Farm Credit Mid-America, Aca
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Farm Credit Mid-America, Aca 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Farm Credit Mid-America, Aca 1601 Ups Drive Louisville, KY 40223 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,572 |
| Total Mortgage Loan Application Amount | $1,429,501,000 |
| Average Mortgage Loan Application Amount | $148,000 |
| Highest Mortgage Loan Application Amount | $20,425,000 |
| Average Applicant Income | $139,666 |
| Highest Applicant Income | $8,296,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Farm Credit Mid-America, Aca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farm Credit Mid-America, Aca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Farm Credit Mid-America, Aca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farm Credit Mid-America, Aca serves its applicants.
Each category highlights the total number of mortgage applications processed by Farm Credit Mid-America, Aca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farm Credit Mid-America, Aca's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LaGrange County Indiana | 114 | $ 19,977,000 | $ 175,000 | $ 85,000 |
| Greene County Tennessee | 108 | $ 14,545,000 | $ 134,000 | $ 85,000 |
| Rutherford County Tennessee | 80 | $ 14,574,000 | $ 182,000 | $ 106,000 |
| Maury County Tennessee | 73 | $ 11,639,000 | $ 159,000 | $ 189,000 |
| Wayne County Ohio | 68 | $ 10,215,000 | $ 150,000 | $ 149,000 |
| Scott County Tennessee | 66 | $ 7,379,000 | $ 111,000 | $ 55,000 |
| Knox County Tennessee | 65 | $ 14,009,000 | $ 215,000 | $ 98,000 |
| Breckinridge County Kentucky | 59 | $ 7,458,000 | $ 126,000 | $ 84,000 |
| Nelson County Kentucky | 57 | $ 7,576,000 | $ 132,000 | $ 81,000 |
| Williamson County Tennessee | 57 | $ 16,822,000 | $ 295,000 | $ 171,000 |
| Adams County Indiana | 54 | $ 7,219,000 | $ 133,000 | $ 87,000 |
| Allen County Indiana | 54 | $ 7,590,000 | $ 140,000 | $ 122,000 |
| Hardin County Kentucky | 50 | $ 10,263,000 | $ 205,000 | $ 110,000 |
| Elkhart County Indiana | 49 | $ 8,743,000 | $ 178,000 | $ 141,000 |
| Hart County Kentucky | 49 | $ 6,777,000 | $ 138,000 | $ 69,000 |
| Ashtabula County Ohio | 49 | $ 6,059,000 | $ 123,000 | $ 83,000 |
| Stark County Ohio | 49 | $ 9,255,000 | $ 188,000 | $ 102,000 |
| Washington County Tennessee | 48 | $ 7,560,000 | $ 157,000 | $ 79,000 |
| Cumberland County Tennessee | 47 | $ 5,844,000 | $ 124,000 | $ 87,000 |
| Lawrence County Tennessee | 47 | $ 6,326,000 | $ 134,000 | $ 68,000 |
| Warren County Kentucky | 46 | $ 8,367,000 | $ 181,000 | $ 127,000 |
| Columbiana County Ohio | 46 | $ 10,558,000 | $ 229,000 | $ 183,000 |
| Jefferson County Tennessee | 46 | $ 8,724,000 | $ 189,000 | $ 103,000 |
| Sumner County Tennessee | 45 | $ 7,527,000 | $ 167,000 | $ 250,000 |
| Harrison County Kentucky | 44 | $ 8,176,000 | $ 185,000 | $ 124,000 |
| Holmes County Ohio | 44 | $ 6,353,000 | $ 144,000 | $ 157,000 |
| Trumbull County Ohio | 44 | $ 5,252,000 | $ 119,000 | $ 108,000 |
| Giles County Tennessee | 44 | $ 5,541,000 | $ 125,000 | $ 94,000 |
| Robertson County Tennessee | 44 | $ 7,361,000 | $ 167,000 | $ 140,000 |
| Warren County Tennessee | 44 | $ 6,748,000 | $ 153,000 | $ 108,000 |
| Logan County Ohio | 43 | $ 5,893,000 | $ 137,000 | $ 259,000 |
| Mercer County Ohio | 43 | $ 9,483,000 | $ 220,000 | $ 305,000 |
| Johnson County Indiana | 42 | $ 8,772,000 | $ 208,000 | $ 179,000 |
| Medina County Ohio | 42 | $ 7,710,000 | $ 183,000 | $ 123,000 |
| Union County Ohio | 42 | $ 7,574,000 | $ 180,000 | $ 158,000 |
| Shelby County Ohio | 41 | $ 7,012,000 | $ 171,000 | $ 151,000 |
| Preble County Ohio | 40 | $ 5,410,000 | $ 135,000 | $ 129,000 |
| Blount County Tennessee | 40 | $ 9,783,000 | $ 244,000 | $ 85,000 |
| Rush County Indiana | 39 | $ 6,122,000 | $ 156,000 | $ 191,000 |
| Licking County Ohio | 39 | $ 7,314,000 | $ 187,000 | $ 135,000 |
| Ashland County Ohio | 38 | $ 4,938,000 | $ 129,000 | $ 153,000 |
| Clark County Ohio | 38 | $ 6,806,000 | $ 179,000 | $ 165,000 |
| Bedford County Tennessee | 37 | $ 10,428,000 | $ 281,000 | $ 112,000 |
| McMinn County Tennessee | 37 | $ 6,132,000 | $ 165,000 | $ 126,000 |
| Shelby County Kentucky | 36 | $ 7,753,000 | $ 215,000 | $ 162,000 |
| Wilson County Tennessee | 36 | $ 8,194,000 | $ 227,000 | $ 171,000 |
| Carroll County Ohio | 35 | $ 3,876,000 | $ 110,000 | $ 92,000 |
| Scioto County Ohio | 35 | $ 4,851,000 | $ 138,000 | $ 103,000 |
| Champaign County Ohio | 34 | $ 5,815,000 | $ 171,000 | $ 215,000 |
| Miami County Ohio | 34 | $ 6,258,000 | $ 184,000 | $ 160,000 |
| Allen County Kentucky | 33 | $ 6,456,000 | $ 195,000 | $ 90,000 |
| Auglaize County Ohio | 33 | $ 4,999,000 | $ 151,000 | $ 216,000 |
| Madison County Ohio | 33 | $ 6,030,000 | $ 182,000 | $ 258,000 |
| White County Tennessee | 33 | $ 3,715,000 | $ 112,000 | $ 90,000 |
| St. Joseph County Indiana | 32 | $ 4,511,000 | $ 140,000 | $ 117,000 |
| Warren County Indiana | 32 | $ 3,740,000 | $ 116,000 | $ 160,000 |
| Greene County Ohio | 32 | $ 5,736,000 | $ 179,000 | $ 153,000 |
| Dickson County Tennessee | 32 | $ 6,457,000 | $ 201,000 | $ 87,000 |
| Grainger County Tennessee | 32 | $ 3,885,000 | $ 121,000 | $ 50,000 |
| Lincoln County Tennessee | 32 | $ 5,012,000 | $ 156,000 | $ 191,000 |
| Tipton County Tennessee | 32 | $ 5,081,000 | $ 158,000 | $ 177,000 |
| Fulton County Ohio | 31 | $ 5,742,000 | $ 185,000 | $ 166,000 |
| Highland County Ohio | 31 | $ 4,833,000 | $ 155,000 | $ 75,000 |
| Hickman County Tennessee | 31 | $ 4,070,000 | $ 131,000 | $ 120,000 |
| Decatur County Indiana | 30 | $ 5,472,000 | $ 182,000 | $ 384,000 |
| LaPorte County Indiana | 30 | $ 5,142,000 | $ 171,000 | $ 396,000 |
| Knox County Ohio | 30 | $ 5,252,000 | $ 175,000 | $ 204,000 |
| Montgomery County Ohio | 30 | $ 4,502,000 | $ 150,000 | $ 155,000 |
| Montgomery County Tennessee | 30 | $ 5,724,000 | $ 190,000 | $ 172,000 |
| Hendricks County Indiana | 29 | $ 5,922,000 | $ 204,000 | $ 267,000 |
| Tippecanoe County Indiana | 29 | $ 5,271,000 | $ 181,000 | $ 335,000 |
| Clinton County Ohio | 29 | $ 6,624,000 | $ 228,000 | $ 190,000 |
| Darke County Ohio | 29 | $ 5,063,000 | $ 174,000 | $ 314,000 |
| Geauga County Ohio | 29 | $ 4,457,000 | $ 153,000 | $ 78,000 |
| Richland County Ohio | 29 | $ 4,026,000 | $ 138,000 | $ 187,000 |
| Overton County Tennessee | 29 | $ 3,769,000 | $ 129,000 | $ 61,000 |
| Wayne County Tennessee | 29 | $ 2,985,000 | $ 102,000 | $ 84,000 |
| Weakley County Tennessee | 29 | $ 2,885,000 | $ 99,000 | $ 86,000 |
| Bartholomew County Indiana | 28 | $ 4,863,000 | $ 173,000 | $ 215,000 |
| Jennings County Indiana | 28 | $ 3,959,000 | $ 141,000 | $ 67,000 |
| Logan County Kentucky | 28 | $ 3,385,000 | $ 120,000 | $ 196,000 |
| Claiborne County Tennessee | 28 | $ 3,168,000 | $ 113,000 | $ 142,000 |
| DeKalb County Tennessee | 28 | $ 3,737,000 | $ 133,000 | $ 84,000 |
| Gibson County Tennessee | 28 | $ 3,772,000 | $ 134,000 | $ 97,000 |
| Daviess County Indiana | 27 | $ 4,186,000 | $ 155,000 | $ 104,000 |
| Morgan County Indiana | 27 | $ 4,247,000 | $ 157,000 | $ 194,000 |
| Christian County Kentucky | 27 | $ 6,523,000 | $ 241,000 | $ 345,000 |
| Laurel County Kentucky | 27 | $ 3,419,000 | $ 126,000 | $ 52,000 |
| Brown County Ohio | 27 | $ 3,482,000 | $ 128,000 | $ 62,000 |
| Warren County Ohio | 27 | $ 6,413,000 | $ 237,000 | $ 205,000 |
| Jasper County Indiana | 26 | $ 4,389,000 | $ 168,000 | $ 155,000 |
| Shelby County Indiana | 26 | $ 3,935,000 | $ 151,000 | $ 277,000 |
| Grant County Kentucky | 26 | $ 4,522,000 | $ 173,000 | $ 65,000 |
| Ohio County Kentucky | 26 | $ 3,984,000 | $ 153,000 | $ 118,000 |
| Pulaski County Kentucky | 26 | $ 3,782,000 | $ 145,000 | $ 215,000 |
| Allen County Ohio | 26 | $ 4,952,000 | $ 190,000 | $ 893,000 |
| Guernsey County Ohio | 26 | $ 3,719,000 | $ 143,000 | $ 77,000 |
| Mahoning County Ohio | 26 | $ 3,357,000 | $ 129,000 | $ 188,000 |
| Anderson County Tennessee | 26 | $ 5,240,000 | $ 201,000 | $ 130,000 |
| Carroll County Tennessee | 26 | $ 3,450,000 | $ 132,000 | $ 56,000 |
| Fayette County Tennessee | 26 | $ 5,197,000 | $ 199,000 | $ 101,000 |
| Humphreys County Tennessee | 26 | $ 3,810,000 | $ 146,000 | $ 85,000 |
| Hancock County Indiana | 25 | $ 3,561,000 | $ 142,000 | $ 259,000 |
| Noble County Ohio | 25 | $ 3,202,000 | $ 128,000 | $ 59,000 |
| Williams County Ohio | 25 | $ 4,450,000 | $ 178,000 | $ 184,000 |
| Fentress County Tennessee | 25 | $ 4,302,000 | $ 172,000 | $ 120,000 |
| Macon County Tennessee | 25 | $ 3,036,000 | $ 121,000 | $ 291,000 |
| Barren County Kentucky | 24 | $ 3,168,000 | $ 132,000 | $ 155,000 |
| Fleming County Kentucky | 24 | $ 3,195,000 | $ 133,000 | $ 78,000 |
| Gallia County Ohio | 24 | $ 3,332,000 | $ 138,000 | $ 122,000 |
| Chester County Tennessee | 24 | $ 3,803,000 | $ 158,000 | $ 96,000 |
| Dyer County Tennessee | 24 | $ 3,676,000 | $ 153,000 | $ 299,000 |
| Hardeman County Tennessee | 24 | $ 11,064,000 | $ 461,000 | $ 175,000 |
| Henry County Tennessee | 24 | $ 2,511,000 | $ 104,000 | $ 75,000 |
| Marshall County Tennessee | 24 | $ 4,052,000 | $ 168,000 | $ 108,000 |
| Putnam County Tennessee | 24 | $ 4,470,000 | $ 186,000 | $ 81,000 |
| Fountain County Indiana | 23 | $ 3,147,000 | $ 136,000 | $ 490,000 |
| Pendleton County Kentucky | 23 | $ 2,621,000 | $ 113,000 | $ 80,000 |
| Lorain County Ohio | 23 | $ 3,847,000 | $ 167,000 | $ 111,000 |
| Pickaway County Ohio | 23 | $ 4,393,000 | $ 191,000 | $ 416,000 |
| Cannon County Tennessee | 23 | $ 2,542,000 | $ 110,000 | $ 68,000 |
| Cocke County Tennessee | 23 | $ 3,322,000 | $ 144,000 | $ 67,000 |
| Hamilton County Tennessee | 23 | $ 8,511,000 | $ 370,000 | $ 170,000 |
| Hawkins County Tennessee | 23 | $ 1,969,000 | $ 85,000 | $ 58,000 |
| Lauderdale County Tennessee | 23 | $ 2,684,000 | $ 116,000 | $ 808,000 |
| Hamilton County Indiana | 22 | $ 5,144,000 | $ 233,000 | $ 328,000 |
| Howard County Indiana | 22 | $ 2,780,000 | $ 126,000 | $ 98,000 |
| Jay County Indiana | 22 | $ 3,103,000 | $ 141,000 | $ 65,000 |
| Daviess County Kentucky | 22 | $ 3,561,000 | $ 161,000 | $ 177,000 |
| Grayson County Kentucky | 22 | $ 3,342,000 | $ 151,000 | $ 258,000 |
| Mason County Kentucky | 22 | $ 4,248,000 | $ 193,000 | $ 118,000 |
| Taylor County Kentucky | 22 | $ 2,266,000 | $ 103,000 | $ 120,000 |
| Todd County Kentucky | 22 | $ 4,322,000 | $ 196,000 | $ 204,000 |
| Tuscarawas County Ohio | 22 | $ 3,172,000 | $ 144,000 | $ 66,000 |
| McNairy County Tennessee | 22 | $ 3,472,000 | $ 157,000 | $ 79,000 |
| Harrison County Indiana | 21 | $ 3,237,000 | $ 154,000 | $ 89,000 |
| Kosciusko County Indiana | 21 | $ 3,762,000 | $ 179,000 | $ 185,000 |
| Butler County Kentucky | 21 | $ 2,268,000 | $ 108,000 | $ 94,000 |
| Nicholas County Kentucky | 21 | $ 3,304,000 | $ 157,000 | $ 134,000 |
| Fairfield County Ohio | 21 | $ 5,901,000 | $ 281,000 | $ 302,000 |
| Ross County Ohio | 21 | $ 3,620,000 | $ 172,000 | $ 149,000 |
| Monroe County Tennessee | 21 | $ 3,631,000 | $ 172,000 | $ 64,000 |
| Sevier County Tennessee | 21 | $ 4,962,000 | $ 236,000 | $ 98,000 |
| Shelby County Tennessee | 21 | $ 5,787,000 | $ 275,000 | $ 328,000 |
| Sullivan County Tennessee | 21 | $ 4,681,000 | $ 222,000 | $ 105,000 |
| Madison County Indiana | 20 | $ 2,855,000 | $ 142,000 | $ 172,000 |
| Porter County Indiana | 20 | $ 3,892,000 | $ 194,000 | $ 148,000 |
| Putnam County Indiana | 20 | $ 3,050,000 | $ 152,000 | $ 106,000 |
| Washington County Indiana | 20 | $ 2,289,000 | $ 114,000 | $ 179,000 |
| Bath County Kentucky | 20 | $ 1,719,000 | $ 85,000 | $ 72,000 |
| Owen County Kentucky | 20 | $ 2,494,000 | $ 124,000 | $ 75,000 |
| Morrow County Ohio | 20 | $ 3,067,000 | $ 153,000 | $ 90,000 |
| Portage County Ohio | 20 | $ 2,180,000 | $ 109,000 | $ 146,000 |
| Franklin County Tennessee | 20 | $ 4,844,000 | $ 242,000 | $ 199,000 |
| Hamblen County Tennessee | 20 | $ 3,819,000 | $ 190,000 | $ 113,000 |
| Roane County Tennessee | 20 | $ 4,329,000 | $ 216,000 | $ 134,000 |
| Jackson County Indiana | 19 | $ 5,735,000 | $ 301,000 | $ 291,000 |
| Monroe County Indiana | 19 | $ 3,942,000 | $ 207,000 | $ 134,000 |
| Wayne County Indiana | 19 | $ 3,284,000 | $ 172,000 | $ 355,000 |
| Wells County Indiana | 19 | $ 3,179,000 | $ 167,000 | $ 244,000 |
| Larue County Kentucky | 19 | $ 1,848,000 | $ 97,000 | $ 66,000 |
| Mercer County Kentucky | 19 | $ 3,776,000 | $ 198,000 | $ 110,000 |
| Simpson County Kentucky | 19 | $ 2,565,000 | $ 135,000 | $ 129,000 |
| Coshocton County Ohio | 19 | $ 2,551,000 | $ 134,000 | $ 83,000 |
| Delaware County Ohio | 19 | $ 3,883,000 | $ 204,000 | $ 217,000 |
| Cheatham County Tennessee | 19 | $ 3,405,000 | $ 179,000 | $ 84,000 |
| Coffee County Tennessee | 19 | $ 4,388,000 | $ 230,000 | $ 230,000 |
| Madison County Tennessee | 19 | $ 5,183,000 | $ 272,000 | $ 256,000 |
| Noble County Indiana | 18 | $ 2,875,000 | $ 159,000 | $ 134,000 |
| Rockcastle County Kentucky | 18 | $ 1,872,000 | $ 104,000 | $ 91,000 |
| Trigg County Kentucky | 18 | $ 3,070,000 | $ 170,000 | $ 283,000 |
| Belmont County Ohio | 18 | $ 3,671,000 | $ 203,000 | $ 64,000 |
| Carter County Tennessee | 18 | $ 2,330,000 | $ 129,000 | $ 55,000 |
| Clay County Tennessee | 18 | $ 3,331,000 | $ 185,000 | $ 181,000 |
| Morgan County Tennessee | 18 | $ 2,279,000 | $ 126,000 | $ 60,000 |
| Montgomery County Indiana | 17 | $ 2,561,000 | $ 150,000 | $ 243,000 |
| Green County Kentucky | 17 | $ 2,516,000 | $ 148,000 | $ 99,000 |
| Meade County Kentucky | 17 | $ 2,020,000 | $ 118,000 | $ 163,000 |
| Monroe County Kentucky | 17 | $ 5,033,000 | $ 296,000 | $ 204,000 |
| Muskingum County Ohio | 17 | $ 3,409,000 | $ 200,000 | $ 87,000 |
| Crockett County Tennessee | 17 | $ 3,068,000 | $ 180,000 | $ 144,000 |
| Jefferson County Indiana | 16 | $ 2,941,000 | $ 183,000 | $ 235,000 |
| Marshall County Indiana | 16 | $ 2,231,000 | $ 139,000 | $ 61,000 |
| Ripley County Indiana | 16 | $ 2,521,000 | $ 157,000 | $ 149,000 |
| Scott County Kentucky | 16 | $ 4,155,000 | $ 259,000 | $ 135,000 |
| Defiance County Ohio | 16 | $ 2,364,000 | $ 147,000 | $ 232,000 |
| Franklin County Ohio | 16 | $ 25,527,000 | $ 1,595,000 | $ 1,003,000 |
| Bradley County Tennessee | 16 | $ 2,637,000 | $ 164,000 | $ 56,000 |
| Davidson County Tennessee | 16 | $ 5,487,000 | $ 342,000 | $ 177,000 |
| Carroll County Indiana | 15 | $ 2,346,000 | $ 156,000 | $ 386,000 |
| Randolph County Indiana | 15 | $ 1,482,000 | $ 98,000 | $ 85,000 |
| Scott County Indiana | 15 | $ 2,091,000 | $ 139,000 | $ 158,000 |
| Anderson County Kentucky | 15 | $ 2,247,000 | $ 149,000 | $ 71,000 |
| Bullitt County Kentucky | 15 | $ 1,843,000 | $ 122,000 | $ 75,000 |
| Edmonson County Kentucky | 15 | $ 2,220,000 | $ 148,000 | $ 78,000 |
| Marion County Kentucky | 15 | $ 1,716,000 | $ 114,000 | $ 185,000 |
| Montgomery County Kentucky | 15 | $ 1,504,000 | $ 100,000 | $ 98,000 |
| Washington County Ohio | 15 | $ 2,616,000 | $ 174,000 | $ 156,000 |
| Jackson County Tennessee | 15 | $ 1,686,000 | $ 112,000 | $ 77,000 |
| Benton County Indiana | 14 | $ 1,545,000 | $ 110,000 | $ 445,000 |
| Blackford County Indiana | 14 | $ 1,714,000 | $ 122,000 | $ 127,000 |
| Grant County Indiana | 14 | $ 1,869,000 | $ 133,000 | $ 225,000 |
| Starke County Indiana | 14 | $ 2,111,000 | $ 150,000 | $ 170,000 |
| Bourbon County Kentucky | 14 | $ 8,218,000 | $ 587,000 | $ 277,000 |
| Butler County Ohio | 14 | $ 2,631,000 | $ 187,000 | $ 167,000 |
| Clermont County Ohio | 14 | $ 1,884,000 | $ 134,000 | $ 133,000 |
| Hocking County Ohio | 14 | $ 2,059,000 | $ 147,000 | $ 62,000 |
| Decatur County Tennessee | 14 | $ 2,124,000 | $ 151,000 | $ 100,000 |
| Hancock County Tennessee | 14 | $ 1,252,000 | $ 89,000 | $ 49,000 |
| Henderson County Tennessee | 14 | $ 1,719,000 | $ 122,000 | $ 85,000 |
| Brown County Indiana | 13 | $ 1,872,000 | $ 144,000 | $ 192,000 |
| Clark County Indiana | 13 | $ 1,655,000 | $ 127,000 | $ 205,000 |
| Dearborn County Indiana | 13 | $ 2,659,000 | $ 204,000 | $ 131,000 |
| Delaware County Indiana | 13 | $ 2,192,000 | $ 168,000 | $ 266,000 |
| Franklin County Indiana | 13 | $ 1,965,000 | $ 151,000 | $ 155,000 |
| Henry County Indiana | 13 | $ 1,526,000 | $ 117,000 | $ 118,000 |
| Lake County Indiana | 13 | $ 2,818,000 | $ 216,000 | $ 171,000 |
| Posey County Indiana | 13 | $ 1,649,000 | $ 126,000 | $ 81,000 |
| White County Indiana | 13 | $ 2,534,000 | $ 194,000 | $ 306,000 |
| Carter County Kentucky | 13 | $ 1,567,000 | $ 120,000 | $ 53,000 |
| Casey County Kentucky | 13 | $ 1,369,000 | $ 105,000 | $ 101,000 |
| Henderson County Kentucky | 13 | $ 2,678,000 | $ 206,000 | $ 277,000 |
| Jackson County Ohio | 13 | $ 1,492,000 | $ 114,000 | $ 55,000 |
| Benton County Tennessee | 13 | $ 1,793,000 | $ 137,000 | $ 70,000 |
| Meigs County Tennessee | 13 | $ 2,034,000 | $ 156,000 | $ 89,000 |
| Miami County Indiana | 12 | $ 1,395,000 | $ 116,000 | $ 108,000 |
| Owen County Indiana | 12 | $ 1,743,000 | $ 145,000 | $ 188,000 |
| Pulaski County Indiana | 12 | $ 1,846,000 | $ 153,000 | $ 814,000 |
| Clinton County Kentucky | 12 | $ 1,549,000 | $ 129,000 | $ 210,000 |
| Fayette County Kentucky | 12 | $ 3,509,000 | $ 292,000 | $ 298,000 |
| Lincoln County Kentucky | 12 | $ 2,163,000 | $ 180,000 | $ 315,000 |
| Oldham County Kentucky | 12 | $ 4,438,000 | $ 369,000 | $ 182,000 |
| Fayette County Ohio | 12 | $ 3,086,000 | $ 257,000 | $ 262,000 |
| Henry County Ohio | 12 | $ 1,529,000 | $ 127,000 | $ 151,000 |
| Huron County Ohio | 12 | $ 1,862,000 | $ 155,000 | $ 134,000 |
| Campbell County Tennessee | 12 | $ 1,599,000 | $ 133,000 | $ 57,000 |
| Haywood County Tennessee | 12 | $ 1,156,000 | $ 96,000 | $ 316,000 |
| Houston County Tennessee | 12 | $ 2,235,000 | $ 186,000 | $ 92,000 |
| Johnson County Tennessee | 12 | $ 2,670,000 | $ 222,000 | $ 322,000 |
| Clinton County Indiana | 11 | $ 1,526,000 | $ 138,000 | $ 694,000 |
| Dubois County Indiana | 11 | $ 1,498,000 | $ 136,000 | $ 149,000 |
| Fayette County Indiana | 11 | $ 1,531,000 | $ 139,000 | $ 295,000 |
| Gibson County Indiana | 11 | $ 2,074,000 | $ 188,000 | $ 476,000 |
| Huntington County Indiana | 11 | $ 1,409,000 | $ 128,000 | $ 99,000 |
| Knox County Indiana | 11 | $ 2,470,000 | $ 224,000 | $ 175,000 |
| Tipton County Indiana | 11 | $ 2,073,000 | $ 188,000 | $ 358,000 |
| Wabash County Indiana | 11 | $ 1,658,000 | $ 150,000 | $ 148,000 |
| Caldwell County Kentucky | 11 | $ 1,553,000 | $ 141,000 | $ 79,000 |
| Greenup County Kentucky | 11 | $ 1,570,000 | $ 142,000 | $ 58,000 |
| Hopkins County Kentucky | 11 | $ 1,482,000 | $ 134,000 | $ 122,000 |
| Spencer County Kentucky | 11 | $ 2,625,000 | $ 238,000 | $ 156,000 |
| Woodford County Kentucky | 11 | $ 3,170,000 | $ 288,000 | $ 193,000 |
| Pike County Ohio | 11 | $ 3,498,000 | $ 318,000 | $ 192,000 |
| Lewis County Tennessee | 11 | $ 1,288,000 | $ 117,000 | $ 42,000 |
| Loudon County Tennessee | 11 | $ 3,153,000 | $ 286,000 | $ 110,000 |
| Pickett County Tennessee | 11 | $ 2,498,000 | $ 227,000 | $ 105,000 |
| Marion County Indiana | 10 | $ 2,472,000 | $ 247,000 | $ 208,000 |
| Parke County Indiana | 10 | $ 1,292,000 | $ 129,000 | $ 56,000 |
| Sullivan County Indiana | 10 | $ 1,251,000 | $ 125,000 | $ 195,000 |
| Switzerland County Indiana | 10 | $ 1,350,000 | $ 135,000 | $ 83,000 |
| Vanderburgh County Indiana | 10 | $ 2,781,000 | $ 278,000 | $ 157,000 |
| Whitley County Indiana | 10 | $ 1,557,000 | $ 155,000 | $ 225,000 |
| Adair County Kentucky | 10 | $ 2,262,000 | $ 226,000 | $ 137,000 |
| Boone County Kentucky | 10 | $ 2,049,000 | $ 204,000 | $ 138,000 |
| Campbell County Kentucky | 10 | $ 2,122,000 | $ 212,000 | $ 132,000 |
| Crittenden County Kentucky | 10 | $ 1,112,000 | $ 111,000 | $ 92,000 |
| Washington County Kentucky | 10 | $ 1,668,000 | $ 166,000 | $ 68,000 |
| Adams County Ohio | 10 | $ 1,322,000 | $ 132,000 | $ 124,000 |
| Harrison County Ohio | 10 | $ 1,196,000 | $ 119,000 | $ 129,000 |
| Polk County Tennessee | 10 | $ 1,410,000 | $ 141,000 | $ 74,000 |
| Stewart County Tennessee | 10 | $ 1,807,000 | $ 180,000 | $ 150,000 |
| Boone County Indiana | 9 | $ 1,378,000 | $ 153,000 | $ 101,000 |
| Newton County Indiana | 9 | $ 1,417,000 | $ 157,000 | $ 403,000 |
| Orange County Indiana | 9 | $ 1,279,000 | $ 142,000 | $ 59,000 |
| Vigo County Indiana | 9 | $ 1,043,000 | $ 115,000 | $ 48,000 |
| Muhlenberg County Kentucky | 9 | $ 1,358,000 | $ 150,000 | $ 78,000 |
| Robertson County Kentucky | 9 | $ 852,000 | $ 94,000 | $ 58,000 |
| Morgan County Ohio | 9 | $ 874,000 | $ 97,000 | $ 151,000 |
| Van Wert County Ohio | 9 | $ 2,393,000 | $ 265,000 | $ 648,000 |
| Grundy County Tennessee | 9 | $ 1,260,000 | $ 140,000 | $ 74,000 |
| Hardin County Tennessee | 9 | $ 1,738,000 | $ 193,000 | $ 97,000 |
| Obion County Tennessee | 9 | $ 841,000 | $ 93,000 | $ 293,000 |
| Smith County Tennessee | 9 | $ 1,422,000 | $ 158,000 | $ 142,000 |
| Union County Tennessee | 9 | $ 1,576,000 | $ 175,000 | $ 82,000 |
| Van Buren County Tennessee | 9 | $ 1,259,000 | $ 139,000 | $ 69,000 |
| Perry County Indiana | 8 | $ 1,167,000 | $ 145,000 | $ 38,000 |
| Spencer County Indiana | 8 | $ 1,475,000 | $ 184,000 | $ 139,000 |
| Steuben County Indiana | 8 | $ 986,000 | $ 123,000 | $ 403,000 |
| Boyle County Kentucky | 8 | $ 1,941,000 | $ 242,000 | $ 102,000 |
| Bracken County Kentucky | 8 | $ 1,022,000 | $ 127,000 | $ 57,000 |
| Hancock County Kentucky | 8 | $ 1,089,000 | $ 136,000 | $ 185,000 |
| Henry County Kentucky | 8 | $ 1,003,000 | $ 125,000 | $ 107,000 |
| Jessamine County Kentucky | 8 | $ 1,373,000 | $ 171,000 | $ 157,000 |
| Madison County Kentucky | 8 | $ 1,245,000 | $ 155,000 | $ 74,000 |
| Metcalfe County Kentucky | 8 | $ 804,000 | $ 100,000 | $ 98,000 |
| Rowan County Kentucky | 8 | $ 976,000 | $ 122,000 | $ 49,000 |
| Russell County Kentucky | 8 | $ 1,472,000 | $ 184,000 | $ 154,000 |
| Perry County Ohio | 8 | $ 1,068,000 | $ 133,000 | $ 45,000 |
| Bledsoe County Tennessee | 8 | $ 1,190,000 | $ 148,000 | $ 348,000 |
| Moore County Tennessee | 8 | $ 979,000 | $ 122,000 | $ 67,000 |
| Perry County Tennessee | 8 | $ 818,000 | $ 102,000 | $ 76,000 |
| Clay County Kentucky | 7 | $ 513,000 | $ 73,000 | $ 37,000 |
| Jackson County Kentucky | 7 | $ 523,000 | $ 74,000 | $ 39,000 |
| Jefferson County Kentucky | 7 | $ 1,163,000 | $ 166,000 | $ 282,000 |
| Kenton County Kentucky | 7 | $ 730,000 | $ 104,000 | $ 88,000 |
| McLean County Kentucky | 7 | $ 886,000 | $ 126,000 | $ 227,000 |
| Menifee County Kentucky | 7 | $ 565,000 | $ 80,000 | $ 61,000 |
| Whitley County Kentucky | 7 | $ 835,000 | $ 119,000 | $ 50,000 |
| Athens County Ohio | 7 | $ 1,805,000 | $ 257,000 | $ 148,000 |
| Hamilton County Ohio | 7 | $ 2,350,000 | $ 335,000 | $ 1,237,000 |
| Lake County Ohio | 7 | $ 952,000 | $ 136,000 | $ 95,000 |
| Paulding County Ohio | 7 | $ 904,000 | $ 129,000 | $ 154,000 |
| Putnam County Ohio | 7 | $ 1,405,000 | $ 200,000 | $ 137,000 |
| Crawford County Indiana | 6 | $ 815,000 | $ 135,000 | $ 68,000 |
| Fulton County Indiana | 6 | $ 1,175,000 | $ 195,000 | $ 229,000 |
| Warrick County Indiana | 6 | $ 968,000 | $ 161,000 | $ 93,000 |
| Carroll County Kentucky | 6 | $ 929,000 | $ 154,000 | $ 96,000 |
| McCreary County Kentucky | 6 | $ 791,000 | $ 131,000 | $ 78,000 |
| Erie County Ohio | 6 | $ 963,000 | $ 160,000 | $ 205,000 |
| Summit County Ohio | 6 | $ 968,000 | $ 161,000 | $ 85,000 |
| Clay County Indiana | 5 | $ 521,000 | $ 104,000 | $ 248,000 |
| DeKalb County Indiana | 5 | $ 821,000 | $ 164,000 | $ 96,000 |
| Floyd County Indiana | 5 | $ 781,000 | $ 156,000 | $ 70,000 |
| Pike County Indiana | 5 | $ 496,000 | $ 99,000 | $ 42,000 |
| Cumberland County Kentucky | 5 | $ 566,000 | $ 113,000 | $ 35,000 |
| Estill County Kentucky | 5 | $ 585,000 | $ 117,000 | $ 293,000 |
| Gallatin County Kentucky | 5 | $ 1,310,000 | $ 262,000 | $ 86,000 |
| Lewis County Kentucky | 5 | $ 521,000 | $ 104,000 | $ 1,113,000 |
| Webster County Kentucky | 5 | $ 568,000 | $ 113,000 | $ 51,000 |
| Wolfe County Kentucky | 5 | $ 481,000 | $ 96,000 | $ 74,000 |
| Cuyahoga County Ohio | 5 | $ 479,000 | $ 95,000 | $ 147,000 |
| Trousdale County Tennessee | 5 | $ 548,000 | $ 109,000 | $ 84,000 |
| Cass County Indiana | 4 | $ 598,000 | $ 149,000 | $ 69,000 |
| Lawrence County Indiana | 4 | $ 732,000 | $ 183,000 | $ 132,000 |
| Union County Indiana | 4 | $ 970,000 | $ 242,000 | $ 142,000 |
| Vermillion County Indiana | 4 | $ 390,000 | $ 97,000 | $ 219,000 |
| Boyd County Kentucky | 4 | $ 329,000 | $ 82,000 | $ 178,000 |
| Clark County Kentucky | 4 | $ 1,019,000 | $ 254,000 | $ 89,000 |
| Harlan County Kentucky | 4 | $ 363,000 | $ 90,000 | $ 82,000 |
| Owsley County Kentucky | 4 | $ 285,000 | $ 71,000 | $ 48,000 |
| Wayne County Kentucky | 4 | $ 407,000 | $ 101,000 | $ 29,000 |
| Hardin County Ohio | 4 | $ 324,000 | $ 81,000 | $ 71,000 |
| Lawrence County Ohio | 4 | $ 611,000 | $ 152,000 | $ 85,000 |
| Monroe County Ohio | 4 | $ 588,000 | $ 147,000 | $ 63,000 |
| Martin County Indiana | 3 | $ 632,000 | $ 210,000 | $ 320,000 |
| Calloway County Kentucky | 3 | $ 557,000 | $ 185,000 | $ 36,000 |
| Garrard County Kentucky | 3 | $ 377,000 | $ 125,000 | $ 44,000 |
| Lawrence County Kentucky | 3 | $ 411,000 | $ 137,000 | $ 24,000 |
| Letcher County Kentucky | 3 | $ 1,038,000 | $ 346,000 | $ 142,000 |
| Morgan County Kentucky | 3 | $ 396,000 | $ 132,000 | $ 73,000 |
| Perry County Kentucky | 3 | $ 416,000 | $ 138,000 | $ 115,000 |
| Powell County Kentucky | 3 | $ 413,000 | $ 137,000 | $ 51,000 |
| Union County Kentucky | 3 | $ 537,000 | $ 179,000 | $ 89,000 |
| Hancock County Ohio | 3 | $ 445,000 | $ 148,000 | $ 137,000 |
| Jefferson County Ohio | 3 | $ 571,000 | $ 190,000 | $ 72,000 |
| Meigs County Ohio | 3 | $ 461,000 | $ 153,000 | $ 72,000 |
| Vinton County Ohio | 3 | $ 457,000 | $ 152,000 | $ 55,000 |
| Rhea County Tennessee | 3 | $ 176,000 | $ 58,000 | $ 77,000 |
| Sequatchie County Tennessee | 3 | $ 294,000 | $ 98,000 | $ 60,000 |
| Lafayette County Florida | 2 | $ 339,000 | $ 169,000 | $ 152,000 |
| Franklin County Kentucky | 2 | $ 165,000 | $ 82,000 | $ 41,000 |
| Lee County Kentucky | 2 | $ 272,000 | $ 136,000 | $ 100,000 |
| Lyon County Kentucky | 2 | $ 243,000 | $ 121,000 | $ 15,000 |
| Trimble County Kentucky | 2 | $ 327,000 | $ 163,000 | $ 14,000 |
| Seneca County Ohio | 2 | $ 1,295,000 | $ 647,000 | $ 356,000 |
| Lancaster County Pennsylvania | 2 | $ 560,000 | $ 280,000 | $ 157,000 |
| Lake County Tennessee | 2 | $ 152,000 | $ 76,000 | $ 268,000 |
| Marion County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 140,000 |
| Unicoi County Tennessee | 2 | $ 218,000 | $ 109,000 | $ 84,000 |
| Lee County Virginia | 2 | $ 404,000 | $ 202,000 | $ 190,000 |
| Hendry County Florida | 1 | $ 32,000 | $ 32,000 | $ 71,000 |
| Polk County Florida | 1 | $ 151,000 | $ 151,000 | $ 659,000 |
| Santa Rosa County Florida | 1 | $ 602,000 | $ 602,000 | $ 561,000 |
| Decatur County Georgia | 1 | $ 223,000 | $ 223,000 | $ 177,000 |
| Wabash County Illinois | 1 | $ 139,000 | $ 139,000 | $ 74,000 |
| Ohio County Indiana | 1 | $ 70,000 | $ 70,000 | $ 106,000 |
| Logan County Kansas | 1 | $ 94,000 | $ 94,000 | $ 168,000 |
| Bell County Kentucky | 1 | $ 103,000 | $ 103,000 | $ 39,000 |
| Floyd County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Fulton County Kentucky | 1 | $ 198,000 | $ 198,000 | $ 103,000 |
| Graves County Kentucky | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Knox County Kentucky | 1 | $ 133,000 | $ 133,000 | $ 92,000 |
| Livingston County Kentucky | 1 | $ 323,000 | $ 323,000 | $ 95,000 |
| Marshall County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Iosco County Michigan | 1 | $ 252,000 | $ 252,000 | $ 103,000 |
| Benton County Mississippi | 1 | $ 446,000 | $ 446,000 | $ 1,023,000 |
| Tishomingo County Mississippi | 1 | $ 130,000 | $ 130,000 | $ 253,000 |
| Jefferson County Missouri | 1 | $ 343,000 | $ 343,000 | $ 83,000 |
| Reynolds County Missouri | 1 | $ 156,000 | $ 156,000 | $ 57,000 |
| Crawford County Ohio | 1 | $ 44,000 | $ 44,000 | $ 71,000 |
| Lucas County Ohio | 1 | $ 61,000 | $ 61,000 | $ 1,476,000 |
| Sandusky County Ohio | 1 | $ 129,000 | $ 129,000 | $ 195,000 |
| Wood County Ohio | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Forest County Pennsylvania | 1 | $ 36,000 | $ 36,000 | $ 249,000 |
| Horry County South Carolina | 1 | $ 46,000 | $ 46,000 | $ 118,000 |
| Patrick County Virginia | 1 | $ 102,000 | $ 102,000 | $ 131,000 |
| Calhoun County West Virginia | 1 | $ 182,000 | $ 182,000 | $ 113,000 |
Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,158 | $828,638,000 | $199,000 | $20,425,000 | $168,000 | $7,545,000 |
| Home Purchase | 3,856 | $541,914,000 | $140,000 | $1,519,000 | $139,000 | $8,296,000 |
| Home Improvement | 558 | $58,949,000 | $105,000 | $500,000 | $112,000 | $6,827,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,466 | $1,109,229,000 | $171,000 | $7,500,000 | $123,000 | $7,545,000 |
| American Indian or Alaskan Native | 1,132 | $134,167,000 | $118,000 | $502,000 | $232,000 | $6,095,000 |
| Not Provided | 872 | $144,387,000 | $165,000 | $1,509,000 | $223,000 | $8,296,000 |
| Not applicable | 43 | $32,266,000 | $750,000 | $20,425,000 | $940,000 | $6,170,000 |
| Hispanic | 37 | $5,241,000 | $141,000 | $408,000 | $77,000 | $323,000 |
| Black or African American | 16 | $3,082,000 | $192,000 | $713,000 | $110,000 | $439,000 |
| Asian | 5 | $1,012,000 | $202,000 | $550,000 | $12,000 | $58,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $117,000 | $117,000 | $117,000 | $61,000 | $61,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,572 | $1,429,501,000 | $166,000 | $20,425,000 | $151,000 | $8,296,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,895 | $996,246,000 | $168,000 | $20,425,000 | $188,000 | $8,296,000 |
| Application Denied By Financial Institution | 1,670 | $274,217,000 | $164,000 | $7,500,000 | $60,000 | $2,155,000 |
| Application Withdrawn By Applicant | 1,002 | $157,648,000 | $157,000 | $1,509,000 | $82,000 | $5,124,000 |
| Application Approved But Not Accepted | 4 | $961,000 | $240,000 | $680,000 | $401,000 | $941,000 |
| File Closed For Incompleteness | 1 | $429,000 | $429,000 | $429,000 | $4,904,000 | $4,904,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farm Credit Mid-America, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.