Fay Servicing, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Fay Servicing, Llc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fay Servicing, Llc 400 S. La Salle Street, Ste 2000 Dover, DE 60605 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 923 |
| Total Mortgage Loan Application Amount | $224,555,000 |
| Average Mortgage Loan Application Amount | $224,666 |
| Highest Mortgage Loan Application Amount | $1,850,000 |
| Average Applicant Income | $88,333 |
| Highest Applicant Income | $792,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Fay Servicing, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fay Servicing, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Fay Servicing, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fay Servicing, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Fay Servicing, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fay Servicing, Llc's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 51 | $ 22,078,000 | $ 432,000 | $ 124,000 |
| Harris County Texas | 26 | $ 3,411,000 | $ 131,000 | $ 81,000 |
| Cook County Illinois | 22 | $ 4,078,000 | $ 185,000 | $ 52,000 |
| Contra Costa County California | 18 | $ 7,084,000 | $ 393,000 | $ 100,000 |
| San Bernardino County California | 16 | $ 4,820,000 | $ 301,000 | $ 98,000 |
| Riverside County California | 15 | $ 4,996,000 | $ 333,000 | $ 103,000 |
| Orange County California | 14 | $ 7,482,000 | $ 534,000 | $ 160,000 |
| Santa Clara County California | 13 | $ 5,496,000 | $ 422,000 | $ 96,000 |
| San Diego County California | 12 | $ 4,785,000 | $ 398,000 | $ 121,000 |
| Broward County Florida | 11 | $ 2,649,000 | $ 240,000 | $ 86,000 |
| Baltimore County Maryland | 11 | $ 2,648,000 | $ 240,000 | $ 126,000 |
| Prince George's County Maryland | 11 | $ 2,555,000 | $ 232,000 | $ 93,000 |
| Dallas County Texas | 11 | $ 2,178,000 | $ 198,000 | $ 144,000 |
| Prince William County Virginia | 11 | $ 4,306,000 | $ 391,000 | $ 146,000 |
| Sacramento County California | 10 | $ 3,279,000 | $ 327,000 | $ 93,000 |
| District of Columbia County District Of Columbia | 10 | $ 3,624,000 | $ 362,000 | $ 207,000 |
| Shelby County Tennessee | 10 | $ 1,145,000 | $ 114,000 | $ 61,000 |
| Bexar County Texas | 10 | $ 1,532,000 | $ 153,000 | $ 66,000 |
| Snohomish County Washington | 10 | $ 2,577,000 | $ 257,000 | $ 73,000 |
| San Joaquin County California | 9 | $ 2,527,000 | $ 280,000 | $ 105,000 |
| Mecklenburg County North Carolina | 9 | $ 1,644,000 | $ 182,000 | $ 82,000 |
| Alameda County California | 8 | $ 4,117,000 | $ 514,000 | $ 147,000 |
| Hillsborough County Florida | 8 | $ 1,262,000 | $ 157,000 | $ 61,000 |
| Miami-Dade County Florida | 8 | $ 1,506,000 | $ 188,000 | $ 77,000 |
| Collin County Texas | 8 | $ 1,241,000 | $ 155,000 | $ 69,000 |
| Fairfax County Virginia | 8 | $ 2,956,000 | $ 369,000 | $ 84,000 |
| King County Washington | 8 | $ 2,990,000 | $ 373,000 | $ 106,000 |
| Orange County Florida | 7 | $ 2,795,000 | $ 399,000 | $ 84,000 |
| DeKalb County Georgia | 7 | $ 1,443,000 | $ 206,000 | $ 101,000 |
| Denton County Texas | 7 | $ 2,616,000 | $ 373,000 | $ 146,000 |
| Henrico County Virginia | 7 | $ 1,083,000 | $ 154,000 | $ 50,000 |
| Ventura County California | 6 | $ 2,227,000 | $ 371,000 | $ 122,000 |
| Collier County Florida | 6 | $ 2,813,000 | $ 468,000 | $ 178,000 |
| Palm Beach County Florida | 6 | $ 3,199,000 | $ 533,000 | $ 160,000 |
| Cobb County Georgia | 6 | $ 1,101,000 | $ 183,000 | $ 82,000 |
| Oakland County Michigan | 6 | $ 973,000 | $ 162,000 | $ 96,000 |
| Wayne County Michigan | 6 | $ 1,729,000 | $ 288,000 | $ 170,000 |
| Tarrant County Texas | 6 | $ 1,264,000 | $ 210,000 | $ 159,000 |
| Pierce County Washington | 6 | $ 1,450,000 | $ 241,000 | $ 111,000 |
| Sonoma County California | 5 | $ 2,356,000 | $ 471,000 | $ 100,000 |
| Lee County Florida | 5 | $ 1,156,000 | $ 231,000 | $ 151,000 |
| Fulton County Georgia | 5 | $ 995,000 | $ 199,000 | $ 82,000 |
| Will County Illinois | 5 | $ 957,000 | $ 191,000 | $ 88,000 |
| Anne Arundel County Maryland | 5 | $ 1,549,000 | $ 309,000 | $ 86,000 |
| Fort Bend County Texas | 5 | $ 1,181,000 | $ 236,000 | $ 129,000 |
| Brevard County Florida | 4 | $ 1,338,000 | $ 334,000 | $ 84,000 |
| Coweta County Georgia | 4 | $ 1,184,000 | $ 296,000 | $ 130,000 |
| DuPage County Illinois | 4 | $ 789,000 | $ 197,000 | $ 78,000 |
| Lake County Indiana | 4 | $ 643,000 | $ 160,000 | $ 71,000 |
| Johnson County Kansas | 4 | $ 914,000 | $ 228,000 | $ 85,000 |
| Montgomery County Maryland | 4 | $ 1,637,000 | $ 409,000 | $ 264,000 |
| Halifax County North Carolina | 4 | $ 240,000 | $ 60,000 | $ 112,000 |
| Williamson County Tennessee | 4 | $ 1,282,000 | $ 320,000 | $ 94,000 |
| Fauquier County Virginia | 4 | $ 1,023,000 | $ 255,000 | $ 82,000 |
| Lynchburg County Virginia | 4 | $ 426,000 | $ 106,000 | $ 46,000 |
| Stafford County Virginia | 4 | $ 1,078,000 | $ 269,000 | $ 87,000 |
| Solano County California | 3 | $ 1,269,000 | $ 423,000 | $ 197,000 |
| Polk County Florida | 3 | $ 487,000 | $ 162,000 | $ 79,000 |
| Volusia County Florida | 3 | $ 471,000 | $ 157,000 | $ 79,000 |
| Chatham County Georgia | 3 | $ 552,000 | $ 184,000 | $ 108,000 |
| Douglas County Georgia | 3 | $ 424,000 | $ 141,000 | $ 64,000 |
| Hall County Georgia | 3 | $ 537,000 | $ 179,000 | $ 73,000 |
| Henry County Georgia | 3 | $ 643,000 | $ 214,000 | $ 92,000 |
| Rockdale County Georgia | 3 | $ 612,000 | $ 204,000 | $ 93,000 |
| Kane County Illinois | 3 | $ 474,000 | $ 158,000 | $ 75,000 |
| Madison County Illinois | 3 | $ 388,000 | $ 129,000 | $ 70,000 |
| McHenry County Illinois | 3 | $ 968,000 | $ 322,000 | $ 182,000 |
| Putnam County Indiana | 3 | $ 560,000 | $ 186,000 | $ 71,000 |
| Sedgwick County Kansas | 3 | $ 301,000 | $ 100,000 | $ 59,000 |
| Jefferson County Kentucky | 3 | $ 290,000 | $ 96,000 | $ 47,000 |
| Baltimore City County Maryland | 3 | $ 319,000 | $ 106,000 | $ 44,000 |
| Charles County Maryland | 3 | $ 998,000 | $ 332,000 | $ 176,000 |
| Dakota County Minnesota | 3 | $ 656,000 | $ 218,000 | $ 120,000 |
| St. Charles County Missouri | 3 | $ 498,000 | $ 166,000 | $ 163,000 |
| St. Louis County Missouri | 3 | $ 250,000 | $ 83,000 | $ 62,000 |
| York County South Carolina | 3 | $ 533,000 | $ 177,000 | $ 52,000 |
| Davidson County Tennessee | 3 | $ 390,000 | $ 130,000 | $ 64,000 |
| Chesapeake County Virginia | 3 | $ 618,000 | $ 206,000 | $ 88,000 |
| Baldwin County Alabama | 2 | $ 392,000 | $ 196,000 | $ 99,000 |
| Houston County Alabama | 2 | $ 202,000 | $ 101,000 | $ 65,000 |
| Madison County Alabama | 2 | $ 159,000 | $ 79,000 | $ 35,000 |
| Sebastian County Arkansas | 2 | $ 787,000 | $ 393,000 | $ 73,000 |
| El Dorado County California | 2 | $ 1,031,000 | $ 515,000 | $ 148,000 |
| Fresno County California | 2 | $ 330,000 | $ 165,000 | $ 17,000 |
| Humboldt County California | 2 | $ 608,000 | $ 304,000 | $ 71,000 |
| Monterey County California | 2 | $ 490,000 | $ 245,000 | $ 167,000 |
| Santa Cruz County California | 2 | $ 513,000 | $ 256,000 | $ 68,000 |
| Shasta County California | 2 | $ 535,000 | $ 267,000 | $ 101,000 |
| Adams County Colorado | 2 | $ 837,000 | $ 418,000 | $ 334,000 |
| Arapahoe County Colorado | 2 | $ 489,000 | $ 244,000 | $ 56,000 |
| Mesa County Colorado | 2 | $ 290,000 | $ 145,000 | $ 91,000 |
| Citrus County Florida | 2 | $ 189,000 | $ 94,000 | $ 20,000 |
| Indian River County Florida | 2 | $ 299,000 | $ 149,000 | $ 110,000 |
| Manatee County Florida | 2 | $ 448,000 | $ 224,000 | $ 60,000 |
| Osceola County Florida | 2 | $ 388,000 | $ 194,000 | $ 86,000 |
| St. Johns County Florida | 2 | $ 660,000 | $ 330,000 | $ 130,000 |
| St. Lucie County Florida | 2 | $ 484,000 | $ 242,000 | $ 99,000 |
| Cherokee County Georgia | 2 | $ 318,000 | $ 159,000 | $ 21,000 |
| Jackson County Georgia | 2 | $ 255,000 | $ 127,000 | $ 97,000 |
| Richmond County Georgia | 2 | $ 350,000 | $ 175,000 | $ 57,000 |
| Christian County Illinois | 2 | $ 210,000 | $ 105,000 | $ 51,000 |
| Lake County Illinois | 2 | $ 815,000 | $ 407,000 | $ 143,000 |
| Allen County Indiana | 2 | $ 231,000 | $ 115,000 | $ 59,000 |
| Clark County Indiana | 2 | $ 245,000 | $ 122,000 | $ 29,000 |
| Johnson County Indiana | 2 | $ 293,000 | $ 146,000 | $ 47,000 |
| Marion County Indiana | 2 | $ 319,000 | $ 159,000 | $ 119,000 |
| White County Indiana | 2 | $ 276,000 | $ 138,000 | $ 92,000 |
| Polk County Iowa | 2 | $ 285,000 | $ 142,000 | $ 86,000 |
| Reno County Kansas | 2 | $ 159,000 | $ 79,000 | $ 74,000 |
| Washington County Maryland | 2 | $ 367,000 | $ 183,000 | $ 76,000 |
| Livingston County Michigan | 2 | $ 423,000 | $ 211,000 | $ 80,000 |
| Macomb County Michigan | 2 | $ 279,000 | $ 139,000 | $ 99,000 |
| Hennepin County Minnesota | 2 | $ 655,000 | $ 327,000 | $ 115,000 |
| Wright County Minnesota | 2 | $ 353,000 | $ 176,000 | $ 118,000 |
| Boone County Missouri | 2 | $ 133,000 | $ 66,000 | $ 25,000 |
| Jefferson County Missouri | 2 | $ 246,000 | $ 123,000 | $ 27,000 |
| Hunterdon County New Jersey | 2 | $ 616,000 | $ 308,000 | $ 138,000 |
| Middlesex County New Jersey | 2 | $ 335,000 | $ 167,000 | $ 56,000 |
| Catawba County North Carolina | 2 | $ 162,000 | $ 81,000 | $ 64,000 |
| Forsyth County North Carolina | 2 | $ 211,000 | $ 105,000 | $ 48,000 |
| Henderson County North Carolina | 2 | $ 267,000 | $ 133,000 | $ 49,000 |
| Iredell County North Carolina | 2 | $ 302,000 | $ 151,000 | $ 47,000 |
| New Hanover County North Carolina | 2 | $ 209,000 | $ 104,000 | $ 37,000 |
| Onslow County North Carolina | 2 | $ 216,000 | $ 108,000 | $ 27,000 |
| Wake County North Carolina | 2 | $ 321,000 | $ 160,000 | $ 102,000 |
| Wilson County North Carolina | 2 | $ 228,000 | $ 114,000 | $ 30,000 |
| Delaware County Ohio | 2 | $ 387,000 | $ 193,000 | $ 56,000 |
| Lawrence County Ohio | 2 | $ 474,000 | $ 237,000 | $ 105,000 |
| Madison County Ohio | 2 | $ 280,000 | $ 140,000 | $ 65,000 |
| Miami County Ohio | 2 | $ 111,000 | $ 55,000 | $ 70,000 |
| Stark County Ohio | 2 | $ 225,000 | $ 112,000 | $ 47,000 |
| Oklahoma County Oklahoma | 2 | $ 270,000 | $ 135,000 | $ 94,000 |
| Rogers County Oklahoma | 2 | $ 699,000 | $ 349,000 | $ 184,000 |
| Tulsa County Oklahoma | 2 | $ 194,000 | $ 97,000 | $ 73,000 |
| Beaufort County South Carolina | 2 | $ 457,000 | $ 228,000 | $ 161,000 |
| Charleston County South Carolina | 2 | $ 173,000 | $ 86,000 | $ 35,000 |
| Hamilton County Tennessee | 2 | $ 277,000 | $ 138,000 | $ 56,000 |
| Knox County Tennessee | 2 | $ 392,000 | $ 196,000 | $ 44,000 |
| El Paso County Texas | 2 | $ 189,000 | $ 94,000 | $ 102,000 |
| Hidalgo County Texas | 2 | $ 260,000 | $ 130,000 | $ 38,000 |
| Johnson County Texas | 2 | $ 132,000 | $ 66,000 | $ 73,000 |
| Lubbock County Texas | 2 | $ 391,000 | $ 195,000 | $ 73,000 |
| Montgomery County Texas | 2 | $ 420,000 | $ 210,000 | $ 79,000 |
| Randall County Texas | 2 | $ 500,000 | $ 250,000 | $ 117,000 |
| Travis County Texas | 2 | $ 391,000 | $ 195,000 | $ 68,000 |
| Chesterfield County Virginia | 2 | $ 161,000 | $ 80,000 | $ 27,000 |
| Isle of Wight County Virginia | 2 | $ 403,000 | $ 201,000 | $ 0 |
| Poquoson County Virginia | 2 | $ 336,000 | $ 168,000 | $ 0 |
| Surry County Virginia | 2 | $ 287,000 | $ 143,000 | $ 44,000 |
| Virginia Beach County Virginia | 2 | $ 342,000 | $ 171,000 | $ 152,000 |
| Kitsap County Washington | 2 | $ 402,000 | $ 201,000 | $ 60,000 |
| Spokane County Washington | 2 | $ 347,000 | $ 173,000 | $ 21,000 |
| Berkeley County West Virginia | 2 | $ 320,000 | $ 160,000 | $ 56,000 |
| Milwaukee County Wisconsin | 2 | $ 437,000 | $ 218,000 | $ 121,000 |
| Mobile County Alabama | 1 | $ 116,000 | $ 116,000 | $ 80,000 |
| Shelby County Alabama | 1 | $ 158,000 | $ 158,000 | $ 43,000 |
| St. Clair County Alabama | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Walker County Alabama | 1 | $ 108,000 | $ 108,000 | $ 164,000 |
| Lonoke County Arkansas | 1 | $ 227,000 | $ 227,000 | $ 97,000 |
| White County Arkansas | 1 | $ 53,000 | $ 53,000 | $ 26,000 |
| Kern County California | 1 | $ 138,000 | $ 138,000 | $ 59,000 |
| Madera County California | 1 | $ 132,000 | $ 132,000 | $ 50,000 |
| San Benito County California | 1 | $ 364,000 | $ 364,000 | $ 47,000 |
| San Francisco County California | 1 | $ 297,000 | $ 297,000 | $ 157,000 |
| San Luis Obispo County California | 1 | $ 561,000 | $ 561,000 | $ 147,000 |
| Tuolumne County California | 1 | $ 250,000 | $ 250,000 | $ 130,000 |
| Denver County Colorado | 1 | $ 158,000 | $ 158,000 | $ 330,000 |
| Douglas County Colorado | 1 | $ 211,000 | $ 211,000 | $ 96,000 |
| El Paso County Colorado | 1 | $ 132,000 | $ 132,000 | $ 25,000 |
| Elbert County Colorado | 1 | $ 321,000 | $ 321,000 | $ 86,000 |
| La Plata County Colorado | 1 | $ 801,000 | $ 801,000 | $ 420,000 |
| Montezuma County Colorado | 1 | $ 338,000 | $ 338,000 | $ 230,000 |
| Pitkin County Colorado | 1 | $ 170,000 | $ 170,000 | $ 44,000 |
| Pueblo County Colorado | 1 | $ 156,000 | $ 156,000 | $ 50,000 |
| Duval County Florida | 1 | $ 92,000 | $ 92,000 | $ 96,000 |
| Glades County Florida | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Hardee County Florida | 1 | $ 138,000 | $ 138,000 | $ 72,000 |
| Marion County Florida | 1 | $ 101,000 | $ 101,000 | $ 132,000 |
| Monroe County Florida | 1 | $ 757,000 | $ 757,000 | $ 303,000 |
| Nassau County Florida | 1 | $ 54,000 | $ 54,000 | $ 260,000 |
| Pinellas County Florida | 1 | $ 236,000 | $ 236,000 | $ 125,000 |
| Sarasota County Florida | 1 | $ 141,000 | $ 141,000 | $ 60,000 |
| Bibb County Georgia | 1 | $ 76,000 | $ 76,000 | $ 53,000 |
| Clayton County Georgia | 1 | $ 147,000 | $ 147,000 | $ 71,000 |
| Dodge County Georgia | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Fayette County Georgia | 1 | $ 321,000 | $ 321,000 | $ 55,000 |
| Forsyth County Georgia | 1 | $ 346,000 | $ 346,000 | $ 82,000 |
| Haralson County Georgia | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Laurens County Georgia | 1 | $ 124,000 | $ 124,000 | $ 81,000 |
| Muscogee County Georgia | 1 | $ 56,000 | $ 56,000 | $ 60,000 |
| Polk County Georgia | 1 | $ 137,000 | $ 137,000 | $ 79,000 |
| Kankakee County Illinois | 1 | $ 177,000 | $ 177,000 | $ 125,000 |
| Livingston County Illinois | 1 | $ 60,000 | $ 60,000 | $ 37,000 |
| St. Clair County Illinois | 1 | $ 198,000 | $ 198,000 | $ 82,000 |
| Greene County Indiana | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Hamilton County Indiana | 1 | $ 177,000 | $ 177,000 | $ 101,000 |
| Howard County Indiana | 1 | $ 111,000 | $ 111,000 | $ 39,000 |
| Jennings County Indiana | 1 | $ 87,000 | $ 87,000 | $ 87,000 |
| Kosciusko County Indiana | 1 | $ 63,000 | $ 63,000 | $ 23,000 |
| Madison County Indiana | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
| Marshall County Indiana | 1 | $ 280,000 | $ 280,000 | $ 156,000 |
| Monroe County Indiana | 1 | $ 246,000 | $ 246,000 | $ 82,000 |
| Perry County Indiana | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Porter County Indiana | 1 | $ 116,000 | $ 116,000 | $ 27,000 |
| Steuben County Indiana | 1 | $ 133,000 | $ 133,000 | $ 36,000 |
| Sullivan County Indiana | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Black Hawk County Iowa | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
| Linn County Iowa | 1 | $ 190,000 | $ 190,000 | $ 51,000 |
| Woodbury County Iowa | 1 | $ 61,000 | $ 61,000 | $ 44,000 |
| Saline County Kansas | 1 | $ 157,000 | $ 157,000 | $ 44,000 |
| Shawnee County Kansas | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Anderson County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 80,000 |
| Calloway County Kentucky | 1 | $ 116,000 | $ 116,000 | $ 44,000 |
| Campbell County Kentucky | 1 | $ 178,000 | $ 178,000 | $ 105,000 |
| Franklin County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 75,000 |
| Jessamine County Kentucky | 1 | $ 178,000 | $ 178,000 | $ 85,000 |
| Madison County Kentucky | 1 | $ 167,000 | $ 167,000 | $ 83,000 |
| Ascension County Louisiana | 1 | $ 194,000 | $ 194,000 | $ 210,000 |
| Caddo County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Franklin County Louisiana | 1 | $ 88,000 | $ 88,000 | $ 125,000 |
| Jefferson County Louisiana | 1 | $ 169,000 | $ 169,000 | $ 120,000 |
| Lafayette County Louisiana | 1 | $ 163,000 | $ 163,000 | $ 114,000 |
| Pointe Coupee County Louisiana | 1 | $ 104,000 | $ 104,000 | $ 39,000 |
| Washington County Louisiana | 1 | $ 121,000 | $ 121,000 | $ 34,000 |
| Calvert County Maryland | 1 | $ 553,000 | $ 553,000 | $ 151,000 |
| Harford County Maryland | 1 | $ 233,000 | $ 233,000 | $ 79,000 |
| Howard County Maryland | 1 | $ 327,000 | $ 327,000 | $ 144,000 |
| Queen Anne's County Maryland | 1 | $ 74,000 | $ 74,000 | $ 41,000 |
| St. Mary's County Maryland | 1 | $ 117,000 | $ 117,000 | $ 73,000 |
| Branch County Michigan | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Clinton County Michigan | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| Gladwin County Michigan | 1 | $ 96,000 | $ 96,000 | $ 60,000 |
| Kalamazoo County Michigan | 1 | $ 102,000 | $ 102,000 | $ 44,000 |
| Shiawassee County Michigan | 1 | $ 203,000 | $ 203,000 | $ 73,000 |
| St. Clair County Michigan | 1 | $ 139,000 | $ 139,000 | $ 126,000 |
| Washtenaw County Michigan | 1 | $ 226,000 | $ 226,000 | $ 80,000 |
| Anoka County Minnesota | 1 | $ 131,000 | $ 131,000 | $ 92,000 |
| Benton County Minnesota | 1 | $ 117,000 | $ 117,000 | $ 34,000 |
| Carver County Minnesota | 1 | $ 576,000 | $ 576,000 | $ 360,000 |
| Douglas County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 30,000 |
| Washington County Minnesota | 1 | $ 109,000 | $ 109,000 | $ 32,000 |
| DeSoto County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Harrison County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 78,000 |
| Marshall County Mississippi | 1 | $ 94,000 | $ 94,000 | $ 46,000 |
| Rankin County Mississippi | 1 | $ 106,000 | $ 106,000 | $ 60,000 |
| Clay County Missouri | 1 | $ 89,000 | $ 89,000 | $ 93,000 |
| Jackson County Missouri | 1 | $ 92,000 | $ 92,000 | $ 78,000 |
| Lincoln County Missouri | 1 | $ 82,000 | $ 82,000 | $ 32,000 |
| Randolph County Missouri | 1 | $ 100,000 | $ 100,000 | $ 108,000 |
| Stone County Missouri | 1 | $ 137,000 | $ 137,000 | $ 27,000 |
| Sarpy County Nebraska | 1 | $ 276,000 | $ 276,000 | $ 205,000 |
| Camden County New Jersey | 1 | $ 117,000 | $ 117,000 | $ 94,000 |
| Bernalillo County New Mexico | 1 | $ 101,000 | $ 101,000 | $ 56,000 |
| Grant County New Mexico | 1 | $ 57,000 | $ 57,000 | $ 45,000 |
| Otero County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| Santa Fe County New Mexico | 1 | $ 216,000 | $ 216,000 | $ 197,000 |
| Alamance County North Carolina | 1 | $ 187,000 | $ 187,000 | $ 119,000 |
| Alexander County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 30,000 |
| Buncombe County North Carolina | 1 | $ 274,000 | $ 274,000 | $ 60,000 |
| Cabarrus County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 96,000 |
| Craven County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Durham County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 12,000 |
| Granville County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 96,000 |
| Guilford County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 48,000 |
| Johnston County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 108,000 |
| Rutherford County North Carolina | 1 | $ 91,000 | $ 91,000 | $ 78,000 |
| Stokes County North Carolina | 1 | $ 61,000 | $ 61,000 | $ 81,000 |
| Union County North Carolina | 1 | $ 364,000 | $ 364,000 | $ 94,000 |
| Watauga County North Carolina | 1 | $ 1,167,000 | $ 1,167,000 | $ 269,000 |
| Butler County Ohio | 1 | $ 117,000 | $ 117,000 | $ 86,000 |
| Clermont County Ohio | 1 | $ 132,000 | $ 132,000 | $ 33,000 |
| Cuyahoga County Ohio | 1 | $ 66,000 | $ 66,000 | $ 23,000 |
| Franklin County Ohio | 1 | $ 171,000 | $ 171,000 | $ 88,000 |
| Hamilton County Ohio | 1 | $ 99,000 | $ 99,000 | $ 31,000 |
| Ross County Ohio | 1 | $ 92,000 | $ 92,000 | $ 45,000 |
| Summit County Ohio | 1 | $ 163,000 | $ 163,000 | $ 60,000 |
| Atoka County Oklahoma | 1 | $ 161,000 | $ 161,000 | $ 113,000 |
| Cherokee County Oklahoma | 1 | $ 162,000 | $ 162,000 | $ 87,000 |
| Comanche County Oklahoma | 1 | $ 144,000 | $ 144,000 | $ 56,000 |
| Grady County Oklahoma | 1 | $ 141,000 | $ 141,000 | $ 65,000 |
| McCurtain County Oklahoma | 1 | $ 84,000 | $ 84,000 | $ 84,000 |
| Osage County Oklahoma | 1 | $ 126,000 | $ 126,000 | $ 71,000 |
| Anderson County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 25,000 |
| Berkeley County South Carolina | 1 | $ 111,000 | $ 111,000 | $ 140,000 |
| Darlington County South Carolina | 1 | $ 69,000 | $ 69,000 | $ 29,000 |
| Greenville County South Carolina | 1 | $ 116,000 | $ 116,000 | $ 60,000 |
| Lexington County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 4,000 |
| Spartanburg County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 44,000 |
| Carter County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 41,000 |
| Grundy County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 33,000 |
| Madison County Tennessee | 1 | $ 131,000 | $ 131,000 | $ 80,000 |
| Marshall County Tennessee | 1 | $ 178,000 | $ 178,000 | $ 40,000 |
| McNairy County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 79,000 |
| Montgomery County Tennessee | 1 | $ 242,000 | $ 242,000 | $ 102,000 |
| Putnam County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Rutherford County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 61,000 |
| Tipton County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| Washington County Tennessee | 1 | $ 254,000 | $ 254,000 | $ 151,000 |
| Bastrop County Texas | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Cameron County Texas | 1 | $ 193,000 | $ 193,000 | $ 60,000 |
| Ector County Texas | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
| Ellis County Texas | 1 | $ 164,000 | $ 164,000 | $ 58,000 |
| Galveston County Texas | 1 | $ 153,000 | $ 153,000 | $ 134,000 |
| Gillespie County Texas | 1 | $ 193,000 | $ 193,000 | $ 32,000 |
| Hardin County Texas | 1 | $ 123,000 | $ 123,000 | $ 120,000 |
| Harrison County Texas | 1 | $ 793,000 | $ 793,000 | $ 0 |
| Hays County Texas | 1 | $ 615,000 | $ 615,000 | $ 360,000 |
| Hill County Texas | 1 | $ 104,000 | $ 104,000 | $ 80,000 |
| Jim Wells County Texas | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Matagorda County Texas | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Midland County Texas | 1 | $ 238,000 | $ 238,000 | $ 107,000 |
| Orange County Texas | 1 | $ 150,000 | $ 150,000 | $ 33,000 |
| Panola County Texas | 1 | $ 141,000 | $ 141,000 | $ 61,000 |
| Potter County Texas | 1 | $ 410,000 | $ 410,000 | $ 364,000 |
| Rockwall County Texas | 1 | $ 123,000 | $ 123,000 | $ 65,000 |
| Tom Green County Texas | 1 | $ 61,000 | $ 61,000 | $ 82,000 |
| Wichita County Texas | 1 | $ 140,000 | $ 140,000 | $ 59,000 |
| Williamson County Texas | 1 | $ 118,000 | $ 118,000 | $ 77,000 |
| Young County Texas | 1 | $ 128,000 | $ 128,000 | $ 57,000 |
| Albemarle County Virginia | 1 | $ 249,000 | $ 249,000 | $ 160,000 |
| Bristol County Virginia | 1 | $ 109,000 | $ 109,000 | $ 33,000 |
| Danville County Virginia | 1 | $ 121,000 | $ 121,000 | $ 114,000 |
| Dinwiddie County Virginia | 1 | $ 211,000 | $ 211,000 | $ 93,000 |
| Fairfax City County Virginia | 1 | $ 398,000 | $ 398,000 | $ 71,000 |
| Frederick County Virginia | 1 | $ 276,000 | $ 276,000 | $ 150,000 |
| Halifax County Virginia | 1 | $ 143,000 | $ 143,000 | $ 109,000 |
| Hampton County Virginia | 1 | $ 201,000 | $ 201,000 | $ 65,000 |
| Henry County Virginia | 1 | $ 69,000 | $ 69,000 | $ 46,000 |
| Lunenburg County Virginia | 1 | $ 54,000 | $ 54,000 | $ 22,000 |
| Mecklenburg County Virginia | 1 | $ 67,000 | $ 67,000 | $ 25,000 |
| Montgomery County Virginia | 1 | $ 107,000 | $ 107,000 | $ 60,000 |
| Norfolk County Virginia | 1 | $ 253,000 | $ 253,000 | $ 115,000 |
| Petersburg County Virginia | 1 | $ 94,000 | $ 94,000 | $ 28,000 |
| Portsmouth County Virginia | 1 | $ 176,000 | $ 176,000 | $ 40,000 |
| Radford County Virginia | 1 | $ 91,000 | $ 91,000 | $ 78,000 |
| Rockingham County Virginia | 1 | $ 140,000 | $ 140,000 | $ 63,000 |
| Spotsylvania County Virginia | 1 | $ 249,000 | $ 249,000 | $ 69,000 |
| Suffolk County Virginia | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Benton County Washington | 1 | $ 142,000 | $ 142,000 | $ 28,000 |
| Clark County Washington | 1 | $ 161,000 | $ 161,000 | $ 16,000 |
| Mason County Washington | 1 | $ 107,000 | $ 107,000 | $ 66,000 |
| Skagit County Washington | 1 | $ 240,000 | $ 240,000 | $ 47,000 |
| Thurston County Washington | 1 | $ 173,000 | $ 173,000 | $ 225,000 |
| Yakima County Washington | 1 | $ 86,000 | $ 86,000 | $ 20,000 |
| Wood County West Virginia | 1 | $ 143,000 | $ 143,000 | $ 66,000 |
| Dane County Wisconsin | 1 | $ 228,000 | $ 228,000 | $ 140,000 |
| Kenosha County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 67,000 |
| Rock County Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 109,000 |
| St. Croix County Wisconsin | 1 | $ 577,000 | $ 577,000 | $ 173,000 |
| Walworth County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 79,000 |
| Waukesha County Wisconsin | 1 | $ 358,000 | $ 358,000 | $ 279,000 |
Mortgage Loan Application Detail Totals for Fay Servicing, Llc in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 846 | $207,600,000 | $245,000 | $1,850,000 | $97,000 | $792,000 |
| Home Improvement | 57 | $12,858,000 | $225,000 | $503,000 | $83,000 | $220,000 |
| Home Purchase | 20 | $4,097,000 | $204,000 | $417,000 | $85,000 | $260,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 415 | $108,091,000 | $260,000 | $1,850,000 | $108,000 | $792,000 |
| Not Provided | 181 | $46,515,000 | $256,000 | $880,000 | $91,000 | $350,000 |
| Black or African American | 161 | $31,770,000 | $197,000 | $979,000 | $86,000 | $600,000 |
| Hispanic | 131 | $28,043,000 | $214,000 | $684,000 | $72,000 | $282,000 |
| Asian | 23 | $7,350,000 | $319,000 | $635,000 | $103,000 | $200,000 |
| American Indian or Alaskan Native | 8 | $1,701,000 | $212,000 | $801,000 | $136,000 | $420,000 |
| Native Hawaiin or Other Pacific Islander | 4 | $1,085,000 | $271,000 | $591,000 | $77,000 | $129,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 465 | $134,556,000 | $289,000 | $1,850,000 | $114,000 | $792,000 |
| FHA-insured (Federal Housing Administration) | 426 | $82,463,000 | $193,000 | $591,000 | $77,000 | $334,000 |
| VA-guaranteed (Veterans Administration) | 32 | $7,536,000 | $235,000 | $720,000 | $82,000 | $270,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 326 | $78,259,000 | $240,000 | $1,625,000 | $84,000 | $600,000 |
| Application Withdrawn By Applicant | 288 | $72,115,000 | $250,000 | $1,167,000 | $100,000 | $564,000 |
| File Closed For Incompleteness | 194 | $50,290,000 | $259,000 | $1,850,000 | $115,000 | $792,000 |
| Loan Originated | 103 | $21,489,000 | $208,000 | $602,000 | $87,000 | $521,000 |
| Application Approved But Not Accepted | 12 | $2,402,000 | $200,000 | $364,000 | $66,000 | $162,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 121 | $35,736,000 | $295,000 | $1,625,000 | $69,000 | $294,000 |
| Credit History | 91 | $20,163,000 | $221,000 | $979,000 | $103,000 | $600,000 |
| Collateral | 67 | $14,316,000 | $213,000 | $744,000 | $95,000 | $360,000 |
| Other | 29 | $4,767,000 | $164,000 | $305,000 | $72,000 | $199,000 |
| Unverifiable Information | 7 | $1,697,000 | $242,000 | $412,000 | $95,000 | $168,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $226,000 | $75,000 | $119,000 | $66,000 | $78,000 |
| Credit Application Incomplete | 2 | $169,000 | $84,000 | $90,000 | $41,000 | $47,000 |
| Employment History | 2 | $313,000 | $156,000 | $183,000 | $41,000 | $58,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fay Servicing, Llc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fay Servicing, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.