Equity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Equity Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Bank 7701 E Kellogg Ste 200 Wichita, KS 67207 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,526 |
| Total Mortgage Loan Application Amount | $286,774,000 |
| Average Mortgage Loan Application Amount | $189,666 |
| Highest Mortgage Loan Application Amount | $1,875,000 |
| Average Applicant Income | $92,666 |
| Highest Applicant Income | $6,442,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Equity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Equity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Bank's mortgage activity for 2008.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WICHITA, KS | 527 | $ 71,301,000 | $ 135,000 | $ 72,000 |
| OKLAHOMA CITY, OK | 83 | $ 11,630,000 | $ 140,000 | $ 71,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 41 | $ 9,215,000 | $ 224,000 | $ 145,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 36 | $ 12,014,000 | $ 331,000 | $ 134,000 |
| PHILADELPHIA, PA | 25 | $ 4,376,000 | $ 175,000 | $ 77,000 |
| DALLAS-PLANO-IRVING, TX | 24 | $ 5,390,000 | $ 224,000 | $ 103,000 |
| LAS VEGAS-PARADISE, NV | 24 | $ 6,412,000 | $ 267,000 | $ 178,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 23 | $ 10,649,000 | $ 463,000 | $ 462,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 23 | $ 4,000,000 | $ 173,000 | $ 137,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 22 | $ 7,273,000 | $ 330,000 | $ 109,000 |
| NASSAU-SUFFOLK, NY | 14 | $ 4,280,000 | $ 305,000 | $ 103,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 14 | $ 5,281,000 | $ 408,333 | $ 138,333 |
| BAKERSFIELD, CA | 13 | $ 2,227,000 | $ 171,000 | $ 80,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 13 | $ 1,626,000 | $ 191,500 | $ 117,000 |
| FORT WORTH-ARLINGTON, TX | 12 | $ 2,046,000 | $ 170,000 | $ 212,000 |
| KANSAS CITY, MO-KS | 12 | $ 2,194,000 | $ 182,500 | $ 90,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 12 | $ 2,689,000 | $ 224,000 | $ 101,000 |
| NEWARK-UNION, NJ-PA | 11 | $ 2,946,000 | $ 267,000 | $ 94,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 11 | $ 2,444,000 | $ 222,000 | $ 74,000 |
| GULFPORT-BILOXI, MS | 10 | $ 1,700,000 | $ 170,000 | $ 155,000 |
| BOSTON-QUINCY, MA | 9 | $ 2,806,000 | $ 311,000 | $ 100,000 |
| DENVER-AURORA, CO | 9 | $ 2,037,000 | $ 226,000 | $ 102,000 |
| EDISON-NEW BRUNSWICK, NJ | 9 | $ 2,409,000 | $ 267,000 | $ 94,000 |
| LAWTON, OK | 9 | $ 788,000 | $ 87,000 | $ 48,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 8 | $ 1,603,000 | $ 200,000 | $ 58,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 8 | $ 2,075,000 | $ 259,000 | $ 72,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 7 | $ 1,357,000 | $ 193,000 | $ 87,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 7 | $ 1,712,000 | $ 244,000 | $ 81,000 |
| NORWICH-NEW LONDON, CT | 7 | $ 1,740,000 | $ 248,000 | $ 74,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 7 | $ 1,515,000 | $ 199,000 | $ 107,000 |
| RICHMOND, VA | 7 | $ 1,434,000 | $ 204,000 | $ 134,000 |
| FARGO, ND-MN | 6 | $ 1,013,000 | $ 165,000 | $ 55,500 |
| GARY, IN | 6 | $ 962,000 | $ 160,000 | $ 95,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 6 | $ 1,611,000 | $ 268,000 | $ 110,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 6 | $ 1,462,000 | $ 225,000 | $ 79,500 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 6 | $ 1,105,000 | $ 184,000 | $ 46,000 |
| BALTIMORE-TOWSON, MD | 5 | $ 1,052,000 | $ 210,000 | $ 109,000 |
| CAMDEN, NJ | 5 | $ 1,034,000 | $ 206,000 | $ 160,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 5 | $ 735,000 | $ 133,000 | $ 69,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 5 | $ 320,000 | $ 64,000 | $ 76,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 5 | $ 1,480,000 | $ 296,000 | $ 95,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 5 | $ 1,487,000 | $ 297,000 | $ 181,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 5 | $ 1,865,000 | $ 373,000 | $ 142,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 5 | $ 1,420,000 | $ 284,000 | $ 104,000 |
| ST. LOUIS, MO-IL | 5 | $ 664,000 | $ 141,500 | $ 70,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 5 | $ 1,213,000 | $ 242,000 | $ 119,000 |
| TRENTON-EWING, NJ | 5 | $ 930,000 | $ 186,000 | $ 81,000 |
| TULSA, OK | 5 | $ 618,000 | $ 123,000 | $ 41,000 |
| WILMINGTON, DE-MD-NJ | 5 | $ 1,324,000 | $ 216,500 | $ 73,000 |
| BRADENTON-SARASOTA-VENICE, FL | 4 | $ 902,000 | $ 225,000 | $ 141,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 4 | $ 1,067,000 | $ 266,000 | $ 100,000 |
| COLORADO SPRINGS, CO | 4 | $ 702,000 | $ 175,000 | $ 106,000 |
| DURHAM, NC | 4 | $ 879,000 | $ 219,000 | $ 82,000 |
| PEABODY, MA | 4 | $ 1,177,000 | $ 294,000 | $ 72,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 4 | $ 1,822,000 | $ 455,000 | $ 120,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 4 | $ 1,207,000 | $ 301,000 | $ 68,000 |
| STOCKTON, CA | 4 | $ 1,027,000 | $ 256,000 | $ 84,000 |
| WORCESTER, MA | 4 | $ 792,000 | $ 198,000 | $ 61,000 |
| AUSTIN-ROUND ROCK, TX | 3 | $ 632,000 | $ 210,000 | $ 131,000 |
| BATON ROUGE, LA | 3 | $ 750,000 | $ 250,000 | $ 92,000 |
| BOISE CITY-NAMPA, ID | 3 | $ 499,000 | $ 166,000 | $ 69,000 |
| FORT SMITH, AR-OK | 3 | $ 383,000 | $ 124,000 | $ 41,000 |
| FRESNO, CA | 3 | $ 378,000 | $ 126,000 | $ 63,000 |
| JACKSONVILLE, FL | 3 | $ 787,000 | $ 262,000 | $ 77,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 3 | $ 646,000 | $ 215,000 | $ 150,000 |
| LINCOLN, NE | 3 | $ 477,000 | $ 159,000 | $ 83,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 3 | $ 915,000 | $ 305,000 | $ 559,000 |
| MANCHESTER-NASHUA, NH | 3 | $ 403,000 | $ 134,000 | $ 55,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 3 | $ 660,000 | $ 220,000 | $ 75,000 |
| ORLANDO-KISSIMMEE, FL | 3 | $ 943,000 | $ 314,000 | $ 105,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 3 | $ 1,014,000 | $ 338,000 | $ 82,000 |
| RALEIGH-CARY, NC | 3 | $ 702,000 | $ 234,000 | $ 91,000 |
| SALT LAKE CITY, UT | 3 | $ 2,176,000 | $ 725,000 | $ 186,000 |
| SANTA ROSA-PETALUMA, CA | 3 | $ 866,000 | $ 288,000 | $ 139,000 |
| SPRINGFIELD, MO | 3 | $ 405,000 | $ 135,000 | $ 80,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2 | $ 327,000 | $ 163,000 | $ 72,000 |
| ALBUQUERQUE, NM | 2 | $ 398,000 | $ 199,000 | $ 107,000 |
| AMARILLO, TX | 2 | $ 281,000 | $ 140,000 | $ 68,000 |
| AUBURN-OPELIKA, AL | 2 | $ 513,000 | $ 256,000 | $ 108,000 |
| BANGOR, ME | 2 | $ 384,000 | $ 192,000 | $ 160,000 |
| BARNSTABLE TOWN, MA | 2 | $ 482,000 | $ 241,000 | $ 88,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 504,000 | $ 252,000 | $ 122,000 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 531,000 | $ 265,000 | $ 177,000 |
| CHATTANOOGA, TN-GA | 2 | $ 127,000 | $ 63,000 | $ 39,000 |
| COEUR D'ALENE, ID | 2 | $ 314,000 | $ 157,000 | $ 69,000 |
| COLUMBUS, OH | 2 | $ 176,000 | $ 88,000 | $ 115,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 2 | $ 124,000 | $ 62,000 | $ 53,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 2 | $ 184,000 | $ 92,000 | $ 77,000 |
| LAWRENCE, KS | 2 | $ 135,000 | $ 67,000 | $ 50,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 715,000 | $ 357,000 | $ 94,000 |
| NEW HAVEN-MILFORD, CT | 2 | $ 591,000 | $ 295,000 | $ 77,000 |
| PANAMA CITY-LYNN HAVEN, FL | 2 | $ 504,000 | $ 252,000 | $ 181,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 2 | $ 394,000 | $ 197,000 | $ 75,000 |
| RENO-SPARKS, NV | 2 | $ 384,000 | $ 192,000 | $ 107,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 424,000 | $ 212,000 | $ 56,000 |
| SALEM, OR | 2 | $ 307,000 | $ 153,000 | $ 90,000 |
| SAN ANTONIO, TX | 2 | $ 203,000 | $ 101,000 | $ 156,000 |
| SPOKANE, WA | 2 | $ 242,000 | $ 121,000 | $ 49,000 |
| SPRINGFIELD, MA | 2 | $ 345,000 | $ 172,000 | $ 52,000 |
| ST. GEORGE, UT | 2 | $ 380,000 | $ 190,000 | $ 104,000 |
| TACOMA, WA | 2 | $ 392,000 | $ 196,000 | $ 55,000 |
| TUCSON, AZ | 2 | $ 510,000 | $ 255,000 | $ 264,000 |
| YUMA, AZ | 2 | $ 285,000 | $ 142,000 | $ 57,000 |
| AKRON, OH | 1 | $ 210,000 | $ 210,000 | $ 174,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 170,000 | $ 170,000 | $ 84,000 |
| ASHEVILLE, NC | 1 | $ 112,000 | $ 112,000 | $ 60,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 77,000 | $ 77,000 | $ 65,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 1 | $ 214,000 | $ 214,000 | $ 167,000 |
| BIRMINGHAM-HOOVER, AL | 1 | $ 417,000 | $ 417,000 | $ 100,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 292,000 | $ 292,000 | $ 70,000 |
| CLARKSVILLE, TN-KY | 1 | $ 157,000 | $ 157,000 | $ 105,000 |
| COLUMBIA, SC | 1 | $ 228,000 | $ 228,000 | $ 61,000 |
| COLUMBUS, GA-AL | 1 | $ 146,000 | $ 146,000 | $ 31,000 |
| DAYTON, OH | 1 | $ 76,000 | $ 76,000 | $ 37,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 170,000 | $ 170,000 | $ 93,000 |
| FLAGSTAFF, AZ | 1 | $ 220,000 | $ 220,000 | $ 80,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 280,000 | $ 280,000 | $ 109,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| GREELEY, CO | 1 | $ 160,000 | $ 160,000 | $ 37,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 1 | $ 109,000 | $ 109,000 | $ 53,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 292,000 | $ 292,000 | $ 72,000 |
| HONOLULU, HI | 1 | $ 615,000 | $ 615,000 | $ 109,000 |
| HOT SPRINGS, AR | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| HUNTSVILLE, AL | 1 | $ 143,000 | $ 143,000 | $ 80,000 |
| INDIANAPOLIS-CARMEL, IN | 1 | $ 71,000 | $ 71,000 | $ 23,000 |
| JOPLIN, MO | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| KINGSTON, NY | 1 | $ 220,000 | $ 220,000 | $ 100,000 |
| KNOXVILLE, TN | 1 | $ 200,000 | $ 200,000 | $ 56,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 203,000 | $ 203,000 | $ 195,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 257,000 | $ 257,000 | $ 55,000 |
| LOGAN, UT-ID | 1 | $ 54,000 | $ 54,000 | $ 53,000 |
| LONGVIEW, TX | 1 | $ 248,000 | $ 248,000 | $ 79,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 1 | $ 85,000 | $ 85,000 | $ 132,000 |
| LUBBOCK, TX | 1 | $ 111,000 | $ 111,000 | $ 56,000 |
| LYNCHBURG, VA | 1 | $ 162,000 | $ 162,000 | $ 28,000 |
| MEDFORD, OR | 1 | $ 274,000 | $ 274,000 | $ 50,000 |
| MEMPHIS, TN-MS-AR | 1 | $ 154,000 | $ 154,000 | $ 44,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 87,000 | $ 87,000 | $ 44,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 190,000 | $ 190,000 | $ 57,000 |
| MISSOULA, MT | 1 | $ 344,000 | $ 344,000 | $ 84,000 |
| MOBILE, AL | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| MODESTO, CA | 1 | $ 210,000 | $ 210,000 | $ 48,000 |
| MONTGOMERY, AL | 1 | $ 252,000 | $ 252,000 | $ 79,000 |
| MORRISTOWN, TN | 1 | $ 109,000 | $ 109,000 | $ 26,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 1 | $ 311,000 | $ 311,000 | $ 240,000 |
| NAPLES-MARCO ISLAND, FL | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| OLYMPIA, WA | 1 | $ 260,000 | $ 260,000 | $ 63,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 100,000 | $ 100,000 | $ 95,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 200,000 | $ 200,000 | $ 102,000 |
| PALM COAST, FL | 1 | $ 220,000 | $ 220,000 | $ 53,000 |
| PASCAGOULA, MS | 1 | $ 150,000 | $ 150,000 | $ 182,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 118,000 | $ 118,000 | $ 52,000 |
| PORT ST. LUCIE, FL | 1 | $ 216,000 | $ 216,000 | $ 50,000 |
| PROVO-OREM, UT | 1 | $ 134,000 | $ 134,000 | $ 142,000 |
| ROCHESTER, MN | 1 | $ 121,000 | $ 121,000 | $ 79,000 |
| ROCHESTER, NY | 1 | $ 194,000 | $ 194,000 | $ 150,000 |
| ROCKY MOUNT, NC | 1 | $ 76,000 | $ 76,000 | $ 101,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 1 | $ 410,000 | $ 410,000 | $ 88,000 |
| SANTA FE, NM | 1 | $ 252,000 | $ 252,000 | $ 53,000 |
| SYRACUSE, NY | 1 | $ 100,000 | $ 100,000 | $ 254,000 |
| TOLEDO, OH | 1 | $ 72,000 | $ 72,000 | $ 43,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 208,000 | $ 208,000 | $ 57,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 378,000 | $ 378,000 | $ 155,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1 | $ 111,000 | $ 111,000 | $ 70,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 1 | $ 176,000 | $ 176,000 | $ 168,000 |
| WILMINGTON, NC | 1 | $ 310,000 | $ 310,000 | $ 180,000 |
| YORK-HANOVER, PA | 1 | $ 174,000 | $ 174,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Equity Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 906 | $151,964,000 | $167,000 | $1,875,000 | $91,000 | $1,072,000 |
| Refinancing | 576 | $126,785,000 | $220,000 | $1,325,000 | $106,000 | $6,442,000 |
| Home Improvement | 44 | $8,025,000 | $182,000 | $515,000 | $81,000 | $732,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,180 | $214,708,000 | $181,000 | $1,875,000 | $93,000 | $732,000 |
| Hispanic | 95 | $18,010,000 | $189,000 | $489,000 | $84,000 | $323,000 |
| Black or African American | 92 | $18,344,000 | $199,000 | $620,000 | $162,000 | $6,442,000 |
| Not Provided | 64 | $15,930,000 | $248,000 | $1,800,000 | $99,000 | $450,000 |
| Asian | 54 | $10,125,000 | $187,000 | $475,000 | $107,000 | $1,072,000 |
| American Indian or Alaskan Native | 17 | $2,761,000 | $162,000 | $375,000 | $69,000 | $264,000 |
| Not applicable | 16 | $4,942,000 | $308,000 | $976,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,954,000 | $244,000 | $615,000 | $94,000 | $157,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,276 | $256,008,000 | $200,000 | $1,875,000 | $104,000 | $6,442,000 |
| FHA-insured (Federal Housing Administration) | 209 | $24,092,000 | $115,000 | $406,000 | $55,000 | $264,000 |
| VA-guaranteed (Veterans Administration) | 23 | $3,469,000 | $150,000 | $311,000 | $59,000 | $136,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $3,205,000 | $178,000 | $1,800,000 | $66,000 | $450,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,168 | $208,064,000 | $178,000 | $1,875,000 | $92,000 | $6,442,000 |
| Application Withdrawn By Applicant | 195 | $40,755,000 | $209,000 | $1,875,000 | $98,000 | $552,000 |
| Application Denied By Financial Institution | 152 | $36,654,000 | $241,000 | $1,800,000 | $129,000 | $1,072,000 |
| Application Approved But Not Accepted | 9 | $1,098,000 | $122,000 | $218,000 | $41,000 | $83,000 |
| File Closed For Incompleteness | 2 | $203,000 | $101,000 | $113,000 | $52,000 | $65,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 50 | $13,855,000 | $277,000 | $1,750,000 | $151,000 | $1,072,000 |
| Collateral | 38 | $7,839,000 | $206,000 | $629,000 | $142,000 | $732,000 |
| Credit History | 25 | $4,417,000 | $176,000 | $417,000 | $97,000 | $518,000 |
| Debt-To-Income Ratio | 14 | $3,622,000 | $258,000 | $489,000 | $84,000 | $252,000 |
| Unverifiable Information | 11 | $4,013,000 | $364,000 | $1,800,000 | $149,000 | $450,000 |
| Mortgage Insurance Denied | 8 | $1,199,000 | $149,000 | $234,000 | $100,000 | $170,000 |
| Employment History | 4 | $1,269,000 | $317,000 | $390,000 | $110,000 | $125,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $440,000 | $220,000 | $225,000 | $72,000 | $93,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.