Equity Bank Mortgage Lending & HMDA Data, 2008
In 2008, Equity Bank of Wichita, KS reported 1,526 mortgage applications totaling $286.8 million, down 26% from 2007. The average application was for $187,925, and applicants reported an average income of $96,373. 77% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Wichita, KS (527), Oklahoma City, OK (83) and Atlanta-Sandy Springs-Marietta, GA (41) (applications in parentheses).
| Mortgage Company & Address | Equity Bank 7701 E Kellogg Ste 200 Wichita, KS 67207 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,526 |
| Total Mortgage Loan Application Amount | $286,774,000 |
| Average Mortgage Loan Application Amount | $187,925 |
| Highest Mortgage Loan Application Amount | $1,875,000 |
| Average Applicant Income | $96,373 |
| Highest Applicant Income | $6,442,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Equity Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sedgwick, Kansas | 455 | $ 60,889,000 | $ 133,821 | $ 72,000 |
| Butler, Kansas | 56 | $ 8,797,000 | $ 157,089 | $ 78,000 |
| Oklahoma, Oklahoma | 51 | $ 6,746,000 | $ 132,274 | $ 72,000 |
| Garfield, Oklahoma | 30 | $ 3,067,000 | $ 102,233 | $ 62,000 |
| Clark, Nevada | 24 | $ 6,412,000 | $ 267,166 | $ 178,000 |
| Los Angeles, California | 22 | $ 7,273,000 | $ 330,590 | $ 109,000 |
| Texas, Oklahoma | 21 | $ 2,312,000 | $ 110,095 | $ 51,000 |
| Cook, Illinois | 20 | $ 10,027,000 | $ 501,350 | $ 520,000 |
| Kern, California | 13 | $ 2,227,000 | $ 171,307 | $ 80,000 |
| Philadelphia, Pennsylvania | 13 | $ 1,490,000 | $ 114,615 | $ 54,000 |
| Collin, Texas | 13 | $ 3,134,000 | $ 241,076 | $ 110,000 |
| Fulton, Georgia | 12 | $ 2,465,000 | $ 205,416 | $ 116,000 |
| Gwinnett, Georgia | 12 | $ 2,210,000 | $ 184,166 | $ 89,000 |
| Cleveland, Oklahoma | 12 | $ 2,082,000 | $ 173,500 | $ 51,000 |
| Dallas, Texas | 11 | $ 2,256,000 | $ 205,090 | $ 94,000 |
| Montgomery, Texas | 11 | $ 1,527,000 | $ 138,818 | $ 100,000 |
| Tarrant, Texas | 11 | $ 1,906,000 | $ 173,272 | $ 225,000 |
| Harrison, Mississippi | 10 | $ 1,700,000 | $ 170,000 | $ 155,000 |
| Suffolk, New York | 10 | $ 2,848,000 | $ 284,800 | $ 110,000 |
| Canadian, Oklahoma | 10 | $ 1,359,000 | $ 135,900 | $ 95,000 |
| Maricopa, Arizona | 9 | $ 2,050,000 | $ 227,777 | $ 94,000 |
| Harvey, Kansas | 9 | $ 912,000 | $ 101,333 | $ 54,000 |
| Comanche, Oklahoma | 9 | $ 788,000 | $ 87,555 | $ 48,000 |
| DeKalb, Georgia | 8 | $ 2,542,000 | $ 317,750 | $ 175,000 |
| Bergen, New Jersey | 8 | $ 2,599,000 | $ 324,875 | $ 110,000 |
| Harris, Texas | 8 | $ 1,469,000 | $ 183,625 | $ 213,000 |
| Hartford, Connecticut | 7 | $ 1,357,000 | $ 193,857 | $ 87,000 |
| New London, Connecticut | 7 | $ 1,740,000 | $ 248,571 | $ 74,000 |
| Sumner, Kansas | 7 | $ 703,000 | $ 100,428 | $ 64,000 |
| Passaic, New Jersey | 7 | $ 2,176,000 | $ 310,857 | $ 176,000 |
| Pottawatomie, Oklahoma | 7 | $ 506,000 | $ 72,285 | $ 39,000 |
| Sacramento, California | 6 | $ 1,383,000 | $ 230,500 | $ 74,000 |
| Ventura, California | 6 | $ 1,611,000 | $ 268,500 | $ 110,000 |
| Jackson, Georgia | 6 | $ 1,868,000 | $ 311,333 | $ 104,000 |
| Queens, New York | 6 | $ 2,152,000 | $ 358,666 | $ 101,000 |
| Riverside, California | 5 | $ 1,421,000 | $ 284,200 | $ 79,000 |
| San Diego, California | 5 | $ 1,865,000 | $ 373,000 | $ 142,000 |
| Broward, Florida | 5 | $ 1,480,000 | $ 296,000 | $ 95,000 |
| Miami-Dade, Florida | 5 | $ 1,487,000 | $ 297,400 | $ 181,000 |
| Lake, Indiana | 5 | $ 862,000 | $ 172,400 | $ 80,000 |
| Prince George's, Maryland | 5 | $ 1,386,000 | $ 277,200 | $ 89,000 |
| Clay, Minnesota | 5 | $ 853,000 | $ 170,600 | $ 78,000 |
| Barry, Missouri | 5 | $ 619,000 | $ 123,800 | $ 64,000 |
| Jackson, Missouri | 5 | $ 995,000 | $ 199,000 | $ 110,000 |
| Mercer, New Jersey | 5 | $ 930,000 | $ 186,000 | $ 81,000 |
| Kings, New York | 5 | $ 2,224,000 | $ 444,800 | $ 211,000 |
| Tulsa, Oklahoma | 5 | $ 618,000 | $ 123,600 | $ 41,000 |
| Bucks, Pennsylvania | 5 | $ 1,270,000 | $ 254,000 | $ 117,000 |
| Montgomery, Pennsylvania | 5 | $ 1,157,000 | $ 231,400 | $ 100,000 |
| Orange, California | 4 | $ 1,207,000 | $ 301,750 | $ 68,000 |
| San Joaquin, California | 4 | $ 1,027,000 | $ 256,750 | $ 84,000 |
| El Paso, Colorado | 4 | $ 702,000 | $ 175,500 | $ 106,000 |
| New Castle, Delaware | 4 | $ 1,188,000 | $ 297,000 | $ 97,000 |
| Johnson, Kansas | 4 | $ 958,000 | $ 239,500 | $ 77,000 |
| Essex, Massachusetts | 4 | $ 1,177,000 | $ 294,250 | $ 72,000 |
| Middlesex, Massachusetts | 4 | $ 1,067,000 | $ 266,750 | $ 100,000 |
| Suffolk, Massachusetts | 4 | $ 1,331,000 | $ 332,750 | $ 93,000 |
| Worcester, Massachusetts | 4 | $ 792,000 | $ 198,000 | $ 61,000 |
| Stone, Missouri | 4 | $ 373,000 | $ 93,250 | $ 56,000 |
| Essex, New Jersey | 4 | $ 838,000 | $ 209,500 | $ 105,000 |
| Middlesex, New Jersey | 4 | $ 1,145,000 | $ 286,250 | $ 86,000 |
| Monmouth, New Jersey | 4 | $ 989,000 | $ 247,250 | $ 88,000 |
| Nassau, New York | 4 | $ 1,432,000 | $ 358,000 | $ 87,000 |
| Butler, Ohio | 4 | $ 371,000 | $ 92,750 | $ 145,000 |
| Hamilton, Ohio | 4 | $ 514,000 | $ 128,500 | $ 84,000 |
| Delaware, Oklahoma | 4 | $ 805,000 | $ 201,250 | $ 136,000 |
| Logan, Oklahoma | 4 | $ 695,000 | $ 173,750 | $ 72,000 |
| Washington, Oregon | 4 | $ 1,025,000 | $ 256,250 | $ 94,000 |
| Mohave, Arizona | 3 | $ 646,000 | $ 215,333 | $ 150,000 |
| Pinal, Arizona | 3 | $ 639,000 | $ 213,000 | $ 121,000 |
| Pulaski, Arkansas | 3 | $ 915,000 | $ 305,000 | $ 559,000 |
| Contra Costa, California | 3 | $ 660,000 | $ 220,000 | $ 75,000 |
| Fresno, California | 3 | $ 378,000 | $ 126,000 | $ 63,000 |
| San Bernardino, California | 3 | $ 654,000 | $ 218,000 | $ 60,000 |
| Santa Clara, California | 3 | $ 1,495,000 | $ 498,333 | $ 131,000 |
| Sonoma, California | 3 | $ 866,000 | $ 288,666 | $ 139,000 |
| Yolo, California | 3 | $ 656,000 | $ 218,666 | $ 70,000 |
| Jefferson, Colorado | 3 | $ 894,000 | $ 298,000 | $ 91,000 |
| District of Columbia, District Of Columbia | 3 | $ 1,675,000 | $ 558,333 | $ 190,000 |
| Pasco, Florida | 3 | $ 589,000 | $ 196,333 | $ 83,000 |
| Cobb, Georgia | 3 | $ 623,000 | $ 207,666 | $ 91,000 |
| Paulding, Georgia | 3 | $ 240,000 | $ 80,000 | $ 100,000 |
| Orleans, Louisiana | 3 | $ 1,072,000 | $ 357,333 | $ 145,000 |
| Kennebec, Maine | 3 | $ 424,000 | $ 141,333 | $ 96,000 |
| Anne Arundel, Maryland | 3 | $ 647,000 | $ 215,666 | $ 104,000 |
| Norfolk, Massachusetts | 3 | $ 857,000 | $ 285,666 | $ 86,000 |
| Lancaster, Nebraska | 3 | $ 477,000 | $ 159,000 | $ 83,000 |
| Hillsborough, New Hampshire | 3 | $ 403,000 | $ 134,333 | $ 55,000 |
| Camden, New Jersey | 3 | $ 773,000 | $ 257,666 | $ 172,000 |
| Morris, New Jersey | 3 | $ 1,064,000 | $ 354,666 | $ 103,000 |
| Union, New Jersey | 3 | $ 809,000 | $ 269,666 | $ 88,000 |
| Richmond, New York | 3 | $ 746,000 | $ 248,666 | $ 73,000 |
| Durham, North Carolina | 3 | $ 697,000 | $ 232,333 | $ 92,000 |
| Mecklenburg, North Carolina | 3 | $ 609,000 | $ 203,000 | $ 74,000 |
| Wake, North Carolina | 3 | $ 702,000 | $ 234,000 | $ 91,000 |
| Clermont, Ohio | 3 | $ 414,000 | $ 138,000 | $ 92,000 |
| Lorain, Ohio | 3 | $ 154,000 | $ 51,333 | $ 56,000 |
| Muskingum, Ohio | 3 | $ 537,000 | $ 179,000 | $ 300,000 |
| Grady, Oklahoma | 3 | $ 541,000 | $ 180,333 | $ 78,000 |
| McClain, Oklahoma | 3 | $ 207,000 | $ 69,000 | $ 43,000 |
| Providence, Rhode Island | 3 | $ 633,000 | $ 211,000 | $ 86,000 |
| Salt Lake, Utah | 3 | $ 2,176,000 | $ 725,333 | $ 186,000 |
| Virginia Beach, Virginia | 3 | $ 517,000 | $ 172,333 | $ 32,000 |
| King, Washington | 3 | $ 828,000 | $ 276,000 | $ 118,000 |
| Lee, Alabama | 2 | $ 513,000 | $ 256,500 | $ 108,000 |
| Pima, Arizona | 2 | $ 510,000 | $ 255,000 | $ 264,000 |
| Yuma, Arizona | 2 | $ 285,000 | $ 142,500 | $ 57,000 |
| Crawford, Arkansas | 2 | $ 269,000 | $ 134,500 | $ 60,000 |
| El Dorado, California | 2 | $ 405,000 | $ 202,500 | $ 83,000 |
| Adams, Colorado | 2 | $ 513,000 | $ 256,500 | $ 157,000 |
| Arapahoe, Colorado | 2 | $ 254,000 | $ 127,000 | $ 67,000 |
| New Haven, Connecticut | 2 | $ 591,000 | $ 295,500 | $ 77,000 |
| Sussex, Delaware | 2 | $ 700,000 | $ 350,000 | $ 171,000 |
| Bay, Florida | 2 | $ 504,000 | $ 252,000 | $ 181,000 |
| Lee, Florida | 2 | $ 531,000 | $ 265,500 | $ 177,000 |
| Manatee, Florida | 2 | $ 507,000 | $ 253,500 | $ 191,000 |
| Orange, Florida | 2 | $ 848,000 | $ 424,000 | $ 136,000 |
| Sarasota, Florida | 2 | $ 395,000 | $ 197,500 | $ 92,000 |
| Catoosa, Georgia | 2 | $ 127,000 | $ 63,500 | $ 39,000 |
| Forsyth, Georgia | 2 | $ 812,000 | $ 406,000 | $ 732,000 |
| Maui, Hawaii | 2 | $ 768,000 | $ 384,000 | $ 275,000 |
| Canyon, Idaho | 2 | $ 261,000 | $ 130,500 | $ 58,000 |
| Kootenai, Idaho | 2 | $ 314,000 | $ 157,000 | $ 69,000 |
| Kane, Illinois | 2 | $ 432,000 | $ 216,000 | $ 94,000 |
| Cowley, Kansas | 2 | $ 516,000 | $ 258,000 | $ 0 |
| Douglas, Kansas | 2 | $ 135,000 | $ 67,500 | $ 50,000 |
| Franklin, Kansas | 2 | $ 130,000 | $ 65,000 | $ 67,000 |
| Harper, Kansas | 2 | $ 150,000 | $ 75,000 | $ 61,000 |
| Kingman, Kansas | 2 | $ 360,000 | $ 180,000 | $ 70,000 |
| Saline, Kansas | 2 | $ 233,000 | $ 116,500 | $ 44,000 |
| Jefferson, Louisiana | 2 | $ 361,000 | $ 180,500 | $ 33,000 |
| Cumberland, Maine | 2 | $ 785,000 | $ 392,500 | $ 86,000 |
| Oxford, Maine | 2 | $ 609,000 | $ 304,500 | $ 172,000 |
| Penobscot, Maine | 2 | $ 384,000 | $ 192,000 | $ 160,000 |
| Barnstable, Massachusetts | 2 | $ 482,000 | $ 241,000 | $ 88,000 |
| Plymouth, Massachusetts | 2 | $ 618,000 | $ 309,000 | $ 137,000 |
| Wayne, Michigan | 2 | $ 124,000 | $ 62,000 | $ 53,000 |
| Hennepin, Minnesota | 2 | $ 369,000 | $ 184,500 | $ 56,000 |
| St. Louis, Missouri | 2 | $ 263,000 | $ 131,500 | $ 67,000 |
| Flathead, Montana | 2 | $ 496,000 | $ 248,000 | $ 210,000 |
| Washoe, Nevada | 2 | $ 384,000 | $ 192,000 | $ 107,000 |
| Cheshire, New Hampshire | 2 | $ 276,000 | $ 138,000 | $ 32,000 |
| Merrimack, New Hampshire | 2 | $ 578,000 | $ 289,000 | $ 125,000 |
| Burlington, New Jersey | 2 | $ 261,000 | $ 130,500 | $ 142,000 |
| Bernalillo, New Mexico | 2 | $ 398,000 | $ 199,000 | $ 107,000 |
| Bronx, New York | 2 | $ 611,000 | $ 305,500 | $ 120,000 |
| Orange, New York | 2 | $ 394,000 | $ 197,000 | $ 75,000 |
| Westchester, New York | 2 | $ 539,000 | $ 269,500 | $ 118,000 |
| Cuyahoga, Ohio | 2 | $ 166,000 | $ 83,000 | $ 108,000 |
| Franklin, Ohio | 2 | $ 176,000 | $ 88,000 | $ 115,000 |
| Guernsey, Ohio | 2 | $ 145,000 | $ 72,500 | $ 80,000 |
| Blaine, Oklahoma | 2 | $ 322,000 | $ 161,000 | $ 95,000 |
| Marion, Oregon | 2 | $ 307,000 | $ 153,500 | $ 90,000 |
| Delaware, Pennsylvania | 2 | $ 459,000 | $ 229,500 | $ 69,000 |
| Washington, Rhode Island | 2 | $ 577,000 | $ 288,500 | $ 126,000 |
| York, South Carolina | 2 | $ 126,000 | $ 63,000 | $ 64,000 |
| Bell, Texas | 2 | $ 184,000 | $ 92,000 | $ 77,000 |
| Bexar, Texas | 2 | $ 203,000 | $ 101,500 | $ 156,000 |
| Fort Bend, Texas | 2 | $ 631,000 | $ 315,500 | $ 92,000 |
| Randall, Texas | 2 | $ 281,000 | $ 140,500 | $ 68,000 |
| Williamson, Texas | 2 | $ 428,000 | $ 214,000 | $ 79,000 |
| Washington, Utah | 2 | $ 380,000 | $ 190,000 | $ 104,000 |
| Prince William, Virginia | 2 | $ 1,101,000 | $ 550,500 | $ 112,000 |
| Richmond City, Virginia | 2 | $ 450,000 | $ 225,000 | $ 318,000 |
| Pierce, Washington | 2 | $ 392,000 | $ 196,000 | $ 55,000 |
| Skagit, Washington | 2 | $ 715,000 | $ 357,500 | $ 94,000 |
| Snohomish, Washington | 2 | $ 592,000 | $ 296,000 | $ 83,000 |
| Spokane, Washington | 2 | $ 242,000 | $ 121,000 | $ 49,000 |
| Weston, Wyoming | 2 | $ 484,000 | $ 242,000 | $ 120,000 |
| Jefferson, Alabama | 1 | $ 417,000 | $ 417,000 | $ 100,000 |
| Madison, Alabama | 1 | $ 143,000 | $ 143,000 | $ 80,000 |
| Mobile, Alabama | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| Montgomery, Alabama | 1 | $ 252,000 | $ 252,000 | $ 79,000 |
| Cochise, Arizona | 1 | $ 208,000 | $ 208,000 | $ 82,000 |
| Coconino, Arizona | 1 | $ 220,000 | $ 220,000 | $ 80,000 |
| Gila, Arizona | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Garland, Arkansas | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| Washington, Arkansas | 1 | $ 170,000 | $ 170,000 | $ 93,000 |
| Del Norte, California | 1 | $ 192,000 | $ 192,000 | $ 40,000 |
| Inyo, California | 1 | $ 253,000 | $ 253,000 | $ 106,000 |
| Nevada, California | 1 | $ 197,000 | $ 197,000 | $ 95,000 |
| San Benito, California | 1 | $ 327,000 | $ 327,000 | $ 86,000 |
| San Luis Obispo, California | 1 | $ 410,000 | $ 410,000 | $ 88,000 |
| Solano, California | 1 | $ 208,000 | $ 208,000 | $ 57,000 |
| Stanislaus, California | 1 | $ 210,000 | $ 210,000 | $ 48,000 |
| Tulare, California | 1 | $ 378,000 | $ 378,000 | $ 155,000 |
| Denver, Colorado | 1 | $ 67,000 | $ 67,000 | $ 81,000 |
| Douglas, Colorado | 1 | $ 309,000 | $ 309,000 | $ 119,000 |
| Eagle, Colorado | 1 | $ 306,000 | $ 306,000 | $ 86,000 |
| Fremont, Colorado | 1 | $ 30,000 | $ 30,000 | $ 27,000 |
| Garfield, Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 294,000 |
| Larimer, Colorado | 1 | $ 280,000 | $ 280,000 | $ 109,000 |
| Moffat, Colorado | 1 | $ 338,000 | $ 338,000 | $ 87,000 |
| Weld, Colorado | 1 | $ 160,000 | $ 160,000 | $ 37,000 |
| Fairfield, Connecticut | 1 | $ 292,000 | $ 292,000 | $ 70,000 |
| Litchfield, Connecticut | 1 | $ 176,000 | $ 176,000 | $ 71,000 |
| Windham, Connecticut | 1 | $ 192,000 | $ 192,000 | $ 50,000 |
| Brevard, Florida | 1 | $ 200,000 | $ 200,000 | $ 102,000 |
| Clay, Florida | 1 | $ 239,000 | $ 239,000 | $ 89,000 |
| Collier, Florida | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Duval, Florida | 1 | $ 280,000 | $ 280,000 | $ 96,000 |
| Escambia, Florida | 1 | $ 118,000 | $ 118,000 | $ 52,000 |
| Flagler, Florida | 1 | $ 220,000 | $ 220,000 | $ 53,000 |
| Hillsborough, Florida | 1 | $ 299,000 | $ 299,000 | $ 97,000 |
| Lake, Florida | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Monroe, Florida | 1 | $ 1,325,000 | $ 1,325,000 | $ 552,000 |
| Nassau, Florida | 1 | $ 268,000 | $ 268,000 | $ 48,000 |
| Palm Beach, Florida | 1 | $ 176,000 | $ 176,000 | $ 168,000 |
| Pinellas, Florida | 1 | $ 325,000 | $ 325,000 | $ 249,000 |
| Polk, Florida | 1 | $ 203,000 | $ 203,000 | $ 195,000 |
| St. Lucie, Florida | 1 | $ 216,000 | $ 216,000 | $ 50,000 |
| Sumter, Florida | 1 | $ 217,000 | $ 217,000 | $ 57,000 |
| Walton, Florida | 1 | $ 330,000 | $ 330,000 | $ 208,000 |
| Bulloch, Georgia | 1 | $ 204,000 | $ 204,000 | $ 42,000 |
| Calhoun, Georgia | 1 | $ 50,000 | $ 50,000 | $ 17,000 |
| Muscogee, Georgia | 1 | $ 146,000 | $ 146,000 | $ 31,000 |
| Newton, Georgia | 1 | $ 323,000 | $ 323,000 | $ 51,000 |
| Richmond, Georgia | 1 | $ 77,000 | $ 77,000 | $ 65,000 |
| Turner, Georgia | 1 | $ 44,000 | $ 44,000 | $ 15,000 |
| Hawaii, Hawaii | 1 | $ 378,000 | $ 378,000 | $ 300,000 |
| Honolulu, Hawaii | 1 | $ 615,000 | $ 615,000 | $ 109,000 |
| Ada, Idaho | 1 | $ 238,000 | $ 238,000 | $ 91,000 |
| Shoshone, Idaho | 1 | $ 148,000 | $ 148,000 | $ 44,000 |
| Teton, Idaho | 1 | $ 69,000 | $ 69,000 | $ 450,000 |
| DuPage, Illinois | 1 | $ 190,000 | $ 190,000 | $ 48,000 |
| Lake, Illinois | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Madison, Illinois | 1 | $ 156,000 | $ 156,000 | $ 64,000 |
| Whiteside, Illinois | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| LaPorte, Indiana | 1 | $ 87,000 | $ 87,000 | $ 44,000 |
| Marion, Indiana | 1 | $ 71,000 | $ 71,000 | $ 23,000 |
| Porter, Indiana | 1 | $ 100,000 | $ 100,000 | $ 173,000 |
| Polk, Iowa | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Ellis, Kansas | 1 | $ 302,000 | $ 302,000 | $ 0 |
| Riley, Kansas | 1 | $ 416,000 | $ 416,000 | $ 396,000 |
| Boone, Kentucky | 1 | $ 271,000 | $ 271,000 | $ 132,000 |
| Boyle, Kentucky | 1 | $ 371,000 | $ 371,000 | $ 180,000 |
| Christian, Kentucky | 1 | $ 157,000 | $ 157,000 | $ 105,000 |
| Fayette, Kentucky | 1 | $ 257,000 | $ 257,000 | $ 55,000 |
| Jefferson, Kentucky | 1 | $ 85,000 | $ 85,000 | $ 132,000 |
| Ascension, Louisiana | 1 | $ 280,000 | $ 280,000 | $ 116,000 |
| East Baton Rouge, Louisiana | 1 | $ 248,000 | $ 248,000 | $ 80,000 |
| Lincoln, Louisiana | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| St. Charles, Louisiana | 1 | $ 158,000 | $ 158,000 | $ 41,000 |
| St. John the Baptist, Louisiana | 1 | $ 121,000 | $ 121,000 | $ 26,000 |
| West Baton Rouge, Louisiana | 1 | $ 222,000 | $ 222,000 | $ 80,000 |
| Piscataquis, Maine | 1 | $ 42,000 | $ 42,000 | $ 13,000 |
| Somerset, Maine | 1 | $ 407,000 | $ 407,000 | $ 85,000 |
| York, Maine | 1 | $ 229,000 | $ 229,000 | $ 73,000 |
| Baltimore City, Maryland | 1 | $ 225,000 | $ 225,000 | $ 181,000 |
| Charles, Maryland | 1 | $ 207,000 | $ 207,000 | $ 42,000 |
| Dorchester, Maryland | 1 | $ 126,000 | $ 126,000 | $ 32,000 |
| Harford, Maryland | 1 | $ 180,000 | $ 180,000 | $ 54,000 |
| Montgomery, Maryland | 1 | $ 214,000 | $ 214,000 | $ 167,000 |
| Bristol, Massachusetts | 1 | $ 175,000 | $ 175,000 | $ 119,000 |
| Hampden, Massachusetts | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Hampshire, Massachusetts | 1 | $ 247,000 | $ 247,000 | $ 53,000 |
| Kent, Michigan | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Oakland, Michigan | 1 | $ 111,000 | $ 111,000 | $ 70,000 |
| Roscommon, Michigan | 1 | $ 88,000 | $ 88,000 | $ 61,000 |
| Anoka, Minnesota | 1 | $ 129,000 | $ 129,000 | $ 24,000 |
| Chisago, Minnesota | 1 | $ 417,000 | $ 417,000 | $ 116,000 |
| Dakota, Minnesota | 1 | $ 216,000 | $ 216,000 | $ 54,000 |
| Meeker, Minnesota | 1 | $ 248,000 | $ 248,000 | $ 54,000 |
| Olmsted, Minnesota | 1 | $ 121,000 | $ 121,000 | $ 79,000 |
| Ramsey, Minnesota | 1 | $ 123,000 | $ 123,000 | $ 65,000 |
| Scott, Minnesota | 1 | $ 173,000 | $ 173,000 | $ 48,000 |
| Stevens, Minnesota | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Wright, Minnesota | 1 | $ 176,000 | $ 176,000 | $ 51,000 |
| Jackson, Mississippi | 1 | $ 150,000 | $ 150,000 | $ 182,000 |
| Lee, Mississippi | 1 | $ 112,000 | $ 112,000 | $ 25,000 |
| Oktibbeha, Mississippi | 1 | $ 129,000 | $ 129,000 | $ 126,000 |
| Benton, Missouri | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
| Cass, Missouri | 1 | $ 111,000 | $ 111,000 | $ 89,000 |
| Dallas, Missouri | 1 | $ 126,000 | $ 126,000 | $ 67,000 |
| Greene, Missouri | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Jefferson, Missouri | 1 | $ 133,000 | $ 133,000 | $ 59,000 |
| Newton, Missouri | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| St. Louis City, Missouri | 1 | $ 112,000 | $ 112,000 | $ 115,000 |
| Webster, Missouri | 1 | $ 184,000 | $ 184,000 | $ 144,000 |
| Gallatin, Montana | 1 | $ 630,000 | $ 630,000 | $ 200,000 |
| Missoula, Montana | 1 | $ 344,000 | $ 344,000 | $ 84,000 |
| Sarpy, Nebraska | 1 | $ 100,000 | $ 100,000 | $ 95,000 |
| Douglas, Nevada | 1 | $ 210,000 | $ 210,000 | $ 61,000 |
| Grafton, New Hampshire | 1 | $ 183,000 | $ 183,000 | $ 60,000 |
| Rockingham, New Hampshire | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Strafford, New Hampshire | 1 | $ 199,000 | $ 199,000 | $ 54,000 |
| Atlantic, New Jersey | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Ocean, New Jersey | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
| Salem, New Jersey | 1 | $ 136,000 | $ 136,000 | $ 49,000 |
| Sussex, New Jersey | 1 | $ 235,000 | $ 235,000 | $ 44,000 |
| Warren, New Jersey | 1 | $ 170,000 | $ 170,000 | $ 84,000 |
| Santa Fe, New Mexico | 1 | $ 252,000 | $ 252,000 | $ 53,000 |
| Albany, New York | 1 | $ 122,000 | $ 122,000 | $ 37,000 |
| Monroe, New York | 1 | $ 194,000 | $ 194,000 | $ 150,000 |
| New York, New York | 1 | $ 397,000 | $ 397,000 | $ 87,000 |
| Onondaga, New York | 1 | $ 100,000 | $ 100,000 | $ 254,000 |
| Putnam, New York | 1 | $ 186,000 | $ 186,000 | $ 93,000 |
| Rockland, New York | 1 | $ 384,000 | $ 384,000 | $ 164,000 |
| Saratoga, New York | 1 | $ 205,000 | $ 205,000 | $ 107,000 |
| Ulster, New York | 1 | $ 220,000 | $ 220,000 | $ 100,000 |
| Brunswick, North Carolina | 1 | $ 310,000 | $ 310,000 | $ 180,000 |
| Henderson, North Carolina | 1 | $ 112,000 | $ 112,000 | $ 60,000 |
| McDowell, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 398,000 |
| Nash, North Carolina | 1 | $ 76,000 | $ 76,000 | $ 101,000 |
| Orange, North Carolina | 1 | $ 182,000 | $ 182,000 | $ 54,000 |
| Wilkes, North Carolina | 1 | $ 280,000 | $ 280,000 | $ 71,000 |
| Cass, North Dakota | 1 | $ 160,000 | $ 160,000 | $ 33,000 |
| Stark, North Dakota | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Lucas, Ohio | 1 | $ 72,000 | $ 72,000 | $ 43,000 |
| Montgomery, Ohio | 1 | $ 76,000 | $ 76,000 | $ 37,000 |
| Summit, Ohio | 1 | $ 210,000 | $ 210,000 | $ 174,000 |
| Warren, Ohio | 1 | $ 56,000 | $ 56,000 | $ 40,000 |
| Alfalfa, Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Beaver, Oklahoma | 1 | $ 24,000 | $ 24,000 | $ 32,000 |
| Beckham, Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 43,000 |
| Caddo, Oklahoma | 1 | $ 139,000 | $ 139,000 | $ 68,000 |
| Carter, Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Custer, Oklahoma | 1 | $ 189,000 | $ 189,000 | $ 75,000 |
| Dewey, Oklahoma | 1 | $ 83,000 | $ 83,000 | $ 61,000 |
| Haskell, Oklahoma | 1 | $ 124,000 | $ 124,000 | $ 52,000 |
| Kay, Oklahoma | 1 | $ 29,000 | $ 29,000 | $ 59,000 |
| Kingfisher, Oklahoma | 1 | $ 79,000 | $ 79,000 | $ 50,000 |
| Love, Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 21,000 |
| Muskogee, Oklahoma | 1 | $ 178,000 | $ 178,000 | $ 72,000 |
| Noble, Oklahoma | 1 | $ 66,000 | $ 66,000 | $ 30,000 |
| Okfuskee, Oklahoma | 1 | $ 117,000 | $ 117,000 | $ 36,000 |
| Payne, Oklahoma | 1 | $ 149,000 | $ 149,000 | $ 36,000 |
| Seminole, Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Sequoyah, Oklahoma | 1 | $ 114,000 | $ 114,000 | $ 22,000 |
| Woods, Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 160,000 |
| Woodward, Oklahoma | 1 | $ 406,000 | $ 406,000 | $ 202,000 |
| Jackson, Oregon | 1 | $ 274,000 | $ 274,000 | $ 50,000 |
| Multnomah, Oregon | 1 | $ 240,000 | $ 240,000 | $ 75,000 |
| Adams, Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Columbia, Pennsylvania | 1 | $ 233,000 | $ 233,000 | $ 75,000 |
| Cumberland, Pennsylvania | 1 | $ 292,000 | $ 292,000 | $ 72,000 |
| Huntingdon, Pennsylvania | 1 | $ 93,000 | $ 93,000 | $ 59,000 |
| Monroe, Pennsylvania | 1 | $ 148,000 | $ 148,000 | $ 75,000 |
| Montour, Pennsylvania | 1 | $ 286,000 | $ 286,000 | $ 116,000 |
| York, Pennsylvania | 1 | $ 174,000 | $ 174,000 | $ 45,000 |
| Kent, Rhode Island | 1 | $ 130,000 | $ 130,000 | $ 63,000 |
| Greenville, South Carolina | 1 | $ 109,000 | $ 109,000 | $ 53,000 |
| Horry, South Carolina | 1 | $ 311,000 | $ 311,000 | $ 240,000 |
| Lexington, South Carolina | 1 | $ 228,000 | $ 228,000 | $ 61,000 |
| Cumberland, Tennessee | 1 | $ 160,000 | $ 160,000 | $ 66,000 |
| Jefferson, Tennessee | 1 | $ 109,000 | $ 109,000 | $ 26,000 |
| Knox, Tennessee | 1 | $ 200,000 | $ 200,000 | $ 56,000 |
| Meigs, Tennessee | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Sevier, Tennessee | 1 | $ 401,000 | $ 401,000 | $ 159,000 |
| Shelby, Tennessee | 1 | $ 154,000 | $ 154,000 | $ 44,000 |
| Angelina, Texas | 1 | $ 53,000 | $ 53,000 | $ 41,000 |
| Galveston, Texas | 1 | $ 266,000 | $ 266,000 | $ 89,000 |
| Lubbock, Texas | 1 | $ 111,000 | $ 111,000 | $ 56,000 |
| Parker, Texas | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
| Travis, Texas | 1 | $ 204,000 | $ 204,000 | $ 235,000 |
| Upshur, Texas | 1 | $ 248,000 | $ 248,000 | $ 79,000 |
| Waller, Texas | 1 | $ 107,000 | $ 107,000 | $ 67,000 |
| Cache, Utah | 1 | $ 54,000 | $ 54,000 | $ 53,000 |
| Utah, Utah | 1 | $ 134,000 | $ 134,000 | $ 142,000 |
| Bennington, Vermont | 1 | $ 232,000 | $ 232,000 | $ 144,000 |
| Chittenden, Vermont | 1 | $ 294,000 | $ 294,000 | $ 64,000 |
| Grand Isle, Vermont | 1 | $ 210,000 | $ 210,000 | $ 180,000 |
| Alexandria, Virginia | 1 | $ 322,000 | $ 322,000 | $ 150,000 |
| Campbell, Virginia | 1 | $ 162,000 | $ 162,000 | $ 28,000 |
| Chesterfield, Virginia | 1 | $ 147,000 | $ 147,000 | $ 52,000 |
| Culpeper, Virginia | 1 | $ 188,000 | $ 188,000 | $ 63,000 |
| Fairfax, Virginia | 1 | $ 390,000 | $ 390,000 | $ 300,000 |
| Gloucester, Virginia | 1 | $ 208,000 | $ 208,000 | $ 53,000 |
| Hanover, Virginia | 1 | $ 234,000 | $ 234,000 | $ 52,000 |
| Henrico, Virginia | 1 | $ 159,000 | $ 159,000 | $ 88,000 |
| James City, Virginia | 1 | $ 220,000 | $ 220,000 | $ 41,000 |
| King William, Virginia | 1 | $ 264,000 | $ 264,000 | $ 63,000 |
| Madison, Virginia | 1 | $ 236,000 | $ 236,000 | $ 76,000 |
| Norfolk, Virginia | 1 | $ 160,000 | $ 160,000 | $ 86,000 |
| Petersburg, Virginia | 1 | $ 180,000 | $ 180,000 | $ 50,000 |
| Warren, Virginia | 1 | $ 200,000 | $ 200,000 | $ 46,000 |
| Wythe, Virginia | 1 | $ 398,000 | $ 398,000 | $ 160,000 |
| Clark, Washington | 1 | $ 197,000 | $ 197,000 | $ 69,000 |
| Grays Harbor, Washington | 1 | $ 76,000 | $ 76,000 | $ 119,000 |
| Thurston, Washington | 1 | $ 260,000 | $ 260,000 | $ 63,000 |
| Milwaukee, Wisconsin | 1 | $ 190,000 | $ 190,000 | $ 57,000 |
| Walworth, Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 74,000 |
| Teton, Wyoming | 1 | $ 250,000 | $ 250,000 | $ 88,000 |
| Washakie, Wyoming | 1 | $ 69,000 | $ 69,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Equity Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 906 | $151,964,000 | $167,000 | $1,875,000 | $91,000 | $1,072,000 |
| Refinancing | 576 | $126,785,000 | $220,000 | $1,325,000 | $106,000 | $6,442,000 |
| Home Improvement | 44 | $8,025,000 | $182,000 | $515,000 | $81,000 | $732,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,180 | $214,708,000 | $181,000 | $1,875,000 | $93,000 | $732,000 |
| Hispanic | 95 | $18,010,000 | $189,000 | $489,000 | $84,000 | $323,000 |
| Black or African American | 92 | $18,344,000 | $199,000 | $620,000 | $162,000 | $6,442,000 |
| Not Provided | 64 | $15,930,000 | $248,000 | $1,800,000 | $99,000 | $450,000 |
| Asian | 54 | $10,125,000 | $187,000 | $475,000 | $107,000 | $1,072,000 |
| American Indian or Alaskan Native | 17 | $2,761,000 | $162,000 | $375,000 | $69,000 | $264,000 |
| Not applicable | 16 | $4,942,000 | $308,000 | $976,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,954,000 | $244,000 | $615,000 | $94,000 | $157,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,276 | $256,008,000 | $200,000 | $1,875,000 | $104,000 | $6,442,000 |
| FHA-insured (Federal Housing Administration) | 209 | $24,092,000 | $115,000 | $406,000 | $55,000 | $264,000 |
| VA-guaranteed (Veterans Administration) | 23 | $3,469,000 | $150,000 | $311,000 | $59,000 | $136,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $3,205,000 | $178,000 | $1,800,000 | $66,000 | $450,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,168 | $208,064,000 | $178,000 | $1,875,000 | $92,000 | $6,442,000 |
| Application Withdrawn By Applicant | 195 | $40,755,000 | $209,000 | $1,875,000 | $98,000 | $552,000 |
| Application Denied By Financial Institution | 152 | $36,654,000 | $241,000 | $1,800,000 | $129,000 | $1,072,000 |
| Application Approved But Not Accepted | 9 | $1,098,000 | $122,000 | $218,000 | $41,000 | $83,000 |
| File Closed For Incompleteness | 2 | $203,000 | $101,000 | $113,000 | $52,000 | $65,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 50 | $13,855,000 | $277,000 | $1,750,000 | $151,000 | $1,072,000 |
| Collateral | 38 | $7,839,000 | $206,000 | $629,000 | $142,000 | $732,000 |
| Credit History | 25 | $4,417,000 | $176,000 | $417,000 | $97,000 | $518,000 |
| Debt-To-Income Ratio | 14 | $3,622,000 | $258,000 | $489,000 | $84,000 | $252,000 |
| Unverifiable Information | 11 | $4,013,000 | $364,000 | $1,800,000 | $149,000 | $450,000 |
| Mortgage Insurance Denied | 8 | $1,199,000 | $149,000 | $234,000 | $100,000 | $170,000 |
| Employment History | 4 | $1,269,000 | $317,000 | $390,000 | $110,000 | $125,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $440,000 | $220,000 | $225,000 | $72,000 | $93,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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