Fidelity Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Fidelity Bank, National Association 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Fidelity Bank, National Association
100 E English
Wichita, KS 67202
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,828
Total Mortgage Loan Application Amount $496,846,000
Average Mortgage Loan Application Amount $148,000
Highest Mortgage Loan Application Amount $13,750,000
Average Applicant Income $84,000
Highest Applicant Income $1,744,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Fidelity Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fidelity Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2016 breaks down Fidelity Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fidelity Bank, National Association serves its applicants.

Each category highlights the total number of mortgage applications processed by Fidelity Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fidelity Bank, National Association's mortgage activity for 2016.

Mortgage Loan Application Totals for Fidelity Bank, National Association by Metropolitan Area in 2016

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
WICHITA, KS 1,370 $ 207,663,000 $ 151,000 $ 82,000
KANSAS CITY, MO-KS 438 $ 98,137,000 $ 214,000 $ 102,000
OKLAHOMA CITY, OK 163 $ 51,111,000 $ 313,000 $ 98,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 124 $ 9,133,000 $ 73,000 $ 3,000
CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL 49 $ 4,368,000 $ 89,000 $ 6,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 20 $ 2,496,000 $ 177,000 $ 50,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 17 $ 2,436,000 $ 163,333 $ 25,000
BATON ROUGE, LA 16 $ 710,000 $ 44,000 $ 50,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 14 $ 4,455,000 $ 318,000 $ 103,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 14 $ 7,751,000 $ 553,000 $ 69,000
LAWRENCE, KS 13 $ 2,337,000 $ 179,000 $ 73,000
TOPEKA, KS 12 $ 1,765,000 $ 147,000 $ 73,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 10 $ 928,000 $ 92,000 $ 6,000
TULSA, OK 10 $ 1,874,000 $ 187,000 $ 122,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 10 $ 1,211,000 $ 121,000 $ 10,000
WARREN-TROY-FARMINGTON HILLS, MI 10 $ 1,522,000 $ 152,000 $ 38,000
AUSTIN-ROUND ROCK, TX 9 $ 775,000 $ 86,000 $ 84,000
BALTIMORE-COLUMBIA-TOWSON, MD 9 $ 570,000 $ 63,000 $ 0
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 9 $ 671,000 $ 74,000 $ 11,000
RALEIGH, NC 9 $ 447,000 $ 49,000 $ 0
SAN ANTONIO-NEW BRAUNFELS, TX 9 $ 693,000 $ 77,000 $ 57,000
MEMPHIS, TN-MS-AR 8 $ 1,433,000 $ 156,000 $ 72,500
RICHMOND, VA 8 $ 794,000 $ 99,000 $ 0
ST. LOUIS, MO-IL 8 $ 2,580,000 $ 322,000 $ 50,000
WORCESTER, MA-CT 8 $ 843,000 $ 115,500 $ 8,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 7 $ 24,314,000 $ 2,481,000 $ 32,000
GAINESVILLE, GA 6 $ 331,000 $ 55,000 $ 8,000
ASHEVILLE, NC 5 $ 766,000 $ 153,000 $ 8,000
COLUMBIA, SC 5 $ 454,000 $ 90,000 $ 0
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 5 $ 610,000 $ 122,000 $ 10,000
JACKSONVILLE, FL 5 $ 239,000 $ 47,000 $ 42,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 5 $ 510,000 $ 102,000 $ 0
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 5 $ 593,000 $ 118,000 $ 18,000
DALLAS-PLANO-IRVING, TX 4 $ 14,596,000 $ 3,649,000 $ 56,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 4 $ 521,000 $ 130,000 $ 35,000
FORT SMITH, AR-OK 4 $ 240,000 $ 59,000 $ 36,000
LAFAYETTE, LA 4 $ 251,000 $ 62,000 $ 75,000
MIAMI-MIAMI BEACH-KENDALL, FL 4 $ 253,000 $ 63,000 $ 21,000
OMAHA-COUNCIL BLUFFS, NE-IA 4 $ 340,000 $ 85,000 $ 0
SILVER SPRING-FREDERICK-ROCKVILLE, MD 4 $ 261,000 $ 65,000 $ 0
ATHENS-CLARKE COUNTY, GA 3 $ 326,000 $ 108,000 $ 0
BROWNSVILLE-HARLINGEN, TX 3 $ 126,000 $ 42,000 $ 34,000
COLLEGE STATION-BRYAN, TX 3 $ 119,000 $ 39,000 $ 49,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 3 $ 212,000 $ 70,000 $ 59,000
DENVER-AURORA-LAKEWOOD, CO 3 $ 1,126,000 $ 375,000 $ 141,000
FORT WORTH-ARLINGTON, TX 3 $ 125,000 $ 41,000 $ 130,000
LUBBOCK, TX 3 $ 195,000 $ 65,000 $ 99,000
MCALLEN-EDINBURG-MISSION, TX 3 $ 133,000 $ 44,000 $ 69,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 3 $ 230,000 $ 76,000 $ 0
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 3 $ 190,000 $ 57,500 $ 10,000
ORLANDO-KISSIMMEE-SANFORD, FL 3 $ 106,000 $ 35,000 $ 15,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 3 $ 162,000 $ 54,000 $ 33,000
PENSACOLA-FERRY PASS-BRENT, FL 3 $ 317,000 $ 105,000 $ 624,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 3 $ 916,000 $ 305,000 $ 136,000
ROANOKE, VA 3 $ 503,000 $ 167,000 $ 20,000
SAN DIEGO-CARLSBAD, CA 3 $ 1,094,000 $ 364,000 $ 58,000
SAVANNAH, GA 3 $ 105,000 $ 35,000 $ 0
SHREVEPORT-BOSSIER CITY, LA 3 $ 164,000 $ 54,000 $ 55,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 2 $ 213,000 $ 106,000 $ 72,000
BEAUMONT-PORT ARTHUR, TX 2 $ 124,000 $ 62,000 $ 86,000
BIRMINGHAM-HOOVER, AL 2 $ 198,000 $ 99,000 $ 25,000
BOSTON, MA 2 $ 179,000 $ 89,000 $ 0
CAPE CORAL-FORT MYERS, FL 2 $ 129,000 $ 64,000 $ 73,000
CLEVELAND-ELYRIA, OH 2 $ 366,000 $ 183,000 $ 179,000
COLUMBUS, OH 2 $ 78,000 $ 39,000 $ 0
DAYTON, OH 2 $ 177,000 $ 88,000 $ 37,000
FARGO, ND-MN 2 $ 267,000 $ 133,000 $ 192,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 2 $ 436,000 $ 218,000 $ 60,000
HATTIESBURG, MS 2 $ 187,000 $ 93,000 $ 75,000
HICKORY-LENOIR-MORGANTON, NC 2 $ 244,000 $ 122,000 $ 0
IOWA CITY, IA 2 $ 153,000 $ 76,000 $ 32,000
LAKE CHARLES, LA 2 $ 165,000 $ 82,000 $ 46,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 2 $ 85,000 $ 42,000 $ 0
LAKELAND-WINTER HAVEN, FL 2 $ 57,000 $ 28,000 $ 46,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 2 $ 175,000 $ 87,000 $ 159,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 2 $ 450,000 $ 225,000 $ 108,000
MACON, GA 2 $ 136,000 $ 68,000 $ 0
MADISON, WI 2 $ 92,000 $ 46,000 $ 0
MANHATTAN, KS 2 $ 304,000 $ 152,000 $ 65,000
MONROE, LA 2 $ 285,000 $ 142,000 $ 145,000
NEWARK, NJ-PA 2 $ 289,000 $ 144,000 $ 34,000
NORTH PORT-SARASOTA-BRADENTON, FL 2 $ 640,000 $ 320,000 $ 281,000
PITTSBURGH, PA 2 $ 81,000 $ 40,000 $ 0
PROVIDENCE-WARWICK, RI-MA 2 $ 241,000 $ 120,500 $ 31,500
SPRINGFIELD, MO 2 $ 147,000 $ 73,000 $ 44,000
VICTORIA, TX 2 $ 114,000 $ 57,000 $ 113,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 2 $ 7,450,000 $ 3,725,000 $ 0
ALEXANDRIA, LA 1 $ 58,000 $ 58,000 $ 25,000
AMARILLO, TX 1 $ 275,000 $ 275,000 $ 67,000
ANN ARBOR, MI 1 $ 22,000 $ 22,000 $ 104,000
AUGUSTA-RICHMOND COUNTY, GA-SC 1 $ 85,000 $ 85,000 $ 66,000
BARNSTABLE TOWN, MA 1 $ 41,000 $ 41,000 $ 0
BRUNSWICK, GA 1 $ 245,000 $ 245,000 $ 0
CAMDEN, NJ 1 $ 85,000 $ 85,000 $ 0
CEDAR RAPIDS, IA 1 $ 80,000 $ 80,000 $ 48,000
CHARLESTON-NORTH CHARLESTON, SC 1 $ 24,000 $ 24,000 $ 0
CHARLOTTESVILLE, VA 1 $ 74,000 $ 74,000 $ 0
CHATTANOOGA, TN-GA 1 $ 43,000 $ 43,000 $ 0
CLARKSVILLE, TN-KY 1 $ 49,000 $ 49,000 $ 0
COLUMBUS, GA-AL 1 $ 28,000 $ 28,000 $ 0
CORPUS CHRISTI, TX 1 $ 99,000 $ 99,000 $ 71,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 1 $ 69,000 $ 69,000 $ 0
DECATUR, AL 1 $ 99,000 $ 99,000 $ 142,000
DES MOINES-WEST DES MOINES, IA 1 $ 102,000 $ 102,000 $ 0
DETROIT-DEARBORN-LIVONIA, MI 1 $ 83,000 $ 83,000 $ 0
EL PASO, TX 1 $ 108,000 $ 108,000 $ 301,000
ELGIN, IL 1 $ 71,000 $ 71,000 $ 0
FAYETTEVILLE, NC 1 $ 39,000 $ 39,000 $ 28,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 1 $ 79,000 $ 79,000 $ 84,000
FOND DU LAC, WI 1 $ 221,000 $ 221,000 $ 62,000
GAINESVILLE, FL 1 $ 62,000 $ 62,000 $ 34,000
GREENSBORO-HIGH POINT, NC 1 $ 104,000 $ 104,000 $ 0
HAMMOND, LA 1 $ 72,000 $ 72,000 $ 60,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 1 $ 266,000 $ 266,000 $ 111,000
HOMOSASSA SPRINGS, FL 1 $ 32,000 $ 32,000 $ 52,000
HOUMA-THIBODAUX, LA 1 $ 81,000 $ 81,000 $ 182,000
HUNTSVILLE, AL 1 $ 84,000 $ 84,000 $ 0
JACKSON, MS 1 $ 110,000 $ 110,000 $ 37,000
KNOXVILLE, TN 1 $ 76,000 $ 76,000 $ 0
LANCASTER, PA 1 $ 32,000 $ 32,000 $ 0
LAS VEGAS-HENDERSON-PARADISE, NV 1 $ 232,000 $ 232,000 $ 295,000
LAWTON, OK 1 $ 194,000 $ 194,000 $ 58,000
LONGVIEW, TX 1 $ 92,000 $ 92,000 $ 78,000
LYNCHBURG, VA 1 $ 90,000 $ 90,000 $ 0
MANCHESTER-NASHUA, NH 1 $ 62,000 $ 62,000 $ 0
NAPLES-IMMOKALEE-MARCO ISLAND, FL 1 $ 70,000 $ 70,000 $ 117,000
NEW BERN, NC 1 $ 48,000 $ 48,000 $ 69,000
NEW HAVEN-MILFORD, CT 1 $ 25,000 $ 25,000 $ 0
NILES-BENTON HARBOR, MI 1 $ 58,000 $ 58,000 $ 62,000
NORWICH-NEW LONDON, CT 1 $ 185,000 $ 185,000 $ 0
OAKLAND-HAYWARD-BERKELEY, CA 1 $ 94,000 $ 94,000 $ 0
OCALA, FL 1 $ 60,000 $ 60,000 $ 52,000
PANAMA CITY, FL 1 $ 10,000 $ 10,000 $ 0
PHOENIX-MESA-SCOTTSDALE, AZ 1 $ 702,000 $ 702,000 $ 269,000
PUNTA GORDA, FL 1 $ 65,000 $ 65,000 $ 48,000
RAPID CITY, SD 1 $ 207,000 $ 207,000 $ 93,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 1 $ 97,000 $ 97,000 $ 0
ROCKFORD, IL 1 $ 76,000 $ 76,000 $ 54,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 1 $ 506,000 $ 506,000 $ 285,000
SALISBURY, MD-DE 1 $ 174,000 $ 174,000 $ 258,000
SHERMAN-DENISON, TX 1 $ 39,000 $ 39,000 $ 811,000
SPRINGFIELD, MA 1 $ 114,000 $ 114,000 $ 0
TEXARKANA, TX-AR 1 $ 141,000 $ 141,000 $ 163,000
TYLER, TX 1 $ 56,000 $ 56,000 $ 46,000
WACO, TX 1 $ 355,000 $ 355,000 $ 118,000
WINCHESTER, VA-WV 1 $ 23,000 $ 23,000 $ 0
WINSTON-SALEM, NC 1 $ 33,000 $ 33,000 $ 0

Mortgage Loan Application Detail Totals for Fidelity Bank, National Association in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,138 $372,981,000 $174,000 $13,750,000 $75,000 $1,744,000
Refinancing 619 $118,155,000 $190,000 $7,400,000 $81,000 $1,433,000
Home Improvement 71 $5,710,000 $80,000 $417,000 $96,000 $294,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,036 $326,252,000 $160,000 $1,033,000 $93,000 $1,433,000
Not applicable 494 $132,458,000 $268,000 $13,750,000 $0 $0
Hispanic 134 $14,003,000 $104,000 $364,000 $71,000 $301,000
Black or African American 56 $6,757,000 $120,000 $283,000 $106,000 $1,744,000
Asian 50 $8,404,000 $168,000 $660,000 $101,000 $521,000
Not Provided 38 $5,790,000 $152,000 $880,000 $112,000 $411,000
American Indian or Alaskan Native 17 $2,454,000 $144,000 $358,000 $89,000 $240,000
Native Hawaiin or Other Pacific Islander 3 $728,000 $242,000 $415,000 $98,000 $127,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,092 $391,980,000 $187,000 $13,750,000 $83,000 $1,744,000
FHA-insured (Federal Housing Administration) 546 $71,610,000 $131,000 $283,000 $57,000 $549,000
VA-guaranteed (Veterans Administration) 153 $28,152,000 $184,000 $423,000 $67,000 $219,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 37 $5,104,000 $137,000 $353,000 $41,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,898 $377,872,000 $199,000 $13,750,000 $93,000 $1,744,000
Loan Purchased By The Institution 420 $33,426,000 $79,000 $375,000 $0 $0
Application Approved But Not Accepted 222 $19,270,000 $86,000 $712,000 $78,000 $527,000
Application Withdrawn By Applicant 170 $50,867,000 $299,000 $7,400,000 $88,000 $411,000
Application Denied By Financial Institution 115 $15,297,000 $133,000 $6,600,000 $68,000 $346,000
File Closed For Incompleteness 3 $114,000 $38,000 $80,000 $103,000 $178,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 55 $3,201,000 $58,000 $221,000 $69,000 $240,000
Debt-To-Income Ratio 26 $2,549,000 $98,000 $600,000 $48,000 $91,000
Other 12 $7,536,000 $628,000 $6,600,000 $84,000 $290,000
Collateral 8 $695,000 $86,000 $276,000 $94,000 $224,000
Employment History 6 $489,000 $81,000 $145,000 $55,000 $73,000
Unverifiable Information 4 $408,000 $102,000 $196,000 $43,000 $64,000
Insufficient Cash (Downpayment, Closing Cost) 3 $154,000 $51,000 $74,000 $67,000 $138,000
Credit Application Incomplete 1 $265,000 $265,000 $265,000 $346,000 $346,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank, National Association's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fidelity Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Kansas Lender List