Tbk Bank, SSB Mortgage Lending & HMDA Data, 2016

In 2016, Tbk Bank, SSB of Dallas, TX reported 151 mortgage applications totaling $52.8 million, down 71% from 2015. The average application was for $349,980, and applicants reported an average income of $124,728. 74% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Davenport-Moline-Rock Island, IA-IL (64), Chicago-Naperville-Arlington Heights, IL (20) and Elgin, IL (11) (applications in parentheses).

Mortgage Company & Address Tbk Bank, SSB
12700 Park Central Drive Ste #1700
Dallas, TX 75251
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2011  2007  2006  2005  
Total Number of Mortgage Applications 151
Total Mortgage Loan Application Amount $52,847,000
Average Mortgage Loan Application Amount $349,980
Highest Mortgage Loan Application Amount $11,000,000
Average Applicant Income $124,728
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tbk Bank, SSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Tbk Bank, SSB in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 67 $33,971,000 $507,000 $11,000,000 $211,000 $9,999,000
Home Purchase 61 $17,749,000 $290,000 $3,625,000 $54,000 $396,000
Home Improvement 23 $1,127,000 $49,000 $350,000 $61,000 $149,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 75 $19,474,000 $259,000 $11,000,000 $238,000 $9,999,000
Not applicable 64 $31,509,000 $492,000 $3,625,000 $0 $0
Hispanic 5 $773,000 $154,000 $270,000 $62,000 $138,000
Not Provided 4 $1,012,000 $253,000 $417,000 $116,000 $269,000
Black or African American 2 $9,000 $4,000 $6,000 $97,000 $97,000
Asian 1 $70,000 $70,000 $70,000 $27,000 $27,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 147 $52,447,000 $356,000 $11,000,000 $127,000 $9,999,000
FHA-insured (Federal Housing Administration) 2 $224,000 $112,000 $154,000 $47,000 $67,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $176,000 $88,000 $107,000 $50,000 $71,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 112 $37,428,000 $334,000 $11,000,000 $153,000 $9,999,000
Application Approved But Not Accepted 14 $2,734,000 $195,000 $1,105,000 $58,000 $275,000
Application Withdrawn By Applicant 13 $3,418,000 $262,000 $825,000 $52,000 $269,000
Application Denied By Financial Institution 12 $9,267,000 $772,000 $3,625,000 $13,000 $125,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 5 $852,000 $170,000 $270,000 $2,000 $10,000
Collateral 2 $1,300,000 $650,000 $1,100,000 $62,000 $125,000
Other 2 $1,339,000 $669,000 $1,125,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 1 $3,625,000 $3,625,000 $3,625,000 $0 $0
Debt-To-Income Ratio 1 $2,092,000 $2,092,000 $2,092,000 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Tbk Bank, SSB's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Tbk Bank, SSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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