Farm Credit Mid-America, Aca Mortgage Lending & HMDA Data, 2011

In 2011, Farm Credit Mid-America, Aca of Louisville, KY reported 6,270 mortgage applications totaling $1.0 billion, down 15% from 2010. The average application was for $159,584, and applicants reported an average income of $135,597. 67% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (330), Indianapolis-Carmel, IN (197) and Cincinnati-Middletown, OH-KY-IN (168) (applications in parentheses).

Mortgage Company & Address Farm Credit Mid-America, Aca
1601 Ups Drive
Louisville, KY 40299
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 6,270
Total Mortgage Loan Application Amount $1,000,593,000
Average Mortgage Loan Application Amount $159,584
Highest Mortgage Loan Application Amount $4,500,000
Average Applicant Income $135,597
Highest Applicant Income $5,730,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Mid-America, Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farm Credit Mid-America, Aca by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
LaGrange, Indiana 139 $ 24,678,000 $ 177,539 $ 56,000
Elkhart, Indiana 110 $ 19,292,000 $ 175,381 $ 68,000
Greene, Tennessee 96 $ 13,109,000 $ 136,552 $ 77,000
Rutherford, Tennessee 60 $ 10,822,000 $ 180,366 $ 105,000
Maury, Tennessee 59 $ 11,035,000 $ 187,033 $ 101,000
Washington, Tennessee 54 $ 9,698,000 $ 179,592 $ 96,000
Logan, Ohio 52 $ 10,750,000 $ 206,730 $ 133,000
Scott, Tennessee 51 $ 6,222,000 $ 122,000 $ 49,000
Holmes, Ohio 48 $ 6,203,000 $ 129,229 $ 111,000
Wayne, Ohio 46 $ 7,617,000 $ 165,586 $ 161,000
Cumberland, Tennessee 45 $ 5,148,000 $ 114,400 $ 82,000
Adams, Indiana 43 $ 5,121,000 $ 119,093 $ 115,000
Warren, Kentucky 43 $ 7,208,000 $ 167,627 $ 146,000
Licking, Ohio 41 $ 5,088,000 $ 124,097 $ 147,000
Hardin, Kentucky 40 $ 5,500,000 $ 137,500 $ 54,000
Fulton, Ohio 40 $ 6,610,000 $ 165,250 $ 231,000
Dickson, Tennessee 37 $ 5,071,000 $ 137,054 $ 88,000
Williamson, Tennessee 37 $ 12,914,000 $ 349,027 $ 266,000
Allen, Indiana 36 $ 6,106,000 $ 169,611 $ 220,000
Medina, Ohio 36 $ 7,498,000 $ 208,277 $ 188,000
Shelby, Ohio 36 $ 6,548,000 $ 181,888 $ 217,000
Rush, Indiana 35 $ 4,645,000 $ 132,714 $ 219,000
Knox, Ohio 35 $ 4,065,000 $ 116,142 $ 172,000
Giles, Tennessee 35 $ 4,655,000 $ 133,000 $ 105,000
Robertson, Tennessee 35 $ 5,185,000 $ 148,142 $ 96,000
Christian, Kentucky 34 $ 6,357,000 $ 186,970 $ 201,000
Preble, Ohio 34 $ 5,186,000 $ 152,529 $ 98,000
Claiborne, Tennessee 34 $ 3,051,000 $ 89,735 $ 81,000
Breckinridge, Kentucky 33 $ 4,556,000 $ 138,060 $ 79,000
Mercer, Ohio 33 $ 7,137,000 $ 216,272 $ 169,000
Blount, Tennessee 33 $ 6,855,000 $ 207,727 $ 118,000
Darke, Ohio 32 $ 8,986,000 $ 280,812 $ 284,000
Geauga, Ohio 32 $ 4,293,000 $ 134,156 $ 114,000
Stark, Ohio 32 $ 4,357,000 $ 136,156 $ 115,000
Knox, Tennessee 32 $ 7,028,000 $ 219,625 $ 116,000
Coshocton, Ohio 31 $ 4,467,000 $ 144,096 $ 180,000
Warren, Ohio 31 $ 8,996,000 $ 290,193 $ 145,000
Daviess, Kentucky 30 $ 4,572,000 $ 152,400 $ 102,000
Pulaski, Kentucky 30 $ 3,923,000 $ 130,766 $ 122,000
Warren, Tennessee 30 $ 3,071,000 $ 102,366 $ 72,000
Wilson, Tennessee 30 $ 5,309,000 $ 176,966 $ 86,000
Hancock, Indiana 29 $ 5,206,000 $ 179,517 $ 196,000
Barren, Kentucky 29 $ 4,063,000 $ 140,103 $ 131,000
Ashland, Ohio 29 $ 5,135,000 $ 177,068 $ 262,000
Hardeman, Tennessee 29 $ 3,672,000 $ 126,620 $ 81,000
Henry, Tennessee 29 $ 2,890,000 $ 99,655 $ 129,000
Sumner, Tennessee 29 $ 5,031,000 $ 173,482 $ 78,000
Bartholomew, Indiana 28 $ 3,595,000 $ 128,392 $ 146,000
Hendricks, Indiana 28 $ 6,715,000 $ 239,821 $ 156,000
Johnson, Indiana 28 $ 5,861,000 $ 209,321 $ 134,000
Fairfield, Ohio 28 $ 5,022,000 $ 179,357 $ 212,000
Lincoln, Tennessee 28 $ 5,613,000 $ 200,464 $ 150,000
McMinn, Tennessee 28 $ 3,818,000 $ 136,357 $ 140,000
Noble, Indiana 27 $ 5,671,000 $ 210,037 $ 87,000
Hart, Kentucky 27 $ 3,362,000 $ 124,518 $ 93,000
Allen, Ohio 27 $ 3,641,000 $ 134,851 $ 184,000
Ashtabula, Ohio 27 $ 2,670,000 $ 98,888 $ 233,000
Scioto, Ohio 27 $ 3,186,000 $ 118,000 $ 104,000
Williams, Ohio 27 $ 3,310,000 $ 122,592 $ 176,000
Carroll, Tennessee 27 $ 3,739,000 $ 138,481 $ 68,000
Hawkins, Tennessee 27 $ 2,974,000 $ 110,148 $ 64,000
Lawrence, Tennessee 27 $ 3,510,000 $ 130,000 $ 131,000
Montgomery, Tennessee 27 $ 4,756,000 $ 176,148 $ 123,000
Kosciusko, Indiana 26 $ 4,775,000 $ 183,653 $ 145,000
LaPorte, Indiana 26 $ 4,128,000 $ 158,769 $ 218,000
Morgan, Indiana 26 $ 4,889,000 $ 188,038 $ 220,000
Harrison, Kentucky 26 $ 3,241,000 $ 124,653 $ 149,000
Laurel, Kentucky 26 $ 2,668,000 $ 102,615 $ 56,000
Auglaize, Ohio 26 $ 4,506,000 $ 173,307 $ 290,000
Montgomery, Ohio 26 $ 4,188,000 $ 161,076 $ 153,000
Richland, Ohio 26 $ 2,837,000 $ 109,115 $ 203,000
Union, Ohio 26 $ 6,981,000 $ 268,500 $ 161,000
Cocke, Tennessee 26 $ 3,454,000 $ 132,846 $ 90,000
Shelby, Indiana 25 $ 3,936,000 $ 157,440 $ 154,000
Wells, Indiana 25 $ 2,682,000 $ 107,280 $ 78,000
Bedford, Tennessee 25 $ 3,609,000 $ 144,360 $ 117,000
Tipton, Tennessee 25 $ 3,790,000 $ 151,600 $ 209,000
White, Tennessee 25 $ 3,739,000 $ 149,560 $ 166,000
Clark, Ohio 24 $ 5,121,000 $ 213,375 $ 186,000
Columbiana, Ohio 24 $ 2,567,000 $ 106,958 $ 139,000
Putnam, Indiana 23 $ 3,505,000 $ 152,391 $ 165,000
Tippecanoe, Indiana 23 $ 3,855,000 $ 167,608 $ 97,000
Gallia, Ohio 23 $ 3,266,000 $ 142,000 $ 48,000
Montgomery, Indiana 22 $ 3,339,000 $ 151,772 $ 300,000
Logan, Kentucky 22 $ 2,429,000 $ 110,409 $ 79,000
Shelby, Kentucky 22 $ 5,455,000 $ 247,954 $ 183,000
Guernsey, Ohio 22 $ 2,560,000 $ 116,363 $ 86,000
Muskingum, Ohio 22 $ 2,997,000 $ 136,227 $ 51,000
Noble, Ohio 22 $ 3,771,000 $ 171,409 $ 56,000
Tuscarawas, Ohio 22 $ 2,940,000 $ 133,636 $ 115,000
Gibson, Tennessee 22 $ 2,708,000 $ 123,090 $ 118,000
Grant, Kentucky 21 $ 1,922,000 $ 91,523 $ 64,000
Grayson, Kentucky 21 $ 2,866,000 $ 136,476 $ 62,000
Nelson, Kentucky 21 $ 2,733,000 $ 130,142 $ 89,000
Carroll, Ohio 21 $ 2,492,000 $ 118,666 $ 75,000
Highland, Ohio 21 $ 2,540,000 $ 120,952 $ 133,000
Jefferson, Tennessee 21 $ 4,413,000 $ 210,142 $ 126,000
Shelby, Tennessee 21 $ 5,640,000 $ 268,571 $ 474,000
Weakley, Tennessee 21 $ 2,489,000 $ 118,523 $ 68,000
Harrison, Indiana 20 $ 2,970,000 $ 148,500 $ 162,000
Warren, Indiana 20 $ 3,519,000 $ 175,950 $ 503,000
Champaign, Ohio 20 $ 5,567,000 $ 278,350 $ 220,000
Lorain, Ohio 20 $ 3,387,000 $ 169,350 $ 142,000
Miami, Ohio 20 $ 3,246,000 $ 162,300 $ 159,000
Anderson, Tennessee 20 $ 4,153,000 $ 207,650 $ 112,000
Fayette, Tennessee 20 $ 3,208,000 $ 160,400 $ 93,000
Madison, Tennessee 20 $ 4,171,000 $ 208,550 $ 174,000
Sevier, Tennessee 20 $ 3,266,000 $ 163,300 $ 81,000
Decatur, Indiana 19 $ 2,384,000 $ 125,473 $ 149,000
Bath, Kentucky 19 $ 1,978,000 $ 104,105 $ 92,000
Bullitt, Kentucky 19 $ 2,287,000 $ 120,368 $ 75,000
Henry, Kentucky 19 $ 2,896,000 $ 152,421 $ 140,000
Larue, Kentucky 19 $ 4,058,000 $ 213,578 $ 168,000
Lincoln, Kentucky 19 $ 2,194,000 $ 115,473 $ 82,000
Taylor, Kentucky 19 $ 2,430,000 $ 127,894 $ 57,000
Clinton, Ohio 19 $ 5,322,000 $ 280,105 $ 328,000
Cheatham, Tennessee 19 $ 3,323,000 $ 174,894 $ 95,000
Fentress, Tennessee 19 $ 2,988,000 $ 157,263 $ 50,000
Grainger, Tennessee 19 $ 2,147,000 $ 113,000 $ 65,000
Lauderdale, Tennessee 19 $ 2,788,000 $ 146,736 $ 64,000
Putnam, Tennessee 19 $ 3,276,000 $ 172,421 $ 81,000
Smith, Tennessee 19 $ 2,345,000 $ 123,421 $ 129,000
Sullivan, Tennessee 19 $ 4,138,000 $ 217,789 $ 132,000
Wayne, Tennessee 19 $ 2,182,000 $ 114,842 $ 70,000
Daviess, Indiana 18 $ 2,645,000 $ 146,944 $ 74,000
Jay, Indiana 18 $ 3,417,000 $ 189,833 $ 242,000
Defiance, Ohio 18 $ 1,942,000 $ 107,888 $ 122,000
Trumbull, Ohio 18 $ 4,194,000 $ 233,000 $ 307,000
Hickman, Tennessee 18 $ 3,236,000 $ 179,777 $ 78,000
Morgan, Tennessee 18 $ 1,505,000 $ 83,611 $ 56,000
Overton, Tennessee 18 $ 2,339,000 $ 129,944 $ 132,000
St. Joseph, Indiana 17 $ 1,759,000 $ 103,470 $ 85,000
Mason, Kentucky 17 $ 2,302,000 $ 135,411 $ 120,000
Fayette, Ohio 17 $ 8,673,000 $ 510,176 $ 481,000
Greene, Ohio 17 $ 2,723,000 $ 160,176 $ 165,000
Harrison, Ohio 17 $ 2,192,000 $ 128,941 $ 92,000
Huron, Ohio 17 $ 4,897,000 $ 288,058 $ 181,000
Madison, Ohio 17 $ 4,282,000 $ 251,882 $ 394,000
Mahoning, Ohio 17 $ 2,748,000 $ 161,647 $ 245,000
Ross, Ohio 17 $ 2,470,000 $ 145,294 $ 70,000
Coffee, Tennessee 17 $ 2,911,000 $ 171,235 $ 74,000
Fleming, Kentucky 16 $ 1,946,000 $ 121,625 $ 62,000
Meade, Kentucky 16 $ 2,389,000 $ 149,312 $ 77,000
Mercer, Kentucky 16 $ 3,672,000 $ 229,500 $ 195,000
Adams, Ohio 16 $ 2,197,000 $ 137,312 $ 41,000
Hocking, Ohio 16 $ 2,348,000 $ 146,750 $ 124,000
Jackson, Ohio 16 $ 1,450,000 $ 90,625 $ 71,000
Morrow, Ohio 16 $ 1,952,000 $ 122,000 $ 95,000
Carter, Tennessee 16 $ 3,044,000 $ 190,250 $ 82,000
Porter, Indiana 15 $ 3,388,000 $ 225,866 $ 169,000
Allen, Kentucky 15 $ 2,843,000 $ 189,533 $ 150,000
Jackson, Kentucky 15 $ 1,563,000 $ 104,200 $ 59,000
Owen, Kentucky 15 $ 2,401,000 $ 160,066 $ 155,000
Pendleton, Kentucky 15 $ 1,812,000 $ 120,800 $ 78,000
Cannon, Tennessee 15 $ 2,204,000 $ 146,933 $ 72,000
Dyer, Tennessee 15 $ 2,641,000 $ 176,066 $ 108,000
Marshall, Tennessee 15 $ 1,620,000 $ 108,000 $ 80,000
Monroe, Tennessee 15 $ 3,133,000 $ 208,866 $ 89,000
Roane, Tennessee 15 $ 2,881,000 $ 192,066 $ 105,000
Boone, Indiana 14 $ 3,571,000 $ 255,071 $ 127,000
Delaware, Indiana 14 $ 2,111,000 $ 150,785 $ 239,000
Huntington, Indiana 14 $ 1,510,000 $ 107,857 $ 147,000
Carter, Kentucky 14 $ 1,093,000 $ 78,071 $ 58,000
Montgomery, Kentucky 14 $ 1,233,000 $ 88,071 $ 129,000
Trigg, Kentucky 14 $ 1,676,000 $ 119,714 $ 121,000
Belmont, Ohio 14 $ 2,147,000 $ 153,357 $ 88,000
Pickaway, Ohio 14 $ 2,569,000 $ 183,500 $ 360,000
Davidson, Tennessee 14 $ 4,130,000 $ 295,000 $ 147,000
Macon, Tennessee 14 $ 1,918,000 $ 137,000 $ 522,000
McNairy, Tennessee 14 $ 2,228,000 $ 159,142 $ 89,000
Dubois, Indiana 13 $ 3,363,000 $ 258,692 $ 161,000
Fountain, Indiana 13 $ 1,513,000 $ 116,384 $ 158,000
Jackson, Indiana 13 $ 1,957,000 $ 150,538 $ 108,000
Jasper, Indiana 13 $ 1,667,000 $ 128,230 $ 431,000
Marshall, Indiana 13 $ 1,256,000 $ 96,615 $ 83,000
Owen, Indiana 13 $ 1,475,000 $ 113,461 $ 127,000
Washington, Indiana 13 $ 2,232,000 $ 171,692 $ 162,000
Wayne, Indiana 13 $ 1,563,000 $ 120,230 $ 183,000
Butler, Kentucky 13 $ 1,789,000 $ 137,615 $ 90,000
Hancock, Kentucky 13 $ 1,748,000 $ 134,461 $ 67,000
Simpson, Kentucky 13 $ 2,207,000 $ 169,769 $ 169,000
Bradley, Tennessee 13 $ 1,637,000 $ 125,923 $ 79,000
Chester, Tennessee 13 $ 1,762,000 $ 135,538 $ 76,000
Hancock, Tennessee 13 $ 1,258,000 $ 96,769 $ 64,000
Humphreys, Tennessee 13 $ 1,729,000 $ 133,000 $ 76,000
Henry, Indiana 12 $ 1,511,000 $ 125,916 $ 138,000
Howard, Indiana 12 $ 1,623,000 $ 135,250 $ 204,000
Jennings, Indiana 12 $ 1,765,000 $ 147,083 $ 221,000
Randolph, Indiana 12 $ 1,188,000 $ 99,000 $ 212,000
Boone, Kentucky 12 $ 2,048,000 $ 170,666 $ 60,000
Kenton, Kentucky 12 $ 2,733,000 $ 227,750 $ 139,000
Ohio, Kentucky 12 $ 1,557,000 $ 129,750 $ 347,000
Scott, Kentucky 12 $ 3,199,000 $ 266,583 $ 152,000
Washington, Kentucky 12 $ 1,757,000 $ 146,416 $ 76,000
Brown, Ohio 12 $ 2,148,000 $ 179,000 $ 291,000
Butler, Ohio 12 $ 2,584,000 $ 215,333 $ 195,000
Franklin, Ohio 12 $ 2,644,000 $ 220,333 $ 219,000
Henry, Ohio 12 $ 1,821,000 $ 151,750 $ 164,000
Putnam, Ohio 12 $ 2,081,000 $ 173,416 $ 182,000
Benton, Tennessee 12 $ 1,098,000 $ 91,500 $ 51,000
Madison, Indiana 11 $ 1,163,000 $ 105,727 $ 202,000
Bourbon, Kentucky 11 $ 2,770,000 $ 251,818 $ 124,000
Campbell, Kentucky 11 $ 1,760,000 $ 160,000 $ 77,000
Fayette, Kentucky 11 $ 4,127,000 $ 375,181 $ 153,000
Henderson, Kentucky 11 $ 1,880,000 $ 170,909 $ 158,000
Lewis, Kentucky 11 $ 1,123,000 $ 102,090 $ 61,000
Metcalfe, Kentucky 11 $ 1,524,000 $ 138,545 $ 104,000
Paulding, Ohio 11 $ 1,847,000 $ 167,909 $ 138,000
Portage, Ohio 11 $ 1,822,000 $ 165,636 $ 51,000
Hamilton, Tennessee 11 $ 3,126,000 $ 284,181 $ 170,000
Benton, Indiana 10 $ 1,285,000 $ 128,500 $ 403,000
Brown, Indiana 10 $ 2,036,000 $ 203,600 $ 77,000
Carroll, Indiana 10 $ 1,551,000 $ 155,100 $ 333,000
Cass, Indiana 10 $ 1,450,000 $ 145,000 $ 269,000
Franklin, Indiana 10 $ 1,246,000 $ 124,600 $ 96,000
Gibson, Indiana 10 $ 1,097,000 $ 109,700 $ 131,000
Hamilton, Indiana 10 $ 1,951,000 $ 195,100 $ 161,000
Jefferson, Indiana 10 $ 2,198,000 $ 219,800 $ 376,000
Knox, Indiana 10 $ 1,784,000 $ 178,400 $ 147,000
Miami, Indiana 10 $ 1,030,000 $ 103,000 $ 149,000
Pike, Indiana 10 $ 938,000 $ 93,800 $ 92,000
Scott, Indiana 10 $ 923,000 $ 92,300 $ 112,000
Clinton, Kentucky 10 $ 1,194,000 $ 119,400 $ 57,000
Franklin, Kentucky 10 $ 1,306,000 $ 130,600 $ 127,000
Todd, Kentucky 10 $ 1,373,000 $ 137,300 $ 102,000
Clermont, Ohio 10 $ 1,557,000 $ 155,700 $ 57,000
Decatur, Tennessee 10 $ 1,463,000 $ 146,300 $ 142,000
Haywood, Tennessee 10 $ 990,000 $ 99,000 $ 133,000
Loudon, Tennessee 10 $ 2,127,000 $ 212,700 $ 83,000
Obion, Tennessee 10 $ 922,000 $ 92,200 $ 224,000
Clinton, Indiana 9 $ 1,200,000 $ 133,333 $ 618,000
DeKalb, Indiana 9 $ 1,289,000 $ 143,222 $ 200,000
Grant, Indiana 9 $ 1,320,000 $ 146,666 $ 263,000
Monroe, Indiana 9 $ 2,025,000 $ 225,000 $ 241,000
Starke, Indiana 9 $ 851,000 $ 94,555 $ 52,000
Whitley, Indiana 9 $ 1,441,000 $ 160,111 $ 122,000
Casey, Kentucky 9 $ 935,000 $ 103,888 $ 75,000
Greenup, Kentucky 9 $ 843,000 $ 93,666 $ 60,000
Madison, Kentucky 9 $ 853,000 $ 94,777 $ 77,000
Woodford, Kentucky 9 $ 3,255,000 $ 361,666 $ 95,000
Delaware, Ohio 9 $ 1,693,000 $ 188,111 $ 175,000
Lawrence, Ohio 9 $ 1,407,000 $ 156,333 $ 69,000
Washington, Ohio 9 $ 1,303,000 $ 144,777 $ 232,000
Bledsoe, Tennessee 9 $ 1,423,000 $ 158,111 $ 64,000
Clay, Tennessee 9 $ 647,000 $ 71,888 $ 126,000
DeKalb, Tennessee 9 $ 846,000 $ 94,000 $ 75,000
Moore, Tennessee 9 $ 1,837,000 $ 204,111 $ 110,000
Union, Tennessee 9 $ 1,043,000 $ 115,888 $ 44,000
Dearborn, Indiana 8 $ 1,872,000 $ 234,000 $ 131,000
Lake, Indiana 8 $ 1,745,000 $ 218,125 $ 170,000
Parke, Indiana 8 $ 951,000 $ 118,875 $ 139,000
Wabash, Indiana 8 $ 1,663,000 $ 207,875 $ 320,000
Edmonson, Kentucky 8 $ 973,000 $ 121,625 $ 88,000
Green, Kentucky 8 $ 1,186,000 $ 148,250 $ 146,000
Monroe, Kentucky 8 $ 747,000 $ 93,375 $ 81,000
Robertson, Kentucky 8 $ 1,191,000 $ 148,875 $ 123,000
Rockcastle, Kentucky 8 $ 634,000 $ 79,250 $ 47,000
Whitley, Kentucky 8 $ 654,000 $ 81,750 $ 45,000
Perry, Ohio 8 $ 972,000 $ 121,500 $ 42,000
Fulton, Indiana 7 $ 1,440,000 $ 205,714 $ 341,000
Ripley, Indiana 7 $ 1,551,000 $ 221,571 $ 170,000
Spencer, Indiana 7 $ 845,000 $ 120,714 $ 130,000
Vanderburgh, Indiana 7 $ 934,000 $ 133,428 $ 294,000
Vigo, Indiana 7 $ 935,000 $ 133,571 $ 63,000
White, Indiana 7 $ 932,000 $ 133,142 $ 307,000
Caldwell, Kentucky 7 $ 856,000 $ 122,285 $ 161,000
Clark, Kentucky 7 $ 1,199,000 $ 171,285 $ 86,000
Clay, Kentucky 7 $ 1,583,000 $ 226,142 $ 43,000
Hopkins, Kentucky 7 $ 912,000 $ 130,285 $ 355,000
Jefferson, Kentucky 7 $ 3,162,000 $ 451,714 $ 249,000
Jessamine, Kentucky 7 $ 2,713,000 $ 387,571 $ 124,000
McLean, Kentucky 7 $ 1,226,000 $ 175,142 $ 225,000
Morgan, Ohio 7 $ 855,000 $ 122,142 $ 59,000
Pike, Ohio 7 $ 940,000 $ 134,285 $ 66,000
Henderson, Tennessee 7 $ 1,618,000 $ 231,142 $ 134,000
Jackson, Tennessee 7 $ 817,000 $ 116,714 $ 75,000
Marion, Tennessee 7 $ 833,000 $ 119,000 $ 90,000
Meigs, Tennessee 7 $ 941,000 $ 134,428 $ 83,000
Pickett, Tennessee 7 $ 928,000 $ 132,571 $ 191,000
Van Buren, Tennessee 7 $ 1,000,000 $ 142,857 $ 45,000
Clay, Indiana 6 $ 955,000 $ 159,166 $ 218,000
Floyd, Indiana 6 $ 1,451,000 $ 241,833 $ 107,000
Newton, Indiana 6 $ 963,000 $ 160,500 $ 199,000
Perry, Indiana 6 $ 915,000 $ 152,500 $ 122,000
Posey, Indiana 6 $ 855,000 $ 142,500 $ 78,000
Pulaski, Indiana 6 $ 964,000 $ 160,666 $ 117,000
Steuben, Indiana 6 $ 520,000 $ 86,666 $ 162,000
Switzerland, Indiana 6 $ 641,000 $ 106,833 $ 76,000
Anderson, Kentucky 6 $ 966,000 $ 161,000 $ 88,000
Boyle, Kentucky 6 $ 1,836,000 $ 306,000 $ 251,000
Bracken, Kentucky 6 $ 595,000 $ 99,166 $ 67,000
Carroll, Kentucky 6 $ 655,000 $ 109,166 $ 79,000
Garrard, Kentucky 6 $ 1,249,000 $ 208,166 $ 95,000
Nicholas, Kentucky 6 $ 902,000 $ 150,333 $ 56,000
Oldham, Kentucky 6 $ 3,757,000 $ 626,166 $ 126,000
Russell, Kentucky 6 $ 521,000 $ 86,833 $ 100,000
Wayne, Kentucky 6 $ 546,000 $ 91,000 $ 71,000
Hamilton, Ohio 6 $ 1,153,000 $ 192,166 $ 146,000
Jefferson, Ohio 6 $ 894,000 $ 149,000 $ 102,000
Summit, Ohio 6 $ 1,160,000 $ 193,333 $ 83,000
Van Wert, Ohio 6 $ 556,000 $ 92,666 $ 194,000
Crockett, Tennessee 6 $ 640,000 $ 106,666 $ 287,000
Franklin, Tennessee 6 $ 1,254,000 $ 209,000 $ 106,000
Grundy, Tennessee 6 $ 588,000 $ 98,000 $ 222,000
Houston, Tennessee 6 $ 622,000 $ 103,666 $ 98,000
Johnson, Tennessee 6 $ 1,187,000 $ 197,833 $ 87,000
Lewis, Tennessee 6 $ 854,000 $ 142,333 $ 51,000
Perry, Tennessee 6 $ 441,000 $ 73,500 $ 68,000
Unicoi, Tennessee 6 $ 642,000 $ 107,000 $ 72,000
Fayette, Indiana 5 $ 1,666,000 $ 333,200 $ 379,000
Greene, Indiana 5 $ 469,000 $ 93,800 $ 161,000
Sullivan, Indiana 5 $ 766,000 $ 153,200 $ 148,000
Tipton, Indiana 5 $ 597,000 $ 119,400 $ 225,000
Trimble, Kentucky 5 $ 865,000 $ 173,000 $ 82,000
Cuyahoga, Ohio 5 $ 1,138,000 $ 227,600 $ 241,000
Erie, Ohio 5 $ 491,000 $ 98,200 $ 104,000
Hamblen, Tennessee 5 $ 802,000 $ 160,400 $ 74,000
Hardin, Tennessee 5 $ 856,000 $ 171,200 $ 99,000
Rhea, Tennessee 5 $ 799,000 $ 159,800 $ 81,000
Sequatchie, Tennessee 5 $ 1,010,000 $ 202,000 $ 67,000
Blackford, Indiana 4 $ 780,000 $ 195,000 $ 69,000
Clark, Indiana 4 $ 841,000 $ 210,250 $ 108,000
Crawford, Indiana 4 $ 551,000 $ 137,750 $ 131,000
Lawrence, Indiana 4 $ 888,000 $ 222,000 $ 106,000
Marion, Indiana 4 $ 824,000 $ 206,000 $ 110,000
Orange, Indiana 4 $ 529,000 $ 132,250 $ 719,000
Warrick, Indiana 4 $ 671,000 $ 167,750 $ 112,000
Adair, Kentucky 4 $ 505,000 $ 126,250 $ 27,000
Calloway, Kentucky 4 $ 318,000 $ 79,500 $ 159,000
Lyon, Kentucky 4 $ 708,000 $ 177,000 $ 177,000
Marion, Kentucky 4 $ 343,000 $ 85,750 $ 48,000
McCreary, Kentucky 4 $ 380,000 $ 95,000 $ 64,000
Spencer, Kentucky 4 $ 1,434,000 $ 358,500 $ 135,000
Hardin, Ohio 4 $ 541,000 $ 135,250 $ 230,000
Lake, Ohio 4 $ 592,000 $ 148,000 $ 55,000
Polk, Tennessee 4 $ 915,000 $ 228,750 $ 353,000
Martin, Indiana 3 $ 325,000 $ 108,333 $ 33,000
Boyd, Kentucky 3 $ 552,000 $ 184,000 $ 62,000
Hickman, Kentucky 3 $ 602,000 $ 200,666 $ 52,000
Knox, Kentucky 3 $ 509,000 $ 169,666 $ 76,000
Lawrence, Kentucky 3 $ 300,000 $ 100,000 $ 50,000
Magoffin, Kentucky 3 $ 229,000 $ 76,333 $ 95,000
Menifee, Kentucky 3 $ 328,000 $ 109,333 $ 80,000
Muhlenberg, Kentucky 3 $ 765,000 $ 255,000 $ 152,000
Powell, Kentucky 3 $ 276,000 $ 92,000 $ 76,000
Wolfe, Kentucky 3 $ 408,000 $ 136,000 $ 51,000
Athens, Ohio 3 $ 695,000 $ 231,666 $ 313,000
Hancock, Ohio 3 $ 491,000 $ 163,666 $ 37,000
Monroe, Ohio 3 $ 269,000 $ 89,666 $ 65,000
Vinton, Ohio 3 $ 329,000 $ 109,666 $ 38,000
Lake, Tennessee 3 $ 391,000 $ 130,333 $ 0
Trousdale, Tennessee 3 $ 349,000 $ 116,333 $ 125,000
Pinellas, Florida 2 $ 401,000 $ 200,500 $ 639,000
Cook, Illinois 2 $ 232,000 $ 116,000 $ 1,248,000
Vermillion, Indiana 2 $ 364,000 $ 182,000 $ 68,000
Crittenden, Kentucky 2 $ 164,000 $ 82,000 $ 2,485,000
Cumberland, Kentucky 2 $ 275,000 $ 137,500 $ 329,000
Estill, Kentucky 2 $ 320,000 $ 160,000 $ 85,000
Rowan, Kentucky 2 $ 269,000 $ 134,500 $ 120,000
Webster, Kentucky 2 $ 241,000 $ 120,500 $ 74,000
Stoddard, Missouri 2 $ 387,000 $ 193,500 $ 79,000
Wake, North Carolina 2 $ 221,000 $ 110,500 $ 209,000
Crawford, Ohio 2 $ 219,000 $ 109,500 $ 143,000
Campbell, Tennessee 2 $ 211,000 $ 105,500 $ 38,000
Stewart, Tennessee 2 $ 376,000 $ 188,000 $ 60,000
Cleburne, Alabama 1 $ 55,000 $ 55,000 $ 409,000
Madison, Alabama 1 $ 146,000 $ 146,000 $ 264,000
Marshall, Alabama 1 $ 35,000 $ 35,000 $ 70,000
Maricopa, Arizona 1 $ 338,000 $ 338,000 $ 96,000
Sacramento, California 1 $ 176,000 $ 176,000 $ 164,000
Kent, Delaware 1 $ 223,000 $ 223,000 $ 82,000
Brevard, Florida 1 $ 117,000 $ 117,000 $ 49,000
Broward, Florida 1 $ 900,000 $ 900,000 $ 337,000
Citrus, Florida 1 $ 28,000 $ 28,000 $ 72,000
Duval, Florida 1 $ 140,000 $ 140,000 $ 46,000
Hendry, Florida 1 $ 46,000 $ 46,000 $ 71,000
Lee, Florida 1 $ 500,000 $ 500,000 $ 133,000
Pasco, Florida 1 $ 128,000 $ 128,000 $ 111,000
Sarasota, Florida 1 $ 263,000 $ 263,000 $ 205,000
Seminole, Florida 1 $ 229,000 $ 229,000 $ 97,000
Suwannee, Florida 1 $ 127,000 $ 127,000 $ 86,000
Forsyth, Georgia 1 $ 115,000 $ 115,000 $ 223,000
Lawrence, Illinois 1 $ 150,000 $ 150,000 $ 76,000
Vermilion, Illinois 1 $ 142,000 $ 142,000 $ 91,000
Ohio, Indiana 1 $ 770,000 $ 770,000 $ 273,000
Union, Indiana 1 $ 143,000 $ 143,000 $ 49,000
Story, Iowa 1 $ 275,000 $ 275,000 $ 245,000
Butler, Kansas 1 $ 77,000 $ 77,000 $ 85,000
Elliott, Kentucky 1 $ 56,000 $ 56,000 $ 0
Floyd, Kentucky 1 $ 518,000 $ 518,000 $ 225,000
Gallatin, Kentucky 1 $ 240,000 $ 240,000 $ 0
Johnson, Kentucky 1 $ 139,000 $ 139,000 $ 83,000
Lee, Kentucky 1 $ 189,000 $ 189,000 $ 48,000
Letcher, Kentucky 1 $ 254,000 $ 254,000 $ 65,000
Morgan, Kentucky 1 $ 81,000 $ 81,000 $ 63,000
Pike, Kentucky 1 $ 249,000 $ 249,000 $ 106,000
Union, Kentucky 1 $ 141,000 $ 141,000 $ 476,000
Bossier, Louisiana 1 $ 152,000 $ 152,000 $ 96,000
Tensas, Louisiana 1 $ 1,821,000 $ 1,821,000 $ 1,856,000
Prince George's, Maryland 1 $ 35,000 $ 35,000 $ 147,000
Alcona, Michigan 1 $ 699,000 $ 699,000 $ 140,000
Schoolcraft, Michigan 1 $ 133,000 $ 133,000 $ 188,000
Van Buren, Michigan 1 $ 64,000 $ 64,000 $ 144,000
Franklin, Missouri 1 $ 312,000 $ 312,000 $ 294,000
Jefferson, Missouri 1 $ 150,000 $ 150,000 $ 0
Chautauqua, New York 1 $ 71,000 $ 71,000 $ 102,000
Henderson, North Carolina 1 $ 50,000 $ 50,000 $ 128,000
Madison, North Carolina 1 $ 137,000 $ 137,000 $ 384,000
Moore, North Carolina 1 $ 103,000 $ 103,000 $ 105,000
Wilson, North Carolina 1 $ 145,000 $ 145,000 $ 130,000
Lucas, Ohio 1 $ 113,000 $ 113,000 $ 80,000
Meigs, Ohio 1 $ 137,000 $ 137,000 $ 53,000
Seneca, Ohio 1 $ 288,000 $ 288,000 $ 133,000
Wood, Ohio 1 $ 316,000 $ 316,000 $ 107,000
Denton, Texas 1 $ 93,000 $ 93,000 $ 332,000
Box Elder, Utah 1 $ 101,000 $ 101,000 $ 189,000
Chesterfield, Virginia 1 $ 88,000 $ 88,000 $ 360,000
Lee, Virginia 1 $ 38,000 $ 38,000 $ 302,000
Mecklenburg, Virginia 1 $ 96,000 $ 96,000 $ 373,000
Scott, Virginia 1 $ 498,000 $ 498,000 $ 478,000
Cabell, West Virginia 1 $ 101,000 $ 101,000 $ 47,000

Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,001 $412,862,000 $137,000 $1,365,000 $132,000 $5,730,000
Refinancing 2,850 $544,547,000 $191,000 $4,500,000 $148,000 $5,185,000
Home Improvement 419 $43,184,000 $103,000 $1,000,000 $77,000 $898,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,514 $757,448,000 $167,000 $2,643,000 $112,000 $5,730,000
American Indian or Alaskan Native 1,052 $113,862,000 $108,000 $1,000,000 $197,000 $3,522,000
Not Provided 612 $96,099,000 $157,000 $1,512,000 $181,000 $3,960,000
Not applicable 44 $24,935,000 $566,000 $4,500,000 $542,000 $5,185,000
Hispanic 28 $5,584,000 $199,000 $1,016,000 $101,000 $629,000
Black or African American 12 $1,579,000 $131,000 $426,000 $72,000 $360,000
Asian 6 $872,000 $145,000 $476,000 $47,000 $143,000
Native Hawaiian or Other Pacific Islander 2 $214,000 $107,000 $191,000 $69,000 $90,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,270 $1,000,593,000 $159,000 $4,500,000 $136,000 $5,730,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,175 $660,291,000 $158,000 $4,500,000 $170,000 $5,730,000
Application Denied By Financial Institution 1,360 $223,024,000 $163,000 $1,600,000 $61,000 $2,546,000
Application Withdrawn By Applicant 724 $114,130,000 $157,000 $1,301,000 $73,000 $3,039,000
Application Approved But Not Accepted 6 $1,441,000 $240,000 $689,000 $454,000 $1,834,000
File Closed For Incompleteness 5 $1,707,000 $341,000 $823,000 $200,000 $506,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farm Credit Mid-America, Aca's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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