Everett Financial Inc. Mortgage Lending & HMDA Data, 2010
In 2010, Everett Financial Inc. of Dallas, TX reported 12,725 mortgage applications totaling $2.0 billion, about the same as 2009. The average application was for $153,926, and applicants reported an average income of $73,722. 53% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Dallas-Plano-Irving, TX (2,350), Houston-Sugar Land-Baytown, TX (1,346) and Fort Worth-Arlington, TX (1,144) (applications in parentheses).
| Mortgage Company & Address | Everett Financial Inc. 14801 Quorum Dr Suite 300 Dallas, TX 75254 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 12,725 |
| Total Mortgage Loan Application Amount | $1,958,714,000 |
| Average Mortgage Loan Application Amount | $153,926 |
| Highest Mortgage Loan Application Amount | $1,700,000 |
| Average Applicant Income | $73,722 |
| Highest Applicant Income | $1,440,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Everett Financial Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas-Plano-Irving, TX | 2,350 | $ 399,453,000 | $ 169,980 | $ 88,000 |
| Houston-Sugar Land-Baytown, TX | 1,346 | $ 209,203,000 | $ 155,425 | $ 83,000 |
| Fort Worth-Arlington, TX | 1,144 | $ 181,810,000 | $ 158,924 | $ 84,000 |
| Austin-Round Rock-San Marcos, TX | 534 | $ 90,802,000 | $ 170,041 | $ 79,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 520 | $ 96,453,000 | $ 185,486 | $ 55,130 |
| Palm Bay-Melbourne-Titusville, FL | 475 | $ 53,847,000 | $ 113,362 | $ 54,000 |
| San Antonio-New Braunfels, TX | 384 | $ 57,422,000 | $ 149,536 | $ 65,000 |
| Chicago-Joliet-Naperville, IL | 269 | $ 54,902,000 | $ 204,096 | $ 65,000 |
| Denver-Aurora-Broomfield, CO | 174 | $ 34,942,000 | $ 200,816 | $ 82,000 |
| Atlanta-Sandy Springs-Marietta, GA | 157 | $ 29,692,000 | $ 189,121 | $ 67,000 |
| Dothan, AL | 104 | $ 12,207,000 | $ 117,375 | $ 46,000 |
| El Paso, TX | 94 | $ 12,883,000 | $ 137,053 | $ 66,000 |
| Chattanooga, TN-GA | 75 | $ 10,898,000 | $ 145,306 | $ 59,106 |
| Longview, TX | 70 | $ 10,840,000 | $ 154,857 | $ 74,000 |
| Beaumont-Port Arthur, TX | 60 | $ 8,419,000 | $ 140,316 | $ 85,000 |
| Florence-Muscle Shoals, AL | 59 | $ 6,196,000 | $ 105,016 | $ 54,000 |
| Gary, IN | 53 | $ 8,234,000 | $ 155,358 | $ 64,000 |
| St. Louis, MO-IL | 52 | $ 7,678,000 | $ 147,653 | $ 62,076 |
| Waco, TX | 49 | $ 5,921,000 | $ 120,836 | $ 61,000 |
| Columbus, OH | 44 | $ 7,504,000 | $ 170,545 | $ 87,000 |
| Birmingham-Hoover, AL | 40 | $ 6,238,000 | $ 155,950 | $ 60,000 |
| Corpus Christi, TX | 40 | $ 6,556,000 | $ 163,900 | $ 95,000 |
| Amarillo, TX | 39 | $ 4,553,000 | $ 116,743 | $ 56,000 |
| Lawton, OK | 39 | $ 5,423,000 | $ 139,051 | $ 64,000 |
| Duluth, MN-WI | 38 | $ 5,721,000 | $ 150,552 | $ 58,684 |
| Montgomery, AL | 38 | $ 5,824,000 | $ 153,263 | $ 68,000 |
| Oklahoma City, OK | 38 | $ 5,398,000 | $ 142,052 | $ 56,000 |
| St. Cloud, MN | 38 | $ 5,734,000 | $ 150,894 | $ 52,000 |
| Killeen-Temple-Fort Hood, TX | 37 | $ 4,509,000 | $ 121,864 | $ 56,000 |
| Mobile, AL | 36 | $ 4,375,000 | $ 121,527 | $ 51,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 35 | $ 11,824,000 | $ 337,828 | $ 120,857 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 33 | $ 5,673,000 | $ 171,909 | $ 65,000 |
| College Station-Bryan, TX | 32 | $ 4,711,000 | $ 147,218 | $ 82,000 |
| Bloomington, IN | 31 | $ 3,944,000 | $ 127,225 | $ 52,000 |
| Tyler, TX | 31 | $ 4,684,000 | $ 151,096 | $ 54,000 |
| McAllen-Edinburg-Mission, TX | 30 | $ 4,148,000 | $ 138,266 | $ 66,000 |
| Tuscaloosa, AL | 30 | $ 4,336,000 | $ 144,533 | $ 55,000 |
| Kansas City, MO-KS | 29 | $ 4,552,000 | $ 156,965 | $ 72,034 |
| Tampa-St. Petersburg-Clearwater, FL | 27 | $ 4,411,000 | $ 163,370 | $ 94,000 |
| Rochester, MN | 26 | $ 3,948,000 | $ 151,846 | $ 48,000 |
| Lake County-Kenosha County, IL-WI | 25 | $ 5,421,000 | $ 216,840 | $ 88,680 |
| Tulsa, OK | 25 | $ 3,864,000 | $ 154,560 | $ 70,000 |
| Midland, TX | 23 | $ 3,740,000 | $ 162,608 | $ 70,000 |
| Milwaukee-Waukesha-West Allis, WI | 23 | $ 4,324,000 | $ 188,000 | $ 56,000 |
| Savannah, GA | 23 | $ 4,715,000 | $ 205,000 | $ 73,000 |
| Colorado Springs, CO | 22 | $ 3,958,000 | $ 179,909 | $ 67,000 |
| Jacksonville, FL | 22 | $ 4,561,000 | $ 207,318 | $ 83,000 |
| Indianapolis-Carmel, IN | 21 | $ 2,667,000 | $ 127,000 | $ 55,000 |
| Knoxville, TN | 21 | $ 3,999,000 | $ 190,428 | $ 57,000 |
| Lubbock, TX | 20 | $ 3,286,000 | $ 164,300 | $ 73,000 |
| Macon, GA | 20 | $ 3,811,000 | $ 190,550 | $ 99,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 20 | $ 3,903,000 | $ 195,150 | $ 77,000 |
| Brownsville-Harlingen, TX | 19 | $ 3,277,000 | $ 172,473 | $ 83,000 |
| Columbus, GA-AL | 19 | $ 2,441,000 | $ 128,473 | $ 43,894 |
| Hinesville-Fort Stewart, GA | 19 | $ 2,680,000 | $ 141,052 | $ 52,000 |
| Athens-Clarke County, GA | 18 | $ 3,463,000 | $ 192,388 | $ 93,000 |
| Boulder, CO | 18 | $ 4,094,000 | $ 227,444 | $ 111,000 |
| Odessa, TX | 18 | $ 2,157,000 | $ 119,833 | $ 50,000 |
| Sherman-Denison, TX | 18 | $ 2,644,000 | $ 146,888 | $ 70,000 |
| Albuquerque, NM | 17 | $ 3,928,000 | $ 231,058 | $ 76,000 |
| Cincinnati-Middletown, OH-KY-IN | 17 | $ 2,894,000 | $ 170,235 | $ 97,705 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 17 | $ 2,211,000 | $ 130,058 | $ 63,000 |
| Bremerton-Silverdale, WA | 16 | $ 3,838,000 | $ 239,875 | $ 101,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 16 | $ 2,163,000 | $ 135,187 | $ 52,250 |
| Greeley, CO | 16 | $ 2,793,000 | $ 174,562 | $ 62,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 15 | $ 2,139,000 | $ 142,600 | $ 72,533 |
| Fort Collins-Loveland, CO | 15 | $ 3,242,000 | $ 216,133 | $ 82,000 |
| Baltimore-Towson, MD | 14 | $ 2,999,000 | $ 214,214 | $ 100,000 |
| Laredo, TX | 14 | $ 1,941,000 | $ 138,642 | $ 80,000 |
| Madison, WI | 14 | $ 2,745,000 | $ 196,071 | $ 104,000 |
| Gainesville, GA | 12 | $ 2,121,000 | $ 176,750 | $ 77,000 |
| Port St. Lucie, FL | 12 | $ 1,605,000 | $ 133,750 | $ 59,000 |
| Omaha-Council Bluffs, NE-IA | 11 | $ 1,313,000 | $ 119,363 | $ 51,000 |
| San Angelo, TX | 11 | $ 1,831,000 | $ 166,454 | $ 81,000 |
| Texarkana, Tx-Texarkana, AR | 11 | $ 1,359,000 | $ 123,545 | $ 58,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 11 | $ 2,490,000 | $ 226,363 | $ 97,000 |
| Wichita Falls, TX | 11 | $ 1,687,000 | $ 153,363 | $ 69,000 |
| Youngstown-Warren-Boardman, OH-PA | 11 | $ 1,158,000 | $ 105,272 | $ 47,000 |
| Auburn-Opelika, AL | 10 | $ 1,426,000 | $ 142,600 | $ 41,000 |
| Kankakee-Bradley, IL | 10 | $ 1,255,000 | $ 125,500 | $ 75,000 |
| Memphis, TN-MS-AR | 10 | $ 1,599,000 | $ 159,900 | $ 57,600 |
| Morristown, TN | 10 | $ 1,510,000 | $ 151,000 | $ 60,000 |
| Seattle-Bellevue-Everett, WA | 10 | $ 3,030,000 | $ 303,000 | $ 100,000 |
| Los Angeles-Long Beach-Glendale, CA | 9 | $ 3,385,000 | $ 376,111 | $ 129,000 |
| Bethesda-Rockville-Frederick, MD | 8 | $ 1,838,000 | $ 229,750 | $ 86,000 |
| Des Moines-West Des Moines, IA | 8 | $ 1,372,000 | $ 171,500 | $ 35,000 |
| Orlando-Kissimmee-Sanford, FL | 8 | $ 1,064,000 | $ 133,000 | $ 89,000 |
| Riverside-San Bernardino-Ontario, CA | 8 | $ 2,133,000 | $ 266,625 | $ 110,000 |
| Springfield, MO | 8 | $ 1,288,000 | $ 161,000 | $ 65,000 |
| Terre Haute, IN | 8 | $ 752,000 | $ 94,000 | $ 38,000 |
| Victoria, TX | 8 | $ 1,142,000 | $ 142,750 | $ 70,000 |
| Wichita, KS | 8 | $ 902,000 | $ 112,750 | $ 53,000 |
| Dayton, OH | 7 | $ 805,000 | $ 115,000 | $ 65,000 |
| Lakeland-Winter Haven, FL | 7 | $ 1,065,000 | $ 152,142 | $ 67,000 |
| Mankato-North Mankato, MN | 7 | $ 805,000 | $ 115,000 | $ 49,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 7 | $ 2,204,000 | $ 314,857 | $ 80,000 |
| Roanoke, VA | 7 | $ 1,779,000 | $ 254,142 | $ 101,000 |
| Brunswick, GA | 6 | $ 931,000 | $ 155,166 | $ 64,000 |
| Johnson City, TN | 6 | $ 856,000 | $ 142,666 | $ 33,000 |
| Kingsport-Bristol-Bristol, TN-VA | 6 | $ 700,000 | $ 116,666 | $ 78,500 |
| San Diego-Carlsbad-San Marcos, CA | 6 | $ 1,912,000 | $ 318,666 | $ 96,000 |
| Abilene, TX | 5 | $ 812,000 | $ 162,400 | $ 115,000 |
| Appleton, WI | 5 | $ 763,000 | $ 152,600 | $ 50,000 |
| Asheville, NC | 5 | $ 850,000 | $ 170,000 | $ 59,000 |
| Clarksville, TN-KY | 5 | $ 567,000 | $ 113,400 | $ 47,000 |
| Eau Claire, WI | 5 | $ 399,000 | $ 79,800 | $ 42,000 |
| Fargo, ND-MN | 5 | $ 750,000 | $ 150,000 | $ 73,000 |
| Huntsville, AL | 5 | $ 758,000 | $ 151,600 | $ 93,000 |
| Michigan City-La Porte, IN | 5 | $ 834,000 | $ 166,800 | $ 62,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 5 | $ 1,282,000 | $ 256,400 | $ 71,000 |
| Toledo, OH | 5 | $ 804,000 | $ 160,800 | $ 82,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 735,000 | $ 183,750 | $ 59,250 |
| Bakersfield-Delano, CA | 4 | $ 483,000 | $ 120,750 | $ 93,000 |
| Cape Coral-Fort Myers, FL | 4 | $ 403,000 | $ 100,750 | $ 44,000 |
| Cleveland, TN | 4 | $ 538,000 | $ 134,500 | $ 64,000 |
| Cleveland-Elyria-Mentor, OH | 4 | $ 619,000 | $ 154,750 | $ 55,000 |
| Farmington, NM | 4 | $ 899,000 | $ 224,750 | $ 89,000 |
| Little Rock-North Little Rock-Conway, AR | 4 | $ 611,000 | $ 152,750 | $ 60,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 4 | $ 742,000 | $ 185,500 | $ 52,000 |
| North Port-Bradenton-Sarasota, FL | 4 | $ 358,000 | $ 89,500 | $ 29,000 |
| Oshkosh-Neenah, WI | 4 | $ 538,000 | $ 134,500 | $ 22,000 |
| Peoria, IL | 4 | $ 587,000 | $ 146,750 | $ 82,000 |
| Richmond, VA | 4 | $ 819,000 | $ 204,750 | $ 61,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 1,321,000 | $ 330,250 | $ 115,000 |
| Topeka, KS | 4 | $ 488,000 | $ 122,000 | $ 43,000 |
| Warner Robins, GA | 4 | $ 684,000 | $ 171,000 | $ 76,000 |
| Wausau, WI | 4 | $ 562,000 | $ 140,500 | $ 32,000 |
| Baton Rouge, LA | 3 | $ 365,000 | $ 121,666 | $ 45,000 |
| Charlottesville, VA | 3 | $ 498,000 | $ 166,000 | $ 96,000 |
| Cheyenne, WY | 3 | $ 563,000 | $ 187,666 | $ 66,000 |
| Columbia, SC | 3 | $ 466,000 | $ 155,333 | $ 72,000 |
| Elkhart-Goshen, IN | 3 | $ 442,000 | $ 147,333 | $ 99,000 |
| Grand Forks, ND-MN | 3 | $ 371,000 | $ 123,666 | $ 61,000 |
| Iowa City, IA | 3 | $ 616,000 | $ 205,333 | $ 81,000 |
| Janesville, WI | 3 | $ 332,000 | $ 110,666 | $ 30,000 |
| Joplin, MO | 3 | $ 527,000 | $ 175,666 | $ 55,000 |
| Las Cruces, NM | 3 | $ 469,000 | $ 156,333 | $ 68,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 3 | $ 674,000 | $ 224,666 | $ 71,333 |
| Pueblo, CO | 3 | $ 202,000 | $ 67,333 | $ 25,000 |
| Racine, WI | 3 | $ 464,000 | $ 154,666 | $ 45,000 |
| Sebastian-Vero Beach, FL | 3 | $ 224,000 | $ 74,666 | $ 93,000 |
| Akron, OH | 2 | $ 347,000 | $ 173,500 | $ 70,000 |
| Albany, GA | 2 | $ 134,000 | $ 67,000 | $ 34,000 |
| Burlington, NC | 2 | $ 288,000 | $ 144,000 | $ 63,000 |
| Champaign-Urbana, IL | 2 | $ 272,000 | $ 136,000 | $ 134,000 |
| Charleston-North Charleston-Summerville, SC | 2 | $ 337,000 | $ 168,500 | $ 65,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 193,000 | $ 96,500 | $ 29,000 |
| Decatur, IL | 2 | $ 223,000 | $ 111,500 | $ 75,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 240,000 | $ 120,000 | $ 35,000 |
| Fond Du Lac, WI | 2 | $ 288,000 | $ 144,000 | $ 73,000 |
| Grand Junction, CO | 2 | $ 333,000 | $ 166,500 | $ 72,000 |
| Green Bay, WI | 2 | $ 485,000 | $ 242,500 | $ 529,000 |
| Greenville-Mauldin-Easley, SC | 2 | $ 353,000 | $ 176,500 | $ 94,000 |
| Lincoln, NE | 2 | $ 97,000 | $ 48,500 | $ 22,000 |
| Louisville-Jefferson County, KY-IN | 2 | $ 366,000 | $ 183,000 | $ 70,000 |
| Lynchburg, VA | 2 | $ 390,000 | $ 195,000 | $ 57,000 |
| Manhattan, KS | 2 | $ 335,000 | $ 167,500 | $ 38,000 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 353,000 | $ 176,500 | $ 69,000 |
| Naples-Marco Island, FL | 2 | $ 620,000 | $ 310,000 | $ 118,000 |
| New Orleans-Metairie-Kenner, LA | 2 | $ 393,000 | $ 196,500 | $ 112,000 |
| Raleigh-Cary, NC | 2 | $ 560,000 | $ 280,000 | $ 122,000 |
| Rockford, IL | 2 | $ 417,000 | $ 208,500 | $ 61,000 |
| Santa Ana-Anaheim-Irvine, CA | 2 | $ 841,000 | $ 420,500 | $ 85,000 |
| Santa Rosa-Petaluma, CA | 2 | $ 540,000 | $ 270,000 | $ 83,000 |
| Spokane, WA | 2 | $ 506,000 | $ 253,000 | $ 122,000 |
| Springfield, IL | 2 | $ 250,000 | $ 125,000 | $ 54,000 |
| St. Joseph, MO-KS | 2 | $ 338,000 | $ 169,000 | $ 82,000 |
| Tacoma, WA | 2 | $ 436,000 | $ 218,000 | $ 64,000 |
| Winchester, VA-WV | 2 | $ 388,000 | $ 194,000 | $ 32,000 |
| Anderson, IN | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Anniston-Oxford, AL | 1 | $ 170,000 | $ 170,000 | $ 46,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 236,000 | $ 236,000 | $ 100,000 |
| Bloomington-Normal, IL | 1 | $ 124,000 | $ 124,000 | $ 110,000 |
| Canton-Massillon, OH | 1 | $ 87,000 | $ 87,000 | $ 62,000 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Columbia, MO | 1 | $ 187,000 | $ 187,000 | $ 53,000 |
| Decatur, AL | 1 | $ 204,000 | $ 204,000 | $ 69,000 |
| Evansville, IN-KY | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Florence, SC | 1 | $ 121,000 | $ 121,000 | $ 91,000 |
| Fort Wayne, IN | 1 | $ 189,000 | $ 189,000 | $ 124,000 |
| Gadsden, AL | 1 | $ 144,000 | $ 144,000 | $ 76,000 |
| Greenville, NC | 1 | $ 106,000 | $ 106,000 | $ 24,000 |
| Gulfport-Biloxi, MS | 1 | $ 200,000 | $ 200,000 | $ 186,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 207,000 | $ 207,000 | $ 98,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 140,000 | $ 140,000 | $ 82,000 |
| Hot Springs, AR | 1 | $ 199,000 | $ 199,000 | $ 12,000 |
| Jackson, MS | 1 | $ 153,000 | $ 153,000 | $ 78,000 |
| Jackson, TN | 1 | $ 88,000 | $ 88,000 | $ 20,000 |
| Jacksonville, NC | 1 | $ 266,000 | $ 266,000 | $ 102,000 |
| Jefferson City, MO | 1 | $ 163,000 | $ 163,000 | $ 28,000 |
| Jonesboro, AR | 1 | $ 142,000 | $ 142,000 | $ 58,000 |
| Kennewick-Pasco-Richland, WA | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| La Crosse, WI-MN | 1 | $ 154,000 | $ 154,000 | $ 95,000 |
| Lafayette, LA | 1 | $ 154,000 | $ 154,000 | $ 43,000 |
| Lima, OH | 1 | $ 66,000 | $ 66,000 | $ 58,000 |
| Merced, CA | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Modesto, CA | 1 | $ 184,000 | $ 184,000 | $ 83,000 |
| Monroe, LA | 1 | $ 143,000 | $ 143,000 | $ 88,000 |
| Monroe, MI | 1 | $ 119,000 | $ 119,000 | $ 38,000 |
| Muncie, IN | 1 | $ 119,000 | $ 119,000 | $ 38,000 |
| Oakland-Fremont-Hayward, CA | 1 | $ 415,000 | $ 415,000 | $ 150,000 |
| Palm Coast, FL | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Punta Gorda, FL | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Rome, GA | 1 | $ 162,000 | $ 162,000 | $ 82,000 |
| Salem, OR | 1 | $ 168,000 | $ 168,000 | $ 48,000 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 212,000 | $ 212,000 | $ 80,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 140,000 | $ 140,000 | $ 42,000 |
| Santa Fe, NM | 1 | $ 350,000 | $ 350,000 | $ 71,000 |
| Sheboygan, WI | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Shreveport-Bossier City, LA | 1 | $ 165,000 | $ 165,000 | $ 29,000 |
| Sioux City, IA-NE-SD | 1 | $ 86,000 | $ 86,000 | $ 42,000 |
| Sumter, SC | 1 | $ 253,000 | $ 253,000 | $ 77,000 |
| Tallahassee, FL | 1 | $ 138,000 | $ 138,000 | $ 106,000 |
| Vallejo-Fairfield, CA | 1 | $ 349,000 | $ 349,000 | $ 72,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 139,000 | $ 139,000 | $ 77,000 |
| Wilmington, DE-MD-NJ | 1 | $ 248,000 | $ 248,000 | $ 46,000 |
| Yakima, WA | 1 | $ 100,000 | $ 100,000 | $ 12,000 |
Mortgage Loan Application Detail Totals for Everett Financial Inc. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,022 | $969,897,000 | $138,000 | $1,700,000 | $67,000 | $1,440,000 |
| Refinancing | 5,703 | $988,817,000 | $173,000 | $1,500,000 | $82,000 | $1,232,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,846 | $1,117,367,000 | $163,000 | $815,000 | $80,000 | $1,232,000 |
| Not Provided | 3,693 | $530,093,000 | $143,000 | $1,700,000 | $70,000 | $1,440,000 |
| Hispanic | 1,197 | $156,475,000 | $130,000 | $568,000 | $58,000 | $540,000 |
| Black or African American | 750 | $110,787,000 | $147,000 | $661,000 | $63,000 | $375,000 |
| Asian | 191 | $34,414,000 | $180,000 | $720,000 | $74,000 | $360,000 |
| American Indian or Alaskan Native | 28 | $4,242,000 | $151,000 | $416,000 | $81,000 | $246,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $5,336,000 | $266,000 | $1,500,000 | $89,000 | $255,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 6,269 | $897,387,000 | $143,000 | $598,000 | $61,000 | $1,080,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,189 | $872,063,000 | $168,000 | $1,700,000 | $93,000 | $1,440,000 |
| VA-guaranteed (Veterans Administration) | 820 | $134,036,000 | $163,000 | $451,000 | $68,000 | $240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 447 | $55,228,000 | $123,000 | $376,000 | $45,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,801 | $1,101,420,000 | $161,000 | $773,000 | $78,000 | $916,000 |
| Application Withdrawn By Applicant | 3,278 | $502,134,000 | $153,000 | $815,000 | $72,000 | $1,232,000 |
| Preapproval Approved but not Accepted | 1,179 | $142,696,000 | $121,000 | $1,700,000 | $75,000 | $1,080,000 |
| Application Denied By Financial Institution | 860 | $127,447,000 | $148,000 | $731,000 | $55,000 | $1,440,000 |
| Preapproval Denied by Financial Institution | 416 | $48,934,000 | $117,000 | $836,000 | $46,000 | $408,000 |
| File Closed For Incompleteness | 122 | $23,371,000 | $191,000 | $1,500,000 | $78,000 | $400,000 |
| Application Approved But Not Accepted | 69 | $12,712,000 | $184,000 | $635,000 | $85,000 | $303,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 468 | $57,680,000 | $123,000 | $836,000 | $46,000 | $408,000 |
| Debt-To-Income Ratio | 199 | $30,858,000 | $155,000 | $666,000 | $56,000 | $1,440,000 |
| Other | 123 | $18,601,000 | $151,000 | $677,000 | $68,000 | $235,000 |
| Collateral | 68 | $11,815,000 | $173,000 | $447,000 | $67,000 | $282,000 |
| Unverifiable Information | 30 | $5,124,000 | $170,000 | $731,000 | $64,000 | $150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $3,391,000 | $135,000 | $248,000 | $51,000 | $150,000 |
| Employment History | 23 | $3,354,000 | $145,000 | $312,000 | $28,000 | $67,000 |
| Credit Application Incomplete | 21 | $2,691,000 | $128,000 | $293,000 | $56,000 | $174,000 |
| Mortgage Insurance Denied | 3 | $424,000 | $141,000 | $205,000 | $74,000 | $90,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Everett Financial Inc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Everett Financial Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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