Fay Servicing LLC Mortgage Lending & HMDA Data, 2016
In 2016, Fay Servicing LLC of Tampa, FL reported 923 mortgage applications totaling $224.6 million, up 137% from 2015. The average application was for $243,288, and applicants reported an average income of $95,875. 11% of its applications resulted in an originated loan and 35% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (54), Los Angeles-Long Beach-Glendale, CA (51) and Atlanta-Sandy Springs-Roswell, GA (37) (applications in parentheses).
| Mortgage Company & Address | Fay Servicing LLC Tampa, FL 33609 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 923 |
| Total Mortgage Loan Application Amount | $224,555,000 |
| Average Mortgage Loan Application Amount | $243,288 |
| Highest Mortgage Loan Application Amount | $1,850,000 |
| Average Applicant Income | $95,875 |
| Highest Applicant Income | $792,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fay Servicing LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 51 | $ 22,078,000 | $ 432,901 | $ 124,000 |
| Harris, Texas | 26 | $ 3,411,000 | $ 131,192 | $ 81,000 |
| Cook, Illinois | 22 | $ 4,078,000 | $ 185,363 | $ 52,000 |
| Contra Costa, California | 18 | $ 7,084,000 | $ 393,555 | $ 100,000 |
| San Bernardino, California | 16 | $ 4,820,000 | $ 301,250 | $ 98,000 |
| Riverside, California | 15 | $ 4,996,000 | $ 333,066 | $ 103,000 |
| Orange, California | 14 | $ 7,482,000 | $ 534,428 | $ 160,000 |
| Santa Clara, California | 13 | $ 5,496,000 | $ 422,769 | $ 96,000 |
| San Diego, California | 12 | $ 4,785,000 | $ 398,750 | $ 121,000 |
| Broward, Florida | 11 | $ 2,649,000 | $ 240,818 | $ 86,000 |
| Baltimore, Maryland | 11 | $ 2,648,000 | $ 240,727 | $ 126,000 |
| Prince George's, Maryland | 11 | $ 2,555,000 | $ 232,272 | $ 93,000 |
| Dallas, Texas | 11 | $ 2,178,000 | $ 198,000 | $ 144,000 |
| Prince William, Virginia | 11 | $ 4,306,000 | $ 391,454 | $ 146,000 |
| Sacramento, California | 10 | $ 3,279,000 | $ 327,900 | $ 93,000 |
| District of Columbia, District Of Columbia | 10 | $ 3,624,000 | $ 362,400 | $ 207,000 |
| Shelby, Tennessee | 10 | $ 1,145,000 | $ 114,500 | $ 61,000 |
| Bexar, Texas | 10 | $ 1,532,000 | $ 153,200 | $ 66,000 |
| Snohomish, Washington | 10 | $ 2,577,000 | $ 257,700 | $ 73,000 |
| San Joaquin, California | 9 | $ 2,527,000 | $ 280,777 | $ 105,000 |
| Mecklenburg, North Carolina | 9 | $ 1,644,000 | $ 182,666 | $ 82,000 |
| Alameda, California | 8 | $ 4,117,000 | $ 514,625 | $ 147,000 |
| Hillsborough, Florida | 8 | $ 1,262,000 | $ 157,750 | $ 61,000 |
| Miami-Dade, Florida | 8 | $ 1,506,000 | $ 188,250 | $ 77,000 |
| Collin, Texas | 8 | $ 1,241,000 | $ 155,125 | $ 69,000 |
| Fairfax, Virginia | 8 | $ 2,956,000 | $ 369,500 | $ 84,000 |
| King, Washington | 8 | $ 2,990,000 | $ 373,750 | $ 106,000 |
| Orange, Florida | 7 | $ 2,795,000 | $ 399,285 | $ 84,000 |
| DeKalb, Georgia | 7 | $ 1,443,000 | $ 206,142 | $ 101,000 |
| Denton, Texas | 7 | $ 2,616,000 | $ 373,714 | $ 146,000 |
| Henrico, Virginia | 7 | $ 1,083,000 | $ 154,714 | $ 50,000 |
| Ventura, California | 6 | $ 2,227,000 | $ 371,166 | $ 122,000 |
| Collier, Florida | 6 | $ 2,813,000 | $ 468,833 | $ 178,000 |
| Palm Beach, Florida | 6 | $ 3,199,000 | $ 533,166 | $ 160,000 |
| Cobb, Georgia | 6 | $ 1,101,000 | $ 183,500 | $ 82,000 |
| Oakland, Michigan | 6 | $ 973,000 | $ 162,166 | $ 96,000 |
| Wayne, Michigan | 6 | $ 1,729,000 | $ 288,166 | $ 170,000 |
| Tarrant, Texas | 6 | $ 1,264,000 | $ 210,666 | $ 159,000 |
| Pierce, Washington | 6 | $ 1,450,000 | $ 241,666 | $ 111,000 |
| Sonoma, California | 5 | $ 2,356,000 | $ 471,200 | $ 100,000 |
| Lee, Florida | 5 | $ 1,156,000 | $ 231,200 | $ 151,000 |
| Fulton, Georgia | 5 | $ 995,000 | $ 199,000 | $ 82,000 |
| Will, Illinois | 5 | $ 957,000 | $ 191,400 | $ 88,000 |
| Anne Arundel, Maryland | 5 | $ 1,549,000 | $ 309,800 | $ 86,000 |
| Fort Bend, Texas | 5 | $ 1,181,000 | $ 236,200 | $ 129,000 |
| Brevard, Florida | 4 | $ 1,338,000 | $ 334,500 | $ 84,000 |
| Coweta, Georgia | 4 | $ 1,184,000 | $ 296,000 | $ 130,000 |
| DuPage, Illinois | 4 | $ 789,000 | $ 197,250 | $ 78,000 |
| Lake, Indiana | 4 | $ 643,000 | $ 160,750 | $ 71,000 |
| Johnson, Kansas | 4 | $ 914,000 | $ 228,500 | $ 85,000 |
| Montgomery, Maryland | 4 | $ 1,637,000 | $ 409,250 | $ 264,000 |
| Halifax, North Carolina | 4 | $ 240,000 | $ 60,000 | $ 112,000 |
| Williamson, Tennessee | 4 | $ 1,282,000 | $ 320,500 | $ 94,000 |
| Fauquier, Virginia | 4 | $ 1,023,000 | $ 255,750 | $ 82,000 |
| Lynchburg, Virginia | 4 | $ 426,000 | $ 106,500 | $ 46,000 |
| Stafford, Virginia | 4 | $ 1,078,000 | $ 269,500 | $ 87,000 |
| Solano, California | 3 | $ 1,269,000 | $ 423,000 | $ 197,000 |
| Polk, Florida | 3 | $ 487,000 | $ 162,333 | $ 79,000 |
| Volusia, Florida | 3 | $ 471,000 | $ 157,000 | $ 79,000 |
| Chatham, Georgia | 3 | $ 552,000 | $ 184,000 | $ 108,000 |
| Douglas, Georgia | 3 | $ 424,000 | $ 141,333 | $ 64,000 |
| Hall, Georgia | 3 | $ 537,000 | $ 179,000 | $ 73,000 |
| Henry, Georgia | 3 | $ 643,000 | $ 214,333 | $ 92,000 |
| Rockdale, Georgia | 3 | $ 612,000 | $ 204,000 | $ 93,000 |
| Kane, Illinois | 3 | $ 474,000 | $ 158,000 | $ 75,000 |
| Madison, Illinois | 3 | $ 388,000 | $ 129,333 | $ 70,000 |
| McHenry, Illinois | 3 | $ 968,000 | $ 322,666 | $ 182,000 |
| Putnam, Indiana | 3 | $ 560,000 | $ 186,666 | $ 71,000 |
| Sedgwick, Kansas | 3 | $ 301,000 | $ 100,333 | $ 59,000 |
| Jefferson, Kentucky | 3 | $ 290,000 | $ 96,666 | $ 47,000 |
| Baltimore City, Maryland | 3 | $ 319,000 | $ 106,333 | $ 44,000 |
| Charles, Maryland | 3 | $ 998,000 | $ 332,666 | $ 176,000 |
| Dakota, Minnesota | 3 | $ 656,000 | $ 218,666 | $ 120,000 |
| St. Charles, Missouri | 3 | $ 498,000 | $ 166,000 | $ 163,000 |
| St. Louis, Missouri | 3 | $ 250,000 | $ 83,333 | $ 62,000 |
| York, South Carolina | 3 | $ 533,000 | $ 177,666 | $ 52,000 |
| Davidson, Tennessee | 3 | $ 390,000 | $ 130,000 | $ 64,000 |
| Chesapeake, Virginia | 3 | $ 618,000 | $ 206,000 | $ 88,000 |
| Baldwin, Alabama | 2 | $ 392,000 | $ 196,000 | $ 99,000 |
| Houston, Alabama | 2 | $ 202,000 | $ 101,000 | $ 65,000 |
| Madison, Alabama | 2 | $ 159,000 | $ 79,500 | $ 35,000 |
| Sebastian, Arkansas | 2 | $ 787,000 | $ 393,500 | $ 73,000 |
| El Dorado, California | 2 | $ 1,031,000 | $ 515,500 | $ 148,000 |
| Fresno, California | 2 | $ 330,000 | $ 165,000 | $ 17,000 |
| Humboldt, California | 2 | $ 608,000 | $ 304,000 | $ 71,000 |
| Monterey, California | 2 | $ 490,000 | $ 245,000 | $ 167,000 |
| Santa Cruz, California | 2 | $ 513,000 | $ 256,500 | $ 68,000 |
| Shasta, California | 2 | $ 535,000 | $ 267,500 | $ 101,000 |
| Adams, Colorado | 2 | $ 837,000 | $ 418,500 | $ 334,000 |
| Arapahoe, Colorado | 2 | $ 489,000 | $ 244,500 | $ 56,000 |
| Mesa, Colorado | 2 | $ 290,000 | $ 145,000 | $ 91,000 |
| Citrus, Florida | 2 | $ 189,000 | $ 94,500 | $ 20,000 |
| Indian River, Florida | 2 | $ 299,000 | $ 149,500 | $ 110,000 |
| Manatee, Florida | 2 | $ 448,000 | $ 224,000 | $ 60,000 |
| Osceola, Florida | 2 | $ 388,000 | $ 194,000 | $ 86,000 |
| St. Johns, Florida | 2 | $ 660,000 | $ 330,000 | $ 130,000 |
| St. Lucie, Florida | 2 | $ 484,000 | $ 242,000 | $ 99,000 |
| Cherokee, Georgia | 2 | $ 318,000 | $ 159,000 | $ 21,000 |
| Jackson, Georgia | 2 | $ 255,000 | $ 127,500 | $ 97,000 |
| Richmond, Georgia | 2 | $ 350,000 | $ 175,000 | $ 57,000 |
| Christian, Illinois | 2 | $ 210,000 | $ 105,000 | $ 51,000 |
| Lake, Illinois | 2 | $ 815,000 | $ 407,500 | $ 143,000 |
| Allen, Indiana | 2 | $ 231,000 | $ 115,500 | $ 59,000 |
| Clark, Indiana | 2 | $ 245,000 | $ 122,500 | $ 29,000 |
| Johnson, Indiana | 2 | $ 293,000 | $ 146,500 | $ 47,000 |
| Marion, Indiana | 2 | $ 319,000 | $ 159,500 | $ 119,000 |
| White, Indiana | 2 | $ 276,000 | $ 138,000 | $ 92,000 |
| Polk, Iowa | 2 | $ 285,000 | $ 142,500 | $ 86,000 |
| Reno, Kansas | 2 | $ 159,000 | $ 79,500 | $ 74,000 |
| Washington, Maryland | 2 | $ 367,000 | $ 183,500 | $ 76,000 |
| Livingston, Michigan | 2 | $ 423,000 | $ 211,500 | $ 80,000 |
| Macomb, Michigan | 2 | $ 279,000 | $ 139,500 | $ 99,000 |
| Hennepin, Minnesota | 2 | $ 655,000 | $ 327,500 | $ 115,000 |
| Wright, Minnesota | 2 | $ 353,000 | $ 176,500 | $ 118,000 |
| Boone, Missouri | 2 | $ 133,000 | $ 66,500 | $ 25,000 |
| Jefferson, Missouri | 2 | $ 246,000 | $ 123,000 | $ 27,000 |
| Hunterdon, New Jersey | 2 | $ 616,000 | $ 308,000 | $ 138,000 |
| Middlesex, New Jersey | 2 | $ 335,000 | $ 167,500 | $ 56,000 |
| Catawba, North Carolina | 2 | $ 162,000 | $ 81,000 | $ 64,000 |
| Forsyth, North Carolina | 2 | $ 211,000 | $ 105,500 | $ 48,000 |
| Henderson, North Carolina | 2 | $ 267,000 | $ 133,500 | $ 49,000 |
| Iredell, North Carolina | 2 | $ 302,000 | $ 151,000 | $ 47,000 |
| New Hanover, North Carolina | 2 | $ 209,000 | $ 104,500 | $ 37,000 |
| Onslow, North Carolina | 2 | $ 216,000 | $ 108,000 | $ 27,000 |
| Wake, North Carolina | 2 | $ 321,000 | $ 160,500 | $ 102,000 |
| Wilson, North Carolina | 2 | $ 228,000 | $ 114,000 | $ 30,000 |
| Delaware, Ohio | 2 | $ 387,000 | $ 193,500 | $ 56,000 |
| Lawrence, Ohio | 2 | $ 474,000 | $ 237,000 | $ 105,000 |
| Madison, Ohio | 2 | $ 280,000 | $ 140,000 | $ 65,000 |
| Miami, Ohio | 2 | $ 111,000 | $ 55,500 | $ 70,000 |
| Stark, Ohio | 2 | $ 225,000 | $ 112,500 | $ 47,000 |
| Oklahoma, Oklahoma | 2 | $ 270,000 | $ 135,000 | $ 94,000 |
| Rogers, Oklahoma | 2 | $ 699,000 | $ 349,500 | $ 184,000 |
| Tulsa, Oklahoma | 2 | $ 194,000 | $ 97,000 | $ 73,000 |
| Beaufort, South Carolina | 2 | $ 457,000 | $ 228,500 | $ 161,000 |
| Charleston, South Carolina | 2 | $ 173,000 | $ 86,500 | $ 35,000 |
| Hamilton, Tennessee | 2 | $ 277,000 | $ 138,500 | $ 56,000 |
| Knox, Tennessee | 2 | $ 392,000 | $ 196,000 | $ 44,000 |
| El Paso, Texas | 2 | $ 189,000 | $ 94,500 | $ 102,000 |
| Hidalgo, Texas | 2 | $ 260,000 | $ 130,000 | $ 38,000 |
| Johnson, Texas | 2 | $ 132,000 | $ 66,000 | $ 73,000 |
| Lubbock, Texas | 2 | $ 391,000 | $ 195,500 | $ 73,000 |
| Montgomery, Texas | 2 | $ 420,000 | $ 210,000 | $ 79,000 |
| Randall, Texas | 2 | $ 500,000 | $ 250,000 | $ 117,000 |
| Travis, Texas | 2 | $ 391,000 | $ 195,500 | $ 68,000 |
| Chesterfield, Virginia | 2 | $ 161,000 | $ 80,500 | $ 27,000 |
| Isle of Wight, Virginia | 2 | $ 403,000 | $ 201,500 | $ 0 |
| Poquoson, Virginia | 2 | $ 336,000 | $ 168,000 | $ 0 |
| Surry, Virginia | 2 | $ 287,000 | $ 143,500 | $ 44,000 |
| Virginia Beach, Virginia | 2 | $ 342,000 | $ 171,000 | $ 152,000 |
| Kitsap, Washington | 2 | $ 402,000 | $ 201,000 | $ 60,000 |
| Spokane, Washington | 2 | $ 347,000 | $ 173,500 | $ 21,000 |
| Berkeley, West Virginia | 2 | $ 320,000 | $ 160,000 | $ 56,000 |
| Milwaukee, Wisconsin | 2 | $ 437,000 | $ 218,500 | $ 121,000 |
| Mobile, Alabama | 1 | $ 116,000 | $ 116,000 | $ 80,000 |
| Shelby, Alabama | 1 | $ 158,000 | $ 158,000 | $ 43,000 |
| St. Clair, Alabama | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Walker, Alabama | 1 | $ 108,000 | $ 108,000 | $ 164,000 |
| Lonoke, Arkansas | 1 | $ 227,000 | $ 227,000 | $ 97,000 |
| White, Arkansas | 1 | $ 53,000 | $ 53,000 | $ 26,000 |
| Kern, California | 1 | $ 138,000 | $ 138,000 | $ 59,000 |
| Madera, California | 1 | $ 132,000 | $ 132,000 | $ 50,000 |
| San Benito, California | 1 | $ 364,000 | $ 364,000 | $ 47,000 |
| San Francisco, California | 1 | $ 297,000 | $ 297,000 | $ 157,000 |
| San Luis Obispo, California | 1 | $ 561,000 | $ 561,000 | $ 147,000 |
| Tuolumne, California | 1 | $ 250,000 | $ 250,000 | $ 130,000 |
| Denver, Colorado | 1 | $ 158,000 | $ 158,000 | $ 330,000 |
| Douglas, Colorado | 1 | $ 211,000 | $ 211,000 | $ 96,000 |
| El Paso, Colorado | 1 | $ 132,000 | $ 132,000 | $ 25,000 |
| Elbert, Colorado | 1 | $ 321,000 | $ 321,000 | $ 86,000 |
| La Plata, Colorado | 1 | $ 801,000 | $ 801,000 | $ 420,000 |
| Montezuma, Colorado | 1 | $ 338,000 | $ 338,000 | $ 230,000 |
| Pitkin, Colorado | 1 | $ 170,000 | $ 170,000 | $ 44,000 |
| Pueblo, Colorado | 1 | $ 156,000 | $ 156,000 | $ 50,000 |
| Duval, Florida | 1 | $ 92,000 | $ 92,000 | $ 96,000 |
| Glades, Florida | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Hardee, Florida | 1 | $ 138,000 | $ 138,000 | $ 72,000 |
| Marion, Florida | 1 | $ 101,000 | $ 101,000 | $ 132,000 |
| Monroe, Florida | 1 | $ 757,000 | $ 757,000 | $ 303,000 |
| Nassau, Florida | 1 | $ 54,000 | $ 54,000 | $ 260,000 |
| Pinellas, Florida | 1 | $ 236,000 | $ 236,000 | $ 125,000 |
| Sarasota, Florida | 1 | $ 141,000 | $ 141,000 | $ 60,000 |
| Bibb, Georgia | 1 | $ 76,000 | $ 76,000 | $ 53,000 |
| Clayton, Georgia | 1 | $ 147,000 | $ 147,000 | $ 71,000 |
| Dodge, Georgia | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Fayette, Georgia | 1 | $ 321,000 | $ 321,000 | $ 55,000 |
| Forsyth, Georgia | 1 | $ 346,000 | $ 346,000 | $ 82,000 |
| Haralson, Georgia | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Laurens, Georgia | 1 | $ 124,000 | $ 124,000 | $ 81,000 |
| Muscogee, Georgia | 1 | $ 56,000 | $ 56,000 | $ 60,000 |
| Polk, Georgia | 1 | $ 137,000 | $ 137,000 | $ 79,000 |
| Kankakee, Illinois | 1 | $ 177,000 | $ 177,000 | $ 125,000 |
| Livingston, Illinois | 1 | $ 60,000 | $ 60,000 | $ 37,000 |
| St. Clair, Illinois | 1 | $ 198,000 | $ 198,000 | $ 82,000 |
| Greene, Indiana | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Hamilton, Indiana | 1 | $ 177,000 | $ 177,000 | $ 101,000 |
| Howard, Indiana | 1 | $ 111,000 | $ 111,000 | $ 39,000 |
| Jennings, Indiana | 1 | $ 87,000 | $ 87,000 | $ 87,000 |
| Kosciusko, Indiana | 1 | $ 63,000 | $ 63,000 | $ 23,000 |
| Madison, Indiana | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
| Marshall, Indiana | 1 | $ 280,000 | $ 280,000 | $ 156,000 |
| Monroe, Indiana | 1 | $ 246,000 | $ 246,000 | $ 82,000 |
| Perry, Indiana | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Porter, Indiana | 1 | $ 116,000 | $ 116,000 | $ 27,000 |
| Steuben, Indiana | 1 | $ 133,000 | $ 133,000 | $ 36,000 |
| Sullivan, Indiana | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Black Hawk, Iowa | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
| Linn, Iowa | 1 | $ 190,000 | $ 190,000 | $ 51,000 |
| Woodbury, Iowa | 1 | $ 61,000 | $ 61,000 | $ 44,000 |
| Saline, Kansas | 1 | $ 157,000 | $ 157,000 | $ 44,000 |
| Shawnee, Kansas | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Anderson, Kentucky | 1 | $ 90,000 | $ 90,000 | $ 80,000 |
| Calloway, Kentucky | 1 | $ 116,000 | $ 116,000 | $ 44,000 |
| Campbell, Kentucky | 1 | $ 178,000 | $ 178,000 | $ 105,000 |
| Franklin, Kentucky | 1 | $ 96,000 | $ 96,000 | $ 75,000 |
| Jessamine, Kentucky | 1 | $ 178,000 | $ 178,000 | $ 85,000 |
| Madison, Kentucky | 1 | $ 167,000 | $ 167,000 | $ 83,000 |
| Ascension, Louisiana | 1 | $ 194,000 | $ 194,000 | $ 210,000 |
| Caddo, Louisiana | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Franklin, Louisiana | 1 | $ 88,000 | $ 88,000 | $ 125,000 |
| Jefferson, Louisiana | 1 | $ 169,000 | $ 169,000 | $ 120,000 |
| Lafayette, Louisiana | 1 | $ 163,000 | $ 163,000 | $ 114,000 |
| Pointe Coupee, Louisiana | 1 | $ 104,000 | $ 104,000 | $ 39,000 |
| Washington, Louisiana | 1 | $ 121,000 | $ 121,000 | $ 34,000 |
| Calvert, Maryland | 1 | $ 553,000 | $ 553,000 | $ 151,000 |
| Harford, Maryland | 1 | $ 233,000 | $ 233,000 | $ 79,000 |
| Howard, Maryland | 1 | $ 327,000 | $ 327,000 | $ 144,000 |
| Queen Anne's, Maryland | 1 | $ 74,000 | $ 74,000 | $ 41,000 |
| St. Mary's, Maryland | 1 | $ 117,000 | $ 117,000 | $ 73,000 |
| Branch, Michigan | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Clinton, Michigan | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| Gladwin, Michigan | 1 | $ 96,000 | $ 96,000 | $ 60,000 |
| Kalamazoo, Michigan | 1 | $ 102,000 | $ 102,000 | $ 44,000 |
| Shiawassee, Michigan | 1 | $ 203,000 | $ 203,000 | $ 73,000 |
| St. Clair, Michigan | 1 | $ 139,000 | $ 139,000 | $ 126,000 |
| Washtenaw, Michigan | 1 | $ 226,000 | $ 226,000 | $ 80,000 |
| Anoka, Minnesota | 1 | $ 131,000 | $ 131,000 | $ 92,000 |
| Benton, Minnesota | 1 | $ 117,000 | $ 117,000 | $ 34,000 |
| Carver, Minnesota | 1 | $ 576,000 | $ 576,000 | $ 360,000 |
| Douglas, Minnesota | 1 | $ 120,000 | $ 120,000 | $ 30,000 |
| Washington, Minnesota | 1 | $ 109,000 | $ 109,000 | $ 32,000 |
| DeSoto, Mississippi | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Harrison, Mississippi | 1 | $ 50,000 | $ 50,000 | $ 78,000 |
| Marshall, Mississippi | 1 | $ 94,000 | $ 94,000 | $ 46,000 |
| Rankin, Mississippi | 1 | $ 106,000 | $ 106,000 | $ 60,000 |
| Clay, Missouri | 1 | $ 89,000 | $ 89,000 | $ 93,000 |
| Jackson, Missouri | 1 | $ 92,000 | $ 92,000 | $ 78,000 |
| Lincoln, Missouri | 1 | $ 82,000 | $ 82,000 | $ 32,000 |
| Randolph, Missouri | 1 | $ 100,000 | $ 100,000 | $ 108,000 |
| Stone, Missouri | 1 | $ 137,000 | $ 137,000 | $ 27,000 |
| Sarpy, Nebraska | 1 | $ 276,000 | $ 276,000 | $ 205,000 |
| Camden, New Jersey | 1 | $ 117,000 | $ 117,000 | $ 94,000 |
| Bernalillo, New Mexico | 1 | $ 101,000 | $ 101,000 | $ 56,000 |
| Grant, New Mexico | 1 | $ 57,000 | $ 57,000 | $ 45,000 |
| Otero, New Mexico | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| Santa Fe, New Mexico | 1 | $ 216,000 | $ 216,000 | $ 197,000 |
| Alamance, North Carolina | 1 | $ 187,000 | $ 187,000 | $ 119,000 |
| Alexander, North Carolina | 1 | $ 121,000 | $ 121,000 | $ 30,000 |
| Buncombe, North Carolina | 1 | $ 274,000 | $ 274,000 | $ 60,000 |
| Cabarrus, North Carolina | 1 | $ 179,000 | $ 179,000 | $ 96,000 |
| Craven, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Durham, North Carolina | 1 | $ 88,000 | $ 88,000 | $ 12,000 |
| Granville, North Carolina | 1 | $ 113,000 | $ 113,000 | $ 96,000 |
| Guilford, North Carolina | 1 | $ 83,000 | $ 83,000 | $ 48,000 |
| Johnston, North Carolina | 1 | $ 417,000 | $ 417,000 | $ 108,000 |
| Rutherford, North Carolina | 1 | $ 91,000 | $ 91,000 | $ 78,000 |
| Stokes, North Carolina | 1 | $ 61,000 | $ 61,000 | $ 81,000 |
| Union, North Carolina | 1 | $ 364,000 | $ 364,000 | $ 94,000 |
| Watauga, North Carolina | 1 | $ 1,167,000 | $ 1,167,000 | $ 269,000 |
| Butler, Ohio | 1 | $ 117,000 | $ 117,000 | $ 86,000 |
| Clermont, Ohio | 1 | $ 132,000 | $ 132,000 | $ 33,000 |
| Cuyahoga, Ohio | 1 | $ 66,000 | $ 66,000 | $ 23,000 |
| Franklin, Ohio | 1 | $ 171,000 | $ 171,000 | $ 88,000 |
| Hamilton, Ohio | 1 | $ 99,000 | $ 99,000 | $ 31,000 |
| Ross, Ohio | 1 | $ 92,000 | $ 92,000 | $ 45,000 |
| Summit, Ohio | 1 | $ 163,000 | $ 163,000 | $ 60,000 |
| Atoka, Oklahoma | 1 | $ 161,000 | $ 161,000 | $ 113,000 |
| Cherokee, Oklahoma | 1 | $ 162,000 | $ 162,000 | $ 87,000 |
| Comanche, Oklahoma | 1 | $ 144,000 | $ 144,000 | $ 56,000 |
| Grady, Oklahoma | 1 | $ 141,000 | $ 141,000 | $ 65,000 |
| McCurtain, Oklahoma | 1 | $ 84,000 | $ 84,000 | $ 84,000 |
| Osage, Oklahoma | 1 | $ 126,000 | $ 126,000 | $ 71,000 |
| Anderson, South Carolina | 1 | $ 130,000 | $ 130,000 | $ 25,000 |
| Berkeley, South Carolina | 1 | $ 111,000 | $ 111,000 | $ 140,000 |
| Darlington, South Carolina | 1 | $ 69,000 | $ 69,000 | $ 29,000 |
| Greenville, South Carolina | 1 | $ 116,000 | $ 116,000 | $ 60,000 |
| Lexington, South Carolina | 1 | $ 100,000 | $ 100,000 | $ 4,000 |
| Spartanburg, South Carolina | 1 | $ 133,000 | $ 133,000 | $ 44,000 |
| Carter, Tennessee | 1 | $ 62,000 | $ 62,000 | $ 41,000 |
| Grundy, Tennessee | 1 | $ 62,000 | $ 62,000 | $ 33,000 |
| Madison, Tennessee | 1 | $ 131,000 | $ 131,000 | $ 80,000 |
| Marshall, Tennessee | 1 | $ 178,000 | $ 178,000 | $ 40,000 |
| McNairy, Tennessee | 1 | $ 77,000 | $ 77,000 | $ 79,000 |
| Montgomery, Tennessee | 1 | $ 242,000 | $ 242,000 | $ 102,000 |
| Putnam, Tennessee | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Rutherford, Tennessee | 1 | $ 120,000 | $ 120,000 | $ 61,000 |
| Tipton, Tennessee | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| Washington, Tennessee | 1 | $ 254,000 | $ 254,000 | $ 151,000 |
| Bastrop, Texas | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Cameron, Texas | 1 | $ 193,000 | $ 193,000 | $ 60,000 |
| Ector, Texas | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
| Ellis, Texas | 1 | $ 164,000 | $ 164,000 | $ 58,000 |
| Galveston, Texas | 1 | $ 153,000 | $ 153,000 | $ 134,000 |
| Gillespie, Texas | 1 | $ 193,000 | $ 193,000 | $ 32,000 |
| Hardin, Texas | 1 | $ 123,000 | $ 123,000 | $ 120,000 |
| Harrison, Texas | 1 | $ 793,000 | $ 793,000 | $ 0 |
| Hays, Texas | 1 | $ 615,000 | $ 615,000 | $ 360,000 |
| Hill, Texas | 1 | $ 104,000 | $ 104,000 | $ 80,000 |
| Jim Wells, Texas | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Matagorda, Texas | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Midland, Texas | 1 | $ 238,000 | $ 238,000 | $ 107,000 |
| Orange, Texas | 1 | $ 150,000 | $ 150,000 | $ 33,000 |
| Panola, Texas | 1 | $ 141,000 | $ 141,000 | $ 61,000 |
| Potter, Texas | 1 | $ 410,000 | $ 410,000 | $ 364,000 |
| Rockwall, Texas | 1 | $ 123,000 | $ 123,000 | $ 65,000 |
| Tom Green, Texas | 1 | $ 61,000 | $ 61,000 | $ 82,000 |
| Wichita, Texas | 1 | $ 140,000 | $ 140,000 | $ 59,000 |
| Williamson, Texas | 1 | $ 118,000 | $ 118,000 | $ 77,000 |
| Young, Texas | 1 | $ 128,000 | $ 128,000 | $ 57,000 |
| Albemarle, Virginia | 1 | $ 249,000 | $ 249,000 | $ 160,000 |
| Bristol, Virginia | 1 | $ 109,000 | $ 109,000 | $ 33,000 |
| Danville, Virginia | 1 | $ 121,000 | $ 121,000 | $ 114,000 |
| Dinwiddie, Virginia | 1 | $ 211,000 | $ 211,000 | $ 93,000 |
| Fairfax City, Virginia | 1 | $ 398,000 | $ 398,000 | $ 71,000 |
| Frederick, Virginia | 1 | $ 276,000 | $ 276,000 | $ 150,000 |
| Halifax, Virginia | 1 | $ 143,000 | $ 143,000 | $ 109,000 |
| Hampton, Virginia | 1 | $ 201,000 | $ 201,000 | $ 65,000 |
| Henry, Virginia | 1 | $ 69,000 | $ 69,000 | $ 46,000 |
| Lunenburg, Virginia | 1 | $ 54,000 | $ 54,000 | $ 22,000 |
| Mecklenburg, Virginia | 1 | $ 67,000 | $ 67,000 | $ 25,000 |
| Montgomery, Virginia | 1 | $ 107,000 | $ 107,000 | $ 60,000 |
| Norfolk, Virginia | 1 | $ 253,000 | $ 253,000 | $ 115,000 |
| Petersburg, Virginia | 1 | $ 94,000 | $ 94,000 | $ 28,000 |
| Portsmouth, Virginia | 1 | $ 176,000 | $ 176,000 | $ 40,000 |
| Radford, Virginia | 1 | $ 91,000 | $ 91,000 | $ 78,000 |
| Rockingham, Virginia | 1 | $ 140,000 | $ 140,000 | $ 63,000 |
| Spotsylvania, Virginia | 1 | $ 249,000 | $ 249,000 | $ 69,000 |
| Suffolk, Virginia | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Benton, Washington | 1 | $ 142,000 | $ 142,000 | $ 28,000 |
| Clark, Washington | 1 | $ 161,000 | $ 161,000 | $ 16,000 |
| Mason, Washington | 1 | $ 107,000 | $ 107,000 | $ 66,000 |
| Skagit, Washington | 1 | $ 240,000 | $ 240,000 | $ 47,000 |
| Thurston, Washington | 1 | $ 173,000 | $ 173,000 | $ 225,000 |
| Yakima, Washington | 1 | $ 86,000 | $ 86,000 | $ 20,000 |
| Wood, West Virginia | 1 | $ 143,000 | $ 143,000 | $ 66,000 |
| Dane, Wisconsin | 1 | $ 228,000 | $ 228,000 | $ 140,000 |
| Kenosha, Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 67,000 |
| Rock, Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 109,000 |
| St. Croix, Wisconsin | 1 | $ 577,000 | $ 577,000 | $ 173,000 |
| Walworth, Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 79,000 |
| Waukesha, Wisconsin | 1 | $ 358,000 | $ 358,000 | $ 279,000 |
Mortgage Loan Application Detail Totals for Fay Servicing LLC in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 846 | $207,600,000 | $245,000 | $1,850,000 | $97,000 | $792,000 |
| Home Improvement | 57 | $12,858,000 | $225,000 | $503,000 | $83,000 | $220,000 |
| Home Purchase | 20 | $4,097,000 | $204,000 | $417,000 | $85,000 | $260,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 415 | $108,091,000 | $260,000 | $1,850,000 | $108,000 | $792,000 |
| Not Provided | 181 | $46,515,000 | $256,000 | $880,000 | $91,000 | $350,000 |
| Black or African American | 161 | $31,770,000 | $197,000 | $979,000 | $86,000 | $600,000 |
| Hispanic | 131 | $28,043,000 | $214,000 | $684,000 | $72,000 | $282,000 |
| Asian | 23 | $7,350,000 | $319,000 | $635,000 | $103,000 | $200,000 |
| American Indian or Alaskan Native | 8 | $1,701,000 | $212,000 | $801,000 | $136,000 | $420,000 |
| Native Hawaiin or Other Pacific Islander | 4 | $1,085,000 | $271,000 | $591,000 | $77,000 | $129,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 465 | $134,556,000 | $289,000 | $1,850,000 | $114,000 | $792,000 |
| FHA-insured (Federal Housing Administration) | 426 | $82,463,000 | $193,000 | $591,000 | $77,000 | $334,000 |
| VA-guaranteed (Veterans Administration) | 32 | $7,536,000 | $235,000 | $720,000 | $82,000 | $270,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 326 | $78,259,000 | $240,000 | $1,625,000 | $84,000 | $600,000 |
| Application Withdrawn By Applicant | 288 | $72,115,000 | $250,000 | $1,167,000 | $100,000 | $564,000 |
| File Closed For Incompleteness | 194 | $50,290,000 | $259,000 | $1,850,000 | $115,000 | $792,000 |
| Loan Originated | 103 | $21,489,000 | $208,000 | $602,000 | $87,000 | $521,000 |
| Application Approved But Not Accepted | 12 | $2,402,000 | $200,000 | $364,000 | $66,000 | $162,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 121 | $35,736,000 | $295,000 | $1,625,000 | $69,000 | $294,000 |
| Credit History | 91 | $20,163,000 | $221,000 | $979,000 | $103,000 | $600,000 |
| Collateral | 67 | $14,316,000 | $213,000 | $744,000 | $95,000 | $360,000 |
| Other | 29 | $4,767,000 | $164,000 | $305,000 | $72,000 | $199,000 |
| Unverifiable Information | 7 | $1,697,000 | $242,000 | $412,000 | $95,000 | $168,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $226,000 | $75,000 | $119,000 | $66,000 | $78,000 |
| Credit Application Incomplete | 2 | $169,000 | $84,000 | $90,000 | $41,000 | $47,000 |
| Employment History | 2 | $313,000 | $156,000 | $183,000 | $41,000 | $58,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fay Servicing LLC's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fay Servicing LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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