Fidelity Bank Mortgage Lending & HMDA Data, 2016

In 2016, Fidelity Bank of Wichita, KS reported 2,828 mortgage applications totaling $496.8 million, up 4% from 2015. The average application was for $175,688, and applicants reported an average income of $76,840. 67% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Wichita, KS (1,370), Kansas City, MO-KS (438) and Oklahoma City, OK (163) (applications in parentheses).

Mortgage Company & Address Fidelity Bank
100 E English
Wichita, KS 67202
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,828
Total Mortgage Loan Application Amount $496,846,000
Average Mortgage Loan Application Amount $175,688
Highest Mortgage Loan Application Amount $13,750,000
Average Applicant Income $76,840
Highest Applicant Income $1,744,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fidelity Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sedgwick, Kansas 1,219 $ 184,883,000 $ 151,667 $ 81,000
Johnson, Kansas 246 $ 63,204,000 $ 256,926 $ 118,000
Oklahoma, Oklahoma 124 $ 39,555,000 $ 318,991 $ 84,000
Butler, Kansas 107 $ 18,056,000 $ 168,747 $ 93,000
Jackson, Missouri 60 $ 11,079,000 $ 184,650 $ 100,000
Cook, Illinois 39 $ 3,344,000 $ 85,743 $ 6,000
Cass, Missouri 35 $ 5,456,000 $ 155,885 $ 77,000
Clay, Missouri 34 $ 6,513,000 $ 191,558 $ 90,000
Cobb, Georgia 31 $ 2,530,000 $ 81,612 $ 0
Sumner, Kansas 28 $ 2,790,000 $ 99,642 $ 60,000
Fulton, Georgia 27 $ 2,134,000 $ 79,037 $ 0
DeKalb, Georgia 26 $ 2,120,000 $ 81,538 $ 5,000
Miami, Kansas 19 $ 3,697,000 $ 194,578 $ 97,000
Platte, Missouri 18 $ 4,294,000 $ 238,555 $ 103,000
Cleveland, Oklahoma 16 $ 8,625,000 $ 539,062 $ 168,000
Wyandotte, Kansas 14 $ 2,215,000 $ 158,214 $ 50,000
Douglas, Kansas 13 $ 2,337,000 $ 179,769 $ 73,000
Cherokee, Georgia 12 $ 781,000 $ 65,083 $ 0
Canadian, Oklahoma 12 $ 2,157,000 $ 179,750 $ 158,000
Union, North Carolina 11 $ 506,000 $ 46,000 $ 0
Harvey, Kansas 9 $ 817,000 $ 90,777 $ 57,000
Oakland, Michigan 9 $ 1,501,000 $ 166,777 $ 35,000
Wake, North Carolina 9 $ 447,000 $ 49,666 $ 0
Forsyth, Georgia 8 $ 648,000 $ 81,000 $ 0
Gwinnett, Georgia 8 $ 348,000 $ 43,500 $ 18,000
Kingman, Kansas 7 $ 1,117,000 $ 159,571 $ 86,000
Shawnee, Kansas 7 $ 1,110,000 $ 158,571 $ 91,000
Livingston, Louisiana 7 $ 304,000 $ 43,428 $ 55,000
Hall, Georgia 6 $ 331,000 $ 55,166 $ 8,000
Cowley, Kansas 6 $ 671,000 $ 111,833 $ 44,000
Linn, Kansas 6 $ 738,000 $ 123,000 $ 84,000
Essex, Massachusetts 6 $ 471,000 $ 78,500 $ 0
St. Louis, Missouri 6 $ 2,365,000 $ 394,166 $ 26,000
Shelby, Tennessee 6 $ 1,092,000 $ 182,000 $ 85,000
Hillsborough, Florida 5 $ 443,000 $ 88,600 $ 79,000
Pasco, Florida 5 $ 486,000 $ 97,200 $ 76,000
DuPage, Illinois 5 $ 397,000 $ 79,400 $ 0
Leavenworth, Kansas 5 $ 840,000 $ 168,000 $ 88,000
Reno, Kansas 5 $ 726,000 $ 145,200 $ 68,000
Worcester, Massachusetts 5 $ 372,000 $ 74,400 $ 0
Logan, Oklahoma 5 $ 451,000 $ 90,200 $ 86,000
Broward, Florida 4 $ 521,000 $ 130,250 $ 35,000
Miami-Dade, Florida 4 $ 253,000 $ 63,250 $ 21,000
Putnam, Florida 4 $ 201,000 $ 50,250 $ 51,000
Walton, Florida 4 $ 374,000 $ 93,500 $ 13,000
Paulding, Georgia 4 $ 125,000 $ 31,250 $ 0
Will, Illinois 4 $ 559,000 $ 139,750 $ 20,000
Jefferson, Kentucky 4 $ 483,000 $ 120,750 $ 0
Ascension, Louisiana 4 $ 175,000 $ 43,750 $ 50,000
Montgomery, Maryland 4 $ 261,000 $ 65,250 $ 0
Middlesex, Massachusetts 4 $ 457,000 $ 114,250 $ 16,000
Buncombe, North Carolina 4 $ 741,000 $ 185,250 $ 10,000
Mecklenburg, North Carolina 4 $ 875,000 $ 218,750 $ 75,000
Tulsa, Oklahoma 4 $ 1,472,000 $ 368,000 $ 123,000
Montgomery, Texas 4 $ 1,115,000 $ 278,750 $ 202,000
Travis, Texas 4 $ 375,000 $ 93,750 $ 70,000
San Diego, California 3 $ 1,094,000 $ 364,666 $ 58,000
Windham, Connecticut 3 $ 471,000 $ 157,000 $ 16,000
Brevard, Florida 3 $ 162,000 $ 54,000 $ 33,000
Levy, Florida 3 $ 146,000 $ 48,666 $ 31,000
Pinellas, Florida 3 $ 6,713,000 $ 2,237,666 $ 34,000
St. Johns, Florida 3 $ 160,000 $ 53,333 $ 44,000
Volusia, Florida 3 $ 212,000 $ 70,666 $ 59,000
Chatham, Georgia 3 $ 105,000 $ 35,000 $ 0
Oconee, Georgia 3 $ 326,000 $ 108,666 $ 0
Jefferson, Kansas 3 $ 465,000 $ 155,000 $ 66,000
Pratt, Kansas 3 $ 298,000 $ 99,333 $ 81,000
East Baton Rouge, Louisiana 3 $ 149,000 $ 49,666 $ 35,000
Anne Arundel, Maryland 3 $ 254,000 $ 84,666 $ 0
Carroll, Maryland 3 $ 180,000 $ 60,000 $ 0
Scott, Mississippi 3 $ 204,000 $ 68,000 $ 168,000
Camden, Missouri 3 $ 441,000 $ 147,000 $ 70,000
Johnson, Missouri 3 $ 763,000 $ 254,333 $ 66,000
Douglas, Nebraska 3 $ 268,000 $ 89,333 $ 0
Westchester, New York 3 $ 229,000 $ 76,333 $ 0
Grady, Oklahoma 3 $ 175,000 $ 58,333 $ 146,000
Payne, Oklahoma 3 $ 351,000 $ 117,000 $ 96,000
Pottawatomie, Oklahoma 3 $ 169,000 $ 56,333 $ 41,000
Lexington, South Carolina 3 $ 301,000 $ 100,333 $ 0
Williamson, Tennessee 3 $ 137,000 $ 45,666 $ 0
Bexar, Texas 3 $ 186,000 $ 62,000 $ 33,000
Cameron, Texas 3 $ 126,000 $ 42,000 $ 34,000
Dallas, Texas 3 $ 14,566,000 $ 4,855,333 $ 58,000
Hidalgo, Texas 3 $ 133,000 $ 44,333 $ 69,000
Lubbock, Texas 3 $ 195,000 $ 65,000 $ 99,000
Chesterfield, Virginia 3 $ 168,000 $ 56,000 $ 0
Loudoun, Virginia 3 $ 243,000 $ 81,000 $ 0
Prince William, Virginia 3 $ 428,000 $ 142,666 $ 0
Los Angeles, California 2 $ 450,000 $ 225,000 $ 108,000
District of Columbia, District Of Columbia 2 $ 416,000 $ 208,000 $ 0
Clay, Florida 2 $ 79,000 $ 39,500 $ 39,000
Columbia, Florida 2 $ 163,000 $ 81,500 $ 37,000
Lee, Florida 2 $ 129,000 $ 64,500 $ 73,000
Orange, Florida 2 $ 87,000 $ 43,500 $ 0
Palm Beach, Florida 2 $ 7,450,000 $ 3,725,000 $ 0
Polk, Florida 2 $ 57,000 $ 28,500 $ 46,000
Santa Rosa, Florida 2 $ 222,000 $ 111,000 $ 912,000
Bibb, Georgia 2 $ 136,000 $ 68,000 $ 0
Walton, Georgia 2 $ 49,000 $ 24,500 $ 0
Lake, Illinois 2 $ 85,000 $ 42,500 $ 0
Johnson, Iowa 2 $ 153,000 $ 76,500 $ 32,000
Franklin, Kansas 2 $ 331,000 $ 165,500 $ 57,000
McPherson, Kansas 2 $ 315,000 $ 157,500 $ 59,000
Osage, Kansas 2 $ 190,000 $ 95,000 $ 19,000
Wilson, Kansas 2 $ 260,000 $ 130,000 $ 71,000
Calcasieu, Louisiana 2 $ 165,000 $ 82,500 $ 46,000
Concordia, Louisiana 2 $ 110,000 $ 55,000 $ 74,000
De Soto, Louisiana 2 $ 86,000 $ 43,000 $ 43,000
St. Martin, Louisiana 2 $ 84,000 $ 42,000 $ 65,000
Prince George's, Maryland 2 $ 300,000 $ 150,000 $ 75,000
Dakota, Minnesota 2 $ 210,000 $ 105,000 $ 0
Hennepin, Minnesota 2 $ 102,000 $ 51,000 $ 0
Jones, Mississippi 2 $ 108,000 $ 54,000 $ 64,000
Stone, Missouri 2 $ 376,000 $ 188,000 $ 129,000
Morris, New Jersey 2 $ 289,000 $ 144,500 $ 34,000
Chaves, New Mexico 2 $ 161,000 $ 80,500 $ 56,000
New York, New York 2 $ 23,750,000 $ 11,875,000 $ 0
Cass, North Dakota 2 $ 267,000 $ 133,500 $ 192,000
Franklin, Ohio 2 $ 78,000 $ 39,000 $ 0
Montgomery, Ohio 2 $ 177,000 $ 88,500 $ 37,000
Creek, Oklahoma 2 $ 92,000 $ 46,000 $ 128,000
Delaware, Oklahoma 2 $ 161,000 $ 80,500 $ 108,000
Garfield, Oklahoma 2 $ 277,000 $ 138,500 $ 114,000
Kay, Oklahoma 2 $ 306,000 $ 153,000 $ 67,000
Lincoln, Oklahoma 2 $ 92,000 $ 46,000 $ 37,000
Rogers, Oklahoma 2 $ 97,000 $ 48,500 $ 150,000
Sequoyah, Oklahoma 2 $ 146,000 $ 73,000 $ 59,000
Lehigh, Pennsylvania 2 $ 213,000 $ 106,500 $ 72,000
Montgomery, Pennsylvania 2 $ 150,000 $ 75,000 $ 0
Colleton, South Carolina 2 $ 162,000 $ 81,000 $ 72,000
Horry, South Carolina 2 $ 149,000 $ 74,500 $ 20,000
Lancaster, South Carolina 2 $ 406,000 $ 203,000 $ 56,000
Richland, South Carolina 2 $ 153,000 $ 76,500 $ 0
York, South Carolina 2 $ 657,000 $ 328,500 $ 107,000
Davidson, Tennessee 2 $ 235,000 $ 117,500 $ 0
Wilson, Tennessee 2 $ 165,000 $ 82,500 $ 0
Angelina, Texas 2 $ 108,000 $ 54,000 $ 62,000
Austin, Texas 2 $ 135,000 $ 67,500 $ 50,000
Bastrop, Texas 2 $ 136,000 $ 68,000 $ 142,000
Burleson, Texas 2 $ 67,000 $ 33,500 $ 41,000
Guadalupe, Texas 2 $ 197,000 $ 98,500 $ 42,000
Harris, Texas 2 $ 2,827,000 $ 1,413,500 $ 15,000
Henderson, Texas 2 $ 124,000 $ 62,000 $ 137,000
Hood, Texas 2 $ 96,000 $ 48,000 $ 186,000
Liberty, Texas 2 $ 114,000 $ 57,000 $ 112,000
Shelby, Texas 2 $ 258,000 $ 129,000 $ 95,000
Walker, Texas 2 $ 144,000 $ 72,000 $ 103,000
Williamson, Texas 2 $ 185,000 $ 92,500 $ 72,000
Dinwiddie, Virginia 2 $ 296,000 $ 148,000 $ 0
Newport News, Virginia 2 $ 255,000 $ 127,500 $ 0
Stafford, Virginia 2 $ 430,000 $ 215,000 $ 0
Dane, Wisconsin 2 $ 92,000 $ 46,000 $ 0
Jefferson, Alabama 1 $ 77,000 $ 77,000 $ 50,000
Lawrence, Alabama 1 $ 99,000 $ 99,000 $ 142,000
Madison, Alabama 1 $ 84,000 $ 84,000 $ 0
Shelby, Alabama 1 $ 121,000 $ 121,000 $ 0
Tallapoosa, Alabama 1 $ 124,000 $ 124,000 $ 75,000
Maricopa, Arizona 1 $ 702,000 $ 702,000 $ 269,000
Benton, Arkansas 1 $ 79,000 $ 79,000 $ 84,000
Drew, Arkansas 1 $ 111,000 $ 111,000 $ 131,000
Grant, Arkansas 1 $ 79,000 $ 79,000 $ 173,000
Hot Spring, Arkansas 1 $ 111,000 $ 111,000 $ 59,000
Independence, Arkansas 1 $ 58,000 $ 58,000 $ 31,000
Lawrence, Arkansas 1 $ 71,000 $ 71,000 $ 54,000
Pulaski, Arkansas 1 $ 96,000 $ 96,000 $ 145,000
Sebastian, Arkansas 1 $ 58,000 $ 58,000 $ 26,000
Stone, Arkansas 1 $ 152,000 $ 152,000 $ 58,000
White, Arkansas 1 $ 46,000 $ 46,000 $ 28,000
Yell, Arkansas 1 $ 36,000 $ 36,000 $ 62,000
Contra Costa, California 1 $ 94,000 $ 94,000 $ 0
Sacramento, California 1 $ 506,000 $ 506,000 $ 285,000
San Bernardino, California 1 $ 97,000 $ 97,000 $ 0
Denver, Colorado 1 $ 238,000 $ 238,000 $ 138,000
Elbert, Colorado 1 $ 846,000 $ 846,000 $ 285,000
Jefferson, Colorado 1 $ 42,000 $ 42,000 $ 0
Summit, Colorado 1 $ 420,000 $ 420,000 $ 1,433,000
Hartford, Connecticut 1 $ 296,000 $ 296,000 $ 54,000
New Haven, Connecticut 1 $ 25,000 $ 25,000 $ 0
New London, Connecticut 1 $ 185,000 $ 185,000 $ 0
Tolland, Connecticut 1 $ 140,000 $ 140,000 $ 66,000
Charlotte, Florida 1 $ 65,000 $ 65,000 $ 48,000
Citrus, Florida 1 $ 32,000 $ 32,000 $ 52,000
Collier, Florida 1 $ 70,000 $ 70,000 $ 117,000
Escambia, Florida 1 $ 95,000 $ 95,000 $ 48,000
Gilchrist, Florida 1 $ 62,000 $ 62,000 $ 34,000
Glades, Florida 1 $ 23,000 $ 23,000 $ 77,000
Gulf, Florida 1 $ 10,000 $ 10,000 $ 0
Hendry, Florida 1 $ 67,000 $ 67,000 $ 115,000
Hernando, Florida 1 $ 109,000 $ 109,000 $ 90,000
Holmes, Florida 1 $ 36,000 $ 36,000 $ 35,000
Jackson, Florida 1 $ 34,000 $ 34,000 $ 37,000
Manatee, Florida 1 $ 551,000 $ 551,000 $ 475,000
Marion, Florida 1 $ 60,000 $ 60,000 $ 52,000
Okaloosa, Florida 1 $ 236,000 $ 236,000 $ 0
Sarasota, Florida 1 $ 89,000 $ 89,000 $ 88,000
Seminole, Florida 1 $ 19,000 $ 19,000 $ 45,000
Suwannee, Florida 1 $ 27,000 $ 27,000 $ 84,000
Bartow, Georgia 1 $ 55,000 $ 55,000 $ 0
Burke, Georgia 1 $ 85,000 $ 85,000 $ 66,000
Dawson, Georgia 1 $ 143,000 $ 143,000 $ 0
Fannin, Georgia 1 $ 64,000 $ 64,000 $ 0
Glynn, Georgia 1 $ 245,000 $ 245,000 $ 0
Haralson, Georgia 1 $ 104,000 $ 104,000 $ 84,000
Harris, Georgia 1 $ 28,000 $ 28,000 $ 0
Jackson, Georgia 1 $ 28,000 $ 28,000 $ 0
Jasper, Georgia 1 $ 49,000 $ 49,000 $ 0
Laurens, Georgia 1 $ 39,000 $ 39,000 $ 0
Lumpkin, Georgia 1 $ 24,000 $ 24,000 $ 0
Morgan, Georgia 1 $ 25,000 $ 25,000 $ 48,000
Pike, Georgia 1 $ 22,000 $ 22,000 $ 0
Putnam, Georgia 1 $ 104,000 $ 104,000 $ 69,000
Tift, Georgia 1 $ 65,000 $ 65,000 $ 137,000
Treutlen, Georgia 1 $ 51,000 $ 51,000 $ 58,000
Ware, Georgia 1 $ 37,000 $ 37,000 $ 99,000
Kane, Illinois 1 $ 71,000 $ 71,000 $ 0
McHenry, Illinois 1 $ 68,000 $ 68,000 $ 0
Winnebago, Illinois 1 $ 76,000 $ 76,000 $ 54,000
Boone, Iowa 1 $ 222,000 $ 222,000 $ 115,000
Jones, Iowa 1 $ 80,000 $ 80,000 $ 48,000
Scott, Iowa 1 $ 69,000 $ 69,000 $ 0
Warren, Iowa 1 $ 102,000 $ 102,000 $ 0
Barber, Kansas 1 $ 86,000 $ 86,000 $ 38,000
Crawford, Kansas 1 $ 190,000 $ 190,000 $ 63,000
Dickinson, Kansas 1 $ 108,000 $ 108,000 $ 73,000
Ford, Kansas 1 $ 17,000 $ 17,000 $ 23,000
Greenwood, Kansas 1 $ 33,000 $ 33,000 $ 31,000
Marion, Kansas 1 $ 166,000 $ 166,000 $ 61,000
Mitchell, Kansas 1 $ 149,000 $ 149,000 $ 166,000
Pottawatomie, Kansas 1 $ 182,000 $ 182,000 $ 60,000
Riley, Kansas 1 $ 122,000 $ 122,000 $ 70,000
Stevens, Kansas 1 $ 115,000 $ 115,000 $ 64,000
Christian, Kentucky 1 $ 49,000 $ 49,000 $ 0
Oldham, Kentucky 1 $ 27,000 $ 27,000 $ 0
Acadia, Louisiana 1 $ 60,000 $ 60,000 $ 100,000
Allen, Louisiana 1 $ 71,000 $ 71,000 $ 89,000
Beauregard, Louisiana 1 $ 53,000 $ 53,000 $ 113,000
Bossier, Louisiana 1 $ 78,000 $ 78,000 $ 78,000
Claiborne, Louisiana 1 $ 48,000 $ 48,000 $ 24,000
Jefferson Davis, Louisiana 1 $ 41,000 $ 41,000 $ 36,000
La Salle, Louisiana 1 $ 44,000 $ 44,000 $ 42,000
Lincoln, Louisiana 1 $ 43,000 $ 43,000 $ 42,000
Morehouse, Louisiana 1 $ 76,000 $ 76,000 $ 100,000
Ouachita, Louisiana 1 $ 188,000 $ 188,000 $ 251,000
Rapides, Louisiana 1 $ 58,000 $ 58,000 $ 25,000
Richland, Louisiana 1 $ 108,000 $ 108,000 $ 60,000
Sabine, Louisiana 1 $ 25,000 $ 25,000 $ 121,000
Tangipahoa, Louisiana 1 $ 72,000 $ 72,000 $ 60,000
Terrebonne, Louisiana 1 $ 81,000 $ 81,000 $ 182,000
Union, Louisiana 1 $ 97,000 $ 97,000 $ 40,000
Vermilion, Louisiana 1 $ 107,000 $ 107,000 $ 70,000
West Baton Rouge, Louisiana 1 $ 41,000 $ 41,000 $ 55,000
West Feliciana, Louisiana 1 $ 41,000 $ 41,000 $ 50,000
Baltimore, Maryland 1 $ 27,000 $ 27,000 $ 0
Howard, Maryland 1 $ 77,000 $ 77,000 $ 0
Queen Anne's, Maryland 1 $ 32,000 $ 32,000 $ 0
Worcester, Maryland 1 $ 174,000 $ 174,000 $ 258,000
Barnstable, Massachusetts 1 $ 41,000 $ 41,000 $ 0
Bristol, Massachusetts 1 $ 36,000 $ 36,000 $ 0
Dukes, Massachusetts 1 $ 417,000 $ 417,000 $ 119,000
Hampden, Massachusetts 1 $ 114,000 $ 114,000 $ 0
Norfolk, Massachusetts 1 $ 119,000 $ 119,000 $ 0
Suffolk, Massachusetts 1 $ 60,000 $ 60,000 $ 0
Alger, Michigan 1 $ 208,000 $ 208,000 $ 81,000
Berrien, Michigan 1 $ 58,000 $ 58,000 $ 62,000
Macomb, Michigan 1 $ 21,000 $ 21,000 $ 64,000
Washtenaw, Michigan 1 $ 22,000 $ 22,000 $ 104,000
Wayne, Michigan 1 $ 83,000 $ 83,000 $ 0
Cass, Minnesota 1 $ 571,000 $ 571,000 $ 222,000
Wright, Minnesota 1 $ 281,000 $ 281,000 $ 91,000
DeSoto, Mississippi 1 $ 126,000 $ 126,000 $ 57,000
Forrest, Mississippi 1 $ 76,000 $ 76,000 $ 98,000
Lamar, Mississippi 1 $ 111,000 $ 111,000 $ 53,000
Lauderdale, Mississippi 1 $ 39,000 $ 39,000 $ 27,000
Lincoln, Mississippi 1 $ 55,000 $ 55,000 $ 125,000
Madison, Mississippi 1 $ 110,000 $ 110,000 $ 37,000
Newton, Mississippi 1 $ 66,000 $ 66,000 $ 68,000
Noxubee, Mississippi 1 $ 38,000 $ 38,000 $ 48,000
Pearl River, Mississippi 1 $ 112,000 $ 112,000 $ 54,000
Wayne, Mississippi 1 $ 53,000 $ 53,000 $ 48,000
Dallas, Missouri 1 $ 64,000 $ 64,000 $ 61,000
Daviess, Missouri 1 $ 224,000 $ 224,000 $ 132,000
Greene, Missouri 1 $ 83,000 $ 83,000 $ 27,000
Jefferson, Missouri 1 $ 136,000 $ 136,000 $ 54,000
Ray, Missouri 1 $ 101,000 $ 101,000 $ 43,000
Warren, Missouri 1 $ 79,000 $ 79,000 $ 185,000
Cass, Nebraska 1 $ 72,000 $ 72,000 $ 0
Clark, Nevada 1 $ 232,000 $ 232,000 $ 295,000
Grafton, New Hampshire 1 $ 230,000 $ 230,000 $ 90,000
Hillsborough, New Hampshire 1 $ 62,000 $ 62,000 $ 0
Burlington, New Jersey 1 $ 85,000 $ 85,000 $ 0
Middlesex, New Jersey 1 $ 140,000 $ 140,000 $ 0
Monmouth, New Jersey 1 $ 195,000 $ 195,000 $ 128,000
Eddy, New Mexico 1 $ 57,000 $ 57,000 $ 78,000
Hidalgo, New Mexico 1 $ 48,000 $ 48,000 $ 31,000
Lea, New Mexico 1 $ 104,000 $ 104,000 $ 92,000
Otero, New Mexico 1 $ 41,000 $ 41,000 $ 51,000
Anson, North Carolina 1 $ 45,000 $ 45,000 $ 22,000
Ashe, North Carolina 1 $ 83,000 $ 83,000 $ 0
Beaufort, North Carolina 1 $ 96,000 $ 96,000 $ 82,000
Bladen, North Carolina 1 $ 49,000 $ 49,000 $ 19,000
Brunswick, North Carolina 1 $ 41,000 $ 41,000 $ 0
Burke, North Carolina 1 $ 78,000 $ 78,000 $ 0
Caldwell, North Carolina 1 $ 166,000 $ 166,000 $ 0
Carteret, North Carolina 1 $ 111,000 $ 111,000 $ 527,000
Clay, North Carolina 1 $ 25,000 $ 25,000 $ 17,000
Craven, North Carolina 1 $ 48,000 $ 48,000 $ 69,000
Cumberland, North Carolina 1 $ 39,000 $ 39,000 $ 28,000
Davidson, North Carolina 1 $ 33,000 $ 33,000 $ 0
Gaston, North Carolina 1 $ 52,000 $ 52,000 $ 0
Henderson, North Carolina 1 $ 25,000 $ 25,000 $ 0
Lee, North Carolina 1 $ 39,000 $ 39,000 $ 71,000
Randolph, North Carolina 1 $ 104,000 $ 104,000 $ 0
Robeson, North Carolina 1 $ 39,000 $ 39,000 $ 64,000
Sampson, North Carolina 1 $ 80,000 $ 80,000 $ 50,000
Surry, North Carolina 1 $ 115,000 $ 115,000 $ 33,000
Sargent, North Dakota 1 $ 163,000 $ 163,000 $ 326,000
Ashland, Ohio 1 $ 20,000 $ 20,000 $ 40,000
Cuyahoga, Ohio 1 $ 116,000 $ 116,000 $ 127,000
Geauga, Ohio 1 $ 250,000 $ 250,000 $ 232,000
Bryan, Oklahoma 1 $ 38,000 $ 38,000 $ 237,000
Comanche, Oklahoma 1 $ 194,000 $ 194,000 $ 58,000
Jefferson, Oklahoma 1 $ 50,000 $ 50,000 $ 78,000
Le Flore, Oklahoma 1 $ 36,000 $ 36,000 $ 22,000
Major, Oklahoma 1 $ 54,000 $ 54,000 $ 30,000
McClain, Oklahoma 1 $ 56,000 $ 56,000 $ 24,000
McCurtain, Oklahoma 1 $ 74,000 $ 74,000 $ 67,000
Pawnee, Oklahoma 1 $ 79,000 $ 79,000 $ 48,000
Wagoner, Oklahoma 1 $ 134,000 $ 134,000 $ 126,000
Woodward, Oklahoma 1 $ 105,000 $ 105,000 $ 76,000
Clackamas, Oregon 1 $ 366,000 $ 366,000 $ 176,000
Columbia, Oregon 1 $ 150,000 $ 150,000 $ 72,000
Multnomah, Oregon 1 $ 400,000 $ 400,000 $ 160,000
Allegheny, Pennsylvania 1 $ 20,000 $ 20,000 $ 0
Butler, Pennsylvania 1 $ 61,000 $ 61,000 $ 0
Chester, Pennsylvania 1 $ 80,000 $ 80,000 $ 0
Lancaster, Pennsylvania 1 $ 32,000 $ 32,000 $ 0
Schuylkill, Pennsylvania 1 $ 50,000 $ 50,000 $ 0
Providence, Rhode Island 1 $ 205,000 $ 205,000 $ 63,000
Beaufort, South Carolina 1 $ 266,000 $ 266,000 $ 111,000
Berkeley, South Carolina 1 $ 24,000 $ 24,000 $ 0
Georgetown, South Carolina 1 $ 26,000 $ 26,000 $ 49,000
Oconee, South Carolina 1 $ 36,000 $ 36,000 $ 63,000
Meade, South Dakota 1 $ 207,000 $ 207,000 $ 93,000
Fayette, Tennessee 1 $ 215,000 $ 215,000 $ 104,000
Franklin, Tennessee 1 $ 417,000 $ 417,000 $ 211,000
Gibson, Tennessee 1 $ 67,000 $ 67,000 $ 105,000
Hamilton, Tennessee 1 $ 43,000 $ 43,000 $ 0
Knox, Tennessee 1 $ 76,000 $ 76,000 $ 0
Macon, Tennessee 1 $ 83,000 $ 83,000 $ 35,000
Meigs, Tennessee 1 $ 119,000 $ 119,000 $ 82,000
Rhea, Tennessee 1 $ 51,000 $ 51,000 $ 42,000
Robertson, Tennessee 1 $ 51,000 $ 51,000 $ 67,000
Sevier, Tennessee 1 $ 86,000 $ 86,000 $ 53,000
Anderson, Texas 1 $ 84,000 $ 84,000 $ 86,000
Bandera, Texas 1 $ 71,000 $ 71,000 $ 43,000
Bowie, Texas 1 $ 141,000 $ 141,000 $ 163,000
Brazoria, Texas 1 $ 68,000 $ 68,000 $ 39,000
Brazos, Texas 1 $ 52,000 $ 52,000 $ 65,000
Brown, Texas 1 $ 48,000 $ 48,000 $ 95,000
Chambers, Texas 1 $ 130,000 $ 130,000 $ 121,000
Colorado, Texas 1 $ 45,000 $ 45,000 $ 52,000
Comal, Texas 1 $ 59,000 $ 59,000 $ 79,000
El Paso, Texas 1 $ 108,000 $ 108,000 $ 301,000
Fayette, Texas 1 $ 51,000 $ 51,000 $ 112,000
Fisher, Texas 1 $ 38,000 $ 38,000 $ 59,000
Fort Bend, Texas 1 $ 44,000 $ 44,000 $ 82,000
Gaines, Texas 1 $ 164,000 $ 164,000 $ 108,000
Galveston, Texas 1 $ 22,000 $ 22,000 $ 36,000
Goliad, Texas 1 $ 64,000 $ 64,000 $ 184,000
Grayson, Texas 1 $ 39,000 $ 39,000 $ 811,000
Hardin, Texas 1 $ 82,000 $ 82,000 $ 115,000
Hays, Texas 1 $ 79,000 $ 79,000 $ 48,000
Hunt, Texas 1 $ 30,000 $ 30,000 $ 53,000
Jasper, Texas 1 $ 61,000 $ 61,000 $ 57,000
Jeff Davis, Texas 1 $ 60,000 $ 60,000 $ 167,000
Leon, Texas 1 $ 63,000 $ 63,000 $ 30,000
McLennan, Texas 1 $ 355,000 $ 355,000 $ 118,000
Medina, Texas 1 $ 49,000 $ 49,000 $ 138,000
Orange, Texas 1 $ 42,000 $ 42,000 $ 57,000
Parker, Texas 1 $ 29,000 $ 29,000 $ 19,000
Polk, Texas 1 $ 55,000 $ 55,000 $ 38,000
Randall, Texas 1 $ 275,000 $ 275,000 $ 67,000
San Patricio, Texas 1 $ 99,000 $ 99,000 $ 71,000
Smith, Texas 1 $ 56,000 $ 56,000 $ 46,000
Upshur, Texas 1 $ 92,000 $ 92,000 $ 78,000
Victoria, Texas 1 $ 50,000 $ 50,000 $ 43,000
Wharton, Texas 1 $ 67,000 $ 67,000 $ 71,000
Wilson, Texas 1 $ 131,000 $ 131,000 $ 76,000
Albemarle, Virginia 1 $ 74,000 $ 74,000 $ 0
Alleghany, Virginia 1 $ 23,000 $ 23,000 $ 0
Bedford, Virginia 1 $ 90,000 $ 90,000 $ 0
Chesapeake, Virginia 1 $ 129,000 $ 129,000 $ 0
Clarke, Virginia 1 $ 83,000 $ 83,000 $ 0
Fairfax, Virginia 1 $ 84,000 $ 84,000 $ 0
Fauquier, Virginia 1 $ 269,000 $ 269,000 $ 0
Franklin, Virginia 1 $ 244,000 $ 244,000 $ 0
Hampton, Virginia 1 $ 142,000 $ 142,000 $ 0
Henrico, Virginia 1 $ 143,000 $ 143,000 $ 0
Isle of Wight, Virginia 1 $ 269,000 $ 269,000 $ 0
James City, Virginia 1 $ 111,000 $ 111,000 $ 0
Louisa, Virginia 1 $ 49,000 $ 49,000 $ 0
Manassas Park, Virginia 1 $ 32,000 $ 32,000 $ 0
New Kent, Virginia 1 $ 65,000 $ 65,000 $ 0
Norfolk, Virginia 1 $ 209,000 $ 209,000 $ 0
Orange, Virginia 1 $ 120,000 $ 120,000 $ 0
Powhatan, Virginia 1 $ 122,000 $ 122,000 $ 0
Roanoke, Virginia 1 $ 134,000 $ 134,000 $ 0
Roanoke City, Virginia 1 $ 125,000 $ 125,000 $ 62,000
Spotsylvania, Virginia 1 $ 151,000 $ 151,000 $ 0
Suffolk, Virginia 1 $ 33,000 $ 33,000 $ 0
Virginia Beach, Virginia 1 $ 38,000 $ 38,000 $ 0
Winchester, Virginia 1 $ 23,000 $ 23,000 $ 0
York, Virginia 1 $ 25,000 $ 25,000 $ 107,000
Ashland, Wisconsin 1 $ 54,000 $ 54,000 $ 74,000
Fond du Lac, Wisconsin 1 $ 221,000 $ 221,000 $ 62,000
Green Lake, Wisconsin 1 $ 89,000 $ 89,000 $ 29,000
Portage, Wisconsin 1 $ 197,000 $ 197,000 $ 133,000

Mortgage Loan Application Detail Totals for Fidelity Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,138 $372,981,000 $174,000 $13,750,000 $75,000 $1,744,000
Refinancing 619 $118,155,000 $190,000 $7,400,000 $81,000 $1,433,000
Home Improvement 71 $5,710,000 $80,000 $417,000 $96,000 $294,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,036 $326,252,000 $160,000 $1,033,000 $93,000 $1,433,000
Not applicable 494 $132,458,000 $268,000 $13,750,000 $0 $0
Hispanic 134 $14,003,000 $104,000 $364,000 $71,000 $301,000
Black or African American 56 $6,757,000 $120,000 $283,000 $106,000 $1,744,000
Asian 50 $8,404,000 $168,000 $660,000 $101,000 $521,000
Not Provided 38 $5,790,000 $152,000 $880,000 $112,000 $411,000
American Indian or Alaskan Native 17 $2,454,000 $144,000 $358,000 $89,000 $240,000
Native Hawaiin or Other Pacific Islander 3 $728,000 $242,000 $415,000 $98,000 $127,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,092 $391,980,000 $187,000 $13,750,000 $83,000 $1,744,000
FHA-insured (Federal Housing Administration) 546 $71,610,000 $131,000 $283,000 $57,000 $549,000
VA-guaranteed (Veterans Administration) 153 $28,152,000 $184,000 $423,000 $67,000 $219,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 37 $5,104,000 $137,000 $353,000 $41,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,898 $377,872,000 $199,000 $13,750,000 $93,000 $1,744,000
Loan Purchased By The Institution 420 $33,426,000 $79,000 $375,000 $0 $0
Application Approved But Not Accepted 222 $19,270,000 $86,000 $712,000 $78,000 $527,000
Application Withdrawn By Applicant 170 $50,867,000 $299,000 $7,400,000 $88,000 $411,000
Application Denied By Financial Institution 115 $15,297,000 $133,000 $6,600,000 $68,000 $346,000
File Closed For Incompleteness 3 $114,000 $38,000 $80,000 $103,000 $178,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 55 $3,201,000 $58,000 $221,000 $69,000 $240,000
Debt-To-Income Ratio 26 $2,549,000 $98,000 $600,000 $48,000 $91,000
Other 12 $7,536,000 $628,000 $6,600,000 $84,000 $290,000
Collateral 8 $695,000 $86,000 $276,000 $94,000 $224,000
Employment History 6 $489,000 $81,000 $145,000 $55,000 $73,000
Unverifiable Information 4 $408,000 $102,000 $196,000 $43,000 $64,000
Insufficient Cash (Downpayment, Closing Cost) 3 $154,000 $51,000 $74,000 $67,000 $138,000
Credit Application Incomplete 1 $265,000 $265,000 $265,000 $346,000 $346,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fidelity Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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