Equity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Equity Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Bank 7701 E Kellogg Ste 200 Wichita, KS 67207 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,526 |
| Total Mortgage Loan Application Amount | $286,774,000 |
| Average Mortgage Loan Application Amount | $189,666 |
| Highest Mortgage Loan Application Amount | $1,875,000 |
| Average Applicant Income | $92,666 |
| Highest Applicant Income | $6,442,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Equity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Equity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sedgwick County Kansas | 455 | $ 60,889,000 | $ 133,000 | $ 72,000 |
| Butler County Kansas | 56 | $ 8,797,000 | $ 157,000 | $ 78,000 |
| Oklahoma County Oklahoma | 51 | $ 6,746,000 | $ 132,000 | $ 72,000 |
| Garfield County Oklahoma | 30 | $ 3,067,000 | $ 102,000 | $ 62,000 |
| Clark County Nevada | 24 | $ 6,412,000 | $ 267,000 | $ 178,000 |
| Los Angeles County California | 22 | $ 7,273,000 | $ 330,000 | $ 109,000 |
| Texas County Oklahoma | 21 | $ 2,312,000 | $ 110,000 | $ 51,000 |
| Cook County Illinois | 20 | $ 10,027,000 | $ 501,000 | $ 520,000 |
| Kern County California | 13 | $ 2,227,000 | $ 171,000 | $ 80,000 |
| Philadelphia County Pennsylvania | 13 | $ 1,490,000 | $ 114,000 | $ 54,000 |
| Collin County Texas | 13 | $ 3,134,000 | $ 241,000 | $ 110,000 |
| Fulton County Georgia | 12 | $ 2,465,000 | $ 205,000 | $ 116,000 |
| Gwinnett County Georgia | 12 | $ 2,210,000 | $ 184,000 | $ 89,000 |
| Cleveland County Oklahoma | 12 | $ 2,082,000 | $ 173,000 | $ 51,000 |
| Dallas County Texas | 11 | $ 2,256,000 | $ 205,000 | $ 94,000 |
| Montgomery County Texas | 11 | $ 1,527,000 | $ 138,000 | $ 100,000 |
| Tarrant County Texas | 11 | $ 1,906,000 | $ 173,000 | $ 225,000 |
| Harrison County Mississippi | 10 | $ 1,700,000 | $ 170,000 | $ 155,000 |
| Suffolk County New York | 10 | $ 2,848,000 | $ 284,000 | $ 110,000 |
| Canadian County Oklahoma | 10 | $ 1,359,000 | $ 135,000 | $ 95,000 |
| Maricopa County Arizona | 9 | $ 2,050,000 | $ 227,000 | $ 94,000 |
| Harvey County Kansas | 9 | $ 912,000 | $ 101,000 | $ 54,000 |
| Comanche County Oklahoma | 9 | $ 788,000 | $ 87,000 | $ 48,000 |
| DeKalb County Georgia | 8 | $ 2,542,000 | $ 317,000 | $ 175,000 |
| Bergen County New Jersey | 8 | $ 2,599,000 | $ 324,000 | $ 110,000 |
| Harris County Texas | 8 | $ 1,469,000 | $ 183,000 | $ 213,000 |
| Hartford County Connecticut | 7 | $ 1,357,000 | $ 193,000 | $ 87,000 |
| New London County Connecticut | 7 | $ 1,740,000 | $ 248,000 | $ 74,000 |
| Sumner County Kansas | 7 | $ 703,000 | $ 100,000 | $ 64,000 |
| Passaic County New Jersey | 7 | $ 2,176,000 | $ 310,000 | $ 176,000 |
| Pottawatomie County Oklahoma | 7 | $ 506,000 | $ 72,000 | $ 39,000 |
| Sacramento County California | 6 | $ 1,383,000 | $ 230,000 | $ 74,000 |
| Ventura County California | 6 | $ 1,611,000 | $ 268,000 | $ 110,000 |
| Jackson County Georgia | 6 | $ 1,868,000 | $ 311,000 | $ 104,000 |
| Queens County New York | 6 | $ 2,152,000 | $ 358,000 | $ 101,000 |
| Riverside County California | 5 | $ 1,421,000 | $ 284,000 | $ 79,000 |
| San Diego County California | 5 | $ 1,865,000 | $ 373,000 | $ 142,000 |
| Broward County Florida | 5 | $ 1,480,000 | $ 296,000 | $ 95,000 |
| Miami-Dade County Florida | 5 | $ 1,487,000 | $ 297,000 | $ 181,000 |
| Lake County Indiana | 5 | $ 862,000 | $ 172,000 | $ 80,000 |
| Prince George's County Maryland | 5 | $ 1,386,000 | $ 277,000 | $ 89,000 |
| Clay County Minnesota | 5 | $ 853,000 | $ 170,000 | $ 78,000 |
| Barry County Missouri | 5 | $ 619,000 | $ 123,000 | $ 64,000 |
| Jackson County Missouri | 5 | $ 995,000 | $ 199,000 | $ 110,000 |
| Mercer County New Jersey | 5 | $ 930,000 | $ 186,000 | $ 81,000 |
| Kings County New York | 5 | $ 2,224,000 | $ 444,000 | $ 211,000 |
| Tulsa County Oklahoma | 5 | $ 618,000 | $ 123,000 | $ 41,000 |
| Bucks County Pennsylvania | 5 | $ 1,270,000 | $ 254,000 | $ 117,000 |
| Montgomery County Pennsylvania | 5 | $ 1,157,000 | $ 231,000 | $ 100,000 |
| Orange County California | 4 | $ 1,207,000 | $ 301,000 | $ 68,000 |
| San Joaquin County California | 4 | $ 1,027,000 | $ 256,000 | $ 84,000 |
| El Paso County Colorado | 4 | $ 702,000 | $ 175,000 | $ 106,000 |
| New Castle County Delaware | 4 | $ 1,188,000 | $ 297,000 | $ 97,000 |
| Johnson County Kansas | 4 | $ 958,000 | $ 239,000 | $ 77,000 |
| Essex County Massachusetts | 4 | $ 1,177,000 | $ 294,000 | $ 72,000 |
| Middlesex County Massachusetts | 4 | $ 1,067,000 | $ 266,000 | $ 100,000 |
| Suffolk County Massachusetts | 4 | $ 1,331,000 | $ 332,000 | $ 93,000 |
| Worcester County Massachusetts | 4 | $ 792,000 | $ 198,000 | $ 61,000 |
| Stone County Missouri | 4 | $ 373,000 | $ 93,000 | $ 56,000 |
| Essex County New Jersey | 4 | $ 838,000 | $ 209,000 | $ 105,000 |
| Middlesex County New Jersey | 4 | $ 1,145,000 | $ 286,000 | $ 86,000 |
| Monmouth County New Jersey | 4 | $ 989,000 | $ 247,000 | $ 88,000 |
| Nassau County New York | 4 | $ 1,432,000 | $ 358,000 | $ 87,000 |
| Butler County Ohio | 4 | $ 371,000 | $ 92,000 | $ 145,000 |
| Hamilton County Ohio | 4 | $ 514,000 | $ 128,000 | $ 84,000 |
| Delaware County Oklahoma | 4 | $ 805,000 | $ 201,000 | $ 136,000 |
| Logan County Oklahoma | 4 | $ 695,000 | $ 173,000 | $ 72,000 |
| Washington County Oregon | 4 | $ 1,025,000 | $ 256,000 | $ 94,000 |
| Mohave County Arizona | 3 | $ 646,000 | $ 215,000 | $ 150,000 |
| Pinal County Arizona | 3 | $ 639,000 | $ 213,000 | $ 121,000 |
| Pulaski County Arkansas | 3 | $ 915,000 | $ 305,000 | $ 559,000 |
| Contra Costa County California | 3 | $ 660,000 | $ 220,000 | $ 75,000 |
| Fresno County California | 3 | $ 378,000 | $ 126,000 | $ 63,000 |
| San Bernardino County California | 3 | $ 654,000 | $ 218,000 | $ 60,000 |
| Santa Clara County California | 3 | $ 1,495,000 | $ 498,000 | $ 131,000 |
| Sonoma County California | 3 | $ 866,000 | $ 288,000 | $ 139,000 |
| Yolo County California | 3 | $ 656,000 | $ 218,000 | $ 70,000 |
| Jefferson County Colorado | 3 | $ 894,000 | $ 298,000 | $ 91,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,675,000 | $ 558,000 | $ 190,000 |
| Pasco County Florida | 3 | $ 589,000 | $ 196,000 | $ 83,000 |
| Cobb County Georgia | 3 | $ 623,000 | $ 207,000 | $ 91,000 |
| Paulding County Georgia | 3 | $ 240,000 | $ 80,000 | $ 100,000 |
| Orleans County Louisiana | 3 | $ 1,072,000 | $ 357,000 | $ 145,000 |
| Kennebec County Maine | 3 | $ 424,000 | $ 141,000 | $ 96,000 |
| Anne Arundel County Maryland | 3 | $ 647,000 | $ 215,000 | $ 104,000 |
| Norfolk County Massachusetts | 3 | $ 857,000 | $ 285,000 | $ 86,000 |
| Lancaster County Nebraska | 3 | $ 477,000 | $ 159,000 | $ 83,000 |
| Hillsborough County New Hampshire | 3 | $ 403,000 | $ 134,000 | $ 55,000 |
| Camden County New Jersey | 3 | $ 773,000 | $ 257,000 | $ 172,000 |
| Morris County New Jersey | 3 | $ 1,064,000 | $ 354,000 | $ 103,000 |
| Union County New Jersey | 3 | $ 809,000 | $ 269,000 | $ 88,000 |
| Richmond County New York | 3 | $ 746,000 | $ 248,000 | $ 73,000 |
| Durham County North Carolina | 3 | $ 697,000 | $ 232,000 | $ 92,000 |
| Mecklenburg County North Carolina | 3 | $ 609,000 | $ 203,000 | $ 74,000 |
| Wake County North Carolina | 3 | $ 702,000 | $ 234,000 | $ 91,000 |
| Clermont County Ohio | 3 | $ 414,000 | $ 138,000 | $ 92,000 |
| Lorain County Ohio | 3 | $ 154,000 | $ 51,000 | $ 56,000 |
| Muskingum County Ohio | 3 | $ 537,000 | $ 179,000 | $ 300,000 |
| Grady County Oklahoma | 3 | $ 541,000 | $ 180,000 | $ 78,000 |
| McClain County Oklahoma | 3 | $ 207,000 | $ 69,000 | $ 43,000 |
| Providence County Rhode Island | 3 | $ 633,000 | $ 211,000 | $ 86,000 |
| Salt Lake County Utah | 3 | $ 2,176,000 | $ 725,000 | $ 186,000 |
| Virginia Beach County Virginia | 3 | $ 517,000 | $ 172,000 | $ 32,000 |
| King County Washington | 3 | $ 828,000 | $ 276,000 | $ 118,000 |
| Lee County Alabama | 2 | $ 513,000 | $ 256,000 | $ 108,000 |
| Pima County Arizona | 2 | $ 510,000 | $ 255,000 | $ 264,000 |
| Yuma County Arizona | 2 | $ 285,000 | $ 142,000 | $ 57,000 |
| Crawford County Arkansas | 2 | $ 269,000 | $ 134,000 | $ 60,000 |
| El Dorado County California | 2 | $ 405,000 | $ 202,000 | $ 83,000 |
| Adams County Colorado | 2 | $ 513,000 | $ 256,000 | $ 157,000 |
| Arapahoe County Colorado | 2 | $ 254,000 | $ 127,000 | $ 67,000 |
| New Haven County Connecticut | 2 | $ 591,000 | $ 295,000 | $ 77,000 |
| Sussex County Delaware | 2 | $ 700,000 | $ 350,000 | $ 171,000 |
| Bay County Florida | 2 | $ 504,000 | $ 252,000 | $ 181,000 |
| Lee County Florida | 2 | $ 531,000 | $ 265,000 | $ 177,000 |
| Manatee County Florida | 2 | $ 507,000 | $ 253,000 | $ 191,000 |
| Orange County Florida | 2 | $ 848,000 | $ 424,000 | $ 136,000 |
| Sarasota County Florida | 2 | $ 395,000 | $ 197,000 | $ 92,000 |
| Catoosa County Georgia | 2 | $ 127,000 | $ 63,000 | $ 39,000 |
| Forsyth County Georgia | 2 | $ 812,000 | $ 406,000 | $ 732,000 |
| Maui County Hawaii | 2 | $ 768,000 | $ 384,000 | $ 275,000 |
| Canyon County Idaho | 2 | $ 261,000 | $ 130,000 | $ 58,000 |
| Kootenai County Idaho | 2 | $ 314,000 | $ 157,000 | $ 69,000 |
| Kane County Illinois | 2 | $ 432,000 | $ 216,000 | $ 94,000 |
| Cowley County Kansas | 2 | $ 516,000 | $ 258,000 | $ 0 |
| Douglas County Kansas | 2 | $ 135,000 | $ 67,000 | $ 50,000 |
| Franklin County Kansas | 2 | $ 130,000 | $ 65,000 | $ 67,000 |
| Harper County Kansas | 2 | $ 150,000 | $ 75,000 | $ 61,000 |
| Kingman County Kansas | 2 | $ 360,000 | $ 180,000 | $ 70,000 |
| Saline County Kansas | 2 | $ 233,000 | $ 116,000 | $ 44,000 |
| Jefferson County Louisiana | 2 | $ 361,000 | $ 180,000 | $ 33,000 |
| Cumberland County Maine | 2 | $ 785,000 | $ 392,000 | $ 86,000 |
| Oxford County Maine | 2 | $ 609,000 | $ 304,000 | $ 172,000 |
| Penobscot County Maine | 2 | $ 384,000 | $ 192,000 | $ 160,000 |
| Barnstable County Massachusetts | 2 | $ 482,000 | $ 241,000 | $ 88,000 |
| Plymouth County Massachusetts | 2 | $ 618,000 | $ 309,000 | $ 137,000 |
| Wayne County Michigan | 2 | $ 124,000 | $ 62,000 | $ 53,000 |
| Hennepin County Minnesota | 2 | $ 369,000 | $ 184,000 | $ 56,000 |
| St. Louis County Missouri | 2 | $ 263,000 | $ 131,000 | $ 67,000 |
| Flathead County Montana | 2 | $ 496,000 | $ 248,000 | $ 210,000 |
| Washoe County Nevada | 2 | $ 384,000 | $ 192,000 | $ 107,000 |
| Cheshire County New Hampshire | 2 | $ 276,000 | $ 138,000 | $ 32,000 |
| Merrimack County New Hampshire | 2 | $ 578,000 | $ 289,000 | $ 125,000 |
| Burlington County New Jersey | 2 | $ 261,000 | $ 130,000 | $ 142,000 |
| Bernalillo County New Mexico | 2 | $ 398,000 | $ 199,000 | $ 107,000 |
| Bronx County New York | 2 | $ 611,000 | $ 305,000 | $ 120,000 |
| Orange County New York | 2 | $ 394,000 | $ 197,000 | $ 75,000 |
| Westchester County New York | 2 | $ 539,000 | $ 269,000 | $ 118,000 |
| Cuyahoga County Ohio | 2 | $ 166,000 | $ 83,000 | $ 108,000 |
| Franklin County Ohio | 2 | $ 176,000 | $ 88,000 | $ 115,000 |
| Guernsey County Ohio | 2 | $ 145,000 | $ 72,000 | $ 80,000 |
| Blaine County Oklahoma | 2 | $ 322,000 | $ 161,000 | $ 95,000 |
| Marion County Oregon | 2 | $ 307,000 | $ 153,000 | $ 90,000 |
| Delaware County Pennsylvania | 2 | $ 459,000 | $ 229,000 | $ 69,000 |
| Washington County Rhode Island | 2 | $ 577,000 | $ 288,000 | $ 126,000 |
| York County South Carolina | 2 | $ 126,000 | $ 63,000 | $ 64,000 |
| Bell County Texas | 2 | $ 184,000 | $ 92,000 | $ 77,000 |
| Bexar County Texas | 2 | $ 203,000 | $ 101,000 | $ 156,000 |
| Fort Bend County Texas | 2 | $ 631,000 | $ 315,000 | $ 92,000 |
| Randall County Texas | 2 | $ 281,000 | $ 140,000 | $ 68,000 |
| Williamson County Texas | 2 | $ 428,000 | $ 214,000 | $ 79,000 |
| Washington County Utah | 2 | $ 380,000 | $ 190,000 | $ 104,000 |
| Prince William County Virginia | 2 | $ 1,101,000 | $ 550,000 | $ 112,000 |
| Richmond City County Virginia | 2 | $ 450,000 | $ 225,000 | $ 318,000 |
| Pierce County Washington | 2 | $ 392,000 | $ 196,000 | $ 55,000 |
| Skagit County Washington | 2 | $ 715,000 | $ 357,000 | $ 94,000 |
| Snohomish County Washington | 2 | $ 592,000 | $ 296,000 | $ 83,000 |
| Spokane County Washington | 2 | $ 242,000 | $ 121,000 | $ 49,000 |
| Weston County Wyoming | 2 | $ 484,000 | $ 242,000 | $ 120,000 |
| Jefferson County Alabama | 1 | $ 417,000 | $ 417,000 | $ 100,000 |
| Madison County Alabama | 1 | $ 143,000 | $ 143,000 | $ 80,000 |
| Mobile County Alabama | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| Montgomery County Alabama | 1 | $ 252,000 | $ 252,000 | $ 79,000 |
| Cochise County Arizona | 1 | $ 208,000 | $ 208,000 | $ 82,000 |
| Coconino County Arizona | 1 | $ 220,000 | $ 220,000 | $ 80,000 |
| Gila County Arizona | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Garland County Arkansas | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| Washington County Arkansas | 1 | $ 170,000 | $ 170,000 | $ 93,000 |
| Del Norte County California | 1 | $ 192,000 | $ 192,000 | $ 40,000 |
| Inyo County California | 1 | $ 253,000 | $ 253,000 | $ 106,000 |
| Nevada County California | 1 | $ 197,000 | $ 197,000 | $ 95,000 |
| San Benito County California | 1 | $ 327,000 | $ 327,000 | $ 86,000 |
| San Luis Obispo County California | 1 | $ 410,000 | $ 410,000 | $ 88,000 |
| Solano County California | 1 | $ 208,000 | $ 208,000 | $ 57,000 |
| Stanislaus County California | 1 | $ 210,000 | $ 210,000 | $ 48,000 |
| Tulare County California | 1 | $ 378,000 | $ 378,000 | $ 155,000 |
| Denver County Colorado | 1 | $ 67,000 | $ 67,000 | $ 81,000 |
| Douglas County Colorado | 1 | $ 309,000 | $ 309,000 | $ 119,000 |
| Eagle County Colorado | 1 | $ 306,000 | $ 306,000 | $ 86,000 |
| Fremont County Colorado | 1 | $ 30,000 | $ 30,000 | $ 27,000 |
| Garfield County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 294,000 |
| Larimer County Colorado | 1 | $ 280,000 | $ 280,000 | $ 109,000 |
| Moffat County Colorado | 1 | $ 338,000 | $ 338,000 | $ 87,000 |
| Weld County Colorado | 1 | $ 160,000 | $ 160,000 | $ 37,000 |
| Fairfield County Connecticut | 1 | $ 292,000 | $ 292,000 | $ 70,000 |
| Litchfield County Connecticut | 1 | $ 176,000 | $ 176,000 | $ 71,000 |
| Windham County Connecticut | 1 | $ 192,000 | $ 192,000 | $ 50,000 |
| Brevard County Florida | 1 | $ 200,000 | $ 200,000 | $ 102,000 |
| Clay County Florida | 1 | $ 239,000 | $ 239,000 | $ 89,000 |
| Collier County Florida | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Duval County Florida | 1 | $ 280,000 | $ 280,000 | $ 96,000 |
| Escambia County Florida | 1 | $ 118,000 | $ 118,000 | $ 52,000 |
| Flagler County Florida | 1 | $ 220,000 | $ 220,000 | $ 53,000 |
| Hillsborough County Florida | 1 | $ 299,000 | $ 299,000 | $ 97,000 |
| Lake County Florida | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Monroe County Florida | 1 | $ 1,325,000 | $ 1,325,000 | $ 552,000 |
| Nassau County Florida | 1 | $ 268,000 | $ 268,000 | $ 48,000 |
| Palm Beach County Florida | 1 | $ 176,000 | $ 176,000 | $ 168,000 |
| Pinellas County Florida | 1 | $ 325,000 | $ 325,000 | $ 249,000 |
| Polk County Florida | 1 | $ 203,000 | $ 203,000 | $ 195,000 |
| St. Lucie County Florida | 1 | $ 216,000 | $ 216,000 | $ 50,000 |
| Sumter County Florida | 1 | $ 217,000 | $ 217,000 | $ 57,000 |
| Walton County Florida | 1 | $ 330,000 | $ 330,000 | $ 208,000 |
| Bulloch County Georgia | 1 | $ 204,000 | $ 204,000 | $ 42,000 |
| Calhoun County Georgia | 1 | $ 50,000 | $ 50,000 | $ 17,000 |
| Muscogee County Georgia | 1 | $ 146,000 | $ 146,000 | $ 31,000 |
| Newton County Georgia | 1 | $ 323,000 | $ 323,000 | $ 51,000 |
| Richmond County Georgia | 1 | $ 77,000 | $ 77,000 | $ 65,000 |
| Turner County Georgia | 1 | $ 44,000 | $ 44,000 | $ 15,000 |
| Hawaii County Hawaii | 1 | $ 378,000 | $ 378,000 | $ 300,000 |
| Honolulu County Hawaii | 1 | $ 615,000 | $ 615,000 | $ 109,000 |
| Ada County Idaho | 1 | $ 238,000 | $ 238,000 | $ 91,000 |
| Shoshone County Idaho | 1 | $ 148,000 | $ 148,000 | $ 44,000 |
| Teton County Idaho | 1 | $ 69,000 | $ 69,000 | $ 450,000 |
| DuPage County Illinois | 1 | $ 190,000 | $ 190,000 | $ 48,000 |
| Lake County Illinois | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Madison County Illinois | 1 | $ 156,000 | $ 156,000 | $ 64,000 |
| Whiteside County Illinois | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| LaPorte County Indiana | 1 | $ 87,000 | $ 87,000 | $ 44,000 |
| Marion County Indiana | 1 | $ 71,000 | $ 71,000 | $ 23,000 |
| Porter County Indiana | 1 | $ 100,000 | $ 100,000 | $ 173,000 |
| Polk County Iowa | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Ellis County Kansas | 1 | $ 302,000 | $ 302,000 | $ 0 |
| Riley County Kansas | 1 | $ 416,000 | $ 416,000 | $ 396,000 |
| Boone County Kentucky | 1 | $ 271,000 | $ 271,000 | $ 132,000 |
| Boyle County Kentucky | 1 | $ 371,000 | $ 371,000 | $ 180,000 |
| Christian County Kentucky | 1 | $ 157,000 | $ 157,000 | $ 105,000 |
| Fayette County Kentucky | 1 | $ 257,000 | $ 257,000 | $ 55,000 |
| Jefferson County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 132,000 |
| Ascension County Louisiana | 1 | $ 280,000 | $ 280,000 | $ 116,000 |
| East Baton Rouge County Louisiana | 1 | $ 248,000 | $ 248,000 | $ 80,000 |
| Lincoln County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| St. Charles County Louisiana | 1 | $ 158,000 | $ 158,000 | $ 41,000 |
| St. John the Baptist County Louisiana | 1 | $ 121,000 | $ 121,000 | $ 26,000 |
| West Baton Rouge County Louisiana | 1 | $ 222,000 | $ 222,000 | $ 80,000 |
| Piscataquis County Maine | 1 | $ 42,000 | $ 42,000 | $ 13,000 |
| Somerset County Maine | 1 | $ 407,000 | $ 407,000 | $ 85,000 |
| York County Maine | 1 | $ 229,000 | $ 229,000 | $ 73,000 |
| Baltimore City County Maryland | 1 | $ 225,000 | $ 225,000 | $ 181,000 |
| Charles County Maryland | 1 | $ 207,000 | $ 207,000 | $ 42,000 |
| Dorchester County Maryland | 1 | $ 126,000 | $ 126,000 | $ 32,000 |
| Harford County Maryland | 1 | $ 180,000 | $ 180,000 | $ 54,000 |
| Montgomery County Maryland | 1 | $ 214,000 | $ 214,000 | $ 167,000 |
| Bristol County Massachusetts | 1 | $ 175,000 | $ 175,000 | $ 119,000 |
| Hampden County Massachusetts | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Hampshire County Massachusetts | 1 | $ 247,000 | $ 247,000 | $ 53,000 |
| Kent County Michigan | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Oakland County Michigan | 1 | $ 111,000 | $ 111,000 | $ 70,000 |
| Roscommon County Michigan | 1 | $ 88,000 | $ 88,000 | $ 61,000 |
| Anoka County Minnesota | 1 | $ 129,000 | $ 129,000 | $ 24,000 |
| Chisago County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 116,000 |
| Dakota County Minnesota | 1 | $ 216,000 | $ 216,000 | $ 54,000 |
| Meeker County Minnesota | 1 | $ 248,000 | $ 248,000 | $ 54,000 |
| Olmsted County Minnesota | 1 | $ 121,000 | $ 121,000 | $ 79,000 |
| Ramsey County Minnesota | 1 | $ 123,000 | $ 123,000 | $ 65,000 |
| Scott County Minnesota | 1 | $ 173,000 | $ 173,000 | $ 48,000 |
| Stevens County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Wright County Minnesota | 1 | $ 176,000 | $ 176,000 | $ 51,000 |
| Jackson County Mississippi | 1 | $ 150,000 | $ 150,000 | $ 182,000 |
| Lee County Mississippi | 1 | $ 112,000 | $ 112,000 | $ 25,000 |
| Oktibbeha County Mississippi | 1 | $ 129,000 | $ 129,000 | $ 126,000 |
| Benton County Missouri | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
| Cass County Missouri | 1 | $ 111,000 | $ 111,000 | $ 89,000 |
| Dallas County Missouri | 1 | $ 126,000 | $ 126,000 | $ 67,000 |
| Greene County Missouri | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Jefferson County Missouri | 1 | $ 133,000 | $ 133,000 | $ 59,000 |
| Newton County Missouri | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| St. Louis City County Missouri | 1 | $ 112,000 | $ 112,000 | $ 115,000 |
| Webster County Missouri | 1 | $ 184,000 | $ 184,000 | $ 144,000 |
| Gallatin County Montana | 1 | $ 630,000 | $ 630,000 | $ 200,000 |
| Missoula County Montana | 1 | $ 344,000 | $ 344,000 | $ 84,000 |
| Sarpy County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 95,000 |
| Douglas County Nevada | 1 | $ 210,000 | $ 210,000 | $ 61,000 |
| Grafton County New Hampshire | 1 | $ 183,000 | $ 183,000 | $ 60,000 |
| Rockingham County New Hampshire | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Strafford County New Hampshire | 1 | $ 199,000 | $ 199,000 | $ 54,000 |
| Atlantic County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Ocean County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
| Salem County New Jersey | 1 | $ 136,000 | $ 136,000 | $ 49,000 |
| Sussex County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 44,000 |
| Warren County New Jersey | 1 | $ 170,000 | $ 170,000 | $ 84,000 |
| Santa Fe County New Mexico | 1 | $ 252,000 | $ 252,000 | $ 53,000 |
| Albany County New York | 1 | $ 122,000 | $ 122,000 | $ 37,000 |
| Monroe County New York | 1 | $ 194,000 | $ 194,000 | $ 150,000 |
| New York County New York | 1 | $ 397,000 | $ 397,000 | $ 87,000 |
| Onondaga County New York | 1 | $ 100,000 | $ 100,000 | $ 254,000 |
| Putnam County New York | 1 | $ 186,000 | $ 186,000 | $ 93,000 |
| Rockland County New York | 1 | $ 384,000 | $ 384,000 | $ 164,000 |
| Saratoga County New York | 1 | $ 205,000 | $ 205,000 | $ 107,000 |
| Ulster County New York | 1 | $ 220,000 | $ 220,000 | $ 100,000 |
| Brunswick County North Carolina | 1 | $ 310,000 | $ 310,000 | $ 180,000 |
| Henderson County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 60,000 |
| McDowell County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 398,000 |
| Nash County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 101,000 |
| Orange County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 54,000 |
| Wilkes County North Carolina | 1 | $ 280,000 | $ 280,000 | $ 71,000 |
| Cass County North Dakota | 1 | $ 160,000 | $ 160,000 | $ 33,000 |
| Stark County North Dakota | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Lucas County Ohio | 1 | $ 72,000 | $ 72,000 | $ 43,000 |
| Montgomery County Ohio | 1 | $ 76,000 | $ 76,000 | $ 37,000 |
| Summit County Ohio | 1 | $ 210,000 | $ 210,000 | $ 174,000 |
| Warren County Ohio | 1 | $ 56,000 | $ 56,000 | $ 40,000 |
| Alfalfa County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Beaver County Oklahoma | 1 | $ 24,000 | $ 24,000 | $ 32,000 |
| Beckham County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 43,000 |
| Caddo County Oklahoma | 1 | $ 139,000 | $ 139,000 | $ 68,000 |
| Carter County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Custer County Oklahoma | 1 | $ 189,000 | $ 189,000 | $ 75,000 |
| Dewey County Oklahoma | 1 | $ 83,000 | $ 83,000 | $ 61,000 |
| Haskell County Oklahoma | 1 | $ 124,000 | $ 124,000 | $ 52,000 |
| Kay County Oklahoma | 1 | $ 29,000 | $ 29,000 | $ 59,000 |
| Kingfisher County Oklahoma | 1 | $ 79,000 | $ 79,000 | $ 50,000 |
| Love County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 21,000 |
| Muskogee County Oklahoma | 1 | $ 178,000 | $ 178,000 | $ 72,000 |
| Noble County Oklahoma | 1 | $ 66,000 | $ 66,000 | $ 30,000 |
| Okfuskee County Oklahoma | 1 | $ 117,000 | $ 117,000 | $ 36,000 |
| Payne County Oklahoma | 1 | $ 149,000 | $ 149,000 | $ 36,000 |
| Seminole County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Sequoyah County Oklahoma | 1 | $ 114,000 | $ 114,000 | $ 22,000 |
| Woods County Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 160,000 |
| Woodward County Oklahoma | 1 | $ 406,000 | $ 406,000 | $ 202,000 |
| Jackson County Oregon | 1 | $ 274,000 | $ 274,000 | $ 50,000 |
| Multnomah County Oregon | 1 | $ 240,000 | $ 240,000 | $ 75,000 |
| Adams County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Columbia County Pennsylvania | 1 | $ 233,000 | $ 233,000 | $ 75,000 |
| Cumberland County Pennsylvania | 1 | $ 292,000 | $ 292,000 | $ 72,000 |
| Huntingdon County Pennsylvania | 1 | $ 93,000 | $ 93,000 | $ 59,000 |
| Monroe County Pennsylvania | 1 | $ 148,000 | $ 148,000 | $ 75,000 |
| Montour County Pennsylvania | 1 | $ 286,000 | $ 286,000 | $ 116,000 |
| York County Pennsylvania | 1 | $ 174,000 | $ 174,000 | $ 45,000 |
| Kent County Rhode Island | 1 | $ 130,000 | $ 130,000 | $ 63,000 |
| Greenville County South Carolina | 1 | $ 109,000 | $ 109,000 | $ 53,000 |
| Horry County South Carolina | 1 | $ 311,000 | $ 311,000 | $ 240,000 |
| Lexington County South Carolina | 1 | $ 228,000 | $ 228,000 | $ 61,000 |
| Cumberland County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 66,000 |
| Jefferson County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 26,000 |
| Knox County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 56,000 |
| Meigs County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Sevier County Tennessee | 1 | $ 401,000 | $ 401,000 | $ 159,000 |
| Shelby County Tennessee | 1 | $ 154,000 | $ 154,000 | $ 44,000 |
| Angelina County Texas | 1 | $ 53,000 | $ 53,000 | $ 41,000 |
| Galveston County Texas | 1 | $ 266,000 | $ 266,000 | $ 89,000 |
| Lubbock County Texas | 1 | $ 111,000 | $ 111,000 | $ 56,000 |
| Parker County Texas | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
| Travis County Texas | 1 | $ 204,000 | $ 204,000 | $ 235,000 |
| Upshur County Texas | 1 | $ 248,000 | $ 248,000 | $ 79,000 |
| Waller County Texas | 1 | $ 107,000 | $ 107,000 | $ 67,000 |
| Cache County Utah | 1 | $ 54,000 | $ 54,000 | $ 53,000 |
| Utah County Utah | 1 | $ 134,000 | $ 134,000 | $ 142,000 |
| Bennington County Vermont | 1 | $ 232,000 | $ 232,000 | $ 144,000 |
| Chittenden County Vermont | 1 | $ 294,000 | $ 294,000 | $ 64,000 |
| Grand Isle County Vermont | 1 | $ 210,000 | $ 210,000 | $ 180,000 |
| Alexandria County Virginia | 1 | $ 322,000 | $ 322,000 | $ 150,000 |
| Campbell County Virginia | 1 | $ 162,000 | $ 162,000 | $ 28,000 |
| Chesterfield County Virginia | 1 | $ 147,000 | $ 147,000 | $ 52,000 |
| Culpeper County Virginia | 1 | $ 188,000 | $ 188,000 | $ 63,000 |
| Fairfax County Virginia | 1 | $ 390,000 | $ 390,000 | $ 300,000 |
| Gloucester County Virginia | 1 | $ 208,000 | $ 208,000 | $ 53,000 |
| Hanover County Virginia | 1 | $ 234,000 | $ 234,000 | $ 52,000 |
| Henrico County Virginia | 1 | $ 159,000 | $ 159,000 | $ 88,000 |
| James City County Virginia | 1 | $ 220,000 | $ 220,000 | $ 41,000 |
| King William County Virginia | 1 | $ 264,000 | $ 264,000 | $ 63,000 |
| Madison County Virginia | 1 | $ 236,000 | $ 236,000 | $ 76,000 |
| Norfolk County Virginia | 1 | $ 160,000 | $ 160,000 | $ 86,000 |
| Petersburg County Virginia | 1 | $ 180,000 | $ 180,000 | $ 50,000 |
| Warren County Virginia | 1 | $ 200,000 | $ 200,000 | $ 46,000 |
| Wythe County Virginia | 1 | $ 398,000 | $ 398,000 | $ 160,000 |
| Clark County Washington | 1 | $ 197,000 | $ 197,000 | $ 69,000 |
| Grays Harbor County Washington | 1 | $ 76,000 | $ 76,000 | $ 119,000 |
| Thurston County Washington | 1 | $ 260,000 | $ 260,000 | $ 63,000 |
| Milwaukee County Wisconsin | 1 | $ 190,000 | $ 190,000 | $ 57,000 |
| Walworth County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 74,000 |
| Teton County Wyoming | 1 | $ 250,000 | $ 250,000 | $ 88,000 |
| Washakie County Wyoming | 1 | $ 69,000 | $ 69,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Equity Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 906 | $151,964,000 | $167,000 | $1,875,000 | $91,000 | $1,072,000 |
| Refinancing | 576 | $126,785,000 | $220,000 | $1,325,000 | $106,000 | $6,442,000 |
| Home Improvement | 44 | $8,025,000 | $182,000 | $515,000 | $81,000 | $732,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,180 | $214,708,000 | $181,000 | $1,875,000 | $93,000 | $732,000 |
| Hispanic | 95 | $18,010,000 | $189,000 | $489,000 | $84,000 | $323,000 |
| Black or African American | 92 | $18,344,000 | $199,000 | $620,000 | $162,000 | $6,442,000 |
| Not Provided | 64 | $15,930,000 | $248,000 | $1,800,000 | $99,000 | $450,000 |
| Asian | 54 | $10,125,000 | $187,000 | $475,000 | $107,000 | $1,072,000 |
| American Indian or Alaskan Native | 17 | $2,761,000 | $162,000 | $375,000 | $69,000 | $264,000 |
| Not applicable | 16 | $4,942,000 | $308,000 | $976,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,954,000 | $244,000 | $615,000 | $94,000 | $157,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,276 | $256,008,000 | $200,000 | $1,875,000 | $104,000 | $6,442,000 |
| FHA-insured (Federal Housing Administration) | 209 | $24,092,000 | $115,000 | $406,000 | $55,000 | $264,000 |
| VA-guaranteed (Veterans Administration) | 23 | $3,469,000 | $150,000 | $311,000 | $59,000 | $136,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $3,205,000 | $178,000 | $1,800,000 | $66,000 | $450,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,168 | $208,064,000 | $178,000 | $1,875,000 | $92,000 | $6,442,000 |
| Application Withdrawn By Applicant | 195 | $40,755,000 | $209,000 | $1,875,000 | $98,000 | $552,000 |
| Application Denied By Financial Institution | 152 | $36,654,000 | $241,000 | $1,800,000 | $129,000 | $1,072,000 |
| Application Approved But Not Accepted | 9 | $1,098,000 | $122,000 | $218,000 | $41,000 | $83,000 |
| File Closed For Incompleteness | 2 | $203,000 | $101,000 | $113,000 | $52,000 | $65,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 50 | $13,855,000 | $277,000 | $1,750,000 | $151,000 | $1,072,000 |
| Collateral | 38 | $7,839,000 | $206,000 | $629,000 | $142,000 | $732,000 |
| Credit History | 25 | $4,417,000 | $176,000 | $417,000 | $97,000 | $518,000 |
| Debt-To-Income Ratio | 14 | $3,622,000 | $258,000 | $489,000 | $84,000 | $252,000 |
| Unverifiable Information | 11 | $4,013,000 | $364,000 | $1,800,000 | $149,000 | $450,000 |
| Mortgage Insurance Denied | 8 | $1,199,000 | $149,000 | $234,000 | $100,000 | $170,000 |
| Employment History | 4 | $1,269,000 | $317,000 | $390,000 | $110,000 | $125,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $440,000 | $220,000 | $225,000 | $72,000 | $93,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.