Tbk Bank, SSB Mortgage Lending & HMDA Data, 2015

In 2015, Tbk Bank, SSB of Dallas, TX reported 513 mortgage applications totaling $103.4 million, up 25550% from 2014. The average application was for $201,619, and applicants reported an average income of $86,064. 89% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Davenport-Moline-Rock Island, IA-IL (157), Chicago-Naperville-Arlington Heights, IL (119) and Elgin, IL (81) (applications in parentheses).

Mortgage Company & Address Tbk Bank, SSB
12700 Park Central Drive Ste #1700
Dallas, TX 75251
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2011  2007  2006  2005  
Total Number of Mortgage Applications 513
Total Mortgage Loan Application Amount $103,431,000
Average Mortgage Loan Application Amount $201,619
Highest Mortgage Loan Application Amount $3,185,000
Average Applicant Income $86,064
Highest Applicant Income $940,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tbk Bank, SSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Tbk Bank, SSB by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Rock Island, Illinois 93 $ 8,237,000 $ 88,569 $ 59,000
Kane, Illinois 74 $ 24,240,000 $ 327,567 $ 104,000
Scott, Iowa 51 $ 9,984,000 $ 195,764 $ 96,000
Kendall, Illinois 43 $ 8,682,000 $ 201,906 $ 99,000
Cook, Illinois 40 $ 10,808,000 $ 270,200 $ 99,000
Whiteside, Illinois 19 $ 1,195,000 $ 62,894 $ 49,000
Carroll, Illinois 18 $ 1,194,000 $ 66,333 $ 52,000
DuPage, Illinois 15 $ 4,902,000 $ 326,800 $ 90,000
Will, Illinois 15 $ 2,657,000 $ 177,133 $ 126,000
Cuyahoga, Ohio 13 $ 3,471,000 $ 267,000 $ 23,000
Jefferson, Alabama 11 $ 2,192,000 $ 199,272 $ 79,000
Fulton, Illinois 8 $ 565,000 $ 70,625 $ 48,000
DeKalb, Illinois 7 $ 1,057,000 $ 151,000 $ 62,000
Henry, Illinois 7 $ 605,000 $ 86,428 $ 46,000
Mason, Illinois 7 $ 529,000 $ 75,571 $ 51,000
Franklin, Ohio 7 $ 1,139,000 $ 162,714 $ 99,000
McHenry, Illinois 6 $ 1,648,000 $ 274,666 $ 119,000
Mercer, Illinois 6 $ 526,000 $ 87,666 $ 75,000
St. Clair, Illinois 6 $ 1,412,000 $ 235,333 $ 42,000
Lake, Illinois 4 $ 981,000 $ 245,250 $ 142,000
LaSalle, Illinois 4 $ 844,000 $ 211,000 $ 168,000
Kankakee, Illinois 3 $ 321,000 $ 107,000 $ 138,000
Marion, Indiana 3 $ 697,000 $ 232,333 $ 136,000
Lorain, Ohio 3 $ 894,000 $ 298,000 $ 0
Maricopa, Arizona 2 $ 514,000 $ 257,000 $ 178,000
Palm Beach, Florida 2 $ 290,000 $ 145,000 $ 110,000
Monmouth, New Jersey 2 $ 540,000 $ 270,000 $ 98,000
Dallas, Texas 2 $ 6,000,000 $ 3,000,000 $ 0
Smith, Texas 2 $ 216,000 $ 108,000 $ 62,000
Baldwin, Alabama 1 $ 131,000 $ 131,000 $ 166,000
Limestone, Alabama 1 $ 212,000 $ 212,000 $ 43,000
Alameda, California 1 $ 151,000 $ 151,000 $ 86,000
Fayette, Georgia 1 $ 349,000 $ 349,000 $ 150,000
Fulton, Georgia 1 $ 407,000 $ 407,000 $ 150,000
Oconee, Georgia 1 $ 279,000 $ 279,000 $ 138,000
Teton, Idaho 1 $ 642,000 $ 642,000 $ 0
Cass, Illinois 1 $ 52,000 $ 52,000 $ 823,000
Champaign, Illinois 1 $ 413,000 $ 413,000 $ 224,000
Lee, Illinois 1 $ 120,000 $ 120,000 $ 0
McLean, Illinois 1 $ 87,000 $ 87,000 $ 0
Peoria, Illinois 1 $ 20,000 $ 20,000 $ 86,000
Putnam, Illinois 1 $ 152,000 $ 152,000 $ 167,000
Lake, Indiana 1 $ 110,000 $ 110,000 $ 69,000
St. Joseph, Indiana 1 $ 98,000 $ 98,000 $ 284,000
Appanoose, Iowa 1 $ 250,000 $ 250,000 $ 0
Cedar, Iowa 1 $ 23,000 $ 23,000 $ 80,000
Clinton, Iowa 1 $ 25,000 $ 25,000 $ 171,000
Dallas, Iowa 1 $ 385,000 $ 385,000 $ 153,000
Linn, Iowa 1 $ 40,000 $ 40,000 $ 59,000
Louisa, Iowa 1 $ 52,000 $ 52,000 $ 93,000
Muscatine, Iowa 1 $ 20,000 $ 20,000 $ 121,000
Warren, Iowa 1 $ 262,000 $ 262,000 $ 78,000
Berrien, Michigan 1 $ 169,000 $ 169,000 $ 80,000
Manistee, Michigan 1 $ 414,000 $ 414,000 $ 214,000
Camden, Missouri 1 $ 231,000 $ 231,000 $ 102,000
Cass, Missouri 1 $ 133,000 $ 133,000 $ 33,000
Clay, Missouri 1 $ 114,000 $ 114,000 $ 49,000
San Miguel, New Mexico 1 $ 76,000 $ 76,000 $ 0
Clermont, Ohio 1 $ 34,000 $ 34,000 $ 27,000
Stark, Ohio 1 $ 62,000 $ 62,000 $ 0
Multnomah, Oregon 1 $ 365,000 $ 365,000 $ 219,000
Oconee, South Carolina 1 $ 200,000 $ 200,000 $ 145,000
Richland, South Carolina 1 $ 88,000 $ 88,000 $ 94,000
Davidson, Tennessee 1 $ 107,000 $ 107,000 $ 55,000
Decatur, Tennessee 1 $ 183,000 $ 183,000 $ 276,000
Shelby, Tennessee 1 $ 130,000 $ 130,000 $ 139,000
Harris, Texas 1 $ 387,000 $ 387,000 $ 296,000
Crawford, Wisconsin 1 $ 59,000 $ 59,000 $ 190,000
Milwaukee, Wisconsin 1 $ 59,000 $ 59,000 $ 0

Mortgage Loan Application Detail Totals for Tbk Bank, SSB in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 234 $56,421,000 $241,000 $3,185,000 $101,000 $940,000
Home Purchase 228 $44,096,000 $193,000 $3,000,000 $75,000 $296,000
Home Improvement 51 $2,914,000 $57,000 $250,000 $67,000 $190,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 354 $63,393,000 $179,000 $3,185,000 $106,000 $940,000
Not applicable 75 $26,604,000 $354,000 $3,000,000 $0 $0
Hispanic 29 $3,760,000 $129,000 $750,000 $63,000 $190,000
Asian 22 $3,252,000 $147,000 $413,000 $77,000 $224,000
Not Provided 20 $5,068,000 $253,000 $417,000 $103,000 $219,000
Black or African American 11 $1,210,000 $110,000 $195,000 $71,000 $124,000
American Indian or Alaskan Native 2 $144,000 $72,000 $138,000 $84,000 $139,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 444 $92,636,000 $208,000 $3,185,000 $90,000 $940,000
FHA-insured (Federal Housing Administration) 51 $8,309,000 $162,000 $349,000 $63,000 $255,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $1,668,000 $119,000 $255,000 $45,000 $80,000
VA-guaranteed (Veterans Administration) 4 $818,000 $204,000 $260,000 $97,000 $125,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 456 $91,387,000 $200,000 $3,185,000 $87,000 $940,000
Application Withdrawn By Applicant 25 $7,487,000 $299,000 $3,000,000 $62,000 $162,000
Application Denied By Financial Institution 15 $2,358,000 $157,000 $349,000 $122,000 $418,000
Application Approved But Not Accepted 9 $989,000 $109,000 $250,000 $88,000 $205,000
File Closed For Incompleteness 8 $1,210,000 $151,000 $308,000 $63,000 $117,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 7 $1,292,000 $184,000 $340,000 $170,000 $418,000
Other 3 $426,000 $142,000 $349,000 $80,000 $150,000
Credit History 2 $93,000 $46,000 $73,000 $114,000 $121,000
Debt-To-Income Ratio 2 $397,000 $198,000 $320,000 $84,000 $135,000
Employment History 1 $150,000 $150,000 $150,000 $14,000 $14,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Tbk Bank, SSB's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Tbk Bank, SSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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