Fairfield Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Fairfield Financial 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fairfield Financial 2 National Place Danbury, CT 06810 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 |
| Total Number of Mortgage Applications | 2,296 |
| Total Mortgage Loan Application Amount | $610,159,000 |
| Average Mortgage Loan Application Amount | $251,333 |
| Highest Mortgage Loan Application Amount | $2,324,000 |
| Average Applicant Income | $148,000 |
| Highest Applicant Income | $1,020,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Fairfield Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fairfield Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Fairfield Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fairfield Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Fairfield Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fairfield Financial's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence County Rhode Island | 133 | $ 29,394,000 | $ 221,000 | $ 70,000 |
| Fairfield County Connecticut | 106 | $ 32,838,000 | $ 309,000 | $ 101,000 |
| New Haven County Connecticut | 101 | $ 20,328,000 | $ 201,000 | $ 88,000 |
| Nassau County New York | 83 | $ 27,881,000 | $ 335,000 | $ 109,000 |
| Plymouth County Massachusetts | 81 | $ 21,833,000 | $ 269,000 | $ 68,000 |
| Middlesex County Massachusetts | 80 | $ 24,248,000 | $ 303,000 | $ 76,000 |
| Suffolk County Massachusetts | 75 | $ 26,011,000 | $ 346,000 | $ 95,000 |
| Queens County New York | 74 | $ 30,858,000 | $ 417,000 | $ 106,000 |
| Bristol County Massachusetts | 68 | $ 16,740,000 | $ 246,000 | $ 73,000 |
| Worcester County Massachusetts | 65 | $ 15,694,000 | $ 241,000 | $ 84,000 |
| Kings County New York | 65 | $ 21,805,000 | $ 335,000 | $ 70,000 |
| Hartford County Connecticut | 57 | $ 12,072,000 | $ 211,000 | $ 81,000 |
| Essex County Massachusetts | 54 | $ 14,267,000 | $ 264,000 | $ 70,000 |
| Suffolk County New York | 51 | $ 17,960,000 | $ 352,000 | $ 112,000 |
| Litchfield County Connecticut | 39 | $ 8,781,000 | $ 225,000 | $ 72,000 |
| Norfolk County Massachusetts | 39 | $ 11,475,000 | $ 294,000 | $ 87,000 |
| Hampden County Massachusetts | 35 | $ 6,095,000 | $ 174,000 | $ 68,000 |
| Los Angeles County California | 32 | $ 12,466,000 | $ 389,000 | $ 97,000 |
| Luzerne County Pennsylvania | 30 | $ 3,020,000 | $ 100,000 | $ 48,000 |
| Camden County New Jersey | 29 | $ 5,577,000 | $ 192,000 | $ 70,000 |
| Bronx County New York | 29 | $ 10,807,000 | $ 372,000 | $ 102,000 |
| Kent County Rhode Island | 28 | $ 6,990,000 | $ 249,000 | $ 111,000 |
| Westchester County New York | 21 | $ 8,506,000 | $ 405,000 | $ 150,000 |
| San Bernardino County California | 20 | $ 6,336,000 | $ 316,000 | $ 118,000 |
| Dutchess County New York | 20 | $ 4,922,000 | $ 246,000 | $ 89,000 |
| Allegheny County Pennsylvania | 20 | $ 2,596,000 | $ 129,000 | $ 87,000 |
| Philadelphia County Pennsylvania | 20 | $ 3,024,000 | $ 151,000 | $ 58,000 |
| Essex County New Jersey | 19 | $ 6,004,000 | $ 316,000 | $ 93,000 |
| Richmond County New York | 19 | $ 7,213,000 | $ 379,000 | $ 102,000 |
| Hudson County New Jersey | 18 | $ 6,258,000 | $ 347,000 | $ 126,000 |
| Burlington County New Jersey | 17 | $ 3,842,000 | $ 226,000 | $ 68,000 |
| Orange County Florida | 15 | $ 2,858,000 | $ 190,000 | $ 61,000 |
| Bergen County New Jersey | 15 | $ 5,490,000 | $ 366,000 | $ 138,000 |
| Union County New Jersey | 15 | $ 4,191,000 | $ 279,000 | $ 86,000 |
| Westmoreland County Pennsylvania | 15 | $ 1,664,000 | $ 110,000 | $ 60,000 |
| New London County Connecticut | 14 | $ 3,144,000 | $ 224,000 | $ 76,000 |
| Middlesex County New Jersey | 14 | $ 3,640,000 | $ 260,000 | $ 76,000 |
| Ocean County New Jersey | 14 | $ 3,894,000 | $ 278,000 | $ 85,000 |
| Orange County New York | 14 | $ 3,787,000 | $ 270,000 | $ 86,000 |
| Miami-Dade County Florida | 13 | $ 3,778,000 | $ 290,000 | $ 82,000 |
| Passaic County New Jersey | 13 | $ 4,659,000 | $ 358,000 | $ 165,000 |
| Washington County Rhode Island | 13 | $ 3,956,000 | $ 304,000 | $ 113,000 |
| Riverside County California | 12 | $ 3,274,000 | $ 272,000 | $ 110,000 |
| San Diego County California | 12 | $ 4,513,000 | $ 376,000 | $ 166,000 |
| Windham County Connecticut | 12 | $ 2,301,000 | $ 191,000 | $ 47,000 |
| Hillsborough County New Hampshire | 12 | $ 2,772,000 | $ 231,000 | $ 66,000 |
| Rockingham County New Hampshire | 12 | $ 2,829,000 | $ 235,000 | $ 97,000 |
| Morris County New Jersey | 12 | $ 4,093,000 | $ 341,000 | $ 123,000 |
| Lackawanna County Pennsylvania | 12 | $ 1,169,000 | $ 97,000 | $ 59,000 |
| Broward County Florida | 11 | $ 5,640,000 | $ 512,000 | $ 53,000 |
| Middlesex County Connecticut | 10 | $ 2,238,000 | $ 223,000 | $ 98,000 |
| Osceola County Florida | 10 | $ 2,039,000 | $ 203,000 | $ 71,000 |
| Atlantic County New Jersey | 10 | $ 2,460,000 | $ 246,000 | $ 103,000 |
| Monmouth County New Jersey | 10 | $ 3,567,000 | $ 356,000 | $ 115,000 |
| Fayette County Pennsylvania | 10 | $ 798,000 | $ 79,000 | $ 47,000 |
| Montgomery County Pennsylvania | 10 | $ 2,377,000 | $ 237,000 | $ 77,000 |
| Cecil County Maryland | 9 | $ 2,103,000 | $ 233,000 | $ 52,000 |
| Barnstable County Massachusetts | 9 | $ 2,354,000 | $ 261,000 | $ 78,000 |
| Gloucester County New Jersey | 9 | $ 1,739,000 | $ 193,000 | $ 63,000 |
| Monroe County Pennsylvania | 9 | $ 1,421,000 | $ 157,000 | $ 85,000 |
| Brevard County Florida | 8 | $ 1,418,000 | $ 177,000 | $ 78,000 |
| Lee County Florida | 8 | $ 1,070,000 | $ 133,000 | $ 52,000 |
| Newport County Rhode Island | 8 | $ 2,189,000 | $ 273,000 | $ 125,000 |
| Tolland County Connecticut | 7 | $ 1,265,000 | $ 180,000 | $ 68,000 |
| DeKalb County Georgia | 7 | $ 2,239,000 | $ 319,000 | $ 132,000 |
| Baltimore County Maryland | 7 | $ 1,843,000 | $ 263,000 | $ 92,000 |
| New York County New York | 7 | $ 4,287,000 | $ 612,000 | $ 369,000 |
| Putnam County New York | 7 | $ 2,233,000 | $ 319,000 | $ 118,000 |
| Rockland County New York | 7 | $ 2,281,000 | $ 325,000 | $ 148,000 |
| Ulster County New York | 7 | $ 1,293,000 | $ 184,000 | $ 65,000 |
| York County Pennsylvania | 7 | $ 1,355,000 | $ 193,000 | $ 63,000 |
| Pasco County Florida | 6 | $ 826,000 | $ 137,000 | $ 77,000 |
| Pinellas County Florida | 6 | $ 1,922,000 | $ 320,000 | $ 130,000 |
| Seminole County Florida | 6 | $ 1,656,000 | $ 276,000 | $ 101,000 |
| Oakland County Michigan | 6 | $ 5,750,000 | $ 958,000 | $ 752,000 |
| Cumberland County New Jersey | 6 | $ 883,000 | $ 147,000 | $ 62,000 |
| Delaware County Pennsylvania | 6 | $ 1,146,000 | $ 191,000 | $ 122,000 |
| Harris County Texas | 6 | $ 415,000 | $ 69,000 | $ 73,000 |
| Tarrant County Texas | 6 | $ 2,529,000 | $ 421,000 | $ 104,000 |
| Prince George's County Maryland | 5 | $ 949,000 | $ 189,000 | $ 87,000 |
| Hampshire County Massachusetts | 5 | $ 1,174,000 | $ 234,000 | $ 69,000 |
| Cheshire County New Hampshire | 5 | $ 723,000 | $ 144,000 | $ 65,000 |
| Berks County Pennsylvania | 5 | $ 1,167,000 | $ 233,000 | $ 81,000 |
| Chester County Pennsylvania | 5 | $ 1,728,000 | $ 345,000 | $ 72,000 |
| Dallas County Texas | 5 | $ 934,000 | $ 186,000 | $ 116,000 |
| Lake County Florida | 4 | $ 1,045,000 | $ 261,000 | $ 83,000 |
| Marion County Florida | 4 | $ 839,000 | $ 209,000 | $ 33,000 |
| Palm Beach County Florida | 4 | $ 775,000 | $ 193,000 | $ 93,000 |
| Montgomery County Maryland | 4 | $ 1,081,000 | $ 270,000 | $ 66,000 |
| Wayne County Michigan | 4 | $ 678,000 | $ 169,000 | $ 78,000 |
| Onondaga County New York | 4 | $ 264,000 | $ 66,000 | $ 57,000 |
| Sullivan County New York | 4 | $ 1,487,000 | $ 371,000 | $ 116,000 |
| Butler County Pennsylvania | 4 | $ 478,000 | $ 119,000 | $ 117,000 |
| Bristol County Rhode Island | 4 | $ 1,054,000 | $ 263,000 | $ 111,000 |
| New Castle County Delaware | 3 | $ 695,000 | $ 231,000 | $ 62,000 |
| Citrus County Florida | 3 | $ 805,000 | $ 268,000 | $ 166,000 |
| Clay County Florida | 3 | $ 506,000 | $ 168,000 | $ 60,000 |
| Hillsborough County Florida | 3 | $ 503,000 | $ 167,000 | $ 69,000 |
| Manatee County Florida | 3 | $ 532,000 | $ 177,000 | $ 108,000 |
| Polk County Florida | 3 | $ 632,000 | $ 210,000 | $ 52,000 |
| St. Lucie County Florida | 3 | $ 625,000 | $ 208,000 | $ 27,000 |
| Cherokee County Georgia | 3 | $ 563,000 | $ 187,000 | $ 37,000 |
| Fulton County Georgia | 3 | $ 655,000 | $ 218,000 | $ 120,000 |
| Baltimore City County Maryland | 3 | $ 622,000 | $ 207,000 | $ 67,000 |
| Macomb County Michigan | 3 | $ 1,482,000 | $ 494,000 | $ 339,000 |
| Strafford County New Hampshire | 3 | $ 763,000 | $ 254,000 | $ 52,000 |
| Sullivan County New Hampshire | 3 | $ 494,000 | $ 164,000 | $ 75,000 |
| Cape May County New Jersey | 3 | $ 861,000 | $ 287,000 | $ 105,000 |
| Sussex County New Jersey | 3 | $ 1,003,000 | $ 334,000 | $ 96,000 |
| Rensselaer County New York | 3 | $ 411,000 | $ 137,000 | $ 53,000 |
| Virginia Beach County Virginia | 3 | $ 750,000 | $ 250,000 | $ 74,000 |
| Kern County California | 2 | $ 540,000 | $ 270,000 | $ 67,000 |
| Stanislaus County California | 2 | $ 690,000 | $ 345,000 | $ 174,000 |
| Collier County Florida | 2 | $ 490,000 | $ 245,000 | $ 49,000 |
| Flagler County Florida | 2 | $ 473,000 | $ 236,000 | $ 64,000 |
| Santa Rosa County Florida | 2 | $ 143,000 | $ 71,000 | $ 50,000 |
| Sarasota County Florida | 2 | $ 379,000 | $ 189,000 | $ 79,000 |
| Bibb County Georgia | 2 | $ 800,000 | $ 400,000 | $ 288,000 |
| Chatham County Georgia | 2 | $ 194,000 | $ 97,000 | $ 68,000 |
| Henry County Georgia | 2 | $ 159,000 | $ 79,000 | $ 71,000 |
| Cumberland County Maine | 2 | $ 307,000 | $ 153,000 | $ 45,000 |
| York County Maine | 2 | $ 420,000 | $ 210,000 | $ 39,000 |
| Anne Arundel County Maryland | 2 | $ 482,000 | $ 241,000 | $ 54,000 |
| Washington County Maryland | 2 | $ 420,000 | $ 210,000 | $ 51,000 |
| Dukes County Massachusetts | 2 | $ 885,000 | $ 442,000 | $ 103,000 |
| Franklin County Massachusetts | 2 | $ 483,000 | $ 241,000 | $ 53,000 |
| Grafton County New Hampshire | 2 | $ 232,000 | $ 116,000 | $ 64,000 |
| Merrimack County New Hampshire | 2 | $ 406,000 | $ 203,000 | $ 60,000 |
| Mercer County New Jersey | 2 | $ 602,000 | $ 301,000 | $ 141,000 |
| Warren County New Jersey | 2 | $ 438,000 | $ 219,000 | $ 70,000 |
| Broome County New York | 2 | $ 157,000 | $ 78,000 | $ 33,000 |
| Clinton County New York | 2 | $ 341,000 | $ 170,000 | $ 74,000 |
| Greene County New York | 2 | $ 394,000 | $ 197,000 | $ 56,000 |
| Franklin County Ohio | 2 | $ 406,000 | $ 203,000 | $ 148,000 |
| Beaver County Pennsylvania | 2 | $ 208,000 | $ 104,000 | $ 62,000 |
| Columbia County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 40,000 |
| Dauphin County Pennsylvania | 2 | $ 461,000 | $ 230,000 | $ 44,000 |
| Lancaster County Pennsylvania | 2 | $ 307,000 | $ 153,000 | $ 48,000 |
| Lehigh County Pennsylvania | 2 | $ 163,000 | $ 81,000 | $ 39,000 |
| Northampton County Pennsylvania | 2 | $ 225,000 | $ 112,000 | $ 89,000 |
| Northumberland County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 45,000 |
| Susquehanna County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 30,000 |
| Washington County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 32,000 |
| Wayne County Pennsylvania | 2 | $ 235,000 | $ 117,000 | $ 48,000 |
| Horry County South Carolina | 2 | $ 350,000 | $ 175,000 | $ 24,000 |
| York County South Carolina | 2 | $ 295,000 | $ 147,000 | $ 55,000 |
| Denton County Texas | 2 | $ 460,000 | $ 230,000 | $ 156,000 |
| Williamson County Texas | 2 | $ 390,000 | $ 195,000 | $ 145,000 |
| Spotsylvania County Virginia | 2 | $ 456,000 | $ 228,000 | $ 66,000 |
| Pinal County Arizona | 1 | $ 174,000 | $ 174,000 | $ 63,000 |
| Fresno County California | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Mendocino County California | 1 | $ 342,000 | $ 342,000 | $ 90,000 |
| Orange County California | 1 | $ 260,000 | $ 260,000 | $ 90,000 |
| Placer County California | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| San Joaquin County California | 1 | $ 650,000 | $ 650,000 | $ 77,000 |
| San Luis Obispo County California | 1 | $ 270,000 | $ 270,000 | $ 287,000 |
| Ventura County California | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Alachua County Florida | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Bay County Florida | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Charlotte County Florida | 1 | $ 92,000 | $ 92,000 | $ 31,000 |
| Duval County Florida | 1 | $ 299,000 | $ 299,000 | $ 56,000 |
| Escambia County Florida | 1 | $ 145,000 | $ 145,000 | $ 23,000 |
| Martin County Florida | 1 | $ 252,000 | $ 252,000 | $ 68,000 |
| St. Johns County Florida | 1 | $ 365,000 | $ 365,000 | $ 102,000 |
| Volusia County Florida | 1 | $ 200,000 | $ 200,000 | $ 58,000 |
| Barrow County Georgia | 1 | $ 131,000 | $ 131,000 | $ 29,000 |
| Butts County Georgia | 1 | $ 150,000 | $ 150,000 | $ 37,000 |
| Catoosa County Georgia | 1 | $ 30,000 | $ 30,000 | $ 17,000 |
| Cobb County Georgia | 1 | $ 190,000 | $ 190,000 | $ 59,000 |
| Douglas County Georgia | 1 | $ 966,000 | $ 966,000 | $ 279,000 |
| Forsyth County Georgia | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
| Grady County Georgia | 1 | $ 60,000 | $ 60,000 | $ 18,000 |
| Gwinnett County Georgia | 1 | $ 149,000 | $ 149,000 | $ 240,000 |
| Hall County Georgia | 1 | $ 171,000 | $ 171,000 | $ 60,000 |
| Houston County Georgia | 1 | $ 148,000 | $ 148,000 | $ 45,000 |
| Laurens County Georgia | 1 | $ 154,000 | $ 154,000 | $ 78,000 |
| Lowndes County Georgia | 1 | $ 92,000 | $ 92,000 | $ 50,000 |
| Madison County Georgia | 1 | $ 216,000 | $ 216,000 | $ 300,000 |
| Paulding County Georgia | 1 | $ 51,000 | $ 51,000 | $ 30,000 |
| Spalding County Georgia | 1 | $ 151,000 | $ 151,000 | $ 45,000 |
| Walker County Georgia | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Laurel County Kentucky | 1 | $ 173,000 | $ 173,000 | $ 136,000 |
| Androscoggin County Maine | 1 | $ 110,000 | $ 110,000 | $ 35,000 |
| Somerset County Maine | 1 | $ 91,000 | $ 91,000 | $ 119,000 |
| Calvert County Maryland | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Carroll County Maryland | 1 | $ 200,000 | $ 200,000 | $ 105,000 |
| Charles County Maryland | 1 | $ 224,000 | $ 224,000 | $ 43,000 |
| Frederick County Maryland | 1 | $ 231,000 | $ 231,000 | $ 64,000 |
| Harford County Maryland | 1 | $ 164,000 | $ 164,000 | $ 53,000 |
| Howard County Maryland | 1 | $ 440,000 | $ 440,000 | $ 122,000 |
| Berkshire County Massachusetts | 1 | $ 164,000 | $ 164,000 | $ 46,000 |
| Ingham County Michigan | 1 | $ 120,000 | $ 120,000 | $ 33,000 |
| Ionia County Michigan | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Kent County Michigan | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Lapeer County Michigan | 1 | $ 297,000 | $ 297,000 | $ 91,000 |
| Marquette County Michigan | 1 | $ 198,000 | $ 198,000 | $ 73,000 |
| Tuscola County Michigan | 1 | $ 71,000 | $ 71,000 | $ 70,000 |
| Coos County New Hampshire | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Salem County New Jersey | 1 | $ 251,000 | $ 251,000 | $ 96,000 |
| Somerset County New Jersey | 1 | $ 217,000 | $ 217,000 | $ 118,000 |
| Albany County New York | 1 | $ 120,000 | $ 120,000 | $ 90,000 |
| Chemung County New York | 1 | $ 184,000 | $ 184,000 | $ 60,000 |
| Delaware County New York | 1 | $ 553,000 | $ 553,000 | $ 138,000 |
| Erie County New York | 1 | $ 97,000 | $ 97,000 | $ 47,000 |
| Fulton County New York | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Herkimer County New York | 1 | $ 417,000 | $ 417,000 | $ 131,000 |
| Jefferson County New York | 1 | $ 82,000 | $ 82,000 | $ 65,000 |
| Monroe County New York | 1 | $ 40,000 | $ 40,000 | $ 108,000 |
| Oswego County New York | 1 | $ 68,000 | $ 68,000 | $ 43,000 |
| Otsego County New York | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Saratoga County New York | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Steuben County New York | 1 | $ 51,000 | $ 51,000 | $ 180,000 |
| Tioga County New York | 1 | $ 30,000 | $ 30,000 | $ 117,000 |
| Washington County New York | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Wake County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Lorain County Ohio | 1 | $ 22,000 | $ 22,000 | $ 48,000 |
| Portage County Ohio | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| Wood County Ohio | 1 | $ 134,000 | $ 134,000 | $ 45,000 |
| Yamhill County Oregon | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Bradford County Pennsylvania | 1 | $ 284,000 | $ 284,000 | $ 90,000 |
| Bucks County Pennsylvania | 1 | $ 338,000 | $ 338,000 | $ 75,000 |
| Cambria County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 78,000 |
| Clinton County Pennsylvania | 1 | $ 203,000 | $ 203,000 | $ 102,000 |
| Crawford County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 35,000 |
| Cumberland County Pennsylvania | 1 | $ 159,000 | $ 159,000 | $ 44,000 |
| Indiana County Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 53,000 |
| Lycoming County Pennsylvania | 1 | $ 99,000 | $ 99,000 | $ 40,000 |
| Perry County Pennsylvania | 1 | $ 178,000 | $ 178,000 | $ 61,000 |
| Pike County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Potter County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 22,000 |
| Schuylkill County Pennsylvania | 1 | $ 29,000 | $ 29,000 | $ 56,000 |
| Warren County Pennsylvania | 1 | $ 81,000 | $ 81,000 | $ 38,000 |
| Wyoming County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 74,000 |
| Beaufort County South Carolina | 1 | $ 284,000 | $ 284,000 | $ 148,000 |
| Laurens County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 57,000 |
| Washington County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 42,000 |
| Bexar County Texas | 1 | $ 71,000 | $ 71,000 | $ 22,000 |
| Brazoria County Texas | 1 | $ 106,000 | $ 106,000 | $ 71,000 |
| Collin County Texas | 1 | $ 197,000 | $ 197,000 | $ 95,000 |
| Hidalgo County Texas | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Hood County Texas | 1 | $ 618,000 | $ 618,000 | $ 0 |
| Medina County Texas | 1 | $ 108,000 | $ 108,000 | $ 37,000 |
| Montgomery County Texas | 1 | $ 220,000 | $ 220,000 | $ 262,000 |
| Nueces County Texas | 1 | $ 114,000 | $ 114,000 | $ 39,000 |
| Orange County Texas | 1 | $ 110,000 | $ 110,000 | $ 54,000 |
| Travis County Texas | 1 | $ 186,000 | $ 186,000 | $ 92,000 |
| King William County Virginia | 1 | $ 230,000 | $ 230,000 | $ 66,000 |
| Manassas County Virginia | 1 | $ 182,000 | $ 182,000 | $ 36,000 |
| Smyth County Virginia | 1 | $ 81,000 | $ 81,000 | $ 46,000 |
| Grant County Washington | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for Fairfield Financial in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,459 | $381,675,000 | $261,000 | $1,430,000 | $81,000 | $492,000 |
| Home Purchase | 836 | $228,264,000 | $273,000 | $2,324,000 | $101,000 | $1,020,000 |
| Home Improvement | 1 | $220,000 | $220,000 | $220,000 | $262,000 | $262,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 814 | $198,147,000 | $243,000 | $1,388,000 | $90,000 | $977,000 |
| Not Provided | 792 | $212,960,000 | $268,000 | $2,324,000 | $90,000 | $1,020,000 |
| Black or African American | 343 | $99,197,000 | $289,000 | $1,750,000 | $81,000 | $367,000 |
| Hispanic | 299 | $84,042,000 | $281,000 | $1,000,000 | $87,000 | $459,000 |
| Asian | 38 | $12,820,000 | $337,000 | $975,000 | $107,000 | $293,000 |
| American Indian or Alaskan Native | 5 | $1,186,000 | $237,000 | $453,000 | $79,000 | $255,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,807,000 | $361,000 | $656,000 | $97,000 | $185,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,650 | $455,732,000 | $276,000 | $2,324,000 | $95,000 | $1,020,000 |
| FHA-insured (Federal Housing Administration) | 640 | $153,232,000 | $239,000 | $553,000 | $73,000 | $263,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,195,000 | $199,000 | $330,000 | $56,000 | $72,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 844 | $210,495,000 | $249,000 | $1,000,000 | $81,000 | $459,000 |
| Application Denied By Financial Institution | 589 | $159,759,000 | $271,000 | $1,750,000 | $87,000 | $936,000 |
| Application Approved But Not Accepted | 535 | $147,690,000 | $276,000 | $1,388,000 | $96,000 | $977,000 |
| Application Withdrawn By Applicant | 314 | $88,927,000 | $283,000 | $2,324,000 | $103,000 | $1,020,000 |
| File Closed For Incompleteness | 14 | $3,288,000 | $234,000 | $530,000 | $67,000 | $170,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 255 | $63,396,000 | $248,000 | $966,000 | $75,000 | $397,000 |
| Debt-To-Income Ratio | 103 | $29,965,000 | $290,000 | $648,000 | $74,000 | $348,000 |
| Other | 95 | $28,424,000 | $299,000 | $1,750,000 | $97,000 | $300,000 |
| Collateral | 60 | $14,782,000 | $246,000 | $588,000 | $87,000 | $336,000 |
| Unverifiable Information | 33 | $11,148,000 | $337,000 | $1,430,000 | $112,000 | $400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $5,984,000 | $284,000 | $1,500,000 | $164,000 | $936,000 |
| Employment History | 17 | $4,697,000 | $276,000 | $508,000 | $128,000 | $456,000 |
| Credit Application Incomplete | 4 | $1,168,000 | $292,000 | $492,000 | $60,000 | $90,000 |
| Mortgage Insurance Denied | 1 | $195,000 | $195,000 | $195,000 | $246,000 | $246,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fairfield Financial's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fairfield Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.