Equity Resources, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Equity Resources, Inc. 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Resources, Inc. Po Box 5177 Newark, OH 43058 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,607 |
| Total Mortgage Loan Application Amount | $592,612,000 |
| Average Mortgage Loan Application Amount | $149,666 |
| Highest Mortgage Loan Application Amount | $840,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $1,671,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Equity Resources, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Resources, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Equity Resources, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Resources, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Resources, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Resources, Inc.'s mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 366 | $ 61,581,000 | $ 168,000 | $ 103,000 |
| Delaware County Ohio | 195 | $ 43,994,000 | $ 225,000 | $ 125,000 |
| Montgomery County Ohio | 179 | $ 19,594,000 | $ 109,000 | $ 58,000 |
| Allegheny County Pennsylvania | 160 | $ 22,415,000 | $ 140,000 | $ 80,000 |
| Licking County Ohio | 119 | $ 16,182,000 | $ 135,000 | $ 73,000 |
| Warren County Ohio | 115 | $ 20,937,000 | $ 182,000 | $ 94,000 |
| Clermont County Ohio | 113 | $ 18,291,000 | $ 161,000 | $ 76,000 |
| Hamilton County Ohio | 111 | $ 17,379,000 | $ 156,000 | $ 89,000 |
| Butler County Ohio | 106 | $ 16,232,000 | $ 153,000 | $ 83,000 |
| Lucas County Ohio | 87 | $ 10,472,000 | $ 120,000 | $ 61,000 |
| St. Mary's County Maryland | 86 | $ 22,312,000 | $ 259,000 | $ 103,000 |
| Westmoreland County Pennsylvania | 84 | $ 9,518,000 | $ 113,000 | $ 50,000 |
| Washington County Pennsylvania | 81 | $ 11,363,000 | $ 140,000 | $ 75,000 |
| Clark County Ohio | 64 | $ 7,599,000 | $ 118,000 | $ 66,000 |
| Fairfield County Ohio | 61 | $ 9,540,000 | $ 156,000 | $ 81,000 |
| Union County Ohio | 44 | $ 11,173,000 | $ 253,000 | $ 118,000 |
| Calvert County Maryland | 42 | $ 9,883,000 | $ 235,000 | $ 78,000 |
| Greene County Ohio | 41 | $ 6,359,000 | $ 155,000 | $ 86,000 |
| Montgomery County Maryland | 40 | $ 15,008,000 | $ 375,000 | $ 154,000 |
| Montgomery County Pennsylvania | 39 | $ 8,742,000 | $ 224,000 | $ 99,000 |
| Cuyahoga County Ohio | 35 | $ 4,823,000 | $ 137,000 | $ 77,000 |
| Anne Arundel County Maryland | 34 | $ 9,666,000 | $ 284,000 | $ 120,000 |
| Clinton County Ohio | 34 | $ 3,034,000 | $ 89,000 | $ 46,000 |
| Miami County Ohio | 33 | $ 4,127,000 | $ 125,000 | $ 86,000 |
| Knox County Ohio | 32 | $ 3,875,000 | $ 121,000 | $ 53,000 |
| Prince George's County Maryland | 31 | $ 5,865,000 | $ 189,000 | $ 71,000 |
| Kenton County Kentucky | 29 | $ 4,025,000 | $ 138,000 | $ 55,000 |
| Stark County Ohio | 28 | $ 3,851,000 | $ 137,000 | $ 80,000 |
| Lancaster County Pennsylvania | 27 | $ 4,168,000 | $ 154,000 | $ 69,000 |
| Summit County Ohio | 25 | $ 3,903,000 | $ 156,000 | $ 97,000 |
| Wood County Ohio | 25 | $ 3,745,000 | $ 149,000 | $ 79,000 |
| Richland County Ohio | 23 | $ 2,632,000 | $ 114,000 | $ 52,000 |
| Cambria County Pennsylvania | 23 | $ 3,055,000 | $ 132,000 | $ 62,000 |
| Philadelphia County Pennsylvania | 22 | $ 3,275,000 | $ 148,000 | $ 67,000 |
| York County Pennsylvania | 22 | $ 4,325,000 | $ 196,000 | $ 99,000 |
| Butler County Pennsylvania | 21 | $ 3,407,000 | $ 162,000 | $ 73,000 |
| Erie County Pennsylvania | 21 | $ 2,538,000 | $ 120,000 | $ 62,000 |
| Boone County Kentucky | 20 | $ 2,973,000 | $ 148,000 | $ 134,000 |
| Berks County Pennsylvania | 20 | $ 3,144,000 | $ 157,000 | $ 70,000 |
| Bucks County Pennsylvania | 20 | $ 4,059,000 | $ 202,000 | $ 80,000 |
| Chester County Pennsylvania | 19 | $ 4,599,000 | $ 242,000 | $ 121,000 |
| Fayette County Pennsylvania | 19 | $ 1,878,000 | $ 98,000 | $ 40,000 |
| Delaware County Pennsylvania | 18 | $ 3,060,000 | $ 170,000 | $ 91,000 |
| Fairfax County Virginia | 18 | $ 7,742,000 | $ 430,000 | $ 170,000 |
| Lebanon County Pennsylvania | 17 | $ 2,636,000 | $ 155,000 | $ 69,000 |
| Beaver County Pennsylvania | 16 | $ 2,068,000 | $ 129,000 | $ 61,000 |
| Lawrence County Pennsylvania | 16 | $ 1,824,000 | $ 114,000 | $ 95,000 |
| Preble County Ohio | 15 | $ 1,425,000 | $ 95,000 | $ 39,000 |
| Monroe County Michigan | 14 | $ 1,488,000 | $ 106,000 | $ 47,000 |
| Blair County Pennsylvania | 14 | $ 1,968,000 | $ 140,000 | $ 69,000 |
| Cumberland County Pennsylvania | 14 | $ 2,860,000 | $ 204,000 | $ 74,000 |
| Frederick County Maryland | 13 | $ 4,470,000 | $ 343,000 | $ 158,000 |
| Lorain County Ohio | 13 | $ 2,364,000 | $ 181,000 | $ 85,000 |
| Wayne County Ohio | 13 | $ 1,643,000 | $ 126,000 | $ 58,000 |
| Franklin County Pennsylvania | 13 | $ 2,124,000 | $ 163,000 | $ 70,000 |
| Wayne County Indiana | 12 | $ 1,040,000 | $ 86,000 | $ 63,000 |
| Luzerne County Pennsylvania | 12 | $ 1,141,000 | $ 95,000 | $ 43,000 |
| Campbell County Kentucky | 11 | $ 1,358,000 | $ 123,000 | $ 54,000 |
| Baltimore County Maryland | 11 | $ 2,477,000 | $ 225,000 | $ 103,000 |
| Baltimore City County Maryland | 11 | $ 1,876,000 | $ 170,000 | $ 90,000 |
| Mahoning County Ohio | 11 | $ 1,151,000 | $ 104,000 | $ 91,000 |
| Lehigh County Pennsylvania | 11 | $ 1,834,000 | $ 166,000 | $ 65,000 |
| Seminole County Florida | 10 | $ 1,786,000 | $ 178,000 | $ 72,000 |
| Charles County Maryland | 10 | $ 2,973,000 | $ 297,000 | $ 262,000 |
| Fulton County Ohio | 10 | $ 1,294,000 | $ 129,000 | $ 54,000 |
| Hancock County Ohio | 10 | $ 1,528,000 | $ 152,000 | $ 77,000 |
| Highland County Ohio | 10 | $ 946,000 | $ 94,000 | $ 39,000 |
| Muskingum County Ohio | 10 | $ 1,242,000 | $ 124,000 | $ 60,000 |
| Dauphin County Pennsylvania | 10 | $ 1,495,000 | $ 149,000 | $ 71,000 |
| Lake County Ohio | 9 | $ 1,577,000 | $ 175,000 | $ 80,000 |
| Lawrence County Ohio | 9 | $ 1,244,000 | $ 138,000 | $ 77,000 |
| Medina County Ohio | 9 | $ 1,463,000 | $ 162,000 | $ 99,000 |
| Perry County Ohio | 9 | $ 1,191,000 | $ 132,000 | $ 59,000 |
| Ross County Ohio | 9 | $ 1,181,000 | $ 131,000 | $ 68,000 |
| Harford County Maryland | 8 | $ 2,063,000 | $ 257,000 | $ 77,000 |
| Darke County Ohio | 8 | $ 941,000 | $ 117,000 | $ 47,000 |
| Logan County Ohio | 8 | $ 969,000 | $ 121,000 | $ 88,000 |
| Madison County Ohio | 8 | $ 1,864,000 | $ 233,000 | $ 94,000 |
| Portage County Ohio | 8 | $ 1,331,000 | $ 166,000 | $ 80,000 |
| Centre County Pennsylvania | 8 | $ 1,709,000 | $ 213,000 | $ 106,000 |
| District of Columbia County District Of Columbia | 7 | $ 1,725,000 | $ 246,000 | $ 127,000 |
| Pendleton County Kentucky | 7 | $ 568,000 | $ 81,000 | $ 45,000 |
| Brown County Ohio | 7 | $ 989,000 | $ 141,000 | $ 60,000 |
| Champaign County Ohio | 7 | $ 625,000 | $ 89,000 | $ 33,000 |
| Marion County Ohio | 7 | $ 849,000 | $ 121,000 | $ 54,000 |
| Scioto County Ohio | 7 | $ 951,000 | $ 135,000 | $ 75,000 |
| Lackawanna County Pennsylvania | 7 | $ 1,168,000 | $ 166,000 | $ 56,000 |
| Mercer County Pennsylvania | 7 | $ 1,182,000 | $ 168,000 | $ 83,000 |
| Northampton County Pennsylvania | 7 | $ 1,022,000 | $ 146,000 | $ 67,000 |
| Howard County Maryland | 6 | $ 2,135,000 | $ 355,000 | $ 151,000 |
| Mecklenburg County North Carolina | 6 | $ 1,058,000 | $ 176,000 | $ 43,000 |
| Adams County Ohio | 6 | $ 765,000 | $ 127,000 | $ 57,000 |
| Morrow County Ohio | 6 | $ 566,000 | $ 94,000 | $ 45,000 |
| Ottawa County Ohio | 6 | $ 1,040,000 | $ 173,000 | $ 90,000 |
| Pickaway County Ohio | 6 | $ 880,000 | $ 146,000 | $ 59,000 |
| Sandusky County Ohio | 6 | $ 823,000 | $ 137,000 | $ 112,000 |
| Trumbull County Ohio | 6 | $ 775,000 | $ 129,000 | $ 44,000 |
| Tuscarawas County Ohio | 6 | $ 734,000 | $ 122,000 | $ 71,000 |
| Indiana County Pennsylvania | 6 | $ 743,000 | $ 123,000 | $ 67,000 |
| Hillsborough County Florida | 5 | $ 1,145,000 | $ 229,000 | $ 98,000 |
| Orange County Florida | 5 | $ 1,020,000 | $ 204,000 | $ 71,000 |
| Pasco County Florida | 5 | $ 702,000 | $ 140,000 | $ 71,000 |
| Grant County Kentucky | 5 | $ 494,000 | $ 98,000 | $ 32,000 |
| Columbiana County Ohio | 5 | $ 732,000 | $ 146,000 | $ 59,000 |
| Crawford County Ohio | 5 | $ 564,000 | $ 112,000 | $ 39,000 |
| Holmes County Ohio | 5 | $ 542,000 | $ 108,000 | $ 52,000 |
| Adams County Pennsylvania | 5 | $ 1,293,000 | $ 258,000 | $ 85,000 |
| Armstrong County Pennsylvania | 5 | $ 658,000 | $ 131,000 | $ 72,000 |
| Perry County Pennsylvania | 5 | $ 973,000 | $ 194,000 | $ 67,000 |
| Pike County Pennsylvania | 5 | $ 891,000 | $ 178,000 | $ 71,000 |
| Snyder County Pennsylvania | 5 | $ 690,000 | $ 138,000 | $ 68,000 |
| Somerset County Pennsylvania | 5 | $ 628,000 | $ 125,000 | $ 63,000 |
| Virginia Beach County Virginia | 5 | $ 1,171,000 | $ 234,000 | $ 59,000 |
| Dearborn County Indiana | 4 | $ 535,000 | $ 133,000 | $ 464,000 |
| Carroll County Kentucky | 4 | $ 432,000 | $ 108,000 | $ 53,000 |
| Ashland County Ohio | 4 | $ 502,000 | $ 125,000 | $ 62,000 |
| Ashtabula County Ohio | 4 | $ 626,000 | $ 156,000 | $ 88,000 |
| Belmont County Ohio | 4 | $ 528,000 | $ 132,000 | $ 72,000 |
| Coshocton County Ohio | 4 | $ 334,000 | $ 83,000 | $ 50,000 |
| Erie County Ohio | 4 | $ 479,000 | $ 119,000 | $ 81,000 |
| Henry County Ohio | 4 | $ 466,000 | $ 116,000 | $ 70,000 |
| Mercer County Ohio | 4 | $ 409,000 | $ 102,000 | $ 72,000 |
| Lycoming County Pennsylvania | 4 | $ 451,000 | $ 112,000 | $ 58,000 |
| Monroe County Pennsylvania | 4 | $ 731,000 | $ 182,000 | $ 82,000 |
| Arlington County Virginia | 4 | $ 1,374,000 | $ 343,000 | $ 157,000 |
| Chesapeake County Virginia | 4 | $ 1,168,000 | $ 292,000 | $ 97,000 |
| Loudoun County Virginia | 4 | $ 1,421,000 | $ 355,000 | $ 191,000 |
| Sussex County Delaware | 3 | $ 1,015,000 | $ 338,000 | $ 131,000 |
| Adams County Indiana | 3 | $ 249,000 | $ 83,000 | $ 47,000 |
| Randolph County Indiana | 3 | $ 244,000 | $ 81,000 | $ 33,000 |
| Owen County Kentucky | 3 | $ 263,000 | $ 87,000 | $ 46,000 |
| Washington County Maryland | 3 | $ 607,000 | $ 202,000 | $ 60,000 |
| Allen County Ohio | 3 | $ 368,000 | $ 122,000 | $ 79,000 |
| Athens County Ohio | 3 | $ 388,000 | $ 129,000 | $ 55,000 |
| Defiance County Ohio | 3 | $ 256,000 | $ 85,000 | $ 53,000 |
| Guernsey County Ohio | 3 | $ 445,000 | $ 148,000 | $ 103,000 |
| Hocking County Ohio | 3 | $ 240,000 | $ 80,000 | $ 39,000 |
| Jefferson County Ohio | 3 | $ 239,000 | $ 79,000 | $ 75,000 |
| Pike County Ohio | 3 | $ 245,000 | $ 81,000 | $ 85,000 |
| Washington County Ohio | 3 | $ 582,000 | $ 194,000 | $ 89,000 |
| Bedford County Pennsylvania | 3 | $ 373,000 | $ 124,000 | $ 62,000 |
| Bradford County Pennsylvania | 3 | $ 233,000 | $ 77,000 | $ 63,000 |
| Clarion County Pennsylvania | 3 | $ 272,000 | $ 90,000 | $ 73,000 |
| Clearfield County Pennsylvania | 3 | $ 313,000 | $ 104,000 | $ 58,000 |
| Fulton County Pennsylvania | 3 | $ 331,000 | $ 110,000 | $ 45,000 |
| Greene County Pennsylvania | 3 | $ 353,000 | $ 117,000 | $ 50,000 |
| Jefferson County Pennsylvania | 3 | $ 315,000 | $ 105,000 | $ 63,000 |
| Schuylkill County Pennsylvania | 3 | $ 470,000 | $ 156,000 | $ 81,000 |
| Collier County Florida | 2 | $ 398,000 | $ 199,000 | $ 88,000 |
| Lee County Florida | 2 | $ 256,000 | $ 128,000 | $ 95,000 |
| Jefferson County Indiana | 2 | $ 168,000 | $ 84,000 | $ 56,000 |
| Franklin County Kentucky | 2 | $ 315,000 | $ 157,000 | $ 48,000 |
| Madison County Kentucky | 2 | $ 304,000 | $ 152,000 | $ 39,000 |
| Allegany County Maryland | 2 | $ 271,000 | $ 135,000 | $ 97,000 |
| Cecil County Maryland | 2 | $ 659,000 | $ 329,000 | $ 118,000 |
| Talbot County Maryland | 2 | $ 544,000 | $ 272,000 | $ 50,000 |
| Oakland County Michigan | 2 | $ 698,000 | $ 349,000 | $ 212,000 |
| New Hanover County North Carolina | 2 | $ 434,000 | $ 217,000 | $ 72,000 |
| Wake County North Carolina | 2 | $ 326,000 | $ 163,000 | $ 59,000 |
| Carroll County Ohio | 2 | $ 122,000 | $ 61,000 | $ 60,000 |
| Hardin County Ohio | 2 | $ 411,000 | $ 205,000 | $ 66,000 |
| Shelby County Ohio | 2 | $ 270,000 | $ 135,000 | $ 50,000 |
| Williams County Ohio | 2 | $ 220,000 | $ 110,000 | $ 73,000 |
| Wyandot County Ohio | 2 | $ 201,000 | $ 100,000 | $ 64,000 |
| Clinton County Pennsylvania | 2 | $ 204,000 | $ 102,000 | $ 75,000 |
| Huntingdon County Pennsylvania | 2 | $ 313,000 | $ 156,000 | $ 46,000 |
| McKean County Pennsylvania | 2 | $ 183,000 | $ 91,000 | $ 93,000 |
| Northumberland County Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 41,000 |
| Susquehanna County Pennsylvania | 2 | $ 269,000 | $ 134,000 | $ 59,000 |
| Berkeley County South Carolina | 2 | $ 269,000 | $ 134,000 | $ 60,000 |
| Amelia County Virginia | 2 | $ 172,000 | $ 86,000 | $ 26,000 |
| Essex County Virginia | 2 | $ 540,000 | $ 270,000 | $ 156,000 |
| Henrico County Virginia | 2 | $ 390,000 | $ 195,000 | $ 44,000 |
| Powhatan County Virginia | 2 | $ 567,000 | $ 283,000 | $ 71,000 |
| Roanoke City County Virginia | 2 | $ 298,000 | $ 149,000 | $ 18,000 |
| Rockingham County Virginia | 2 | $ 241,000 | $ 120,000 | $ 50,000 |
| Stafford County Virginia | 2 | $ 469,000 | $ 234,000 | $ 87,000 |
| Bibb County Alabama | 1 | $ 83,000 | $ 83,000 | $ 37,000 |
| Elmore County Alabama | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Jefferson County Alabama | 1 | $ 139,000 | $ 139,000 | $ 51,000 |
| Marshall County Alabama | 1 | $ 96,000 | $ 96,000 | $ 18,000 |
| Mobile County Alabama | 1 | $ 156,000 | $ 156,000 | $ 60,000 |
| Tallapoosa County Alabama | 1 | $ 71,000 | $ 71,000 | $ 32,000 |
| Weld County Colorado | 1 | $ 75,000 | $ 75,000 | $ 104,000 |
| New Castle County Delaware | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| Broward County Florida | 1 | $ 140,000 | $ 140,000 | $ 40,000 |
| Marion County Florida | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| Miami-Dade County Florida | 1 | $ 258,000 | $ 258,000 | $ 80,000 |
| Osceola County Florida | 1 | $ 172,000 | $ 172,000 | $ 11,000 |
| Palm Beach County Florida | 1 | $ 300,000 | $ 300,000 | $ 50,000 |
| Polk County Florida | 1 | $ 208,000 | $ 208,000 | $ 24,000 |
| Putnam County Florida | 1 | $ 103,000 | $ 103,000 | $ 57,000 |
| Sarasota County Florida | 1 | $ 219,000 | $ 219,000 | $ 61,000 |
| Sumter County Florida | 1 | $ 120,000 | $ 120,000 | $ 84,000 |
| Volusia County Florida | 1 | $ 146,000 | $ 146,000 | $ 45,000 |
| Chatham County Georgia | 1 | $ 139,000 | $ 139,000 | $ 64,000 |
| Clayton County Georgia | 1 | $ 93,000 | $ 93,000 | $ 49,000 |
| Cobb County Georgia | 1 | $ 159,000 | $ 159,000 | $ 42,000 |
| DeKalb County Georgia | 1 | $ 81,000 | $ 81,000 | $ 55,000 |
| Dougherty County Georgia | 1 | $ 170,000 | $ 170,000 | $ 64,000 |
| Fulton County Georgia | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Gwinnett County Georgia | 1 | $ 147,000 | $ 147,000 | $ 62,000 |
| Jasper County Georgia | 1 | $ 124,000 | $ 124,000 | $ 92,000 |
| Lamar County Georgia | 1 | $ 133,000 | $ 133,000 | $ 106,000 |
| Muscogee County Georgia | 1 | $ 102,000 | $ 102,000 | $ 33,000 |
| Peach County Georgia | 1 | $ 82,000 | $ 82,000 | $ 26,000 |
| Telfair County Georgia | 1 | $ 127,000 | $ 127,000 | $ 89,000 |
| Clark County Indiana | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Floyd County Indiana | 1 | $ 132,000 | $ 132,000 | $ 40,000 |
| Franklin County Indiana | 1 | $ 80,000 | $ 80,000 | $ 61,000 |
| Hamilton County Indiana | 1 | $ 268,000 | $ 268,000 | $ 141,000 |
| Hancock County Indiana | 1 | $ 193,000 | $ 193,000 | $ 76,000 |
| Henry County Indiana | 1 | $ 148,000 | $ 148,000 | $ 60,000 |
| Lake County Indiana | 1 | $ 144,000 | $ 144,000 | $ 85,000 |
| Marion County Indiana | 1 | $ 156,000 | $ 156,000 | $ 330,000 |
| Putnam County Indiana | 1 | $ 136,000 | $ 136,000 | $ 43,000 |
| St. Joseph County Indiana | 1 | $ 87,000 | $ 87,000 | $ 54,000 |
| Union County Indiana | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Wells County Indiana | 1 | $ 70,000 | $ 70,000 | $ 44,000 |
| Allen County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 56,000 |
| Boyd County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 26,000 |
| Carter County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 22,000 |
| Gallatin County Kentucky | 1 | $ 39,000 | $ 39,000 | $ 17,000 |
| Hardin County Kentucky | 1 | $ 168,000 | $ 168,000 | $ 60,000 |
| Harrison County Kentucky | 1 | $ 129,000 | $ 129,000 | $ 41,000 |
| Hopkins County Kentucky | 1 | $ 297,000 | $ 297,000 | $ 64,000 |
| Jefferson County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 56,000 |
| Laurel County Kentucky | 1 | $ 97,000 | $ 97,000 | $ 38,000 |
| Lawrence County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| McCracken County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
| Meade County Kentucky | 1 | $ 132,000 | $ 132,000 | $ 75,000 |
| Warren County Kentucky | 1 | $ 252,000 | $ 252,000 | $ 50,000 |
| Caroline County Maryland | 1 | $ 190,000 | $ 190,000 | $ 38,000 |
| Carroll County Maryland | 1 | $ 258,000 | $ 258,000 | $ 77,000 |
| Garrett County Maryland | 1 | $ 306,000 | $ 306,000 | $ 69,000 |
| Queen Anne's County Maryland | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Wicomico County Maryland | 1 | $ 328,000 | $ 328,000 | $ 164,000 |
| Worcester County Maryland | 1 | $ 327,000 | $ 327,000 | $ 162,000 |
| Kent County Michigan | 1 | $ 149,000 | $ 149,000 | $ 130,000 |
| Wayne County Michigan | 1 | $ 56,000 | $ 56,000 | $ 104,000 |
| Chatham County North Carolina | 1 | $ 323,000 | $ 323,000 | $ 60,000 |
| Iredell County North Carolina | 1 | $ 237,000 | $ 237,000 | $ 80,000 |
| Martin County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 76,000 |
| Union County North Carolina | 1 | $ 187,000 | $ 187,000 | $ 105,000 |
| Wilkes County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 24,000 |
| Auglaize County Ohio | 1 | $ 144,000 | $ 144,000 | $ 104,000 |
| Geauga County Ohio | 1 | $ 267,000 | $ 267,000 | $ 118,000 |
| Jackson County Ohio | 1 | $ 49,000 | $ 49,000 | $ 14,000 |
| Meigs County Ohio | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Morgan County Ohio | 1 | $ 149,000 | $ 149,000 | $ 82,000 |
| Paulding County Ohio | 1 | $ 69,000 | $ 69,000 | $ 52,000 |
| Seneca County Ohio | 1 | $ 53,000 | $ 53,000 | $ 31,000 |
| Columbia County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 46,000 |
| Elk County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 42,000 |
| Mifflin County Pennsylvania | 1 | $ 161,000 | $ 161,000 | $ 63,000 |
| Potter County Pennsylvania | 1 | $ 129,000 | $ 129,000 | $ 74,000 |
| Tioga County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 60,000 |
| Wayne County Pennsylvania | 1 | $ 223,000 | $ 223,000 | $ 60,000 |
| Wyoming County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 54,000 |
| Charleston County South Carolina | 1 | $ 236,000 | $ 236,000 | $ 97,000 |
| Greenville County South Carolina | 1 | $ 121,000 | $ 121,000 | $ 86,000 |
| Richland County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Caroline County Virginia | 1 | $ 223,000 | $ 223,000 | $ 80,000 |
| Greene County Virginia | 1 | $ 251,000 | $ 251,000 | $ 82,000 |
| Hampton County Virginia | 1 | $ 167,000 | $ 167,000 | $ 68,000 |
| Hopewell County Virginia | 1 | $ 159,000 | $ 159,000 | $ 70,000 |
| Lancaster County Virginia | 1 | $ 137,000 | $ 137,000 | $ 101,000 |
| Lynchburg County Virginia | 1 | $ 116,000 | $ 116,000 | $ 57,000 |
| Newport News County Virginia | 1 | $ 301,000 | $ 301,000 | $ 90,000 |
| Norfolk County Virginia | 1 | $ 173,000 | $ 173,000 | $ 38,000 |
| Petersburg County Virginia | 1 | $ 141,000 | $ 141,000 | $ 35,000 |
| Pittsylvania County Virginia | 1 | $ 123,000 | $ 123,000 | $ 29,000 |
| Prince George County Virginia | 1 | $ 146,000 | $ 146,000 | $ 160,000 |
| Prince William County Virginia | 1 | $ 265,000 | $ 265,000 | $ 42,000 |
| Richmond City County Virginia | 1 | $ 68,000 | $ 68,000 | $ 39,000 |
| Roanoke County Virginia | 1 | $ 106,000 | $ 106,000 | $ 48,000 |
| Spotsylvania County Virginia | 1 | $ 188,000 | $ 188,000 | $ 72,000 |
| Suffolk County Virginia | 1 | $ 315,000 | $ 315,000 | $ 62,000 |
| Tazewell County Virginia | 1 | $ 120,000 | $ 120,000 | $ 120,000 |
| Washington County Virginia | 1 | $ 188,000 | $ 188,000 | $ 111,000 |
Mortgage Loan Application Detail Totals for Equity Resources, Inc. in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,545 | $436,816,000 | $171,000 | $840,000 | $90,000 | $1,671,000 |
| Home Purchase | 1,060 | $155,531,000 | $146,000 | $652,000 | $68,000 | $772,000 |
| Home Improvement | 2 | $265,000 | $132,000 | $164,000 | $67,000 | $80,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,141 | $501,871,000 | $159,000 | $840,000 | $81,000 | $1,671,000 |
| Asian | 170 | $38,781,000 | $228,000 | $584,000 | $122,000 | $1,320,000 |
| Black or African American | 156 | $23,789,000 | $152,000 | $385,000 | $68,000 | $650,000 |
| Not Provided | 71 | $14,524,000 | $204,000 | $520,000 | $105,000 | $660,000 |
| Hispanic | 43 | $8,290,000 | $192,000 | $434,000 | $80,000 | $350,000 |
| American Indian or Alaskan Native | 20 | $4,023,000 | $201,000 | $400,000 | $191,000 | $454,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,334,000 | $222,000 | $349,000 | $109,000 | $162,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,910 | $340,799,000 | $178,000 | $840,000 | $97,000 | $1,584,000 |
| FHA-insured (Federal Housing Administration) | 1,335 | $195,660,000 | $146,000 | $624,000 | $70,000 | $1,671,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 216 | $25,444,000 | $117,000 | $326,000 | $42,000 | $92,000 |
| VA-guaranteed (Veterans Administration) | 146 | $30,709,000 | $210,000 | $520,000 | $92,000 | $960,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,518 | $256,729,000 | $169,000 | $729,000 | $85,000 | $772,000 |
| Application Denied By Financial Institution | 1,034 | $155,226,000 | $150,000 | $840,000 | $72,000 | $1,584,000 |
| Application Approved But Not Accepted | 865 | $150,414,000 | $173,000 | $735,000 | $94,000 | $1,320,000 |
| Application Withdrawn By Applicant | 182 | $28,884,000 | $158,000 | $500,000 | $86,000 | $1,671,000 |
| File Closed For Incompleteness | 8 | $1,359,000 | $169,000 | $277,000 | $139,000 | $650,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 240 | $33,825,000 | $140,000 | $520,000 | $65,000 | $1,584,000 |
| Collateral | 113 | $19,902,000 | $176,000 | $514,000 | $83,000 | $336,000 |
| Debt-To-Income Ratio | 61 | $10,685,000 | $175,000 | $840,000 | $61,000 | $254,000 |
| Other | 26 | $4,533,000 | $174,000 | $417,000 | $80,000 | $310,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,641,000 | $205,000 | $520,000 | $69,000 | $155,000 |
| Employment History | 3 | $519,000 | $173,000 | $322,000 | $78,000 | $124,000 |
| Credit Application Incomplete | 1 | $108,000 | $108,000 | $108,000 | $43,000 | $43,000 |
| Unverifiable Information | 1 | $75,000 | $75,000 | $75,000 | $35,000 | $35,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Resources, Inc.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Resources, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.