Fidelity Bank Mortgage Lending & HMDA Data, 2020

In 2020, Fidelity Bank of Wichita, KS reported 3,874 mortgage applications totaling $924.5 million, up 69% from 2019. The average application was for $238,642, and applicants reported an average income of $124,568. 80% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Wichita, KS (1,516), Kansas City, MO-KS (984) and Oklahoma City, OK (420) (applications in parentheses).

Mortgage Company & Address Fidelity Bank
100 E English
Wichita, KS 67202
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 3,874
Total Mortgage Loan Application Amount $924,500,000
Average Mortgage Loan Application Amount $238,642
Highest Mortgage Loan Application Amount $20,605,000
Average Applicant Income $124,568
Highest Applicant Income $1,714,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fidelity Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sedgwick, Kansas 1,343 $ 291,995,000 $ 217,419 $ 103,000
Johnson, Kansas 683 $ 197,985,000 $ 289,875 $ 151,000
Oklahoma, Oklahoma 255 $ 52,685,000 $ 206,607 $ 147,000
Jackson, Missouri 138 $ 30,420,000 $ 220,434 $ 132,000
Butler, Kansas 130 $ 28,750,000 $ 221,153 $ 119,000
Cleveland, Oklahoma 74 $ 16,730,000 $ 226,081 $ 121,000
Canadian, Oklahoma 59 $ 10,415,000 $ 176,525 $ 107,000
Shelby, Tennessee 40 $ 8,450,000 $ 211,250 $ 130,000
Clay, Missouri 35 $ 12,055,000 $ 344,428 $ 109,000
Miami, Kansas 31 $ 9,245,000 $ 298,225 $ 126,000
Cass, Missouri 31 $ 9,675,000 $ 312,096 $ 157,000
Platte, Missouri 31 $ 8,575,000 $ 276,612 $ 145,000
St. Louis, Missouri 31 $ 7,215,000 $ 232,741 $ 137,000
Santa Fe, New Mexico 30 $ 7,420,000 $ 247,333 $ 130,000
Los Alamos, New Mexico 25 $ 5,885,000 $ 235,400 $ 169,000
Harvey, Kansas 22 $ 3,570,000 $ 162,272 $ 93,000
Sumner, Kansas 21 $ 2,275,000 $ 108,333 $ 67,000
Wyandotte, Kansas 21 $ 15,325,000 $ 729,761 $ 96,000
Middlesex, Massachusetts 20 $ 7,060,000 $ 353,000 $ 146,000
Maricopa, Arizona 15 $ 4,545,000 $ 303,000 $ 190,000
Cowley, Kansas 14 $ 2,000,000 $ 142,857 $ 80,000
Douglas, Kansas 13 $ 3,095,000 $ 238,076 $ 91,000
St. Charles, Missouri 13 $ 3,235,000 $ 248,846 $ 128,000
Gwinnett, Georgia 12 $ 1,420,000 $ 118,333 $ 144,000
Logan, Oklahoma 12 $ 2,770,000 $ 230,833 $ 189,000
Williamson, Tennessee 12 $ 3,960,000 $ 330,000 $ 119,000
Clark, Nevada 11 $ 2,835,000 $ 257,727 $ 157,000
Grady, Oklahoma 11 $ 1,605,000 $ 145,909 $ 115,000
Los Angeles, California 10 $ 11,240,000 $ 1,124,000 $ 115,000
El Paso, Colorado 10 $ 2,420,000 $ 242,000 $ 135,000
Hamilton, Indiana 10 $ 2,250,000 $ 225,000 $ 79,000
Wake, North Carolina 10 $ 2,860,000 $ 286,000 $ 145,000
Leavenworth, Kansas 9 $ 2,595,000 $ 288,333 $ 93,000
Plymouth, Massachusetts 9 $ 2,715,000 $ 301,666 $ 119,000
McClain, Oklahoma 9 $ 2,345,000 $ 260,555 $ 137,000
Fulton, Georgia 7 $ 695,000 $ 99,285 $ 202,000
Shawnee, Kansas 7 $ 1,815,000 $ 259,285 $ 134,000
Essex, Massachusetts 7 $ 1,965,000 $ 280,714 $ 139,000
Bernalillo, New Mexico 7 $ 1,605,000 $ 229,285 $ 166,000
Orange, California 6 $ 2,240,000 $ 373,333 $ 177,000
Sacramento, California 6 $ 1,370,000 $ 228,333 $ 86,000
Broward, Florida 6 $ 1,090,000 $ 181,666 $ 72,000
DeKalb, Georgia 6 $ 1,280,000 $ 213,333 $ 149,000
Cook, Illinois 6 $ 1,290,000 $ 215,000 $ 134,000
Kankakee, Illinois 6 $ 700,000 $ 116,666 $ 94,000
Polk, Iowa 6 $ 960,000 $ 160,000 $ 89,000
Franklin, Kansas 6 $ 1,580,000 $ 263,333 $ 134,000
Bristol, Massachusetts 6 $ 1,600,000 $ 266,666 $ 134,000
Tulsa, Oklahoma 6 $ 1,420,000 $ 236,666 $ 271,000
La Crosse, Wisconsin 6 $ 700,000 $ 116,666 $ 105,000
Miami-Dade, Florida 5 $ 865,000 $ 173,000 $ 76,000
Forsyth, Georgia 5 $ 425,000 $ 85,000 $ 0
Allen, Indiana 5 $ 1,005,000 $ 201,000 $ 90,000
Hendricks, Indiana 5 $ 925,000 $ 185,000 $ 72,000
Worcester, Massachusetts 5 $ 885,000 $ 177,000 $ 109,000
Hennepin, Minnesota 5 $ 1,205,000 $ 241,000 $ 335,000
DeSoto, Mississippi 5 $ 895,000 $ 179,000 $ 85,000
Barry, Missouri 5 $ 675,000 $ 135,000 $ 136,000
Camden, Missouri 5 $ 1,065,000 $ 213,000 $ 131,000
Franklin, Ohio 5 $ 1,135,000 $ 227,000 $ 135,000
Carter, Oklahoma 5 $ 1,075,000 $ 215,000 $ 180,000
Delaware, Oklahoma 5 $ 1,285,000 $ 257,000 $ 217,000
Davidson, Tennessee 5 $ 935,000 $ 187,000 $ 110,000
Tarrant, Texas 5 $ 1,245,000 $ 249,000 $ 129,000
Kern, California 4 $ 1,050,000 $ 262,500 $ 118,000
Archuleta, Colorado 4 $ 1,970,000 $ 492,500 $ 281,000
Denver, Colorado 4 $ 1,730,000 $ 432,500 $ 116,000
Cherokee, Georgia 4 $ 250,000 $ 62,500 $ 0
Cobb, Georgia 4 $ 400,000 $ 100,000 $ 50,000
Kendall, Illinois 4 $ 650,000 $ 162,500 $ 69,000
Kingman, Kansas 4 $ 710,000 $ 177,500 $ 69,000
Linn, Kansas 4 $ 600,000 $ 150,000 $ 132,000
Reno, Kansas 4 $ 660,000 $ 165,000 $ 38,000
Norfolk, Massachusetts 4 $ 810,000 $ 202,500 $ 112,000
Taney, Missouri 4 $ 410,000 $ 102,500 $ 100,000
Douglas, Nebraska 4 $ 520,000 $ 130,000 $ 82,000
Burlington, New Jersey 4 $ 550,000 $ 137,500 $ 64,000
Mecklenburg, North Carolina 4 $ 810,000 $ 202,500 $ 90,000
Providence, Rhode Island 4 $ 690,000 $ 172,500 $ 96,000
Fayette, Tennessee 4 $ 690,000 $ 172,500 $ 66,000
Denton, Texas 4 $ 1,140,000 $ 285,000 $ 160,000
Fond du Lac, Wisconsin 4 $ 450,000 $ 112,500 $ 91,000
Fresno, California 3 $ 805,000 $ 268,333 $ 128,000
Riverside, California 3 $ 735,000 $ 245,000 $ 163,000
San Joaquin, California 3 $ 515,000 $ 171,666 $ 72,000
Arapahoe, Colorado 3 $ 11,695,000 $ 3,898,333 $ 182,000
Collier, Florida 3 $ 745,000 $ 248,333 $ 209,000
Orange, Florida 3 $ 715,000 $ 238,333 $ 132,000
Palm Beach, Florida 3 $ 615,000 $ 205,000 $ 138,000
Effingham, Illinois 3 $ 645,000 $ 215,000 $ 136,000
Kane, Illinois 3 $ 495,000 $ 165,000 $ 114,000
LaSalle, Illinois 3 $ 425,000 $ 141,666 $ 118,000
St. Clair, Illinois 3 $ 285,000 $ 95,000 $ 75,000
Will, Illinois 3 $ 375,000 $ 125,000 $ 71,000
Hancock, Indiana 3 $ 295,000 $ 98,333 $ 121,000
Saline, Kansas 3 $ 765,000 $ 255,000 $ 232,000
St. Louis, Minnesota 3 $ 485,000 $ 161,666 $ 119,000
Franklin, Missouri 3 $ 745,000 $ 248,333 $ 185,000
Jefferson, Missouri 3 $ 395,000 $ 131,666 $ 93,000
St. Louis City, Missouri 3 $ 565,000 $ 188,333 $ 120,000
Stone, Missouri 3 $ 525,000 $ 175,000 $ 204,000
Passaic, New Jersey 3 $ 1,135,000 $ 378,333 $ 161,000
Philadelphia, Pennsylvania 3 $ 655,000 $ 218,333 $ 172,000
Kent, Rhode Island 3 $ 685,000 $ 228,333 $ 718,000
Rutherford, Tennessee 3 $ 405,000 $ 135,000 $ 95,000
Wilson, Tennessee 3 $ 675,000 $ 225,000 $ 126,000
Collin, Texas 3 $ 395,000 $ 131,666 $ 187,000
King, Washington 3 $ 855,000 $ 285,000 $ 120,000
Benton, Arkansas 2 $ 600,000 $ 300,000 $ 530,000
Washington, Arkansas 2 $ 420,000 $ 210,000 $ 112,000
San Bernardino, California 2 $ 140,000 $ 70,000 $ 0
San Diego, California 2 $ 510,000 $ 255,000 $ 115,000
San Mateo, California 2 $ 160,000 $ 80,000 $ 39,000
Tulare, California 2 $ 610,000 $ 305,000 $ 138,000
Broomfield, Colorado 2 $ 580,000 $ 290,000 $ 108,000
La Plata, Colorado 2 $ 700,000 $ 350,000 $ 128,000
Larimer, Colorado 2 $ 480,000 $ 240,000 $ 75,000
Summit, Colorado 2 $ 650,000 $ 325,000 $ 343,000
Hartford, Connecticut 2 $ 540,000 $ 270,000 $ 117,000
Windham, Connecticut 2 $ 360,000 $ 180,000 $ 0
Hillsborough, Florida 2 $ 100,000 $ 50,000 $ 0
Lee, Florida 2 $ 570,000 $ 285,000 $ 122,000
Sarasota, Florida 2 $ 210,000 $ 105,000 $ 30,000
St. Lucie, Florida 2 $ 250,000 $ 125,000 $ 120,000
Effingham, Georgia 2 $ 280,000 $ 140,000 $ 117,000
Hall, Georgia 2 $ 310,000 $ 155,000 $ 68,000
Champaign, Illinois 2 $ 390,000 $ 195,000 $ 91,000
Grundy, Illinois 2 $ 270,000 $ 135,000 $ 71,000
Lee, Illinois 2 $ 310,000 $ 155,000 $ 118,000
Piatt, Illinois 2 $ 390,000 $ 195,000 $ 54,000
Johnson, Indiana 2 $ 340,000 $ 170,000 $ 113,000
Marion, Indiana 2 $ 200,000 $ 100,000 $ 37,000
St. Joseph, Indiana 2 $ 460,000 $ 230,000 $ 100,000
Tippecanoe, Indiana 2 $ 250,000 $ 125,000 $ 61,000
Crawford, Kansas 2 $ 440,000 $ 220,000 $ 307,000
Riley, Kansas 2 $ 470,000 $ 235,000 $ 120,000
Jefferson, Kentucky 2 $ 160,000 $ 80,000 $ 174,000
Orleans, Louisiana 2 $ 530,000 $ 265,000 $ 436,000
Baltimore, Maryland 2 $ 200,000 $ 100,000 $ 0
Prince George's, Maryland 2 $ 190,000 $ 95,000 $ 84,000
Suffolk, Massachusetts 2 $ 610,000 $ 305,000 $ 177,000
Houston, Minnesota 2 $ 500,000 $ 250,000 $ 100,000
Washington, Minnesota 2 $ 340,000 $ 170,000 $ 205,000
Rankin, Mississippi 2 $ 410,000 $ 205,000 $ 131,000
Greene, Missouri 2 $ 290,000 $ 145,000 $ 83,000
McDonald, Missouri 2 $ 280,000 $ 140,000 $ 90,000
Hillsborough, New Hampshire 2 $ 300,000 $ 150,000 $ 87,000
Bergen, New Jersey 2 $ 750,000 $ 375,000 $ 193,000
Middlesex, New Jersey 2 $ 290,000 $ 145,000 $ 41,000
Warren, New Jersey 2 $ 160,000 $ 80,000 $ 70,000
Suffolk, New York 2 $ 580,000 $ 290,000 $ 136,000
Chatham, North Carolina 2 $ 600,000 $ 300,000 $ 110,000
Butler, Ohio 2 $ 230,000 $ 115,000 $ 91,000
Hamilton, Ohio 2 $ 520,000 $ 260,000 $ 132,000
Creek, Oklahoma 2 $ 620,000 $ 310,000 $ 157,000
Kay, Oklahoma 2 $ 290,000 $ 145,000 $ 91,000
McIntosh, Oklahoma 2 $ 440,000 $ 220,000 $ 264,000
Pottawatomie, Oklahoma 2 $ 440,000 $ 220,000 $ 66,000
Stephens, Oklahoma 2 $ 240,000 $ 120,000 $ 80,000
Deschutes, Oregon 2 $ 770,000 $ 385,000 $ 438,000
Allegheny, Pennsylvania 2 $ 230,000 $ 115,000 $ 162,000
Bucks, Pennsylvania 2 $ 150,000 $ 75,000 $ 63,000
Northampton, Pennsylvania 2 $ 190,000 $ 95,000 $ 118,000
Florence, South Carolina 2 $ 90,000 $ 45,000 $ 0
York, South Carolina 2 $ 310,000 $ 155,000 $ 80,000
Bradley, Tennessee 2 $ 310,000 $ 155,000 $ 87,000
Hamilton, Tennessee 2 $ 330,000 $ 165,000 $ 106,000
Knox, Tennessee 2 $ 290,000 $ 145,000 $ 100,000
Maury, Tennessee 2 $ 180,000 $ 90,000 $ 21,000
Sumner, Tennessee 2 $ 330,000 $ 165,000 $ 101,000
Brazoria, Texas 2 $ 700,000 $ 350,000 $ 281,000
El Paso, Texas 2 $ 370,000 $ 185,000 $ 151,000
Harris, Texas 2 $ 620,000 $ 310,000 $ 187,000
Travis, Texas 2 $ 450,000 $ 225,000 $ 114,000
Williamson, Texas 2 $ 720,000 $ 360,000 $ 134,000
Davis, Utah 2 $ 420,000 $ 210,000 $ 113,000
Salt Lake, Utah 2 $ 330,000 $ 165,000 $ 59,000
Chesapeake, Virginia 2 $ 350,000 $ 175,000 $ 171,000
Chesterfield, Virginia 2 $ 270,000 $ 135,000 $ 40,000
Hampton, Virginia 2 $ 350,000 $ 175,000 $ 42,000
Loudoun, Virginia 2 $ 140,000 $ 70,000 $ 0
Rock, Wisconsin 2 $ 110,000 $ 55,000 $ 49,000
Baldwin, Alabama 1 $ 365,000 $ 365,000 $ 156,000
Calhoun, Alabama 1 $ 135,000 $ 135,000 $ 84,000
Jefferson, Alabama 1 $ 65,000 $ 65,000 $ 0
Lee, Alabama 1 $ 75,000 $ 75,000 $ 0
Madison, Alabama 1 $ 55,000 $ 55,000 $ 0
Marshall, Alabama 1 $ 155,000 $ 155,000 $ 29,000
Yuma, Arizona 1 $ 25,000 $ 25,000 $ 12,000
Alameda, California 1 $ 245,000 $ 245,000 $ 102,000
Humboldt, California 1 $ 375,000 $ 375,000 $ 187,000
San Francisco, California 1 $ 515,000 $ 515,000 $ 208,000
Solano, California 1 $ 75,000 $ 75,000 $ 0
Sonoma, California 1 $ 55,000 $ 55,000 $ 0
Ventura, California 1 $ 445,000 $ 445,000 $ 151,000
Adams, Colorado 1 $ 65,000 $ 65,000 $ 60,000
Grand, Colorado 1 $ 235,000 $ 235,000 $ 101,000
Huerfano, Colorado 1 $ 75,000 $ 75,000 $ 82,000
Jefferson, Colorado 1 $ 205,000 $ 205,000 $ 91,000
Park, Colorado 1 $ 405,000 $ 405,000 $ 150,000
Teller, Colorado 1 $ 405,000 $ 405,000 $ 118,000
Weld, Colorado 1 $ 315,000 $ 315,000 $ 0
Fairfield, Connecticut 1 $ 135,000 $ 135,000 $ 0
Middlesex, Connecticut 1 $ 185,000 $ 185,000 $ 55,000
New London, Connecticut 1 $ 145,000 $ 145,000 $ 0
Tolland, Connecticut 1 $ 185,000 $ 185,000 $ 101,000
Kent, Delaware 1 $ 165,000 $ 165,000 $ 40,000
Sussex, Delaware 1 $ 155,000 $ 155,000 $ 0
District of Columbia, District Of Columbia 1 $ 165,000 $ 165,000 $ 240,000
Bay, Florida 1 $ 235,000 $ 235,000 $ 76,000
Flagler, Florida 1 $ 405,000 $ 405,000 $ 478,000
Gadsden, Florida 1 $ 65,000 $ 65,000 $ 0
Hernando, Florida 1 $ 135,000 $ 135,000 $ 95,000
Indian River, Florida 1 $ 105,000 $ 105,000 $ 56,000
Lake, Florida 1 $ 45,000 $ 45,000 $ 0
Manatee, Florida 1 $ 65,000 $ 65,000 $ 0
Osceola, Florida 1 $ 45,000 $ 45,000 $ 0
Pinellas, Florida 1 $ 265,000 $ 265,000 $ 178,000
Seminole, Florida 1 $ 135,000 $ 135,000 $ 0
St. Johns, Florida 1 $ 85,000 $ 85,000 $ 0
Sumter, Florida 1 $ 165,000 $ 165,000 $ 220,000
Volusia, Florida 1 $ 15,000 $ 15,000 $ 0
Barrow, Georgia 1 $ 235,000 $ 235,000 $ 64,000
Bryan, Georgia 1 $ 95,000 $ 95,000 $ 64,000
Chatham, Georgia 1 $ 15,000 $ 15,000 $ 0
Coweta, Georgia 1 $ 45,000 $ 45,000 $ 0
Dawson, Georgia 1 $ 25,000 $ 25,000 $ 0
Fayette, Georgia 1 $ 85,000 $ 85,000 $ 0
McDuffie, Georgia 1 $ 35,000 $ 35,000 $ 0
Ada, Idaho 1 $ 245,000 $ 245,000 $ 0
Bureau, Illinois 1 $ 105,000 $ 105,000 $ 150,000
DuPage, Illinois 1 $ 405,000 $ 405,000 $ 271,000
Jefferson, Illinois 1 $ 55,000 $ 55,000 $ 104,000
Lake, Illinois 1 $ 485,000 $ 485,000 $ 132,000
Livingston, Illinois 1 $ 95,000 $ 95,000 $ 57,000
Marion, Illinois 1 $ 205,000 $ 205,000 $ 96,000
Monroe, Illinois 1 $ 265,000 $ 265,000 $ 188,000
Ogle, Illinois 1 $ 115,000 $ 115,000 $ 112,000
Whiteside, Illinois 1 $ 175,000 $ 175,000 $ 133,000
Boone, Indiana 1 $ 265,000 $ 265,000 $ 95,000
Clark, Indiana 1 $ 265,000 $ 265,000 $ 90,000
DeKalb, Indiana 1 $ 95,000 $ 95,000 $ 57,000
Howard, Indiana 1 $ 145,000 $ 145,000 $ 48,000
Kosciusko, Indiana 1 $ 135,000 $ 135,000 $ 51,000
Lake, Indiana 1 $ 195,000 $ 195,000 $ 167,000
Morgan, Indiana 1 $ 335,000 $ 335,000 $ 141,000
Shelby, Indiana 1 $ 245,000 $ 245,000 $ 145,000
Kossuth, Iowa 1 $ 165,000 $ 165,000 $ 75,000
Linn, Iowa 1 $ 155,000 $ 155,000 $ 55,000
Scott, Iowa 1 $ 55,000 $ 55,000 $ 40,000
Warren, Iowa 1 $ 75,000 $ 75,000 $ 0
Worth, Iowa 1 $ 95,000 $ 95,000 $ 104,000
Ford, Kansas 1 $ 45,000 $ 45,000 $ 40,000
Greenwood, Kansas 1 $ 115,000 $ 115,000 $ 78,000
Harper, Kansas 1 $ 105,000 $ 105,000 $ 76,000
Mitchell, Kansas 1 $ 95,000 $ 95,000 $ 48,000
Neosho, Kansas 1 $ 245,000 $ 245,000 $ 250,000
Osage, Kansas 1 $ 135,000 $ 135,000 $ 153,000
Pottawatomie, Kansas 1 $ 225,000 $ 225,000 $ 208,000
Pratt, Kansas 1 $ 135,000 $ 135,000 $ 70,000
Seward, Kansas 1 $ 175,000 $ 175,000 $ 124,000
Wabaunsee, Kansas 1 $ 85,000 $ 85,000 $ 37,000
East Baton Rouge, Louisiana 1 $ 255,000 $ 255,000 $ 250,000
Tangipahoa, Louisiana 1 $ 115,000 $ 115,000 $ 44,000
York, Maine 1 $ 225,000 $ 225,000 $ 79,000
Charles, Maryland 1 $ 95,000 $ 95,000 $ 0
Howard, Maryland 1 $ 165,000 $ 165,000 $ 0
Hampden, Massachusetts 1 $ 125,000 $ 125,000 $ 145,000
Eaton, Michigan 1 $ 105,000 $ 105,000 $ 109,000
Jackson, Michigan 1 $ 115,000 $ 115,000 $ 153,000
Macomb, Michigan 1 $ 85,000 $ 85,000 $ 31,000
Wayne, Michigan 1 $ 185,000 $ 185,000 $ 108,000
Anoka, Minnesota 1 $ 85,000 $ 85,000 $ 0
Carver, Minnesota 1 $ 115,000 $ 115,000 $ 104,000
Dakota, Minnesota 1 $ 225,000 $ 225,000 $ 108,000
Fillmore, Minnesota 1 $ 85,000 $ 85,000 $ 21,000
Lyon, Minnesota 1 $ 405,000 $ 405,000 $ 273,000
Mille Lacs, Minnesota 1 $ 155,000 $ 155,000 $ 76,000
Mower, Minnesota 1 $ 245,000 $ 245,000 $ 226,000
Rice, Minnesota 1 $ 335,000 $ 335,000 $ 200,000
Wright, Minnesota 1 $ 215,000 $ 215,000 $ 170,000
Alcorn, Mississippi 1 $ 75,000 $ 75,000 $ 81,000
Jasper, Mississippi 1 $ 195,000 $ 195,000 $ 109,000
Lee, Mississippi 1 $ 85,000 $ 85,000 $ 25,000
Benton, Missouri 1 $ 115,000 $ 115,000 $ 111,000
Boone, Missouri 1 $ 175,000 $ 175,000 $ 72,000
Christian, Missouri 1 $ 235,000 $ 235,000 $ 59,000
Dallas, Missouri 1 $ 255,000 $ 255,000 $ 62,000
Gentry, Missouri 1 $ 65,000 $ 65,000 $ 34,000
Lafayette, Missouri 1 $ 95,000 $ 95,000 $ 72,000
Morgan, Missouri 1 $ 275,000 $ 275,000 $ 483,000
Pettis, Missouri 1 $ 195,000 $ 195,000 $ 108,000
Missoula, Montana 1 $ 395,000 $ 395,000 $ 87,000
Yellowstone, Montana 1 $ 1,035,000 $ 1,035,000 $ 675,000
Buffalo, Nebraska 1 $ 75,000 $ 75,000 $ 62,000
Rockingham, New Hampshire 1 $ 175,000 $ 175,000 $ 77,000
Mercer, New Jersey 1 $ 415,000 $ 415,000 $ 170,000
Monmouth, New Jersey 1 $ 435,000 $ 435,000 $ 375,000
Ocean, New Jersey 1 $ 175,000 $ 175,000 $ 178,000
Salem, New Jersey 1 $ 195,000 $ 195,000 $ 79,000
Sussex, New Jersey 1 $ 165,000 $ 165,000 $ 98,000
Grant, New Mexico 1 $ 145,000 $ 145,000 $ 101,000
Rio Arriba, New Mexico 1 $ 285,000 $ 285,000 $ 173,000
San Miguel, New Mexico 1 $ 275,000 $ 275,000 $ 80,000
Sandoval, New Mexico 1 $ 375,000 $ 375,000 $ 235,000
Orange, New York 1 $ 255,000 $ 255,000 $ 77,000
Queens, New York 1 $ 275,000 $ 275,000 $ 0
Brunswick, North Carolina 1 $ 105,000 $ 105,000 $ 55,000
Buncombe, North Carolina 1 $ 125,000 $ 125,000 $ 0
Cabarrus, North Carolina 1 $ 95,000 $ 95,000 $ 0
Camden, North Carolina 1 $ 265,000 $ 265,000 $ 227,000
Durham, North Carolina 1 $ 95,000 $ 95,000 $ 104,000
Forsyth, North Carolina 1 $ 195,000 $ 195,000 $ 56,000
Guilford, North Carolina 1 $ 205,000 $ 205,000 $ 76,000
Henderson, North Carolina 1 $ 195,000 $ 195,000 $ 0
Johnston, North Carolina 1 $ 65,000 $ 65,000 $ 0
New Hanover, North Carolina 1 $ 85,000 $ 85,000 $ 0
Cuyahoga, Ohio 1 $ 85,000 $ 85,000 $ 57,000
Geauga, Ohio 1 $ 65,000 $ 65,000 $ 63,000
Miami, Ohio 1 $ 215,000 $ 215,000 $ 189,000
Summit, Ohio 1 $ 405,000 $ 405,000 $ 213,000
Caddo, Oklahoma 1 $ 105,000 $ 105,000 $ 41,000
Johnston, Oklahoma 1 $ 95,000 $ 95,000 $ 59,000
Kingfisher, Oklahoma 1 $ 1,075,000 $ 1,075,000 $ 0
Murray, Oklahoma 1 $ 145,000 $ 145,000 $ 205,000
Osage, Oklahoma 1 $ 365,000 $ 365,000 $ 931,000
Pittsburg, Oklahoma 1 $ 405,000 $ 405,000 $ 684,000
Rogers, Oklahoma 1 $ 275,000 $ 275,000 $ 74,000
Sequoyah, Oklahoma 1 $ 5,000 $ 5,000 $ 0
Woods, Oklahoma 1 $ 55,000 $ 55,000 $ 428,000
Clackamas, Oregon 1 $ 445,000 $ 445,000 $ 106,000
Columbia, Oregon 1 $ 215,000 $ 215,000 $ 94,000
Lane, Oregon 1 $ 235,000 $ 235,000 $ 56,000
Lincoln, Oregon 1 $ 165,000 $ 165,000 $ 106,000
Multnomah, Oregon 1 $ 465,000 $ 465,000 $ 100,000
Cumberland, Pennsylvania 1 $ 35,000 $ 35,000 $ 0
Montgomery, Pennsylvania 1 $ 335,000 $ 335,000 $ 152,000
Westmoreland, Pennsylvania 1 $ 65,000 $ 65,000 $ 79,000
Newport, Rhode Island 1 $ 365,000 $ 365,000 $ 100,000
Washington, Rhode Island 1 $ 315,000 $ 315,000 $ 130,000
Aiken, South Carolina 1 $ 165,000 $ 165,000 $ 95,000
Beaufort, South Carolina 1 $ 755,000 $ 755,000 $ 205,000
Charleston, South Carolina 1 $ 175,000 $ 175,000 $ 247,000
Dorchester, South Carolina 1 $ 125,000 $ 125,000 $ 0
Greenville, South Carolina 1 $ 255,000 $ 255,000 $ 73,000
Lexington, South Carolina 1 $ 255,000 $ 255,000 $ 101,000
Pennington, South Dakota 1 $ 225,000 $ 225,000 $ 82,000
Dickson, Tennessee 1 $ 255,000 $ 255,000 $ 56,000
Haywood, Tennessee 1 $ 55,000 $ 55,000 $ 123,000
Lewis, Tennessee 1 $ 95,000 $ 95,000 $ 0
Madison, Tennessee 1 $ 2,805,000 $ 2,805,000 $ 0
McMinn, Tennessee 1 $ 345,000 $ 345,000 $ 97,000
Smith, Tennessee 1 $ 55,000 $ 55,000 $ 0
Bell, Texas 1 $ 95,000 $ 95,000 $ 0
Dallas, Texas 1 $ 515,000 $ 515,000 $ 270,000
Fort Bend, Texas 1 $ 155,000 $ 155,000 $ 156,000
Galveston, Texas 1 $ 215,000 $ 215,000 $ 336,000
Gregg, Texas 1 $ 485,000 $ 485,000 $ 321,000
Jefferson, Texas 1 $ 455,000 $ 455,000 $ 284,000
McLennan, Texas 1 $ 405,000 $ 405,000 $ 154,000
Upshur, Texas 1 $ 135,000 $ 135,000 $ 59,000
Utah, Utah 1 $ 55,000 $ 55,000 $ 0
Windham, Vermont 1 $ 75,000 $ 75,000 $ 27,000
Albemarle, Virginia 1 $ 245,000 $ 245,000 $ 84,000
Augusta, Virginia 1 $ 145,000 $ 145,000 $ 0
Caroline, Virginia 1 $ 125,000 $ 125,000 $ 56,000
Hopewell, Virginia 1 $ 105,000 $ 105,000 $ 0
Isle of Wight, Virginia 1 $ 235,000 $ 235,000 $ 0
Pittsylvania, Virginia 1 $ 205,000 $ 205,000 $ 61,000
Portsmouth, Virginia 1 $ 185,000 $ 185,000 $ 0
Prince William, Virginia 1 $ 225,000 $ 225,000 $ 108,000
Roanoke, Virginia 1 $ 105,000 $ 105,000 $ 0
Suffolk, Virginia 1 $ 85,000 $ 85,000 $ 0
Virginia Beach, Virginia 1 $ 435,000 $ 435,000 $ 476,000
York, Virginia 1 $ 195,000 $ 195,000 $ 0
Clark, Washington 1 $ 385,000 $ 385,000 $ 68,000
Pierce, Washington 1 $ 315,000 $ 315,000 $ 121,000
Berkeley, West Virginia 1 $ 285,000 $ 285,000 $ 146,000
Mingo, West Virginia 1 $ 105,000 $ 105,000 $ 0
Dane, Wisconsin 1 $ 255,000 $ 255,000 $ 65,000
Douglas, Wisconsin 1 $ 115,000 $ 115,000 $ 44,000
Green Lake, Wisconsin 1 $ 85,000 $ 85,000 $ 28,000
Juneau, Wisconsin 1 $ 85,000 $ 85,000 $ 117,000
Fremont, Wyoming 1 $ 415,000 $ 415,000 $ 213,000
Washakie, Wyoming 1 $ 165,000 $ 165,000 $ 213,000

Mortgage Loan Application Detail Totals for Fidelity Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,611 $389,345,000 $241,000 $20,605,000 $113,000 $1,295,000
Refinancing 1,453 $378,955,000 $260,000 $11,405,000 $134,000 $1,107,000
Cash-out Refinancing 610 $137,830,000 $225,000 $1,655,000 $136,000 $1,714,000
Other Purpose 107 $10,445,000 $97,000 $705,000 $109,000 $450,000
Not Applicable 54 $5,880,000 $108,000 $275,000 $0 $0
Home Improvement 39 $2,045,000 $52,000 $115,000 $115,000 $222,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,806 $628,450,000 $223,000 $1,655,000 $124,000 $1,714,000
Not Provided 326 $77,080,000 $236,000 $705,000 $142,000 $898,000
Not applicable 260 $115,520,000 $444,000 $20,605,000 $0 $0
Hispanic 186 $32,160,000 $172,000 $525,000 $80,000 $401,000
Asian 124 $31,590,000 $254,000 $705,000 $164,000 $1,080,000
Black or African American 78 $15,050,000 $192,000 $685,000 $116,000 $595,000
American Indian or Alaskan Native 26 $5,660,000 $217,000 $515,000 $126,000 $336,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,387 $835,035,000 $246,000 $20,605,000 $132,000 $1,714,000
FHA-insured (Federal Housing Administration) 289 $45,335,000 $156,000 $505,000 $66,000 $250,000
VA-guaranteed (Veterans Administration) 175 $40,865,000 $233,000 $685,000 $88,000 $415,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 23 $3,265,000 $141,000 $245,000 $51,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,099 $753,785,000 $243,000 $20,605,000 $125,000 $1,714,000
Application Withdrawn By Applicant 478 $136,080,000 $284,000 $11,255,000 $127,000 $1,295,000
Loan Purchased By The Institution 190 $17,400,000 $91,000 $315,000 $0 $0
Application Denied By Financial Institution 52 $5,660,000 $108,000 $355,000 $73,000 $212,000
File Closed For Incompleteness 43 $9,725,000 $226,000 $515,000 $178,000 $1,080,000
Application Approved But Not Accepted 12 $1,850,000 $154,000 $335,000 $115,000 $296,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,822 $918,840,000 $240,000 $20,605,000 $126,000 $1,714,000
Debt-To-Income Ratio 19 $2,475,000 $130,000 $355,000 $82,000 $204,000
Credit History 11 $765,000 $69,000 $195,000 $88,000 $212,000
Credit Application Incomplete 7 $715,000 $102,000 $255,000 $47,000 $95,000
Collateral 6 $540,000 $90,000 $285,000 $74,000 $95,000
Other 4 $460,000 $115,000 $195,000 $59,000 $90,000
Employment History 4 $540,000 $135,000 $215,000 $58,000 $92,000
Unverifiable Information 1 $165,000 $165,000 $165,000 $48,000 $48,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fidelity Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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