Tbk Bank, SSB Mortgage Lending & HMDA Data, 2019

In 2019, Tbk Bank, SSB of Dallas, TX reported 291 mortgage applications totaling $176.1 million, up 29% from 2018. The average application was for $605,171, and applicants reported an average income of $131,859. 63% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (46), Davenport-Moline-Rock Island, IA-IL (34) and Greeley, CO (20) (applications in parentheses).

Mortgage Company & Address Tbk Bank, SSB
12700 Park Central Drive Ste #1700
Dallas, TX 75251
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2011  2007  2006  2005  
Total Number of Mortgage Applications 291
Total Mortgage Loan Application Amount $176,105,000
Average Mortgage Loan Application Amount $605,171
Highest Mortgage Loan Application Amount $36,385,000
Average Applicant Income $131,859
Highest Applicant Income $2,629,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tbk Bank, SSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Tbk Bank, SSB in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 138 $107,660,000 $780,000 $36,385,000 $127,000 $575,000
Refinancing 110 $56,680,000 $515,000 $14,005,000 $158,000 $2,629,000
Cash-out Refinancing 33 $6,975,000 $211,000 $485,000 $81,000 $254,000
Home Improvement 7 $4,225,000 $603,000 $3,005,000 $63,000 $85,000
Other Purpose 3 $565,000 $188,000 $485,000 $117,000 $272,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 168 $38,820,000 $231,000 $1,275,000 $117,000 $886,000
Not applicable 74 $117,660,000 $1,590,000 $36,385,000 $0 $0
Not Provided 23 $11,595,000 $504,000 $5,505,000 $134,000 $358,000
Hispanic 20 $4,310,000 $215,000 $725,000 $114,000 $360,000
Asian 3 $585,000 $195,000 $355,000 $84,000 $127,000
Black or African American 1 $65,000 $65,000 $65,000 $32,000 $32,000
American Indian or Alaskan Native 1 $65,000 $65,000 $65,000 $47,000 $47,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 291 $176,105,000 $605,000 $36,385,000 $130,000 $2,629,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 182 $135,130,000 $742,000 $36,385,000 $150,000 $2,629,000
Application Denied By Financial Institution 54 $29,280,000 $542,000 $14,005,000 $89,000 $575,000
Application Withdrawn By Applicant 33 $8,035,000 $243,000 $1,155,000 $111,000 $360,000
Application Approved But Not Accepted 20 $2,990,000 $149,000 $345,000 $48,000 $65,000
File Closed For Incompleteness 2 $670,000 $335,000 $455,000 $200,000 $200,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 291 $176,105,000 $605,000 $36,385,000 $130,000 $2,629,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Tbk Bank, SSB's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Tbk Bank, SSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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