Equity Resources Inc Mortgage Lending & HMDA Data, 2021

In 2021, Equity Resources Inc of Newark, OH reported 13,992 mortgage applications totaling $3.2 billion, down 27% from 2020. The average application was for $226,486, and applicants reported an average income of $99,805. 71% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Columbus, OH (2,236), Pittsburgh, PA (2,158) and Raleigh, NC (1,215) (applications in parentheses).

Mortgage Company & Address Equity Resources Inc
Po Box 5177
Newark, OH 43055
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 13,992
Total Mortgage Loan Application Amount $3,169,000,000
Average Mortgage Loan Application Amount $226,486
Highest Mortgage Loan Application Amount $1,865,000
Average Applicant Income $99,805
Highest Applicant Income $2,136,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Equity Resources Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Equity Resources Inc by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny, Pennsylvania 1,021 $ 216,405,000 $ 211,953 $ 103,000
Wake, North Carolina 965 $ 279,695,000 $ 289,839 $ 129,000
Franklin, Ohio 722 $ 143,860,000 $ 199,252 $ 99,000
Licking, Ohio 642 $ 112,510,000 $ 175,249 $ 76,000
Lucas, Ohio 583 $ 84,605,000 $ 145,120 $ 81,000
Delaware, Ohio 465 $ 130,775,000 $ 281,236 $ 131,000
Washington, Pennsylvania 397 $ 75,335,000 $ 189,760 $ 91,000
Beaver, Pennsylvania 324 $ 53,950,000 $ 166,512 $ 83,000
New Haven, Connecticut 322 $ 76,060,000 $ 236,211 $ 107,000
Guilford, North Carolina 296 $ 60,060,000 $ 202,905 $ 94,000
Johnston, North Carolina 218 $ 51,800,000 $ 237,614 $ 96,000
Westmoreland, Pennsylvania 209 $ 35,125,000 $ 168,062 $ 87,000
Blair, Pennsylvania 203 $ 30,185,000 $ 148,694 $ 68,000
Fairfield, Ohio 187 $ 42,905,000 $ 229,438 $ 98,000
Montgomery, Maryland 178 $ 61,040,000 $ 342,921 $ 126,000
St. Mary's, Maryland 176 $ 53,630,000 $ 304,715 $ 96,000
Horry, South Carolina 176 $ 31,340,000 $ 178,068 $ 69,000
Prince George's, Maryland 164 $ 48,420,000 $ 295,243 $ 93,000
Hillsborough, Florida 159 $ 39,675,000 $ 249,528 $ 91,000
Montgomery, Ohio 157 $ 19,755,000 $ 125,828 $ 70,000
Baltimore, Maryland 154 $ 40,840,000 $ 265,194 $ 109,000
Monroe, Michigan 151 $ 26,005,000 $ 172,218 $ 77,000
Erie, Pennsylvania 139 $ 19,875,000 $ 142,985 $ 78,000
Wood, Ohio 127 $ 26,135,000 $ 205,787 $ 94,000
Cumberland, Pennsylvania 127 $ 27,365,000 $ 215,472 $ 94,000
Butler, Pennsylvania 117 $ 32,695,000 $ 279,444 $ 122,000
Beaufort, South Carolina 116 $ 37,010,000 $ 319,051 $ 126,000
Fairfield, Connecticut 115 $ 33,175,000 $ 288,478 $ 133,000
Barnstable, Massachusetts 106 $ 36,610,000 $ 345,377 $ 130,000
Durham, North Carolina 106 $ 26,780,000 $ 252,641 $ 128,000
Clermont, Ohio 101 $ 19,105,000 $ 189,158 $ 80,000
York, Pennsylvania 93 $ 19,515,000 $ 209,838 $ 91,000
Anne Arundel, Maryland 91 $ 29,225,000 $ 321,153 $ 126,000
Forsyth, North Carolina 90 $ 17,840,000 $ 198,222 $ 91,000
Howard, Maryland 89 $ 31,415,000 $ 352,977 $ 132,000
Bristol, Massachusetts 87 $ 32,895,000 $ 378,103 $ 95,000
Dauphin, Pennsylvania 85 $ 14,995,000 $ 176,411 $ 89,000
Norfolk, Massachusetts 84 $ 32,350,000 $ 385,119 $ 142,000
Mercer, Pennsylvania 81 $ 12,445,000 $ 153,641 $ 77,000
Carteret, North Carolina 76 $ 20,280,000 $ 266,842 $ 152,000
Pinellas, Florida 75 $ 20,605,000 $ 274,733 $ 160,000
Knox, Ohio 75 $ 12,125,000 $ 161,666 $ 80,000
Calvert, Maryland 74 $ 21,140,000 $ 285,675 $ 103,000
Middlesex, Massachusetts 74 $ 29,960,000 $ 404,864 $ 156,000
Plymouth, Massachusetts 71 $ 27,455,000 $ 386,690 $ 114,000
New Hanover, North Carolina 71 $ 17,735,000 $ 249,788 $ 103,000
Union, Ohio 70 $ 20,390,000 $ 291,285 $ 118,000
Baltimore City, Maryland 69 $ 14,895,000 $ 215,869 $ 118,000
Fayette, Pennsylvania 66 $ 9,870,000 $ 149,545 $ 68,000
Butler, Ohio 65 $ 10,135,000 $ 155,923 $ 81,000
Fulton, Ohio 64 $ 9,780,000 $ 152,812 $ 74,000
Perry, Ohio 64 $ 10,870,000 $ 169,843 $ 76,000
Sarasota, Florida 62 $ 14,510,000 $ 234,032 $ 120,000
Miami, Ohio 61 $ 9,045,000 $ 148,278 $ 70,000
Worcester, Massachusetts 60 $ 18,950,000 $ 315,833 $ 132,000
Harnett, North Carolina 60 $ 14,550,000 $ 242,500 $ 91,000
Warren, Ohio 60 $ 12,730,000 $ 212,166 $ 92,000
Polk, Florida 54 $ 12,590,000 $ 233,148 $ 90,000
Lawrence, Pennsylvania 53 $ 7,355,000 $ 138,773 $ 75,000
Clark, Ohio 51 $ 7,615,000 $ 149,313 $ 66,000
Frederick, Maryland 50 $ 13,250,000 $ 265,000 $ 136,000
Marion, Ohio 49 $ 7,215,000 $ 147,244 $ 56,000
Muskingum, Ohio 45 $ 7,635,000 $ 169,666 $ 76,000
Hartford, Connecticut 43 $ 11,685,000 $ 271,744 $ 147,000
Watauga, North Carolina 43 $ 9,065,000 $ 210,813 $ 110,000
Alamance, North Carolina 42 $ 8,930,000 $ 212,619 $ 71,000
Brunswick, North Carolina 42 $ 11,420,000 $ 271,904 $ 136,000
Nash, North Carolina 41 $ 7,695,000 $ 187,682 $ 77,000
Greene, Pennsylvania 41 $ 6,145,000 $ 149,878 $ 72,000
Middlesex, Connecticut 40 $ 11,730,000 $ 293,250 $ 119,000
Manatee, Florida 40 $ 9,770,000 $ 244,250 $ 113,000
Carroll, Maryland 40 $ 12,130,000 $ 303,250 $ 95,000
Berkeley, South Carolina 40 $ 10,630,000 $ 265,750 $ 72,000
Osceola, Florida 39 $ 8,745,000 $ 224,230 $ 73,000
Cambria, Pennsylvania 39 $ 4,605,000 $ 118,076 $ 71,000
Onslow, North Carolina 38 $ 8,210,000 $ 216,052 $ 93,000
Hamilton, Ohio 37 $ 6,105,000 $ 165,000 $ 71,000
Moore, North Carolina 36 $ 10,930,000 $ 303,611 $ 133,000
Richland, Ohio 36 $ 4,900,000 $ 136,111 $ 66,000
Pickaway, Ohio 35 $ 7,305,000 $ 208,714 $ 89,000
Clinton, Ohio 34 $ 4,920,000 $ 144,705 $ 54,000
Lancaster, Pennsylvania 34 $ 8,210,000 $ 241,470 $ 92,000
Mecklenburg, North Carolina 33 $ 8,545,000 $ 258,939 $ 105,000
Dorchester, South Carolina 33 $ 7,475,000 $ 226,515 $ 75,000
Pasco, Florida 32 $ 7,690,000 $ 240,312 $ 76,000
Franklin, North Carolina 32 $ 7,860,000 $ 245,625 $ 100,000
Chatham, North Carolina 31 $ 12,195,000 $ 393,387 $ 131,000
Greene, Ohio 31 $ 5,745,000 $ 185,322 $ 89,000
Fairfax, Virginia 31 $ 17,625,000 $ 568,548 $ 213,000
Harford, Maryland 30 $ 7,770,000 $ 259,000 $ 99,000
Granville, North Carolina 30 $ 6,330,000 $ 211,000 $ 88,000
Randolph, North Carolina 30 $ 5,480,000 $ 182,666 $ 69,000
Ottawa, Ohio 29 $ 5,295,000 $ 182,586 $ 92,000
Lenawee, Michigan 28 $ 4,160,000 $ 148,571 $ 62,000
Davidson, North Carolina 28 $ 5,040,000 $ 180,000 $ 72,000
Sandusky, Ohio 28 $ 3,990,000 $ 142,500 $ 58,000
Charleston, South Carolina 28 $ 7,750,000 $ 276,785 $ 115,000
Charles, Maryland 27 $ 7,505,000 $ 277,962 $ 93,000
Orange, North Carolina 27 $ 6,845,000 $ 253,518 $ 114,000
Litchfield, Connecticut 25 $ 5,695,000 $ 227,800 $ 116,000
District of Columbia, District Of Columbia 25 $ 11,805,000 $ 472,200 $ 176,000
Morrow, Ohio 25 $ 5,295,000 $ 211,800 $ 75,000
Champaign, Ohio 24 $ 3,210,000 $ 133,750 $ 63,000
Crawford, Ohio 24 $ 2,790,000 $ 116,250 $ 48,000
Armstrong, Pennsylvania 24 $ 3,560,000 $ 148,333 $ 72,000
Charlotte, Florida 23 $ 5,775,000 $ 251,086 $ 101,000
Lee, Florida 22 $ 6,380,000 $ 290,000 $ 139,000
New London, Connecticut 21 $ 4,905,000 $ 233,571 $ 107,000
Cuyahoga, Ohio 21 $ 4,815,000 $ 229,285 $ 145,000
Orange, Florida 19 $ 5,615,000 $ 295,526 $ 116,000
Suffolk, Massachusetts 19 $ 8,885,000 $ 467,631 $ 112,000
Providence, Rhode Island 19 $ 6,435,000 $ 338,684 $ 83,000
Jackson, Michigan 18 $ 2,800,000 $ 155,555 $ 76,000
Trumbull, Ohio 18 $ 2,360,000 $ 131,111 $ 75,000
Lee, North Carolina 17 $ 3,715,000 $ 218,529 $ 78,000
Pender, North Carolina 17 $ 4,575,000 $ 269,117 $ 177,000
Crawford, Pennsylvania 17 $ 2,215,000 $ 130,294 $ 85,000
Marion, Florida 16 $ 3,380,000 $ 211,250 $ 72,000
Buncombe, North Carolina 16 $ 4,860,000 $ 303,750 $ 116,000
Duval, Florida 15 $ 3,095,000 $ 206,333 $ 89,000
Essex, Massachusetts 15 $ 5,325,000 $ 355,000 $ 84,000
Cabarrus, North Carolina 15 $ 3,385,000 $ 225,666 $ 73,000
Rockingham, North Carolina 15 $ 2,395,000 $ 159,666 $ 67,000
Madison, Ohio 15 $ 3,555,000 $ 237,000 $ 96,000
Summit, Ohio 15 $ 2,365,000 $ 157,666 $ 75,000
Somerset, Pennsylvania 15 $ 2,665,000 $ 177,666 $ 117,000
Henry, Ohio 14 $ 2,620,000 $ 187,142 $ 69,000
Mahoning, Ohio 14 $ 2,160,000 $ 154,285 $ 71,000
Adams, Pennsylvania 14 $ 2,760,000 $ 197,142 $ 83,000
Craven, North Carolina 13 $ 2,915,000 $ 224,230 $ 63,000
Sussex, Delaware 12 $ 3,590,000 $ 299,166 $ 157,000
Wayne, Michigan 12 $ 2,010,000 $ 167,500 $ 79,000
Logan, Ohio 12 $ 1,490,000 $ 124,166 $ 74,000
Washington, Maryland 11 $ 2,775,000 $ 252,272 $ 84,000
Cumberland, North Carolina 11 $ 1,985,000 $ 180,454 $ 98,000
Wayne, North Carolina 11 $ 1,855,000 $ 168,636 $ 88,000
Wilson, North Carolina 11 $ 1,785,000 $ 162,272 $ 57,000
Ashland, Ohio 11 $ 1,935,000 $ 175,909 $ 81,000
Hocking, Ohio 11 $ 1,975,000 $ 179,545 $ 83,000
Bedford, Pennsylvania 11 $ 2,025,000 $ 184,090 $ 77,000
Indiana, Pennsylvania 11 $ 1,845,000 $ 167,727 $ 69,000
Northampton, Pennsylvania 11 $ 2,015,000 $ 183,181 $ 92,000
Broward, Florida 10 $ 2,960,000 $ 296,000 $ 124,000
Gaston, North Carolina 10 $ 2,270,000 $ 227,000 $ 105,000
Iredell, North Carolina 10 $ 2,350,000 $ 235,000 $ 80,000
Brown, Ohio 10 $ 1,650,000 $ 165,000 $ 64,000
Coshocton, Ohio 10 $ 1,440,000 $ 144,000 $ 57,000
Darke, Ohio 10 $ 1,460,000 $ 146,000 $ 90,000
Highland, Ohio 10 $ 1,100,000 $ 110,000 $ 60,000
Scioto, Ohio 10 $ 1,610,000 $ 161,000 $ 89,000
Stark, Ohio 10 $ 2,030,000 $ 203,000 $ 81,000
Clearfield, Pennsylvania 10 $ 1,060,000 $ 106,000 $ 82,000
Prince William, Virginia 10 $ 3,880,000 $ 388,000 $ 147,000
Miami-Dade, Florida 9 $ 3,135,000 $ 348,333 $ 154,000
Hancock, Indiana 9 $ 1,575,000 $ 175,000 $ 72,000
Columbiana, Ohio 9 $ 1,595,000 $ 177,222 $ 93,000
Lebanon, Pennsylvania 9 $ 2,425,000 $ 269,444 $ 126,000
Montgomery, Pennsylvania 9 $ 2,535,000 $ 281,666 $ 147,000
Citrus, Florida 8 $ 1,340,000 $ 167,500 $ 51,000
Collier, Florida 8 $ 2,630,000 $ 328,750 $ 146,000
St. Johns, Florida 8 $ 2,900,000 $ 362,500 $ 182,000
Fayette, Kentucky 8 $ 1,300,000 $ 162,500 $ 64,000
Garrett, Maryland 8 $ 2,450,000 $ 306,250 $ 320,000
Union, North Carolina 8 $ 2,220,000 $ 277,500 $ 110,000
Vance, North Carolina 8 $ 1,750,000 $ 218,750 $ 89,000
Hancock, Ohio 8 $ 1,890,000 $ 236,250 $ 81,000
Huron, Ohio 8 $ 1,000,000 $ 125,000 $ 87,000
Berks, Pennsylvania 8 $ 1,340,000 $ 167,500 $ 73,000
Franklin, Pennsylvania 8 $ 2,100,000 $ 262,500 $ 89,000
Brevard, Florida 7 $ 1,705,000 $ 243,571 $ 88,000
Volusia, Florida 7 $ 2,195,000 $ 313,571 $ 109,000
Marion, Indiana 7 $ 1,525,000 $ 217,857 $ 111,000
Ashe, North Carolina 7 $ 1,595,000 $ 227,857 $ 120,000
Avery, North Carolina 7 $ 1,495,000 $ 213,571 $ 122,000
Dare, North Carolina 7 $ 2,885,000 $ 412,142 $ 188,000
Monroe, Ohio 7 $ 1,115,000 $ 159,285 $ 76,000
Centre, Pennsylvania 7 $ 2,015,000 $ 287,857 $ 123,000
Chester, Pennsylvania 7 $ 2,025,000 $ 289,285 $ 150,000
Perry, Pennsylvania 7 $ 1,555,000 $ 222,142 $ 52,000
Kent, Rhode Island 7 $ 1,795,000 $ 256,428 $ 74,000
Jasper, South Carolina 7 $ 1,815,000 $ 259,285 $ 92,000
Loudoun, Virginia 7 $ 3,175,000 $ 453,571 $ 157,000
Hernando, Florida 6 $ 1,380,000 $ 230,000 $ 68,000
Beaufort, North Carolina 6 $ 1,080,000 $ 180,000 $ 136,000
Edgecombe, North Carolina 6 $ 1,180,000 $ 196,666 $ 70,000
Henderson, North Carolina 6 $ 1,640,000 $ 273,333 $ 83,000
Lenoir, North Carolina 6 $ 870,000 $ 145,000 $ 82,000
Lincoln, North Carolina 6 $ 1,520,000 $ 253,333 $ 79,000
Surry, North Carolina 6 $ 1,530,000 $ 255,000 $ 120,000
Adams, Ohio 6 $ 1,040,000 $ 173,333 $ 65,000
Lorain, Ohio 6 $ 1,310,000 $ 218,333 $ 127,000
Morgan, Ohio 6 $ 780,000 $ 130,000 $ 117,000
Preble, Ohio 6 $ 960,000 $ 160,000 $ 56,000
Williams, Ohio 6 $ 1,060,000 $ 176,666 $ 68,000
Huntingdon, Pennsylvania 6 $ 700,000 $ 116,666 $ 81,000
Arlington, Virginia 6 $ 2,880,000 $ 480,000 $ 212,000
Mecklenburg, Virginia 6 $ 950,000 $ 158,333 $ 92,000
Tolland, Connecticut 5 $ 1,235,000 $ 247,000 $ 99,000
DeSoto, Florida 5 $ 1,175,000 $ 235,000 $ 97,000
Palm Beach, Florida 5 $ 1,735,000 $ 347,000 $ 178,000
Worcester, Maryland 5 $ 1,335,000 $ 267,000 $ 199,000
Rockingham, New Hampshire 5 $ 1,955,000 $ 391,000 $ 102,000
Catawba, North Carolina 5 $ 955,000 $ 191,000 $ 97,000
Columbus, North Carolina 5 $ 795,000 $ 159,000 $ 51,000
Haywood, North Carolina 5 $ 1,395,000 $ 279,000 $ 83,000
Hoke, North Carolina 5 $ 1,065,000 $ 213,000 $ 92,000
Pamlico, North Carolina 5 $ 1,775,000 $ 355,000 $ 153,000
Robeson, North Carolina 5 $ 1,035,000 $ 207,000 $ 49,000
Athens, Ohio 5 $ 815,000 $ 163,000 $ 63,000
Belmont, Ohio 5 $ 925,000 $ 185,000 $ 69,000
Defiance, Ohio 5 $ 595,000 $ 119,000 $ 42,000
Shelby, Ohio 5 $ 925,000 $ 185,000 $ 77,000
Schuylkill, Pennsylvania 5 $ 735,000 $ 147,000 $ 57,000
Chesapeake, Virginia 5 $ 1,495,000 $ 299,000 $ 158,000
Virginia Beach, Virginia 5 $ 1,175,000 $ 235,000 $ 46,000
Clay, Florida 4 $ 810,000 $ 202,500 $ 69,000
Escambia, Florida 4 $ 1,030,000 $ 257,500 $ 114,000
St. Lucie, Florida 4 $ 600,000 $ 150,000 $ 43,000
Hamilton, Indiana 4 $ 1,050,000 $ 262,500 $ 169,000
Tippecanoe, Indiana 4 $ 590,000 $ 147,500 $ 83,000
Cecil, Maryland 4 $ 1,400,000 $ 350,000 $ 121,000
Hillsdale, Michigan 4 $ 550,000 $ 137,500 $ 47,000
Merrimack, New Hampshire 4 $ 1,850,000 $ 462,500 $ 148,000
Burke, North Carolina 4 $ 650,000 $ 162,500 $ 74,000
Rowan, North Carolina 4 $ 710,000 $ 177,500 $ 74,000
Warren, North Carolina 4 $ 920,000 $ 230,000 $ 186,000
Wilkes, North Carolina 4 $ 790,000 $ 197,500 $ 83,000
Lake, Ohio 4 $ 480,000 $ 120,000 $ 89,000
Seneca, Ohio 4 $ 350,000 $ 87,500 $ 46,000
Washington, Ohio 4 $ 670,000 $ 167,500 $ 75,000
Clarion, Pennsylvania 4 $ 890,000 $ 222,500 $ 106,000
Colleton, South Carolina 4 $ 600,000 $ 150,000 $ 71,000
Georgetown, South Carolina 4 $ 1,210,000 $ 302,500 $ 109,000
Hancock, West Virginia 4 $ 850,000 $ 212,500 $ 91,000
Monongalia, West Virginia 4 $ 2,180,000 $ 545,000 $ 254,000
Indian River, Florida 3 $ 675,000 $ 225,000 $ 104,000
Martin, Florida 3 $ 905,000 $ 301,666 $ 107,000
Okeechobee, Florida 3 $ 625,000 $ 208,333 $ 80,000
Boyd, Kentucky 3 $ 565,000 $ 188,333 $ 52,000
Hampden, Massachusetts 3 $ 665,000 $ 221,666 $ 74,000
Caldwell, North Carolina 3 $ 715,000 $ 238,333 $ 153,000
Davie, North Carolina 3 $ 525,000 $ 175,000 $ 54,000
Jackson, North Carolina 3 $ 565,000 $ 188,333 $ 85,000
Jones, North Carolina 3 $ 465,000 $ 155,000 $ 49,000
Person, North Carolina 3 $ 645,000 $ 215,000 $ 61,000
Pitt, North Carolina 3 $ 835,000 $ 278,333 $ 117,000
Auglaize, Ohio 3 $ 435,000 $ 145,000 $ 71,000
Jefferson, Ohio 3 $ 445,000 $ 148,333 $ 38,000
Medina, Ohio 3 $ 695,000 $ 231,666 $ 52,000
Portage, Ohio 3 $ 605,000 $ 201,666 $ 79,000
Ross, Ohio 3 $ 585,000 $ 195,000 $ 73,000
Wayne, Ohio 3 $ 305,000 $ 101,666 $ 48,000
Wyandot, Ohio 3 $ 325,000 $ 108,333 $ 42,000
Carbon, Pennsylvania 3 $ 635,000 $ 211,666 $ 66,000
Lehigh, Pennsylvania 3 $ 795,000 $ 265,000 $ 88,000
Newport, Rhode Island 3 $ 485,000 $ 161,666 $ 38,000
Anderson, South Carolina 3 $ 835,000 $ 278,333 $ 127,000
Clarendon, South Carolina 3 $ 505,000 $ 168,333 $ 88,000
Greenville, South Carolina 3 $ 985,000 $ 328,333 $ 84,000
Williamsburg, South Carolina 3 $ 265,000 $ 88,333 $ 42,000
Alexandria, Virginia 3 $ 1,865,000 $ 621,666 $ 275,000
Spotsylvania, Virginia 3 $ 975,000 $ 325,000 $ 172,000
Marshall, West Virginia 3 $ 415,000 $ 138,333 $ 47,000
Preston, West Virginia 3 $ 785,000 $ 261,666 $ 170,000
Wetzel, West Virginia 3 $ 625,000 $ 208,333 $ 78,000
Mobile, Alabama 2 $ 690,000 $ 345,000 $ 181,000
Windham, Connecticut 2 $ 330,000 $ 165,000 $ 137,000
New Castle, Delaware 2 $ 230,000 $ 115,000 $ 56,000
Flagler, Florida 2 $ 330,000 $ 165,000 $ 45,000
Lake, Florida 2 $ 660,000 $ 330,000 $ 139,000
Nassau, Florida 2 $ 600,000 $ 300,000 $ 115,000
Seminole, Florida 2 $ 730,000 $ 365,000 $ 81,000
Suwannee, Florida 2 $ 290,000 $ 145,000 $ 99,000
Greenup, Kentucky 2 $ 180,000 $ 90,000 $ 59,000
Hardin, Kentucky 2 $ 630,000 $ 315,000 $ 153,000
Dorchester, Maryland 2 $ 730,000 $ 365,000 $ 228,000
Talbot, Maryland 2 $ 630,000 $ 315,000 $ 160,000
Wicomico, Maryland 2 $ 440,000 $ 220,000 $ 125,000
Cass, Michigan 2 $ 290,000 $ 145,000 $ 76,000
Genesee, Michigan 2 $ 300,000 $ 150,000 $ 54,000
Macomb, Michigan 2 $ 370,000 $ 185,000 $ 133,000
Oakland, Michigan 2 $ 380,000 $ 190,000 $ 88,000
Washtenaw, Michigan 2 $ 310,000 $ 155,000 $ 89,000
Grafton, New Hampshire 2 $ 840,000 $ 420,000 $ 235,000
Hillsborough, New Hampshire 2 $ 830,000 $ 415,000 $ 242,000
Cleveland, North Carolina 2 $ 1,070,000 $ 535,000 $ 323,000
Macon, North Carolina 2 $ 460,000 $ 230,000 $ 143,000
Mitchell, North Carolina 2 $ 260,000 $ 130,000 $ 93,000
Montgomery, North Carolina 2 $ 290,000 $ 145,000 $ 48,000
Sampson, North Carolina 2 $ 480,000 $ 240,000 $ 164,000
Stanly, North Carolina 2 $ 500,000 $ 250,000 $ 174,000
Stokes, North Carolina 2 $ 310,000 $ 155,000 $ 35,000
Allen, Ohio 2 $ 260,000 $ 130,000 $ 62,000
Carroll, Ohio 2 $ 230,000 $ 115,000 $ 31,000
Mercer, Ohio 2 $ 130,000 $ 65,000 $ 107,000
Paulding, Ohio 2 $ 160,000 $ 80,000 $ 64,000
Vinton, Ohio 2 $ 390,000 $ 195,000 $ 72,000
Delaware, Pennsylvania 2 $ 580,000 $ 290,000 $ 67,000
Elk, Pennsylvania 2 $ 300,000 $ 150,000 $ 53,000
Jefferson, Pennsylvania 2 $ 280,000 $ 140,000 $ 81,000
Luzerne, Pennsylvania 2 $ 430,000 $ 215,000 $ 139,000
Philadelphia, Pennsylvania 2 $ 630,000 $ 315,000 $ 254,000
Sullivan, Pennsylvania 2 $ 230,000 $ 115,000 $ 261,000
Bristol, Rhode Island 2 $ 820,000 $ 410,000 $ 128,000
Washington, Rhode Island 2 $ 600,000 $ 300,000 $ 89,000
Kershaw, South Carolina 2 $ 590,000 $ 295,000 $ 70,000
Lancaster, South Carolina 2 $ 300,000 $ 150,000 $ 80,000
Lexington, South Carolina 2 $ 630,000 $ 315,000 $ 102,000
Pickens, South Carolina 2 $ 380,000 $ 190,000 $ 132,000
York, South Carolina 2 $ 840,000 $ 420,000 $ 116,000
Campbell, Virginia 2 $ 780,000 $ 390,000 $ 170,000
Franklin, Virginia 2 $ 930,000 $ 465,000 $ 269,000
Galax, Virginia 2 $ 490,000 $ 245,000 $ 121,000
Harrisonburg, Virginia 2 $ 220,000 $ 110,000 $ 425,000
Kent, Delaware 1 $ 285,000 $ 285,000 $ 0
Alachua, Florida 1 $ 195,000 $ 195,000 $ 64,000
Baker, Florida 1 $ 305,000 $ 305,000 $ 117,000
Bay, Florida 1 $ 395,000 $ 395,000 $ 100,000
Dixie, Florida 1 $ 115,000 $ 115,000 $ 133,000
Holmes, Florida 1 $ 215,000 $ 215,000 $ 121,000
Levy, Florida 1 $ 65,000 $ 65,000 $ 77,000
Monroe, Florida 1 $ 605,000 $ 605,000 $ 704,000
Putnam, Florida 1 $ 225,000 $ 225,000 $ 114,000
Sumter, Florida 1 $ 305,000 $ 305,000 $ 178,000
Allen, Indiana 1 $ 65,000 $ 65,000 $ 63,000
Elkhart, Indiana 1 $ 405,000 $ 405,000 $ 148,000
Henry, Indiana 1 $ 145,000 $ 145,000 $ 87,000
Johnson, Indiana 1 $ 125,000 $ 125,000 $ 80,000
Madison, Indiana 1 $ 175,000 $ 175,000 $ 72,000
Pulaski, Indiana 1 $ 145,000 $ 145,000 $ 47,000
Shelby, Indiana 1 $ 225,000 $ 225,000 $ 70,000
Steuben, Indiana 1 $ 175,000 $ 175,000 $ 162,000
Vigo, Indiana 1 $ 225,000 $ 225,000 $ 39,000
Boyle, Kentucky 1 $ 85,000 $ 85,000 $ 37,000
Campbell, Kentucky 1 $ 105,000 $ 105,000 $ 26,000
Jefferson, Kentucky 1 $ 185,000 $ 185,000 $ 67,000
Lincoln, Kentucky 1 $ 175,000 $ 175,000 $ 122,000
Mason, Kentucky 1 $ 275,000 $ 275,000 $ 60,000
Oldham, Kentucky 1 $ 525,000 $ 525,000 $ 268,000
Owen, Kentucky 1 $ 305,000 $ 305,000 $ 68,000
Shelby, Kentucky 1 $ 135,000 $ 135,000 $ 105,000
Trigg, Kentucky 1 $ 125,000 $ 125,000 $ 58,000
Caroline, Maryland 1 $ 255,000 $ 255,000 $ 47,000
Kent, Maryland 1 $ 155,000 $ 155,000 $ 42,000
Queen Anne's, Maryland 1 $ 345,000 $ 345,000 $ 0
Hampshire, Massachusetts 1 $ 265,000 $ 265,000 $ 127,000
Alcona, Michigan 1 $ 65,000 $ 65,000 $ 90,000
Barry, Michigan 1 $ 185,000 $ 185,000 $ 70,000
Clinton, Michigan 1 $ 315,000 $ 315,000 $ 105,000
Huron, Michigan 1 $ 105,000 $ 105,000 $ 106,000
Ingham, Michigan 1 $ 175,000 $ 175,000 $ 175,000
Kent, Michigan 1 $ 175,000 $ 175,000 $ 35,000
Livingston, Michigan 1 $ 235,000 $ 235,000 $ 42,000
Menominee, Michigan 1 $ 75,000 $ 75,000 $ 32,000
Midland, Michigan 1 $ 205,000 $ 205,000 $ 62,000
Oscoda, Michigan 1 $ 105,000 $ 105,000 $ 90,000
Saginaw, Michigan 1 $ 135,000 $ 135,000 $ 62,000
Shiawassee, Michigan 1 $ 425,000 $ 425,000 $ 225,000
Belknap, New Hampshire 1 $ 135,000 $ 135,000 $ 189,000
Carroll, New Hampshire 1 $ 145,000 $ 145,000 $ 57,000
Cheshire, New Hampshire 1 $ 275,000 $ 275,000 $ 102,000
Sullivan, New Hampshire 1 $ 505,000 $ 505,000 $ 177,000
Alleghany, North Carolina 1 $ 225,000 $ 225,000 $ 177,000
Cherokee, North Carolina 1 $ 215,000 $ 215,000 $ 108,000
Chowan, North Carolina 1 $ 135,000 $ 135,000 $ 73,000
Clay, North Carolina 1 $ 135,000 $ 135,000 $ 43,000
Currituck, North Carolina 1 $ 475,000 $ 475,000 $ 522,000
Duplin, North Carolina 1 $ 155,000 $ 155,000 $ 63,000
Graham, North Carolina 1 $ 155,000 $ 155,000 $ 82,000
Greene, North Carolina 1 $ 235,000 $ 235,000 $ 136,000
Halifax, North Carolina 1 $ 535,000 $ 535,000 $ 190,000
Madison, North Carolina 1 $ 235,000 $ 235,000 $ 125,000
Northampton, North Carolina 1 $ 65,000 $ 65,000 $ 40,000
Polk, North Carolina 1 $ 225,000 $ 225,000 $ 76,000
Rutherford, North Carolina 1 $ 425,000 $ 425,000 $ 158,000
Scotland, North Carolina 1 $ 445,000 $ 445,000 $ 79,000
Transylvania, North Carolina 1 $ 305,000 $ 305,000 $ 63,000
Yadkin, North Carolina 1 $ 165,000 $ 165,000 $ 69,000
Ashtabula, Ohio 1 $ 295,000 $ 295,000 $ 112,000
Erie, Ohio 1 $ 105,000 $ 105,000 $ 17,000
Fayette, Ohio 1 $ 135,000 $ 135,000 $ 43,000
Geauga, Ohio 1 $ 115,000 $ 115,000 $ 193,000
Hardin, Ohio 1 $ 175,000 $ 175,000 $ 66,000
Jackson, Ohio 1 $ 255,000 $ 255,000 $ 65,000
Pike, Ohio 1 $ 245,000 $ 245,000 $ 65,000
Tuscarawas, Ohio 1 $ 115,000 $ 115,000 $ 57,000
Juniata, Pennsylvania 1 $ 85,000 $ 85,000 $ 46,000
Lackawanna, Pennsylvania 1 $ 195,000 $ 195,000 $ 175,000
Lycoming, Pennsylvania 1 $ 125,000 $ 125,000 $ 33,000
Mifflin, Pennsylvania 1 $ 105,000 $ 105,000 $ 36,000
Northumberland, Pennsylvania 1 $ 205,000 $ 205,000 $ 100,000
Snyder, Pennsylvania 1 $ 345,000 $ 345,000 $ 105,000
Union, Pennsylvania 1 $ 155,000 $ 155,000 $ 34,000
Fairfield, South Carolina 1 $ 305,000 $ 305,000 $ 126,000
Florence, South Carolina 1 $ 375,000 $ 375,000 $ 209,000
Greenwood, South Carolina 1 $ 205,000 $ 205,000 $ 27,000
Lee, South Carolina 1 $ 375,000 $ 375,000 $ 67,000
Marion, South Carolina 1 $ 105,000 $ 105,000 $ 93,000
McCormick, South Carolina 1 $ 335,000 $ 335,000 $ 64,000
Oconee, South Carolina 1 $ 185,000 $ 185,000 $ 67,000
Richland, South Carolina 1 $ 175,000 $ 175,000 $ 35,000
Spartanburg, South Carolina 1 $ 75,000 $ 75,000 $ 55,000
Augusta, Virginia 1 $ 215,000 $ 215,000 $ 0
Brunswick, Virginia 1 $ 225,000 $ 225,000 $ 69,000
Chesterfield, Virginia 1 $ 355,000 $ 355,000 $ 129,000
Culpeper, Virginia 1 $ 325,000 $ 325,000 $ 78,000
Fauquier, Virginia 1 $ 405,000 $ 405,000 $ 116,000
Frederick, Virginia 1 $ 245,000 $ 245,000 $ 0
Hampton, Virginia 1 $ 145,000 $ 145,000 $ 266,000
Henrico, Virginia 1 $ 315,000 $ 315,000 $ 50,000
Isle of Wight, Virginia 1 $ 65,000 $ 65,000 $ 82,000
James City, Virginia 1 $ 505,000 $ 505,000 $ 168,000
King George, Virginia 1 $ 465,000 $ 465,000 $ 78,000
Louisa, Virginia 1 $ 185,000 $ 185,000 $ 0
Manassas, Virginia 1 $ 605,000 $ 605,000 $ 208,000
Nelson, Virginia 1 $ 175,000 $ 175,000 $ 196,000
Page, Virginia 1 $ 345,000 $ 345,000 $ 128,000
Patrick, Virginia 1 $ 95,000 $ 95,000 $ 34,000
Powhatan, Virginia 1 $ 145,000 $ 145,000 $ 62,000
Richmond City, Virginia 1 $ 275,000 $ 275,000 $ 153,000
Rockbridge, Virginia 1 $ 405,000 $ 405,000 $ 111,000
Shenandoah, Virginia 1 $ 205,000 $ 205,000 $ 80,000
Suffolk, Virginia 1 $ 415,000 $ 415,000 $ 145,000
Barbour, West Virginia 1 $ 205,000 $ 205,000 $ 91,000
Brooke, West Virginia 1 $ 145,000 $ 145,000 $ 54,000
Cabell, West Virginia 1 $ 235,000 $ 235,000 $ 94,000
Morgan, West Virginia 1 $ 215,000 $ 215,000 $ 84,000
Tyler, West Virginia 1 $ 75,000 $ 75,000 $ 58,000
Upshur, West Virginia 1 $ 205,000 $ 205,000 $ 79,000

Mortgage Loan Application Detail Totals for Equity Resources Inc in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,385 $1,510,415,000 $236,000 $1,865,000 $96,000 $1,868,000
Refinancing 5,062 $1,110,110,000 $219,000 $1,365,000 $103,000 $1,374,000
Cash-out Refinancing 2,545 $548,475,000 $215,000 $895,000 $103,000 $2,136,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,540 $2,320,970,000 $220,000 $1,865,000 $98,000 $2,136,000
Asian 964 $252,800,000 $262,000 $1,005,000 $134,000 $1,374,000
Black or African American 956 $239,250,000 $250,000 $735,000 $87,000 $624,000
Hispanic 817 $198,015,000 $242,000 $895,000 $87,000 $800,000
Not Provided 600 $133,840,000 $223,000 $815,000 $112,000 $575,000
American Indian or Alaskan Native 73 $13,575,000 $185,000 $535,000 $78,000 $196,000
Native Hawaiian or Other Pacific Islander 8 $1,740,000 $217,000 $285,000 $65,000 $103,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,385 $2,582,905,000 $226,000 $1,865,000 $108,000 $2,136,000
FHA-insured (Federal Housing Administration) 1,387 $277,045,000 $199,000 $705,000 $68,000 $354,000
VA-guaranteed (Veterans Administration) 915 $255,025,000 $278,000 $1,505,000 $66,000 $409,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 305 $54,025,000 $177,000 $445,000 $55,000 $347,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,899 $2,255,505,000 $227,000 $1,865,000 $100,000 $1,868,000
Application Withdrawn By Applicant 3,489 $795,025,000 $227,000 $1,005,000 $103,000 $2,136,000
Application Denied By Financial Institution 584 $113,670,000 $194,000 $785,000 $82,000 $1,374,000
File Closed For Incompleteness 11 $2,755,000 $250,000 $485,000 $88,000 $141,000
Application Approved But Not Accepted 8 $1,570,000 $196,000 $315,000 $73,000 $133,000
Preapproval Denied by Financial Institution 1 $475,000 $475,000 $475,000 $217,000 $217,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 13,407 $3,054,855,000 $227,000 $1,865,000 $101,000 $2,136,000
Credit History 247 $42,285,000 $171,000 $515,000 $75,000 $840,000
Debt-To-Income Ratio 106 $24,430,000 $230,000 $575,000 $82,000 $1,374,000
Collateral 76 $14,840,000 $195,000 $785,000 $98,000 $415,000
Credit Application Incomplete 45 $7,975,000 $177,000 $545,000 $95,000 $383,000
Other 41 $8,975,000 $218,000 $665,000 $87,000 $283,000
Employment History 25 $4,205,000 $168,000 $305,000 $54,000 $125,000
Unverifiable Information 24 $6,030,000 $251,000 $615,000 $92,000 $213,000
Insufficient Cash (Downpayment, Closing Cost) 21 $5,405,000 $257,000 $545,000 $93,000 $333,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Resources Inc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Equity Resources Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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