Farmers Insurance Group Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Farmers Insurance Group Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Farmers Insurance Group Federal Credit Union 4601 Wilshire Bl. Ste 110 Burbank, CA 90010 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 776 |
| Total Mortgage Loan Application Amount | $191,150,000 |
| Average Mortgage Loan Application Amount | $257,200 |
| Highest Mortgage Loan Application Amount | $2,205,000 |
| Average Applicant Income | $204,200 |
| Highest Applicant Income | $1,444,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Farmers Insurance Group Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farmers Insurance Group Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Farmers Insurance Group Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farmers Insurance Group Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Farmers Insurance Group Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farmers Insurance Group Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 68 | $ 26,500,000 | $ 389,000 | $ 227,000 |
| Maricopa County Arizona | 40 | $ 8,570,000 | $ 214,000 | $ 210,000 |
| Riverside County California | 33 | $ 9,525,000 | $ 288,000 | $ 195,000 |
| San Bernardino County California | 14 | $ 5,860,000 | $ 418,000 | $ 189,000 |
| San Diego County California | 12 | $ 4,680,000 | $ 390,000 | $ 242,000 |
| Kent County Michigan | 12 | $ 1,830,000 | $ 152,000 | $ 140,000 |
| Orange County California | 11 | $ 3,305,000 | $ 300,000 | $ 201,000 |
| Johnson County Kansas | 10 | $ 1,730,000 | $ 173,000 | $ 219,000 |
| Ventura County California | 9 | $ 2,525,000 | $ 280,000 | $ 190,000 |
| Douglas County Colorado | 9 | $ 1,415,000 | $ 157,000 | $ 226,000 |
| Pierce County Washington | 9 | $ 2,045,000 | $ 227,000 | $ 135,000 |
| Pima County Arizona | 8 | $ 1,400,000 | $ 175,000 | $ 146,000 |
| Stanislaus County California | 8 | $ 1,860,000 | $ 232,000 | $ 163,000 |
| Cook County Illinois | 8 | $ 1,590,000 | $ 198,000 | $ 210,000 |
| Clark County Nevada | 8 | $ 2,410,000 | $ 301,000 | $ 312,000 |
| King County Washington | 8 | $ 1,670,000 | $ 208,000 | $ 116,000 |
| San Joaquin County California | 7 | $ 2,955,000 | $ 422,000 | $ 279,000 |
| Bexar County Texas | 7 | $ 2,445,000 | $ 349,000 | $ 355,000 |
| Tarrant County Texas | 7 | $ 2,875,000 | $ 410,000 | $ 345,000 |
| Alameda County California | 6 | $ 3,010,000 | $ 501,000 | $ 213,000 |
| Fresno County California | 6 | $ 1,150,000 | $ 191,000 | $ 220,000 |
| Santa Clara County California | 6 | $ 2,380,000 | $ 396,000 | $ 145,000 |
| Oakland County Michigan | 6 | $ 770,000 | $ 128,000 | $ 130,000 |
| Pinal County Arizona | 5 | $ 895,000 | $ 179,000 | $ 188,000 |
| Contra Costa County California | 5 | $ 1,375,000 | $ 275,000 | $ 203,000 |
| Kern County California | 5 | $ 675,000 | $ 135,000 | $ 135,000 |
| Oklahoma County Oklahoma | 5 | $ 405,000 | $ 81,000 | $ 150,000 |
| Tulsa County Oklahoma | 5 | $ 1,275,000 | $ 255,000 | $ 200,000 |
| Washington County Oregon | 5 | $ 745,000 | $ 149,000 | $ 108,000 |
| Merced County California | 4 | $ 330,000 | $ 82,000 | $ 121,000 |
| San Luis Obispo County California | 4 | $ 1,230,000 | $ 307,000 | $ 208,000 |
| Adams County Colorado | 4 | $ 1,760,000 | $ 440,000 | $ 404,000 |
| El Paso County Colorado | 4 | $ 510,000 | $ 127,000 | $ 214,000 |
| Cherokee County Georgia | 4 | $ 660,000 | $ 165,000 | $ 141,000 |
| Sedgwick County Kansas | 4 | $ 570,000 | $ 142,000 | $ 150,000 |
| Anoka County Minnesota | 4 | $ 1,560,000 | $ 390,000 | $ 229,000 |
| Morris County New Jersey | 4 | $ 2,130,000 | $ 532,000 | $ 253,000 |
| Canadian County Oklahoma | 4 | $ 280,000 | $ 70,000 | $ 97,000 |
| Sumner County Tennessee | 4 | $ 2,390,000 | $ 597,000 | $ 404,000 |
| Snohomish County Washington | 4 | $ 1,170,000 | $ 292,000 | $ 231,000 |
| Yavapai County Arizona | 3 | $ 565,000 | $ 188,000 | $ 128,000 |
| Sacramento County California | 3 | $ 485,000 | $ 161,000 | $ 129,000 |
| Santa Barbara County California | 3 | $ 625,000 | $ 208,000 | $ 281,000 |
| Santa Cruz County California | 3 | $ 2,455,000 | $ 818,000 | $ 585,000 |
| Sonoma County California | 3 | $ 1,765,000 | $ 588,000 | $ 797,000 |
| Tulare County California | 3 | $ 965,000 | $ 321,000 | $ 331,000 |
| Arapahoe County Colorado | 3 | $ 585,000 | $ 195,000 | $ 253,000 |
| Cobb County Georgia | 3 | $ 385,000 | $ 128,000 | $ 145,000 |
| Dakota County Minnesota | 3 | $ 345,000 | $ 115,000 | $ 270,000 |
| Ramsey County Minnesota | 3 | $ 395,000 | $ 131,000 | $ 146,000 |
| St. Louis County Minnesota | 3 | $ 265,000 | $ 88,000 | $ 123,000 |
| St. Charles County Missouri | 3 | $ 545,000 | $ 181,000 | $ 183,000 |
| Washoe County Nevada | 3 | $ 485,000 | $ 161,000 | $ 203,000 |
| Bernalillo County New Mexico | 3 | $ 405,000 | $ 135,000 | $ 104,000 |
| El Paso County Texas | 3 | $ 445,000 | $ 148,000 | $ 183,000 |
| Harris County Texas | 3 | $ 815,000 | $ 271,000 | $ 415,000 |
| Williamson County Texas | 3 | $ 635,000 | $ 211,000 | $ 123,000 |
| Salt Lake County Utah | 3 | $ 355,000 | $ 118,000 | $ 211,000 |
| Weber County Utah | 3 | $ 1,065,000 | $ 355,000 | $ 137,000 |
| Skagit County Washington | 3 | $ 1,725,000 | $ 575,000 | $ 425,000 |
| Monterey County California | 2 | $ 590,000 | $ 295,000 | $ 117,000 |
| Placer County California | 2 | $ 320,000 | $ 160,000 | $ 141,000 |
| Solano County California | 2 | $ 140,000 | $ 70,000 | $ 104,000 |
| Sutter County California | 2 | $ 350,000 | $ 175,000 | $ 189,000 |
| Delta County Colorado | 2 | $ 460,000 | $ 230,000 | $ 327,000 |
| Jefferson County Colorado | 2 | $ 420,000 | $ 210,000 | $ 104,000 |
| Weld County Colorado | 2 | $ 550,000 | $ 275,000 | $ 171,000 |
| Hartford County Connecticut | 2 | $ 180,000 | $ 90,000 | $ 284,000 |
| Douglas County Georgia | 2 | $ 130,000 | $ 65,000 | $ 63,000 |
| Ada County Idaho | 2 | $ 460,000 | $ 230,000 | $ 176,000 |
| Lake County Illinois | 2 | $ 360,000 | $ 180,000 | $ 175,000 |
| Will County Illinois | 2 | $ 410,000 | $ 205,000 | $ 158,000 |
| Hendricks County Indiana | 2 | $ 180,000 | $ 90,000 | $ 95,000 |
| Clay County Kansas | 2 | $ 180,000 | $ 90,000 | $ 148,000 |
| Bristol County Massachusetts | 2 | $ 370,000 | $ 185,000 | $ 46,000 |
| Chisago County Minnesota | 2 | $ 90,000 | $ 45,000 | $ 53,000 |
| Hennepin County Minnesota | 2 | $ 720,000 | $ 360,000 | $ 151,000 |
| Jackson County Missouri | 2 | $ 340,000 | $ 170,000 | $ 96,000 |
| Yellowstone County Montana | 2 | $ 370,000 | $ 185,000 | $ 448,000 |
| Elko County Nevada | 2 | $ 610,000 | $ 305,000 | $ 389,000 |
| Nassau County New York | 2 | $ 170,000 | $ 85,000 | $ 193,000 |
| Grand Forks County North Dakota | 2 | $ 320,000 | $ 160,000 | $ 106,000 |
| Clinton County Ohio | 2 | $ 260,000 | $ 130,000 | $ 329,000 |
| Warren County Ohio | 2 | $ 190,000 | $ 95,000 | $ 109,000 |
| Benton County Oregon | 2 | $ 570,000 | $ 285,000 | $ 180,000 |
| Clackamas County Oregon | 2 | $ 110,000 | $ 55,000 | $ 251,000 |
| Jackson County Oregon | 2 | $ 500,000 | $ 250,000 | $ 153,000 |
| Lincoln County Oregon | 2 | $ 280,000 | $ 140,000 | $ 109,000 |
| Marion County Oregon | 2 | $ 200,000 | $ 100,000 | $ 110,000 |
| Multnomah County Oregon | 2 | $ 520,000 | $ 260,000 | $ 160,000 |
| Denton County Texas | 2 | $ 590,000 | $ 295,000 | $ 234,000 |
| Nacogdoches County Texas | 2 | $ 420,000 | $ 210,000 | $ 72,000 |
| Rockwall County Texas | 2 | $ 260,000 | $ 130,000 | $ 248,000 |
| Travis County Texas | 2 | $ 850,000 | $ 425,000 | $ 209,000 |
| Utah County Utah | 2 | $ 640,000 | $ 320,000 | $ 378,000 |
| Washington County Utah | 2 | $ 610,000 | $ 305,000 | $ 85,000 |
| Spokane County Washington | 2 | $ 740,000 | $ 370,000 | $ 190,000 |
| Yakima County Washington | 2 | $ 510,000 | $ 255,000 | $ 245,000 |
| Columbia County Wisconsin | 2 | $ 170,000 | $ 85,000 | $ 76,000 |
| Jackson County Alabama | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Apache County Arizona | 1 | $ 215,000 | $ 215,000 | $ 173,000 |
| Cochise County Arizona | 1 | $ 325,000 | $ 325,000 | $ 140,000 |
| Yuma County Arizona | 1 | $ 545,000 | $ 545,000 | $ 341,000 |
| Washington County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 172,000 |
| Butte County California | 1 | $ 555,000 | $ 555,000 | $ 315,000 |
| Calaveras County California | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| El Dorado County California | 1 | $ 115,000 | $ 115,000 | $ 107,000 |
| Madera County California | 1 | $ 35,000 | $ 35,000 | $ 160,000 |
| San Benito County California | 1 | $ 625,000 | $ 625,000 | $ 127,000 |
| San Mateo County California | 1 | $ 65,000 | $ 65,000 | $ 151,000 |
| Shasta County California | 1 | $ 35,000 | $ 35,000 | $ 122,000 |
| Yuba County California | 1 | $ 85,000 | $ 85,000 | $ 133,000 |
| Denver County Colorado | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| La Plata County Colorado | 1 | $ 545,000 | $ 545,000 | $ 135,000 |
| Larimer County Colorado | 1 | $ 355,000 | $ 355,000 | $ 95,000 |
| Pueblo County Colorado | 1 | $ 405,000 | $ 405,000 | $ 83,000 |
| Litchfield County Connecticut | 1 | $ 95,000 | $ 95,000 | $ 301,000 |
| New Castle County Delaware | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| Collier County Florida | 1 | $ 655,000 | $ 655,000 | $ 503,000 |
| Miami-Dade County Florida | 1 | $ 765,000 | $ 765,000 | $ 138,000 |
| Volusia County Florida | 1 | $ 185,000 | $ 185,000 | $ 135,000 |
| Crawford County Georgia | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Gwinnett County Georgia | 1 | $ 285,000 | $ 285,000 | $ 106,000 |
| Harris County Georgia | 1 | $ 45,000 | $ 45,000 | $ 200,000 |
| Muscogee County Georgia | 1 | $ 75,000 | $ 75,000 | $ 172,000 |
| Oconee County Georgia | 1 | $ 505,000 | $ 505,000 | $ 135,000 |
| Canyon County Idaho | 1 | $ 85,000 | $ 85,000 | $ 86,000 |
| Jefferson County Idaho | 1 | $ 325,000 | $ 325,000 | $ 111,000 |
| Kootenai County Idaho | 1 | $ 305,000 | $ 305,000 | $ 220,000 |
| DeKalb County Illinois | 1 | $ 95,000 | $ 95,000 | $ 94,000 |
| DuPage County Illinois | 1 | $ 425,000 | $ 425,000 | $ 459,000 |
| Kane County Illinois | 1 | $ 45,000 | $ 45,000 | $ 101,000 |
| Kendall County Illinois | 1 | $ 45,000 | $ 45,000 | $ 221,000 |
| McHenry County Illinois | 1 | $ 105,000 | $ 105,000 | $ 205,000 |
| Lake County Indiana | 1 | $ 45,000 | $ 45,000 | $ 71,000 |
| Marion County Indiana | 1 | $ 55,000 | $ 55,000 | $ 117,000 |
| Porter County Indiana | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| St. Joseph County Indiana | 1 | $ 65,000 | $ 65,000 | $ 150,000 |
| Steuben County Indiana | 1 | $ 35,000 | $ 35,000 | $ 101,000 |
| Warrick County Indiana | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Polk County Iowa | 1 | $ 55,000 | $ 55,000 | $ 218,000 |
| Franklin County Kansas | 1 | $ 45,000 | $ 45,000 | $ 108,000 |
| Jackson County Kansas | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| Miami County Kansas | 1 | $ 305,000 | $ 305,000 | $ 153,000 |
| Seward County Kansas | 1 | $ 75,000 | $ 75,000 | $ 520,000 |
| Carroll County Maryland | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| Howard County Maryland | 1 | $ 725,000 | $ 725,000 | $ 238,000 |
| Essex County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 111,000 |
| Calhoun County Michigan | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Ingham County Michigan | 1 | $ 75,000 | $ 75,000 | $ 172,000 |
| Ionia County Michigan | 1 | $ 55,000 | $ 55,000 | $ 107,000 |
| Jackson County Michigan | 1 | $ 85,000 | $ 85,000 | $ 122,000 |
| Lapeer County Michigan | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Wayne County Michigan | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Rice County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 79,000 |
| Scott County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 206,000 |
| Sherburne County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Steele County Minnesota | 1 | $ 385,000 | $ 385,000 | $ 402,000 |
| Cass County Missouri | 1 | $ 55,000 | $ 55,000 | $ 171,000 |
| Clay County Missouri | 1 | $ 15,000 | $ 15,000 | $ 103,000 |
| Jefferson County Missouri | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Lawrence County Missouri | 1 | $ 125,000 | $ 125,000 | $ 91,000 |
| Platte County Missouri | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| St. Louis County Missouri | 1 | $ 295,000 | $ 295,000 | $ 236,000 |
| Burlington County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 124,000 |
| Union County New Jersey | 1 | $ 615,000 | $ 615,000 | $ 182,000 |
| Sandoval County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 114,000 |
| Kings County New York | 1 | $ 605,000 | $ 605,000 | $ 78,000 |
| Suffolk County New York | 1 | $ 235,000 | $ 235,000 | $ 171,000 |
| Ulster County New York | 1 | $ 55,000 | $ 55,000 | $ 101,000 |
| Allen County Ohio | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Champaign County Ohio | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Fairfield County Ohio | 1 | $ 345,000 | $ 345,000 | $ 118,000 |
| Hamilton County Ohio | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Lake County Ohio | 1 | $ 125,000 | $ 125,000 | $ 173,000 |
| Lorain County Ohio | 1 | $ 15,000 | $ 15,000 | $ 116,000 |
| Morrow County Ohio | 1 | $ 345,000 | $ 345,000 | $ 97,000 |
| Cleveland County Oklahoma | 1 | $ 445,000 | $ 445,000 | $ 1,016,000 |
| McClain County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Pottawatomie County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Douglas County Oregon | 1 | $ 365,000 | $ 365,000 | $ 265,000 |
| Klamath County Oregon | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Lane County Oregon | 1 | $ 75,000 | $ 75,000 | $ 176,000 |
| Linn County Oregon | 1 | $ 105,000 | $ 105,000 | $ 411,000 |
| Polk County Oregon | 1 | $ 25,000 | $ 25,000 | $ 202,000 |
| Bucks County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 183,000 |
| Westmoreland County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 210,000 |
| Kent County Rhode Island | 1 | $ 35,000 | $ 35,000 | $ 127,000 |
| Davidson County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 219,000 |
| Rutherford County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 172,000 |
| Shelby County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 114,000 |
| Austin County Texas | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Bastrop County Texas | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Burnet County Texas | 1 | $ 85,000 | $ 85,000 | $ 287,000 |
| Falls County Texas | 1 | $ 355,000 | $ 355,000 | $ 366,000 |
| Fort Bend County Texas | 1 | $ 55,000 | $ 55,000 | $ 141,000 |
| Guadalupe County Texas | 1 | $ 285,000 | $ 285,000 | $ 318,000 |
| Jim Wells County Texas | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Lubbock County Texas | 1 | $ 155,000 | $ 155,000 | $ 229,000 |
| McLennan County Texas | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
| Midland County Texas | 1 | $ 545,000 | $ 545,000 | $ 427,000 |
| Montgomery County Texas | 1 | $ 35,000 | $ 35,000 | $ 112,000 |
| Parker County Texas | 1 | $ 325,000 | $ 325,000 | $ 361,000 |
| Chesterfield County Virginia | 1 | $ 135,000 | $ 135,000 | $ 304,000 |
| Franklin County Virginia | 1 | $ 295,000 | $ 295,000 | $ 849,000 |
| Benton County Washington | 1 | $ 305,000 | $ 305,000 | $ 194,000 |
| Clallam County Washington | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Douglas County Washington | 1 | $ 495,000 | $ 495,000 | $ 313,000 |
| Kittitas County Washington | 1 | $ 325,000 | $ 325,000 | $ 60,000 |
| Thurston County Washington | 1 | $ 15,000 | $ 15,000 | $ 208,000 |
| Whatcom County Washington | 1 | $ 305,000 | $ 305,000 | $ 71,000 |
| Barron County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 215,000 |
| Kenosha County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Marathon County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 130,000 |
| Rock County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Walworth County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 142,000 |
| Washington County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Laramie County Wyoming | 1 | $ 35,000 | $ 35,000 | $ 260,000 |
Mortgage Loan Application Detail Totals for Farmers Insurance Group Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 208 | $23,970,000 | $115,000 | $605,000 | $193,000 | $1,444,000 |
| Home Purchase | 168 | $63,660,000 | $378,000 | $2,005,000 | $234,000 | $1,436,000 |
| Other Purpose | 154 | $17,270,000 | $112,000 | $605,000 | $176,000 | $642,000 |
| Cash-out Refinancing | 139 | $57,385,000 | $412,000 | $2,205,000 | $194,000 | $1,016,000 |
| Refinancing | 107 | $28,865,000 | $269,000 | $1,165,000 | $224,000 | $1,141,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 447 | $136,935,000 | $306,000 | $2,205,000 | $210,000 | $1,436,000 |
| White | 237 | $39,605,000 | $167,000 | $1,165,000 | $196,000 | $1,444,000 |
| Hispanic | 55 | $9,385,000 | $170,000 | $855,000 | $195,000 | $637,000 |
| Black or African American | 17 | $1,745,000 | $102,000 | $295,000 | $147,000 | $519,000 |
| Asian | 12 | $2,190,000 | $182,000 | $545,000 | $170,000 | $314,000 |
| American Indian or Alaskan Native | 3 | $515,000 | $171,000 | $255,000 | $205,000 | $418,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 776 | $191,150,000 | $246,000 | $2,205,000 | $203,000 | $1,444,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 542 | $110,180,000 | $203,000 | $2,205,000 | $217,000 | $1,444,000 |
| Loan Purchased By The Institution | 82 | $27,340,000 | $333,000 | $985,000 | $132,000 | $320,000 |
| Application Denied By Financial Institution | 69 | $14,265,000 | $206,000 | $1,195,000 | $144,000 | $642,000 |
| Application Withdrawn By Applicant | 22 | $10,620,000 | $482,000 | $1,395,000 | $246,000 | $841,000 |
| Preapproval Approved but not Accepted | 19 | $9,345,000 | $491,000 | $1,285,000 | $226,000 | $585,000 |
| Application Approved But Not Accepted | 18 | $8,520,000 | $473,000 | $1,365,000 | $250,000 | $764,000 |
| File Closed For Incompleteness | 16 | $8,300,000 | $518,000 | $2,005,000 | $205,000 | $477,000 |
| Preapproval Denied by Financial Institution | 8 | $2,580,000 | $322,000 | $485,000 | $212,000 | $590,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 699 | $174,305,000 | $249,000 | $2,205,000 | $209,000 | $1,444,000 |
| Other | 28 | $4,420,000 | $157,000 | $685,000 | $138,000 | $291,000 |
| Credit History | 28 | $6,150,000 | $219,000 | $1,195,000 | $177,000 | $642,000 |
| Debt-To-Income Ratio | 14 | $4,140,000 | $295,000 | $765,000 | $97,000 | $205,000 |
| Collateral | 4 | $1,390,000 | $347,000 | $1,045,000 | $235,000 | $359,000 |
| Employment History | 2 | $460,000 | $230,000 | $275,000 | $158,000 | $251,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $285,000 | $285,000 | $285,000 | $213,000 | $213,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Insurance Group Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers Insurance Group Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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