Equity Resources, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Equity Resources, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Resources, Inc. Po Box 5177 Newark, OH 43058 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,083 |
| Total Mortgage Loan Application Amount | $1,473,125,000 |
| Average Mortgage Loan Application Amount | $225,000 |
| Highest Mortgage Loan Application Amount | $1,685,000 |
| Average Applicant Income | $102,333 |
| Highest Applicant Income | $3,298,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Equity Resources, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Resources, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Equity Resources, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Resources, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Resources, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Resources, Inc.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 451 | $ 96,625,000 | $ 214,000 | $ 109,000 |
| Licking County Ohio | 303 | $ 56,975,000 | $ 188,000 | $ 78,000 |
| Lucas County Ohio | 302 | $ 48,390,000 | $ 160,000 | $ 83,000 |
| Wake County North Carolina | 275 | $ 98,625,000 | $ 358,000 | $ 142,000 |
| Franklin County Ohio | 233 | $ 55,415,000 | $ 237,000 | $ 115,000 |
| Washington County Pennsylvania | 197 | $ 40,145,000 | $ 203,000 | $ 93,000 |
| Horry County South Carolina | 166 | $ 37,130,000 | $ 223,000 | $ 91,000 |
| New Haven County Connecticut | 152 | $ 41,330,000 | $ 271,000 | $ 117,000 |
| Guilford County North Carolina | 145 | $ 29,525,000 | $ 203,000 | $ 94,000 |
| Westmoreland County Pennsylvania | 130 | $ 22,230,000 | $ 171,000 | $ 89,000 |
| Beaver County Pennsylvania | 128 | $ 20,590,000 | $ 160,000 | $ 84,000 |
| Delaware County Ohio | 115 | $ 37,125,000 | $ 322,000 | $ 142,000 |
| Blair County Pennsylvania | 105 | $ 15,655,000 | $ 149,000 | $ 74,000 |
| Erie County Pennsylvania | 99 | $ 16,035,000 | $ 161,000 | $ 79,000 |
| Fairfield County Ohio | 82 | $ 19,870,000 | $ 242,000 | $ 103,000 |
| Hillsborough County Florida | 79 | $ 22,535,000 | $ 285,000 | $ 98,000 |
| Montgomery County Ohio | 79 | $ 11,555,000 | $ 146,000 | $ 79,000 |
| Beaufort County South Carolina | 78 | $ 24,390,000 | $ 312,000 | $ 155,000 |
| Johnston County North Carolina | 72 | $ 20,030,000 | $ 278,000 | $ 106,000 |
| Bristol County Massachusetts | 67 | $ 30,375,000 | $ 453,000 | $ 121,000 |
| Fairfield County Connecticut | 64 | $ 22,390,000 | $ 349,000 | $ 167,000 |
| Baltimore County Maryland | 64 | $ 19,780,000 | $ 309,000 | $ 109,000 |
| Prince George's County Maryland | 63 | $ 17,925,000 | $ 284,000 | $ 98,000 |
| Wood County Ohio | 62 | $ 13,060,000 | $ 210,000 | $ 103,000 |
| Durham County North Carolina | 55 | $ 18,355,000 | $ 333,000 | $ 142,000 |
| Plymouth County Massachusetts | 53 | $ 22,485,000 | $ 424,000 | $ 114,000 |
| Montgomery County Maryland | 52 | $ 20,210,000 | $ 388,000 | $ 121,000 |
| Mercer County Pennsylvania | 49 | $ 7,315,000 | $ 149,000 | $ 83,000 |
| Fayette County Pennsylvania | 46 | $ 7,230,000 | $ 157,000 | $ 77,000 |
| Monroe County Michigan | 45 | $ 8,135,000 | $ 180,000 | $ 80,000 |
| Knox County Ohio | 41 | $ 7,755,000 | $ 189,000 | $ 72,000 |
| Muskingum County Ohio | 41 | $ 6,975,000 | $ 170,000 | $ 71,000 |
| Anne Arundel County Maryland | 39 | $ 11,925,000 | $ 305,000 | $ 109,000 |
| Barnstable County Massachusetts | 39 | $ 15,325,000 | $ 392,000 | $ 140,000 |
| Forsyth County North Carolina | 39 | $ 8,295,000 | $ 212,000 | $ 89,000 |
| Clermont County Ohio | 37 | $ 8,105,000 | $ 219,000 | $ 84,000 |
| Fulton County Ohio | 37 | $ 7,175,000 | $ 193,000 | $ 84,000 |
| St. Mary's County Maryland | 36 | $ 10,900,000 | $ 302,000 | $ 121,000 |
| Butler County Pennsylvania | 35 | $ 9,645,000 | $ 275,000 | $ 116,000 |
| Harnett County North Carolina | 34 | $ 9,490,000 | $ 279,000 | $ 119,000 |
| Polk County Florida | 30 | $ 8,780,000 | $ 292,000 | $ 102,000 |
| Davidson County North Carolina | 30 | $ 6,900,000 | $ 230,000 | $ 93,000 |
| Baltimore City County Maryland | 29 | $ 5,375,000 | $ 185,000 | $ 113,000 |
| Worcester County Massachusetts | 29 | $ 9,605,000 | $ 331,000 | $ 129,000 |
| Lawrence County Pennsylvania | 29 | $ 4,535,000 | $ 156,000 | $ 74,000 |
| Pinellas County Florida | 28 | $ 9,630,000 | $ 343,000 | $ 138,000 |
| Norfolk County Massachusetts | 28 | $ 13,200,000 | $ 471,000 | $ 162,000 |
| Miami County Ohio | 27 | $ 3,895,000 | $ 144,000 | $ 75,000 |
| Marion County Ohio | 26 | $ 4,110,000 | $ 158,000 | $ 66,000 |
| Berkeley County South Carolina | 26 | $ 8,000,000 | $ 307,000 | $ 118,000 |
| Sarasota County Florida | 25 | $ 8,405,000 | $ 336,000 | $ 121,000 |
| Calvert County Maryland | 25 | $ 8,745,000 | $ 349,000 | $ 115,000 |
| Franklin County North Carolina | 25 | $ 8,675,000 | $ 347,000 | $ 121,000 |
| Butler County Ohio | 25 | $ 4,825,000 | $ 193,000 | $ 103,000 |
| Richland County Ohio | 25 | $ 4,465,000 | $ 178,000 | $ 90,000 |
| Greene County Pennsylvania | 25 | $ 3,835,000 | $ 153,000 | $ 75,000 |
| Pasco County Florida | 24 | $ 7,180,000 | $ 299,000 | $ 227,000 |
| Warren County Ohio | 24 | $ 5,060,000 | $ 210,000 | $ 80,000 |
| Middlesex County Connecticut | 23 | $ 6,745,000 | $ 293,000 | $ 147,000 |
| Howard County Maryland | 23 | $ 9,655,000 | $ 419,000 | $ 141,000 |
| Union County Ohio | 23 | $ 9,095,000 | $ 395,000 | $ 143,000 |
| Onslow County North Carolina | 22 | $ 4,800,000 | $ 218,000 | $ 66,000 |
| Perry County Ohio | 22 | $ 4,430,000 | $ 201,000 | $ 79,000 |
| Manatee County Florida | 21 | $ 6,185,000 | $ 294,000 | $ 207,000 |
| Middlesex County Massachusetts | 21 | $ 9,815,000 | $ 467,000 | $ 162,000 |
| Providence County Rhode Island | 21 | $ 7,835,000 | $ 373,000 | $ 117,000 |
| Carteret County North Carolina | 20 | $ 7,220,000 | $ 361,000 | $ 167,000 |
| Randolph County North Carolina | 20 | $ 3,870,000 | $ 193,000 | $ 200,000 |
| Crawford County Ohio | 20 | $ 2,380,000 | $ 119,000 | $ 56,000 |
| Armstrong County Pennsylvania | 20 | $ 3,040,000 | $ 152,000 | $ 85,000 |
| Clark County Ohio | 19 | $ 2,365,000 | $ 124,000 | $ 54,000 |
| Cambria County Pennsylvania | 19 | $ 2,425,000 | $ 127,000 | $ 65,000 |
| Alamance County North Carolina | 18 | $ 5,480,000 | $ 304,000 | $ 127,000 |
| Hamilton County Ohio | 18 | $ 3,570,000 | $ 198,000 | $ 82,000 |
| Frederick County Maryland | 17 | $ 5,675,000 | $ 333,000 | $ 114,000 |
| Brunswick County North Carolina | 17 | $ 5,085,000 | $ 299,000 | $ 132,000 |
| Pickaway County Ohio | 17 | $ 4,575,000 | $ 269,000 | $ 107,000 |
| Litchfield County Connecticut | 16 | $ 3,630,000 | $ 226,000 | $ 67,000 |
| Jackson County Michigan | 16 | $ 2,420,000 | $ 151,000 | $ 81,000 |
| Moore County North Carolina | 16 | $ 4,830,000 | $ 301,000 | $ 142,000 |
| Clinton County Ohio | 16 | $ 2,470,000 | $ 154,000 | $ 62,000 |
| Morrow County Ohio | 16 | $ 3,650,000 | $ 228,000 | $ 101,000 |
| Ottawa County Ohio | 16 | $ 3,290,000 | $ 205,000 | $ 85,000 |
| Charlotte County Florida | 15 | $ 4,045,000 | $ 269,000 | $ 108,000 |
| Orange County North Carolina | 15 | $ 4,455,000 | $ 297,000 | $ 117,000 |
| Columbiana County Ohio | 15 | $ 2,565,000 | $ 171,000 | $ 69,000 |
| Greene County Ohio | 15 | $ 2,725,000 | $ 181,000 | $ 80,000 |
| Stark County Ohio | 15 | $ 2,085,000 | $ 139,000 | $ 94,000 |
| Lee County Florida | 14 | $ 4,410,000 | $ 315,000 | $ 168,000 |
| Osceola County Florida | 14 | $ 3,750,000 | $ 267,000 | $ 95,000 |
| Lenawee County Michigan | 14 | $ 2,480,000 | $ 177,000 | $ 82,000 |
| Trumbull County Ohio | 14 | $ 1,890,000 | $ 135,000 | $ 76,000 |
| Hartford County Connecticut | 13 | $ 3,045,000 | $ 234,000 | $ 85,000 |
| Suffolk County Massachusetts | 13 | $ 6,855,000 | $ 527,000 | $ 124,000 |
| Chatham County North Carolina | 13 | $ 4,845,000 | $ 372,000 | $ 152,000 |
| Nash County North Carolina | 13 | $ 3,735,000 | $ 287,000 | $ 101,000 |
| Dorchester County South Carolina | 13 | $ 2,545,000 | $ 195,000 | $ 83,000 |
| Cumberland County North Carolina | 12 | $ 2,620,000 | $ 218,000 | $ 126,000 |
| Rockingham County North Carolina | 12 | $ 2,710,000 | $ 225,000 | $ 112,000 |
| Highland County Ohio | 12 | $ 1,730,000 | $ 144,000 | $ 66,000 |
| Marion County Florida | 11 | $ 2,985,000 | $ 271,000 | $ 91,000 |
| Granville County North Carolina | 11 | $ 2,625,000 | $ 238,000 | $ 86,000 |
| Madison County Ohio | 11 | $ 3,465,000 | $ 315,000 | $ 104,000 |
| Crawford County Pennsylvania | 11 | $ 1,575,000 | $ 143,000 | $ 74,000 |
| District of Columbia County District Of Columbia | 10 | $ 5,000,000 | $ 500,000 | $ 174,000 |
| Carroll County Maryland | 10 | $ 2,870,000 | $ 287,000 | $ 155,000 |
| Buncombe County North Carolina | 10 | $ 2,680,000 | $ 268,000 | $ 196,000 |
| Mecklenburg County North Carolina | 10 | $ 2,760,000 | $ 276,000 | $ 109,000 |
| Scioto County Ohio | 10 | $ 2,130,000 | $ 213,000 | $ 82,000 |
| Charles County Maryland | 9 | $ 3,065,000 | $ 340,000 | $ 102,000 |
| Harford County Maryland | 9 | $ 2,535,000 | $ 281,000 | $ 92,000 |
| Craven County North Carolina | 9 | $ 1,995,000 | $ 221,000 | $ 64,000 |
| Lee County North Carolina | 9 | $ 1,905,000 | $ 211,000 | $ 82,000 |
| New Hanover County North Carolina | 9 | $ 2,715,000 | $ 301,000 | $ 239,000 |
| Coshocton County Ohio | 9 | $ 1,385,000 | $ 153,000 | $ 59,000 |
| Iredell County North Carolina | 8 | $ 2,200,000 | $ 275,000 | $ 100,000 |
| Cuyahoga County Ohio | 8 | $ 1,470,000 | $ 183,000 | $ 160,000 |
| Henry County Ohio | 8 | $ 1,340,000 | $ 167,000 | $ 59,000 |
| Mahoning County Ohio | 8 | $ 1,300,000 | $ 162,000 | $ 81,000 |
| Sandusky County Ohio | 8 | $ 1,240,000 | $ 155,000 | $ 100,000 |
| Shelby County Ohio | 8 | $ 2,470,000 | $ 308,000 | $ 92,000 |
| Brevard County Florida | 7 | $ 1,275,000 | $ 182,000 | $ 54,000 |
| Wayne County North Carolina | 7 | $ 1,035,000 | $ 147,000 | $ 53,000 |
| Huntingdon County Pennsylvania | 7 | $ 875,000 | $ 125,000 | $ 72,000 |
| Jasper County South Carolina | 7 | $ 1,845,000 | $ 263,000 | $ 77,000 |
| Mecklenburg County Virginia | 7 | $ 2,235,000 | $ 319,000 | $ 103,000 |
| New London County Connecticut | 6 | $ 1,640,000 | $ 273,000 | $ 86,000 |
| Cabarrus County North Carolina | 6 | $ 1,810,000 | $ 301,000 | $ 119,000 |
| Duplin County North Carolina | 6 | $ 1,250,000 | $ 208,000 | $ 71,000 |
| Pender County North Carolina | 6 | $ 1,840,000 | $ 306,000 | $ 138,000 |
| Pitt County North Carolina | 6 | $ 1,070,000 | $ 178,000 | $ 95,000 |
| Ashland County Ohio | 6 | $ 1,390,000 | $ 231,000 | $ 85,000 |
| Brown County Ohio | 6 | $ 1,260,000 | $ 210,000 | $ 85,000 |
| Fairfax County Virginia | 6 | $ 3,740,000 | $ 623,000 | $ 145,000 |
| Ohio County West Virginia | 6 | $ 1,060,000 | $ 176,000 | $ 93,000 |
| Sussex County Delaware | 5 | $ 1,305,000 | $ 261,000 | $ 167,000 |
| Collier County Florida | 5 | $ 1,875,000 | $ 375,000 | $ 787,000 |
| Orange County Florida | 5 | $ 1,785,000 | $ 357,000 | $ 97,000 |
| Columbus County North Carolina | 5 | $ 955,000 | $ 191,000 | $ 89,000 |
| Vance County North Carolina | 5 | $ 1,365,000 | $ 273,000 | $ 132,000 |
| Wilson County North Carolina | 5 | $ 665,000 | $ 133,000 | $ 153,000 |
| Adams County Ohio | 5 | $ 845,000 | $ 169,000 | $ 81,000 |
| Athens County Ohio | 5 | $ 685,000 | $ 137,000 | $ 40,000 |
| Champaign County Ohio | 5 | $ 915,000 | $ 183,000 | $ 86,000 |
| Ross County Ohio | 5 | $ 925,000 | $ 185,000 | $ 83,000 |
| Summit County Ohio | 5 | $ 1,215,000 | $ 243,000 | $ 111,000 |
| Charleston County South Carolina | 5 | $ 1,115,000 | $ 223,000 | $ 260,000 |
| Broward County Florida | 4 | $ 880,000 | $ 220,000 | $ 197,000 |
| Hernando County Florida | 4 | $ 900,000 | $ 225,000 | $ 59,000 |
| Lake County Florida | 4 | $ 1,540,000 | $ 385,000 | $ 142,000 |
| Volusia County Florida | 4 | $ 950,000 | $ 237,000 | $ 134,000 |
| Washington County Maryland | 4 | $ 850,000 | $ 212,000 | $ 53,000 |
| Worcester County Maryland | 4 | $ 1,590,000 | $ 397,000 | $ 284,000 |
| Wayne County Michigan | 4 | $ 770,000 | $ 192,000 | $ 138,000 |
| Avery County North Carolina | 4 | $ 1,340,000 | $ 335,000 | $ 231,000 |
| Henderson County North Carolina | 4 | $ 910,000 | $ 227,000 | $ 76,000 |
| Lenoir County North Carolina | 4 | $ 480,000 | $ 120,000 | $ 87,000 |
| Stokes County North Carolina | 4 | $ 870,000 | $ 217,000 | $ 67,000 |
| Union County North Carolina | 4 | $ 1,940,000 | $ 485,000 | $ 157,000 |
| Warren County North Carolina | 4 | $ 1,220,000 | $ 305,000 | $ 118,000 |
| Hancock County Ohio | 4 | $ 660,000 | $ 165,000 | $ 121,000 |
| Logan County Ohio | 4 | $ 590,000 | $ 147,000 | $ 104,000 |
| Lorain County Ohio | 4 | $ 880,000 | $ 220,000 | $ 124,000 |
| Seneca County Ohio | 4 | $ 960,000 | $ 240,000 | $ 104,000 |
| Williams County Ohio | 4 | $ 730,000 | $ 182,000 | $ 100,000 |
| Clearfield County Pennsylvania | 4 | $ 340,000 | $ 85,000 | $ 47,000 |
| Lancaster County Pennsylvania | 4 | $ 880,000 | $ 220,000 | $ 110,000 |
| Florence County South Carolina | 4 | $ 530,000 | $ 132,000 | $ 110,000 |
| Georgetown County South Carolina | 4 | $ 1,260,000 | $ 315,000 | $ 94,000 |
| Williamsburg County South Carolina | 4 | $ 620,000 | $ 155,000 | $ 101,000 |
| Duval County Florida | 3 | $ 955,000 | $ 318,000 | $ 108,000 |
| Levy County Florida | 3 | $ 465,000 | $ 155,000 | $ 86,000 |
| Seminole County Florida | 3 | $ 895,000 | $ 298,000 | $ 66,000 |
| Marion County Indiana | 3 | $ 805,000 | $ 268,000 | $ 190,000 |
| Tippecanoe County Indiana | 3 | $ 355,000 | $ 118,000 | $ 152,000 |
| Warren County Kentucky | 3 | $ 645,000 | $ 215,000 | $ 100,000 |
| Hampden County Massachusetts | 3 | $ 725,000 | $ 241,000 | $ 99,000 |
| Ingham County Michigan | 3 | $ 365,000 | $ 121,000 | $ 74,000 |
| Washtenaw County Michigan | 3 | $ 645,000 | $ 215,000 | $ 87,000 |
| Beaufort County North Carolina | 3 | $ 415,000 | $ 138,000 | $ 116,000 |
| Haywood County North Carolina | 3 | $ 895,000 | $ 298,000 | $ 52,000 |
| Rowan County North Carolina | 3 | $ 395,000 | $ 131,000 | $ 98,000 |
| Watauga County North Carolina | 3 | $ 1,465,000 | $ 488,000 | $ 228,000 |
| Hocking County Ohio | 3 | $ 615,000 | $ 205,000 | $ 132,000 |
| Medina County Ohio | 3 | $ 905,000 | $ 301,000 | $ 95,000 |
| Pike County Ohio | 3 | $ 495,000 | $ 165,000 | $ 76,000 |
| Adams County Pennsylvania | 3 | $ 685,000 | $ 228,000 | $ 81,000 |
| Berks County Pennsylvania | 3 | $ 485,000 | $ 161,000 | $ 42,000 |
| Dauphin County Pennsylvania | 3 | $ 675,000 | $ 225,000 | $ 107,000 |
| Montgomery County Pennsylvania | 3 | $ 1,065,000 | $ 355,000 | $ 200,000 |
| Somerset County Pennsylvania | 3 | $ 375,000 | $ 125,000 | $ 68,000 |
| York County Pennsylvania | 3 | $ 575,000 | $ 191,000 | $ 57,000 |
| Monongalia County West Virginia | 3 | $ 595,000 | $ 198,000 | $ 61,000 |
| DeSoto County Florida | 2 | $ 330,000 | $ 165,000 | $ 81,000 |
| Leon County Florida | 2 | $ 400,000 | $ 200,000 | $ 49,000 |
| Miami-Dade County Florida | 2 | $ 870,000 | $ 435,000 | $ 193,000 |
| Palm Beach County Florida | 2 | $ 800,000 | $ 400,000 | $ 425,000 |
| Hancock County Indiana | 2 | $ 490,000 | $ 245,000 | $ 119,000 |
| Steuben County Indiana | 2 | $ 630,000 | $ 315,000 | $ 85,000 |
| Jefferson County Kentucky | 2 | $ 670,000 | $ 335,000 | $ 130,000 |
| Madison County Kentucky | 2 | $ 510,000 | $ 255,000 | $ 62,000 |
| Caroline County Maryland | 2 | $ 810,000 | $ 405,000 | $ 163,000 |
| Branch County Michigan | 2 | $ 490,000 | $ 245,000 | $ 139,000 |
| Genesee County Michigan | 2 | $ 130,000 | $ 65,000 | $ 39,000 |
| Macomb County Michigan | 2 | $ 330,000 | $ 165,000 | $ 160,000 |
| Bertie County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 289,000 |
| Caldwell County North Carolina | 2 | $ 740,000 | $ 370,000 | $ 266,000 |
| Davie County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 156,000 |
| Edgecombe County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 55,000 |
| Person County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 102,000 |
| Rutherford County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 37,000 |
| Sampson County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 53,000 |
| Belmont County Ohio | 2 | $ 280,000 | $ 140,000 | $ 72,000 |
| Fayette County Ohio | 2 | $ 380,000 | $ 190,000 | $ 95,000 |
| Jackson County Ohio | 2 | $ 520,000 | $ 260,000 | $ 148,000 |
| Preble County Ohio | 2 | $ 410,000 | $ 205,000 | $ 85,000 |
| Bedford County Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 91,000 |
| Centre County Pennsylvania | 2 | $ 470,000 | $ 235,000 | $ 193,000 |
| Chester County Pennsylvania | 2 | $ 450,000 | $ 225,000 | $ 262,000 |
| Indiana County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 96,000 |
| Monroe County Pennsylvania | 2 | $ 420,000 | $ 210,000 | $ 78,000 |
| Northampton County Pennsylvania | 2 | $ 440,000 | $ 220,000 | $ 91,000 |
| Venango County Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 37,000 |
| Washington County Rhode Island | 2 | $ 620,000 | $ 310,000 | $ 299,000 |
| Anderson County South Carolina | 2 | $ 350,000 | $ 175,000 | $ 86,000 |
| Colleton County South Carolina | 2 | $ 330,000 | $ 165,000 | $ 43,000 |
| Lexington County South Carolina | 2 | $ 470,000 | $ 235,000 | $ 57,000 |
| Marion County South Carolina | 2 | $ 330,000 | $ 165,000 | $ 52,000 |
| Oconee County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 65,000 |
| Orangeburg County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 73,000 |
| Spartanburg County South Carolina | 2 | $ 460,000 | $ 230,000 | $ 103,000 |
| Loudoun County Virginia | 2 | $ 920,000 | $ 460,000 | $ 154,000 |
| Newport News County Virginia | 2 | $ 330,000 | $ 165,000 | $ 48,000 |
| Norfolk County Virginia | 2 | $ 700,000 | $ 350,000 | $ 132,000 |
| Richmond City County Virginia | 2 | $ 750,000 | $ 375,000 | $ 182,000 |
| Spotsylvania County Virginia | 2 | $ 680,000 | $ 340,000 | $ 121,000 |
| Marion County West Virginia | 2 | $ 380,000 | $ 190,000 | $ 65,000 |
| Marshall County West Virginia | 2 | $ 250,000 | $ 125,000 | $ 98,000 |
| Tolland County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Windham County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Alachua County Florida | 1 | $ 395,000 | $ 395,000 | $ 140,000 |
| Indian River County Florida | 1 | $ 285,000 | $ 285,000 | $ 313,000 |
| Monroe County Florida | 1 | $ 645,000 | $ 645,000 | $ 146,000 |
| St. Johns County Florida | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Sumter County Florida | 1 | $ 175,000 | $ 175,000 | $ 124,000 |
| Glynn County Georgia | 1 | $ 305,000 | $ 305,000 | $ 68,000 |
| Bartholomew County Indiana | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Hamilton County Indiana | 1 | $ 265,000 | $ 265,000 | $ 106,000 |
| Hendricks County Indiana | 1 | $ 295,000 | $ 295,000 | $ 160,000 |
| Henry County Indiana | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Jackson County Indiana | 1 | $ 295,000 | $ 295,000 | $ 95,000 |
| Johnson County Indiana | 1 | $ 305,000 | $ 305,000 | $ 65,000 |
| St. Joseph County Indiana | 1 | $ 145,000 | $ 145,000 | $ 107,000 |
| Adair County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 126,000 |
| Boone County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 107,000 |
| Boyle County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Kenton County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Lyon County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Russell County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 101,000 |
| Wayne County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Cecil County Maryland | 1 | $ 415,000 | $ 415,000 | $ 152,000 |
| Queen Anne's County Maryland | 1 | $ 455,000 | $ 455,000 | $ 134,000 |
| Talbot County Maryland | 1 | $ 255,000 | $ 255,000 | $ 239,000 |
| Wicomico County Maryland | 1 | $ 55,000 | $ 55,000 | $ 137,000 |
| Berkshire County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 88,000 |
| Essex County Massachusetts | 1 | $ 365,000 | $ 365,000 | $ 69,000 |
| Clinton County Michigan | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Hillsdale County Michigan | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Iosco County Michigan | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Kalamazoo County Michigan | 1 | $ 65,000 | $ 65,000 | $ 194,000 |
| Kent County Michigan | 1 | $ 475,000 | $ 475,000 | $ 231,000 |
| Lapeer County Michigan | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Ontonagon County Michigan | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Presque Isle County Michigan | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| St. Joseph County Michigan | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Hillsborough County New Hampshire | 1 | $ 515,000 | $ 515,000 | $ 117,000 |
| Sullivan County New Hampshire | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Caswell County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 113,000 |
| Catawba County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Currituck County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 52,000 |
| Dare County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 221,000 |
| Halifax County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Martin County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| McDowell County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Northampton County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
| Surry County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 127,000 |
| Swain County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 133,000 |
| Transylvania County North Carolina | 1 | $ 675,000 | $ 675,000 | $ 274,000 |
| Wilkes County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Yadkin County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
| Allen County Ohio | 1 | $ 245,000 | $ 245,000 | $ 66,000 |
| Ashtabula County Ohio | 1 | $ 55,000 | $ 55,000 | $ 145,000 |
| Darke County Ohio | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Defiance County Ohio | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Gallia County Ohio | 1 | $ 235,000 | $ 235,000 | $ 109,000 |
| Holmes County Ohio | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Huron County Ohio | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Jefferson County Ohio | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Lake County Ohio | 1 | $ 565,000 | $ 565,000 | $ 210,000 |
| Lawrence County Ohio | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Meigs County Ohio | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Monroe County Ohio | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Morgan County Ohio | 1 | $ 135,000 | $ 135,000 | $ 189,000 |
| Portage County Ohio | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Putnam County Ohio | 1 | $ 185,000 | $ 185,000 | $ 136,000 |
| Vinton County Ohio | 1 | $ 415,000 | $ 415,000 | $ 160,000 |
| Washington County Ohio | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Wyandot County Ohio | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Cumberland County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Jefferson County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 287,000 |
| Lehigh County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 121,000 |
| Mifflin County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| Perry County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 206,000 |
| Kent County Rhode Island | 1 | $ 415,000 | $ 415,000 | $ 71,000 |
| Newport County Rhode Island | 1 | $ 375,000 | $ 375,000 | $ 110,000 |
| Abbeville County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 108,000 |
| Cherokee County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Clarendon County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 76,000 |
| Fairfield County South Carolina | 1 | $ 545,000 | $ 545,000 | $ 940,000 |
| Greenville County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Lancaster County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Pickens County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 99,000 |
| Richland County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 185,000 |
| Union County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| York County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 119,000 |
| Alexandria County Virginia | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Amherst County Virginia | 1 | $ 275,000 | $ 275,000 | $ 322,000 |
| Augusta County Virginia | 1 | $ 85,000 | $ 85,000 | $ 135,000 |
| Bedford County Virginia | 1 | $ 245,000 | $ 245,000 | $ 558,000 |
| Culpeper County Virginia | 1 | $ 575,000 | $ 575,000 | $ 167,000 |
| Cumberland County Virginia | 1 | $ 285,000 | $ 285,000 | $ 54,000 |
| Fauquier County Virginia | 1 | $ 645,000 | $ 645,000 | $ 218,000 |
| Frederick County Virginia | 1 | $ 405,000 | $ 405,000 | $ 192,000 |
| Halifax County Virginia | 1 | $ 275,000 | $ 275,000 | $ 162,000 |
| Henrico County Virginia | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Patrick County Virginia | 1 | $ 315,000 | $ 315,000 | $ 108,000 |
| Portsmouth County Virginia | 1 | $ 295,000 | $ 295,000 | $ 215,000 |
| Smyth County Virginia | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Stafford County Virginia | 1 | $ 405,000 | $ 405,000 | $ 164,000 |
| York County Virginia | 1 | $ 405,000 | $ 405,000 | $ 171,000 |
| Barbour County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Hancock County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Kanawha County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Mason County West Virginia | 1 | $ 655,000 | $ 655,000 | $ 212,000 |
| Morgan County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Randolph County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Wood County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Equity Resources, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,295 | $1,099,385,000 | $255,000 | $1,685,000 | $108,000 | $3,298,000 |
| Cash-out Refinancing | 1,208 | $249,570,000 | $206,000 | $1,505,000 | $102,000 | $2,943,000 |
| Refinancing | 580 | $124,170,000 | $214,000 | $965,000 | $97,000 | $819,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,569 | $1,060,425,000 | $232,000 | $1,505,000 | $105,000 | $3,298,000 |
| Black or African American | 469 | $137,915,000 | $294,000 | $1,685,000 | $101,000 | $1,097,000 |
| Hispanic | 398 | $100,000,000 | $251,000 | $895,000 | $90,000 | $527,000 |
| Not Provided | 315 | $78,755,000 | $250,000 | $845,000 | $114,000 | $524,000 |
| Asian | 284 | $85,420,000 | $300,000 | $905,000 | $145,000 | $2,677,000 |
| American Indian or Alaskan Native | 37 | $7,885,000 | $213,000 | $605,000 | $102,000 | $325,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $810,000 | $202,000 | $335,000 | $83,000 | $152,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,641 | $1,143,475,000 | $246,000 | $1,685,000 | $115,000 | $3,298,000 |
| FHA-insured (Federal Housing Administration) | 947 | $199,895,000 | $211,000 | $785,000 | $73,000 | $268,000 |
| VA-guaranteed (Veterans Administration) | 349 | $105,005,000 | $300,000 | $795,000 | $93,000 | $363,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 146 | $24,750,000 | $169,000 | $455,000 | $61,000 | $145,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,143 | $1,010,595,000 | $243,000 | $1,285,000 | $105,000 | $2,035,000 |
| Application Withdrawn By Applicant | 1,556 | $380,040,000 | $244,000 | $1,505,000 | $114,000 | $3,298,000 |
| Application Denied By Financial Institution | 380 | $81,020,000 | $213,000 | $1,685,000 | $87,000 | $651,000 |
| Application Approved But Not Accepted | 3 | $1,015,000 | $338,000 | $505,000 | $66,000 | $86,000 |
| Preapproval Approved but not Accepted | 1 | $455,000 | $455,000 | $455,000 | $127,000 | $127,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,703 | $1,392,105,000 | $244,000 | $1,505,000 | $107,000 | $3,298,000 |
| Credit History | 139 | $25,645,000 | $184,000 | $645,000 | $86,000 | $651,000 |
| Debt-To-Income Ratio | 74 | $16,530,000 | $223,000 | $1,685,000 | $67,000 | $525,000 |
| Collateral | 53 | $10,945,000 | $206,000 | $535,000 | $123,000 | $590,000 |
| Unverifiable Information | 26 | $5,100,000 | $196,000 | $445,000 | $79,000 | $308,000 |
| Other | 25 | $6,455,000 | $258,000 | $995,000 | $94,000 | $260,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $6,590,000 | $299,000 | $645,000 | $86,000 | $219,000 |
| Credit Application Incomplete | 21 | $4,825,000 | $229,000 | $595,000 | $92,000 | $320,000 |
| Employment History | 20 | $4,930,000 | $246,000 | $605,000 | $64,000 | $171,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Resources, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Resources, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.