Everett Financial Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Everett Financial Inc. 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Everett Financial Inc. 14801 Quorum Dr Suite 300 Dallas, TX 75254 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,834 |
| Total Mortgage Loan Application Amount | $543,885,000 |
| Average Mortgage Loan Application Amount | $154,000 |
| Highest Mortgage Loan Application Amount | $1,520,000 |
| Average Applicant Income | $85,000 |
| Highest Applicant Income | $1,300,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Everett Financial Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Everett Financial Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Everett Financial Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Everett Financial Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Everett Financial Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Everett Financial Inc.'s mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bexar County Texas | 499 | $ 62,016,000 | $ 124,000 | $ 71,000 |
| Tarrant County Texas | 468 | $ 59,814,000 | $ 127,000 | $ 78,000 |
| Dallas County Texas | 396 | $ 57,354,000 | $ 144,000 | $ 85,000 |
| Collin County Texas | 273 | $ 46,256,000 | $ 169,000 | $ 95,000 |
| Denton County Texas | 206 | $ 34,400,000 | $ 166,000 | $ 85,000 |
| Harris County Texas | 162 | $ 22,109,000 | $ 136,000 | $ 70,000 |
| Travis County Texas | 153 | $ 26,644,000 | $ 174,000 | $ 98,000 |
| Cameron County Texas | 120 | $ 14,144,000 | $ 117,000 | $ 79,000 |
| El Paso County Texas | 91 | $ 10,146,000 | $ 111,000 | $ 65,000 |
| Williamson County Texas | 82 | $ 11,927,000 | $ 145,000 | $ 78,000 |
| Allen County Indiana | 76 | $ 10,538,000 | $ 138,000 | $ 68,000 |
| Hidalgo County Texas | 71 | $ 9,360,000 | $ 131,000 | $ 71,000 |
| Jefferson County Texas | 59 | $ 6,234,000 | $ 105,000 | $ 59,000 |
| Nueces County Texas | 57 | $ 7,692,000 | $ 134,000 | $ 95,000 |
| McLennan County Texas | 50 | $ 4,798,000 | $ 95,000 | $ 52,000 |
| Ector County Texas | 46 | $ 4,629,000 | $ 100,000 | $ 53,000 |
| Johnson County Texas | 44 | $ 4,923,000 | $ 111,000 | $ 67,000 |
| Ellis County Texas | 30 | $ 4,287,000 | $ 142,000 | $ 101,000 |
| Fort Bend County Texas | 28 | $ 5,676,000 | $ 202,000 | $ 94,000 |
| Guadalupe County Texas | 27 | $ 4,015,000 | $ 148,000 | $ 77,000 |
| Hays County Texas | 27 | $ 4,289,000 | $ 158,000 | $ 92,000 |
| Hill County Texas | 23 | $ 1,909,000 | $ 83,000 | $ 52,000 |
| Kern County California | 20 | $ 3,126,000 | $ 156,000 | $ 63,000 |
| Galveston County Texas | 18 | $ 3,724,000 | $ 206,000 | $ 85,000 |
| Brazoria County Texas | 17 | $ 2,322,000 | $ 136,000 | $ 76,000 |
| Rockwall County Texas | 17 | $ 2,986,000 | $ 175,000 | $ 79,000 |
| Hamilton County Ohio | 16 | $ 1,748,000 | $ 109,000 | $ 64,000 |
| Uvalde County Texas | 15 | $ 1,579,000 | $ 105,000 | $ 68,000 |
| Angelina County Texas | 14 | $ 986,000 | $ 70,000 | $ 35,000 |
| Tulare County California | 13 | $ 2,285,000 | $ 175,000 | $ 55,000 |
| Bernalillo County New Mexico | 13 | $ 2,095,000 | $ 161,000 | $ 77,000 |
| Bell County Texas | 13 | $ 1,376,000 | $ 105,000 | $ 63,000 |
| Comal County Texas | 12 | $ 2,809,000 | $ 234,000 | $ 109,000 |
| Midland County Texas | 12 | $ 1,717,000 | $ 143,000 | $ 81,000 |
| Montgomery County Texas | 12 | $ 1,700,000 | $ 141,000 | $ 77,000 |
| Butler County Ohio | 11 | $ 1,758,000 | $ 159,000 | $ 63,000 |
| Grayson County Texas | 11 | $ 1,141,000 | $ 103,000 | $ 62,000 |
| Parker County Texas | 11 | $ 1,873,000 | $ 170,000 | $ 89,000 |
| Wichita County Texas | 11 | $ 1,038,000 | $ 94,000 | $ 62,000 |
| Miami-Dade County Florida | 10 | $ 2,206,000 | $ 220,000 | $ 102,000 |
| Darke County Ohio | 10 | $ 929,000 | $ 92,000 | $ 48,000 |
| Oklahoma County Oklahoma | 10 | $ 1,885,000 | $ 188,000 | $ 90,000 |
| Webb County Texas | 10 | $ 1,282,000 | $ 128,000 | $ 47,000 |
| Wilson County Texas | 10 | $ 1,619,000 | $ 161,000 | $ 84,000 |
| Anchorage County Alaska | 9 | $ 1,443,000 | $ 160,000 | $ 903,000 |
| Crawford County Arkansas | 9 | $ 1,023,000 | $ 113,000 | $ 54,000 |
| Los Angeles County California | 9 | $ 3,039,000 | $ 337,000 | $ 98,000 |
| Kaufman County Texas | 9 | $ 1,436,000 | $ 159,000 | $ 68,000 |
| Wise County Texas | 9 | $ 1,284,000 | $ 142,000 | $ 89,000 |
| Sacramento County California | 8 | $ 2,289,000 | $ 286,000 | $ 98,000 |
| Broward County Florida | 8 | $ 1,758,000 | $ 219,000 | $ 183,000 |
| Cook County Illinois | 8 | $ 1,267,000 | $ 158,000 | $ 51,000 |
| Marion County Indiana | 8 | $ 1,051,000 | $ 131,000 | $ 81,000 |
| Noble County Indiana | 8 | $ 1,510,000 | $ 188,000 | $ 69,000 |
| Hopkins County Texas | 8 | $ 723,000 | $ 90,000 | $ 53,000 |
| Hunt County Texas | 8 | $ 810,000 | $ 101,000 | $ 62,000 |
| DeKalb County Indiana | 7 | $ 1,138,000 | $ 162,000 | $ 98,000 |
| Huntington County Indiana | 7 | $ 870,000 | $ 124,000 | $ 71,000 |
| Baltimore County Maryland | 7 | $ 1,429,000 | $ 204,000 | $ 61,000 |
| Baltimore City County Maryland | 7 | $ 909,000 | $ 129,000 | $ 71,000 |
| Prince George's County Maryland | 7 | $ 1,334,000 | $ 190,000 | $ 91,000 |
| Harrison County Texas | 7 | $ 539,000 | $ 77,000 | $ 72,000 |
| Henderson County Texas | 7 | $ 1,145,000 | $ 163,000 | $ 142,000 |
| Smith County Texas | 7 | $ 1,199,000 | $ 171,000 | $ 80,000 |
| Sebastian County Arkansas | 6 | $ 509,000 | $ 84,000 | $ 54,000 |
| Medina County Texas | 6 | $ 934,000 | $ 155,000 | $ 93,000 |
| Riverside County California | 5 | $ 1,180,000 | $ 236,000 | $ 177,000 |
| Palm Beach County Florida | 5 | $ 1,275,000 | $ 255,000 | $ 185,000 |
| Bossier County Louisiana | 5 | $ 401,000 | $ 80,000 | $ 106,000 |
| Atascosa County Texas | 5 | $ 533,000 | $ 106,000 | $ 94,000 |
| Coryell County Texas | 5 | $ 412,000 | $ 82,000 | $ 48,000 |
| Lubbock County Texas | 5 | $ 453,000 | $ 90,000 | $ 52,000 |
| Taylor County Texas | 5 | $ 704,000 | $ 140,000 | $ 83,000 |
| Wilbarger County Texas | 5 | $ 274,000 | $ 54,000 | $ 53,000 |
| Arapahoe County Colorado | 4 | $ 457,000 | $ 114,000 | $ 48,000 |
| Sarasota County Florida | 4 | $ 963,000 | $ 240,000 | $ 52,000 |
| Whitley County Indiana | 4 | $ 661,000 | $ 165,000 | $ 58,000 |
| Caddo County Louisiana | 4 | $ 273,000 | $ 68,000 | $ 124,000 |
| St. Charles County Missouri | 4 | $ 574,000 | $ 143,000 | $ 175,000 |
| St. Louis County Missouri | 4 | $ 287,000 | $ 71,000 | $ 45,000 |
| Sandoval County New Mexico | 4 | $ 461,000 | $ 115,000 | $ 39,000 |
| Burnet County Texas | 4 | $ 673,000 | $ 168,000 | $ 131,000 |
| Caldwell County Texas | 4 | $ 445,000 | $ 111,000 | $ 55,000 |
| Maverick County Texas | 4 | $ 245,000 | $ 61,000 | $ 43,000 |
| Nacogdoches County Texas | 4 | $ 406,000 | $ 101,000 | $ 50,000 |
| San Patricio County Texas | 4 | $ 336,000 | $ 84,000 | $ 47,000 |
| Johnson County Arkansas | 3 | $ 205,000 | $ 68,000 | $ 31,000 |
| White County Arkansas | 3 | $ 435,000 | $ 145,000 | $ 131,000 |
| Fresno County California | 3 | $ 936,000 | $ 312,000 | $ 132,000 |
| Orange County California | 3 | $ 1,035,000 | $ 345,000 | $ 128,000 |
| Collier County Florida | 3 | $ 853,000 | $ 284,000 | $ 217,000 |
| Kosciusko County Indiana | 3 | $ 480,000 | $ 160,000 | $ 69,000 |
| Vanderburgh County Indiana | 3 | $ 265,000 | $ 88,000 | $ 31,000 |
| Anoka County Minnesota | 3 | $ 676,000 | $ 225,000 | $ 68,000 |
| Sherburne County Minnesota | 3 | $ 334,000 | $ 111,000 | $ 116,000 |
| Jackson County Missouri | 3 | $ 558,000 | $ 186,000 | $ 78,000 |
| St. Louis City County Missouri | 3 | $ 216,000 | $ 72,000 | $ 28,000 |
| Santa Fe County New Mexico | 3 | $ 685,000 | $ 228,000 | $ 98,000 |
| Cuyahoga County Ohio | 3 | $ 353,000 | $ 117,000 | $ 43,000 |
| Canadian County Oklahoma | 3 | $ 418,000 | $ 139,000 | $ 89,000 |
| Cleveland County Oklahoma | 3 | $ 329,000 | $ 109,000 | $ 71,000 |
| Le Flore County Oklahoma | 3 | $ 207,000 | $ 69,000 | $ 58,000 |
| Bosque County Texas | 3 | $ 301,000 | $ 100,000 | $ 48,000 |
| Bowie County Texas | 3 | $ 266,000 | $ 88,000 | $ 74,000 |
| Brazos County Texas | 3 | $ 461,000 | $ 153,000 | $ 106,000 |
| Camp County Texas | 3 | $ 414,000 | $ 138,000 | $ 134,000 |
| Cooke County Texas | 3 | $ 351,000 | $ 117,000 | $ 354,000 |
| Eastland County Texas | 3 | $ 154,000 | $ 51,000 | $ 52,000 |
| Fannin County Texas | 3 | $ 354,000 | $ 118,000 | $ 73,000 |
| Hood County Texas | 3 | $ 850,000 | $ 283,000 | $ 147,000 |
| Limestone County Texas | 3 | $ 195,000 | $ 65,000 | $ 77,000 |
| Orange County Texas | 3 | $ 208,000 | $ 69,000 | $ 63,000 |
| Scurry County Texas | 3 | $ 195,000 | $ 65,000 | $ 47,000 |
| Val Verde County Texas | 3 | $ 311,000 | $ 103,000 | $ 41,000 |
| Van Zandt County Texas | 3 | $ 327,000 | $ 109,000 | $ 53,000 |
| Hampton County Virginia | 3 | $ 382,000 | $ 127,000 | $ 57,000 |
| Pulaski County Arkansas | 2 | $ 100,000 | $ 50,000 | $ 150,000 |
| Contra Costa County California | 2 | $ 847,000 | $ 423,000 | $ 29,000 |
| Siskiyou County California | 2 | $ 398,000 | $ 199,000 | $ 227,000 |
| Sutter County California | 2 | $ 282,000 | $ 141,000 | $ 92,000 |
| Denver County Colorado | 2 | $ 304,000 | $ 152,000 | $ 33,000 |
| El Paso County Colorado | 2 | $ 145,000 | $ 72,000 | $ 0 |
| Hernando County Florida | 2 | $ 336,000 | $ 168,000 | $ 145,000 |
| Hillsborough County Florida | 2 | $ 273,000 | $ 136,000 | $ 56,000 |
| Pasco County Florida | 2 | $ 150,000 | $ 75,000 | $ 199,000 |
| Santa Rosa County Florida | 2 | $ 556,000 | $ 278,000 | $ 185,000 |
| Gwinnett County Georgia | 2 | $ 166,000 | $ 83,000 | $ 69,000 |
| Dearborn County Indiana | 2 | $ 400,000 | $ 200,000 | $ 73,000 |
| Wells County Indiana | 2 | $ 117,000 | $ 58,000 | $ 40,000 |
| Harford County Maryland | 2 | $ 885,000 | $ 442,000 | $ 206,000 |
| Montgomery County Maryland | 2 | $ 850,000 | $ 425,000 | $ 230,000 |
| Eaton County Michigan | 2 | $ 252,000 | $ 126,000 | $ 65,000 |
| Wayne County Michigan | 2 | $ 359,000 | $ 179,000 | $ 122,000 |
| Grundy County Missouri | 2 | $ 174,000 | $ 87,000 | $ 68,000 |
| San Miguel County New Mexico | 2 | $ 155,000 | $ 77,000 | $ 212,000 |
| Cabarrus County North Carolina | 2 | $ 211,000 | $ 105,000 | $ 69,000 |
| Rowan County North Carolina | 2 | $ 297,000 | $ 148,000 | $ 67,000 |
| Clermont County Ohio | 2 | $ 236,000 | $ 118,000 | $ 23,000 |
| Greene County Ohio | 2 | $ 212,000 | $ 106,000 | $ 90,000 |
| Lorain County Ohio | 2 | $ 163,000 | $ 81,000 | $ 56,000 |
| Montgomery County Ohio | 2 | $ 154,000 | $ 77,000 | $ 53,000 |
| Warren County Ohio | 2 | $ 319,000 | $ 159,000 | $ 114,000 |
| Williams County Ohio | 2 | $ 209,000 | $ 104,000 | $ 69,000 |
| Comanche County Oklahoma | 2 | $ 205,000 | $ 102,000 | $ 54,000 |
| Stephens County Oklahoma | 2 | $ 421,000 | $ 210,000 | $ 62,000 |
| Wagoner County Oklahoma | 2 | $ 247,000 | $ 123,000 | $ 82,000 |
| Davidson County Tennessee | 2 | $ 275,000 | $ 137,000 | $ 62,000 |
| Shelby County Tennessee | 2 | $ 133,000 | $ 66,000 | $ 73,000 |
| Sumner County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 74,000 |
| Crane County Texas | 2 | $ 141,000 | $ 70,000 | $ 54,000 |
| Delta County Texas | 2 | $ 129,000 | $ 64,000 | $ 54,000 |
| Frio County Texas | 2 | $ 102,000 | $ 51,000 | $ 89,000 |
| Llano County Texas | 2 | $ 309,000 | $ 154,000 | $ 136,000 |
| Red River County Texas | 2 | $ 192,000 | $ 96,000 | $ 42,000 |
| Upshur County Texas | 2 | $ 157,000 | $ 78,000 | $ 78,000 |
| Wood County Texas | 2 | $ 180,000 | $ 90,000 | $ 57,000 |
| Zavala County Texas | 2 | $ 55,000 | $ 27,000 | $ 19,000 |
| Arlington County Virginia | 2 | $ 382,000 | $ 191,000 | $ 85,000 |
| Fairfax County Virginia | 2 | $ 1,175,000 | $ 587,000 | $ 154,000 |
| Norfolk County Virginia | 2 | $ 420,000 | $ 210,000 | $ 70,000 |
| Prince William County Virginia | 2 | $ 455,000 | $ 227,000 | $ 85,000 |
| Clay County Arkansas | 1 | $ 56,000 | $ 56,000 | $ 48,000 |
| Independence County Arkansas | 1 | $ 120,000 | $ 120,000 | $ 144,000 |
| Logan County Arkansas | 1 | $ 81,000 | $ 81,000 | $ 55,000 |
| Scott County Arkansas | 1 | $ 42,000 | $ 42,000 | $ 23,000 |
| Alameda County California | 1 | $ 416,000 | $ 416,000 | $ 147,000 |
| Humboldt County California | 1 | $ 750,000 | $ 750,000 | $ 281,000 |
| Madera County California | 1 | $ 276,000 | $ 276,000 | $ 85,000 |
| Mendocino County California | 1 | $ 217,000 | $ 217,000 | $ 40,000 |
| Napa County California | 1 | $ 160,000 | $ 160,000 | $ 40,000 |
| San Diego County California | 1 | $ 456,000 | $ 456,000 | $ 0 |
| San Joaquin County California | 1 | $ 394,000 | $ 394,000 | $ 89,000 |
| Santa Barbara County California | 1 | $ 186,000 | $ 186,000 | $ 57,000 |
| Santa Clara County California | 1 | $ 525,000 | $ 525,000 | $ 129,000 |
| Santa Cruz County California | 1 | $ 317,000 | $ 317,000 | $ 81,000 |
| Solano County California | 1 | $ 332,000 | $ 332,000 | $ 72,000 |
| Ventura County California | 1 | $ 320,000 | $ 320,000 | $ 84,000 |
| Adams County Colorado | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| Boulder County Colorado | 1 | $ 194,000 | $ 194,000 | $ 77,000 |
| Fremont County Colorado | 1 | $ 111,000 | $ 111,000 | $ 36,000 |
| Jefferson County Colorado | 1 | $ 263,000 | $ 263,000 | $ 90,000 |
| Larimer County Colorado | 1 | $ 395,000 | $ 395,000 | $ 95,000 |
| Mesa County Colorado | 1 | $ 172,000 | $ 172,000 | $ 73,000 |
| Mineral County Colorado | 1 | $ 176,000 | $ 176,000 | $ 40,000 |
| Teller County Colorado | 1 | $ 246,000 | $ 246,000 | $ 78,000 |
| Duval County Florida | 1 | $ 160,000 | $ 160,000 | $ 65,000 |
| Hardee County Florida | 1 | $ 247,000 | $ 247,000 | $ 46,000 |
| Highlands County Florida | 1 | $ 1,125,000 | $ 1,125,000 | $ 1,200,000 |
| Lee County Florida | 1 | $ 338,000 | $ 338,000 | $ 114,000 |
| Orange County Florida | 1 | $ 115,000 | $ 115,000 | $ 27,000 |
| Osceola County Florida | 1 | $ 202,000 | $ 202,000 | $ 46,000 |
| Pinellas County Florida | 1 | $ 206,000 | $ 206,000 | $ 60,000 |
| Polk County Florida | 1 | $ 116,000 | $ 116,000 | $ 80,000 |
| Seminole County Florida | 1 | $ 391,000 | $ 391,000 | $ 89,000 |
| Dawson County Georgia | 1 | $ 137,000 | $ 137,000 | $ 56,000 |
| Forsyth County Georgia | 1 | $ 159,000 | $ 159,000 | $ 61,000 |
| Hawaii County Hawaii | 1 | $ 261,000 | $ 261,000 | $ 158,000 |
| Lake County Illinois | 1 | $ 382,000 | $ 382,000 | $ 130,000 |
| Daviess County Indiana | 1 | $ 84,000 | $ 84,000 | $ 42,000 |
| Grant County Indiana | 1 | $ 70,000 | $ 70,000 | $ 64,000 |
| Hancock County Indiana | 1 | $ 324,000 | $ 324,000 | $ 180,000 |
| LaGrange County Indiana | 1 | $ 135,000 | $ 135,000 | $ 91,000 |
| Wabash County Indiana | 1 | $ 208,000 | $ 208,000 | $ 85,000 |
| Cerro Gordo County Iowa | 1 | $ 103,000 | $ 103,000 | $ 93,000 |
| Geary County Kansas | 1 | $ 178,000 | $ 178,000 | $ 109,000 |
| Montgomery County Kansas | 1 | $ 67,000 | $ 67,000 | $ 45,000 |
| Lafayette County Louisiana | 1 | $ 133,000 | $ 133,000 | $ 34,000 |
| Orleans County Louisiana | 1 | $ 257,000 | $ 257,000 | $ 65,000 |
| Calvert County Maryland | 1 | $ 315,000 | $ 315,000 | $ 81,000 |
| Carroll County Maryland | 1 | $ 389,000 | $ 389,000 | $ 117,000 |
| Washington County Maryland | 1 | $ 200,000 | $ 200,000 | $ 82,000 |
| Branch County Michigan | 1 | $ 56,000 | $ 56,000 | $ 35,000 |
| Leelanau County Michigan | 1 | $ 392,000 | $ 392,000 | $ 163,000 |
| Lenawee County Michigan | 1 | $ 101,000 | $ 101,000 | $ 44,000 |
| Muskegon County Michigan | 1 | $ 79,000 | $ 79,000 | $ 25,000 |
| Washtenaw County Michigan | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 327,000 | $ 327,000 | $ 90,000 |
| Hennepin County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 46,000 |
| Ramsey County Minnesota | 1 | $ 109,000 | $ 109,000 | $ 46,000 |
| Scott County Minnesota | 1 | $ 158,000 | $ 158,000 | $ 75,000 |
| Washington County Minnesota | 1 | $ 222,000 | $ 222,000 | $ 63,000 |
| Wright County Minnesota | 1 | $ 169,000 | $ 169,000 | $ 97,000 |
| Platte County Missouri | 1 | $ 202,000 | $ 202,000 | $ 89,000 |
| Stone County Missouri | 1 | $ 200,000 | $ 200,000 | $ 125,000 |
| Dona Ana County New Mexico | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Anson County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 22,000 |
| Haywood County North Carolina | 1 | $ 234,000 | $ 234,000 | $ 113,000 |
| Mecklenburg County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 32,000 |
| Montgomery County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 36,000 |
| Allen County Ohio | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Brown County Ohio | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| Lake County Ohio | 1 | $ 88,000 | $ 88,000 | $ 45,000 |
| Van Wert County Ohio | 1 | $ 307,000 | $ 307,000 | $ 80,000 |
| Carter County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 41,000 |
| Marshall County Oklahoma | 1 | $ 142,000 | $ 142,000 | $ 54,000 |
| Pittsburg County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 51,000 |
| Rogers County Oklahoma | 1 | $ 113,000 | $ 113,000 | $ 120,000 |
| Seminole County Oklahoma | 1 | $ 49,000 | $ 49,000 | $ 35,000 |
| Clackamas County Oregon | 1 | $ 344,000 | $ 344,000 | $ 270,000 |
| Lane County Oregon | 1 | $ 158,000 | $ 158,000 | $ 84,000 |
| Dorchester County South Carolina | 1 | $ 451,000 | $ 451,000 | $ 182,000 |
| Horry County South Carolina | 1 | $ 172,000 | $ 172,000 | $ 35,000 |
| York County South Carolina | 1 | $ 91,000 | $ 91,000 | $ 60,000 |
| Anderson County Texas | 1 | $ 82,000 | $ 82,000 | $ 59,000 |
| Andrews County Texas | 1 | $ 34,000 | $ 34,000 | $ 30,000 |
| Bastrop County Texas | 1 | $ 88,000 | $ 88,000 | $ 61,000 |
| Burleson County Texas | 1 | $ 164,000 | $ 164,000 | $ 81,000 |
| Colorado County Texas | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Erath County Texas | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| Fayette County Texas | 1 | $ 124,000 | $ 124,000 | $ 58,000 |
| Gillespie County Texas | 1 | $ 197,000 | $ 197,000 | $ 52,000 |
| Gonzales County Texas | 1 | $ 121,000 | $ 121,000 | $ 70,000 |
| Gregg County Texas | 1 | $ 76,000 | $ 76,000 | $ 25,000 |
| Hale County Texas | 1 | $ 103,000 | $ 103,000 | $ 42,000 |
| Hardin County Texas | 1 | $ 157,000 | $ 157,000 | $ 47,000 |
| Hockley County Texas | 1 | $ 97,000 | $ 97,000 | $ 81,000 |
| Houston County Texas | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Jasper County Texas | 1 | $ 139,000 | $ 139,000 | $ 58,000 |
| Kleberg County Texas | 1 | $ 128,000 | $ 128,000 | $ 36,000 |
| Lamar County Texas | 1 | $ 208,000 | $ 208,000 | $ 55,000 |
| Lampasas County Texas | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| Milam County Texas | 1 | $ 88,000 | $ 88,000 | $ 69,000 |
| Morris County Texas | 1 | $ 70,000 | $ 70,000 | $ 71,000 |
| Navarro County Texas | 1 | $ 91,000 | $ 91,000 | $ 104,000 |
| Palo Pinto County Texas | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Polk County Texas | 1 | $ 68,000 | $ 68,000 | $ 48,000 |
| Rains County Texas | 1 | $ 108,000 | $ 108,000 | $ 67,000 |
| Rusk County Texas | 1 | $ 40,000 | $ 40,000 | $ 21,000 |
| San Jacinto County Texas | 1 | $ 160,000 | $ 160,000 | $ 86,000 |
| San Saba County Texas | 1 | $ 101,000 | $ 101,000 | $ 144,000 |
| Titus County Texas | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Victoria County Texas | 1 | $ 77,000 | $ 77,000 | $ 64,000 |
| Walker County Texas | 1 | $ 150,000 | $ 150,000 | $ 180,000 |
| Young County Texas | 1 | $ 46,000 | $ 46,000 | $ 54,000 |
| Fauquier County Virginia | 1 | $ 280,000 | $ 280,000 | $ 60,000 |
| Goochland County Virginia | 1 | $ 306,000 | $ 306,000 | $ 85,000 |
| Hanover County Virginia | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Hopewell County Virginia | 1 | $ 83,000 | $ 83,000 | $ 27,000 |
| Loudoun County Virginia | 1 | $ 383,000 | $ 383,000 | $ 150,000 |
| Newport News County Virginia | 1 | $ 147,000 | $ 147,000 | $ 60,000 |
| Portsmouth County Virginia | 1 | $ 112,000 | $ 112,000 | $ 27,000 |
| Smyth County Virginia | 1 | $ 198,000 | $ 198,000 | $ 41,000 |
| Virginia Beach County Virginia | 1 | $ 179,000 | $ 179,000 | $ 53,000 |
| Wythe County Virginia | 1 | $ 14,000 | $ 14,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Everett Financial Inc. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,067 | $409,567,000 | $133,000 | $1,200,000 | $79,000 | $1,300,000 |
| Refinancing | 767 | $134,318,000 | $175,000 | $1,520,000 | $91,000 | $788,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,988 | $302,362,000 | $152,000 | $1,520,000 | $96,000 | $1,300,000 |
| Hispanic | 1,049 | $122,512,000 | $116,000 | $630,000 | $58,000 | $427,000 |
| Black or African American | 344 | $49,718,000 | $144,000 | $1,200,000 | $65,000 | $310,000 |
| Not Provided | 344 | $51,490,000 | $149,000 | $900,000 | $75,000 | $545,000 |
| Asian | 72 | $12,262,000 | $170,000 | $975,000 | $94,000 | $390,000 |
| American Indian or Alaskan Native | 23 | $3,825,000 | $166,000 | $392,000 | $143,000 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $1,716,000 | $122,000 | $226,000 | $75,000 | $157,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,800 | $412,916,000 | $147,000 | $1,520,000 | $89,000 | $1,300,000 |
| FHA-insured (Federal Housing Administration) | 861 | $103,066,000 | $119,000 | $308,000 | $59,000 | $321,000 |
| VA-guaranteed (Veterans Administration) | 173 | $27,903,000 | $161,000 | $400,000 | $72,000 | $251,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,869 | $400,347,000 | $139,000 | $1,200,000 | $80,000 | $1,300,000 |
| Application Denied By Financial Institution | 458 | $72,327,000 | $157,000 | $1,520,000 | $84,000 | $1,200,000 |
| Application Withdrawn By Applicant | 325 | $43,937,000 | $135,000 | $650,000 | $88,000 | $1,006,000 |
| Application Approved But Not Accepted | 146 | $21,779,000 | $149,000 | $1,364,000 | $81,000 | $550,000 |
| File Closed For Incompleteness | 36 | $5,495,000 | $152,000 | $840,000 | $66,000 | $153,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 116 | $14,274,000 | $123,000 | $373,000 | $63,000 | $260,000 |
| Other | 115 | $19,580,000 | $170,000 | $513,000 | $95,000 | $557,000 |
| Debt-To-Income Ratio | 50 | $6,644,000 | $132,000 | $328,000 | $46,000 | $118,000 |
| Collateral | 24 | $6,281,000 | $261,000 | $1,520,000 | $169,000 | $1,200,000 |
| Unverifiable Information | 17 | $3,206,000 | $188,000 | $608,000 | $85,000 | $281,000 |
| Employment History | 10 | $1,502,000 | $150,000 | $525,000 | $94,000 | $123,000 |
| Credit Application Incomplete | 2 | $301,000 | $150,000 | $164,000 | $57,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Everett Financial Inc.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Everett Financial Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.