Tbk Bank, SSB Mortgage Lending & HMDA Data, 2015

In 2015, Tbk Bank, SSB of Dallas, TX reported 513 mortgage applications totaling $103.4 million, up 25550% from 2014. The average application was for $201,619, and applicants reported an average income of $86,064. 89% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Davenport-Moline-Rock Island, IA-IL (157), Chicago-Naperville-Arlington Heights, IL (119) and Elgin, IL (81) (applications in parentheses).

Mortgage Company & Address Tbk Bank, SSB
12700 Park Central Drive Ste #1700
Dallas, TX 75251
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2011  2007  2006  2005  
Total Number of Mortgage Applications 513
Total Mortgage Loan Application Amount $103,431,000
Average Mortgage Loan Application Amount $201,619
Highest Mortgage Loan Application Amount $3,185,000
Average Applicant Income $86,064
Highest Applicant Income $940,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tbk Bank, SSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Tbk Bank, SSB by Metropolitan Area in 2015

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Davenport-Moline-Rock Island, IA-IL 157 $ 19,352,000 $ 123,261 $ 71,019
Chicago-Naperville-Arlington Heights, IL 119 $ 28,697,000 $ 241,151 $ 102,000
Elgin, IL 81 $ 25,297,000 $ 312,308 $ 101,000
Cleveland-Elyria, OH 16 $ 4,365,000 $ 272,812 $ 19,000
Birmingham-Hoover, AL 11 $ 2,192,000 $ 199,272 $ 79,000
Columbus, OH 7 $ 1,139,000 $ 162,714 $ 99,000
St. Louis, MO-IL 6 $ 1,412,000 $ 235,333 $ 42,000
Lake County-Kenosha County, IL-WI 4 $ 981,000 $ 245,250 $ 142,000
Indianapolis-Carmel-Anderson, IN 3 $ 697,000 $ 232,333 $ 136,000
Kankakee, IL 3 $ 321,000 $ 107,000 $ 138,000
Atlanta-Sandy Springs-Roswell, GA 2 $ 756,000 $ 378,000 $ 150,000
Dallas-Plano-Irving, TX 2 $ 6,000,000 $ 3,000,000 $ 0
Des Moines-West Des Moines, IA 2 $ 647,000 $ 323,500 $ 115,000
Kansas City, MO-KS 2 $ 247,000 $ 123,500 $ 41,000
New York-Jersey City-White Plains, NY-NJ 2 $ 540,000 $ 270,000 $ 98,000
Phoenix-Mesa-Scottsdale, AZ 2 $ 514,000 $ 257,000 $ 178,000
Tyler, TX 2 $ 216,000 $ 108,000 $ 62,000
West Palm Beach-Boca Raton-Delray Beach, FL 2 $ 290,000 $ 145,000 $ 110,000
Athens-Clarke County, GA 1 $ 279,000 $ 279,000 $ 138,000
Bloomington, IL 1 $ 87,000 $ 87,000 $ 0
Canton-Massillon, OH 1 $ 62,000 $ 62,000 $ 0
Cedar Rapids, IA 1 $ 40,000 $ 40,000 $ 59,000
Champaign-Urbana, IL 1 $ 413,000 $ 413,000 $ 224,000
Cincinnati, OH-KY-IN 1 $ 34,000 $ 34,000 $ 27,000
Columbia, SC 1 $ 88,000 $ 88,000 $ 94,000
Daphne-Fairhope-Foley, AL 1 $ 131,000 $ 131,000 $ 166,000
Gary, IN 1 $ 110,000 $ 110,000 $ 69,000
Houston-The Woodlands-Sugar Land, TX 1 $ 387,000 $ 387,000 $ 296,000
Huntsville, AL 1 $ 212,000 $ 212,000 $ 43,000
Memphis, TN-MS-AR 1 $ 130,000 $ 130,000 $ 139,000
Milwaukee-Waukesha-West Allis, WI 1 $ 59,000 $ 59,000 $ 0
Nashville-Davidson--Murfreesboro--Franklin, TN 1 $ 107,000 $ 107,000 $ 55,000
Niles-Benton Harbor, MI 1 $ 169,000 $ 169,000 $ 80,000
Oakland-Hayward-Berkeley, CA 1 $ 151,000 $ 151,000 $ 86,000
Peoria, IL 1 $ 20,000 $ 20,000 $ 86,000
Portland-Vancouver-Hillsboro, OR-WA 1 $ 365,000 $ 365,000 $ 219,000
South Bend-Mishawaka, IN-MI 1 $ 98,000 $ 98,000 $ 284,000

Mortgage Loan Application Detail Totals for Tbk Bank, SSB in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 234 $56,421,000 $241,000 $3,185,000 $101,000 $940,000
Home Purchase 228 $44,096,000 $193,000 $3,000,000 $75,000 $296,000
Home Improvement 51 $2,914,000 $57,000 $250,000 $67,000 $190,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 354 $63,393,000 $179,000 $3,185,000 $106,000 $940,000
Not applicable 75 $26,604,000 $354,000 $3,000,000 $0 $0
Hispanic 29 $3,760,000 $129,000 $750,000 $63,000 $190,000
Asian 22 $3,252,000 $147,000 $413,000 $77,000 $224,000
Not Provided 20 $5,068,000 $253,000 $417,000 $103,000 $219,000
Black or African American 11 $1,210,000 $110,000 $195,000 $71,000 $124,000
American Indian or Alaskan Native 2 $144,000 $72,000 $138,000 $84,000 $139,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 444 $92,636,000 $208,000 $3,185,000 $90,000 $940,000
FHA-insured (Federal Housing Administration) 51 $8,309,000 $162,000 $349,000 $63,000 $255,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $1,668,000 $119,000 $255,000 $45,000 $80,000
VA-guaranteed (Veterans Administration) 4 $818,000 $204,000 $260,000 $97,000 $125,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 456 $91,387,000 $200,000 $3,185,000 $87,000 $940,000
Application Withdrawn By Applicant 25 $7,487,000 $299,000 $3,000,000 $62,000 $162,000
Application Denied By Financial Institution 15 $2,358,000 $157,000 $349,000 $122,000 $418,000
Application Approved But Not Accepted 9 $989,000 $109,000 $250,000 $88,000 $205,000
File Closed For Incompleteness 8 $1,210,000 $151,000 $308,000 $63,000 $117,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 7 $1,292,000 $184,000 $340,000 $170,000 $418,000
Other 3 $426,000 $142,000 $349,000 $80,000 $150,000
Credit History 2 $93,000 $46,000 $73,000 $114,000 $121,000
Debt-To-Income Ratio 2 $397,000 $198,000 $320,000 $84,000 $135,000
Employment History 1 $150,000 $150,000 $150,000 $14,000 $14,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Tbk Bank, SSB's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Tbk Bank, SSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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