Equity Resources, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014

Equity Resources, Inc. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Equity Resources, Inc.
Po Box 5177
Newark, OH 43058
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,532
Total Mortgage Loan Application Amount $566,323,000
Average Mortgage Loan Application Amount $131,000
Highest Mortgage Loan Application Amount $1,100,000
Average Applicant Income $89,333
Highest Applicant Income $2,220,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Equity Resources, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Resources, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2014 breaks down Equity Resources, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Resources, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Equity Resources, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Resources, Inc.'s mortgage activity for 2014.

Mortgage Loan Application Totals for Equity Resources, Inc. by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny County Pennsylvania 457 $ 68,279,000 $ 149,000 $ 83,000
Franklin County Ohio 417 $ 64,400,000 $ 154,000 $ 91,000
Wake County North Carolina 210 $ 46,601,000 $ 221,000 $ 117,000
Delaware County Ohio 177 $ 40,815,000 $ 230,000 $ 104,000
Washington County Pennsylvania 150 $ 22,061,000 $ 147,000 $ 75,000
Beaver County Pennsylvania 141 $ 18,381,000 $ 130,000 $ 75,000
Westmoreland County Pennsylvania 136 $ 17,797,000 $ 130,000 $ 63,000
Lucas County Ohio 127 $ 14,190,000 $ 111,000 $ 61,000
Licking County Ohio 121 $ 16,899,000 $ 139,000 $ 73,000
Hamilton County Ohio 107 $ 13,020,000 $ 121,000 $ 68,000
St. Mary's County Maryland 84 $ 20,519,000 $ 244,000 $ 92,000
Butler County Pennsylvania 82 $ 16,917,000 $ 206,000 $ 101,000
Blair County Pennsylvania 74 $ 8,061,000 $ 108,000 $ 56,000
Fairfield County Ohio 68 $ 10,355,000 $ 152,000 $ 68,000
Warren County Ohio 66 $ 10,448,000 $ 158,000 $ 82,000
Clermont County Ohio 64 $ 9,611,000 $ 150,000 $ 70,000
Butler County Ohio 45 $ 6,993,000 $ 155,000 $ 73,000
Wood County Ohio 43 $ 5,900,000 $ 137,000 $ 60,000
Prince George's County Maryland 37 $ 9,408,000 $ 254,000 $ 85,000
Mercer County Pennsylvania 37 $ 4,161,000 $ 112,000 $ 61,000
Monroe County Michigan 36 $ 5,462,000 $ 151,000 $ 70,000
Montgomery County Ohio 35 $ 4,137,000 $ 118,000 $ 69,000
Calvert County Maryland 33 $ 8,307,000 $ 251,000 $ 91,000
Pickaway County Ohio 31 $ 3,966,000 $ 127,000 $ 114,000
Montgomery County Maryland 27 $ 8,819,000 $ 326,000 $ 123,000
Union County Ohio 26 $ 5,652,000 $ 217,000 $ 95,000
Knox County Ohio 25 $ 2,744,000 $ 109,000 $ 51,000
Charles County Maryland 23 $ 5,536,000 $ 240,000 $ 82,000
Sarasota County Florida 21 $ 2,550,000 $ 121,000 $ 73,000
Fayette County Pennsylvania 21 $ 2,279,000 $ 108,000 $ 46,000
Perry County Ohio 19 $ 2,098,000 $ 110,000 $ 159,000
Durham County North Carolina 18 $ 2,886,000 $ 160,000 $ 81,000
Clinton County Ohio 18 $ 1,918,000 $ 106,000 $ 40,000
Greene County Ohio 18 $ 2,006,000 $ 111,000 $ 58,000
Johnston County North Carolina 17 $ 2,966,000 $ 174,000 $ 61,000
Cambria County Pennsylvania 17 $ 1,533,000 $ 90,000 $ 53,000
Manatee County Florida 16 $ 2,717,000 $ 169,000 $ 83,000
Cuyahoga County Ohio 14 $ 2,234,000 $ 159,000 $ 85,000
Erie County Pennsylvania 13 $ 1,216,000 $ 93,000 $ 48,000
Anne Arundel County Maryland 12 $ 3,620,000 $ 301,000 $ 105,000
Clark County Ohio 12 $ 1,261,000 $ 105,000 $ 97,000
Morrow County Ohio 11 $ 1,032,000 $ 93,000 $ 52,000
Armstrong County Pennsylvania 11 $ 858,000 $ 78,000 $ 46,000
Baltimore County Maryland 10 $ 2,157,000 $ 215,000 $ 107,000
Baltimore City County Maryland 10 $ 1,815,000 $ 181,000 $ 73,000
Muskingum County Ohio 10 $ 1,003,000 $ 100,000 $ 49,000
Bucks County Pennsylvania 10 $ 2,240,000 $ 224,000 $ 123,000
Greene County Pennsylvania 10 $ 1,123,000 $ 112,000 $ 58,000
Lancaster County Pennsylvania 10 $ 1,631,000 $ 163,000 $ 57,000
York County Pennsylvania 10 $ 1,791,000 $ 179,000 $ 91,000
District of Columbia County District Of Columbia 9 $ 2,887,000 $ 320,000 $ 84,000
Fulton County Ohio 9 $ 768,000 $ 85,000 $ 35,000
Centre County Pennsylvania 9 $ 1,484,000 $ 164,000 $ 69,000
Clearfield County Pennsylvania 9 $ 1,122,000 $ 124,000 $ 57,000
Richland County Ohio 8 $ 830,000 $ 103,000 $ 60,000
Stark County Ohio 8 $ 687,000 $ 85,000 $ 61,000
Highland County Ohio 7 $ 691,000 $ 98,000 $ 47,000
Lawrence County Pennsylvania 7 $ 787,000 $ 112,000 $ 59,000
Frederick County Maryland 6 $ 1,547,000 $ 257,000 $ 78,000
Harnett County North Carolina 6 $ 1,261,000 $ 210,000 $ 65,000
Orange County North Carolina 6 $ 1,175,000 $ 195,000 $ 113,000
Crawford County Ohio 6 $ 326,000 $ 54,000 $ 31,000
Logan County Ohio 6 $ 753,000 $ 125,000 $ 44,000
Somerset County Pennsylvania 6 $ 795,000 $ 132,000 $ 154,000
Franklin County North Carolina 5 $ 850,000 $ 170,000 $ 53,000
Granville County North Carolina 5 $ 898,000 $ 179,000 $ 61,000
Brown County Ohio 5 $ 660,000 $ 132,000 $ 80,000
Hancock County Ohio 5 $ 544,000 $ 108,000 $ 71,000
Lake County Ohio 5 $ 661,000 $ 132,000 $ 66,000
Ottawa County Ohio 5 $ 631,000 $ 126,000 $ 52,000
Scioto County Ohio 5 $ 535,000 $ 107,000 $ 41,000
Summit County Ohio 5 $ 1,021,000 $ 204,000 $ 82,000
Berks County Pennsylvania 5 $ 902,000 $ 180,000 $ 100,000
Dauphin County Pennsylvania 5 $ 834,000 $ 166,000 $ 85,000
Northampton County Pennsylvania 5 $ 1,015,000 $ 203,000 $ 76,000
Philadelphia County Pennsylvania 5 $ 845,000 $ 169,000 $ 85,000
Carroll County Maryland 4 $ 1,058,000 $ 264,000 $ 97,000
Ashland County Ohio 4 $ 663,000 $ 165,000 $ 70,000
Madison County Ohio 4 $ 653,000 $ 163,000 $ 83,000
Marion County Ohio 4 $ 540,000 $ 135,000 $ 52,000
Sandusky County Ohio 4 $ 285,000 $ 71,000 $ 64,000
Williams County Ohio 4 $ 551,000 $ 137,000 $ 48,000
Indiana County Pennsylvania 4 $ 276,000 $ 69,000 $ 42,000
Luzerne County Pennsylvania 4 $ 298,000 $ 74,000 $ 78,000
Montgomery County Pennsylvania 4 $ 792,000 $ 198,000 $ 92,000
Charlotte County Florida 3 $ 403,000 $ 134,000 $ 76,000
Harford County Maryland 3 $ 773,000 $ 257,000 $ 77,000
Queen Anne's County Maryland 3 $ 840,000 $ 280,000 $ 107,000
Columbiana County Ohio 3 $ 354,000 $ 118,000 $ 50,000
Coshocton County Ohio 3 $ 432,000 $ 144,000 $ 62,000
Erie County Ohio 3 $ 369,000 $ 123,000 $ 75,000
Fayette County Ohio 3 $ 417,000 $ 139,000 $ 43,000
Henry County Ohio 3 $ 301,000 $ 100,000 $ 43,000
Preble County Ohio 3 $ 454,000 $ 151,000 $ 73,000
Bedford County Pennsylvania 3 $ 410,000 $ 136,000 $ 69,000
Bradford County Pennsylvania 3 $ 345,000 $ 115,000 $ 69,000
Carbon County Pennsylvania 3 $ 459,000 $ 153,000 $ 112,000
Cumberland County Pennsylvania 3 $ 640,000 $ 213,000 $ 97,000
Lebanon County Pennsylvania 3 $ 665,000 $ 221,000 $ 96,000
King George County Virginia 3 $ 735,000 $ 245,000 $ 121,000
Sussex County Delaware 2 $ 669,000 $ 334,000 $ 202,000
Orange County Florida 2 $ 379,000 $ 189,000 $ 205,000
Boone County Kentucky 2 $ 341,000 $ 170,000 $ 69,000
Boyd County Kentucky 2 $ 201,000 $ 100,000 $ 50,000
Elliott County Kentucky 2 $ 255,000 $ 127,000 $ 67,000
Greenup County Kentucky 2 $ 249,000 $ 124,000 $ 43,000
Kenton County Kentucky 2 $ 583,000 $ 291,000 $ 93,000
Howard County Maryland 2 $ 352,000 $ 176,000 $ 103,000
Talbot County Maryland 2 $ 540,000 $ 270,000 $ 88,000
Alamance County North Carolina 2 $ 409,000 $ 204,000 $ 59,000
Carteret County North Carolina 2 $ 190,000 $ 95,000 $ 122,000
Chatham County North Carolina 2 $ 695,000 $ 347,000 $ 177,000
Cherokee County North Carolina 2 $ 256,000 $ 128,000 $ 25,000
Forsyth County North Carolina 2 $ 318,000 $ 159,000 $ 97,000
Mecklenburg County North Carolina 2 $ 357,000 $ 178,000 $ 36,000
Darke County Ohio 2 $ 170,000 $ 85,000 $ 41,000
Geauga County Ohio 2 $ 247,000 $ 123,000 $ 52,000
Holmes County Ohio 2 $ 206,000 $ 103,000 $ 48,000
Lorain County Ohio 2 $ 303,000 $ 151,000 $ 108,000
Mahoning County Ohio 2 $ 230,000 $ 115,000 $ 60,000
Miami County Ohio 2 $ 146,000 $ 73,000 $ 33,000
Pike County Ohio 2 $ 241,000 $ 120,000 $ 74,000
Trumbull County Ohio 2 $ 159,000 $ 79,000 $ 66,000
Chester County Pennsylvania 2 $ 492,000 $ 246,000 $ 83,000
Clarion County Pennsylvania 2 $ 153,000 $ 76,000 $ 39,000
Crawford County Pennsylvania 2 $ 251,000 $ 125,000 $ 82,000
Delaware County Pennsylvania 2 $ 316,000 $ 158,000 $ 80,000
Huntingdon County Pennsylvania 2 $ 428,000 $ 214,000 $ 83,000
Venango County Pennsylvania 2 $ 185,000 $ 92,000 $ 65,000
New Castle County Delaware 1 $ 84,000 $ 84,000 $ 85,000
Brevard County Florida 1 $ 76,000 $ 76,000 $ 71,000
Duval County Florida 1 $ 358,000 $ 358,000 $ 82,000
Hillsborough County Florida 1 $ 257,000 $ 257,000 $ 100,000
Okaloosa County Florida 1 $ 169,000 $ 169,000 $ 42,000
Bartholomew County Indiana 1 $ 334,000 $ 334,000 $ 88,000
Hamilton County Indiana 1 $ 133,000 $ 133,000 $ 58,000
Carter County Kentucky 1 $ 96,000 $ 96,000 $ 40,000
Allegany County Maryland 1 $ 320,000 $ 320,000 $ 174,000
Kalamazoo County Michigan 1 $ 140,000 $ 140,000 $ 59,000
Lenawee County Michigan 1 $ 147,000 $ 147,000 $ 52,000
Wayne County Michigan 1 $ 104,000 $ 104,000 $ 39,000
Buncombe County North Carolina 1 $ 246,000 $ 246,000 $ 67,000
Catawba County North Carolina 1 $ 183,000 $ 183,000 $ 50,000
Edgecombe County North Carolina 1 $ 140,000 $ 140,000 $ 840,000
Gaston County North Carolina 1 $ 260,000 $ 260,000 $ 170,000
New Hanover County North Carolina 1 $ 100,000 $ 100,000 $ 93,000
Onslow County North Carolina 1 $ 216,000 $ 216,000 $ 246,000
Pender County North Carolina 1 $ 300,000 $ 300,000 $ 2,220,000
Warren County North Carolina 1 $ 291,000 $ 291,000 $ 184,000
Adams County Ohio 1 $ 135,000 $ 135,000 $ 71,000
Allen County Ohio 1 $ 66,000 $ 66,000 $ 75,000
Defiance County Ohio 1 $ 57,000 $ 57,000 $ 36,000
Hocking County Ohio 1 $ 92,000 $ 92,000 $ 31,000
Jefferson County Ohio 1 $ 68,000 $ 68,000 $ 175,000
Lawrence County Ohio 1 $ 175,000 $ 175,000 $ 85,000
Paulding County Ohio 1 $ 100,000 $ 100,000 $ 25,000
Portage County Ohio 1 $ 155,000 $ 155,000 $ 228,000
Putnam County Ohio 1 $ 128,000 $ 128,000 $ 65,000
Ross County Ohio 1 $ 344,000 $ 344,000 $ 210,000
Adams County Pennsylvania 1 $ 202,000 $ 202,000 $ 55,000
Elk County Pennsylvania 1 $ 93,000 $ 93,000 $ 82,000
Forest County Pennsylvania 1 $ 35,000 $ 35,000 $ 95,000
Franklin County Pennsylvania 1 $ 214,000 $ 214,000 $ 54,000
Mifflin County Pennsylvania 1 $ 151,000 $ 151,000 $ 73,000
Monroe County Pennsylvania 1 $ 130,000 $ 130,000 $ 84,000
Schuylkill County Pennsylvania 1 $ 136,000 $ 136,000 $ 48,000
Snyder County Pennsylvania 1 $ 188,000 $ 188,000 $ 47,000
Warren County Pennsylvania 1 $ 100,000 $ 100,000 $ 40,000
Wyoming County Pennsylvania 1 $ 101,000 $ 101,000 $ 74,000
Anderson County South Carolina 1 $ 62,000 $ 62,000 $ 45,000
Spartanburg County South Carolina 1 $ 108,000 $ 108,000 $ 20,000
Alexandria County Virginia 1 $ 148,000 $ 148,000 $ 70,000
Spotsylvania County Virginia 1 $ 465,000 $ 465,000 $ 583,000

Mortgage Loan Application Detail Totals for Equity Resources, Inc. in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,722 $434,640,000 $159,000 $1,100,000 $80,000 $2,220,000
Refinancing 806 $131,399,000 $163,000 $755,000 $92,000 $1,344,000
Home Improvement 4 $284,000 $71,000 $168,000 $96,000 $181,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,979 $458,743,000 $153,000 $1,100,000 $79,000 $2,220,000
Black or African American 248 $40,641,000 $163,000 $632,000 $83,000 $2,164,000
Asian 231 $53,090,000 $229,000 $648,000 $123,000 $593,000
Hispanic 71 $13,516,000 $190,000 $500,000 $77,000 $274,000
Native Hawaiian or Other Pacific Islander 2 $208,000 $104,000 $153,000 $36,000 $49,000
American Indian or Alaskan Native 1 $125,000 $125,000 $125,000 $86,000 $86,000
Not applicable 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,842 $328,343,000 $178,000 $1,100,000 $103,000 $2,220,000
FHA-insured (Federal Housing Administration) 1,113 $147,279,000 $132,000 $622,000 $59,000 $660,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 298 $37,277,000 $125,000 $385,000 $45,000 $103,000
VA-guaranteed (Veterans Administration) 279 $53,424,000 $191,000 $755,000 $79,000 $324,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,325 $377,202,000 $162,000 $1,100,000 $80,000 $2,164,000
Application Approved But Not Accepted 884 $147,104,000 $166,000 $755,000 $90,000 $1,344,000
Application Denied By Financial Institution 277 $34,847,000 $125,000 $622,000 $71,000 $2,064,000
Application Withdrawn By Applicant 43 $6,604,000 $153,000 $539,000 $133,000 $2,220,000
File Closed For Incompleteness 3 $566,000 $188,000 $316,000 $90,000 $121,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 95 $11,366,000 $119,000 $417,000 $69,000 $214,000
Debt-To-Income Ratio 61 $8,397,000 $137,000 $622,000 $51,000 $217,000
Collateral 51 $6,384,000 $125,000 $518,000 $73,000 $516,000
Other 45 $6,207,000 $137,000 $368,000 $75,000 $279,000
Employment History 11 $850,000 $77,000 $123,000 $34,000 $54,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,106,000 $122,000 $358,000 $272,000 $2,064,000
Unverifiable Information 5 $537,000 $107,000 $194,000 $32,000 $47,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Resources, Inc.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Equity Resources, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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