Evabank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Evabank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Evabank 1710 Cherokee Ave Sw Eva, AL 35055 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,420 |
| Total Mortgage Loan Application Amount | $119,344,000 |
| Average Mortgage Loan Application Amount | $52,666 |
| Highest Mortgage Loan Application Amount | $488,000 |
| Average Applicant Income | $49,333 |
| Highest Applicant Income | $709,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Evabank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Evabank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Evabank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Evabank serves its applicants.
Each category highlights the total number of mortgage applications processed by Evabank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Evabank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cullman County Alabama | 278 | $ 14,781,000 | $ 53,000 | $ 48,000 |
| Morgan County Alabama | 219 | $ 11,338,000 | $ 51,000 | $ 45,000 |
| Jefferson County Alabama | 161 | $ 10,868,000 | $ 67,000 | $ 62,000 |
| Lawrence County Alabama | 134 | $ 5,391,000 | $ 40,000 | $ 41,000 |
| Blount County Alabama | 126 | $ 5,069,000 | $ 40,000 | $ 45,000 |
| Marshall County Alabama | 106 | $ 5,054,000 | $ 47,000 | $ 40,000 |
| Madison County Alabama | 102 | $ 6,515,000 | $ 63,000 | $ 52,000 |
| Talladega County Alabama | 93 | $ 2,590,000 | $ 27,000 | $ 37,000 |
| Walker County Alabama | 71 | $ 2,690,000 | $ 37,000 | $ 49,000 |
| Etowah County Alabama | 58 | $ 2,018,000 | $ 34,000 | $ 40,000 |
| DeKalb County Alabama | 47 | $ 1,513,000 | $ 32,000 | $ 42,000 |
| St. Clair County Alabama | 46 | $ 2,214,000 | $ 48,000 | $ 56,000 |
| Limestone County Alabama | 44 | $ 2,268,000 | $ 51,000 | $ 46,000 |
| Shelby County Alabama | 43 | $ 4,847,000 | $ 112,000 | $ 79,000 |
| Winston County Alabama | 39 | $ 1,568,000 | $ 40,000 | $ 45,000 |
| Calhoun County Alabama | 30 | $ 1,070,000 | $ 35,000 | $ 46,000 |
| Lauderdale County Alabama | 30 | $ 1,182,000 | $ 39,000 | $ 48,000 |
| Jackson County Alabama | 28 | $ 1,061,000 | $ 37,000 | $ 33,000 |
| Colbert County Alabama | 26 | $ 1,209,000 | $ 46,000 | $ 61,000 |
| Tuscaloosa County Alabama | 26 | $ 1,670,000 | $ 64,000 | $ 58,000 |
| Bibb County Alabama | 19 | $ 1,033,000 | $ 54,000 | $ 58,000 |
| Cherokee County Alabama | 13 | $ 672,000 | $ 51,000 | $ 61,000 |
| Clay County Alabama | 13 | $ 317,000 | $ 24,000 | $ 39,000 |
| Fayette County Alabama | 13 | $ 339,000 | $ 26,000 | $ 34,000 |
| Chilton County Alabama | 11 | $ 436,000 | $ 39,000 | $ 37,000 |
| Franklin County Alabama | 11 | $ 331,000 | $ 30,000 | $ 61,000 |
| Cleburne County Alabama | 8 | $ 244,000 | $ 30,000 | $ 37,000 |
| Hale County Alabama | 7 | $ 229,000 | $ 32,000 | $ 27,000 |
| Marion County Alabama | 7 | $ 523,000 | $ 74,000 | $ 51,000 |
| Marengo County Alabama | 6 | $ 204,000 | $ 34,000 | $ 44,000 |
| Rankin County Mississippi | 6 | $ 274,000 | $ 45,000 | $ 41,000 |
| Montgomery County Alabama | 5 | $ 594,000 | $ 118,000 | $ 97,000 |
| Mobile County Alabama | 4 | $ 329,000 | $ 82,000 | $ 78,000 |
| Randolph County Alabama | 4 | $ 155,000 | $ 38,000 | $ 46,000 |
| Lamar County Mississippi | 4 | $ 155,000 | $ 38,000 | $ 45,000 |
| Autauga County Alabama | 3 | $ 233,000 | $ 77,000 | $ 45,000 |
| Coosa County Alabama | 3 | $ 72,000 | $ 24,000 | $ 47,000 |
| Greene County Alabama | 3 | $ 109,000 | $ 36,000 | $ 27,000 |
| Pickens County Alabama | 3 | $ 133,000 | $ 44,000 | $ 33,000 |
| Sumter County Alabama | 3 | $ 94,000 | $ 31,000 | $ 66,000 |
| Baldwin County Alabama | 2 | $ 198,000 | $ 99,000 | $ 145,000 |
| Dallas County Alabama | 2 | $ 61,000 | $ 30,000 | $ 52,000 |
| Elmore County Alabama | 2 | $ 49,000 | $ 24,000 | $ 39,000 |
| Escambia County Alabama | 2 | $ 122,000 | $ 61,000 | $ 72,000 |
| Lowndes County Alabama | 2 | $ 69,000 | $ 34,000 | $ 77,000 |
| Escambia County Florida | 2 | $ 352,000 | $ 176,000 | $ 140,000 |
| Copiah County Mississippi | 2 | $ 63,000 | $ 31,000 | $ 57,000 |
| Forrest County Mississippi | 2 | $ 108,000 | $ 54,000 | $ 49,000 |
| Stone County Mississippi | 2 | $ 72,000 | $ 36,000 | $ 73,000 |
| Tishomingo County Mississippi | 2 | $ 50,000 | $ 25,000 | $ 31,000 |
| Walthall County Mississippi | 2 | $ 88,000 | $ 44,000 | $ 33,000 |
| Choctaw County Alabama | 1 | $ 22,000 | $ 22,000 | $ 79,000 |
| Covington County Alabama | 1 | $ 42,000 | $ 42,000 | $ 54,000 |
| Lee County Alabama | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Washington County Alabama | 1 | $ 18,000 | $ 18,000 | $ 77,000 |
| Kent County Delaware | 1 | $ 240,000 | $ 240,000 | $ 124,000 |
| Carroll County Georgia | 1 | $ 39,000 | $ 39,000 | $ 21,000 |
| Haralson County Georgia | 1 | $ 47,000 | $ 47,000 | $ 47,000 |
| Alcorn County Mississippi | 1 | $ 61,000 | $ 61,000 | $ 17,000 |
| George County Mississippi | 1 | $ 156,000 | $ 156,000 | $ 15,000 |
| Holmes County Mississippi | 1 | $ 26,000 | $ 26,000 | $ 43,000 |
| Jefferson Davis County Mississippi | 1 | $ 43,000 | $ 43,000 | $ 48,000 |
| Jones County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Lauderdale County Mississippi | 1 | $ 23,000 | $ 23,000 | $ 88,000 |
| Lee County Mississippi | 1 | $ 79,000 | $ 79,000 | $ 59,000 |
| Madison County Mississippi | 1 | $ 23,000 | $ 23,000 | $ 23,000 |
| Simpson County Mississippi | 1 | $ 14,000 | $ 14,000 | $ 38,000 |
| Smith County Mississippi | 1 | $ 24,000 | $ 24,000 | $ 36,000 |
| Wayne County Mississippi | 1 | $ 42,000 | $ 42,000 | $ 52,000 |
| Yazoo County Mississippi | 1 | $ 43,000 | $ 43,000 | $ 67,000 |
| Hickman County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Evabank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,997 | $92,538,000 | $46,000 | $488,000 | $46,000 | $709,000 |
| Refinancing | 290 | $21,689,000 | $74,000 | $466,000 | $56,000 | $272,000 |
| Home Improvement | 133 | $5,117,000 | $38,000 | $282,000 | $46,000 | $182,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,906 | $93,162,000 | $48,000 | $488,000 | $48,000 | $709,000 |
| Black or African American | 240 | $11,567,000 | $48,000 | $371,000 | $49,000 | $686,000 |
| Hispanic | 136 | $6,030,000 | $44,000 | $225,000 | $39,000 | $161,000 |
| Not Provided | 60 | $3,511,000 | $58,000 | $200,000 | $61,000 | $240,000 |
| Not applicable | 44 | $3,147,000 | $71,000 | $293,000 | $0 | $0 |
| American Indian or Alaskan Native | 27 | $1,264,000 | $46,000 | $260,000 | $46,000 | $135,000 |
| Asian | 5 | $466,000 | $93,000 | $189,000 | $50,000 | $105,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $197,000 | $98,000 | $176,000 | $192,000 | $369,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,375 | $114,209,000 | $48,000 | $488,000 | $47,000 | $709,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 24 | $2,199,000 | $91,000 | $168,000 | $42,000 | $105,000 |
| FHA-insured (Federal Housing Administration) | 14 | $1,633,000 | $116,000 | $265,000 | $61,000 | $153,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,303,000 | $186,000 | $275,000 | $84,000 | $127,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 921 | $42,640,000 | $46,000 | $466,000 | $40,000 | $254,000 |
| Loan Originated | 696 | $36,084,000 | $51,000 | $408,000 | $55,000 | $709,000 |
| Application Approved But Not Accepted | 357 | $17,273,000 | $48,000 | $386,000 | $53,000 | $272,000 |
| Preapproval Denied by Financial Institution | 298 | $14,930,000 | $50,000 | $488,000 | $41,000 | $131,000 |
| Preapproval Approved but not Accepted | 148 | $8,417,000 | $56,000 | $272,000 | $55,000 | $225,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Evabank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Evabank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.