The Loan Store, Inc Mortgage Lending & HMDA Data, 2021

In 2021, The Loan Store, Inc of Tucson, AZ reported 3,251 mortgage applications totaling $1.3 billion, down 84% from 2020. The average application was for $400,915, and applicants reported an average income of $170,385. 71% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (509), Oakland-Hayward-Berkeley, CA (294) and San Jose-Sunnyvale-Santa Clara, CA (264) (applications in parentheses).

Mortgage Company & Address The Loan Store, Inc

Tucson, AZ 85718
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 3,251
Total Mortgage Loan Application Amount $1,303,375,000
Average Mortgage Loan Application Amount $400,915
Highest Mortgage Loan Application Amount $1,455,000
Average Applicant Income $170,385
Highest Applicant Income $2,520,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Loan Store, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for The Loan Store, Inc by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
King, Washington 415 $ 187,755,000 $ 452,421 $ 203,000
Santa Clara, California 260 $ 129,630,000 $ 498,576 $ 206,000
Alameda, California 217 $ 107,645,000 $ 496,059 $ 198,000
Los Angeles, California 175 $ 77,325,000 $ 441,857 $ 165,000
Maricopa, Arizona 149 $ 48,265,000 $ 323,926 $ 135,000
Salt Lake, Utah 124 $ 41,150,000 $ 331,854 $ 128,000
Orange, California 101 $ 45,535,000 $ 450,841 $ 175,000
San Diego, California 94 $ 44,370,000 $ 472,021 $ 185,000
Snohomish, Washington 94 $ 36,980,000 $ 393,404 $ 169,000
Contra Costa, California 77 $ 38,385,000 $ 498,506 $ 206,000
Wake, North Carolina 72 $ 24,190,000 $ 335,972 $ 147,000
Sacramento, California 61 $ 19,425,000 $ 318,442 $ 139,000
Utah, Utah 51 $ 16,665,000 $ 326,764 $ 125,000
San Joaquin, California 47 $ 18,335,000 $ 390,106 $ 125,000
San Mateo, California 46 $ 24,390,000 $ 530,217 $ 222,000
San Bernardino, California 42 $ 14,330,000 $ 341,190 $ 124,000
Riverside, California 41 $ 14,535,000 $ 354,512 $ 123,000
Collin, Texas 41 $ 15,435,000 $ 376,463 $ 153,000
Fort Bend, Texas 39 $ 10,455,000 $ 268,076 $ 134,000
Davis, Utah 32 $ 10,560,000 $ 330,000 $ 117,000
Marin, California 30 $ 15,300,000 $ 510,000 $ 171,000
Harris, Texas 28 $ 7,360,000 $ 262,857 $ 156,000
San Francisco, California 24 $ 10,760,000 $ 448,333 $ 217,000
Dallas, Texas 24 $ 8,390,000 $ 349,583 $ 176,000
Sonoma, California 22 $ 9,660,000 $ 439,090 $ 257,000
Pierce, Washington 22 $ 8,320,000 $ 378,181 $ 131,000
Ventura, California 20 $ 8,820,000 $ 441,000 $ 201,000
Placer, California 18 $ 7,450,000 $ 413,888 $ 207,000
Clark, Washington 18 $ 6,300,000 $ 350,000 $ 173,000
Pima, Arizona 17 $ 5,185,000 $ 305,000 $ 116,000
Arapahoe, Colorado 17 $ 5,895,000 $ 346,764 $ 113,000
Douglas, Colorado 16 $ 5,330,000 $ 333,125 $ 126,000
Jefferson, Colorado 16 $ 5,990,000 $ 374,375 $ 124,000
Gwinnett, Georgia 16 $ 3,390,000 $ 211,875 $ 107,000
Denton, Texas 16 $ 5,550,000 $ 346,875 $ 152,000
Fulton, Georgia 15 $ 3,825,000 $ 255,000 $ 137,000
Denver, Colorado 14 $ 4,910,000 $ 350,714 $ 136,000
Travis, Texas 14 $ 4,980,000 $ 355,714 $ 185,000
Santa Cruz, California 13 $ 5,975,000 $ 459,615 $ 168,000
Tarrant, Texas 12 $ 2,970,000 $ 247,500 $ 129,000
Williamson, Texas 12 $ 4,010,000 $ 334,166 $ 155,000
Pinal, Arizona 10 $ 2,520,000 $ 252,000 $ 93,000
Merced, California 10 $ 2,950,000 $ 295,000 $ 168,000
Santa Barbara, California 10 $ 4,060,000 $ 406,000 $ 142,000
Solano, California 10 $ 3,810,000 $ 381,000 $ 127,000
El Paso, Colorado 10 $ 2,830,000 $ 283,000 $ 103,000
Hillsborough, Florida 10 $ 3,310,000 $ 331,000 $ 155,000
Forsyth, Georgia 10 $ 3,170,000 $ 317,000 $ 142,000
San Luis Obispo, California 8 $ 3,530,000 $ 441,250 $ 178,000
Mecklenburg, North Carolina 8 $ 1,600,000 $ 200,000 $ 151,000
Brazoria, Texas 8 $ 2,290,000 $ 286,250 $ 141,000
El Dorado, California 7 $ 3,385,000 $ 483,571 $ 167,000
Adams, Colorado 7 $ 2,285,000 $ 326,428 $ 100,000
Boulder, Colorado 7 $ 2,775,000 $ 396,428 $ 151,000
Cobb, Georgia 7 $ 1,685,000 $ 240,714 $ 119,000
McLean, Illinois 7 $ 1,815,000 $ 259,285 $ 95,000
Middlesex, New Jersey 7 $ 1,965,000 $ 280,714 $ 205,000
Morris, New Jersey 7 $ 3,035,000 $ 433,571 $ 179,000
Orange, North Carolina 7 $ 2,165,000 $ 309,285 $ 145,000
Weber, Utah 7 $ 2,315,000 $ 330,714 $ 125,000
Fresno, California 6 $ 1,510,000 $ 251,666 $ 119,000
Nevada, California 6 $ 2,550,000 $ 425,000 $ 205,000
DeKalb, Georgia 6 $ 1,880,000 $ 313,333 $ 147,000
Durham, North Carolina 6 $ 1,480,000 $ 246,666 $ 172,000
Washington, Utah 6 $ 1,690,000 $ 281,666 $ 77,000
Kitsap, Washington 6 $ 1,830,000 $ 305,000 $ 109,000
Thurston, Washington 6 $ 1,620,000 $ 270,000 $ 98,000
Coconino, Arizona 5 $ 1,695,000 $ 339,000 $ 109,000
Mohave, Arizona 5 $ 1,585,000 $ 317,000 $ 266,000
Kern, California 5 $ 1,555,000 $ 311,000 $ 126,000
Yolo, California 5 $ 1,875,000 $ 375,000 $ 175,000
Larimer, Colorado 5 $ 1,575,000 $ 315,000 $ 353,000
Clackamas, Oregon 5 $ 1,845,000 $ 369,000 $ 243,000
Kaufman, Texas 5 $ 755,000 $ 151,000 $ 110,000
Summit, Utah 5 $ 1,395,000 $ 279,000 $ 97,000
Tooele, Utah 5 $ 1,515,000 $ 303,000 $ 100,000
Spokane, Washington 5 $ 1,615,000 $ 323,000 $ 158,000
San Benito, California 4 $ 1,620,000 $ 405,000 $ 135,000
Stanislaus, California 4 $ 1,390,000 $ 347,500 $ 113,000
Summit, Colorado 4 $ 2,120,000 $ 530,000 $ 213,000
Fairfield, Connecticut 4 $ 1,160,000 $ 290,000 $ 155,000
Miami-Dade, Florida 4 $ 1,460,000 $ 365,000 $ 110,000
Cook, Illinois 4 $ 870,000 $ 217,500 $ 156,000
Hudson, New Jersey 4 $ 850,000 $ 212,500 $ 281,000
Union, North Carolina 4 $ 1,420,000 $ 355,000 $ 327,000
Bexar, Texas 4 $ 740,000 $ 185,000 $ 81,000
Island, Washington 4 $ 1,770,000 $ 442,500 $ 167,000
Whatcom, Washington 4 $ 1,490,000 $ 372,500 $ 110,000
Yavapai, Arizona 3 $ 965,000 $ 321,666 $ 131,000
Yuma, Arizona 3 $ 455,000 $ 151,666 $ 57,000
Napa, California 3 $ 1,405,000 $ 468,333 $ 165,000
Pinellas, Florida 3 $ 675,000 $ 225,000 $ 107,000
Union, New Jersey 3 $ 1,555,000 $ 518,333 $ 256,000
Forsyth, North Carolina 3 $ 585,000 $ 195,000 $ 121,000
Johnston, North Carolina 3 $ 685,000 $ 228,333 $ 340,000
Pitt, North Carolina 3 $ 745,000 $ 248,333 $ 121,000
Montgomery, Texas 3 $ 755,000 $ 251,666 $ 132,000
Cache, Utah 3 $ 685,000 $ 228,333 $ 74,000
Yakima, Washington 3 $ 855,000 $ 285,000 $ 172,000
Navajo, Arizona 2 $ 350,000 $ 175,000 $ 141,000
Mendocino, California 2 $ 910,000 $ 455,000 $ 82,000
Monterey, California 2 $ 580,000 $ 290,000 $ 139,000
Tehama, California 2 $ 620,000 $ 310,000 $ 229,000
Eagle, Colorado 2 $ 740,000 $ 370,000 $ 150,000
Gunnison, Colorado 2 $ 430,000 $ 215,000 $ 90,000
Hartford, Connecticut 2 $ 490,000 $ 245,000 $ 119,000
Lee, Florida 2 $ 440,000 $ 220,000 $ 87,000
Orange, Florida 2 $ 710,000 $ 355,000 $ 168,000
Palm Beach, Florida 2 $ 520,000 $ 260,000 $ 160,000
Volusia, Florida 2 $ 210,000 $ 105,000 $ 100,000
Cherokee, Georgia 2 $ 560,000 $ 280,000 $ 138,000
Jackson, Georgia 2 $ 410,000 $ 205,000 $ 52,000
Essex, New Jersey 2 $ 740,000 $ 370,000 $ 163,000
Mercer, New Jersey 2 $ 780,000 $ 390,000 $ 254,000
Alamance, North Carolina 2 $ 530,000 $ 265,000 $ 118,000
Cumberland, North Carolina 2 $ 340,000 $ 170,000 $ 203,000
New Hanover, North Carolina 2 $ 460,000 $ 230,000 $ 139,000
Lane, Oregon 2 $ 450,000 $ 225,000 $ 97,000
Multnomah, Oregon 2 $ 650,000 $ 325,000 $ 101,000
Washington, Oregon 2 $ 680,000 $ 340,000 $ 114,000
Galveston, Texas 2 $ 360,000 $ 180,000 $ 78,000
Iron, Utah 2 $ 500,000 $ 250,000 $ 150,000
Benton, Washington 2 $ 720,000 $ 360,000 $ 113,000
Kittitas, Washington 2 $ 830,000 $ 415,000 $ 315,000
Lewis, Washington 2 $ 570,000 $ 285,000 $ 242,000
Mason, Washington 2 $ 620,000 $ 310,000 $ 301,000
Skagit, Washington 2 $ 490,000 $ 245,000 $ 163,000
Graham, Arizona 1 $ 145,000 $ 145,000 $ 60,000
Santa Cruz, Arizona 1 $ 345,000 $ 345,000 $ 94,000
Humboldt, California 1 $ 145,000 $ 145,000 $ 25,000
Lake, California 1 $ 295,000 $ 295,000 $ 89,000
Madera, California 1 $ 285,000 $ 285,000 $ 46,000
Mono, California 1 $ 245,000 $ 245,000 $ 148,000
Shasta, California 1 $ 395,000 $ 395,000 $ 127,000
Tulare, California 1 $ 175,000 $ 175,000 $ 47,000
Broomfield, Colorado 1 $ 335,000 $ 335,000 $ 173,000
Delta, Colorado 1 $ 105,000 $ 105,000 $ 96,000
Grand, Colorado 1 $ 475,000 $ 475,000 $ 66,000
Montezuma, Colorado 1 $ 165,000 $ 165,000 $ 65,000
Pueblo, Colorado 1 $ 405,000 $ 405,000 $ 95,000
Routt, Colorado 1 $ 365,000 $ 365,000 $ 95,000
San Miguel, Colorado 1 $ 155,000 $ 155,000 $ 44,000
Teller, Colorado 1 $ 185,000 $ 185,000 $ 49,000
Weld, Colorado 1 $ 305,000 $ 305,000 $ 164,000
New Haven, Connecticut 1 $ 245,000 $ 245,000 $ 168,000
Tolland, Connecticut 1 $ 215,000 $ 215,000 $ 108,000
Broward, Florida 1 $ 545,000 $ 545,000 $ 190,000
Duval, Florida 1 $ 145,000 $ 145,000 $ 58,000
Hernando, Florida 1 $ 135,000 $ 135,000 $ 22,000
Leon, Florida 1 $ 115,000 $ 115,000 $ 144,000
Polk, Florida 1 $ 105,000 $ 105,000 $ 42,000
Seminole, Florida 1 $ 85,000 $ 85,000 $ 33,000
St. Johns, Florida 1 $ 165,000 $ 165,000 $ 81,000
Wakulla, Florida 1 $ 235,000 $ 235,000 $ 84,000
Barrow, Georgia 1 $ 185,000 $ 185,000 $ 75,000
Fayette, Georgia 1 $ 165,000 $ 165,000 $ 73,000
Lake, Illinois 1 $ 305,000 $ 305,000 $ 231,000
Winnebago, Illinois 1 $ 155,000 $ 155,000 $ 92,000
Muskegon, Michigan 1 $ 135,000 $ 135,000 $ 190,000
Wayne, Michigan 1 $ 525,000 $ 525,000 $ 130,000
Bergen, New Jersey 1 $ 545,000 $ 545,000 $ 160,000
Burlington, New Jersey 1 $ 315,000 $ 315,000 $ 293,000
Cape May, New Jersey 1 $ 165,000 $ 165,000 $ 116,000
Hunterdon, New Jersey 1 $ 255,000 $ 255,000 $ 135,000
Monmouth, New Jersey 1 $ 395,000 $ 395,000 $ 123,000
Ocean, New Jersey 1 $ 145,000 $ 145,000 $ 67,000
Salem, New Jersey 1 $ 445,000 $ 445,000 $ 130,000
Somerset, New Jersey 1 $ 265,000 $ 265,000 $ 176,000
Buncombe, North Carolina 1 $ 165,000 $ 165,000 $ 150,000
Dare, North Carolina 1 $ 375,000 $ 375,000 $ 251,000
Onslow, North Carolina 1 $ 205,000 $ 205,000 $ 74,000
Umatilla, Oregon 1 $ 255,000 $ 255,000 $ 77,000
Allegheny, Pennsylvania 1 $ 305,000 $ 305,000 $ 205,000
Beaver, Pennsylvania 1 $ 305,000 $ 305,000 $ 97,000
Chester, Pennsylvania 1 $ 445,000 $ 445,000 $ 248,000
Cumberland, Pennsylvania 1 $ 425,000 $ 425,000 $ 245,000
Lancaster, Pennsylvania 1 $ 285,000 $ 285,000 $ 108,000
Coryell, Texas 1 $ 145,000 $ 145,000 $ 63,000
Ellis, Texas 1 $ 405,000 $ 405,000 $ 157,000
Hays, Texas 1 $ 255,000 $ 255,000 $ 199,000
Uvalde, Texas 1 $ 85,000 $ 85,000 $ 121,000
Wichita, Texas 1 $ 205,000 $ 205,000 $ 127,000
Kane, Utah 1 $ 295,000 $ 295,000 $ 170,000
Morgan, Utah 1 $ 255,000 $ 255,000 $ 110,000
Rich, Utah 1 $ 465,000 $ 465,000 $ 279,000
Chelan, Washington 1 $ 435,000 $ 435,000 $ 623,000
Cowlitz, Washington 1 $ 205,000 $ 205,000 $ 297,000
Franklin, Washington 1 $ 455,000 $ 455,000 $ 132,000
Grant, Washington 1 $ 235,000 $ 235,000 $ 190,000
Okanogan, Washington 1 $ 205,000 $ 205,000 $ 49,000
Whitman, Washington 1 $ 295,000 $ 295,000 $ 167,000

Mortgage Loan Application Detail Totals for The Loan Store, Inc in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,095 $824,255,000 $393,000 $955,000 $175,000 $2,520,000
Cash-out Refinancing 691 $283,595,000 $410,000 $1,055,000 $158,000 $1,999,000
Home Purchase 465 $195,525,000 $420,000 $1,455,000 $168,000 $1,224,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 1,506 $631,270,000 $419,000 $1,455,000 $187,000 $2,306,000
White 930 $357,730,000 $384,000 $1,055,000 $155,000 $1,224,000
Not Provided 575 $228,155,000 $396,000 $1,145,000 $166,000 $1,242,000
Hispanic 157 $54,885,000 $349,000 $815,000 $117,000 $406,000
Black or African American 45 $17,255,000 $383,000 $1,055,000 $208,000 $2,520,000
American Indian or Alaskan Native 16 $5,140,000 $321,000 $535,000 $134,000 $278,000
Native Hawaiian or Other Pacific Islander 5 $1,785,000 $357,000 $505,000 $104,000 $164,000
Not applicable 1 $355,000 $355,000 $355,000 $330,000 $330,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,250 $1,302,780,000 $400,000 $1,455,000 $171,000 $2,520,000
VA-guaranteed (Veterans Administration) 1 $595,000 $595,000 $595,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,308 $918,220,000 $397,000 $1,125,000 $167,000 $2,306,000
Application Withdrawn By Applicant 782 $320,510,000 $409,000 $1,455,000 $184,000 $2,520,000
Application Approved But Not Accepted 118 $48,350,000 $409,000 $825,000 $170,000 $494,000
Application Denied By Financial Institution 43 $16,295,000 $378,000 $685,000 $111,000 $435,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,208 $1,287,080,000 $401,000 $1,455,000 $172,000 $2,520,000
Debt-To-Income Ratio 28 $11,440,000 $408,000 $685,000 $92,000 $223,000
Other 6 $1,620,000 $270,000 $385,000 $136,000 $358,000
Collateral 5 $1,575,000 $315,000 $425,000 $111,000 $219,000
Unverifiable Information 3 $1,105,000 $368,000 $545,000 $208,000 $435,000
Credit Application Incomplete 1 $555,000 $555,000 $555,000 $180,000 $180,000
Credit History 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Loan Store, Inc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Loan Store, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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