The Loan Store, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
The Loan Store, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Loan Store, Inc. 222 Kearny Street, Suite 650 Camden, DE 94108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 3,251 |
| Total Mortgage Loan Application Amount | $1,303,375,000 |
| Average Mortgage Loan Application Amount | $407,666 |
| Highest Mortgage Loan Application Amount | $1,455,000 |
| Average Applicant Income | $167,000 |
| Highest Applicant Income | $2,520,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with The Loan Store, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Loan Store, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down The Loan Store, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Loan Store, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by The Loan Store, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Loan Store, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 415 | $ 187,755,000 | $ 452,000 | $ 203,000 |
| Santa Clara County California | 260 | $ 129,630,000 | $ 498,000 | $ 206,000 |
| Alameda County California | 217 | $ 107,645,000 | $ 496,000 | $ 198,000 |
| Los Angeles County California | 175 | $ 77,325,000 | $ 441,000 | $ 165,000 |
| Maricopa County Arizona | 149 | $ 48,265,000 | $ 323,000 | $ 135,000 |
| Salt Lake County Utah | 124 | $ 41,150,000 | $ 331,000 | $ 128,000 |
| Orange County California | 101 | $ 45,535,000 | $ 450,000 | $ 175,000 |
| San Diego County California | 94 | $ 44,370,000 | $ 472,000 | $ 185,000 |
| Snohomish County Washington | 94 | $ 36,980,000 | $ 393,000 | $ 169,000 |
| Contra Costa County California | 77 | $ 38,385,000 | $ 498,000 | $ 206,000 |
| Wake County North Carolina | 72 | $ 24,190,000 | $ 335,000 | $ 147,000 |
| Sacramento County California | 61 | $ 19,425,000 | $ 318,000 | $ 139,000 |
| Utah County Utah | 51 | $ 16,665,000 | $ 326,000 | $ 125,000 |
| San Joaquin County California | 47 | $ 18,335,000 | $ 390,000 | $ 125,000 |
| San Mateo County California | 46 | $ 24,390,000 | $ 530,000 | $ 222,000 |
| San Bernardino County California | 42 | $ 14,330,000 | $ 341,000 | $ 124,000 |
| Riverside County California | 41 | $ 14,535,000 | $ 354,000 | $ 123,000 |
| Collin County Texas | 41 | $ 15,435,000 | $ 376,000 | $ 153,000 |
| Fort Bend County Texas | 39 | $ 10,455,000 | $ 268,000 | $ 134,000 |
| Davis County Utah | 32 | $ 10,560,000 | $ 330,000 | $ 117,000 |
| Marin County California | 30 | $ 15,300,000 | $ 510,000 | $ 171,000 |
| Harris County Texas | 28 | $ 7,360,000 | $ 262,000 | $ 156,000 |
| San Francisco County California | 24 | $ 10,760,000 | $ 448,000 | $ 217,000 |
| Dallas County Texas | 24 | $ 8,390,000 | $ 349,000 | $ 176,000 |
| Sonoma County California | 22 | $ 9,660,000 | $ 439,000 | $ 257,000 |
| Pierce County Washington | 22 | $ 8,320,000 | $ 378,000 | $ 131,000 |
| Ventura County California | 20 | $ 8,820,000 | $ 441,000 | $ 201,000 |
| Placer County California | 18 | $ 7,450,000 | $ 413,000 | $ 207,000 |
| Clark County Washington | 18 | $ 6,300,000 | $ 350,000 | $ 173,000 |
| Pima County Arizona | 17 | $ 5,185,000 | $ 305,000 | $ 116,000 |
| Arapahoe County Colorado | 17 | $ 5,895,000 | $ 346,000 | $ 113,000 |
| Douglas County Colorado | 16 | $ 5,330,000 | $ 333,000 | $ 126,000 |
| Jefferson County Colorado | 16 | $ 5,990,000 | $ 374,000 | $ 124,000 |
| Gwinnett County Georgia | 16 | $ 3,390,000 | $ 211,000 | $ 107,000 |
| Denton County Texas | 16 | $ 5,550,000 | $ 346,000 | $ 152,000 |
| Fulton County Georgia | 15 | $ 3,825,000 | $ 255,000 | $ 137,000 |
| Denver County Colorado | 14 | $ 4,910,000 | $ 350,000 | $ 136,000 |
| Travis County Texas | 14 | $ 4,980,000 | $ 355,000 | $ 185,000 |
| Santa Cruz County California | 13 | $ 5,975,000 | $ 459,000 | $ 168,000 |
| Tarrant County Texas | 12 | $ 2,970,000 | $ 247,000 | $ 129,000 |
| Williamson County Texas | 12 | $ 4,010,000 | $ 334,000 | $ 155,000 |
| Pinal County Arizona | 10 | $ 2,520,000 | $ 252,000 | $ 93,000 |
| Merced County California | 10 | $ 2,950,000 | $ 295,000 | $ 168,000 |
| Santa Barbara County California | 10 | $ 4,060,000 | $ 406,000 | $ 142,000 |
| Solano County California | 10 | $ 3,810,000 | $ 381,000 | $ 127,000 |
| El Paso County Colorado | 10 | $ 2,830,000 | $ 283,000 | $ 103,000 |
| Hillsborough County Florida | 10 | $ 3,310,000 | $ 331,000 | $ 155,000 |
| Forsyth County Georgia | 10 | $ 3,170,000 | $ 317,000 | $ 142,000 |
| San Luis Obispo County California | 8 | $ 3,530,000 | $ 441,000 | $ 178,000 |
| Mecklenburg County North Carolina | 8 | $ 1,600,000 | $ 200,000 | $ 151,000 |
| Brazoria County Texas | 8 | $ 2,290,000 | $ 286,000 | $ 141,000 |
| El Dorado County California | 7 | $ 3,385,000 | $ 483,000 | $ 167,000 |
| Adams County Colorado | 7 | $ 2,285,000 | $ 326,000 | $ 100,000 |
| Boulder County Colorado | 7 | $ 2,775,000 | $ 396,000 | $ 151,000 |
| Cobb County Georgia | 7 | $ 1,685,000 | $ 240,000 | $ 119,000 |
| McLean County Illinois | 7 | $ 1,815,000 | $ 259,000 | $ 95,000 |
| Middlesex County New Jersey | 7 | $ 1,965,000 | $ 280,000 | $ 205,000 |
| Morris County New Jersey | 7 | $ 3,035,000 | $ 433,000 | $ 179,000 |
| Orange County North Carolina | 7 | $ 2,165,000 | $ 309,000 | $ 145,000 |
| Weber County Utah | 7 | $ 2,315,000 | $ 330,000 | $ 125,000 |
| Fresno County California | 6 | $ 1,510,000 | $ 251,000 | $ 119,000 |
| Nevada County California | 6 | $ 2,550,000 | $ 425,000 | $ 205,000 |
| DeKalb County Georgia | 6 | $ 1,880,000 | $ 313,000 | $ 147,000 |
| Durham County North Carolina | 6 | $ 1,480,000 | $ 246,000 | $ 172,000 |
| Washington County Utah | 6 | $ 1,690,000 | $ 281,000 | $ 77,000 |
| Kitsap County Washington | 6 | $ 1,830,000 | $ 305,000 | $ 109,000 |
| Thurston County Washington | 6 | $ 1,620,000 | $ 270,000 | $ 98,000 |
| Coconino County Arizona | 5 | $ 1,695,000 | $ 339,000 | $ 109,000 |
| Mohave County Arizona | 5 | $ 1,585,000 | $ 317,000 | $ 266,000 |
| Kern County California | 5 | $ 1,555,000 | $ 311,000 | $ 126,000 |
| Yolo County California | 5 | $ 1,875,000 | $ 375,000 | $ 175,000 |
| Larimer County Colorado | 5 | $ 1,575,000 | $ 315,000 | $ 353,000 |
| Clackamas County Oregon | 5 | $ 1,845,000 | $ 369,000 | $ 243,000 |
| Kaufman County Texas | 5 | $ 755,000 | $ 151,000 | $ 110,000 |
| Summit County Utah | 5 | $ 1,395,000 | $ 279,000 | $ 97,000 |
| Tooele County Utah | 5 | $ 1,515,000 | $ 303,000 | $ 100,000 |
| Spokane County Washington | 5 | $ 1,615,000 | $ 323,000 | $ 158,000 |
| San Benito County California | 4 | $ 1,620,000 | $ 405,000 | $ 135,000 |
| Stanislaus County California | 4 | $ 1,390,000 | $ 347,000 | $ 113,000 |
| Summit County Colorado | 4 | $ 2,120,000 | $ 530,000 | $ 213,000 |
| Fairfield County Connecticut | 4 | $ 1,160,000 | $ 290,000 | $ 155,000 |
| Miami-Dade County Florida | 4 | $ 1,460,000 | $ 365,000 | $ 110,000 |
| Cook County Illinois | 4 | $ 870,000 | $ 217,000 | $ 156,000 |
| Hudson County New Jersey | 4 | $ 850,000 | $ 212,000 | $ 281,000 |
| Union County North Carolina | 4 | $ 1,420,000 | $ 355,000 | $ 327,000 |
| Bexar County Texas | 4 | $ 740,000 | $ 185,000 | $ 81,000 |
| Island County Washington | 4 | $ 1,770,000 | $ 442,000 | $ 167,000 |
| Whatcom County Washington | 4 | $ 1,490,000 | $ 372,000 | $ 110,000 |
| Yavapai County Arizona | 3 | $ 965,000 | $ 321,000 | $ 131,000 |
| Yuma County Arizona | 3 | $ 455,000 | $ 151,000 | $ 57,000 |
| Napa County California | 3 | $ 1,405,000 | $ 468,000 | $ 165,000 |
| Pinellas County Florida | 3 | $ 675,000 | $ 225,000 | $ 107,000 |
| Union County New Jersey | 3 | $ 1,555,000 | $ 518,000 | $ 256,000 |
| Forsyth County North Carolina | 3 | $ 585,000 | $ 195,000 | $ 121,000 |
| Johnston County North Carolina | 3 | $ 685,000 | $ 228,000 | $ 340,000 |
| Pitt County North Carolina | 3 | $ 745,000 | $ 248,000 | $ 121,000 |
| Montgomery County Texas | 3 | $ 755,000 | $ 251,000 | $ 132,000 |
| Cache County Utah | 3 | $ 685,000 | $ 228,000 | $ 74,000 |
| Yakima County Washington | 3 | $ 855,000 | $ 285,000 | $ 172,000 |
| Navajo County Arizona | 2 | $ 350,000 | $ 175,000 | $ 141,000 |
| Mendocino County California | 2 | $ 910,000 | $ 455,000 | $ 82,000 |
| Monterey County California | 2 | $ 580,000 | $ 290,000 | $ 139,000 |
| Tehama County California | 2 | $ 620,000 | $ 310,000 | $ 229,000 |
| Eagle County Colorado | 2 | $ 740,000 | $ 370,000 | $ 150,000 |
| Gunnison County Colorado | 2 | $ 430,000 | $ 215,000 | $ 90,000 |
| Hartford County Connecticut | 2 | $ 490,000 | $ 245,000 | $ 119,000 |
| Lee County Florida | 2 | $ 440,000 | $ 220,000 | $ 87,000 |
| Orange County Florida | 2 | $ 710,000 | $ 355,000 | $ 168,000 |
| Palm Beach County Florida | 2 | $ 520,000 | $ 260,000 | $ 160,000 |
| Volusia County Florida | 2 | $ 210,000 | $ 105,000 | $ 100,000 |
| Cherokee County Georgia | 2 | $ 560,000 | $ 280,000 | $ 138,000 |
| Jackson County Georgia | 2 | $ 410,000 | $ 205,000 | $ 52,000 |
| Essex County New Jersey | 2 | $ 740,000 | $ 370,000 | $ 163,000 |
| Mercer County New Jersey | 2 | $ 780,000 | $ 390,000 | $ 254,000 |
| Alamance County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 118,000 |
| Cumberland County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 203,000 |
| New Hanover County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 139,000 |
| Lane County Oregon | 2 | $ 450,000 | $ 225,000 | $ 97,000 |
| Multnomah County Oregon | 2 | $ 650,000 | $ 325,000 | $ 101,000 |
| Washington County Oregon | 2 | $ 680,000 | $ 340,000 | $ 114,000 |
| Galveston County Texas | 2 | $ 360,000 | $ 180,000 | $ 78,000 |
| Iron County Utah | 2 | $ 500,000 | $ 250,000 | $ 150,000 |
| Benton County Washington | 2 | $ 720,000 | $ 360,000 | $ 113,000 |
| Kittitas County Washington | 2 | $ 830,000 | $ 415,000 | $ 315,000 |
| Lewis County Washington | 2 | $ 570,000 | $ 285,000 | $ 242,000 |
| Mason County Washington | 2 | $ 620,000 | $ 310,000 | $ 301,000 |
| Skagit County Washington | 2 | $ 490,000 | $ 245,000 | $ 163,000 |
| Graham County Arizona | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Santa Cruz County Arizona | 1 | $ 345,000 | $ 345,000 | $ 94,000 |
| Humboldt County California | 1 | $ 145,000 | $ 145,000 | $ 25,000 |
| Lake County California | 1 | $ 295,000 | $ 295,000 | $ 89,000 |
| Madera County California | 1 | $ 285,000 | $ 285,000 | $ 46,000 |
| Mono County California | 1 | $ 245,000 | $ 245,000 | $ 148,000 |
| Shasta County California | 1 | $ 395,000 | $ 395,000 | $ 127,000 |
| Tulare County California | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Broomfield County Colorado | 1 | $ 335,000 | $ 335,000 | $ 173,000 |
| Delta County Colorado | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Grand County Colorado | 1 | $ 475,000 | $ 475,000 | $ 66,000 |
| Montezuma County Colorado | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Pueblo County Colorado | 1 | $ 405,000 | $ 405,000 | $ 95,000 |
| Routt County Colorado | 1 | $ 365,000 | $ 365,000 | $ 95,000 |
| San Miguel County Colorado | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Teller County Colorado | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Weld County Colorado | 1 | $ 305,000 | $ 305,000 | $ 164,000 |
| New Haven County Connecticut | 1 | $ 245,000 | $ 245,000 | $ 168,000 |
| Tolland County Connecticut | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Broward County Florida | 1 | $ 545,000 | $ 545,000 | $ 190,000 |
| Duval County Florida | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Hernando County Florida | 1 | $ 135,000 | $ 135,000 | $ 22,000 |
| Leon County Florida | 1 | $ 115,000 | $ 115,000 | $ 144,000 |
| Polk County Florida | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Seminole County Florida | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| St. Johns County Florida | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Wakulla County Florida | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Barrow County Georgia | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Fayette County Georgia | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Lake County Illinois | 1 | $ 305,000 | $ 305,000 | $ 231,000 |
| Winnebago County Illinois | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Muskegon County Michigan | 1 | $ 135,000 | $ 135,000 | $ 190,000 |
| Wayne County Michigan | 1 | $ 525,000 | $ 525,000 | $ 130,000 |
| Bergen County New Jersey | 1 | $ 545,000 | $ 545,000 | $ 160,000 |
| Burlington County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 293,000 |
| Cape May County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| Hunterdon County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 135,000 |
| Monmouth County New Jersey | 1 | $ 395,000 | $ 395,000 | $ 123,000 |
| Ocean County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Salem County New Jersey | 1 | $ 445,000 | $ 445,000 | $ 130,000 |
| Somerset County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 176,000 |
| Buncombe County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 150,000 |
| Dare County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 251,000 |
| Onslow County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Umatilla County Oregon | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Allegheny County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 205,000 |
| Beaver County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 97,000 |
| Chester County Pennsylvania | 1 | $ 445,000 | $ 445,000 | $ 248,000 |
| Cumberland County Pennsylvania | 1 | $ 425,000 | $ 425,000 | $ 245,000 |
| Lancaster County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 108,000 |
| Coryell County Texas | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Ellis County Texas | 1 | $ 405,000 | $ 405,000 | $ 157,000 |
| Hays County Texas | 1 | $ 255,000 | $ 255,000 | $ 199,000 |
| Uvalde County Texas | 1 | $ 85,000 | $ 85,000 | $ 121,000 |
| Wichita County Texas | 1 | $ 205,000 | $ 205,000 | $ 127,000 |
| Kane County Utah | 1 | $ 295,000 | $ 295,000 | $ 170,000 |
| Morgan County Utah | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Rich County Utah | 1 | $ 465,000 | $ 465,000 | $ 279,000 |
| Chelan County Washington | 1 | $ 435,000 | $ 435,000 | $ 623,000 |
| Cowlitz County Washington | 1 | $ 205,000 | $ 205,000 | $ 297,000 |
| Franklin County Washington | 1 | $ 455,000 | $ 455,000 | $ 132,000 |
| Grant County Washington | 1 | $ 235,000 | $ 235,000 | $ 190,000 |
| Okanogan County Washington | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Whitman County Washington | 1 | $ 295,000 | $ 295,000 | $ 167,000 |
Mortgage Loan Application Detail Totals for The Loan Store, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,095 | $824,255,000 | $393,000 | $955,000 | $175,000 | $2,520,000 |
| Cash-out Refinancing | 691 | $283,595,000 | $410,000 | $1,055,000 | $158,000 | $1,999,000 |
| Home Purchase | 465 | $195,525,000 | $420,000 | $1,455,000 | $168,000 | $1,224,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,506 | $631,270,000 | $419,000 | $1,455,000 | $187,000 | $2,306,000 |
| White | 930 | $357,730,000 | $384,000 | $1,055,000 | $155,000 | $1,224,000 |
| Not Provided | 575 | $228,155,000 | $396,000 | $1,145,000 | $166,000 | $1,242,000 |
| Hispanic | 157 | $54,885,000 | $349,000 | $815,000 | $117,000 | $406,000 |
| Black or African American | 45 | $17,255,000 | $383,000 | $1,055,000 | $208,000 | $2,520,000 |
| American Indian or Alaskan Native | 16 | $5,140,000 | $321,000 | $535,000 | $134,000 | $278,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,785,000 | $357,000 | $505,000 | $104,000 | $164,000 |
| Not applicable | 1 | $355,000 | $355,000 | $355,000 | $330,000 | $330,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,250 | $1,302,780,000 | $400,000 | $1,455,000 | $171,000 | $2,520,000 |
| VA-guaranteed (Veterans Administration) | 1 | $595,000 | $595,000 | $595,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,308 | $918,220,000 | $397,000 | $1,125,000 | $167,000 | $2,306,000 |
| Application Withdrawn By Applicant | 782 | $320,510,000 | $409,000 | $1,455,000 | $184,000 | $2,520,000 |
| Application Approved But Not Accepted | 118 | $48,350,000 | $409,000 | $825,000 | $170,000 | $494,000 |
| Application Denied By Financial Institution | 43 | $16,295,000 | $378,000 | $685,000 | $111,000 | $435,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,208 | $1,287,080,000 | $401,000 | $1,455,000 | $172,000 | $2,520,000 |
| Debt-To-Income Ratio | 28 | $11,440,000 | $408,000 | $685,000 | $92,000 | $223,000 |
| Other | 6 | $1,620,000 | $270,000 | $385,000 | $136,000 | $358,000 |
| Collateral | 5 | $1,575,000 | $315,000 | $425,000 | $111,000 | $219,000 |
| Unverifiable Information | 3 | $1,105,000 | $368,000 | $545,000 | $208,000 | $435,000 |
| Credit Application Incomplete | 1 | $555,000 | $555,000 | $555,000 | $180,000 | $180,000 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Loan Store, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Loan Store, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.