Farm Credit Mid-America, Aca Mortgage Lending & HMDA Data, 2012
In 2012, Farm Credit Mid-America, Aca of Louisville, KY reported 8,572 mortgage applications totaling $1.4 billion, up 37% from 2011. The average application was for $166,763, and applicants reported an average income of $151,309. 69% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (422), Louisville/Jefferson County, KY-IN (224) and Indianapolis-Carmel, IN (223) (applications in parentheses).
| Mortgage Company & Address | Farm Credit Mid-America, Aca 1601 Ups Drive Louisville, KY 40299 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,572 |
| Total Mortgage Loan Application Amount | $1,429,501,000 |
| Average Mortgage Loan Application Amount | $166,763 |
| Highest Mortgage Loan Application Amount | $20,425,000 |
| Average Applicant Income | $151,309 |
| Highest Applicant Income | $8,296,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Mid-America, Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LaGrange, Indiana | 114 | $ 19,977,000 | $ 175,236 | $ 85,000 |
| Greene, Tennessee | 108 | $ 14,545,000 | $ 134,675 | $ 85,000 |
| Rutherford, Tennessee | 80 | $ 14,574,000 | $ 182,175 | $ 106,000 |
| Maury, Tennessee | 73 | $ 11,639,000 | $ 159,438 | $ 189,000 |
| Wayne, Ohio | 68 | $ 10,215,000 | $ 150,220 | $ 149,000 |
| Scott, Tennessee | 66 | $ 7,379,000 | $ 111,803 | $ 55,000 |
| Knox, Tennessee | 65 | $ 14,009,000 | $ 215,523 | $ 98,000 |
| Breckinridge, Kentucky | 59 | $ 7,458,000 | $ 126,406 | $ 84,000 |
| Nelson, Kentucky | 57 | $ 7,576,000 | $ 132,912 | $ 81,000 |
| Williamson, Tennessee | 57 | $ 16,822,000 | $ 295,122 | $ 171,000 |
| Adams, Indiana | 54 | $ 7,219,000 | $ 133,685 | $ 87,000 |
| Allen, Indiana | 54 | $ 7,590,000 | $ 140,555 | $ 122,000 |
| Hardin, Kentucky | 50 | $ 10,263,000 | $ 205,260 | $ 110,000 |
| Elkhart, Indiana | 49 | $ 8,743,000 | $ 178,428 | $ 141,000 |
| Hart, Kentucky | 49 | $ 6,777,000 | $ 138,306 | $ 69,000 |
| Ashtabula, Ohio | 49 | $ 6,059,000 | $ 123,653 | $ 83,000 |
| Stark, Ohio | 49 | $ 9,255,000 | $ 188,877 | $ 102,000 |
| Washington, Tennessee | 48 | $ 7,560,000 | $ 157,500 | $ 79,000 |
| Cumberland, Tennessee | 47 | $ 5,844,000 | $ 124,340 | $ 87,000 |
| Lawrence, Tennessee | 47 | $ 6,326,000 | $ 134,595 | $ 68,000 |
| Warren, Kentucky | 46 | $ 8,367,000 | $ 181,891 | $ 127,000 |
| Columbiana, Ohio | 46 | $ 10,558,000 | $ 229,521 | $ 183,000 |
| Jefferson, Tennessee | 46 | $ 8,724,000 | $ 189,652 | $ 103,000 |
| Sumner, Tennessee | 45 | $ 7,527,000 | $ 167,266 | $ 250,000 |
| Harrison, Kentucky | 44 | $ 8,176,000 | $ 185,818 | $ 124,000 |
| Holmes, Ohio | 44 | $ 6,353,000 | $ 144,386 | $ 157,000 |
| Trumbull, Ohio | 44 | $ 5,252,000 | $ 119,363 | $ 108,000 |
| Giles, Tennessee | 44 | $ 5,541,000 | $ 125,931 | $ 94,000 |
| Robertson, Tennessee | 44 | $ 7,361,000 | $ 167,295 | $ 140,000 |
| Warren, Tennessee | 44 | $ 6,748,000 | $ 153,363 | $ 108,000 |
| Logan, Ohio | 43 | $ 5,893,000 | $ 137,046 | $ 259,000 |
| Mercer, Ohio | 43 | $ 9,483,000 | $ 220,534 | $ 305,000 |
| Johnson, Indiana | 42 | $ 8,772,000 | $ 208,857 | $ 179,000 |
| Medina, Ohio | 42 | $ 7,710,000 | $ 183,571 | $ 123,000 |
| Union, Ohio | 42 | $ 7,574,000 | $ 180,333 | $ 158,000 |
| Shelby, Ohio | 41 | $ 7,012,000 | $ 171,024 | $ 151,000 |
| Preble, Ohio | 40 | $ 5,410,000 | $ 135,250 | $ 129,000 |
| Blount, Tennessee | 40 | $ 9,783,000 | $ 244,575 | $ 85,000 |
| Rush, Indiana | 39 | $ 6,122,000 | $ 156,974 | $ 191,000 |
| Licking, Ohio | 39 | $ 7,314,000 | $ 187,538 | $ 135,000 |
| Ashland, Ohio | 38 | $ 4,938,000 | $ 129,947 | $ 153,000 |
| Clark, Ohio | 38 | $ 6,806,000 | $ 179,105 | $ 165,000 |
| Bedford, Tennessee | 37 | $ 10,428,000 | $ 281,837 | $ 112,000 |
| McMinn, Tennessee | 37 | $ 6,132,000 | $ 165,729 | $ 126,000 |
| Shelby, Kentucky | 36 | $ 7,753,000 | $ 215,361 | $ 162,000 |
| Wilson, Tennessee | 36 | $ 8,194,000 | $ 227,611 | $ 171,000 |
| Carroll, Ohio | 35 | $ 3,876,000 | $ 110,742 | $ 92,000 |
| Scioto, Ohio | 35 | $ 4,851,000 | $ 138,600 | $ 103,000 |
| Champaign, Ohio | 34 | $ 5,815,000 | $ 171,029 | $ 215,000 |
| Miami, Ohio | 34 | $ 6,258,000 | $ 184,058 | $ 160,000 |
| Allen, Kentucky | 33 | $ 6,456,000 | $ 195,636 | $ 90,000 |
| Auglaize, Ohio | 33 | $ 4,999,000 | $ 151,484 | $ 216,000 |
| Madison, Ohio | 33 | $ 6,030,000 | $ 182,727 | $ 258,000 |
| White, Tennessee | 33 | $ 3,715,000 | $ 112,575 | $ 90,000 |
| St. Joseph, Indiana | 32 | $ 4,511,000 | $ 140,968 | $ 117,000 |
| Warren, Indiana | 32 | $ 3,740,000 | $ 116,875 | $ 160,000 |
| Greene, Ohio | 32 | $ 5,736,000 | $ 179,250 | $ 153,000 |
| Dickson, Tennessee | 32 | $ 6,457,000 | $ 201,781 | $ 87,000 |
| Grainger, Tennessee | 32 | $ 3,885,000 | $ 121,406 | $ 50,000 |
| Lincoln, Tennessee | 32 | $ 5,012,000 | $ 156,625 | $ 191,000 |
| Tipton, Tennessee | 32 | $ 5,081,000 | $ 158,781 | $ 177,000 |
| Fulton, Ohio | 31 | $ 5,742,000 | $ 185,225 | $ 166,000 |
| Highland, Ohio | 31 | $ 4,833,000 | $ 155,903 | $ 75,000 |
| Hickman, Tennessee | 31 | $ 4,070,000 | $ 131,290 | $ 120,000 |
| Decatur, Indiana | 30 | $ 5,472,000 | $ 182,400 | $ 384,000 |
| LaPorte, Indiana | 30 | $ 5,142,000 | $ 171,400 | $ 396,000 |
| Knox, Ohio | 30 | $ 5,252,000 | $ 175,066 | $ 204,000 |
| Montgomery, Ohio | 30 | $ 4,502,000 | $ 150,066 | $ 155,000 |
| Montgomery, Tennessee | 30 | $ 5,724,000 | $ 190,800 | $ 172,000 |
| Hendricks, Indiana | 29 | $ 5,922,000 | $ 204,206 | $ 267,000 |
| Tippecanoe, Indiana | 29 | $ 5,271,000 | $ 181,758 | $ 335,000 |
| Clinton, Ohio | 29 | $ 6,624,000 | $ 228,413 | $ 190,000 |
| Darke, Ohio | 29 | $ 5,063,000 | $ 174,586 | $ 314,000 |
| Geauga, Ohio | 29 | $ 4,457,000 | $ 153,689 | $ 78,000 |
| Richland, Ohio | 29 | $ 4,026,000 | $ 138,827 | $ 187,000 |
| Overton, Tennessee | 29 | $ 3,769,000 | $ 129,965 | $ 61,000 |
| Wayne, Tennessee | 29 | $ 2,985,000 | $ 102,931 | $ 84,000 |
| Weakley, Tennessee | 29 | $ 2,885,000 | $ 99,482 | $ 86,000 |
| Bartholomew, Indiana | 28 | $ 4,863,000 | $ 173,678 | $ 215,000 |
| Jennings, Indiana | 28 | $ 3,959,000 | $ 141,392 | $ 67,000 |
| Logan, Kentucky | 28 | $ 3,385,000 | $ 120,892 | $ 196,000 |
| Claiborne, Tennessee | 28 | $ 3,168,000 | $ 113,142 | $ 142,000 |
| DeKalb, Tennessee | 28 | $ 3,737,000 | $ 133,464 | $ 84,000 |
| Gibson, Tennessee | 28 | $ 3,772,000 | $ 134,714 | $ 97,000 |
| Daviess, Indiana | 27 | $ 4,186,000 | $ 155,037 | $ 104,000 |
| Morgan, Indiana | 27 | $ 4,247,000 | $ 157,296 | $ 194,000 |
| Christian, Kentucky | 27 | $ 6,523,000 | $ 241,592 | $ 345,000 |
| Laurel, Kentucky | 27 | $ 3,419,000 | $ 126,629 | $ 52,000 |
| Brown, Ohio | 27 | $ 3,482,000 | $ 128,962 | $ 62,000 |
| Warren, Ohio | 27 | $ 6,413,000 | $ 237,518 | $ 205,000 |
| Jasper, Indiana | 26 | $ 4,389,000 | $ 168,807 | $ 155,000 |
| Shelby, Indiana | 26 | $ 3,935,000 | $ 151,346 | $ 277,000 |
| Grant, Kentucky | 26 | $ 4,522,000 | $ 173,923 | $ 65,000 |
| Ohio, Kentucky | 26 | $ 3,984,000 | $ 153,230 | $ 118,000 |
| Pulaski, Kentucky | 26 | $ 3,782,000 | $ 145,461 | $ 215,000 |
| Allen, Ohio | 26 | $ 4,952,000 | $ 190,461 | $ 893,000 |
| Guernsey, Ohio | 26 | $ 3,719,000 | $ 143,038 | $ 77,000 |
| Mahoning, Ohio | 26 | $ 3,357,000 | $ 129,115 | $ 188,000 |
| Anderson, Tennessee | 26 | $ 5,240,000 | $ 201,538 | $ 130,000 |
| Carroll, Tennessee | 26 | $ 3,450,000 | $ 132,692 | $ 56,000 |
| Fayette, Tennessee | 26 | $ 5,197,000 | $ 199,884 | $ 101,000 |
| Humphreys, Tennessee | 26 | $ 3,810,000 | $ 146,538 | $ 85,000 |
| Hancock, Indiana | 25 | $ 3,561,000 | $ 142,440 | $ 259,000 |
| Noble, Ohio | 25 | $ 3,202,000 | $ 128,080 | $ 59,000 |
| Williams, Ohio | 25 | $ 4,450,000 | $ 178,000 | $ 184,000 |
| Fentress, Tennessee | 25 | $ 4,302,000 | $ 172,080 | $ 120,000 |
| Macon, Tennessee | 25 | $ 3,036,000 | $ 121,440 | $ 291,000 |
| Barren, Kentucky | 24 | $ 3,168,000 | $ 132,000 | $ 155,000 |
| Fleming, Kentucky | 24 | $ 3,195,000 | $ 133,125 | $ 78,000 |
| Gallia, Ohio | 24 | $ 3,332,000 | $ 138,833 | $ 122,000 |
| Chester, Tennessee | 24 | $ 3,803,000 | $ 158,458 | $ 96,000 |
| Dyer, Tennessee | 24 | $ 3,676,000 | $ 153,166 | $ 299,000 |
| Hardeman, Tennessee | 24 | $ 11,064,000 | $ 461,000 | $ 175,000 |
| Henry, Tennessee | 24 | $ 2,511,000 | $ 104,625 | $ 75,000 |
| Marshall, Tennessee | 24 | $ 4,052,000 | $ 168,833 | $ 108,000 |
| Putnam, Tennessee | 24 | $ 4,470,000 | $ 186,250 | $ 81,000 |
| Fountain, Indiana | 23 | $ 3,147,000 | $ 136,826 | $ 490,000 |
| Pendleton, Kentucky | 23 | $ 2,621,000 | $ 113,956 | $ 80,000 |
| Lorain, Ohio | 23 | $ 3,847,000 | $ 167,260 | $ 111,000 |
| Pickaway, Ohio | 23 | $ 4,393,000 | $ 191,000 | $ 416,000 |
| Cannon, Tennessee | 23 | $ 2,542,000 | $ 110,521 | $ 68,000 |
| Cocke, Tennessee | 23 | $ 3,322,000 | $ 144,434 | $ 67,000 |
| Hamilton, Tennessee | 23 | $ 8,511,000 | $ 370,043 | $ 170,000 |
| Hawkins, Tennessee | 23 | $ 1,969,000 | $ 85,608 | $ 58,000 |
| Lauderdale, Tennessee | 23 | $ 2,684,000 | $ 116,695 | $ 808,000 |
| Hamilton, Indiana | 22 | $ 5,144,000 | $ 233,818 | $ 328,000 |
| Howard, Indiana | 22 | $ 2,780,000 | $ 126,363 | $ 98,000 |
| Jay, Indiana | 22 | $ 3,103,000 | $ 141,045 | $ 65,000 |
| Daviess, Kentucky | 22 | $ 3,561,000 | $ 161,863 | $ 177,000 |
| Grayson, Kentucky | 22 | $ 3,342,000 | $ 151,909 | $ 258,000 |
| Mason, Kentucky | 22 | $ 4,248,000 | $ 193,090 | $ 118,000 |
| Taylor, Kentucky | 22 | $ 2,266,000 | $ 103,000 | $ 120,000 |
| Todd, Kentucky | 22 | $ 4,322,000 | $ 196,454 | $ 204,000 |
| Tuscarawas, Ohio | 22 | $ 3,172,000 | $ 144,181 | $ 66,000 |
| McNairy, Tennessee | 22 | $ 3,472,000 | $ 157,818 | $ 79,000 |
| Harrison, Indiana | 21 | $ 3,237,000 | $ 154,142 | $ 89,000 |
| Kosciusko, Indiana | 21 | $ 3,762,000 | $ 179,142 | $ 185,000 |
| Butler, Kentucky | 21 | $ 2,268,000 | $ 108,000 | $ 94,000 |
| Nicholas, Kentucky | 21 | $ 3,304,000 | $ 157,333 | $ 134,000 |
| Fairfield, Ohio | 21 | $ 5,901,000 | $ 281,000 | $ 302,000 |
| Ross, Ohio | 21 | $ 3,620,000 | $ 172,380 | $ 149,000 |
| Monroe, Tennessee | 21 | $ 3,631,000 | $ 172,904 | $ 64,000 |
| Sevier, Tennessee | 21 | $ 4,962,000 | $ 236,285 | $ 98,000 |
| Shelby, Tennessee | 21 | $ 5,787,000 | $ 275,571 | $ 328,000 |
| Sullivan, Tennessee | 21 | $ 4,681,000 | $ 222,904 | $ 105,000 |
| Madison, Indiana | 20 | $ 2,855,000 | $ 142,750 | $ 172,000 |
| Porter, Indiana | 20 | $ 3,892,000 | $ 194,600 | $ 148,000 |
| Putnam, Indiana | 20 | $ 3,050,000 | $ 152,500 | $ 106,000 |
| Washington, Indiana | 20 | $ 2,289,000 | $ 114,450 | $ 179,000 |
| Bath, Kentucky | 20 | $ 1,719,000 | $ 85,950 | $ 72,000 |
| Owen, Kentucky | 20 | $ 2,494,000 | $ 124,700 | $ 75,000 |
| Morrow, Ohio | 20 | $ 3,067,000 | $ 153,350 | $ 90,000 |
| Portage, Ohio | 20 | $ 2,180,000 | $ 109,000 | $ 146,000 |
| Franklin, Tennessee | 20 | $ 4,844,000 | $ 242,200 | $ 199,000 |
| Hamblen, Tennessee | 20 | $ 3,819,000 | $ 190,950 | $ 113,000 |
| Roane, Tennessee | 20 | $ 4,329,000 | $ 216,450 | $ 134,000 |
| Jackson, Indiana | 19 | $ 5,735,000 | $ 301,842 | $ 291,000 |
| Monroe, Indiana | 19 | $ 3,942,000 | $ 207,473 | $ 134,000 |
| Wayne, Indiana | 19 | $ 3,284,000 | $ 172,842 | $ 355,000 |
| Wells, Indiana | 19 | $ 3,179,000 | $ 167,315 | $ 244,000 |
| Larue, Kentucky | 19 | $ 1,848,000 | $ 97,263 | $ 66,000 |
| Mercer, Kentucky | 19 | $ 3,776,000 | $ 198,736 | $ 110,000 |
| Simpson, Kentucky | 19 | $ 2,565,000 | $ 135,000 | $ 129,000 |
| Coshocton, Ohio | 19 | $ 2,551,000 | $ 134,263 | $ 83,000 |
| Delaware, Ohio | 19 | $ 3,883,000 | $ 204,368 | $ 217,000 |
| Cheatham, Tennessee | 19 | $ 3,405,000 | $ 179,210 | $ 84,000 |
| Coffee, Tennessee | 19 | $ 4,388,000 | $ 230,947 | $ 230,000 |
| Madison, Tennessee | 19 | $ 5,183,000 | $ 272,789 | $ 256,000 |
| Noble, Indiana | 18 | $ 2,875,000 | $ 159,722 | $ 134,000 |
| Rockcastle, Kentucky | 18 | $ 1,872,000 | $ 104,000 | $ 91,000 |
| Trigg, Kentucky | 18 | $ 3,070,000 | $ 170,555 | $ 283,000 |
| Belmont, Ohio | 18 | $ 3,671,000 | $ 203,944 | $ 64,000 |
| Carter, Tennessee | 18 | $ 2,330,000 | $ 129,444 | $ 55,000 |
| Clay, Tennessee | 18 | $ 3,331,000 | $ 185,055 | $ 181,000 |
| Morgan, Tennessee | 18 | $ 2,279,000 | $ 126,611 | $ 60,000 |
| Montgomery, Indiana | 17 | $ 2,561,000 | $ 150,647 | $ 243,000 |
| Green, Kentucky | 17 | $ 2,516,000 | $ 148,000 | $ 99,000 |
| Meade, Kentucky | 17 | $ 2,020,000 | $ 118,823 | $ 163,000 |
| Monroe, Kentucky | 17 | $ 5,033,000 | $ 296,058 | $ 204,000 |
| Muskingum, Ohio | 17 | $ 3,409,000 | $ 200,529 | $ 87,000 |
| Crockett, Tennessee | 17 | $ 3,068,000 | $ 180,470 | $ 144,000 |
| Jefferson, Indiana | 16 | $ 2,941,000 | $ 183,812 | $ 235,000 |
| Marshall, Indiana | 16 | $ 2,231,000 | $ 139,437 | $ 61,000 |
| Ripley, Indiana | 16 | $ 2,521,000 | $ 157,562 | $ 149,000 |
| Scott, Kentucky | 16 | $ 4,155,000 | $ 259,687 | $ 135,000 |
| Defiance, Ohio | 16 | $ 2,364,000 | $ 147,750 | $ 232,000 |
| Franklin, Ohio | 16 | $ 25,527,000 | $ 1,595,437 | $ 1,003,000 |
| Bradley, Tennessee | 16 | $ 2,637,000 | $ 164,812 | $ 56,000 |
| Davidson, Tennessee | 16 | $ 5,487,000 | $ 342,937 | $ 177,000 |
| Carroll, Indiana | 15 | $ 2,346,000 | $ 156,400 | $ 386,000 |
| Randolph, Indiana | 15 | $ 1,482,000 | $ 98,800 | $ 85,000 |
| Scott, Indiana | 15 | $ 2,091,000 | $ 139,400 | $ 158,000 |
| Anderson, Kentucky | 15 | $ 2,247,000 | $ 149,800 | $ 71,000 |
| Bullitt, Kentucky | 15 | $ 1,843,000 | $ 122,866 | $ 75,000 |
| Edmonson, Kentucky | 15 | $ 2,220,000 | $ 148,000 | $ 78,000 |
| Marion, Kentucky | 15 | $ 1,716,000 | $ 114,400 | $ 185,000 |
| Montgomery, Kentucky | 15 | $ 1,504,000 | $ 100,266 | $ 98,000 |
| Washington, Ohio | 15 | $ 2,616,000 | $ 174,400 | $ 156,000 |
| Jackson, Tennessee | 15 | $ 1,686,000 | $ 112,400 | $ 77,000 |
| Benton, Indiana | 14 | $ 1,545,000 | $ 110,357 | $ 445,000 |
| Blackford, Indiana | 14 | $ 1,714,000 | $ 122,428 | $ 127,000 |
| Grant, Indiana | 14 | $ 1,869,000 | $ 133,500 | $ 225,000 |
| Starke, Indiana | 14 | $ 2,111,000 | $ 150,785 | $ 170,000 |
| Bourbon, Kentucky | 14 | $ 8,218,000 | $ 587,000 | $ 277,000 |
| Butler, Ohio | 14 | $ 2,631,000 | $ 187,928 | $ 167,000 |
| Clermont, Ohio | 14 | $ 1,884,000 | $ 134,571 | $ 133,000 |
| Hocking, Ohio | 14 | $ 2,059,000 | $ 147,071 | $ 62,000 |
| Decatur, Tennessee | 14 | $ 2,124,000 | $ 151,714 | $ 100,000 |
| Hancock, Tennessee | 14 | $ 1,252,000 | $ 89,428 | $ 49,000 |
| Henderson, Tennessee | 14 | $ 1,719,000 | $ 122,785 | $ 85,000 |
| Brown, Indiana | 13 | $ 1,872,000 | $ 144,000 | $ 192,000 |
| Clark, Indiana | 13 | $ 1,655,000 | $ 127,307 | $ 205,000 |
| Dearborn, Indiana | 13 | $ 2,659,000 | $ 204,538 | $ 131,000 |
| Delaware, Indiana | 13 | $ 2,192,000 | $ 168,615 | $ 266,000 |
| Franklin, Indiana | 13 | $ 1,965,000 | $ 151,153 | $ 155,000 |
| Henry, Indiana | 13 | $ 1,526,000 | $ 117,384 | $ 118,000 |
| Lake, Indiana | 13 | $ 2,818,000 | $ 216,769 | $ 171,000 |
| Posey, Indiana | 13 | $ 1,649,000 | $ 126,846 | $ 81,000 |
| White, Indiana | 13 | $ 2,534,000 | $ 194,923 | $ 306,000 |
| Carter, Kentucky | 13 | $ 1,567,000 | $ 120,538 | $ 53,000 |
| Casey, Kentucky | 13 | $ 1,369,000 | $ 105,307 | $ 101,000 |
| Henderson, Kentucky | 13 | $ 2,678,000 | $ 206,000 | $ 277,000 |
| Jackson, Ohio | 13 | $ 1,492,000 | $ 114,769 | $ 55,000 |
| Benton, Tennessee | 13 | $ 1,793,000 | $ 137,923 | $ 70,000 |
| Meigs, Tennessee | 13 | $ 2,034,000 | $ 156,461 | $ 89,000 |
| Miami, Indiana | 12 | $ 1,395,000 | $ 116,250 | $ 108,000 |
| Owen, Indiana | 12 | $ 1,743,000 | $ 145,250 | $ 188,000 |
| Pulaski, Indiana | 12 | $ 1,846,000 | $ 153,833 | $ 814,000 |
| Clinton, Kentucky | 12 | $ 1,549,000 | $ 129,083 | $ 210,000 |
| Fayette, Kentucky | 12 | $ 3,509,000 | $ 292,416 | $ 298,000 |
| Lincoln, Kentucky | 12 | $ 2,163,000 | $ 180,250 | $ 315,000 |
| Oldham, Kentucky | 12 | $ 4,438,000 | $ 369,833 | $ 182,000 |
| Fayette, Ohio | 12 | $ 3,086,000 | $ 257,166 | $ 262,000 |
| Henry, Ohio | 12 | $ 1,529,000 | $ 127,416 | $ 151,000 |
| Huron, Ohio | 12 | $ 1,862,000 | $ 155,166 | $ 134,000 |
| Campbell, Tennessee | 12 | $ 1,599,000 | $ 133,250 | $ 57,000 |
| Haywood, Tennessee | 12 | $ 1,156,000 | $ 96,333 | $ 316,000 |
| Houston, Tennessee | 12 | $ 2,235,000 | $ 186,250 | $ 92,000 |
| Johnson, Tennessee | 12 | $ 2,670,000 | $ 222,500 | $ 322,000 |
| Clinton, Indiana | 11 | $ 1,526,000 | $ 138,727 | $ 694,000 |
| Dubois, Indiana | 11 | $ 1,498,000 | $ 136,181 | $ 149,000 |
| Fayette, Indiana | 11 | $ 1,531,000 | $ 139,181 | $ 295,000 |
| Gibson, Indiana | 11 | $ 2,074,000 | $ 188,545 | $ 476,000 |
| Huntington, Indiana | 11 | $ 1,409,000 | $ 128,090 | $ 99,000 |
| Knox, Indiana | 11 | $ 2,470,000 | $ 224,545 | $ 175,000 |
| Tipton, Indiana | 11 | $ 2,073,000 | $ 188,454 | $ 358,000 |
| Wabash, Indiana | 11 | $ 1,658,000 | $ 150,727 | $ 148,000 |
| Caldwell, Kentucky | 11 | $ 1,553,000 | $ 141,181 | $ 79,000 |
| Greenup, Kentucky | 11 | $ 1,570,000 | $ 142,727 | $ 58,000 |
| Hopkins, Kentucky | 11 | $ 1,482,000 | $ 134,727 | $ 122,000 |
| Spencer, Kentucky | 11 | $ 2,625,000 | $ 238,636 | $ 156,000 |
| Woodford, Kentucky | 11 | $ 3,170,000 | $ 288,181 | $ 193,000 |
| Pike, Ohio | 11 | $ 3,498,000 | $ 318,000 | $ 192,000 |
| Lewis, Tennessee | 11 | $ 1,288,000 | $ 117,090 | $ 42,000 |
| Loudon, Tennessee | 11 | $ 3,153,000 | $ 286,636 | $ 110,000 |
| Pickett, Tennessee | 11 | $ 2,498,000 | $ 227,090 | $ 105,000 |
| Marion, Indiana | 10 | $ 2,472,000 | $ 247,200 | $ 208,000 |
| Parke, Indiana | 10 | $ 1,292,000 | $ 129,200 | $ 56,000 |
| Sullivan, Indiana | 10 | $ 1,251,000 | $ 125,100 | $ 195,000 |
| Switzerland, Indiana | 10 | $ 1,350,000 | $ 135,000 | $ 83,000 |
| Vanderburgh, Indiana | 10 | $ 2,781,000 | $ 278,100 | $ 157,000 |
| Whitley, Indiana | 10 | $ 1,557,000 | $ 155,700 | $ 225,000 |
| Adair, Kentucky | 10 | $ 2,262,000 | $ 226,200 | $ 137,000 |
| Boone, Kentucky | 10 | $ 2,049,000 | $ 204,900 | $ 138,000 |
| Campbell, Kentucky | 10 | $ 2,122,000 | $ 212,200 | $ 132,000 |
| Crittenden, Kentucky | 10 | $ 1,112,000 | $ 111,200 | $ 92,000 |
| Washington, Kentucky | 10 | $ 1,668,000 | $ 166,800 | $ 68,000 |
| Adams, Ohio | 10 | $ 1,322,000 | $ 132,200 | $ 124,000 |
| Harrison, Ohio | 10 | $ 1,196,000 | $ 119,600 | $ 129,000 |
| Polk, Tennessee | 10 | $ 1,410,000 | $ 141,000 | $ 74,000 |
| Stewart, Tennessee | 10 | $ 1,807,000 | $ 180,700 | $ 150,000 |
| Boone, Indiana | 9 | $ 1,378,000 | $ 153,111 | $ 101,000 |
| Newton, Indiana | 9 | $ 1,417,000 | $ 157,444 | $ 403,000 |
| Orange, Indiana | 9 | $ 1,279,000 | $ 142,111 | $ 59,000 |
| Vigo, Indiana | 9 | $ 1,043,000 | $ 115,888 | $ 48,000 |
| Muhlenberg, Kentucky | 9 | $ 1,358,000 | $ 150,888 | $ 78,000 |
| Robertson, Kentucky | 9 | $ 852,000 | $ 94,666 | $ 58,000 |
| Morgan, Ohio | 9 | $ 874,000 | $ 97,111 | $ 151,000 |
| Van Wert, Ohio | 9 | $ 2,393,000 | $ 265,888 | $ 648,000 |
| Grundy, Tennessee | 9 | $ 1,260,000 | $ 140,000 | $ 74,000 |
| Hardin, Tennessee | 9 | $ 1,738,000 | $ 193,111 | $ 97,000 |
| Obion, Tennessee | 9 | $ 841,000 | $ 93,444 | $ 293,000 |
| Smith, Tennessee | 9 | $ 1,422,000 | $ 158,000 | $ 142,000 |
| Union, Tennessee | 9 | $ 1,576,000 | $ 175,111 | $ 82,000 |
| Van Buren, Tennessee | 9 | $ 1,259,000 | $ 139,888 | $ 69,000 |
| Perry, Indiana | 8 | $ 1,167,000 | $ 145,875 | $ 38,000 |
| Spencer, Indiana | 8 | $ 1,475,000 | $ 184,375 | $ 139,000 |
| Steuben, Indiana | 8 | $ 986,000 | $ 123,250 | $ 403,000 |
| Boyle, Kentucky | 8 | $ 1,941,000 | $ 242,625 | $ 102,000 |
| Bracken, Kentucky | 8 | $ 1,022,000 | $ 127,750 | $ 57,000 |
| Hancock, Kentucky | 8 | $ 1,089,000 | $ 136,125 | $ 185,000 |
| Henry, Kentucky | 8 | $ 1,003,000 | $ 125,375 | $ 107,000 |
| Jessamine, Kentucky | 8 | $ 1,373,000 | $ 171,625 | $ 157,000 |
| Madison, Kentucky | 8 | $ 1,245,000 | $ 155,625 | $ 74,000 |
| Metcalfe, Kentucky | 8 | $ 804,000 | $ 100,500 | $ 98,000 |
| Rowan, Kentucky | 8 | $ 976,000 | $ 122,000 | $ 49,000 |
| Russell, Kentucky | 8 | $ 1,472,000 | $ 184,000 | $ 154,000 |
| Perry, Ohio | 8 | $ 1,068,000 | $ 133,500 | $ 45,000 |
| Bledsoe, Tennessee | 8 | $ 1,190,000 | $ 148,750 | $ 348,000 |
| Moore, Tennessee | 8 | $ 979,000 | $ 122,375 | $ 67,000 |
| Perry, Tennessee | 8 | $ 818,000 | $ 102,250 | $ 76,000 |
| Clay, Kentucky | 7 | $ 513,000 | $ 73,285 | $ 37,000 |
| Jackson, Kentucky | 7 | $ 523,000 | $ 74,714 | $ 39,000 |
| Jefferson, Kentucky | 7 | $ 1,163,000 | $ 166,142 | $ 282,000 |
| Kenton, Kentucky | 7 | $ 730,000 | $ 104,285 | $ 88,000 |
| McLean, Kentucky | 7 | $ 886,000 | $ 126,571 | $ 227,000 |
| Menifee, Kentucky | 7 | $ 565,000 | $ 80,714 | $ 61,000 |
| Whitley, Kentucky | 7 | $ 835,000 | $ 119,285 | $ 50,000 |
| Athens, Ohio | 7 | $ 1,805,000 | $ 257,857 | $ 148,000 |
| Hamilton, Ohio | 7 | $ 2,350,000 | $ 335,714 | $ 1,237,000 |
| Lake, Ohio | 7 | $ 952,000 | $ 136,000 | $ 95,000 |
| Paulding, Ohio | 7 | $ 904,000 | $ 129,142 | $ 154,000 |
| Putnam, Ohio | 7 | $ 1,405,000 | $ 200,714 | $ 137,000 |
| Crawford, Indiana | 6 | $ 815,000 | $ 135,833 | $ 68,000 |
| Fulton, Indiana | 6 | $ 1,175,000 | $ 195,833 | $ 229,000 |
| Warrick, Indiana | 6 | $ 968,000 | $ 161,333 | $ 93,000 |
| Carroll, Kentucky | 6 | $ 929,000 | $ 154,833 | $ 96,000 |
| McCreary, Kentucky | 6 | $ 791,000 | $ 131,833 | $ 78,000 |
| Erie, Ohio | 6 | $ 963,000 | $ 160,500 | $ 205,000 |
| Summit, Ohio | 6 | $ 968,000 | $ 161,333 | $ 85,000 |
| Clay, Indiana | 5 | $ 521,000 | $ 104,200 | $ 248,000 |
| DeKalb, Indiana | 5 | $ 821,000 | $ 164,200 | $ 96,000 |
| Floyd, Indiana | 5 | $ 781,000 | $ 156,200 | $ 70,000 |
| Pike, Indiana | 5 | $ 496,000 | $ 99,200 | $ 42,000 |
| Cumberland, Kentucky | 5 | $ 566,000 | $ 113,200 | $ 35,000 |
| Estill, Kentucky | 5 | $ 585,000 | $ 117,000 | $ 293,000 |
| Gallatin, Kentucky | 5 | $ 1,310,000 | $ 262,000 | $ 86,000 |
| Lewis, Kentucky | 5 | $ 521,000 | $ 104,200 | $ 1,113,000 |
| Webster, Kentucky | 5 | $ 568,000 | $ 113,600 | $ 51,000 |
| Wolfe, Kentucky | 5 | $ 481,000 | $ 96,200 | $ 74,000 |
| Cuyahoga, Ohio | 5 | $ 479,000 | $ 95,800 | $ 147,000 |
| Trousdale, Tennessee | 5 | $ 548,000 | $ 109,600 | $ 84,000 |
| Cass, Indiana | 4 | $ 598,000 | $ 149,500 | $ 69,000 |
| Lawrence, Indiana | 4 | $ 732,000 | $ 183,000 | $ 132,000 |
| Union, Indiana | 4 | $ 970,000 | $ 242,500 | $ 142,000 |
| Vermillion, Indiana | 4 | $ 390,000 | $ 97,500 | $ 219,000 |
| Boyd, Kentucky | 4 | $ 329,000 | $ 82,250 | $ 178,000 |
| Clark, Kentucky | 4 | $ 1,019,000 | $ 254,750 | $ 89,000 |
| Harlan, Kentucky | 4 | $ 363,000 | $ 90,750 | $ 82,000 |
| Owsley, Kentucky | 4 | $ 285,000 | $ 71,250 | $ 48,000 |
| Wayne, Kentucky | 4 | $ 407,000 | $ 101,750 | $ 29,000 |
| Hardin, Ohio | 4 | $ 324,000 | $ 81,000 | $ 71,000 |
| Lawrence, Ohio | 4 | $ 611,000 | $ 152,750 | $ 85,000 |
| Monroe, Ohio | 4 | $ 588,000 | $ 147,000 | $ 63,000 |
| Martin, Indiana | 3 | $ 632,000 | $ 210,666 | $ 320,000 |
| Calloway, Kentucky | 3 | $ 557,000 | $ 185,666 | $ 36,000 |
| Garrard, Kentucky | 3 | $ 377,000 | $ 125,666 | $ 44,000 |
| Lawrence, Kentucky | 3 | $ 411,000 | $ 137,000 | $ 24,000 |
| Letcher, Kentucky | 3 | $ 1,038,000 | $ 346,000 | $ 142,000 |
| Morgan, Kentucky | 3 | $ 396,000 | $ 132,000 | $ 73,000 |
| Perry, Kentucky | 3 | $ 416,000 | $ 138,666 | $ 115,000 |
| Powell, Kentucky | 3 | $ 413,000 | $ 137,666 | $ 51,000 |
| Union, Kentucky | 3 | $ 537,000 | $ 179,000 | $ 89,000 |
| Hancock, Ohio | 3 | $ 445,000 | $ 148,333 | $ 137,000 |
| Jefferson, Ohio | 3 | $ 571,000 | $ 190,333 | $ 72,000 |
| Meigs, Ohio | 3 | $ 461,000 | $ 153,666 | $ 72,000 |
| Vinton, Ohio | 3 | $ 457,000 | $ 152,333 | $ 55,000 |
| Rhea, Tennessee | 3 | $ 176,000 | $ 58,666 | $ 77,000 |
| Sequatchie, Tennessee | 3 | $ 294,000 | $ 98,000 | $ 60,000 |
| Lafayette, Florida | 2 | $ 339,000 | $ 169,500 | $ 152,000 |
| Franklin, Kentucky | 2 | $ 165,000 | $ 82,500 | $ 41,000 |
| Lee, Kentucky | 2 | $ 272,000 | $ 136,000 | $ 100,000 |
| Lyon, Kentucky | 2 | $ 243,000 | $ 121,500 | $ 15,000 |
| Trimble, Kentucky | 2 | $ 327,000 | $ 163,500 | $ 14,000 |
| Seneca, Ohio | 2 | $ 1,295,000 | $ 647,500 | $ 356,000 |
| Lancaster, Pennsylvania | 2 | $ 560,000 | $ 280,000 | $ 157,000 |
| Lake, Tennessee | 2 | $ 152,000 | $ 76,000 | $ 268,000 |
| Marion, Tennessee | 2 | $ 400,000 | $ 200,000 | $ 140,000 |
| Unicoi, Tennessee | 2 | $ 218,000 | $ 109,000 | $ 84,000 |
| Lee, Virginia | 2 | $ 404,000 | $ 202,000 | $ 190,000 |
| Hendry, Florida | 1 | $ 32,000 | $ 32,000 | $ 71,000 |
| Polk, Florida | 1 | $ 151,000 | $ 151,000 | $ 659,000 |
| Santa Rosa, Florida | 1 | $ 602,000 | $ 602,000 | $ 561,000 |
| Decatur, Georgia | 1 | $ 223,000 | $ 223,000 | $ 177,000 |
| Wabash, Illinois | 1 | $ 139,000 | $ 139,000 | $ 74,000 |
| Ohio, Indiana | 1 | $ 70,000 | $ 70,000 | $ 106,000 |
| Logan, Kansas | 1 | $ 94,000 | $ 94,000 | $ 168,000 |
| Bell, Kentucky | 1 | $ 103,000 | $ 103,000 | $ 39,000 |
| Floyd, Kentucky | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Fulton, Kentucky | 1 | $ 198,000 | $ 198,000 | $ 103,000 |
| Graves, Kentucky | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Knox, Kentucky | 1 | $ 133,000 | $ 133,000 | $ 92,000 |
| Livingston, Kentucky | 1 | $ 323,000 | $ 323,000 | $ 95,000 |
| Marshall, Kentucky | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Iosco, Michigan | 1 | $ 252,000 | $ 252,000 | $ 103,000 |
| Benton, Mississippi | 1 | $ 446,000 | $ 446,000 | $ 1,023,000 |
| Tishomingo, Mississippi | 1 | $ 130,000 | $ 130,000 | $ 253,000 |
| Jefferson, Missouri | 1 | $ 343,000 | $ 343,000 | $ 83,000 |
| Reynolds, Missouri | 1 | $ 156,000 | $ 156,000 | $ 57,000 |
| Crawford, Ohio | 1 | $ 44,000 | $ 44,000 | $ 71,000 |
| Lucas, Ohio | 1 | $ 61,000 | $ 61,000 | $ 1,476,000 |
| Sandusky, Ohio | 1 | $ 129,000 | $ 129,000 | $ 195,000 |
| Wood, Ohio | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Forest, Pennsylvania | 1 | $ 36,000 | $ 36,000 | $ 249,000 |
| Horry, South Carolina | 1 | $ 46,000 | $ 46,000 | $ 118,000 |
| Patrick, Virginia | 1 | $ 102,000 | $ 102,000 | $ 131,000 |
| Calhoun, West Virginia | 1 | $ 182,000 | $ 182,000 | $ 113,000 |
Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,158 | $828,638,000 | $199,000 | $20,425,000 | $168,000 | $7,545,000 |
| Home Purchase | 3,856 | $541,914,000 | $140,000 | $1,519,000 | $139,000 | $8,296,000 |
| Home Improvement | 558 | $58,949,000 | $105,000 | $500,000 | $112,000 | $6,827,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,466 | $1,109,229,000 | $171,000 | $7,500,000 | $123,000 | $7,545,000 |
| American Indian or Alaskan Native | 1,132 | $134,167,000 | $118,000 | $502,000 | $232,000 | $6,095,000 |
| Not Provided | 872 | $144,387,000 | $165,000 | $1,509,000 | $223,000 | $8,296,000 |
| Not applicable | 43 | $32,266,000 | $750,000 | $20,425,000 | $940,000 | $6,170,000 |
| Hispanic | 37 | $5,241,000 | $141,000 | $408,000 | $77,000 | $323,000 |
| Black or African American | 16 | $3,082,000 | $192,000 | $713,000 | $110,000 | $439,000 |
| Asian | 5 | $1,012,000 | $202,000 | $550,000 | $12,000 | $58,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $117,000 | $117,000 | $117,000 | $61,000 | $61,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,572 | $1,429,501,000 | $166,000 | $20,425,000 | $151,000 | $8,296,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,895 | $996,246,000 | $168,000 | $20,425,000 | $188,000 | $8,296,000 |
| Application Denied By Financial Institution | 1,670 | $274,217,000 | $164,000 | $7,500,000 | $60,000 | $2,155,000 |
| Application Withdrawn By Applicant | 1,002 | $157,648,000 | $157,000 | $1,509,000 | $82,000 | $5,124,000 |
| Application Approved But Not Accepted | 4 | $961,000 | $240,000 | $680,000 | $401,000 | $941,000 |
| File Closed For Incompleteness | 1 | $429,000 | $429,000 | $429,000 | $4,904,000 | $4,904,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farm Credit Mid-America, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.
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