Farm Bureau Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Farm Bureau Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Farm Bureau Bank 17300 Henderson Pass Suite 100 San Antonio, TX 78232 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 208 |
| Total Mortgage Loan Application Amount | $19,436,000 |
| Average Mortgage Loan Application Amount | $109,454 |
| Highest Mortgage Loan Application Amount | $336,000 |
| Average Applicant Income | $66,545 |
| Highest Applicant Income | $195,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Farm Bureau Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farm Bureau Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Farm Bureau Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farm Bureau Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Farm Bureau Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farm Bureau Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Arkansas County Arkansas | 6 | $ 689,000 | $ 114,000 | $ 61,000 |
| Sebastian County Arkansas | 4 | $ 170,000 | $ 42,000 | $ 25,000 |
| Mohave County Arizona | 3 | $ 173,000 | $ 57,000 | $ 102,000 |
| Faulkner County Arkansas | 3 | $ 344,000 | $ 114,000 | $ 74,000 |
| Pulaski County Arkansas | 3 | $ 187,000 | $ 62,000 | $ 34,000 |
| Avoyelles County Louisiana | 3 | $ 196,000 | $ 65,000 | $ 60,000 |
| Wayne County North Carolina | 3 | $ 175,000 | $ 58,000 | $ 33,000 |
| Bexar County Texas | 3 | $ 416,000 | $ 138,000 | $ 66,000 |
| Columbia County Arkansas | 2 | $ 106,000 | $ 53,000 | $ 27,000 |
| Howard County Arkansas | 2 | $ 206,000 | $ 103,000 | $ 57,000 |
| Jefferson County Arkansas | 2 | $ 216,000 | $ 108,000 | $ 60,000 |
| Phillips County Arkansas | 2 | $ 90,000 | $ 45,000 | $ 35,000 |
| Polk County Arkansas | 2 | $ 150,000 | $ 75,000 | $ 33,000 |
| Stone County Arkansas | 2 | $ 220,000 | $ 110,000 | $ 32,000 |
| East Carroll County Louisiana | 2 | $ 88,000 | $ 44,000 | $ 52,000 |
| Iberia County Louisiana | 2 | $ 87,000 | $ 43,000 | $ 39,000 |
| Jefferson County Louisiana | 2 | $ 291,000 | $ 145,000 | $ 52,000 |
| St. Landry County Louisiana | 2 | $ 150,000 | $ 75,000 | $ 114,000 |
| St. Tammany County Louisiana | 2 | $ 202,000 | $ 101,000 | $ 51,000 |
| Terrebonne County Louisiana | 2 | $ 127,000 | $ 63,000 | $ 34,000 |
| Washington County Louisiana | 2 | $ 90,000 | $ 45,000 | $ 19,000 |
| Davie County North Carolina | 2 | $ 402,000 | $ 201,000 | $ 77,000 |
| Pender County North Carolina | 2 | $ 282,000 | $ 141,000 | $ 49,000 |
| Sampson County North Carolina | 2 | $ 137,000 | $ 68,000 | $ 51,000 |
| Scotland County North Carolina | 2 | $ 133,000 | $ 66,000 | $ 26,000 |
| Florence County South Carolina | 2 | $ 193,000 | $ 96,000 | $ 42,000 |
| Atascosa County Texas | 2 | $ 310,000 | $ 155,000 | $ 65,000 |
| Blanco County Texas | 2 | $ 170,000 | $ 85,000 | $ 62,000 |
| Cooke County Texas | 2 | $ 153,000 | $ 76,000 | $ 56,000 |
| McLennan County Texas | 2 | $ 100,000 | $ 50,000 | $ 56,000 |
| Wood County Texas | 2 | $ 128,000 | $ 64,000 | $ 22,000 |
| Yavapai County Arizona | 1 | $ 150,000 | $ 150,000 | $ 66,000 |
| Baxter County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 35,000 |
| Bradley County Arkansas | 1 | $ 156,000 | $ 156,000 | $ 78,000 |
| Chicot County Arkansas | 1 | $ 150,000 | $ 150,000 | $ 167,000 |
| Clark County Arkansas | 1 | $ 57,000 | $ 57,000 | $ 34,000 |
| Cleveland County Arkansas | 1 | $ 27,000 | $ 27,000 | $ 19,000 |
| Craighead County Arkansas | 1 | $ 32,000 | $ 32,000 | $ 36,000 |
| Crittenden County Arkansas | 1 | $ 86,000 | $ 86,000 | $ 56,000 |
| Cross County Arkansas | 1 | $ 26,000 | $ 26,000 | $ 29,000 |
| Drew County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Hot Spring County Arkansas | 1 | $ 68,000 | $ 68,000 | $ 42,000 |
| Lafayette County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Lincoln County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Miller County Arkansas | 1 | $ 194,000 | $ 194,000 | $ 105,000 |
| Montgomery County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 7,000 |
| Nevada County Arkansas | 1 | $ 32,000 | $ 32,000 | $ 40,000 |
| Pike County Arkansas | 1 | $ 76,000 | $ 76,000 | $ 19,000 |
| Pope County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| St. Francis County Arkansas | 1 | $ 49,000 | $ 49,000 | $ 100,000 |
| White County Arkansas | 1 | $ 120,000 | $ 120,000 | $ 90,000 |
| New Haven County Connecticut | 1 | $ 181,000 | $ 181,000 | $ 30,000 |
| Brevard County Florida | 1 | $ 220,000 | $ 220,000 | $ 110,000 |
| Broward County Florida | 1 | $ 64,000 | $ 64,000 | $ 45,000 |
| Charlotte County Florida | 1 | $ 267,000 | $ 267,000 | $ 88,000 |
| Clay County Florida | 1 | $ 120,000 | $ 120,000 | $ 43,000 |
| Collier County Florida | 1 | $ 162,000 | $ 162,000 | $ 65,000 |
| Duval County Florida | 1 | $ 62,000 | $ 62,000 | $ 17,000 |
| Indian River County Florida | 1 | $ 133,000 | $ 133,000 | $ 35,000 |
| Lake County Florida | 1 | $ 98,000 | $ 98,000 | $ 40,000 |
| Lee County Florida | 1 | $ 202,000 | $ 202,000 | $ 195,000 |
| Levy County Florida | 1 | $ 116,000 | $ 116,000 | $ 38,000 |
| Okaloosa County Florida | 1 | $ 87,000 | $ 87,000 | $ 39,000 |
| Orange County Florida | 1 | $ 336,000 | $ 336,000 | $ 82,000 |
| Palm Beach County Florida | 1 | $ 74,000 | $ 74,000 | $ 65,000 |
| Santa Rosa County Florida | 1 | $ 84,000 | $ 84,000 | $ 43,000 |
| Jefferson County Idaho | 1 | $ 181,000 | $ 181,000 | $ 144,000 |
| Clay County Indiana | 1 | $ 181,000 | $ 181,000 | $ 65,000 |
| Harrison County Indiana | 1 | $ 120,000 | $ 120,000 | $ 77,000 |
| Noble County Indiana | 1 | $ 83,000 | $ 83,000 | $ 24,000 |
| Putnam County Indiana | 1 | $ 111,000 | $ 111,000 | $ 78,000 |
| St. Joseph County Indiana | 1 | $ 56,000 | $ 56,000 | $ 21,000 |
| Vigo County Indiana | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Cowley County Kansas | 1 | $ 67,000 | $ 67,000 | $ 30,000 |
| Norton County Kansas | 1 | $ 86,000 | $ 86,000 | $ 85,000 |
| Barren County Kentucky | 1 | $ 91,000 | $ 91,000 | $ 54,000 |
| Clay County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 54,000 |
| Cumberland County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Jefferson County Kentucky | 1 | $ 27,000 | $ 27,000 | $ 17,000 |
| Laurel County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 33,000 |
| Lincoln County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 29,000 |
| Pulaski County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 36,000 |
| Wayne County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 55,000 |
| Bossier County Louisiana | 1 | $ 78,000 | $ 78,000 | $ 32,000 |
| Franklin County Louisiana | 1 | $ 54,000 | $ 54,000 | $ 93,000 |
| Lafourche County Louisiana | 1 | $ 122,000 | $ 122,000 | $ 48,000 |
| Lincoln County Louisiana | 1 | $ 60,000 | $ 60,000 | $ 47,000 |
| Ouachita County Louisiana | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| St. Charles County Louisiana | 1 | $ 44,000 | $ 44,000 | $ 15,000 |
| St. Martin County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 23,000 |
| Tangipahoa County Louisiana | 1 | $ 54,000 | $ 54,000 | $ 30,000 |
| Tensas County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 25,000 |
| Vernon County Louisiana | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Waldo County Maine | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Brown County Minnesota | 1 | $ 114,000 | $ 114,000 | $ 63,000 |
| Douglas County Minnesota | 1 | $ 174,000 | $ 174,000 | $ 117,000 |
| Deuel County Nebraska | 1 | $ 83,000 | $ 83,000 | $ 96,000 |
| Sandoval County New Mexico | 1 | $ 216,000 | $ 216,000 | $ 62,000 |
| Alamance County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Buncombe County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 33,000 |
| Caldwell County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 56,000 |
| Davidson County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| Gates County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 108,000 |
| Guilford County North Carolina | 1 | $ 91,000 | $ 91,000 | $ 59,000 |
| Harnett County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 26,000 |
| Hyde County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| Polk County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 29,000 |
| Richmond County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 129,000 |
| Robeson County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 70,000 |
| Wilkes County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 19,000 |
| Erie County Ohio | 1 | $ 79,000 | $ 79,000 | $ 45,000 |
| Garfield County Oklahoma | 1 | $ 53,000 | $ 53,000 | $ 12,000 |
| Haskell County Oklahoma | 1 | $ 106,000 | $ 106,000 | $ 93,000 |
| Le Flore County Oklahoma | 1 | $ 49,000 | $ 49,000 | $ 30,000 |
| McIntosh County Oklahoma | 1 | $ 67,000 | $ 67,000 | $ 42,000 |
| Murray County Oklahoma | 1 | $ 123,000 | $ 123,000 | $ 37,000 |
| Oklahoma County Oklahoma | 1 | $ 121,000 | $ 121,000 | $ 58,000 |
| Washington County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 132,000 |
| Washington County Rhode Island | 1 | $ 274,000 | $ 274,000 | $ 74,000 |
| Berkeley County South Carolina | 1 | $ 107,000 | $ 107,000 | $ 30,000 |
| Georgetown County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 95,000 |
| Lexington County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 11,000 |
| Newberry County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Oconee County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Orangeburg County South Carolina | 1 | $ 106,000 | $ 106,000 | $ 54,000 |
| Richland County South Carolina | 1 | $ 78,000 | $ 78,000 | $ 65,000 |
| York County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Bledsoe County Tennessee | 1 | $ 53,000 | $ 53,000 | $ 25,000 |
| Blount County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 47,000 |
| Davidson County Tennessee | 1 | $ 71,000 | $ 71,000 | $ 43,000 |
| Greene County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| Hawkins County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Knox County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 87,000 |
| Marion County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 120,000 |
| Morgan County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 26,000 |
| Sevier County Tennessee | 1 | $ 69,000 | $ 69,000 | $ 133,000 |
| Sumner County Tennessee | 1 | $ 216,000 | $ 216,000 | $ 106,000 |
| Austin County Texas | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| Baylor County Texas | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Cameron County Texas | 1 | $ 62,000 | $ 62,000 | $ 40,000 |
| Colorado County Texas | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Comal County Texas | 1 | $ 147,000 | $ 147,000 | $ 106,000 |
| Fayette County Texas | 1 | $ 92,000 | $ 92,000 | $ 46,000 |
| Fisher County Texas | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Harris County Texas | 1 | $ 70,000 | $ 70,000 | $ 44,000 |
| Harrison County Texas | 1 | $ 36,000 | $ 36,000 | $ 56,000 |
| Hays County Texas | 1 | $ 69,000 | $ 69,000 | $ 45,000 |
| Hidalgo County Texas | 1 | $ 130,000 | $ 130,000 | $ 57,000 |
| Hill County Texas | 1 | $ 151,000 | $ 151,000 | $ 91,000 |
| Hopkins County Texas | 1 | $ 71,000 | $ 71,000 | $ 66,000 |
| Houston County Texas | 1 | $ 88,000 | $ 88,000 | $ 38,000 |
| Jasper County Texas | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Kaufman County Texas | 1 | $ 45,000 | $ 45,000 | $ 69,000 |
| Lampasas County Texas | 1 | $ 93,000 | $ 93,000 | $ 48,000 |
| Leon County Texas | 1 | $ 108,000 | $ 108,000 | $ 110,000 |
| Montgomery County Texas | 1 | $ 130,000 | $ 130,000 | $ 52,000 |
| Nueces County Texas | 1 | $ 176,000 | $ 176,000 | $ 156,000 |
| Orange County Texas | 1 | $ 64,000 | $ 64,000 | $ 31,000 |
| Parmer County Texas | 1 | $ 40,000 | $ 40,000 | $ 28,000 |
| Pecos County Texas | 1 | $ 48,000 | $ 48,000 | $ 46,000 |
| Potter County Texas | 1 | $ 112,000 | $ 112,000 | $ 54,000 |
| Smith County Texas | 1 | $ 254,000 | $ 254,000 | $ 85,000 |
| Trinity County Texas | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
| Walker County Texas | 1 | $ 48,000 | $ 48,000 | $ 40,000 |
| Hanover County Virginia | 1 | $ 173,000 | $ 173,000 | $ 135,000 |
Mortgage Loan Application Detail Totals for Farm Bureau Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 165 | $15,283,000 | $113,000 | $336,000 | $59,684 | $193,000 |
| Home Purchase | 43 | $4,153,000 | $104,642 | $254,000 | $75,857 | $195,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 163 | $15,836,000 | $120,952 | $274,000 | $67,666 | $195,000 |
| Black or African American | 16 | $1,043,000 | $61,857 | $133,000 | $37,714 | $95,000 |
| Not Provided | 12 | $978,000 | $81,250 | $120,000 | $47,625 | $77,000 |
| Hispanic | 9 | $1,033,000 | $116,000 | $336,000 | $46,333 | $82,000 |
| Asian | 6 | $380,000 | $71,500 | $95,000 | $39,250 | $60,000 |
| American Indian or Alaskan Native | 2 | $166,000 | $83,000 | $108,000 | $52,000 | $70,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 208 | $19,436,000 | $118,619 | $336,000 | $65,476 | $195,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 90 | $8,924,000 | $98,357 | $267,000 | $73,285 | $195,000 |
| Application Denied By Financial Institution | 90 | $8,389,000 | $120,352 | $336,000 | $51,588 | $156,000 |
| Application Approved But Not Accepted | 16 | $1,148,000 | $83,777 | $181,000 | $64,222 | $144,000 |
| Application Withdrawn By Applicant | 9 | $699,000 | $75,857 | $150,000 | $44,571 | $167,000 |
| File Closed For Incompleteness | 3 | $276,000 | $92,000 | $106,000 | $35,333 | $54,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 52 | $4,672,000 | $100,214 | $216,000 | $49,428 | $156,000 |
| Debt-To-Income Ratio | 24 | $2,511,000 | $121,555 | $336,000 | $43,444 | $132,000 |
| Other | 6 | $638,000 | $128,000 | $274,000 | $59,000 | $78,000 |
| Unverifiable Information | 2 | $78,000 | $39,000 | $48,000 | $22,000 | $35,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $176,000 | $88,000 | $110,000 | $46,000 | $59,000 |
| Collateral | 2 | $138,000 | $69,000 | $88,000 | $49,500 | $80,000 |
| Credit Application Incomplete | 2 | $176,000 | $88,000 | $132,000 | $68,500 | $108,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Bureau Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farm Bureau Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.