | 1 | $ 60,000 | $ 60,000 | $ 21,000 |
| Ellis, Texas | 1 | $ 214,000 | $ 214,000 | $ 94,000 |
| Parker, Texas | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Waller, Texas | 1 | $ 107,000 | $ 107,000 | $ 67,000 |
| Yoakum, Texas | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Young, Texas | 1 | $ 76,000 | $ 76,000 | $ 80,000 |
| Sanpete, Utah | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Summit, Utah | 1 | $ 417,000 | $ 417,000 | $ 279,000 |
| Utah, Utah | 1 | $ 85,000 | $ 85,000 | $ 128,000 |
| Addison, Vermont | 1 | $ 1,372,000 | $ 1,372,000 | $ 780,000 |
| Chesapeake, Virginia | 1 | $ 247,000 | $ 247,000 | $ 76,000 |
| Henrico, Virginia | 1 | $ 191,000 | $ 191,000 | $ 81,000 |
| Loudoun, Virginia | 1 | $ 283,000 | $ 283,000 | $ 52,000 |
| Lynchburg, Virginia | 1 | $ 157,000 | $ 157,000 | $ 92,000 |
| Manassas, Virginia | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Roanoke, Virginia | 1 | $ 170,000 | $ 170,000 | $ 120,000 |
| Virginia Beach, Virginia | 1 | $ 670,000 | $ 670,000 | $ 228,000 |
| Clark, Washington | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Grays Harbor, Washington | 1 | $ 76,000 | $ 76,000 | $ 119,000 |
| Kitsap, Washington | 1 | $ 234,000 | $ 234,000 | $ 82,000 |
| Lewis, Washington | 1 | $ 128,000 | $ 128,000 | $ 147,000 |
| Pierce, Washington | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Snohomish, Washington | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Spokane, Washington | 1 | $ 293,000 | $ 293,000 | $ 71,000 |
| Kanawha, West Virginia | 1 | $ 202,000 | $ 202,000 | $ 153,000 |
| Morgan, West Virginia | 1 | $ 500,000 | $ 500,000 | $ 114,000 |
| Chippewa, Wisconsin | 1 | $ 99,000 | $ 99,000 | $ 50,000 |
| Crawford, Wisconsin | 1 | $ 78,000 | $ 78,000 | $ 25,000 |
| Kenosha, Wisconsin | 1 | $ 147,000 | $ 147,000 | $ 114,000 |
| Racine, Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 117,000 |
| Vilas, Wisconsin | 1 | $ 93,000 | $ 93,000 | $ 631,000 |
Mortgage Loan Application Detail Totals for Equity Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,516 | $211,727,000 | $139,000 | $1,485,000 | $76,000 | $1,012,000 |
| Refinancing | 546 | $106,962,000 | $195,000 | $2,400,000 | $100,000 | $1,645,000 |
| Home Improvement | 5 | $924,000 | $184,000 | $460,000 | $206,000 | $527,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,549 | $224,869,000 | $145,000 | $1,372,000 | $82,000 | $1,012,000 |
| Not Provided | 189 | $39,235,000 | $207,000 | $2,400,000 | $101,000 | $1,645,000 |
| Black or African American | 144 | $25,575,000 | $177,000 | $1,485,000 | $70,000 | $569,000 |
| Hispanic | 129 | $21,275,000 | $164,000 | $900,000 | $75,000 | $545,000 |
| Asian | 33 | $5,623,000 | $170,000 | $458,000 | $84,000 | $180,000 |
| American Indian or Alaskan Native | 9 | $910,000 | $101,000 | $168,000 | $54,000 | $84,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,375,000 | $171,000 | $255,000 | $168,000 | $259,000 |
| Not applicable | 6 | $751,000 | $125,000 | $352,000 | $139,000 | $527,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,978 | $309,773,000 | $156,000 | $2,400,000 | $84,000 | $1,645,000 |
| FHA-insured (Federal Housing Administration) | 65 | $6,126,000 | $94,000 | $181,000 | $43,000 | $89,000 |
| VA-guaranteed (Veterans Administration) | 21 | $2,976,000 | $141,000 | $218,000 | $53,000 | $104,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $738,000 | $246,000 | $494,000 | $92,000 | $192,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,452 | $207,976,000 | $143,000 | $998,000 | $78,000 | $960,000 |
| Application Denied By Financial Institution | 281 | $58,881,000 | $209,000 | $2,400,000 | $99,000 | $1,645,000 |
| Application Withdrawn By Applicant | 181 | $30,973,000 | $171,000 | $1,485,000 | $85,000 | $530,000 |
| Loan Purchased By The Institution | 98 | $14,432,000 | $147,000 | $900,000 | $106,000 | $588,000 |
| Application Approved But Not Accepted | 55 | $7,351,000 | $133,000 | $417,000 | $79,000 | $1,012,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 139 | $30,115,000 | $216,000 | $2,400,000 | $101,000 | $1,645,000 |
| Credit History | 69 | $10,040,000 | $145,000 | $682,000 | $80,000 | $545,000 |
| Debt-To-Income Ratio | 22 | $5,573,000 | $253,000 | $980,000 | $75,000 | $240,000 |
| Collateral | 20 | $5,235,000 | $261,000 | $1,330,000 | $92,000 | $420,000 |
| Unverifiable Information | 12 | $2,130,000 | $177,000 | $382,000 | $119,000 | $249,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $3,435,000 | $429,000 | $1,372,000 | $192,000 | $780,000 |
| Credit Application Incomplete | 6 | $1,811,000 | $301,000 | $540,000 | $218,000 | $960,000 |
| Employment History | 3 | $268,000 | $89,000 | $131,000 | $156,000 | $216,000 |
| Mortgage Insurance Denied | 2 | $274,000 | $137,000 | $170,000 | $80,000 | $97,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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