Evolve Bank & Trust Mortgage Lending & HMDA Data, 2023
In 2023, Evolve Bank & Trust of Memphis, TN reported 2,621 mortgage applications totaling $936.0 million, down 33% from 2022. The average application was for $357,113, and applicants reported an average income of $156,812. 74% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Memphis, TN-MS-AR (422), Hartford-West Hartford-East Hartford, CT (133) and Wilmington, DE-MD-NJ (133) (applications in parentheses).
| Mortgage Company & Address | Evolve Bank & Trust 6000 Poplar Avenue Suite 300 Memphis, TN 38119 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 2,621 |
| Total Mortgage Loan Application Amount | $935,995,000 |
| Average Mortgage Loan Application Amount | $357,113 |
| Highest Mortgage Loan Application Amount | $16,005,000 |
| Average Applicant Income | $156,812 |
| Highest Applicant Income | $2,346,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Evolve Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shelby, Tennessee | 320 | $ 83,180,000 | $ 259,937 | $ 142,000 |
| New Castle, Delaware | 129 | $ 37,135,000 | $ 287,868 | $ 107,000 |
| Hartford, Connecticut | 107 | $ 32,655,000 | $ 305,186 | $ 149,000 |
| Craighead, Arkansas | 67 | $ 14,915,000 | $ 222,611 | $ 123,000 |
| Suffolk, New York | 59 | $ 24,535,000 | $ 415,847 | $ 234,000 |
| Los Angeles, California | 58 | $ 39,790,000 | $ 686,034 | $ 253,000 |
| Hampden, Massachusetts | 58 | $ 16,890,000 | $ 291,206 | $ 106,000 |
| New Haven, Connecticut | 52 | $ 17,310,000 | $ 332,884 | $ 140,000 |
| DeSoto, Mississippi | 51 | $ 16,135,000 | $ 316,372 | $ 117,000 |
| Saratoga, New York | 50 | $ 15,910,000 | $ 318,200 | $ 171,000 |
| Sussex, Delaware | 46 | $ 13,210,000 | $ 287,173 | $ 113,000 |
| Kent, Delaware | 41 | $ 12,815,000 | $ 312,560 | $ 96,000 |
| Worcester, Massachusetts | 39 | $ 13,285,000 | $ 340,641 | $ 98,000 |
| Pulaski, Arkansas | 32 | $ 4,240,000 | $ 132,500 | $ 182,000 |
| Middlesex, Massachusetts | 32 | $ 15,040,000 | $ 470,000 | $ 164,000 |
| Fairfield, Connecticut | 30 | $ 11,330,000 | $ 377,666 | $ 205,000 |
| Charleston, South Carolina | 29 | $ 15,415,000 | $ 531,551 | $ 172,000 |
| Maricopa, Arizona | 25 | $ 14,715,000 | $ 588,600 | $ 260,000 |
| Hillsborough, Florida | 20 | $ 7,290,000 | $ 364,500 | $ 103,000 |
| Orange, California | 19 | $ 14,145,000 | $ 744,473 | $ 222,000 |
| Clark, Nevada | 19 | $ 8,395,000 | $ 441,842 | $ 215,000 |
| Hillsborough, New Hampshire | 19 | $ 7,915,000 | $ 416,578 | $ 136,000 |
| Middlesex, Connecticut | 18 | $ 5,280,000 | $ 293,333 | $ 128,000 |
| Fayette, Tennessee | 18 | $ 7,330,000 | $ 407,222 | $ 161,000 |
| Essex, Massachusetts | 17 | $ 7,805,000 | $ 459,117 | $ 163,000 |
| Litchfield, Connecticut | 16 | $ 3,150,000 | $ 196,875 | $ 76,000 |
| Warren, New York | 16 | $ 3,640,000 | $ 227,500 | $ 101,000 |
| Tipton, Tennessee | 16 | $ 4,710,000 | $ 294,375 | $ 112,000 |
| San Bernardino, California | 15 | $ 6,965,000 | $ 464,333 | $ 232,000 |
| Prince George's, Maryland | 15 | $ 5,875,000 | $ 391,666 | $ 157,000 |
| Poinsett, Arkansas | 14 | $ 1,820,000 | $ 130,000 | $ 91,000 |
| Oklahoma, Oklahoma | 14 | $ 2,930,000 | $ 209,285 | $ 152,000 |
| Hampshire, Massachusetts | 13 | $ 3,585,000 | $ 275,769 | $ 101,000 |
| Suffolk, Massachusetts | 12 | $ 5,530,000 | $ 460,833 | $ 167,000 |
| Kings, New York | 12 | $ 7,200,000 | $ 600,000 | $ 136,000 |
| Berkeley, South Carolina | 12 | $ 4,370,000 | $ 364,166 | $ 132,000 |
| Jefferson, Alabama | 11 | $ 1,565,000 | $ 142,272 | $ 163,000 |
| Greene, Arkansas | 11 | $ 1,695,000 | $ 154,090 | $ 82,000 |
| Bristol, Massachusetts | 11 | $ 4,335,000 | $ 394,090 | $ 106,000 |
| Schenectady, New York | 11 | $ 2,955,000 | $ 268,636 | $ 126,000 |
| Lorain, Ohio | 11 | $ 2,535,000 | $ 230,454 | $ 97,000 |
| Pinellas, Florida | 10 | $ 3,400,000 | $ 340,000 | $ 220,000 |
| Nassau, New York | 10 | $ 5,180,000 | $ 518,000 | $ 197,000 |
| Washington, New York | 10 | $ 1,820,000 | $ 182,000 | $ 87,000 |
| Deschutes, Oregon | 10 | $ 5,690,000 | $ 569,000 | $ 165,000 |
| Sharp, Arkansas | 9 | $ 1,115,000 | $ 123,888 | $ 113,000 |
| Polk, Florida | 9 | $ 2,175,000 | $ 241,666 | $ 105,000 |
| Sarasota, Florida | 9 | $ 3,795,000 | $ 421,666 | $ 307,000 |
| Cook, Illinois | 9 | $ 3,365,000 | $ 373,888 | $ 216,000 |
| Calvert, Maryland | 9 | $ 2,195,000 | $ 243,888 | $ 129,000 |
| Charles, Maryland | 9 | $ 2,315,000 | $ 257,222 | $ 113,000 |
| Marshall, Mississippi | 9 | $ 2,975,000 | $ 330,555 | $ 125,000 |
| Rockingham, New Hampshire | 9 | $ 4,035,000 | $ 448,333 | $ 186,000 |
| Multnomah, Oregon | 9 | $ 5,165,000 | $ 573,888 | $ 245,000 |
| Harris, Texas | 9 | $ 3,245,000 | $ 360,555 | $ 158,000 |
| San Diego, California | 8 | $ 6,220,000 | $ 777,500 | $ 280,000 |
| Santa Clara, California | 8 | $ 6,370,000 | $ 796,250 | $ 298,000 |
| Tolland, Connecticut | 8 | $ 2,380,000 | $ 297,500 | $ 97,000 |
| Orange, Florida | 8 | $ 2,740,000 | $ 342,500 | $ 129,000 |
| Baltimore City, Maryland | 8 | $ 1,770,000 | $ 221,250 | $ 80,000 |
| Tulsa, Oklahoma | 8 | $ 2,480,000 | $ 310,000 | $ 218,000 |
| Crittenden, Arkansas | 7 | $ 1,375,000 | $ 196,428 | $ 118,000 |
| Alameda, California | 7 | $ 5,845,000 | $ 835,000 | $ 237,000 |
| Manatee, Florida | 7 | $ 2,385,000 | $ 340,714 | $ 163,000 |
| Palm Beach, Florida | 7 | $ 2,375,000 | $ 339,285 | $ 220,000 |
| Pasco, Florida | 7 | $ 1,885,000 | $ 269,285 | $ 108,000 |
| Ada, Idaho | 7 | $ 3,575,000 | $ 510,714 | $ 204,000 |
| Cumberland, Maine | 7 | $ 4,235,000 | $ 605,000 | $ 349,000 |
| Franklin, Ohio | 7 | $ 1,665,000 | $ 237,857 | $ 80,000 |
| Tarrant, Texas | 7 | $ 2,315,000 | $ 330,714 | $ 173,000 |
| Portsmouth, Virginia | 7 | $ 975,000 | $ 139,285 | $ 57,000 |
| Tuscaloosa, Alabama | 6 | $ 1,150,000 | $ 191,666 | $ 187,000 |
| Riverside, California | 6 | $ 3,220,000 | $ 536,666 | $ 141,000 |
| Broward, Florida | 6 | $ 3,080,000 | $ 513,333 | $ 345,000 |
| Collier, Florida | 6 | $ 3,180,000 | $ 530,000 | $ 260,000 |
| Miami-Dade, Florida | 6 | $ 2,510,000 | $ 418,333 | $ 277,000 |
| Marion, Indiana | 6 | $ 800,000 | $ 133,333 | $ 110,000 |
| Plymouth, Massachusetts | 6 | $ 1,460,000 | $ 243,333 | $ 116,000 |
| Panola, Mississippi | 6 | $ 700,000 | $ 116,666 | $ 69,000 |
| Albany, New York | 6 | $ 1,450,000 | $ 241,666 | $ 127,000 |
| Westchester, New York | 6 | $ 1,900,000 | $ 316,666 | $ 130,000 |
| Erie, Ohio | 6 | $ 1,200,000 | $ 200,000 | $ 89,000 |
| Clatsop, Oregon | 6 | $ 2,160,000 | $ 360,000 | $ 188,000 |
| Suffolk, Virginia | 6 | $ 1,330,000 | $ 221,666 | $ 77,000 |
| Clark, Washington | 6 | $ 5,060,000 | $ 843,333 | $ 345,000 |
| Grays Harbor, Washington | 6 | $ 910,000 | $ 151,666 | $ 78,000 |
| St. Clair, Alabama | 5 | $ 915,000 | $ 183,000 | $ 184,000 |
| Fresno, California | 5 | $ 2,355,000 | $ 471,000 | $ 122,000 |
| Sacramento, California | 5 | $ 2,375,000 | $ 475,000 | $ 144,000 |
| San Francisco, California | 5 | $ 5,005,000 | $ 1,001,000 | $ 282,000 |
| San Joaquin, California | 5 | $ 2,745,000 | $ 549,000 | $ 149,000 |
| District of Columbia, District Of Columbia | 5 | $ 2,475,000 | $ 495,000 | $ 192,000 |
| Escambia, Florida | 5 | $ 2,025,000 | $ 405,000 | $ 209,000 |
| Cobb, Georgia | 5 | $ 2,365,000 | $ 473,000 | $ 209,000 |
| Henry, Georgia | 5 | $ 1,845,000 | $ 369,000 | $ 126,000 |
| Androscoggin, Maine | 5 | $ 1,215,000 | $ 243,000 | $ 95,000 |
| York, Maine | 5 | $ 2,495,000 | $ 499,000 | $ 206,000 |
| Barnstable, Massachusetts | 5 | $ 2,195,000 | $ 439,000 | $ 187,000 |
| Berkshire, Massachusetts | 5 | $ 985,000 | $ 197,000 | $ 118,000 |
| Norfolk, Massachusetts | 5 | $ 2,695,000 | $ 539,000 | $ 171,000 |
| Jackson, Missouri | 5 | $ 595,000 | $ 119,000 | $ 254,000 |
| Queens, New York | 5 | $ 2,535,000 | $ 507,000 | $ 140,000 |
| Rensselaer, New York | 5 | $ 1,495,000 | $ 299,000 | $ 66,000 |
| Cuyahoga, Ohio | 5 | $ 1,635,000 | $ 327,000 | $ 91,000 |
| Washington, Oregon | 5 | $ 2,785,000 | $ 557,000 | $ 200,000 |
| Dorchester, South Carolina | 5 | $ 1,535,000 | $ 307,000 | $ 100,000 |
| Knox, Tennessee | 5 | $ 1,185,000 | $ 237,000 | $ 148,000 |
| Dallas, Texas | 5 | $ 975,000 | $ 195,000 | $ 172,000 |
| Utah, Utah | 5 | $ 2,535,000 | $ 507,000 | $ 222,000 |
| King, Washington | 5 | $ 3,725,000 | $ 745,000 | $ 249,000 |
| Pima, Arizona | 4 | $ 2,290,000 | $ 572,500 | $ 292,000 |
| Lawrence, Arkansas | 4 | $ 340,000 | $ 85,000 | $ 108,000 |
| Mississippi, Arkansas | 4 | $ 550,000 | $ 137,500 | $ 79,000 |
| White, Arkansas | 4 | $ 1,230,000 | $ 307,500 | $ 338,000 |
| Shasta, California | 4 | $ 2,110,000 | $ 527,500 | $ 194,000 |
| Tulare, California | 4 | $ 2,050,000 | $ 512,500 | $ 309,000 |
| Ventura, California | 4 | $ 4,760,000 | $ 1,190,000 | $ 343,000 |
| Bay, Florida | 4 | $ 1,870,000 | $ 467,500 | $ 197,000 |
| Charlotte, Florida | 4 | $ 970,000 | $ 242,500 | $ 98,000 |
| Lee, Florida | 4 | $ 1,470,000 | $ 367,500 | $ 153,000 |
| St. Lucie, Florida | 4 | $ 1,550,000 | $ 387,500 | $ 230,000 |
| Clayton, Georgia | 4 | $ 910,000 | $ 227,500 | $ 103,000 |
| Fulton, Georgia | 4 | $ 2,040,000 | $ 510,000 | $ 255,000 |
| Gwinnett, Georgia | 4 | $ 1,590,000 | $ 397,500 | $ 121,000 |
| Wicomico, Maryland | 4 | $ 820,000 | $ 205,000 | $ 106,000 |
| Franklin, Massachusetts | 4 | $ 970,000 | $ 242,500 | $ 84,000 |
| St. Louis, Missouri | 4 | $ 560,000 | $ 140,000 | $ 195,000 |
| Lancaster, Nebraska | 4 | $ 500,000 | $ 125,000 | $ 172,000 |
| Merrimack, New Hampshire | 4 | $ 1,180,000 | $ 295,000 | $ 86,000 |
| Bergen, New Jersey | 4 | $ 1,890,000 | $ 472,500 | $ 170,000 |
| Essex, New York | 4 | $ 690,000 | $ 172,500 | $ 63,000 |
| Orange, New York | 4 | $ 2,750,000 | $ 687,500 | $ 241,000 |
| Cleveland, Oklahoma | 4 | $ 640,000 | $ 160,000 | $ 239,000 |
| Mercer, Pennsylvania | 4 | $ 960,000 | $ 240,000 | $ 82,000 |
| Monroe, Pennsylvania | 4 | $ 1,120,000 | $ 280,000 | $ 232,000 |
| Philadelphia, Pennsylvania | 4 | $ 380,000 | $ 95,000 | $ 79,000 |
| Madison, Alabama | 3 | $ 835,000 | $ 278,333 | $ 394,000 |
| Randolph, Arkansas | 3 | $ 375,000 | $ 125,000 | $ 114,000 |
| Saline, Arkansas | 3 | $ 435,000 | $ 145,000 | $ 266,000 |
| St. Johns, Florida | 3 | $ 1,245,000 | $ 415,000 | $ 124,000 |
| Volusia, Florida | 3 | $ 995,000 | $ 331,666 | $ 188,000 |
| Chatham, Georgia | 3 | $ 1,135,000 | $ 378,333 | $ 130,000 |
| Monroe, Georgia | 3 | $ 605,000 | $ 201,666 | $ 434,000 |
| McHenry, Illinois | 3 | $ 905,000 | $ 301,666 | $ 93,000 |
| East Baton Rouge, Louisiana | 3 | $ 555,000 | $ 185,000 | $ 54,000 |
| Penobscot, Maine | 3 | $ 735,000 | $ 245,000 | $ 126,000 |
| Anne Arundel, Maryland | 3 | $ 795,000 | $ 265,000 | $ 100,000 |
| Baltimore, Maryland | 3 | $ 685,000 | $ 228,333 | $ 137,000 |
| Somerset, Maryland | 3 | $ 355,000 | $ 118,333 | $ 166,000 |
| Lafayette, Mississippi | 3 | $ 1,495,000 | $ 498,333 | $ 141,000 |
| Madison, Mississippi | 3 | $ 265,000 | $ 88,333 | $ 48,000 |
| Washington, Mississippi | 3 | $ 295,000 | $ 98,333 | $ 50,000 |
| St. Louis City, Missouri | 3 | $ 415,000 | $ 138,333 | $ 36,000 |
| Atlantic, New Jersey | 3 | $ 935,000 | $ 311,666 | $ 213,000 |
| Essex, New Jersey | 3 | $ 2,385,000 | $ 795,000 | $ 288,000 |
| Monmouth, New Jersey | 3 | $ 1,695,000 | $ 565,000 | $ 331,000 |
| Morris, New Jersey | 3 | $ 1,095,000 | $ 365,000 | $ 165,000 |
| Somerset, New Jersey | 3 | $ 1,725,000 | $ 575,000 | $ 214,000 |
| Bernalillo, New Mexico | 3 | $ 1,315,000 | $ 438,333 | $ 327,000 |
| Putnam, New York | 3 | $ 1,195,000 | $ 398,333 | $ 79,000 |
| Brunswick, North Carolina | 3 | $ 525,000 | $ 175,000 | $ 134,000 |
| Fairfield, Ohio | 3 | $ 545,000 | $ 181,666 | $ 71,000 |
| Greene, Ohio | 3 | $ 745,000 | $ 248,333 | $ 135,000 |
| Hamilton, Ohio | 3 | $ 1,345,000 | $ 448,333 | $ 185,000 |
| Providence, Rhode Island | 3 | $ 995,000 | $ 331,666 | $ 116,000 |
| Horry, South Carolina | 3 | $ 685,000 | $ 228,333 | $ 218,000 |
| Richland, South Carolina | 3 | $ 555,000 | $ 185,000 | $ 83,000 |
| Davidson, Tennessee | 3 | $ 1,465,000 | $ 488,333 | $ 123,000 |
| Williamson, Tennessee | 3 | $ 1,955,000 | $ 651,666 | $ 250,000 |
| Bell, Texas | 3 | $ 885,000 | $ 295,000 | $ 277,000 |
| Collin, Texas | 3 | $ 965,000 | $ 321,666 | $ 210,000 |
| Comal, Texas | 3 | $ 1,035,000 | $ 345,000 | $ 81,000 |
| Franklin City, Virginia | 3 | $ 515,000 | $ 171,666 | $ 60,000 |
| Montgomery, Alabama | 2 | $ 10,600,000 | $ 5,300,000 | $ 135,000 |
| Pinal, Arizona | 2 | $ 510,000 | $ 255,000 | $ 92,000 |
| Boone, Arkansas | 2 | $ 390,000 | $ 195,000 | $ 54,000 |
| Faulkner, Arkansas | 2 | $ 760,000 | $ 380,000 | $ 160,000 |
| Fulton, Arkansas | 2 | $ 220,000 | $ 110,000 | $ 102,000 |
| St. Francis, Arkansas | 2 | $ 210,000 | $ 105,000 | $ 60,000 |
| Washington, Arkansas | 2 | $ 16,240,000 | $ 8,120,000 | $ 349,000 |
| El Dorado, California | 2 | $ 1,290,000 | $ 645,000 | $ 295,000 |
| Placer, California | 2 | $ 2,960,000 | $ 1,480,000 | $ 465,000 |
| Mesa, Colorado | 2 | $ 770,000 | $ 385,000 | $ 125,000 |
| Flagler, Florida | 2 | $ 400,000 | $ 200,000 | $ 121,000 |
| Highlands, Florida | 2 | $ 1,040,000 | $ 520,000 | $ 242,000 |
| Forsyth, Georgia | 2 | $ 610,000 | $ 305,000 | $ 75,000 |
| Hall, Georgia | 2 | $ 590,000 | $ 295,000 | $ 176,000 |
| Lumpkin, Georgia | 2 | $ 360,000 | $ 180,000 | $ 106,000 |
| Muscogee, Georgia | 2 | $ 460,000 | $ 230,000 | $ 90,000 |
| Honolulu, Hawaii | 2 | $ 1,470,000 | $ 735,000 | $ 190,000 |
| Lake, Illinois | 2 | $ 360,000 | $ 180,000 | $ 116,000 |
| Hamilton, Indiana | 2 | $ 780,000 | $ 390,000 | $ 105,000 |
| Campbell, Kentucky | 2 | $ 610,000 | $ 305,000 | $ 106,000 |
| Jefferson, Kentucky | 2 | $ 970,000 | $ 485,000 | $ 197,000 |
| Kennebec, Maine | 2 | $ 560,000 | $ 280,000 | $ 85,000 |
| Caroline, Maryland | 2 | $ 340,000 | $ 170,000 | $ 69,000 |
| Cecil, Maryland | 2 | $ 610,000 | $ 305,000 | $ 103,000 |
| Dorchester, Maryland | 2 | $ 380,000 | $ 190,000 | $ 64,000 |
| Montgomery, Maryland | 2 | $ 1,470,000 | $ 735,000 | $ 253,000 |
| Wayne, Michigan | 2 | $ 210,000 | $ 105,000 | $ 107,000 |
| St. Charles, Missouri | 2 | $ 600,000 | $ 300,000 | $ 81,000 |
| Salem, New Jersey | 2 | $ 380,000 | $ 190,000 | $ 63,000 |
| Sandoval, New Mexico | 2 | $ 980,000 | $ 490,000 | $ 139,000 |
| Erie, New York | 2 | $ 1,250,000 | $ 625,000 | $ 275,000 |
| Onondaga, New York | 2 | $ 1,260,000 | $ 630,000 | $ 341,000 |
| Ulster, New York | 2 | $ 340,000 | $ 170,000 | $ 78,000 |
| Davidson, North Carolina | 2 | $ 490,000 | $ 245,000 | $ 175,000 |
| Lincoln, North Carolina | 2 | $ 710,000 | $ 355,000 | $ 123,000 |
| Mecklenburg, North Carolina | 2 | $ 490,000 | $ 245,000 | $ 85,000 |
| Champaign, Ohio | 2 | $ 330,000 | $ 165,000 | $ 77,000 |
| Clark, Ohio | 2 | $ 160,000 | $ 80,000 | $ 63,000 |
| Delaware, Ohio | 2 | $ 1,140,000 | $ 570,000 | $ 164,000 |
| Lake, Ohio | 2 | $ 370,000 | $ 185,000 | $ 78,000 |
| Montgomery, Ohio | 2 | $ 480,000 | $ 240,000 | $ 118,000 |
| Sandusky, Ohio | 2 | $ 300,000 | $ 150,000 | $ 87,000 |
| Summit, Ohio | 2 | $ 470,000 | $ 235,000 | $ 129,000 |
| Warren, Ohio | 2 | $ 1,300,000 | $ 650,000 | $ 195,000 |
| Clackamas, Oregon | 2 | $ 1,420,000 | $ 710,000 | $ 215,000 |
| Lane, Oregon | 2 | $ 1,160,000 | $ 580,000 | $ 190,000 |
| Allegheny, Pennsylvania | 2 | $ 850,000 | $ 425,000 | $ 120,000 |
| Chester, Pennsylvania | 2 | $ 590,000 | $ 295,000 | $ 150,000 |
| Montgomery, Pennsylvania | 2 | $ 1,000,000 | $ 500,000 | $ 236,000 |
| Bristol, Rhode Island | 2 | $ 720,000 | $ 360,000 | $ 244,000 |
| Newport, Rhode Island | 2 | $ 940,000 | $ 470,000 | $ 114,000 |
| Washington, Rhode Island | 2 | $ 680,000 | $ 340,000 | $ 135,000 |
| Dickson, Tennessee | 2 | $ 660,000 | $ 330,000 | $ 66,000 |
| Hamilton, Tennessee | 2 | $ 720,000 | $ 360,000 | $ 112,000 |
| Hardin, Tennessee | 2 | $ 290,000 | $ 145,000 | $ 135,000 |
| Madison, Tennessee | 2 | $ 390,000 | $ 195,000 | $ 77,000 |
| Denton, Texas | 2 | $ 850,000 | $ 425,000 | $ 126,000 |
| Ellis, Texas | 2 | $ 770,000 | $ 385,000 | $ 235,000 |
| Fort Bend, Texas | 2 | $ 1,150,000 | $ 575,000 | $ 289,000 |
| Randall, Texas | 2 | $ 530,000 | $ 265,000 | $ 106,000 |
| Newport News, Virginia | 2 | $ 650,000 | $ 325,000 | $ 79,000 |
| Norfolk, Virginia | 2 | $ 250,000 | $ 125,000 | $ 60,000 |
| Prince William, Virginia | 2 | $ 800,000 | $ 400,000 | $ 173,000 |
| Virginia Beach, Virginia | 2 | $ 600,000 | $ 300,000 | $ 181,000 |
| Clallam, Washington | 2 | $ 480,000 | $ 240,000 | $ 194,000 |
| Pierce, Washington | 2 | $ 620,000 | $ 310,000 | $ 80,000 |
| Snohomish, Washington | 2 | $ 1,460,000 | $ 730,000 | $ 196,000 |
| Thurston, Washington | 2 | $ 1,220,000 | $ 610,000 | $ 235,000 |
| Baldwin, Alabama | 1 | $ 495,000 | $ 495,000 | $ 141,000 |
| Colbert, Alabama | 1 | $ 455,000 | $ 455,000 | $ 1,058,000 |
| Lee, Alabama | 1 | $ 175,000 | $ 175,000 | $ 99,000 |
| Limestone, Alabama | 1 | $ 165,000 | $ 165,000 | $ 485,000 |
| Mobile, Alabama | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Fairbanks North Star, Alaska | 1 | $ 285,000 | $ 285,000 | $ 206,000 |
| Cochise, Arizona | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Yavapai, Arizona | 1 | $ 605,000 | $ 605,000 | $ 300,000 |
| Yuma, Arizona | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
| Benton, Arkansas | 1 | $ 205,000 | $ 205,000 | $ 108,000 |
| Clark, Arkansas | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Cross, Arkansas | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
| Garland, Arkansas | 1 | $ 495,000 | $ 495,000 | $ 150,000 |
| Hot Spring, Arkansas | 1 | $ 325,000 | $ 325,000 | $ 197,000 |
| Lonoke, Arkansas | 1 | $ 165,000 | $ 165,000 | $ 183,000 |
| Newton, Arkansas | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Perry, Arkansas | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Woodruff, Arkansas | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Contra Costa, California | 1 | $ 505,000 | $ 505,000 | $ 116,000 |
| Imperial, California | 1 | $ 315,000 | $ 315,000 | $ 172,000 |
| Kern, California | 1 | $ 695,000 | $ 695,000 | $ 245,000 |
| Monterey, California | 1 | $ 505,000 | $ 505,000 | $ 168,000 |
| Nevada, California | 1 | $ 2,125,000 | $ 2,125,000 | $ 1,081,000 |
| San Luis Obispo, California | 1 | $ 1,255,000 | $ 1,255,000 | $ 450,000 |
| San Mateo, California | 1 | $ 1,025,000 | $ 1,025,000 | $ 310,000 |
| Yolo, California | 1 | $ 815,000 | $ 815,000 | $ 306,000 |
| Adams, Colorado | 1 | $ 605,000 | $ 605,000 | $ 190,000 |
| Chaffee, Colorado | 1 | $ 835,000 | $ 835,000 | $ 372,000 |
| Denver, Colorado | 1 | $ 735,000 | $ 735,000 | $ 220,000 |
| Douglas, Colorado | 1 | $ 475,000 | $ 475,000 | $ 127,000 |
| Jefferson, Colorado | 1 | $ 455,000 | $ 455,000 | $ 307,000 |
| Weld, Colorado | 1 | $ 535,000 | $ 535,000 | $ 178,000 |
| New London, Connecticut | 1 | $ 255,000 | $ 255,000 | $ 264,000 |
| Windham, Connecticut | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Clay, Florida | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Duval, Florida | 1 | $ 315,000 | $ 315,000 | $ 170,000 |
| Hernando, Florida | 1 | $ 375,000 | $ 375,000 | $ 98,000 |
| Indian River, Florida | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Marion, Florida | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Okaloosa, Florida | 1 | $ 1,505,000 | $ 1,505,000 | $ 1,579,000 |
| Osceola, Florida | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| Seminole, Florida | 1 | $ 715,000 | $ 715,000 | $ 216,000 |
| Barrow, Georgia | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Douglas, Georgia | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Fayette, Georgia | 1 | $ 415,000 | $ 415,000 | $ 178,000 |
| Franklin, Georgia | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| Glynn, Georgia | 1 | $ 355,000 | $ 355,000 | $ 201,000 |
| Habersham, Georgia | 1 | $ 265,000 | $ 265,000 | $ 87,000 |
| Houston, Georgia | 1 | $ 85,000 | $ 85,000 | $ 154,000 |
| Jackson, Georgia | 1 | $ 405,000 | $ 405,000 | $ 108,000 |
| Pike, Georgia | 1 | $ 305,000 | $ 305,000 | $ 99,000 |
| Spalding, Georgia | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Washington, Georgia | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Maui, Hawaii | 1 | $ 435,000 | $ 435,000 | $ 1,771,000 |
| Kootenai, Idaho | 1 | $ 985,000 | $ 985,000 | $ 620,000 |
| Twin Falls, Idaho | 1 | $ 545,000 | $ 545,000 | $ 325,000 |
| DuPage, Illinois | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Kane, Illinois | 1 | $ 515,000 | $ 515,000 | $ 144,000 |
| Will, Illinois | 1 | $ 175,000 | $ 175,000 | $ 808,000 |
| Dearborn, Indiana | 1 | $ 705,000 | $ 705,000 | $ 190,000 |
| Monroe, Indiana | 1 | $ 415,000 | $ 415,000 | $ 141,000 |
| Linn, Iowa | 1 | $ 425,000 | $ 425,000 | $ 130,000 |
| Polk, Iowa | 1 | $ 375,000 | $ 375,000 | $ 160,000 |
| Shawnee, Kansas | 1 | $ 355,000 | $ 355,000 | $ 312,000 |
| Boone, Kentucky | 1 | $ 405,000 | $ 405,000 | $ 175,000 |
| Fayette, Kentucky | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Henderson, Kentucky | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Marshall, Kentucky | 1 | $ 285,000 | $ 285,000 | $ 113,000 |
| Oldham, Kentucky | 1 | $ 615,000 | $ 615,000 | $ 293,000 |
| Scott, Kentucky | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
| Woodford, Kentucky | 1 | $ 335,000 | $ 335,000 | $ 176,000 |
| Calcasieu, Louisiana | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Orleans, Louisiana | 1 | $ 805,000 | $ 805,000 | $ 361,000 |
| Aroostook, Maine | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Franklin, Maine | 1 | $ 245,000 | $ 245,000 | $ 161,000 |
| Oxford, Maine | 1 | $ 275,000 | $ 275,000 | $ 231,000 |
| Sagadahoc, Maine | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Somerset, Maine | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Howard, Maryland | 1 | $ 515,000 | $ 515,000 | $ 213,000 |
| Dukes, Massachusetts | 1 | $ 415,000 | $ 415,000 | $ 287,000 |
| Berrien, Michigan | 1 | $ 285,000 | $ 285,000 | $ 200,000 |
| Macomb, Michigan | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Oakland, Michigan | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Ottawa, Michigan | 1 | $ 415,000 | $ 415,000 | $ 185,000 |
| St. Louis, Minnesota | 1 | $ 385,000 | $ 385,000 | $ 240,000 |
| Bolivar, Mississippi | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Harrison, Mississippi | 1 | $ 175,000 | $ 175,000 | $ 154,000 |
| Lauderdale, Mississippi | 1 | $ 245,000 | $ 245,000 | $ 119,000 |
| Lee, Mississippi | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Leflore, Mississippi | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Rankin, Mississippi | 1 | $ 375,000 | $ 375,000 | $ 75,000 |
| Tate, Mississippi | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Tishomingo, Mississippi | 1 | $ 325,000 | $ 325,000 | $ 214,000 |
| Union, Mississippi | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Newton, Missouri | 1 | $ 615,000 | $ 615,000 | $ 220,000 |
| Lake, Montana | 1 | $ 685,000 | $ 685,000 | $ 692,000 |
| Douglas, Nebraska | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Sarpy, Nebraska | 1 | $ 365,000 | $ 365,000 | $ 197,000 |
| Washoe, Nevada | 1 | $ 1,465,000 | $ 1,465,000 | $ 267,000 |
| Carroll, New Hampshire | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Cheshire, New Hampshire | 1 | $ 485,000 | $ 485,000 | $ 163,000 |
| Coos, New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 97,000 |
| Grafton, New Hampshire | 1 | $ 755,000 | $ 755,000 | $ 500,000 |
| Strafford, New Hampshire | 1 | $ 385,000 | $ 385,000 | $ 215,000 |
| Ocean, New Jersey | 1 | $ 745,000 | $ 745,000 | $ 200,000 |
| Passaic, New Jersey | 1 | $ 425,000 | $ 425,000 | $ 130,000 |
| Union, New Jersey | 1 | $ 545,000 | $ 545,000 | $ 151,000 |
| Dona Ana, New Mexico | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Broome, New York | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| Cattaraugus, New York | 1 | $ 105,000 | $ 105,000 | $ 167,000 |
| Cayuga, New York | 1 | $ 555,000 | $ 555,000 | $ 393,000 |
| Chemung, New York | 1 | $ 185,000 | $ 185,000 | $ 137,000 |
| Chenango, New York | 1 | $ 75,000 | $ 75,000 | $ 130,000 |
| Clinton, New York | 1 | $ 255,000 | $ 255,000 | $ 323,000 |
| Columbia, New York | 1 | $ 295,000 | $ 295,000 | $ 338,000 |
| Delaware, New York | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Dutchess, New York | 1 | $ 205,000 | $ 205,000 | $ 245,000 |
| Lewis, New York | 1 | $ 85,000 | $ 85,000 | $ 134,000 |
| Madison, New York | 1 | $ 345,000 | $ 345,000 | $ 110,000 |
| Monroe, New York | 1 | $ 95,000 | $ 95,000 | $ 151,000 |
| Montgomery, New York | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| New York, New York | 1 | $ 275,000 | $ 275,000 | $ 137,000 |
| Oneida, New York | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| Rockland, New York | 1 | $ 105,000 | $ 105,000 | $ 206,000 |
| Seneca, New York | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| St. Lawrence, New York | 1 | $ 225,000 | $ 225,000 | $ 188,000 |
| Sullivan, New York | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Buncombe, North Carolina | 1 | $ 1,155,000 | $ 1,155,000 | $ 739,000 |
| Cleveland, North Carolina | 1 | $ 355,000 | $ 355,000 | $ 73,000 |
| Craven, North Carolina | 1 | $ 345,000 | $ 345,000 | $ 121,000 |
| Durham, North Carolina | 1 | $ 365,000 | $ 365,000 | $ 129,000 |
| Forsyth, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 181,000 |
| Gaston, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Henderson, North Carolina | 1 | $ 375,000 | $ 375,000 | $ 133,000 |
| Hoke, North Carolina | 1 | $ 365,000 | $ 365,000 | $ 97,000 |
| Johnston, North Carolina | 1 | $ 455,000 | $ 455,000 | $ 108,000 |
| Lenoir, North Carolina | 1 | $ 115,000 | $ 115,000 | $ 183,000 |
| New Hanover, North Carolina | 1 | $ 535,000 | $ 535,000 | $ 148,000 |
| Sampson, North Carolina | 1 | $ 295,000 | $ 295,000 | $ 161,000 |
| Wake, North Carolina | 1 | $ 505,000 | $ 505,000 | $ 163,000 |
| Wilson, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Allen, Ohio | 1 | $ 545,000 | $ 545,000 | $ 182,000 |
| Clermont, Ohio | 1 | $ 585,000 | $ 585,000 | $ 140,000 |
| Columbiana, Ohio | 1 | $ 55,000 | $ 55,000 | $ 13,000 |
| Hancock, Ohio | 1 | $ 565,000 | $ 565,000 | $ 254,000 |
| Huron, Ohio | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Licking, Ohio | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Madison, Ohio | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Mahoning, Ohio | 1 | $ 135,000 | $ 135,000 | $ 95,000 |
| Miami, Ohio | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Trumbull, Ohio | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Comanche, Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 252,000 |
| Delaware, Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| McClain, Oklahoma | 1 | $ 645,000 | $ 645,000 | $ 216,000 |
| McCurtain, Oklahoma | 1 | $ 585,000 | $ 585,000 | $ 275,000 |
| Rogers, Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 174,000 |
| Wagoner, Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 178,000 |
| Crook, Oregon | 1 | $ 435,000 | $ 435,000 | $ 148,000 |
| Jackson, Oregon | 1 | $ 365,000 | $ 365,000 | $ 201,000 |
| Lincoln, Oregon | 1 | $ 455,000 | $ 455,000 | $ 178,000 |
| Linn, Oregon | 1 | $ 395,000 | $ 395,000 | $ 111,000 |
| Marion, Oregon | 1 | $ 445,000 | $ 445,000 | $ 167,000 |
| Polk, Oregon | 1 | $ 415,000 | $ 415,000 | $ 134,000 |
| Adams, Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 262,000 |
| Delaware, Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Fayette, Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 236,000 |
| Juniata, Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 193,000 |
| Lancaster, Pennsylvania | 1 | $ 535,000 | $ 535,000 | $ 230,000 |
| Lawrence, Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Northampton, Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Pike, Pennsylvania | 1 | $ 445,000 | $ 445,000 | $ 128,000 |
| Wayne, Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 182,000 |
| Westmoreland, Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Kent, Rhode Island | 1 | $ 1,005,000 | $ 1,005,000 | $ 278,000 |
| Beaufort, South Carolina | 1 | $ 775,000 | $ 775,000 | $ 341,000 |
| Cherokee, South Carolina | 1 | $ 315,000 | $ 315,000 | $ 76,000 |
| Colleton, South Carolina | 1 | $ 285,000 | $ 285,000 | $ 103,000 |
| Greenville, South Carolina | 1 | $ 425,000 | $ 425,000 | $ 154,000 |
| Jasper, South Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Oconee, South Carolina | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Spartanburg, South Carolina | 1 | $ 215,000 | $ 215,000 | $ 205,000 |
| York, South Carolina | 1 | $ 375,000 | $ 375,000 | $ 256,000 |
| Lincoln, South Dakota | 1 | $ 905,000 | $ 905,000 | $ 310,000 |
| Crockett, Tennessee | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Henderson, Tennessee | 1 | $ 305,000 | $ 305,000 | $ 83,000 |
| Perry, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 154,000 |
| Sevier, Tennessee | 1 | $ 175,000 | $ 175,000 | $ 34,000 |
| Sullivan, Tennessee | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
| Sumner, Tennessee | 1 | $ 255,000 | $ 255,000 | $ 197,000 |
| Bexar, Texas | 1 | $ 175,000 | $ 175,000 | $ 154,000 |
| Calhoun, Texas | 1 | $ 325,000 | $ 325,000 | $ 184,000 |
| Cass, Texas | 1 | $ 265,000 | $ 265,000 | $ 79,000 |
| El Paso, Texas | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Galveston, Texas | 1 | $ 585,000 | $ 585,000 | $ 350,000 |
| Hays, Texas | 1 | $ 315,000 | $ 315,000 | $ 132,000 |
| Hunt, Texas | 1 | $ 285,000 | $ 285,000 | $ 88,000 |
| Midland, Texas | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Montgomery, Texas | 1 | $ 155,000 | $ 155,000 | $ 261,000 |
| Nueces, Texas | 1 | $ 195,000 | $ 195,000 | $ 133,000 |
| Robertson, Texas | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Sherman, Texas | 1 | $ 225,000 | $ 225,000 | $ 128,000 |
| Travis, Texas | 1 | $ 435,000 | $ 435,000 | $ 112,000 |
| Waller, Texas | 1 | $ 345,000 | $ 345,000 | $ 272,000 |
| Williamson, Texas | 1 | $ 865,000 | $ 865,000 | $ 388,000 |
| Davis, Utah | 1 | $ 555,000 | $ 555,000 | $ 135,000 |
| Salt Lake, Utah | 1 | $ 485,000 | $ 485,000 | $ 139,000 |
| Sanpete, Utah | 1 | $ 335,000 | $ 335,000 | $ 275,000 |
| Washington, Utah | 1 | $ 525,000 | $ 525,000 | $ 339,000 |
| Chittenden, Vermont | 1 | $ 315,000 | $ 315,000 | $ 205,000 |
| Windham, Vermont | 1 | $ 515,000 | $ 515,000 | $ 180,000 |
| Accomack, Virginia | 1 | $ 255,000 | $ 255,000 | $ 49,000 |
| Augusta, Virginia | 1 | $ 435,000 | $ 435,000 | $ 199,000 |
| Chesapeake, Virginia | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Chesterfield, Virginia | 1 | $ 455,000 | $ 455,000 | $ 141,000 |
| Hampton, Virginia | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Lynchburg, Virginia | 1 | $ 155,000 | $ 155,000 | $ 24,000 |
| Spotsylvania, Virginia | 1 | $ 355,000 | $ 355,000 | $ 94,000 |
| Stafford, Virginia | 1 | $ 475,000 | $ 475,000 | $ 244,000 |
| Sussex, Virginia | 1 | $ 215,000 | $ 215,000 | $ 51,000 |
| Westmoreland, Virginia | 1 | $ 365,000 | $ 365,000 | $ 109,000 |
| Benton, Washington | 1 | $ 565,000 | $ 565,000 | $ 130,000 |
| Chelan, Washington | 1 | $ 945,000 | $ 945,000 | $ 360,000 |
| Grant, Washington | 1 | $ 385,000 | $ 385,000 | $ 159,000 |
| Klickitat, Washington | 1 | $ 585,000 | $ 585,000 | $ 204,000 |
| Pacific, Washington | 1 | $ 435,000 | $ 435,000 | $ 96,000 |
| Walla Walla, Washington | 1 | $ 325,000 | $ 325,000 | $ 200,000 |
| Whatcom, Washington | 1 | $ 775,000 | $ 775,000 | $ 200,000 |
| Fayette, West Virginia | 1 | $ 275,000 | $ 275,000 | $ 251,000 |
| La Crosse, Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 290,000 |
| Milwaukee, Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
Mortgage Loan Application Detail Totals for Evolve Bank & Trust in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,371 | $860,515,000 | $362,000 | $16,005,000 | $158,000 | $2,346,000 |
| Cash-out Refinancing | 154 | $45,330,000 | $294,000 | $725,000 | $145,000 | $1,019,000 |
| Refinancing | 65 | $23,455,000 | $360,000 | $1,615,000 | $154,000 | $569,000 |
| Home Improvement | 18 | $3,330,000 | $185,000 | $505,000 | $136,000 | $300,000 |
| Other Purpose | 13 | $3,365,000 | $258,000 | $725,000 | $123,000 | $309,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,545 | $540,765,000 | $350,000 | $2,125,000 | $160,000 | $2,346,000 |
| Black or African American | 393 | $119,985,000 | $305,000 | $1,455,000 | $121,000 | $786,000 |
| Hispanic | 261 | $87,875,000 | $336,000 | $1,815,000 | $126,000 | $1,019,000 |
| Asian | 181 | $78,505,000 | $433,000 | $1,495,000 | $207,000 | $833,000 |
| Not Provided | 175 | $66,265,000 | $378,000 | $2,005,000 | $211,000 | $1,771,000 |
| Not applicable | 48 | $35,100,000 | $731,000 | $16,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 14 | $5,690,000 | $406,000 | $1,255,000 | $164,000 | $450,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,495,000 | $498,000 | $675,000 | $102,000 | $114,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,002 | $751,090,000 | $375,000 | $16,005,000 | $177,000 | $2,346,000 |
| FHA-insured (Federal Housing Administration) | 527 | $154,805,000 | $293,000 | $1,115,000 | $94,000 | $615,000 |
| VA-guaranteed (Veterans Administration) | 74 | $26,680,000 | $360,000 | $1,065,000 | $108,000 | $294,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $3,420,000 | $190,000 | $355,000 | $72,000 | $148,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,948 | $678,050,000 | $348,000 | $16,005,000 | $157,000 | $2,346,000 |
| Application Withdrawn By Applicant | 485 | $178,885,000 | $368,000 | $1,495,000 | $162,000 | $1,771,000 |
| Application Denied By Financial Institution | 147 | $60,155,000 | $409,000 | $2,005,000 | $136,000 | $875,000 |
| Application Approved But Not Accepted | 24 | $8,580,000 | $357,000 | $885,000 | $170,000 | $518,000 |
| Preapproval Approved but not Accepted | 16 | $10,110,000 | $631,000 | $1,145,000 | $248,000 | $565,000 |
| Preapproval Denied by Financial Institution | 1 | $215,000 | $215,000 | $215,000 | $66,000 | $66,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,473 | $875,625,000 | $354,000 | $16,005,000 | $159,000 | $2,346,000 |
| Debt-To-Income Ratio | 46 | $17,140,000 | $372,000 | $2,005,000 | $79,000 | $279,000 |
| Other | 39 | $20,955,000 | $537,000 | $1,615,000 | $199,000 | $875,000 |
| Collateral | 20 | $9,410,000 | $470,000 | $1,425,000 | $193,000 | $584,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $5,525,000 | $368,000 | $1,255,000 | $141,000 | $450,000 |
| Credit History | 13 | $2,565,000 | $197,000 | $355,000 | $102,000 | $338,000 |
| Employment History | 12 | $3,860,000 | $321,000 | $675,000 | $95,000 | $255,000 |
| Unverifiable Information | 3 | $915,000 | $305,000 | $335,000 | $79,000 | $86,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Evolve Bank & Trust's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Evolve Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
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