Liberty
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Liberty 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty 9520 Ormsby Station Rd Suite 20 Evansville, IN 40223 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,703 |
| Total Mortgage Loan Application Amount | $1,037,655,000 |
| Average Mortgage Loan Application Amount | $184,400 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $73,000 |
| Highest Applicant Income | $2,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Liberty. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Liberty's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vanderburgh County Indiana | 1,533 | $ 187,515,000 | $ 122,000 | $ 77,000 |
| Daviess County Kentucky | 752 | $ 101,160,000 | $ 134,000 | $ 82,000 |
| Warrick County Indiana | 542 | $ 86,900,000 | $ 160,000 | $ 97,000 |
| Jefferson County Kentucky | 406 | $ 101,730,000 | $ 250,000 | $ 123,000 |
| Gibson County Indiana | 372 | $ 41,790,000 | $ 112,000 | $ 72,000 |
| Henderson County Kentucky | 345 | $ 43,215,000 | $ 125,000 | $ 77,000 |
| Knox County Indiana | 253 | $ 23,205,000 | $ 91,000 | $ 67,000 |
| Posey County Indiana | 238 | $ 30,200,000 | $ 126,000 | $ 79,000 |
| Rankin County Mississippi | 115 | $ 21,825,000 | $ 189,000 | $ 78,000 |
| Davidson County Tennessee | 101 | $ 34,595,000 | $ 342,000 | $ 141,000 |
| Warren County Kentucky | 73 | $ 14,695,000 | $ 201,000 | $ 103,000 |
| Ohio County Kentucky | 63 | $ 6,425,000 | $ 101,000 | $ 118,000 |
| Spencer County Indiana | 59 | $ 5,175,000 | $ 87,000 | $ 70,000 |
| Williamson County Tennessee | 59 | $ 22,295,000 | $ 377,000 | $ 168,000 |
| Daviess County Indiana | 58 | $ 6,350,000 | $ 109,000 | $ 74,000 |
| Fayette County Kentucky | 57 | $ 11,765,000 | $ 206,000 | $ 99,000 |
| Madison County Mississippi | 55 | $ 14,135,000 | $ 257,000 | $ 129,000 |
| Shelby County Kentucky | 52 | $ 10,810,000 | $ 207,000 | $ 81,000 |
| Oldham County Kentucky | 47 | $ 17,825,000 | $ 379,000 | $ 173,000 |
| Hopkins County Kentucky | 42 | $ 4,250,000 | $ 101,000 | $ 71,000 |
| St. Clair County Alabama | 40 | $ 5,990,000 | $ 149,000 | $ 64,000 |
| Pike County Indiana | 40 | $ 4,800,000 | $ 120,000 | $ 69,000 |
| Beaver County Pennsylvania | 40 | $ 7,890,000 | $ 197,000 | $ 90,000 |
| Jefferson County Alabama | 38 | $ 5,700,000 | $ 150,000 | $ 54,000 |
| Bullitt County Kentucky | 37 | $ 7,335,000 | $ 198,000 | $ 77,000 |
| Lawrence County Illinois | 36 | $ 2,860,000 | $ 79,000 | $ 63,000 |
| McLean County Kentucky | 34 | $ 3,350,000 | $ 98,000 | $ 60,000 |
| Hancock County Kentucky | 30 | $ 4,000,000 | $ 133,000 | $ 73,000 |
| Wabash County Illinois | 28 | $ 1,510,000 | $ 53,000 | $ 58,000 |
| White County Illinois | 28 | $ 1,790,000 | $ 63,000 | $ 64,000 |
| Spencer County Kentucky | 27 | $ 5,185,000 | $ 192,000 | $ 67,000 |
| Hinds County Mississippi | 26 | $ 2,980,000 | $ 114,000 | $ 71,000 |
| Clark County Indiana | 25 | $ 4,285,000 | $ 171,000 | $ 71,000 |
| Marion County Indiana | 25 | $ 4,425,000 | $ 177,000 | $ 114,000 |
| Muhlenberg County Kentucky | 25 | $ 1,845,000 | $ 73,000 | $ 72,000 |
| Maury County Tennessee | 25 | $ 5,945,000 | $ 237,000 | $ 77,000 |
| Union County Kentucky | 23 | $ 2,045,000 | $ 88,000 | $ 84,000 |
| Rutherford County Tennessee | 22 | $ 5,370,000 | $ 244,000 | $ 76,000 |
| Sumner County Tennessee | 22 | $ 5,880,000 | $ 267,000 | $ 144,000 |
| Dubois County Indiana | 19 | $ 2,045,000 | $ 107,000 | $ 103,000 |
| Simpson County Kentucky | 18 | $ 2,880,000 | $ 160,000 | $ 59,000 |
| Wilson County Tennessee | 18 | $ 7,420,000 | $ 412,000 | $ 139,000 |
| Talladega County Alabama | 17 | $ 1,595,000 | $ 93,000 | $ 41,000 |
| Montgomery County Tennessee | 16 | $ 3,220,000 | $ 201,000 | $ 98,000 |
| Shelby County Alabama | 15 | $ 3,695,000 | $ 246,000 | $ 105,000 |
| Barren County Kentucky | 14 | $ 2,000,000 | $ 142,000 | $ 59,000 |
| Hardin County Kentucky | 14 | $ 2,210,000 | $ 157,000 | $ 128,000 |
| Nelson County Kentucky | 14 | $ 1,980,000 | $ 141,000 | $ 54,000 |
| Scott County Kentucky | 13 | $ 2,295,000 | $ 176,000 | $ 86,000 |
| Richland County Illinois | 12 | $ 1,390,000 | $ 115,000 | $ 78,000 |
| Martin County Indiana | 12 | $ 1,330,000 | $ 110,000 | $ 58,000 |
| Vigo County Indiana | 12 | $ 1,700,000 | $ 141,000 | $ 88,000 |
| Breckinridge County Kentucky | 12 | $ 1,650,000 | $ 137,000 | $ 72,000 |
| Webster County Kentucky | 12 | $ 1,380,000 | $ 115,000 | $ 67,000 |
| Crawford County Illinois | 11 | $ 705,000 | $ 64,000 | $ 59,000 |
| Perry County Indiana | 11 | $ 1,345,000 | $ 122,000 | $ 65,000 |
| Logan County Kentucky | 11 | $ 1,725,000 | $ 156,000 | $ 133,000 |
| Robertson County Tennessee | 11 | $ 2,425,000 | $ 220,000 | $ 75,000 |
| Greene County Indiana | 10 | $ 910,000 | $ 91,000 | $ 78,000 |
| Sullivan County Indiana | 10 | $ 1,130,000 | $ 113,000 | $ 63,000 |
| Edwards County Illinois | 9 | $ 965,000 | $ 107,000 | $ 76,000 |
| Hamilton County Indiana | 9 | $ 2,585,000 | $ 287,000 | $ 164,000 |
| Hart County Kentucky | 9 | $ 1,195,000 | $ 132,000 | $ 47,000 |
| Woodford County Kentucky | 9 | $ 1,605,000 | $ 178,000 | $ 74,000 |
| Tuscaloosa County Alabama | 8 | $ 1,060,000 | $ 132,000 | $ 55,000 |
| Fulton County Georgia | 8 | $ 1,570,000 | $ 196,000 | $ 101,000 |
| Williamson County Illinois | 8 | $ 720,000 | $ 90,000 | $ 77,000 |
| Henry County Kentucky | 8 | $ 1,180,000 | $ 147,000 | $ 63,000 |
| Baldwin County Alabama | 7 | $ 1,465,000 | $ 209,000 | $ 62,000 |
| Lee County Florida | 7 | $ 945,000 | $ 135,000 | $ 98,000 |
| Palm Beach County Florida | 7 | $ 1,455,000 | $ 207,000 | $ 226,000 |
| Effingham County Illinois | 7 | $ 2,015,000 | $ 287,000 | $ 204,000 |
| Gallatin County Illinois | 7 | $ 695,000 | $ 99,000 | $ 109,000 |
| Saline County Illinois | 7 | $ 1,405,000 | $ 200,000 | $ 111,000 |
| Floyd County Indiana | 7 | $ 1,555,000 | $ 222,000 | $ 110,000 |
| Jessamine County Kentucky | 7 | $ 1,545,000 | $ 220,000 | $ 79,000 |
| McCracken County Kentucky | 7 | $ 765,000 | $ 109,000 | $ 41,000 |
| Meade County Kentucky | 7 | $ 1,035,000 | $ 147,000 | $ 58,000 |
| Allegheny County Pennsylvania | 7 | $ 1,445,000 | $ 206,000 | $ 104,000 |
| Pinellas County Florida | 6 | $ 2,250,000 | $ 375,000 | $ 282,000 |
| Lamar County Mississippi | 6 | $ 1,270,000 | $ 211,000 | $ 61,000 |
| Cheatham County Tennessee | 6 | $ 1,230,000 | $ 205,000 | $ 111,000 |
| Shelby County Tennessee | 6 | $ 740,000 | $ 123,000 | $ 86,000 |
| Mobile County Alabama | 5 | $ 845,000 | $ 169,000 | $ 107,000 |
| Franklin County Illinois | 5 | $ 435,000 | $ 87,000 | $ 77,000 |
| Perry County Illinois | 5 | $ 335,000 | $ 67,000 | $ 53,000 |
| Hendricks County Indiana | 5 | $ 615,000 | $ 123,000 | $ 72,000 |
| Allen County Kentucky | 5 | $ 615,000 | $ 123,000 | $ 59,000 |
| Grayson County Kentucky | 5 | $ 655,000 | $ 131,000 | $ 59,000 |
| Lyon County Kentucky | 5 | $ 1,165,000 | $ 233,000 | $ 198,000 |
| Madison County Kentucky | 5 | $ 1,405,000 | $ 281,000 | $ 93,000 |
| Montgomery County Kentucky | 5 | $ 1,025,000 | $ 205,000 | $ 99,000 |
| Bolivar County Mississippi | 5 | $ 995,000 | $ 199,000 | $ 118,000 |
| Hamilton County Tennessee | 5 | $ 955,000 | $ 191,000 | $ 153,000 |
| Calhoun County Alabama | 4 | $ 570,000 | $ 142,000 | $ 60,000 |
| Maricopa County Arizona | 4 | $ 1,200,000 | $ 300,000 | $ 603,000 |
| Escambia County Florida | 4 | $ 2,070,000 | $ 517,000 | $ 364,000 |
| Walton County Florida | 4 | $ 5,060,000 | $ 1,265,000 | $ 457,000 |
| Clayton County Georgia | 4 | $ 460,000 | $ 115,000 | $ 47,000 |
| Cobb County Georgia | 4 | $ 830,000 | $ 207,000 | $ 188,000 |
| Clay County Illinois | 4 | $ 540,000 | $ 135,000 | $ 95,000 |
| Hardin County Illinois | 4 | $ 600,000 | $ 150,000 | $ 38,000 |
| Henderson County Illinois | 4 | $ 310,000 | $ 77,000 | $ 94,000 |
| Union County Illinois | 4 | $ 420,000 | $ 105,000 | $ 73,000 |
| Wayne County Illinois | 4 | $ 430,000 | $ 107,000 | $ 66,000 |
| Harrison County Indiana | 4 | $ 880,000 | $ 220,000 | $ 100,000 |
| Putnam County Indiana | 4 | $ 880,000 | $ 220,000 | $ 121,000 |
| Tippecanoe County Indiana | 4 | $ 660,000 | $ 165,000 | $ 61,000 |
| Caldwell County Kentucky | 4 | $ 330,000 | $ 82,000 | $ 97,000 |
| Franklin County Kentucky | 4 | $ 600,000 | $ 150,000 | $ 120,000 |
| Kenton County Kentucky | 4 | $ 430,000 | $ 107,000 | $ 61,000 |
| Marshall County Kentucky | 4 | $ 350,000 | $ 87,000 | $ 55,000 |
| Sunflower County Mississippi | 4 | $ 770,000 | $ 192,000 | $ 117,000 |
| Yazoo County Mississippi | 4 | $ 720,000 | $ 180,000 | $ 94,000 |
| Iredell County North Carolina | 4 | $ 720,000 | $ 180,000 | $ 245,000 |
| Marshall County Tennessee | 4 | $ 680,000 | $ 170,000 | $ 54,000 |
| King County Washington | 4 | $ 1,970,000 | $ 492,000 | $ 298,000 |
| Blount County Alabama | 3 | $ 415,000 | $ 138,000 | $ 44,000 |
| Clay County Alabama | 3 | $ 165,000 | $ 55,000 | $ 48,000 |
| Collier County Florida | 3 | $ 995,000 | $ 331,000 | $ 181,000 |
| Okaloosa County Florida | 3 | $ 2,425,000 | $ 808,000 | $ 199,000 |
| Henry County Georgia | 3 | $ 625,000 | $ 208,000 | $ 61,000 |
| Hamilton County Illinois | 3 | $ 245,000 | $ 81,000 | $ 48,000 |
| Jefferson County Illinois | 3 | $ 345,000 | $ 115,000 | $ 141,000 |
| Marion County Illinois | 3 | $ 405,000 | $ 135,000 | $ 73,000 |
| Pope County Illinois | 3 | $ 205,000 | $ 68,000 | $ 97,000 |
| Randolph County Illinois | 3 | $ 355,000 | $ 118,000 | $ 102,000 |
| Johnson County Indiana | 3 | $ 225,000 | $ 75,000 | $ 115,000 |
| LaPorte County Indiana | 3 | $ 355,000 | $ 118,000 | $ 98,000 |
| Madison County Indiana | 3 | $ 265,000 | $ 88,000 | $ 66,000 |
| Owen County Indiana | 3 | $ 345,000 | $ 115,000 | $ 81,000 |
| Porter County Indiana | 3 | $ 555,000 | $ 185,000 | $ 107,000 |
| Washington County Indiana | 3 | $ 435,000 | $ 145,000 | $ 53,000 |
| Bourbon County Kentucky | 3 | $ 455,000 | $ 151,000 | $ 64,000 |
| Butler County Kentucky | 3 | $ 285,000 | $ 95,000 | $ 61,000 |
| Mercer County Kentucky | 3 | $ 915,000 | $ 305,000 | $ 84,000 |
| Trigg County Kentucky | 3 | $ 445,000 | $ 148,000 | $ 51,000 |
| Trimble County Kentucky | 3 | $ 395,000 | $ 131,000 | $ 106,000 |
| Copiah County Mississippi | 3 | $ 315,000 | $ 105,000 | $ 66,000 |
| Forrest County Mississippi | 3 | $ 515,000 | $ 171,000 | $ 223,000 |
| Harrison County Mississippi | 3 | $ 565,000 | $ 188,000 | $ 80,000 |
| Lauderdale County Mississippi | 3 | $ 695,000 | $ 231,000 | $ 184,000 |
| Lowndes County Mississippi | 3 | $ 925,000 | $ 308,000 | $ 49,000 |
| Scott County Mississippi | 3 | $ 605,000 | $ 201,000 | $ 69,000 |
| Warren County Mississippi | 3 | $ 495,000 | $ 165,000 | $ 74,000 |
| Mecklenburg County North Carolina | 3 | $ 915,000 | $ 305,000 | $ 0 |
| Clermont County Ohio | 3 | $ 845,000 | $ 281,000 | $ 72,000 |
| Franklin County Ohio | 3 | $ 625,000 | $ 208,000 | $ 61,000 |
| Medina County Ohio | 3 | $ 195,000 | $ 65,000 | $ 129,000 |
| Dickson County Tennessee | 3 | $ 455,000 | $ 151,000 | $ 54,000 |
| Knox County Tennessee | 3 | $ 565,000 | $ 188,000 | $ 55,000 |
| Lawrence County Tennessee | 3 | $ 465,000 | $ 155,000 | $ 80,000 |
| Etowah County Alabama | 2 | $ 230,000 | $ 115,000 | $ 37,000 |
| Marshall County Alabama | 2 | $ 250,000 | $ 125,000 | $ 63,000 |
| Pitkin County Colorado | 2 | $ 2,170,000 | $ 1,085,000 | $ 2,224,000 |
| Alachua County Florida | 2 | $ 610,000 | $ 305,000 | $ 95,000 |
| Brevard County Florida | 2 | $ 530,000 | $ 265,000 | $ 93,000 |
| Hernando County Florida | 2 | $ 350,000 | $ 175,000 | $ 203,000 |
| Pasco County Florida | 2 | $ 230,000 | $ 115,000 | $ 97,000 |
| Columbia County Georgia | 2 | $ 430,000 | $ 215,000 | $ 160,000 |
| Clark County Illinois | 2 | $ 100,000 | $ 50,000 | $ 73,000 |
| Clinton County Illinois | 2 | $ 150,000 | $ 75,000 | $ 45,000 |
| Douglas County Illinois | 2 | $ 230,000 | $ 115,000 | $ 146,000 |
| Fayette County Illinois | 2 | $ 110,000 | $ 55,000 | $ 97,000 |
| Jackson County Illinois | 2 | $ 1,050,000 | $ 525,000 | $ 55,000 |
| Johnson County Illinois | 2 | $ 200,000 | $ 100,000 | $ 94,000 |
| Allen County Indiana | 2 | $ 400,000 | $ 200,000 | $ 162,000 |
| Brown County Indiana | 2 | $ 190,000 | $ 95,000 | $ 186,000 |
| Clay County Indiana | 2 | $ 140,000 | $ 70,000 | $ 31,000 |
| Delaware County Indiana | 2 | $ 300,000 | $ 150,000 | $ 75,000 |
| Elkhart County Indiana | 2 | $ 300,000 | $ 150,000 | $ 119,000 |
| Jefferson County Indiana | 2 | $ 320,000 | $ 160,000 | $ 108,000 |
| Marshall County Indiana | 2 | $ 130,000 | $ 65,000 | $ 58,000 |
| Monroe County Indiana | 2 | $ 40,000 | $ 20,000 | $ 39,000 |
| Morgan County Indiana | 2 | $ 430,000 | $ 215,000 | $ 141,000 |
| Parke County Indiana | 2 | $ 280,000 | $ 140,000 | $ 122,000 |
| Wayne County Indiana | 2 | $ 340,000 | $ 170,000 | $ 63,000 |
| Anderson County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 55,000 |
| Boone County Kentucky | 2 | $ 580,000 | $ 290,000 | $ 55,000 |
| Boyle County Kentucky | 2 | $ 510,000 | $ 255,000 | $ 171,000 |
| Clark County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 48,000 |
| Edmonson County Kentucky | 2 | $ 490,000 | $ 245,000 | $ 122,000 |
| Graves County Kentucky | 2 | $ 330,000 | $ 165,000 | $ 109,000 |
| Harrison County Kentucky | 2 | $ 110,000 | $ 55,000 | $ 47,000 |
| Todd County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 43,000 |
| Oakland County Michigan | 2 | $ 350,000 | $ 175,000 | $ 73,000 |
| Hennepin County Minnesota | 2 | $ 330,000 | $ 165,000 | $ 55,000 |
| Lafayette County Mississippi | 2 | $ 1,100,000 | $ 550,000 | $ 168,000 |
| Newton County Mississippi | 2 | $ 570,000 | $ 285,000 | $ 95,000 |
| Dent County Missouri | 2 | $ 310,000 | $ 155,000 | $ 66,000 |
| Buncombe County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 115,000 |
| Warren County Ohio | 2 | $ 410,000 | $ 205,000 | $ 107,000 |
| Trousdale County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 74,000 |
| Spotsylvania County Virginia | 2 | $ 380,000 | $ 190,000 | $ 65,000 |
| Warren County Virginia | 2 | $ 440,000 | $ 220,000 | $ 131,000 |
| Autauga County Alabama | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Bibb County Alabama | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Coosa County Alabama | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| DeKalb County Alabama | 1 | $ 195,000 | $ 195,000 | $ 330,000 |
| Lee County Alabama | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| La Paz County Arizona | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
| Riverside County California | 1 | $ 415,000 | $ 415,000 | $ 122,000 |
| San Bernardino County California | 1 | $ 245,000 | $ 245,000 | $ 56,000 |
| Eagle County Colorado | 1 | $ 525,000 | $ 525,000 | $ 243,000 |
| Fairfield County Connecticut | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| New Haven County Connecticut | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| New Castle County Delaware | 1 | $ 295,000 | $ 295,000 | $ 119,000 |
| Broward County Florida | 1 | $ 755,000 | $ 755,000 | $ 178,000 |
| Flagler County Florida | 1 | $ 505,000 | $ 505,000 | $ 180,000 |
| Leon County Florida | 1 | $ 385,000 | $ 385,000 | $ 131,000 |
| Manatee County Florida | 1 | $ 375,000 | $ 375,000 | $ 543,000 |
| Marion County Florida | 1 | $ 115,000 | $ 115,000 | $ 156,000 |
| Osceola County Florida | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| Bibb County Georgia | 1 | $ 625,000 | $ 625,000 | $ 903,000 |
| Cherokee County Georgia | 1 | $ 45,000 | $ 45,000 | $ 121,000 |
| Coweta County Georgia | 1 | $ 465,000 | $ 465,000 | $ 180,000 |
| Douglas County Georgia | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Gwinnett County Georgia | 1 | $ 55,000 | $ 55,000 | $ 167,000 |
| Lowndes County Georgia | 1 | $ 275,000 | $ 275,000 | $ 144,000 |
| Bannock County Idaho | 1 | $ 365,000 | $ 365,000 | $ 220,000 |
| Champaign County Illinois | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| DeKalb County Illinois | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Edgar County Illinois | 1 | $ 145,000 | $ 145,000 | $ 111,000 |
| Jasper County Illinois | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Lake County Illinois | 1 | $ 565,000 | $ 565,000 | $ 113,000 |
| Macon County Illinois | 1 | $ 195,000 | $ 195,000 | $ 186,000 |
| Massac County Illinois | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Moultrie County Illinois | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Peoria County Illinois | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| St. Clair County Illinois | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Vermilion County Illinois | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Washington County Illinois | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Bartholomew County Indiana | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Boone County Indiana | 1 | $ 365,000 | $ 365,000 | $ 156,000 |
| Carroll County Indiana | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Crawford County Indiana | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| DeKalb County Indiana | 1 | $ 1,755,000 | $ 1,755,000 | $ 98,000 |
| Grant County Indiana | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Hancock County Indiana | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Jennings County Indiana | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Lake County Indiana | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Lawrence County Indiana | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Miami County Indiana | 1 | $ 245,000 | $ 245,000 | $ 168,000 |
| Scott County Indiana | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
| St. Joseph County Indiana | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Wells County Indiana | 1 | $ 155,000 | $ 155,000 | $ 104,000 |
| Campbell County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| Crittenden County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Cumberland County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Grant County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Marion County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Metcalfe County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Monroe County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Owen County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Pulaski County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Taylor County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 145,000 |
| Livingston County Michigan | 1 | $ 395,000 | $ 395,000 | $ 199,000 |
| Wayne County Michigan | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Grenada County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Leflore County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Neshoba County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Simpson County Mississippi | 1 | $ 415,000 | $ 415,000 | $ 226,000 |
| Dunklin County Missouri | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| Franklin County Missouri | 1 | $ 325,000 | $ 325,000 | $ 285,000 |
| Greene County Missouri | 1 | $ 45,000 | $ 45,000 | $ 14,000 |
| Livingston County Missouri | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Perry County Missouri | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| St. Louis County Missouri | 1 | $ 315,000 | $ 315,000 | $ 236,000 |
| Douglas County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Lincoln County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Currituck County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 100,000 |
| Gaston County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Geauga County Ohio | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Greene County Ohio | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Union County Ohio | 1 | $ 385,000 | $ 385,000 | $ 243,000 |
| Wood County Ohio | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Tulsa County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Deschutes County Oregon | 1 | $ 335,000 | $ 335,000 | $ 159,000 |
| Multnomah County Oregon | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Butler County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 208,000 |
| Fayette County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Lawrence County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Washington County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Westmoreland County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Beaufort County South Carolina | 1 | $ 745,000 | $ 745,000 | $ 203,000 |
| Benton County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Cannon County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Claiborne County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 26,000 |
| Decatur County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 146,000 |
| DeKalb County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 445,000 |
| Giles County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 86,000 |
| Haywood County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Hickman County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Houston County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Lewis County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Madison County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Perry County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 146,000 |
| Putnam County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 141,000 |
| Sevier County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 37,000 |
| Sullivan County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 114,000 |
| Washington County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
| Wayne County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| Henderson County Texas | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Hood County Texas | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Smith County Texas | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Pittsylvania County Virginia | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Richmond City County Virginia | 1 | $ 365,000 | $ 365,000 | $ 80,000 |
| Virginia Beach County Virginia | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Wise County Virginia | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Kitsap County Washington | 1 | $ 55,000 | $ 55,000 | $ 147,000 |
| Pierce County Washington | 1 | $ 515,000 | $ 515,000 | $ 151,000 |
Mortgage Loan Application Detail Totals for Liberty in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,321 | $581,655,000 | $175,000 | $1,475,000 | $84,000 | $2,050,000 |
| Cash-out Refinancing | 2,047 | $214,805,000 | $104,000 | $2,885,000 | $90,000 | $2,224,000 |
| Refinancing | 1,309 | $239,655,000 | $183,000 | $3,005,000 | $98,000 | $2,600,000 |
| Home Improvement | 25 | $1,125,000 | $45,000 | $155,000 | $93,000 | $315,000 |
| Not Applicable | 1 | $415,000 | $415,000 | $415,000 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,666 | $857,460,000 | $151,000 | $2,885,000 | $87,000 | $1,636,000 |
| Not Provided | 548 | $86,700,000 | $158,000 | $1,915,000 | $110,000 | $2,600,000 |
| Black or African American | 239 | $37,775,000 | $158,000 | $645,000 | $77,000 | $805,000 |
| Not applicable | 81 | $19,985,000 | $246,000 | $3,005,000 | $0 | $0 |
| Asian | 76 | $18,400,000 | $242,000 | $1,525,000 | $101,000 | $450,000 |
| Hispanic | 71 | $11,205,000 | $157,000 | $615,000 | $97,000 | $769,000 |
| American Indian or Alaskan Native | 5 | $785,000 | $157,000 | $195,000 | $58,000 | $82,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $245,000 | $245,000 | $245,000 | $27,000 | $27,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,504 | $857,980,000 | $155,000 | $3,005,000 | $95,000 | $2,600,000 |
| FHA-insured (Federal Housing Administration) | 862 | $119,180,000 | $138,000 | $415,000 | $59,000 | $663,000 |
| VA-guaranteed (Veterans Administration) | 182 | $40,640,000 | $223,000 | $735,000 | $74,000 | $325,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 155 | $19,855,000 | $128,000 | $285,000 | $47,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,835 | $769,835,000 | $159,000 | $3,005,000 | $88,000 | $2,224,000 |
| Application Withdrawn By Applicant | 1,098 | $175,530,000 | $159,000 | $1,525,000 | $96,000 | $2,224,000 |
| Application Denied By Financial Institution | 512 | $54,130,000 | $105,000 | $965,000 | $80,000 | $2,600,000 |
| File Closed For Incompleteness | 248 | $36,920,000 | $148,000 | $1,755,000 | $86,000 | $492,000 |
| Application Approved But Not Accepted | 10 | $1,240,000 | $124,000 | $265,000 | $56,000 | $83,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,191 | $983,525,000 | $158,000 | $3,005,000 | $89,000 | $2,224,000 |
| Credit History | 322 | $31,230,000 | $96,000 | $965,000 | $83,000 | $2,600,000 |
| Collateral | 70 | $7,960,000 | $113,000 | $605,000 | $96,000 | $1,025,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 44 | $5,880,000 | $133,000 | $605,000 | $44,000 | $137,000 |
| Other | 34 | $3,860,000 | $113,000 | $215,000 | $86,000 | $1,025,000 |
| Debt-To-Income Ratio | 26 | $3,200,000 | $123,000 | $765,000 | $52,000 | $188,000 |
| Employment History | 9 | $845,000 | $93,000 | $335,000 | $78,000 | $264,000 |
| Credit Application Incomplete | 4 | $370,000 | $92,000 | $195,000 | $63,000 | $91,000 |
| Unverifiable Information | 3 | $785,000 | $261,000 | $455,000 | $65,000 | $86,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.