Fidelity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Fidelity Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fidelity Bank 3 Corporate Blvd Ne Atlanta, GA 30329 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,905 |
| Total Mortgage Loan Application Amount | $3,111,261,000 |
| Average Mortgage Loan Application Amount | $226,000 |
| Highest Mortgage Loan Application Amount | $2,950,000 |
| Average Applicant Income | $117,000 |
| Highest Applicant Income | $8,760,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Fidelity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fidelity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Fidelity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fidelity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Fidelity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fidelity Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 1,942 | $ 546,499,000 | $ 281,000 | $ 152,000 |
| Cobb County Georgia | 1,163 | $ 261,069,000 | $ 224,000 | $ 118,000 |
| DeKalb County Georgia | 1,151 | $ 293,269,000 | $ 254,000 | $ 126,000 |
| Gwinnett County Georgia | 916 | $ 174,271,000 | $ 190,000 | $ 94,000 |
| Forsyth County Georgia | 586 | $ 149,005,000 | $ 254,000 | $ 122,000 |
| Cherokee County Georgia | 477 | $ 92,061,000 | $ 193,000 | $ 91,000 |
| Davidson County Tennessee | 470 | $ 117,157,000 | $ 249,000 | $ 133,000 |
| Fairfax County Virginia | 433 | $ 162,498,000 | $ 375,000 | $ 145,000 |
| Chatham County Georgia | 287 | $ 55,217,000 | $ 192,000 | $ 108,000 |
| St. Johns County Florida | 225 | $ 52,480,000 | $ 233,000 | $ 98,000 |
| Spotsylvania County Virginia | 216 | $ 51,912,000 | $ 240,000 | $ 95,000 |
| Jefferson County Alabama | 212 | $ 51,752,000 | $ 244,000 | $ 136,000 |
| Wake County North Carolina | 207 | $ 48,300,000 | $ 233,000 | $ 119,000 |
| Loudoun County Virginia | 203 | $ 75,371,000 | $ 371,000 | $ 142,000 |
| Prince William County Virginia | 192 | $ 54,649,000 | $ 284,000 | $ 103,000 |
| Columbia County Georgia | 185 | $ 38,298,000 | $ 207,000 | $ 85,000 |
| Duval County Florida | 175 | $ 28,725,000 | $ 164,000 | $ 95,000 |
| Williamson County Tennessee | 169 | $ 54,014,000 | $ 319,000 | $ 138,000 |
| Hall County Georgia | 145 | $ 29,853,000 | $ 205,000 | $ 100,000 |
| Stafford County Virginia | 129 | $ 36,140,000 | $ 280,000 | $ 113,000 |
| Paulding County Georgia | 125 | $ 20,810,000 | $ 166,000 | $ 82,000 |
| Clarke County Georgia | 107 | $ 19,022,000 | $ 177,000 | $ 107,000 |
| James City County Virginia | 94 | $ 25,241,000 | $ 268,000 | $ 111,000 |
| Richmond County Georgia | 78 | $ 11,382,000 | $ 145,000 | $ 79,000 |
| Effingham County Georgia | 70 | $ 11,514,000 | $ 164,000 | $ 73,000 |
| Barrow County Georgia | 65 | $ 10,316,000 | $ 158,000 | $ 76,000 |
| Limestone County Alabama | 62 | $ 12,528,000 | $ 202,000 | $ 107,000 |
| District of Columbia County District Of Columbia | 61 | $ 25,622,000 | $ 420,000 | $ 174,000 |
| Henry County Georgia | 61 | $ 9,533,000 | $ 156,000 | $ 74,000 |
| Newport News County Virginia | 61 | $ 10,315,000 | $ 169,000 | $ 91,000 |
| Douglas County Georgia | 60 | $ 10,250,000 | $ 170,000 | $ 81,000 |
| Arlington County Virginia | 60 | $ 21,325,000 | $ 355,000 | $ 148,000 |
| York County Virginia | 60 | $ 16,559,000 | $ 275,000 | $ 93,000 |
| Madison County Alabama | 58 | $ 13,661,000 | $ 235,000 | $ 120,000 |
| Shelby County Alabama | 55 | $ 11,228,000 | $ 204,000 | $ 91,000 |
| Jackson County Georgia | 55 | $ 9,739,000 | $ 177,000 | $ 77,000 |
| Walton County Georgia | 55 | $ 8,780,000 | $ 159,000 | $ 68,000 |
| Oconee County Georgia | 54 | $ 14,757,000 | $ 273,000 | $ 131,000 |
| Montgomery County Maryland | 53 | $ 19,479,000 | $ 367,000 | $ 128,000 |
| Fayette County Georgia | 49 | $ 9,477,000 | $ 193,000 | $ 112,000 |
| Bryan County Georgia | 47 | $ 10,291,000 | $ 218,000 | $ 85,000 |
| Calhoun County Alabama | 46 | $ 7,274,000 | $ 158,000 | $ 91,000 |
| Newton County Georgia | 43 | $ 6,294,000 | $ 146,000 | $ 76,000 |
| Knox County Tennessee | 42 | $ 10,524,000 | $ 250,000 | $ 178,000 |
| Alexandria County Virginia | 42 | $ 14,485,000 | $ 344,000 | $ 122,000 |
| Caroline County Virginia | 41 | $ 6,630,000 | $ 161,000 | $ 64,000 |
| Lee County Alabama | 38 | $ 6,962,000 | $ 183,000 | $ 166,000 |
| Baltimore County Maryland | 38 | $ 10,958,000 | $ 288,000 | $ 113,000 |
| Hampton County Virginia | 38 | $ 5,363,000 | $ 141,000 | $ 70,000 |
| Wilson County Tennessee | 37 | $ 7,681,000 | $ 207,000 | $ 85,000 |
| Clay County Florida | 36 | $ 6,689,000 | $ 185,000 | $ 75,000 |
| Fauquier County Virginia | 35 | $ 11,538,000 | $ 329,000 | $ 140,000 |
| Fredericksburg County Virginia | 35 | $ 11,336,000 | $ 323,000 | $ 133,000 |
| Orange County Virginia | 32 | $ 5,932,000 | $ 185,000 | $ 76,000 |
| Coweta County Georgia | 30 | $ 6,050,000 | $ 201,000 | $ 105,000 |
| Prince George's County Maryland | 30 | $ 6,906,000 | $ 230,000 | $ 87,000 |
| King George County Virginia | 29 | $ 6,849,000 | $ 236,000 | $ 104,000 |
| Rockdale County Georgia | 28 | $ 3,467,000 | $ 123,000 | $ 88,000 |
| Sumner County Tennessee | 28 | $ 6,333,000 | $ 226,000 | $ 121,000 |
| Fannin County Georgia | 27 | $ 5,530,000 | $ 204,000 | $ 245,000 |
| Harford County Maryland | 27 | $ 6,275,000 | $ 232,000 | $ 99,000 |
| Dawson County Georgia | 26 | $ 6,412,000 | $ 246,000 | $ 152,000 |
| Aiken County South Carolina | 24 | $ 4,076,000 | $ 169,000 | $ 76,000 |
| Durham County North Carolina | 23 | $ 4,750,000 | $ 206,000 | $ 106,000 |
| Orange County North Carolina | 23 | $ 5,784,000 | $ 251,000 | $ 144,000 |
| Hamilton County Tennessee | 23 | $ 3,760,000 | $ 163,000 | $ 82,000 |
| Beaufort County South Carolina | 22 | $ 5,869,000 | $ 266,000 | $ 236,000 |
| Shelby County Tennessee | 22 | $ 4,124,000 | $ 187,000 | $ 121,000 |
| Bartow County Georgia | 21 | $ 3,235,000 | $ 154,000 | $ 92,000 |
| Pickens County Georgia | 21 | $ 4,101,000 | $ 195,000 | $ 80,000 |
| Rutherford County Tennessee | 20 | $ 3,988,000 | $ 199,000 | $ 76,000 |
| Manassas County Virginia | 20 | $ 4,610,000 | $ 230,000 | $ 102,000 |
| Carroll County Georgia | 19 | $ 3,286,000 | $ 172,000 | $ 96,000 |
| Clayton County Georgia | 18 | $ 2,189,000 | $ 121,000 | $ 128,000 |
| Glynn County Georgia | 18 | $ 5,464,000 | $ 303,000 | $ 166,000 |
| Putnam County Georgia | 18 | $ 4,702,000 | $ 261,000 | $ 204,000 |
| Greene County Georgia | 16 | $ 4,430,000 | $ 276,000 | $ 198,000 |
| Baltimore City County Maryland | 16 | $ 3,656,000 | $ 228,000 | $ 185,000 |
| Gloucester County Virginia | 16 | $ 3,620,000 | $ 226,000 | $ 78,000 |
| Poquoson County Virginia | 16 | $ 4,559,000 | $ 284,000 | $ 149,000 |
| Gilmer County Georgia | 15 | $ 2,531,000 | $ 168,000 | $ 181,000 |
| Campbell County Tennessee | 15 | $ 1,739,000 | $ 115,000 | $ 44,000 |
| Manassas Park County Virginia | 15 | $ 3,342,000 | $ 222,000 | $ 61,000 |
| St. Clair County Alabama | 12 | $ 2,581,000 | $ 215,000 | $ 77,000 |
| Tuscaloosa County Alabama | 12 | $ 2,371,000 | $ 197,000 | $ 92,000 |
| Johnston County North Carolina | 12 | $ 2,319,000 | $ 193,000 | $ 93,000 |
| New Hanover County North Carolina | 12 | $ 2,413,000 | $ 201,000 | $ 161,000 |
| Maury County Tennessee | 11 | $ 1,738,000 | $ 158,000 | $ 93,000 |
| Leon County Florida | 10 | $ 2,154,000 | $ 215,000 | $ 217,000 |
| Nassau County Florida | 10 | $ 1,841,000 | $ 184,000 | $ 111,000 |
| Anne Arundel County Maryland | 10 | $ 3,315,000 | $ 331,000 | $ 121,000 |
| Charleston County South Carolina | 10 | $ 2,758,000 | $ 275,000 | $ 199,000 |
| Chesapeake County Virginia | 10 | $ 1,877,000 | $ 187,000 | $ 61,000 |
| Frederick County Virginia | 10 | $ 2,438,000 | $ 243,000 | $ 112,000 |
| Baldwin County Alabama | 9 | $ 2,178,000 | $ 242,000 | $ 141,000 |
| Talladega County Alabama | 9 | $ 1,400,000 | $ 155,000 | $ 67,000 |
| White County Georgia | 9 | $ 1,228,000 | $ 136,000 | $ 129,000 |
| Macon County North Carolina | 9 | $ 2,468,000 | $ 274,000 | $ 247,000 |
| Cheatham County Tennessee | 9 | $ 2,081,000 | $ 231,000 | $ 88,000 |
| Isle of Wight County Virginia | 9 | $ 2,321,000 | $ 257,000 | $ 94,000 |
| Louisa County Virginia | 9 | $ 1,482,000 | $ 164,000 | $ 92,000 |
| New Kent County Virginia | 9 | $ 2,301,000 | $ 255,000 | $ 78,000 |
| Virginia Beach County Virginia | 9 | $ 1,744,000 | $ 193,000 | $ 139,000 |
| Hart County Georgia | 8 | $ 1,987,000 | $ 248,000 | $ 167,000 |
| East Baton Rouge County Louisiana | 8 | $ 2,115,000 | $ 264,000 | $ 101,000 |
| Livingston County Louisiana | 8 | $ 1,844,000 | $ 230,000 | $ 85,000 |
| Charles County Maryland | 8 | $ 1,845,000 | $ 230,000 | $ 80,000 |
| Mecklenburg County North Carolina | 8 | $ 1,608,000 | $ 201,000 | $ 95,000 |
| Walker County Alabama | 7 | $ 1,357,000 | $ 193,000 | $ 86,000 |
| Orange County Florida | 7 | $ 1,566,000 | $ 223,000 | $ 137,000 |
| Walton County Florida | 7 | $ 2,530,000 | $ 361,000 | $ 219,000 |
| Habersham County Georgia | 7 | $ 2,839,000 | $ 405,000 | $ 182,000 |
| Lumpkin County Georgia | 7 | $ 1,247,000 | $ 178,000 | $ 72,000 |
| Madison County Georgia | 7 | $ 1,018,000 | $ 145,000 | $ 58,000 |
| Morgan County Georgia | 7 | $ 2,021,000 | $ 288,000 | $ 105,000 |
| Rabun County Georgia | 7 | $ 2,642,000 | $ 377,000 | $ 327,000 |
| Spalding County Georgia | 7 | $ 692,000 | $ 98,000 | $ 66,000 |
| Howard County Maryland | 7 | $ 2,858,000 | $ 408,000 | $ 342,000 |
| Henderson County North Carolina | 7 | $ 1,613,000 | $ 230,000 | $ 120,000 |
| Moore County North Carolina | 7 | $ 1,476,000 | $ 210,000 | $ 174,000 |
| Edgefield County South Carolina | 7 | $ 1,617,000 | $ 231,000 | $ 100,000 |
| Greenwood County South Carolina | 7 | $ 1,438,000 | $ 205,000 | $ 71,000 |
| Fairfax City County Virginia | 7 | $ 1,947,000 | $ 278,000 | $ 119,000 |
| Warren County Virginia | 7 | $ 1,529,000 | $ 218,000 | $ 129,000 |
| Westmoreland County Virginia | 7 | $ 1,016,000 | $ 145,000 | $ 86,000 |
| Pinellas County Florida | 6 | $ 1,231,000 | $ 205,000 | $ 212,000 |
| Liberty County Georgia | 6 | $ 1,025,000 | $ 170,000 | $ 62,000 |
| Muscogee County Georgia | 6 | $ 976,000 | $ 162,000 | $ 73,000 |
| Union County Georgia | 6 | $ 1,516,000 | $ 252,000 | $ 202,000 |
| West Baton Rouge County Louisiana | 6 | $ 919,000 | $ 153,000 | $ 71,000 |
| Rankin County Mississippi | 6 | $ 1,417,000 | $ 236,000 | $ 116,000 |
| Alamance County North Carolina | 6 | $ 890,000 | $ 148,000 | $ 56,000 |
| Dare County North Carolina | 6 | $ 1,614,000 | $ 269,000 | $ 197,000 |
| Guilford County North Carolina | 6 | $ 1,296,000 | $ 216,000 | $ 164,000 |
| Greenville County South Carolina | 6 | $ 1,293,000 | $ 215,000 | $ 113,000 |
| Culpeper County Virginia | 6 | $ 1,291,000 | $ 215,000 | $ 222,000 |
| Henrico County Virginia | 6 | $ 1,784,000 | $ 297,000 | $ 118,000 |
| Cleburne County Alabama | 5 | $ 815,000 | $ 163,000 | $ 75,000 |
| Elmore County Alabama | 5 | $ 1,408,000 | $ 281,000 | $ 199,000 |
| Morgan County Alabama | 5 | $ 739,000 | $ 147,000 | $ 82,000 |
| Bay County Florida | 5 | $ 1,302,000 | $ 260,000 | $ 261,000 |
| Brevard County Florida | 5 | $ 1,099,000 | $ 219,000 | $ 181,000 |
| Bibb County Georgia | 5 | $ 1,039,000 | $ 207,000 | $ 105,000 |
| Jasper County Georgia | 5 | $ 572,000 | $ 114,000 | $ 82,000 |
| Oglethorpe County Georgia | 5 | $ 440,000 | $ 88,000 | $ 60,000 |
| Walker County Georgia | 5 | $ 870,000 | $ 174,000 | $ 73,000 |
| Wayne County Georgia | 5 | $ 422,000 | $ 84,000 | $ 99,000 |
| Whitfield County Georgia | 5 | $ 420,000 | $ 84,000 | $ 82,000 |
| Ascension County Louisiana | 5 | $ 1,021,000 | $ 204,000 | $ 83,000 |
| Frederick County Maryland | 5 | $ 1,993,000 | $ 398,000 | $ 158,000 |
| Chatham County North Carolina | 5 | $ 1,350,000 | $ 270,000 | $ 130,000 |
| Granville County North Carolina | 5 | $ 880,000 | $ 176,000 | $ 90,000 |
| Chesterfield County Virginia | 5 | $ 818,000 | $ 163,000 | $ 104,000 |
| Falls Church County Virginia | 5 | $ 1,353,000 | $ 270,000 | $ 269,000 |
| Williamsburg County Virginia | 5 | $ 1,283,000 | $ 256,000 | $ 207,000 |
| Etowah County Alabama | 4 | $ 778,000 | $ 194,000 | $ 128,000 |
| Mobile County Alabama | 4 | $ 915,000 | $ 228,000 | $ 74,000 |
| Brantley County Georgia | 4 | $ 508,000 | $ 127,000 | $ 98,000 |
| Bulloch County Georgia | 4 | $ 359,000 | $ 89,000 | $ 76,000 |
| Dougherty County Georgia | 4 | $ 537,000 | $ 134,000 | $ 281,000 |
| Floyd County Georgia | 4 | $ 660,000 | $ 165,000 | $ 77,000 |
| Haralson County Georgia | 4 | $ 377,000 | $ 94,000 | $ 64,000 |
| Harris County Georgia | 4 | $ 941,000 | $ 235,000 | $ 83,000 |
| Houston County Georgia | 4 | $ 664,000 | $ 166,000 | $ 64,000 |
| Lowndes County Georgia | 4 | $ 715,000 | $ 178,000 | $ 77,000 |
| Stephens County Georgia | 4 | $ 729,000 | $ 182,000 | $ 171,000 |
| Brunswick County North Carolina | 4 | $ 1,197,000 | $ 299,000 | $ 285,000 |
| Clay County North Carolina | 4 | $ 687,000 | $ 171,000 | $ 176,000 |
| Cumberland County North Carolina | 4 | $ 418,000 | $ 104,000 | $ 79,000 |
| Jackson County North Carolina | 4 | $ 983,000 | $ 245,000 | $ 188,000 |
| Randolph County North Carolina | 4 | $ 551,000 | $ 137,000 | $ 124,000 |
| Lexington County South Carolina | 4 | $ 545,000 | $ 136,000 | $ 74,000 |
| Oconee County South Carolina | 4 | $ 1,216,000 | $ 304,000 | $ 222,000 |
| Robertson County Tennessee | 4 | $ 546,000 | $ 136,000 | $ 93,000 |
| Sevier County Tennessee | 4 | $ 832,000 | $ 208,000 | $ 122,000 |
| Albemarle County Virginia | 4 | $ 887,000 | $ 221,000 | $ 89,000 |
| Norfolk County Virginia | 4 | $ 678,000 | $ 169,000 | $ 73,000 |
| Portsmouth County Virginia | 4 | $ 587,000 | $ 146,000 | $ 49,000 |
| Richmond City County Virginia | 4 | $ 708,000 | $ 177,000 | $ 71,000 |
| Blount County Alabama | 3 | $ 356,000 | $ 118,000 | $ 95,000 |
| Cherokee County Alabama | 3 | $ 581,000 | $ 193,000 | $ 328,000 |
| Chilton County Alabama | 3 | $ 575,000 | $ 191,000 | $ 299,000 |
| El Paso County Colorado | 3 | $ 1,016,000 | $ 338,000 | $ 96,000 |
| Escambia County Florida | 3 | $ 397,000 | $ 132,000 | $ 70,000 |
| Manatee County Florida | 3 | $ 1,116,000 | $ 372,000 | $ 326,000 |
| Palm Beach County Florida | 3 | $ 804,000 | $ 268,000 | $ 242,000 |
| Baldwin County Georgia | 3 | $ 374,000 | $ 124,000 | $ 112,000 |
| Butts County Georgia | 3 | $ 264,000 | $ 88,000 | $ 25,000 |
| Gordon County Georgia | 3 | $ 339,000 | $ 113,000 | $ 55,000 |
| Hancock County Georgia | 3 | $ 355,000 | $ 118,000 | $ 118,000 |
| Murray County Georgia | 3 | $ 463,000 | $ 154,000 | $ 57,000 |
| Pike County Georgia | 3 | $ 497,000 | $ 165,000 | $ 82,000 |
| Carroll County Maryland | 3 | $ 730,000 | $ 243,000 | $ 95,000 |
| Cecil County Maryland | 3 | $ 713,000 | $ 237,000 | $ 154,000 |
| Madison County Mississippi | 3 | $ 694,000 | $ 231,000 | $ 111,000 |
| Caldwell County North Carolina | 3 | $ 801,000 | $ 267,000 | $ 119,000 |
| Catawba County North Carolina | 3 | $ 597,000 | $ 199,000 | $ 82,000 |
| Franklin County North Carolina | 3 | $ 551,000 | $ 183,000 | $ 91,000 |
| Graham County North Carolina | 3 | $ 401,000 | $ 133,000 | $ 205,000 |
| Halifax County North Carolina | 3 | $ 749,000 | $ 249,000 | $ 135,000 |
| Haywood County North Carolina | 3 | $ 786,000 | $ 262,000 | $ 223,000 |
| Nash County North Carolina | 3 | $ 281,000 | $ 93,000 | $ 93,000 |
| Berkeley County South Carolina | 3 | $ 379,000 | $ 126,000 | $ 60,000 |
| Dickson County Tennessee | 3 | $ 451,000 | $ 150,000 | $ 71,000 |
| Accomack County Virginia | 3 | $ 501,000 | $ 167,000 | $ 137,000 |
| Clarke County Virginia | 3 | $ 916,000 | $ 305,000 | $ 146,000 |
| Suffolk County Virginia | 3 | $ 587,000 | $ 195,000 | $ 64,000 |
| Autauga County Alabama | 2 | $ 672,000 | $ 336,000 | $ 109,000 |
| Cullman County Alabama | 2 | $ 647,000 | $ 323,000 | $ 244,000 |
| Marshall County Alabama | 2 | $ 148,000 | $ 74,000 | $ 52,000 |
| Montgomery County Alabama | 2 | $ 491,000 | $ 245,000 | $ 111,000 |
| Randolph County Alabama | 2 | $ 649,000 | $ 324,000 | $ 266,000 |
| Winston County Alabama | 2 | $ 454,000 | $ 227,000 | $ 169,000 |
| Larimer County Colorado | 2 | $ 744,000 | $ 372,000 | $ 178,000 |
| Routt County Colorado | 2 | $ 808,000 | $ 404,000 | $ 574,000 |
| Sussex County Delaware | 2 | $ 468,000 | $ 234,000 | $ 360,000 |
| Franklin County Florida | 2 | $ 843,000 | $ 421,000 | $ 130,000 |
| Hillsborough County Florida | 2 | $ 446,000 | $ 223,000 | $ 108,000 |
| Lee County Florida | 2 | $ 647,000 | $ 323,000 | $ 170,000 |
| Marion County Florida | 2 | $ 180,000 | $ 90,000 | $ 59,000 |
| Burke County Georgia | 2 | $ 317,000 | $ 158,000 | $ 67,000 |
| Camden County Georgia | 2 | $ 462,000 | $ 231,000 | $ 102,000 |
| Colquitt County Georgia | 2 | $ 460,000 | $ 230,000 | $ 181,000 |
| Franklin County Georgia | 2 | $ 356,000 | $ 178,000 | $ 219,000 |
| Lamar County Georgia | 2 | $ 275,000 | $ 137,000 | $ 39,000 |
| Laurens County Georgia | 2 | $ 163,000 | $ 81,000 | $ 103,000 |
| Lee County Georgia | 2 | $ 277,000 | $ 138,000 | $ 65,000 |
| Lincoln County Georgia | 2 | $ 520,000 | $ 260,000 | $ 102,000 |
| Long County Georgia | 2 | $ 234,000 | $ 117,000 | $ 57,000 |
| McDuffie County Georgia | 2 | $ 339,000 | $ 169,000 | $ 94,000 |
| McIntosh County Georgia | 2 | $ 244,000 | $ 122,000 | $ 72,000 |
| Monroe County Georgia | 2 | $ 276,000 | $ 138,000 | $ 54,000 |
| Screven County Georgia | 2 | $ 230,000 | $ 115,000 | $ 44,000 |
| Jefferson County Kentucky | 2 | $ 1,099,000 | $ 549,000 | $ 196,000 |
| Pointe Coupee County Louisiana | 2 | $ 422,000 | $ 211,000 | $ 66,000 |
| Calvert County Maryland | 2 | $ 1,468,000 | $ 734,000 | $ 215,000 |
| Carteret County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 147,000 |
| Iredell County North Carolina | 2 | $ 335,000 | $ 167,000 | $ 22,000 |
| Anderson County South Carolina | 2 | $ 416,000 | $ 208,000 | $ 110,000 |
| Dorchester County South Carolina | 2 | $ 323,000 | $ 161,000 | $ 101,000 |
| Horry County South Carolina | 2 | $ 289,000 | $ 144,000 | $ 139,000 |
| Jasper County South Carolina | 2 | $ 584,000 | $ 292,000 | $ 427,000 |
| Richland County South Carolina | 2 | $ 586,000 | $ 293,000 | $ 182,000 |
| Anderson County Tennessee | 2 | $ 324,000 | $ 162,000 | $ 75,000 |
| Scott County Tennessee | 2 | $ 243,000 | $ 121,000 | $ 44,000 |
| Weakley County Tennessee | 2 | $ 269,000 | $ 134,000 | $ 77,000 |
| Augusta County Virginia | 2 | $ 514,000 | $ 257,000 | $ 97,000 |
| Bedford County Virginia | 2 | $ 706,000 | $ 353,000 | $ 97,000 |
| Franklin City County Virginia | 2 | $ 382,000 | $ 191,000 | $ 60,000 |
| Hopewell County Virginia | 2 | $ 300,000 | $ 150,000 | $ 72,000 |
| King William County Virginia | 2 | $ 334,000 | $ 167,000 | $ 55,000 |
| Lynchburg County Virginia | 2 | $ 347,000 | $ 173,000 | $ 91,000 |
| Prince George County Virginia | 2 | $ 377,000 | $ 188,000 | $ 91,000 |
| Shenandoah County Virginia | 2 | $ 540,000 | $ 270,000 | $ 275,000 |
| Jefferson County West Virginia | 2 | $ 583,000 | $ 291,000 | $ 71,000 |
| Barbour County Alabama | 1 | $ 320,000 | $ 320,000 | $ 149,000 |
| Clay County Alabama | 1 | $ 114,000 | $ 114,000 | $ 64,000 |
| Colbert County Alabama | 1 | $ 290,000 | $ 290,000 | $ 149,000 |
| DeKalb County Alabama | 1 | $ 75,000 | $ 75,000 | $ 108,000 |
| Houston County Alabama | 1 | $ 158,000 | $ 158,000 | $ 120,000 |
| Lauderdale County Alabama | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Lawrence County Alabama | 1 | $ 108,000 | $ 108,000 | $ 64,000 |
| Pickens County Alabama | 1 | $ 69,000 | $ 69,000 | $ 43,000 |
| Tallapoosa County Alabama | 1 | $ 394,000 | $ 394,000 | $ 87,000 |
| Maricopa County Arizona | 1 | $ 600,000 | $ 600,000 | $ 3,000,000 |
| Boulder County Colorado | 1 | $ 250,000 | $ 250,000 | $ 111,000 |
| Eagle County Colorado | 1 | $ 483,000 | $ 483,000 | $ 175,000 |
| Jefferson County Colorado | 1 | $ 136,000 | $ 136,000 | $ 103,000 |
| Summit County Colorado | 1 | $ 359,000 | $ 359,000 | $ 93,000 |
| Alachua County Florida | 1 | $ 199,000 | $ 199,000 | $ 147,000 |
| Broward County Florida | 1 | $ 381,000 | $ 381,000 | $ 126,000 |
| Collier County Florida | 1 | $ 508,000 | $ 508,000 | $ 396,000 |
| Flagler County Florida | 1 | $ 138,000 | $ 138,000 | $ 34,000 |
| Gulf County Florida | 1 | $ 280,000 | $ 280,000 | $ 99,000 |
| Indian River County Florida | 1 | $ 280,000 | $ 280,000 | $ 452,000 |
| Okaloosa County Florida | 1 | $ 306,000 | $ 306,000 | $ 150,000 |
| Osceola County Florida | 1 | $ 300,000 | $ 300,000 | $ 325,000 |
| Polk County Florida | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Santa Rosa County Florida | 1 | $ 369,000 | $ 369,000 | $ 106,000 |
| Sarasota County Florida | 1 | $ 302,000 | $ 302,000 | $ 119,000 |
| Seminole County Florida | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Sumter County Florida | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Volusia County Florida | 1 | $ 369,000 | $ 369,000 | $ 168,000 |
| Appling County Georgia | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Banks County Georgia | 1 | $ 102,000 | $ 102,000 | $ 67,000 |
| Catoosa County Georgia | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Cook County Georgia | 1 | $ 96,000 | $ 96,000 | $ 35,000 |
| Early County Georgia | 1 | $ 53,000 | $ 53,000 | $ 43,000 |
| Evans County Georgia | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
| Polk County Georgia | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Sumter County Georgia | 1 | $ 177,000 | $ 177,000 | $ 69,000 |
| Taylor County Georgia | 1 | $ 135,000 | $ 135,000 | $ 98,000 |
| Thomas County Georgia | 1 | $ 311,000 | $ 311,000 | $ 128,000 |
| Tift County Georgia | 1 | $ 263,000 | $ 263,000 | $ 145,000 |
| Towns County Georgia | 1 | $ 79,000 | $ 79,000 | $ 43,000 |
| Troup County Georgia | 1 | $ 150,000 | $ 150,000 | $ 118,000 |
| Twiggs County Georgia | 1 | $ 69,000 | $ 69,000 | $ 45,000 |
| Washington County Georgia | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Cumberland County Kentucky | 1 | $ 182,000 | $ 182,000 | $ 170,000 |
| Pulaski County Kentucky | 1 | $ 409,000 | $ 409,000 | $ 62,000 |
| Concordia County Louisiana | 1 | $ 301,000 | $ 301,000 | $ 121,000 |
| Lafourche County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 128,000 |
| St. Tammany County Louisiana | 1 | $ 257,000 | $ 257,000 | $ 118,000 |
| Washington County Louisiana | 1 | $ 139,000 | $ 139,000 | $ 51,000 |
| St. Mary's County Maryland | 1 | $ 385,000 | $ 385,000 | $ 328,000 |
| Washington County Maryland | 1 | $ 168,000 | $ 168,000 | $ 90,000 |
| Wicomico County Maryland | 1 | $ 210,000 | $ 210,000 | $ 49,000 |
| Hinds County Mississippi | 1 | $ 199,000 | $ 199,000 | $ 67,000 |
| Passaic County New Jersey | 1 | $ 324,000 | $ 324,000 | $ 318,000 |
| Anson County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 114,000 |
| Avery County North Carolina | 1 | $ 254,000 | $ 254,000 | $ 125,000 |
| Cabarrus County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 71,000 |
| Cleveland County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 44,000 |
| Forsyth County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 49,000 |
| Harnett County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 79,000 |
| Hoke County North Carolina | 1 | $ 441,000 | $ 441,000 | $ 140,000 |
| Lee County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 59,000 |
| Lincoln County North Carolina | 1 | $ 334,000 | $ 334,000 | $ 91,000 |
| Onslow County North Carolina | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Pamlico County North Carolina | 1 | $ 288,000 | $ 288,000 | $ 334,000 |
| Pender County North Carolina | 1 | $ 244,000 | $ 244,000 | $ 271,000 |
| Person County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 103,000 |
| Pitt County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 139,000 |
| Rutherford County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 165,000 |
| Union County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 110,000 |
| Watauga County North Carolina | 1 | $ 388,000 | $ 388,000 | $ 316,000 |
| Abbeville County South Carolina | 1 | $ 266,000 | $ 266,000 | $ 101,000 |
| Fairfield County South Carolina | 1 | $ 299,000 | $ 299,000 | $ 150,000 |
| Georgetown County South Carolina | 1 | $ 252,000 | $ 252,000 | $ 117,000 |
| Lancaster County South Carolina | 1 | $ 302,000 | $ 302,000 | $ 78,000 |
| York County South Carolina | 1 | $ 301,000 | $ 301,000 | $ 75,000 |
| Blount County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Cannon County Tennessee | 1 | $ 192,000 | $ 192,000 | $ 60,000 |
| DeKalb County Tennessee | 1 | $ 266,000 | $ 266,000 | $ 58,000 |
| Giles County Tennessee | 1 | $ 266,000 | $ 266,000 | $ 104,000 |
| Hamblen County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 75,000 |
| Marion County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 75,000 |
| McMinn County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 42,000 |
| Meigs County Tennessee | 1 | $ 212,000 | $ 212,000 | $ 336,000 |
| Rhea County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 134,000 |
| Roane County Tennessee | 1 | $ 206,000 | $ 206,000 | $ 494,000 |
| Sullivan County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 159,000 |
| Trousdale County Tennessee | 1 | $ 164,000 | $ 164,000 | $ 56,000 |
| Amherst County Virginia | 1 | $ 110,000 | $ 110,000 | $ 122,000 |
| Essex County Virginia | 1 | $ 167,000 | $ 167,000 | $ 92,000 |
| Fluvanna County Virginia | 1 | $ 223,000 | $ 223,000 | $ 360,000 |
| Hanover County Virginia | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| King and Queen County Virginia | 1 | $ 158,000 | $ 158,000 | $ 46,000 |
| Lancaster County Virginia | 1 | $ 106,000 | $ 106,000 | $ 175,000 |
| Madison County Virginia | 1 | $ 224,000 | $ 224,000 | $ 165,000 |
| Middlesex County Virginia | 1 | $ 164,000 | $ 164,000 | $ 59,000 |
| Nelson County Virginia | 1 | $ 120,000 | $ 120,000 | $ 102,000 |
| Northampton County Virginia | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Northumberland County Virginia | 1 | $ 60,000 | $ 60,000 | $ 49,000 |
| Petersburg County Virginia | 1 | $ 141,000 | $ 141,000 | $ 52,000 |
| Powhatan County Virginia | 1 | $ 179,000 | $ 179,000 | $ 34,000 |
| Rappahannock County Virginia | 1 | $ 356,000 | $ 356,000 | $ 95,000 |
| Roanoke County Virginia | 1 | $ 392,000 | $ 392,000 | $ 174,000 |
| Smyth County Virginia | 1 | $ 144,000 | $ 144,000 | $ 91,000 |
| Morgan County West Virginia | 1 | $ 169,000 | $ 169,000 | $ 77,000 |
| Upshur County West Virginia | 1 | $ 120,000 | $ 120,000 | $ 200,000 |
Mortgage Loan Application Detail Totals for Fidelity Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,714 | $1,839,111,000 | $238,000 | $2,000,000 | $112,000 | $8,760,000 |
| Refinancing | 5,110 | $1,256,296,000 | $245,000 | $2,950,000 | $132,000 | $3,000,000 |
| Home Improvement | 81 | $15,854,000 | $195,000 | $553,000 | $107,000 | $322,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,703 | $2,090,403,000 | $240,000 | $2,000,000 | $123,000 | $8,760,000 |
| Not Provided | 2,477 | $628,752,000 | $253,000 | $1,750,000 | $125,000 | $1,616,000 |
| Asian | 627 | $161,956,000 | $258,000 | $2,950,000 | $121,000 | $875,000 |
| Black or African American | 626 | $127,680,000 | $203,000 | $872,000 | $90,000 | $3,000,000 |
| Hispanic | 410 | $90,187,000 | $219,000 | $720,000 | $89,000 | $614,000 |
| Not applicable | 25 | $4,070,000 | $162,000 | $570,000 | $0 | $0 |
| American Indian or Alaskan Native | 19 | $4,015,000 | $211,000 | $417,000 | $112,000 | $340,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $4,198,000 | $233,000 | $403,000 | $113,000 | $241,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,414 | $2,575,727,000 | $247,000 | $2,950,000 | $131,000 | $8,760,000 |
| FHA-insured (Federal Housing Administration) | 1,624 | $299,497,000 | $184,000 | $719,000 | $67,000 | $946,000 |
| VA-guaranteed (Veterans Administration) | 755 | $219,751,000 | $291,000 | $1,013,000 | $91,000 | $794,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 112 | $16,286,000 | $145,000 | $275,000 | $46,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,324 | $2,479,840,000 | $240,000 | $2,000,000 | $118,000 | $2,383,000 |
| Application Denied By Financial Institution | 1,296 | $311,837,000 | $240,000 | $2,950,000 | $117,000 | $3,000,000 |
| Application Withdrawn By Applicant | 1,227 | $305,835,000 | $249,000 | $1,733,000 | $137,000 | $8,760,000 |
| Application Approved But Not Accepted | 58 | $13,749,000 | $237,000 | $600,000 | $140,000 | $1,548,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 443 | $103,395,000 | $233,000 | $1,125,000 | $122,000 | $2,000,000 |
| Collateral | 341 | $81,204,000 | $238,000 | $1,700,000 | $126,000 | $1,226,000 |
| Debt-To-Income Ratio | 156 | $40,429,000 | $259,000 | $1,412,000 | $81,000 | $642,000 |
| Other | 122 | $29,758,000 | $243,000 | $2,950,000 | $143,000 | $3,000,000 |
| Credit History | 98 | $20,230,000 | $206,000 | $580,000 | $92,000 | $557,000 |
| Credit Application Incomplete | 89 | $27,303,000 | $306,000 | $1,750,000 | $140,000 | $750,000 |
| Employment History | 28 | $6,668,000 | $238,000 | $417,000 | $71,000 | $225,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $2,736,000 | $195,000 | $396,000 | $74,000 | $170,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fidelity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.