Farmers Insurance Group Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Farmers Insurance Group Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Farmers Insurance Group Federal Credit Union 4601 Wilshire Bl. Ste 110 Burbank, CA 90010 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 776 |
| Total Mortgage Loan Application Amount | $191,150,000 |
| Average Mortgage Loan Application Amount | $257,200 |
| Highest Mortgage Loan Application Amount | $2,205,000 |
| Average Applicant Income | $204,200 |
| Highest Applicant Income | $1,444,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Farmers Insurance Group Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farmers Insurance Group Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Farmers Insurance Group Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farmers Insurance Group Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Farmers Insurance Group Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farmers Insurance Group Federal Credit Union's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 68 | $ 26,500,000 | $ 389,000 | $ 227,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 47 | $ 15,385,000 | $ 327,000 | $ 193,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 45 | $ 9,465,000 | $ 210,000 | $ 207,000 |
| NA (OUTSIDE OF MSA/MD) | 33 | $ 5,785,000 | $ 164,812 | $ 170,812 |
| DENVER-AURORA-LAKEWOOD, CO | 19 | $ 4,235,000 | $ 222,000 | $ 247,000 |
| KANSAS CITY, MO-KS | 16 | $ 2,500,000 | $ 139,000 | $ 159,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 16 | $ 3,510,000 | $ 219,000 | $ 177,000 |
| GRAND RAPIDS-WYOMING, MI | 13 | $ 1,885,000 | $ 145,000 | $ 137,000 |
| CHICAGO-NAPERVILLE, IL | 12 | $ 2,530,000 | $ 210,000 | $ 221,000 |
| SAN DIEGO-CARLSBAD, CA | 12 | $ 4,680,000 | $ 390,000 | $ 242,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 12 | $ 2,840,000 | $ 236,000 | $ 154,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 11 | $ 3,305,000 | $ 300,000 | $ 201,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 11 | $ 4,385,000 | $ 398,000 | $ 208,000 |
| OKLAHOMA CITY, OK | 11 | $ 1,185,000 | $ 107,000 | $ 203,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 10 | $ 1,460,000 | $ 146,000 | $ 123,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 9 | $ 2,525,000 | $ 280,000 | $ 190,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 9 | $ 1,375,000 | $ 152,000 | $ 151,000 |
| TACOMA-LAKEWOOD, WA | 9 | $ 2,045,000 | $ 227,000 | $ 135,000 |
| FORT WORTH-ARLINGTON, TX | 8 | $ 3,200,000 | $ 400,000 | $ 347,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 8 | $ 2,410,000 | $ 301,000 | $ 312,000 |
| MODESTO, CA | 8 | $ 1,860,000 | $ 232,000 | $ 163,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 8 | $ 2,730,000 | $ 341,000 | $ 351,000 |
| TUCSON, AZ | 8 | $ 1,400,000 | $ 175,000 | $ 146,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 7 | $ 3,005,000 | $ 429,000 | $ 142,000 |
| STOCKTON-LODI, CA | 7 | $ 2,955,000 | $ 422,000 | $ 279,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 7 | $ 795,000 | $ 113,000 | $ 121,000 |
| AUSTIN-ROUND ROCK, TX | 6 | $ 1,540,000 | $ 256,000 | $ 140,000 |
| FRESNO, CA | 6 | $ 1,150,000 | $ 191,000 | $ 220,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 6 | $ 1,050,000 | $ 175,000 | $ 260,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 6 | $ 2,920,000 | $ 486,000 | $ 334,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 6 | $ 920,000 | $ 153,000 | $ 129,000 |
| BAKERSFIELD, CA | 5 | $ 675,000 | $ 135,000 | $ 135,000 |
| NEWARK, NJ-PA | 5 | $ 2,745,000 | $ 549,000 | $ 239,000 |
| ST. LOUIS, MO-IL | 5 | $ 1,085,000 | $ 217,000 | $ 175,000 |
| TULSA, OK | 5 | $ 1,275,000 | $ 255,000 | $ 200,000 |
| ALBUQUERQUE, NM | 4 | $ 620,000 | $ 155,000 | $ 106,000 |
| COLORADO SPRINGS, CO | 4 | $ 510,000 | $ 127,000 | $ 214,000 |
| DALLAS-PLANO-IRVING, TX | 4 | $ 850,000 | $ 212,000 | $ 241,000 |
| MERCED, CA | 4 | $ 330,000 | $ 82,000 | $ 121,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 4 | $ 1,230,000 | $ 307,000 | $ 208,000 |
| WICHITA, KS | 4 | $ 570,000 | $ 142,000 | $ 150,000 |
| BOISE CITY, ID | 3 | $ 545,000 | $ 181,000 | $ 146,000 |
| CINCINNATI, OH-KY-IN | 3 | $ 295,000 | $ 98,000 | $ 86,000 |
| DULUTH, MN-WI | 3 | $ 265,000 | $ 88,000 | $ 123,000 |
| EL PASO, TX | 3 | $ 445,000 | $ 148,000 | $ 183,000 |
| ELGIN, IL | 3 | $ 185,000 | $ 61,000 | $ 138,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 3 | $ 235,000 | $ 78,000 | $ 102,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 3 | $ 465,000 | $ 142,500 | $ 137,500 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 1,725,000 | $ 575,000 | $ 425,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 3 | $ 405,000 | $ 135,000 | $ 185,000 |
| OGDEN-CLEARFIELD, UT | 3 | $ 1,065,000 | $ 355,000 | $ 137,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 3 | $ 565,000 | $ 188,000 | $ 128,000 |
| PROVIDENCE-WARWICK, RI-MA | 3 | $ 405,000 | $ 110,000 | $ 86,500 |
| RENO, NV | 3 | $ 485,000 | $ 161,000 | $ 203,000 |
| SALEM, OR | 3 | $ 225,000 | $ 75,000 | $ 141,000 |
| SALT LAKE CITY, UT | 3 | $ 355,000 | $ 118,000 | $ 211,000 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 2,455,000 | $ 818,000 | $ 585,000 |
| SANTA MARIA-SANTA BARBARA, CA | 3 | $ 625,000 | $ 208,000 | $ 281,000 |
| SANTA ROSA, CA | 3 | $ 1,765,000 | $ 588,000 | $ 797,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 965,000 | $ 321,000 | $ 331,000 |
| YUBA CITY, CA | 3 | $ 435,000 | $ 145,000 | $ 170,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 2 | $ 750,000 | $ 375,000 | $ 171,000 |
| BILLINGS, MT | 2 | $ 370,000 | $ 185,000 | $ 448,000 |
| CLEVELAND-ELYRIA, OH | 2 | $ 140,000 | $ 70,000 | $ 144,000 |
| COLUMBUS, GA-AL | 2 | $ 120,000 | $ 60,000 | $ 186,000 |
| COLUMBUS, OH | 2 | $ 690,000 | $ 345,000 | $ 107,000 |
| CORVALLIS, OR | 2 | $ 570,000 | $ 285,000 | $ 180,000 |
| GARY, IN | 2 | $ 270,000 | $ 135,000 | $ 86,000 |
| GRAND FORKS, ND-MN | 2 | $ 320,000 | $ 160,000 | $ 106,000 |
| GREELEY, CO | 2 | $ 550,000 | $ 275,000 | $ 171,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2 | $ 180,000 | $ 90,000 | $ 284,000 |
| MADISON, WI | 2 | $ 170,000 | $ 85,000 | $ 76,000 |
| MEDFORD, OR | 2 | $ 500,000 | $ 250,000 | $ 153,000 |
| PROVO-OREM, UT | 2 | $ 640,000 | $ 320,000 | $ 378,000 |
| SALINAS, CA | 2 | $ 590,000 | $ 295,000 | $ 117,000 |
| SPOKANE-SPOKANE VALLEY, WA | 2 | $ 740,000 | $ 370,000 | $ 190,000 |
| ST. GEORGE, UT | 2 | $ 610,000 | $ 305,000 | $ 85,000 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 140,000 | $ 70,000 | $ 104,000 |
| WACO, TX | 2 | $ 600,000 | $ 300,000 | $ 233,000 |
| YAKIMA, WA | 2 | $ 510,000 | $ 255,000 | $ 245,000 |
| ALBANY, OR | 1 | $ 105,000 | $ 105,000 | $ 411,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 505,000 | $ 505,000 | $ 135,000 |
| BATTLE CREEK, MI | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| BELLINGHAM, WA | 1 | $ 305,000 | $ 305,000 | $ 71,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 155,000 | $ 155,000 | $ 111,000 |
| CAMDEN, NJ | 1 | $ 105,000 | $ 105,000 | $ 124,000 |
| CHEYENNE, WY | 1 | $ 35,000 | $ 35,000 | $ 260,000 |
| CHICO, CA | 1 | $ 555,000 | $ 555,000 | $ 315,000 |
| COEUR D'ALENE, ID | 1 | $ 305,000 | $ 305,000 | $ 220,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 185,000 | $ 185,000 | $ 135,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 55,000 | $ 55,000 | $ 218,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| EUGENE, OR | 1 | $ 75,000 | $ 75,000 | $ 176,000 |
| EVANSVILLE, IN-KY | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 75,000 | $ 75,000 | $ 172,000 |
| FORT COLLINS, CO | 1 | $ 355,000 | $ 355,000 | $ 95,000 |
| IDAHO FALLS, ID | 1 | $ 325,000 | $ 325,000 | $ 111,000 |
| JACKSON, MI | 1 | $ 85,000 | $ 85,000 | $ 122,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 305,000 | $ 305,000 | $ 194,000 |
| KINGSTON, NY | 1 | $ 55,000 | $ 55,000 | $ 101,000 |
| LANSING-EAST LANSING, MI | 1 | $ 75,000 | $ 75,000 | $ 172,000 |
| LIMA, OH | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| LUBBOCK, TX | 1 | $ 155,000 | $ 155,000 | $ 229,000 |
| MACON-BIBB COUNTY, GA | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| MADERA, CA | 1 | $ 35,000 | $ 35,000 | $ 160,000 |
| MEMPHIS, TN-MS-AR | 1 | $ 125,000 | $ 125,000 | $ 114,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1 | $ 765,000 | $ 765,000 | $ 138,000 |
| MIDLAND, TX | 1 | $ 545,000 | $ 545,000 | $ 427,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 1 | $ 105,000 | $ 105,000 | $ 183,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 655,000 | $ 655,000 | $ 503,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1 | $ 605,000 | $ 605,000 | $ 78,000 |
| OLYMPIA-TUMWATER, WA | 1 | $ 15,000 | $ 15,000 | $ 208,000 |
| PITTSBURGH, PA | 1 | $ 335,000 | $ 335,000 | $ 210,000 |
| PUEBLO, CO | 1 | $ 405,000 | $ 405,000 | $ 83,000 |
| REDDING, CA | 1 | $ 35,000 | $ 35,000 | $ 122,000 |
| RICHMOND, VA | 1 | $ 135,000 | $ 135,000 | $ 304,000 |
| ROANOKE, VA | 1 | $ 295,000 | $ 295,000 | $ 849,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 65,000 | $ 65,000 | $ 151,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 325,000 | $ 325,000 | $ 140,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 65,000 | $ 65,000 | $ 150,000 |
| TOPEKA, KS | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| WAUSAU, WI | 1 | $ 385,000 | $ 385,000 | $ 130,000 |
| WENATCHEE, WA | 1 | $ 495,000 | $ 495,000 | $ 313,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| YUMA, AZ | 1 | $ 545,000 | $ 545,000 | $ 341,000 |
Mortgage Loan Application Detail Totals for Farmers Insurance Group Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 208 | $23,970,000 | $115,000 | $605,000 | $193,000 | $1,444,000 |
| Home Purchase | 168 | $63,660,000 | $378,000 | $2,005,000 | $234,000 | $1,436,000 |
| Other Purpose | 154 | $17,270,000 | $112,000 | $605,000 | $176,000 | $642,000 |
| Cash-out Refinancing | 139 | $57,385,000 | $412,000 | $2,205,000 | $194,000 | $1,016,000 |
| Refinancing | 107 | $28,865,000 | $269,000 | $1,165,000 | $224,000 | $1,141,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 447 | $136,935,000 | $306,000 | $2,205,000 | $210,000 | $1,436,000 |
| White | 237 | $39,605,000 | $167,000 | $1,165,000 | $196,000 | $1,444,000 |
| Hispanic | 55 | $9,385,000 | $170,000 | $855,000 | $195,000 | $637,000 |
| Black or African American | 17 | $1,745,000 | $102,000 | $295,000 | $147,000 | $519,000 |
| Asian | 12 | $2,190,000 | $182,000 | $545,000 | $170,000 | $314,000 |
| American Indian or Alaskan Native | 3 | $515,000 | $171,000 | $255,000 | $205,000 | $418,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 776 | $191,150,000 | $246,000 | $2,205,000 | $203,000 | $1,444,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 542 | $110,180,000 | $203,000 | $2,205,000 | $217,000 | $1,444,000 |
| Loan Purchased By The Institution | 82 | $27,340,000 | $333,000 | $985,000 | $132,000 | $320,000 |
| Application Denied By Financial Institution | 69 | $14,265,000 | $206,000 | $1,195,000 | $144,000 | $642,000 |
| Application Withdrawn By Applicant | 22 | $10,620,000 | $482,000 | $1,395,000 | $246,000 | $841,000 |
| Preapproval Approved but not Accepted | 19 | $9,345,000 | $491,000 | $1,285,000 | $226,000 | $585,000 |
| Application Approved But Not Accepted | 18 | $8,520,000 | $473,000 | $1,365,000 | $250,000 | $764,000 |
| File Closed For Incompleteness | 16 | $8,300,000 | $518,000 | $2,005,000 | $205,000 | $477,000 |
| Preapproval Denied by Financial Institution | 8 | $2,580,000 | $322,000 | $485,000 | $212,000 | $590,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 699 | $174,305,000 | $249,000 | $2,205,000 | $209,000 | $1,444,000 |
| Other | 28 | $4,420,000 | $157,000 | $685,000 | $138,000 | $291,000 |
| Credit History | 28 | $6,150,000 | $219,000 | $1,195,000 | $177,000 | $642,000 |
| Debt-To-Income Ratio | 14 | $4,140,000 | $295,000 | $765,000 | $97,000 | $205,000 |
| Collateral | 4 | $1,390,000 | $347,000 | $1,045,000 | $235,000 | $359,000 |
| Employment History | 2 | $460,000 | $230,000 | $275,000 | $158,000 | $251,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $285,000 | $285,000 | $285,000 | $213,000 | $213,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Insurance Group Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers Insurance Group Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.