Evolve Bank & Trust 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Evolve Bank & Trust 301 Shopping Way Blvd West Memphis, AR 72301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 2,621 |
| Total Mortgage Loan Application Amount | $935,995,000 |
| Average Mortgage Loan Application Amount | $291,800 |
| Highest Mortgage Loan Application Amount | $16,005,000 |
| Average Applicant Income | $143,200 |
| Highest Applicant Income | $2,346,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Evolve Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Evolve Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Evolve Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Evolve Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Evolve Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Evolve Bank & Trust's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shelby County Tennessee | 320 | $ 83,180,000 | $ 259,000 | $ 142,000 |
| New Castle County Delaware | 129 | $ 37,135,000 | $ 287,000 | $ 107,000 |
| Hartford County Connecticut | 107 | $ 32,655,000 | $ 305,000 | $ 149,000 |
| Craighead County Arkansas | 67 | $ 14,915,000 | $ 222,000 | $ 123,000 |
| Suffolk County New York | 59 | $ 24,535,000 | $ 415,000 | $ 234,000 |
| Los Angeles County California | 58 | $ 39,790,000 | $ 686,000 | $ 253,000 |
| Hampden County Massachusetts | 58 | $ 16,890,000 | $ 291,000 | $ 106,000 |
| New Haven County Connecticut | 52 | $ 17,310,000 | $ 332,000 | $ 140,000 |
| DeSoto County Mississippi | 51 | $ 16,135,000 | $ 316,000 | $ 117,000 |
| Saratoga County New York | 50 | $ 15,910,000 | $ 318,000 | $ 171,000 |
| Sussex County Delaware | 46 | $ 13,210,000 | $ 287,000 | $ 113,000 |
| Kent County Delaware | 41 | $ 12,815,000 | $ 312,000 | $ 96,000 |
| Worcester County Massachusetts | 39 | $ 13,285,000 | $ 340,000 | $ 98,000 |
| Pulaski County Arkansas | 32 | $ 4,240,000 | $ 132,000 | $ 182,000 |
| Middlesex County Massachusetts | 32 | $ 15,040,000 | $ 470,000 | $ 164,000 |
| Fairfield County Connecticut | 30 | $ 11,330,000 | $ 377,000 | $ 205,000 |
| Charleston County South Carolina | 29 | $ 15,415,000 | $ 531,000 | $ 172,000 |
| Maricopa County Arizona | 25 | $ 14,715,000 | $ 588,000 | $ 260,000 |
| Hillsborough County Florida | 20 | $ 7,290,000 | $ 364,000 | $ 103,000 |
| Orange County California | 19 | $ 14,145,000 | $ 744,000 | $ 222,000 |
| Clark County Nevada | 19 | $ 8,395,000 | $ 441,000 | $ 215,000 |
| Hillsborough County New Hampshire | 19 | $ 7,915,000 | $ 416,000 | $ 136,000 |
| Middlesex County Connecticut | 18 | $ 5,280,000 | $ 293,000 | $ 128,000 |
| Fayette County Tennessee | 18 | $ 7,330,000 | $ 407,000 | $ 161,000 |
| Essex County Massachusetts | 17 | $ 7,805,000 | $ 459,000 | $ 163,000 |
| Litchfield County Connecticut | 16 | $ 3,150,000 | $ 196,000 | $ 76,000 |
| Warren County New York | 16 | $ 3,640,000 | $ 227,000 | $ 101,000 |
| Tipton County Tennessee | 16 | $ 4,710,000 | $ 294,000 | $ 112,000 |
| San Bernardino County California | 15 | $ 6,965,000 | $ 464,000 | $ 232,000 |
| Prince George's County Maryland | 15 | $ 5,875,000 | $ 391,000 | $ 157,000 |
| Poinsett County Arkansas | 14 | $ 1,820,000 | $ 130,000 | $ 91,000 |
| Oklahoma County Oklahoma | 14 | $ 2,930,000 | $ 209,000 | $ 152,000 |
| Hampshire County Massachusetts | 13 | $ 3,585,000 | $ 275,000 | $ 101,000 |
| Suffolk County Massachusetts | 12 | $ 5,530,000 | $ 460,000 | $ 167,000 |
| Kings County New York | 12 | $ 7,200,000 | $ 600,000 | $ 136,000 |
| Berkeley County South Carolina | 12 | $ 4,370,000 | $ 364,000 | $ 132,000 |
| Jefferson County Alabama | 11 | $ 1,565,000 | $ 142,000 | $ 163,000 |
| Greene County Arkansas | 11 | $ 1,695,000 | $ 154,000 | $ 82,000 |
| Bristol County Massachusetts | 11 | $ 4,335,000 | $ 394,000 | $ 106,000 |
| Schenectady County New York | 11 | $ 2,955,000 | $ 268,000 | $ 126,000 |
| Lorain County Ohio | 11 | $ 2,535,000 | $ 230,000 | $ 97,000 |
| Pinellas County Florida | 10 | $ 3,400,000 | $ 340,000 | $ 220,000 |
| Nassau County New York | 10 | $ 5,180,000 | $ 518,000 | $ 197,000 |
| Washington County New York | 10 | $ 1,820,000 | $ 182,000 | $ 87,000 |
| Deschutes County Oregon | 10 | $ 5,690,000 | $ 569,000 | $ 165,000 |
| Sharp County Arkansas | 9 | $ 1,115,000 | $ 123,000 | $ 113,000 |
| Polk County Florida | 9 | $ 2,175,000 | $ 241,000 | $ 105,000 |
| Sarasota County Florida | 9 | $ 3,795,000 | $ 421,000 | $ 307,000 |
| Cook County Illinois | 9 | $ 3,365,000 | $ 373,000 | $ 216,000 |
| Calvert County Maryland | 9 | $ 2,195,000 | $ 243,000 | $ 129,000 |
| Charles County Maryland | 9 | $ 2,315,000 | $ 257,000 | $ 113,000 |
| Marshall County Mississippi | 9 | $ 2,975,000 | $ 330,000 | $ 125,000 |
| Rockingham County New Hampshire | 9 | $ 4,035,000 | $ 448,000 | $ 186,000 |
| Multnomah County Oregon | 9 | $ 5,165,000 | $ 573,000 | $ 245,000 |
| Harris County Texas | 9 | $ 3,245,000 | $ 360,000 | $ 158,000 |
| San Diego County California | 8 | $ 6,220,000 | $ 777,000 | $ 280,000 |
| Santa Clara County California | 8 | $ 6,370,000 | $ 796,000 | $ 298,000 |
| Tolland County Connecticut | 8 | $ 2,380,000 | $ 297,000 | $ 97,000 |
| Orange County Florida | 8 | $ 2,740,000 | $ 342,000 | $ 129,000 |
| Baltimore City County Maryland | 8 | $ 1,770,000 | $ 221,000 | $ 80,000 |
| Tulsa County Oklahoma | 8 | $ 2,480,000 | $ 310,000 | $ 218,000 |
| Crittenden County Arkansas | 7 | $ 1,375,000 | $ 196,000 | $ 118,000 |
| Alameda County California | 7 | $ 5,845,000 | $ 835,000 | $ 237,000 |
| Manatee County Florida | 7 | $ 2,385,000 | $ 340,000 | $ 163,000 |
| Palm Beach County Florida | 7 | $ 2,375,000 | $ 339,000 | $ 220,000 |
| Pasco County Florida | 7 | $ 1,885,000 | $ 269,000 | $ 108,000 |
| Ada County Idaho | 7 | $ 3,575,000 | $ 510,000 | $ 204,000 |
| Cumberland County Maine | 7 | $ 4,235,000 | $ 605,000 | $ 349,000 |
| Franklin County Ohio | 7 | $ 1,665,000 | $ 237,000 | $ 80,000 |
| Tarrant County Texas | 7 | $ 2,315,000 | $ 330,000 | $ 173,000 |
| Portsmouth County Virginia | 7 | $ 975,000 | $ 139,000 | $ 57,000 |
| Tuscaloosa County Alabama | 6 | $ 1,150,000 | $ 191,000 | $ 187,000 |
| Riverside County California | 6 | $ 3,220,000 | $ 536,000 | $ 141,000 |
| Broward County Florida | 6 | $ 3,080,000 | $ 513,000 | $ 345,000 |
| Collier County Florida | 6 | $ 3,180,000 | $ 530,000 | $ 260,000 |
| Miami-Dade County Florida | 6 | $ 2,510,000 | $ 418,000 | $ 277,000 |
| Marion County Indiana | 6 | $ 800,000 | $ 133,000 | $ 110,000 |
| Plymouth County Massachusetts | 6 | $ 1,460,000 | $ 243,000 | $ 116,000 |
| Panola County Mississippi | 6 | $ 700,000 | $ 116,000 | $ 69,000 |
| Albany County New York | 6 | $ 1,450,000 | $ 241,000 | $ 127,000 |
| Westchester County New York | 6 | $ 1,900,000 | $ 316,000 | $ 130,000 |
| Erie County Ohio | 6 | $ 1,200,000 | $ 200,000 | $ 89,000 |
| Clatsop County Oregon | 6 | $ 2,160,000 | $ 360,000 | $ 188,000 |
| Suffolk County Virginia | 6 | $ 1,330,000 | $ 221,000 | $ 77,000 |
| Clark County Washington | 6 | $ 5,060,000 | $ 843,000 | $ 345,000 |
| Grays Harbor County Washington | 6 | $ 910,000 | $ 151,000 | $ 78,000 |
| St. Clair County Alabama | 5 | $ 915,000 | $ 183,000 | $ 184,000 |
| Fresno County California | 5 | $ 2,355,000 | $ 471,000 | $ 122,000 |
| Sacramento County California | 5 | $ 2,375,000 | $ 475,000 | $ 144,000 |
| San Francisco County California | 5 | $ 5,005,000 | $ 1,001,000 | $ 282,000 |
| San Joaquin County California | 5 | $ 2,745,000 | $ 549,000 | $ 149,000 |
| District of Columbia County District Of Columbia | 5 | $ 2,475,000 | $ 495,000 | $ 192,000 |
| Escambia County Florida | 5 | $ 2,025,000 | $ 405,000 | $ 209,000 |
| Cobb County Georgia | 5 | $ 2,365,000 | $ 473,000 | $ 209,000 |
| Henry County Georgia | 5 | $ 1,845,000 | $ 369,000 | $ 126,000 |
| Androscoggin County Maine | 5 | $ 1,215,000 | $ 243,000 | $ 95,000 |
| York County Maine | 5 | $ 2,495,000 | $ 499,000 | $ 206,000 |
| Barnstable County Massachusetts | 5 | $ 2,195,000 | $ 439,000 | $ 187,000 |
| Berkshire County Massachusetts | 5 | $ 985,000 | $ 197,000 | $ 118,000 |
| Norfolk County Massachusetts | 5 | $ 2,695,000 | $ 539,000 | $ 171,000 |
| Jackson County Missouri | 5 | $ 595,000 | $ 119,000 | $ 254,000 |
| Queens County New York | 5 | $ 2,535,000 | $ 507,000 | $ 140,000 |
| Rensselaer County New York | 5 | $ 1,495,000 | $ 299,000 | $ 66,000 |
| Cuyahoga County Ohio | 5 | $ 1,635,000 | $ 327,000 | $ 91,000 |
| Washington County Oregon | 5 | $ 2,785,000 | $ 557,000 | $ 200,000 |
| Dorchester County South Carolina | 5 | $ 1,535,000 | $ 307,000 | $ 100,000 |
| Knox County Tennessee | 5 | $ 1,185,000 | $ 237,000 | $ 148,000 |
| Dallas County Texas | 5 | $ 975,000 | $ 195,000 | $ 172,000 |
| Utah County Utah | 5 | $ 2,535,000 | $ 507,000 | $ 222,000 |
| King County Washington | 5 | $ 3,725,000 | $ 745,000 | $ 249,000 |
| Pima County Arizona | 4 | $ 2,290,000 | $ 572,000 | $ 292,000 |
| Lawrence County Arkansas | 4 | $ 340,000 | $ 85,000 | $ 108,000 |
| Mississippi County Arkansas | 4 | $ 550,000 | $ 137,000 | $ 79,000 |
| White County Arkansas | 4 | $ 1,230,000 | $ 307,000 | $ 338,000 |
| Shasta County California | 4 | $ 2,110,000 | $ 527,000 | $ 194,000 |
| Tulare County California | 4 | $ 2,050,000 | $ 512,000 | $ 309,000 |
| Ventura County California | 4 | $ 4,760,000 | $ 1,190,000 | $ 343,000 |
| Bay County Florida | 4 | $ 1,870,000 | $ 467,000 | $ 197,000 |
| Charlotte County Florida | 4 | $ 970,000 | $ 242,000 | $ 98,000 |
| Lee County Florida | 4 | $ 1,470,000 | $ 367,000 | $ 153,000 |
| St. Lucie County Florida | 4 | $ 1,550,000 | $ 387,000 | $ 230,000 |
| Clayton County Georgia | 4 | $ 910,000 | $ 227,000 | $ 103,000 |
| Fulton County Georgia | 4 | $ 2,040,000 | $ 510,000 | $ 255,000 |
| Gwinnett County Georgia | 4 | $ 1,590,000 | $ 397,000 | $ 121,000 |
| Wicomico County Maryland | 4 | $ 820,000 | $ 205,000 | $ 106,000 |
| Franklin County Massachusetts | 4 | $ 970,000 | $ 242,000 | $ 84,000 |
| St. Louis County Missouri | 4 | $ 560,000 | $ 140,000 | $ 195,000 |
| Lancaster County Nebraska | 4 | $ 500,000 | $ 125,000 | $ 172,000 |
| Merrimack County New Hampshire | 4 | $ 1,180,000 | $ 295,000 | $ 86,000 |
| Bergen County New Jersey | 4 | $ 1,890,000 | $ 472,000 | $ 170,000 |
| Essex County New York | 4 | $ 690,000 | $ 172,000 | $ 63,000 |
| Orange County New York | 4 | $ 2,750,000 | $ 687,000 | $ 241,000 |
| Cleveland County Oklahoma | 4 | $ 640,000 | $ 160,000 | $ 239,000 |
| Mercer County Pennsylvania | 4 | $ 960,000 | $ 240,000 | $ 82,000 |
| Monroe County Pennsylvania | 4 | $ 1,120,000 | $ 280,000 | $ 232,000 |
| Philadelphia County Pennsylvania | 4 | $ 380,000 | $ 95,000 | $ 79,000 |
| Madison County Alabama | 3 | $ 835,000 | $ 278,000 | $ 394,000 |
| Randolph County Arkansas | 3 | $ 375,000 | $ 125,000 | $ 114,000 |
| Saline County Arkansas | 3 | $ 435,000 | $ 145,000 | $ 266,000 |
| St. Johns County Florida | 3 | $ 1,245,000 | $ 415,000 | $ 124,000 |
| Volusia County Florida | 3 | $ 995,000 | $ 331,000 | $ 188,000 |
| Chatham County Georgia | 3 | $ 1,135,000 | $ 378,000 | $ 130,000 |
| Monroe County Georgia | 3 | $ 605,000 | $ 201,000 | $ 434,000 |
| McHenry County Illinois | 3 | $ 905,000 | $ 301,000 | $ 93,000 |
| East Baton Rouge County Louisiana | 3 | $ 555,000 | $ 185,000 | $ 54,000 |
| Penobscot County Maine | 3 | $ 735,000 | $ 245,000 | $ 126,000 |
| Anne Arundel County Maryland | 3 | $ 795,000 | $ 265,000 | $ 100,000 |
| Baltimore County Maryland | 3 | $ 685,000 | $ 228,000 | $ 137,000 |
| Somerset County Maryland | 3 | $ 355,000 | $ 118,000 | $ 166,000 |
| Lafayette County Mississippi | 3 | $ 1,495,000 | $ 498,000 | $ 141,000 |
| Madison County Mississippi | 3 | $ 265,000 | $ 88,000 | $ 48,000 |
| Washington County Mississippi | 3 | $ 295,000 | $ 98,000 | $ 50,000 |
| St. Louis City County Missouri | 3 | $ 415,000 | $ 138,000 | $ 36,000 |
| Atlantic County New Jersey | 3 | $ 935,000 | $ 311,000 | $ 213,000 |
| Essex County New Jersey | 3 | $ 2,385,000 | $ 795,000 | $ 288,000 |
| Monmouth County New Jersey | 3 | $ 1,695,000 | $ 565,000 | $ 331,000 |
| Morris County New Jersey | 3 | $ 1,095,000 | $ 365,000 | $ 165,000 |
| Somerset County New Jersey | 3 | $ 1,725,000 | $ 575,000 | $ 214,000 |
| Bernalillo County New Mexico | 3 | $ 1,315,000 | $ 438,000 | $ 327,000 |
| Putnam County New York | 3 | $ 1,195,000 | $ 398,000 | $ 79,000 |
| Brunswick County North Carolina | 3 | $ 525,000 | $ 175,000 | $ 134,000 |
| Fairfield County Ohio | 3 | $ 545,000 | $ 181,000 | $ 71,000 |
| Greene County Ohio | 3 | $ 745,000 | $ 248,000 | $ 135,000 |
| Hamilton County Ohio | 3 | $ 1,345,000 | $ 448,000 | $ 185,000 |
| Providence County Rhode Island | 3 | $ 995,000 | $ 331,000 | $ 116,000 |
| Horry County South Carolina | 3 | $ 685,000 | $ 228,000 | $ 218,000 |
| Richland County South Carolina | 3 | $ 555,000 | $ 185,000 | $ 83,000 |
| Davidson County Tennessee | 3 | $ 1,465,000 | $ 488,000 | $ 123,000 |
| Williamson County Tennessee | 3 | $ 1,955,000 | $ 651,000 | $ 250,000 |
| Bell County Texas | 3 | $ 885,000 | $ 295,000 | $ 277,000 |
| Collin County Texas | 3 | $ 965,000 | $ 321,000 | $ 210,000 |
| Comal County Texas | 3 | $ 1,035,000 | $ 345,000 | $ 81,000 |
| Franklin City County Virginia | 3 | $ 515,000 | $ 171,000 | $ 60,000 |
| Montgomery County Alabama | 2 | $ 10,600,000 | $ 5,300,000 | $ 135,000 |
| Pinal County Arizona | 2 | $ 510,000 | $ 255,000 | $ 92,000 |
| Boone County Arkansas | 2 | $ 390,000 | $ 195,000 | $ 54,000 |
| Faulkner County Arkansas | 2 | $ 760,000 | $ 380,000 | $ 160,000 |
| Fulton County Arkansas | 2 | $ 220,000 | $ 110,000 | $ 102,000 |
| St. Francis County Arkansas | 2 | $ 210,000 | $ 105,000 | $ 60,000 |
| Washington County Arkansas | 2 | $ 16,240,000 | $ 8,120,000 | $ 349,000 |
| El Dorado County California | 2 | $ 1,290,000 | $ 645,000 | $ 295,000 |
| Placer County California | 2 | $ 2,960,000 | $ 1,480,000 | $ 465,000 |
| Mesa County Colorado | 2 | $ 770,000 | $ 385,000 | $ 125,000 |
| Flagler County Florida | 2 | $ 400,000 | $ 200,000 | $ 121,000 |
| Highlands County Florida | 2 | $ 1,040,000 | $ 520,000 | $ 242,000 |
| Forsyth County Georgia | 2 | $ 610,000 | $ 305,000 | $ 75,000 |
| Hall County Georgia | 2 | $ 590,000 | $ 295,000 | $ 176,000 |
| Lumpkin County Georgia | 2 | $ 360,000 | $ 180,000 | $ 106,000 |
| Muscogee County Georgia | 2 | $ 460,000 | $ 230,000 | $ 90,000 |
| Honolulu County Hawaii | 2 | $ 1,470,000 | $ 735,000 | $ 190,000 |
| Lake County Illinois | 2 | $ 360,000 | $ 180,000 | $ 116,000 |
| Hamilton County Indiana | 2 | $ 780,000 | $ 390,000 | $ 105,000 |
| Campbell County Kentucky | 2 | $ 610,000 | $ 305,000 | $ 106,000 |
| Jefferson County Kentucky | 2 | $ 970,000 | $ 485,000 | $ 197,000 |
| Kennebec County Maine | 2 | $ 560,000 | $ 280,000 | $ 85,000 |
| Caroline County Maryland | 2 | $ 340,000 | $ 170,000 | $ 69,000 |
| Cecil County Maryland | 2 | $ 610,000 | $ 305,000 | $ 103,000 |
| Dorchester County Maryland | 2 | $ 380,000 | $ 190,000 | $ 64,000 |
| Montgomery County Maryland | 2 | $ 1,470,000 | $ 735,000 | $ 253,000 |
| Wayne County Michigan | 2 | $ 210,000 | $ 105,000 | $ 107,000 |
| St. Charles County Missouri | 2 | $ 600,000 | $ 300,000 | $ 81,000 |
| Salem County New Jersey | 2 | $ 380,000 | $ 190,000 | $ 63,000 |
| Sandoval County New Mexico | 2 | $ 980,000 | $ 490,000 | $ 139,000 |
| Erie County New York | 2 | $ 1,250,000 | $ 625,000 | $ 275,000 |
| Onondaga County New York | 2 | $ 1,260,000 | $ 630,000 | $ 341,000 |
| Ulster County New York | 2 | $ 340,000 | $ 170,000 | $ 78,000 |
| Davidson County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 175,000 |
| Lincoln County North Carolina | 2 | $ 710,000 | $ 355,000 | $ 123,000 |
| Mecklenburg County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 85,000 |
| Champaign County Ohio | 2 | $ 330,000 | $ 165,000 | $ 77,000 |
| Clark County Ohio | 2 | $ 160,000 | $ 80,000 | $ 63,000 |
| Delaware County Ohio | 2 | $ 1,140,000 | $ 570,000 | $ 164,000 |
| Lake County Ohio | 2 | $ 370,000 | $ 185,000 | $ 78,000 |
| Montgomery County Ohio | 2 | $ 480,000 | $ 240,000 | $ 118,000 |
| Sandusky County Ohio | 2 | $ 300,000 | $ 150,000 | $ 87,000 |
| Summit County Ohio | 2 | $ 470,000 | $ 235,000 | $ 129,000 |
| Warren County Ohio | 2 | $ 1,300,000 | $ 650,000 | $ 195,000 |
| Clackamas County Oregon | 2 | $ 1,420,000 | $ 710,000 | $ 215,000 |
| Lane County Oregon | 2 | $ 1,160,000 | $ 580,000 | $ 190,000 |
| Allegheny County Pennsylvania | 2 | $ 850,000 | $ 425,000 | $ 120,000 |
| Chester County Pennsylvania | 2 | $ 590,000 | $ 295,000 | $ 150,000 |
| Montgomery County Pennsylvania | 2 | $ 1,000,000 | $ 500,000 | $ 236,000 |
| Bristol County Rhode Island | 2 | $ 720,000 | $ 360,000 | $ 244,000 |
| Newport County Rhode Island | 2 | $ 940,000 | $ 470,000 | $ 114,000 |
| Washington County Rhode Island | 2 | $ 680,000 | $ 340,000 | $ 135,000 |
| Dickson County Tennessee | 2 | $ 660,000 | $ 330,000 | $ 66,000 |
| Hamilton County Tennessee | 2 | $ 720,000 | $ 360,000 | $ 112,000 |
| Hardin County Tennessee | 2 | $ 290,000 | $ 145,000 | $ 135,000 |
| Madison County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 77,000 |
| Denton County Texas | 2 | $ 850,000 | $ 425,000 | $ 126,000 |
| Ellis County Texas | 2 | $ 770,000 | $ 385,000 | $ 235,000 |
| Fort Bend County Texas | 2 | $ 1,150,000 | $ 575,000 | $ 289,000 |
| Randall County Texas | 2 | $ 530,000 | $ 265,000 | $ 106,000 |
| Newport News County Virginia | 2 | $ 650,000 | $ 325,000 | $ 79,000 |
| Norfolk County Virginia | 2 | $ 250,000 | $ 125,000 | $ 60,000 |
| Prince William County Virginia | 2 | $ 800,000 | $ 400,000 | $ 173,000 |
| Virginia Beach County Virginia | 2 | $ 600,000 | $ 300,000 | $ 181,000 |
| Clallam County Washington | 2 | $ 480,000 | $ 240,000 | $ 194,000 |
| Pierce County Washington | 2 | $ 620,000 | $ 310,000 | $ 80,000 |
| Snohomish County Washington | 2 | $ 1,460,000 | $ 730,000 | $ 196,000 |
| Thurston County Washington | 2 | $ 1,220,000 | $ 610,000 | $ 235,000 |
| Baldwin County Alabama | 1 | $ 495,000 | $ 495,000 | $ 141,000 |
| Colbert County Alabama | 1 | $ 455,000 | $ 455,000 | $ 1,058,000 |
| Lee County Alabama | 1 | $ 175,000 | $ 175,000 | $ 99,000 |
| Limestone County Alabama | 1 | $ 165,000 | $ 165,000 | $ 485,000 |
| Mobile County Alabama | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Fairbanks North Star County Alaska | 1 | $ 285,000 | $ 285,000 | $ 206,000 |
| Cochise County Arizona | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Yavapai County Arizona | 1 | $ 605,000 | $ 605,000 | $ 300,000 |
| Yuma County Arizona | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
| Benton County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 108,000 |
| Clark County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Cross County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
| Garland County Arkansas | 1 | $ 495,000 | $ 495,000 | $ 150,000 |
| Hot Spring County Arkansas | 1 | $ 325,000 | $ 325,000 | $ 197,000 |
| Lonoke County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 183,000 |
| Newton County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Perry County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Woodruff County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Contra Costa County California | 1 | $ 505,000 | $ 505,000 | $ 116,000 |
| Imperial County California | 1 | $ 315,000 | $ 315,000 | $ 172,000 |
| Kern County California | 1 | $ 695,000 | $ 695,000 | $ 245,000 |
| Monterey County California | 1 | $ 505,000 | $ 505,000 | $ 168,000 |
| Nevada County California | 1 | $ 2,125,000 | $ 2,125,000 | $ 1,081,000 |
| San Luis Obispo County California | 1 | $ 1,255,000 | $ 1,255,000 | $ 450,000 |
| San Mateo County California | 1 | $ 1,025,000 | $ 1,025,000 | $ 310,000 |
| Yolo County California | 1 | $ 815,000 | $ 815,000 | $ 306,000 |
| Adams County Colorado | 1 | $ 605,000 | $ 605,000 | $ 190,000 |
| Chaffee County Colorado | 1 | $ 835,000 | $ 835,000 | $ 372,000 |
| Denver County Colorado | 1 | $ 735,000 | $ 735,000 | $ 220,000 |
| Douglas County Colorado | 1 | $ 475,000 | $ 475,000 | $ 127,000 |
| Jefferson County Colorado | 1 | $ 455,000 | $ 455,000 | $ 307,000 |
| Weld County Colorado | 1 | $ 535,000 | $ 535,000 | $ 178,000 |
| New London County Connecticut | 1 | $ 255,000 | $ 255,000 | $ 264,000 |
| Windham County Connecticut | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Clay County Florida | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Duval County Florida | 1 | $ 315,000 | $ 315,000 | $ 170,000 |
| Hernando County Florida | 1 | $ 375,000 | $ 375,000 | $ 98,000 |
| Indian River County Florida | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Marion County Florida | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Okaloosa County Florida | 1 | $ 1,505,000 | $ 1,505,000 | $ 1,579,000 |
| Osceola County Florida | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| Seminole County Florida | 1 | $ 715,000 | $ 715,000 | $ 216,000 |
| Barrow County Georgia | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Douglas County Georgia | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Fayette County Georgia | 1 | $ 415,000 | $ 415,000 | $ 178,000 |
| Franklin County Georgia | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| Glynn County Georgia | 1 | $ 355,000 | $ 355,000 | $ 201,000 |
| Habersham County Georgia | 1 | $ 265,000 | $ 265,000 | $ 87,000 |
| Houston County Georgia | 1 | $ 85,000 | $ 85,000 | $ 154,000 |
| Jackson County Georgia | 1 | $ 405,000 | $ 405,000 | $ 108,000 |
| Pike County Georgia | 1 | $ 305,000 | $ 305,000 | $ 99,000 |
| Spalding County Georgia | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Washington County Georgia | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Maui County Hawaii | 1 | $ 435,000 | $ 435,000 | $ 1,771,000 |
| Kootenai County Idaho | 1 | $ 985,000 | $ 985,000 | $ 620,000 |
| Twin Falls County Idaho | 1 | $ 545,000 | $ 545,000 | $ 325,000 |
| DuPage County Illinois | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Kane County Illinois | 1 | $ 515,000 | $ 515,000 | $ 144,000 |
| Will County Illinois | 1 | $ 175,000 | $ 175,000 | $ 808,000 |
| Dearborn County Indiana | 1 | $ 705,000 | $ 705,000 | $ 190,000 |
| Monroe County Indiana | 1 | $ 415,000 | $ 415,000 | $ 141,000 |
| Linn County Iowa | 1 | $ 425,000 | $ 425,000 | $ 130,000 |
| Polk County Iowa | 1 | $ 375,000 | $ 375,000 | $ 160,000 |
| Shawnee County Kansas | 1 | $ 355,000 | $ 355,000 | $ 312,000 |
| Boone County Kentucky | 1 | $ 405,000 | $ 405,000 | $ 175,000 |
| Fayette County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Henderson County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Marshall County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 113,000 |
| Oldham County Kentucky | 1 | $ 615,000 | $ 615,000 | $ 293,000 |
| Scott County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
| Woodford County Kentucky | 1 | $ 335,000 | $ 335,000 | $ 176,000 |
| Calcasieu County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Orleans County Louisiana | 1 | $ 805,000 | $ 805,000 | $ 361,000 |
| Aroostook County Maine | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Franklin County Maine | 1 | $ 245,000 | $ 245,000 | $ 161,000 |
| Oxford County Maine | 1 | $ 275,000 | $ 275,000 | $ 231,000 |
| Sagadahoc County Maine | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Somerset County Maine | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Howard County Maryland | 1 | $ 515,000 | $ 515,000 | $ 213,000 |
| Dukes County Massachusetts | 1 | $ 415,000 | $ 415,000 | $ 287,000 |
| Berrien County Michigan | 1 | $ 285,000 | $ 285,000 | $ 200,000 |
| Macomb County Michigan | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Oakland County Michigan | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Ottawa County Michigan | 1 | $ 415,000 | $ 415,000 | $ 185,000 |
| St. Louis County Minnesota | 1 | $ 385,000 | $ 385,000 | $ 240,000 |
| Bolivar County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Harrison County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 154,000 |
| Lauderdale County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 119,000 |
| Lee County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Leflore County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Rankin County Mississippi | 1 | $ 375,000 | $ 375,000 | $ 75,000 |
| Tate County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Tishomingo County Mississippi | 1 | $ 325,000 | $ 325,000 | $ 214,000 |
| Union County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Newton County Missouri | 1 | $ 615,000 | $ 615,000 | $ 220,000 |
| Lake County Montana | 1 | $ 685,000 | $ 685,000 | $ 692,000 |
| Douglas County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Sarpy County Nebraska | 1 | $ 365,000 | $ 365,000 | $ 197,000 |
| Washoe County Nevada | 1 | $ 1,465,000 | $ 1,465,000 | $ 267,000 |
| Carroll County New Hampshire | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Cheshire County New Hampshire | 1 | $ 485,000 | $ 485,000 | $ 163,000 |
| Coos County New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 97,000 |
| Grafton County New Hampshire | 1 | $ 755,000 | $ 755,000 | $ 500,000 |
| Strafford County New Hampshire | 1 | $ 385,000 | $ 385,000 | $ 215,000 |
| Ocean County New Jersey | 1 | $ 745,000 | $ 745,000 | $ 200,000 |
| Passaic County New Jersey | 1 | $ 425,000 | $ 425,000 | $ 130,000 |
| Union County New Jersey | 1 | $ 545,000 | $ 545,000 | $ 151,000 |
| Dona Ana County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Broome County New York | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| Cattaraugus County New York | 1 | $ 105,000 | $ 105,000 | $ 167,000 |
| Cayuga County New York | 1 | $ 555,000 | $ 555,000 | $ 393,000 |
| Chemung County New York | 1 | $ 185,000 | $ 185,000 | $ 137,000 |
| Chenango County New York | 1 | $ 75,000 | $ 75,000 | $ 130,000 |
| Clinton County New York | 1 | $ 255,000 | $ 255,000 | $ 323,000 |
| Columbia County New York | 1 | $ 295,000 | $ 295,000 | $ 338,000 |
| Delaware County New York | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Dutchess County New York | 1 | $ 205,000 | $ 205,000 | $ 245,000 |
| Lewis County New York | 1 | $ 85,000 | $ 85,000 | $ 134,000 |
| Madison County New York | 1 | $ 345,000 | $ 345,000 | $ 110,000 |
| Monroe County New York | 1 | $ 95,000 | $ 95,000 | $ 151,000 |
| Montgomery County New York | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| New York County New York | 1 | $ 275,000 | $ 275,000 | $ 137,000 |
| Oneida County New York | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| Rockland County New York | 1 | $ 105,000 | $ 105,000 | $ 206,000 |
| Seneca County New York | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| St. Lawrence County New York | 1 | $ 225,000 | $ 225,000 | $ 188,000 |
| Sullivan County New York | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Buncombe County North Carolina | 1 | $ 1,155,000 | $ 1,155,000 | $ 739,000 |
| Cleveland County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 73,000 |
| Craven County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 121,000 |
| Durham County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 129,000 |
| Forsyth County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 181,000 |
| Gaston County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Henderson County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 133,000 |
| Hoke County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 97,000 |
| Johnston County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 108,000 |
| Lenoir County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 183,000 |
| New Hanover County North Carolina | 1 | $ 535,000 | $ 535,000 | $ 148,000 |
| Sampson County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 161,000 |
| Wake County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 163,000 |
| Wilson County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Allen County Ohio | 1 | $ 545,000 | $ 545,000 | $ 182,000 |
| Clermont County Ohio | 1 | $ 585,000 | $ 585,000 | $ 140,000 |
| Columbiana County Ohio | 1 | $ 55,000 | $ 55,000 | $ 13,000 |
| Hancock County Ohio | 1 | $ 565,000 | $ 565,000 | $ 254,000 |
| Huron County Ohio | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Licking County Ohio | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Madison County Ohio | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Mahoning County Ohio | 1 | $ 135,000 | $ 135,000 | $ 95,000 |
| Miami County Ohio | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Trumbull County Ohio | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Comanche County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 252,000 |
| Delaware County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| McClain County Oklahoma | 1 | $ 645,000 | $ 645,000 | $ 216,000 |
| McCurtain County Oklahoma | 1 | $ 585,000 | $ 585,000 | $ 275,000 |
| Rogers County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 174,000 |
| Wagoner County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 178,000 |
| Crook County Oregon | 1 | $ 435,000 | $ 435,000 | $ 148,000 |
| Jackson County Oregon | 1 | $ 365,000 | $ 365,000 | $ 201,000 |
| Lincoln County Oregon | 1 | $ 455,000 | $ 455,000 | $ 178,000 |
| Linn County Oregon | 1 | $ 395,000 | $ 395,000 | $ 111,000 |
| Marion County Oregon | 1 | $ 445,000 | $ 445,000 | $ 167,000 |
| Polk County Oregon | 1 | $ 415,000 | $ 415,000 | $ 134,000 |
| Adams County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 262,000 |
| Delaware County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Fayette County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 236,000 |
| Juniata County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 193,000 |
| Lancaster County Pennsylvania | 1 | $ 535,000 | $ 535,000 | $ 230,000 |
| Lawrence County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Northampton County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Pike County Pennsylvania | 1 | $ 445,000 | $ 445,000 | $ 128,000 |
| Wayne County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 182,000 |
| Westmoreland County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Kent County Rhode Island | 1 | $ 1,005,000 | $ 1,005,000 | $ 278,000 |
| Beaufort County South Carolina | 1 | $ 775,000 | $ 775,000 | $ 341,000 |
| Cherokee County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 76,000 |
| Colleton County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 103,000 |
| Greenville County South Carolina | 1 | $ 425,000 | $ 425,000 | $ 154,000 |
| Jasper County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Oconee County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Spartanburg County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 205,000 |
| York County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 256,000 |
| Lincoln County South Dakota | 1 | $ 905,000 | $ 905,000 | $ 310,000 |
| Crockett County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Henderson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 83,000 |
| Perry County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 154,000 |
| Sevier County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 34,000 |
| Sullivan County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
| Sumner County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 197,000 |
| Bexar County Texas | 1 | $ 175,000 | $ 175,000 | $ 154,000 |
| Calhoun County Texas | 1 | $ 325,000 | $ 325,000 | $ 184,000 |
| Cass County Texas | 1 | $ 265,000 | $ 265,000 | $ 79,000 |
| El Paso County Texas | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Galveston County Texas | 1 | $ 585,000 | $ 585,000 | $ 350,000 |
| Hays County Texas | 1 | $ 315,000 | $ 315,000 | $ 132,000 |
| Hunt County Texas | 1 | $ 285,000 | $ 285,000 | $ 88,000 |
| Midland County Texas | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Montgomery County Texas | 1 | $ 155,000 | $ 155,000 | $ 261,000 |
| Nueces County Texas | 1 | $ 195,000 | $ 195,000 | $ 133,000 |
| Robertson County Texas | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Sherman County Texas | 1 | $ 225,000 | $ 225,000 | $ 128,000 |
| Travis County Texas | 1 | $ 435,000 | $ 435,000 | $ 112,000 |
| Waller County Texas | 1 | $ 345,000 | $ 345,000 | $ 272,000 |
| Williamson County Texas | 1 | $ 865,000 | $ 865,000 | $ 388,000 |
| Davis County Utah | 1 | $ 555,000 | $ 555,000 | $ 135,000 |
| Salt Lake County Utah | 1 | $ 485,000 | $ 485,000 | $ 139,000 |
| Sanpete County Utah | 1 | $ 335,000 | $ 335,000 | $ 275,000 |
| Washington County Utah | 1 | $ 525,000 | $ 525,000 | $ 339,000 |
| Chittenden County Vermont | 1 | $ 315,000 | $ 315,000 | $ 205,000 |
| Windham County Vermont | 1 | $ 515,000 | $ 515,000 | $ 180,000 |
| Accomack County Virginia | 1 | $ 255,000 | $ 255,000 | $ 49,000 |
| Augusta County Virginia | 1 | $ 435,000 | $ 435,000 | $ 199,000 |
| Chesapeake County Virginia | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Chesterfield County Virginia | 1 | $ 455,000 | $ 455,000 | $ 141,000 |
| Hampton County Virginia | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Lynchburg County Virginia | 1 | $ 155,000 | $ 155,000 | $ 24,000 |
| Spotsylvania County Virginia | 1 | $ 355,000 | $ 355,000 | $ 94,000 |
| Stafford County Virginia | 1 | $ 475,000 | $ 475,000 | $ 244,000 |
| Sussex County Virginia | 1 | $ 215,000 | $ 215,000 | $ 51,000 |
| Westmoreland County Virginia | 1 | $ 365,000 | $ 365,000 | $ 109,000 |
| Benton County Washington | 1 | $ 565,000 | $ 565,000 | $ 130,000 |
| Chelan County Washington | 1 | $ 945,000 | $ 945,000 | $ 360,000 |
| Grant County Washington | 1 | $ 385,000 | $ 385,000 | $ 159,000 |
| Klickitat County Washington | 1 | $ 585,000 | $ 585,000 | $ 204,000 |
| Pacific County Washington | 1 | $ 435,000 | $ 435,000 | $ 96,000 |
| Walla Walla County Washington | 1 | $ 325,000 | $ 325,000 | $ 200,000 |
| Whatcom County Washington | 1 | $ 775,000 | $ 775,000 | $ 200,000 |
| Fayette County West Virginia | 1 | $ 275,000 | $ 275,000 | $ 251,000 |
| La Crosse County Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 290,000 |
| Milwaukee County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,371 | $860,515,000 | $362,000 | $16,005,000 | $158,000 | $2,346,000 |
| Cash-out Refinancing | 154 | $45,330,000 | $294,000 | $725,000 | $145,000 | $1,019,000 |
| Refinancing | 65 | $23,455,000 | $360,000 | $1,615,000 | $154,000 | $569,000 |
| Home Improvement | 18 | $3,330,000 | $185,000 | $505,000 | $136,000 | $300,000 |
| Other Purpose | 13 | $3,365,000 | $258,000 | $725,000 | $123,000 | $309,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,545 | $540,765,000 | $350,000 | $2,125,000 | $160,000 | $2,346,000 |
| Black or African American | 393 | $119,985,000 | $305,000 | $1,455,000 | $121,000 | $786,000 |
| Hispanic | 261 | $87,875,000 | $336,000 | $1,815,000 | $126,000 | $1,019,000 |
| Asian | 181 | $78,505,000 | $433,000 | $1,495,000 | $207,000 | $833,000 |
| Not Provided | 175 | $66,265,000 | $378,000 | $2,005,000 | $211,000 | $1,771,000 |
| Not applicable | 48 | $35,100,000 | $731,000 | $16,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 14 | $5,690,000 | $406,000 | $1,255,000 | $164,000 | $450,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,495,000 | $498,000 | $675,000 | $102,000 | $114,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,002 | $751,090,000 | $375,000 | $16,005,000 | $177,000 | $2,346,000 |
| FHA-insured (Federal Housing Administration) | 527 | $154,805,000 | $293,000 | $1,115,000 | $94,000 | $615,000 |
| VA-guaranteed (Veterans Administration) | 74 | $26,680,000 | $360,000 | $1,065,000 | $108,000 | $294,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $3,420,000 | $190,000 | $355,000 | $72,000 | $148,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,948 | $678,050,000 | $348,000 | $16,005,000 | $157,000 | $2,346,000 |
| Application Withdrawn By Applicant | 485 | $178,885,000 | $368,000 | $1,495,000 | $162,000 | $1,771,000 |
| Application Denied By Financial Institution | 147 | $60,155,000 | $409,000 | $2,005,000 | $136,000 | $875,000 |
| Application Approved But Not Accepted | 24 | $8,580,000 | $357,000 | $885,000 | $170,000 | $518,000 |
| Preapproval Approved but not Accepted | 16 | $10,110,000 | $631,000 | $1,145,000 | $248,000 | $565,000 |
| Preapproval Denied by Financial Institution | 1 | $215,000 | $215,000 | $215,000 | $66,000 | $66,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,473 | $875,625,000 | $354,000 | $16,005,000 | $159,000 | $2,346,000 |
| Debt-To-Income Ratio | 46 | $17,140,000 | $372,000 | $2,005,000 | $79,000 | $279,000 |
| Other | 39 | $20,955,000 | $537,000 | $1,615,000 | $199,000 | $875,000 |
| Collateral | 20 | $9,410,000 | $470,000 | $1,425,000 | $193,000 | $584,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $5,525,000 | $368,000 | $1,255,000 | $141,000 | $450,000 |
| Credit History | 13 | $2,565,000 | $197,000 | $355,000 | $102,000 | $338,000 |
| Employment History | 12 | $3,860,000 | $321,000 | $675,000 | $95,000 | $255,000 |
| Unverifiable Information | 3 | $915,000 | $305,000 | $335,000 | $79,000 | $86,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Evolve Bank & Trust's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Evolve Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.