Fidelity Bank, National Association 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fidelity Bank, National Association 100 E English Wichita, KS 67202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,874 |
| Total Mortgage Loan Application Amount | $924,500,000 |
| Average Mortgage Loan Application Amount | $163,833 |
| Highest Mortgage Loan Application Amount | $20,605,000 |
| Average Applicant Income | $101,166 |
| Highest Applicant Income | $1,714,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Fidelity Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fidelity Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Fidelity Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fidelity Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Fidelity Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fidelity Bank, National Association's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sedgwick County Kansas | 1,343 | $ 291,995,000 | $ 217,000 | $ 103,000 |
| Johnson County Kansas | 683 | $ 197,985,000 | $ 289,000 | $ 151,000 |
| Oklahoma County Oklahoma | 255 | $ 52,685,000 | $ 206,000 | $ 147,000 |
| Jackson County Missouri | 138 | $ 30,420,000 | $ 220,000 | $ 132,000 |
| Butler County Kansas | 130 | $ 28,750,000 | $ 221,000 | $ 119,000 |
| Cleveland County Oklahoma | 74 | $ 16,730,000 | $ 226,000 | $ 121,000 |
| Canadian County Oklahoma | 59 | $ 10,415,000 | $ 176,000 | $ 107,000 |
| Shelby County Tennessee | 40 | $ 8,450,000 | $ 211,000 | $ 130,000 |
| Clay County Missouri | 35 | $ 12,055,000 | $ 344,000 | $ 109,000 |
| Miami County Kansas | 31 | $ 9,245,000 | $ 298,000 | $ 126,000 |
| Cass County Missouri | 31 | $ 9,675,000 | $ 312,000 | $ 157,000 |
| Platte County Missouri | 31 | $ 8,575,000 | $ 276,000 | $ 145,000 |
| St. Louis County Missouri | 31 | $ 7,215,000 | $ 232,000 | $ 137,000 |
| Santa Fe County New Mexico | 30 | $ 7,420,000 | $ 247,000 | $ 130,000 |
| Los Alamos County New Mexico | 25 | $ 5,885,000 | $ 235,000 | $ 169,000 |
| Harvey County Kansas | 22 | $ 3,570,000 | $ 162,000 | $ 93,000 |
| Sumner County Kansas | 21 | $ 2,275,000 | $ 108,000 | $ 67,000 |
| Wyandotte County Kansas | 21 | $ 15,325,000 | $ 729,000 | $ 96,000 |
| Middlesex County Massachusetts | 20 | $ 7,060,000 | $ 353,000 | $ 146,000 |
| Maricopa County Arizona | 15 | $ 4,545,000 | $ 303,000 | $ 190,000 |
| Cowley County Kansas | 14 | $ 2,000,000 | $ 142,000 | $ 80,000 |
| Douglas County Kansas | 13 | $ 3,095,000 | $ 238,000 | $ 91,000 |
| St. Charles County Missouri | 13 | $ 3,235,000 | $ 248,000 | $ 128,000 |
| Gwinnett County Georgia | 12 | $ 1,420,000 | $ 118,000 | $ 144,000 |
| Logan County Oklahoma | 12 | $ 2,770,000 | $ 230,000 | $ 189,000 |
| Williamson County Tennessee | 12 | $ 3,960,000 | $ 330,000 | $ 119,000 |
| Clark County Nevada | 11 | $ 2,835,000 | $ 257,000 | $ 157,000 |
| Grady County Oklahoma | 11 | $ 1,605,000 | $ 145,000 | $ 115,000 |
| Los Angeles County California | 10 | $ 11,240,000 | $ 1,124,000 | $ 115,000 |
| El Paso County Colorado | 10 | $ 2,420,000 | $ 242,000 | $ 135,000 |
| Hamilton County Indiana | 10 | $ 2,250,000 | $ 225,000 | $ 79,000 |
| Wake County North Carolina | 10 | $ 2,860,000 | $ 286,000 | $ 145,000 |
| Leavenworth County Kansas | 9 | $ 2,595,000 | $ 288,000 | $ 93,000 |
| Plymouth County Massachusetts | 9 | $ 2,715,000 | $ 301,000 | $ 119,000 |
| McClain County Oklahoma | 9 | $ 2,345,000 | $ 260,000 | $ 137,000 |
| Fulton County Georgia | 7 | $ 695,000 | $ 99,000 | $ 202,000 |
| Shawnee County Kansas | 7 | $ 1,815,000 | $ 259,000 | $ 134,000 |
| Essex County Massachusetts | 7 | $ 1,965,000 | $ 280,000 | $ 139,000 |
| Bernalillo County New Mexico | 7 | $ 1,605,000 | $ 229,000 | $ 166,000 |
| Orange County California | 6 | $ 2,240,000 | $ 373,000 | $ 177,000 |
| Sacramento County California | 6 | $ 1,370,000 | $ 228,000 | $ 86,000 |
| Broward County Florida | 6 | $ 1,090,000 | $ 181,000 | $ 72,000 |
| DeKalb County Georgia | 6 | $ 1,280,000 | $ 213,000 | $ 149,000 |
| Cook County Illinois | 6 | $ 1,290,000 | $ 215,000 | $ 134,000 |
| Kankakee County Illinois | 6 | $ 700,000 | $ 116,000 | $ 94,000 |
| Polk County Iowa | 6 | $ 960,000 | $ 160,000 | $ 89,000 |
| Franklin County Kansas | 6 | $ 1,580,000 | $ 263,000 | $ 134,000 |
| Bristol County Massachusetts | 6 | $ 1,600,000 | $ 266,000 | $ 134,000 |
| Tulsa County Oklahoma | 6 | $ 1,420,000 | $ 236,000 | $ 271,000 |
| La Crosse County Wisconsin | 6 | $ 700,000 | $ 116,000 | $ 105,000 |
| Miami-Dade County Florida | 5 | $ 865,000 | $ 173,000 | $ 76,000 |
| Forsyth County Georgia | 5 | $ 425,000 | $ 85,000 | $ 0 |
| Allen County Indiana | 5 | $ 1,005,000 | $ 201,000 | $ 90,000 |
| Hendricks County Indiana | 5 | $ 925,000 | $ 185,000 | $ 72,000 |
| Worcester County Massachusetts | 5 | $ 885,000 | $ 177,000 | $ 109,000 |
| Hennepin County Minnesota | 5 | $ 1,205,000 | $ 241,000 | $ 335,000 |
| DeSoto County Mississippi | 5 | $ 895,000 | $ 179,000 | $ 85,000 |
| Barry County Missouri | 5 | $ 675,000 | $ 135,000 | $ 136,000 |
| Camden County Missouri | 5 | $ 1,065,000 | $ 213,000 | $ 131,000 |
| Franklin County Ohio | 5 | $ 1,135,000 | $ 227,000 | $ 135,000 |
| Carter County Oklahoma | 5 | $ 1,075,000 | $ 215,000 | $ 180,000 |
| Delaware County Oklahoma | 5 | $ 1,285,000 | $ 257,000 | $ 217,000 |
| Davidson County Tennessee | 5 | $ 935,000 | $ 187,000 | $ 110,000 |
| Tarrant County Texas | 5 | $ 1,245,000 | $ 249,000 | $ 129,000 |
| Kern County California | 4 | $ 1,050,000 | $ 262,000 | $ 118,000 |
| Archuleta County Colorado | 4 | $ 1,970,000 | $ 492,000 | $ 281,000 |
| Denver County Colorado | 4 | $ 1,730,000 | $ 432,000 | $ 116,000 |
| Cherokee County Georgia | 4 | $ 250,000 | $ 62,000 | $ 0 |
| Cobb County Georgia | 4 | $ 400,000 | $ 100,000 | $ 50,000 |
| Kendall County Illinois | 4 | $ 650,000 | $ 162,000 | $ 69,000 |
| Kingman County Kansas | 4 | $ 710,000 | $ 177,000 | $ 69,000 |
| Linn County Kansas | 4 | $ 600,000 | $ 150,000 | $ 132,000 |
| Reno County Kansas | 4 | $ 660,000 | $ 165,000 | $ 38,000 |
| Norfolk County Massachusetts | 4 | $ 810,000 | $ 202,000 | $ 112,000 |
| Taney County Missouri | 4 | $ 410,000 | $ 102,000 | $ 100,000 |
| Douglas County Nebraska | 4 | $ 520,000 | $ 130,000 | $ 82,000 |
| Burlington County New Jersey | 4 | $ 550,000 | $ 137,000 | $ 64,000 |
| Mecklenburg County North Carolina | 4 | $ 810,000 | $ 202,000 | $ 90,000 |
| Providence County Rhode Island | 4 | $ 690,000 | $ 172,000 | $ 96,000 |
| Fayette County Tennessee | 4 | $ 690,000 | $ 172,000 | $ 66,000 |
| Denton County Texas | 4 | $ 1,140,000 | $ 285,000 | $ 160,000 |
| Fond du Lac County Wisconsin | 4 | $ 450,000 | $ 112,000 | $ 91,000 |
| Fresno County California | 3 | $ 805,000 | $ 268,000 | $ 128,000 |
| Riverside County California | 3 | $ 735,000 | $ 245,000 | $ 163,000 |
| San Joaquin County California | 3 | $ 515,000 | $ 171,000 | $ 72,000 |
| Arapahoe County Colorado | 3 | $ 11,695,000 | $ 3,898,000 | $ 182,000 |
| Collier County Florida | 3 | $ 745,000 | $ 248,000 | $ 209,000 |
| Orange County Florida | 3 | $ 715,000 | $ 238,000 | $ 132,000 |
| Palm Beach County Florida | 3 | $ 615,000 | $ 205,000 | $ 138,000 |
| Effingham County Illinois | 3 | $ 645,000 | $ 215,000 | $ 136,000 |
| Kane County Illinois | 3 | $ 495,000 | $ 165,000 | $ 114,000 |
| LaSalle County Illinois | 3 | $ 425,000 | $ 141,000 | $ 118,000 |
| St. Clair County Illinois | 3 | $ 285,000 | $ 95,000 | $ 75,000 |
| Will County Illinois | 3 | $ 375,000 | $ 125,000 | $ 71,000 |
| Hancock County Indiana | 3 | $ 295,000 | $ 98,000 | $ 121,000 |
| Saline County Kansas | 3 | $ 765,000 | $ 255,000 | $ 232,000 |
| St. Louis County Minnesota | 3 | $ 485,000 | $ 161,000 | $ 119,000 |
| Franklin County Missouri | 3 | $ 745,000 | $ 248,000 | $ 185,000 |
| Jefferson County Missouri | 3 | $ 395,000 | $ 131,000 | $ 93,000 |
| St. Louis City County Missouri | 3 | $ 565,000 | $ 188,000 | $ 120,000 |
| Stone County Missouri | 3 | $ 525,000 | $ 175,000 | $ 204,000 |
| Passaic County New Jersey | 3 | $ 1,135,000 | $ 378,000 | $ 161,000 |
| Philadelphia County Pennsylvania | 3 | $ 655,000 | $ 218,000 | $ 172,000 |
| Kent County Rhode Island | 3 | $ 685,000 | $ 228,000 | $ 718,000 |
| Rutherford County Tennessee | 3 | $ 405,000 | $ 135,000 | $ 95,000 |
| Wilson County Tennessee | 3 | $ 675,000 | $ 225,000 | $ 126,000 |
| Collin County Texas | 3 | $ 395,000 | $ 131,000 | $ 187,000 |
| King County Washington | 3 | $ 855,000 | $ 285,000 | $ 120,000 |
| Benton County Arkansas | 2 | $ 600,000 | $ 300,000 | $ 530,000 |
| Washington County Arkansas | 2 | $ 420,000 | $ 210,000 | $ 112,000 |
| San Bernardino County California | 2 | $ 140,000 | $ 70,000 | $ 0 |
| San Diego County California | 2 | $ 510,000 | $ 255,000 | $ 115,000 |
| San Mateo County California | 2 | $ 160,000 | $ 80,000 | $ 39,000 |
| Tulare County California | 2 | $ 610,000 | $ 305,000 | $ 138,000 |
| Broomfield County Colorado | 2 | $ 580,000 | $ 290,000 | $ 108,000 |
| La Plata County Colorado | 2 | $ 700,000 | $ 350,000 | $ 128,000 |
| Larimer County Colorado | 2 | $ 480,000 | $ 240,000 | $ 75,000 |
| Summit County Colorado | 2 | $ 650,000 | $ 325,000 | $ 343,000 |
| Hartford County Connecticut | 2 | $ 540,000 | $ 270,000 | $ 117,000 |
| Windham County Connecticut | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Lee County Florida | 2 | $ 570,000 | $ 285,000 | $ 122,000 |
| Sarasota County Florida | 2 | $ 210,000 | $ 105,000 | $ 30,000 |
| St. Lucie County Florida | 2 | $ 250,000 | $ 125,000 | $ 120,000 |
| Effingham County Georgia | 2 | $ 280,000 | $ 140,000 | $ 117,000 |
| Hall County Georgia | 2 | $ 310,000 | $ 155,000 | $ 68,000 |
| Champaign County Illinois | 2 | $ 390,000 | $ 195,000 | $ 91,000 |
| Grundy County Illinois | 2 | $ 270,000 | $ 135,000 | $ 71,000 |
| Lee County Illinois | 2 | $ 310,000 | $ 155,000 | $ 118,000 |
| Piatt County Illinois | 2 | $ 390,000 | $ 195,000 | $ 54,000 |
| Johnson County Indiana | 2 | $ 340,000 | $ 170,000 | $ 113,000 |
| Marion County Indiana | 2 | $ 200,000 | $ 100,000 | $ 37,000 |
| St. Joseph County Indiana | 2 | $ 460,000 | $ 230,000 | $ 100,000 |
| Tippecanoe County Indiana | 2 | $ 250,000 | $ 125,000 | $ 61,000 |
| Crawford County Kansas | 2 | $ 440,000 | $ 220,000 | $ 307,000 |
| Riley County Kansas | 2 | $ 470,000 | $ 235,000 | $ 120,000 |
| Jefferson County Kentucky | 2 | $ 160,000 | $ 80,000 | $ 174,000 |
| Orleans County Louisiana | 2 | $ 530,000 | $ 265,000 | $ 436,000 |
| Baltimore County Maryland | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Prince George's County Maryland | 2 | $ 190,000 | $ 95,000 | $ 84,000 |
| Suffolk County Massachusetts | 2 | $ 610,000 | $ 305,000 | $ 177,000 |
| Houston County Minnesota | 2 | $ 500,000 | $ 250,000 | $ 100,000 |
| Washington County Minnesota | 2 | $ 340,000 | $ 170,000 | $ 205,000 |
| Rankin County Mississippi | 2 | $ 410,000 | $ 205,000 | $ 131,000 |
| Greene County Missouri | 2 | $ 290,000 | $ 145,000 | $ 83,000 |
| McDonald County Missouri | 2 | $ 280,000 | $ 140,000 | $ 90,000 |
| Hillsborough County New Hampshire | 2 | $ 300,000 | $ 150,000 | $ 87,000 |
| Bergen County New Jersey | 2 | $ 750,000 | $ 375,000 | $ 193,000 |
| Middlesex County New Jersey | 2 | $ 290,000 | $ 145,000 | $ 41,000 |
| Warren County New Jersey | 2 | $ 160,000 | $ 80,000 | $ 70,000 |
| Suffolk County New York | 2 | $ 580,000 | $ 290,000 | $ 136,000 |
| Chatham County North Carolina | 2 | $ 600,000 | $ 300,000 | $ 110,000 |
| Butler County Ohio | 2 | $ 230,000 | $ 115,000 | $ 91,000 |
| Hamilton County Ohio | 2 | $ 520,000 | $ 260,000 | $ 132,000 |
| Creek County Oklahoma | 2 | $ 620,000 | $ 310,000 | $ 157,000 |
| Kay County Oklahoma | 2 | $ 290,000 | $ 145,000 | $ 91,000 |
| McIntosh County Oklahoma | 2 | $ 440,000 | $ 220,000 | $ 264,000 |
| Pottawatomie County Oklahoma | 2 | $ 440,000 | $ 220,000 | $ 66,000 |
| Stephens County Oklahoma | 2 | $ 240,000 | $ 120,000 | $ 80,000 |
| Deschutes County Oregon | 2 | $ 770,000 | $ 385,000 | $ 438,000 |
| Allegheny County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 162,000 |
| Bucks County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 63,000 |
| Northampton County Pennsylvania | 2 | $ 190,000 | $ 95,000 | $ 118,000 |
| Florence County South Carolina | 2 | $ 90,000 | $ 45,000 | $ 0 |
| York County South Carolina | 2 | $ 310,000 | $ 155,000 | $ 80,000 |
| Bradley County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 87,000 |
| Hamilton County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 106,000 |
| Knox County Tennessee | 2 | $ 290,000 | $ 145,000 | $ 100,000 |
| Maury County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 21,000 |
| Sumner County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 101,000 |
| Brazoria County Texas | 2 | $ 700,000 | $ 350,000 | $ 281,000 |
| El Paso County Texas | 2 | $ 370,000 | $ 185,000 | $ 151,000 |
| Harris County Texas | 2 | $ 620,000 | $ 310,000 | $ 187,000 |
| Travis County Texas | 2 | $ 450,000 | $ 225,000 | $ 114,000 |
| Williamson County Texas | 2 | $ 720,000 | $ 360,000 | $ 134,000 |
| Davis County Utah | 2 | $ 420,000 | $ 210,000 | $ 113,000 |
| Salt Lake County Utah | 2 | $ 330,000 | $ 165,000 | $ 59,000 |
| Chesapeake County Virginia | 2 | $ 350,000 | $ 175,000 | $ 171,000 |
| Chesterfield County Virginia | 2 | $ 270,000 | $ 135,000 | $ 40,000 |
| Hampton County Virginia | 2 | $ 350,000 | $ 175,000 | $ 42,000 |
| Loudoun County Virginia | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Rock County Wisconsin | 2 | $ 110,000 | $ 55,000 | $ 49,000 |
| Baldwin County Alabama | 1 | $ 365,000 | $ 365,000 | $ 156,000 |
| Calhoun County Alabama | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Jefferson County Alabama | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Lee County Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Madison County Alabama | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Marshall County Alabama | 1 | $ 155,000 | $ 155,000 | $ 29,000 |
| Yuma County Arizona | 1 | $ 25,000 | $ 25,000 | $ 12,000 |
| Alameda County California | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| Humboldt County California | 1 | $ 375,000 | $ 375,000 | $ 187,000 |
| San Francisco County California | 1 | $ 515,000 | $ 515,000 | $ 208,000 |
| Solano County California | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Sonoma County California | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Ventura County California | 1 | $ 445,000 | $ 445,000 | $ 151,000 |
| Adams County Colorado | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Grand County Colorado | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Huerfano County Colorado | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| Jefferson County Colorado | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Park County Colorado | 1 | $ 405,000 | $ 405,000 | $ 150,000 |
| Teller County Colorado | 1 | $ 405,000 | $ 405,000 | $ 118,000 |
| Weld County Colorado | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| New London County Connecticut | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Tolland County Connecticut | 1 | $ 185,000 | $ 185,000 | $ 101,000 |
| Kent County Delaware | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Sussex County Delaware | 1 | $ 155,000 | $ 155,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 165,000 | $ 165,000 | $ 240,000 |
| Bay County Florida | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| Flagler County Florida | 1 | $ 405,000 | $ 405,000 | $ 478,000 |
| Gadsden County Florida | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Hernando County Florida | 1 | $ 135,000 | $ 135,000 | $ 95,000 |
| Indian River County Florida | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Lake County Florida | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Manatee County Florida | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Osceola County Florida | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Pinellas County Florida | 1 | $ 265,000 | $ 265,000 | $ 178,000 |
| Seminole County Florida | 1 | $ 135,000 | $ 135,000 | $ 0 |
| St. Johns County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Sumter County Florida | 1 | $ 165,000 | $ 165,000 | $ 220,000 |
| Volusia County Florida | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Barrow County Georgia | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Bryan County Georgia | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Chatham County Georgia | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Coweta County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Dawson County Georgia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Fayette County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| McDuffie County Georgia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Ada County Idaho | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Bureau County Illinois | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| DuPage County Illinois | 1 | $ 405,000 | $ 405,000 | $ 271,000 |
| Jefferson County Illinois | 1 | $ 55,000 | $ 55,000 | $ 104,000 |
| Lake County Illinois | 1 | $ 485,000 | $ 485,000 | $ 132,000 |
| Livingston County Illinois | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Marion County Illinois | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Monroe County Illinois | 1 | $ 265,000 | $ 265,000 | $ 188,000 |
| Ogle County Illinois | 1 | $ 115,000 | $ 115,000 | $ 112,000 |
| Whiteside County Illinois | 1 | $ 175,000 | $ 175,000 | $ 133,000 |
| Boone County Indiana | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Clark County Indiana | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| DeKalb County Indiana | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Howard County Indiana | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Kosciusko County Indiana | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Lake County Indiana | 1 | $ 195,000 | $ 195,000 | $ 167,000 |
| Morgan County Indiana | 1 | $ 335,000 | $ 335,000 | $ 141,000 |
| Shelby County Indiana | 1 | $ 245,000 | $ 245,000 | $ 145,000 |
| Kossuth County Iowa | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Linn County Iowa | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Scott County Iowa | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Warren County Iowa | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Worth County Iowa | 1 | $ 95,000 | $ 95,000 | $ 104,000 |
| Ford County Kansas | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Greenwood County Kansas | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
| Harper County Kansas | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Mitchell County Kansas | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Neosho County Kansas | 1 | $ 245,000 | $ 245,000 | $ 250,000 |
| Osage County Kansas | 1 | $ 135,000 | $ 135,000 | $ 153,000 |
| Pottawatomie County Kansas | 1 | $ 225,000 | $ 225,000 | $ 208,000 |
| Pratt County Kansas | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Seward County Kansas | 1 | $ 175,000 | $ 175,000 | $ 124,000 |
| Wabaunsee County Kansas | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| East Baton Rouge County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 250,000 |
| Tangipahoa County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| York County Maine | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Charles County Maryland | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Howard County Maryland | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 125,000 | $ 125,000 | $ 145,000 |
| Eaton County Michigan | 1 | $ 105,000 | $ 105,000 | $ 109,000 |
| Jackson County Michigan | 1 | $ 115,000 | $ 115,000 | $ 153,000 |
| Macomb County Michigan | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Wayne County Michigan | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| Anoka County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Carver County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 104,000 |
| Dakota County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Fillmore County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Lyon County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 273,000 |
| Mille Lacs County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Mower County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 226,000 |
| Rice County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 200,000 |
| Wright County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 170,000 |
| Alcorn County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Jasper County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 109,000 |
| Lee County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Benton County Missouri | 1 | $ 115,000 | $ 115,000 | $ 111,000 |
| Boone County Missouri | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Christian County Missouri | 1 | $ 235,000 | $ 235,000 | $ 59,000 |
| Dallas County Missouri | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Gentry County Missouri | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Lafayette County Missouri | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Morgan County Missouri | 1 | $ 275,000 | $ 275,000 | $ 483,000 |
| Pettis County Missouri | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Missoula County Montana | 1 | $ 395,000 | $ 395,000 | $ 87,000 |
| Yellowstone County Montana | 1 | $ 1,035,000 | $ 1,035,000 | $ 675,000 |
| Buffalo County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Rockingham County New Hampshire | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Mercer County New Jersey | 1 | $ 415,000 | $ 415,000 | $ 170,000 |
| Monmouth County New Jersey | 1 | $ 435,000 | $ 435,000 | $ 375,000 |
| Ocean County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 178,000 |
| Salem County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| Sussex County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 98,000 |
| Grant County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 101,000 |
| Rio Arriba County New Mexico | 1 | $ 285,000 | $ 285,000 | $ 173,000 |
| San Miguel County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Sandoval County New Mexico | 1 | $ 375,000 | $ 375,000 | $ 235,000 |
| Orange County New York | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Queens County New York | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Buncombe County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Camden County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 227,000 |
| Durham County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 104,000 |
| Forsyth County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Guilford County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Henderson County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Geauga County Ohio | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Miami County Ohio | 1 | $ 215,000 | $ 215,000 | $ 189,000 |
| Summit County Ohio | 1 | $ 405,000 | $ 405,000 | $ 213,000 |
| Caddo County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Johnston County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Kingfisher County Oklahoma | 1 | $ 1,075,000 | $ 1,075,000 | $ 0 |
| Murray County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 205,000 |
| Osage County Oklahoma | 1 | $ 365,000 | $ 365,000 | $ 931,000 |
| Pittsburg County Oklahoma | 1 | $ 405,000 | $ 405,000 | $ 684,000 |
| Rogers County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Sequoyah County Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Woods County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 428,000 |
| Clackamas County Oregon | 1 | $ 445,000 | $ 445,000 | $ 106,000 |
| Columbia County Oregon | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Lane County Oregon | 1 | $ 235,000 | $ 235,000 | $ 56,000 |
| Lincoln County Oregon | 1 | $ 165,000 | $ 165,000 | $ 106,000 |
| Multnomah County Oregon | 1 | $ 465,000 | $ 465,000 | $ 100,000 |
| Cumberland County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 152,000 |
| Westmoreland County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Newport County Rhode Island | 1 | $ 365,000 | $ 365,000 | $ 100,000 |
| Washington County Rhode Island | 1 | $ 315,000 | $ 315,000 | $ 130,000 |
| Aiken County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Beaufort County South Carolina | 1 | $ 755,000 | $ 755,000 | $ 205,000 |
| Charleston County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 247,000 |
| Dorchester County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Lexington County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 101,000 |
| Pennington County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Dickson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Haywood County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 123,000 |
| Lewis County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Madison County Tennessee | 1 | $ 2,805,000 | $ 2,805,000 | $ 0 |
| McMinn County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 97,000 |
| Smith County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Bell County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Dallas County Texas | 1 | $ 515,000 | $ 515,000 | $ 270,000 |
| Fort Bend County Texas | 1 | $ 155,000 | $ 155,000 | $ 156,000 |
| Galveston County Texas | 1 | $ 215,000 | $ 215,000 | $ 336,000 |
| Gregg County Texas | 1 | $ 485,000 | $ 485,000 | $ 321,000 |
| Jefferson County Texas | 1 | $ 455,000 | $ 455,000 | $ 284,000 |
| McLennan County Texas | 1 | $ 405,000 | $ 405,000 | $ 154,000 |
| Upshur County Texas | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Utah County Utah | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Windham County Vermont | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Albemarle County Virginia | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Augusta County Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Caroline County Virginia | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Hopewell County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Isle of Wight County Virginia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Pittsylvania County Virginia | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Portsmouth County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Prince William County Virginia | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Roanoke County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 435,000 | $ 435,000 | $ 476,000 |
| York County Virginia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Clark County Washington | 1 | $ 385,000 | $ 385,000 | $ 68,000 |
| Pierce County Washington | 1 | $ 315,000 | $ 315,000 | $ 121,000 |
| Berkeley County West Virginia | 1 | $ 285,000 | $ 285,000 | $ 146,000 |
| Mingo County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Douglas County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Green Lake County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Juneau County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 117,000 |
| Fremont County Wyoming | 1 | $ 415,000 | $ 415,000 | $ 213,000 |
| Washakie County Wyoming | 1 | $ 165,000 | $ 165,000 | $ 213,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,611 | $389,345,000 | $241,000 | $20,605,000 | $113,000 | $1,295,000 |
| Refinancing | 1,453 | $378,955,000 | $260,000 | $11,405,000 | $134,000 | $1,107,000 |
| Cash-out Refinancing | 610 | $137,830,000 | $225,000 | $1,655,000 | $136,000 | $1,714,000 |
| Other Purpose | 107 | $10,445,000 | $97,000 | $705,000 | $109,000 | $450,000 |
| Not Applicable | 54 | $5,880,000 | $108,000 | $275,000 | $0 | $0 |
| Home Improvement | 39 | $2,045,000 | $52,000 | $115,000 | $115,000 | $222,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,806 | $628,450,000 | $223,000 | $1,655,000 | $124,000 | $1,714,000 |
| Not Provided | 326 | $77,080,000 | $236,000 | $705,000 | $142,000 | $898,000 |
| Not applicable | 260 | $115,520,000 | $444,000 | $20,605,000 | $0 | $0 |
| Hispanic | 186 | $32,160,000 | $172,000 | $525,000 | $80,000 | $401,000 |
| Asian | 124 | $31,590,000 | $254,000 | $705,000 | $164,000 | $1,080,000 |
| Black or African American | 78 | $15,050,000 | $192,000 | $685,000 | $116,000 | $595,000 |
| American Indian or Alaskan Native | 26 | $5,660,000 | $217,000 | $515,000 | $126,000 | $336,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,387 | $835,035,000 | $246,000 | $20,605,000 | $132,000 | $1,714,000 |
| FHA-insured (Federal Housing Administration) | 289 | $45,335,000 | $156,000 | $505,000 | $66,000 | $250,000 |
| VA-guaranteed (Veterans Administration) | 175 | $40,865,000 | $233,000 | $685,000 | $88,000 | $415,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $3,265,000 | $141,000 | $245,000 | $51,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,099 | $753,785,000 | $243,000 | $20,605,000 | $125,000 | $1,714,000 |
| Application Withdrawn By Applicant | 478 | $136,080,000 | $284,000 | $11,255,000 | $127,000 | $1,295,000 |
| Loan Purchased By The Institution | 190 | $17,400,000 | $91,000 | $315,000 | $0 | $0 |
| Application Denied By Financial Institution | 52 | $5,660,000 | $108,000 | $355,000 | $73,000 | $212,000 |
| File Closed For Incompleteness | 43 | $9,725,000 | $226,000 | $515,000 | $178,000 | $1,080,000 |
| Application Approved But Not Accepted | 12 | $1,850,000 | $154,000 | $335,000 | $115,000 | $296,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,822 | $918,840,000 | $240,000 | $20,605,000 | $126,000 | $1,714,000 |
| Debt-To-Income Ratio | 19 | $2,475,000 | $130,000 | $355,000 | $82,000 | $204,000 |
| Credit History | 11 | $765,000 | $69,000 | $195,000 | $88,000 | $212,000 |
| Credit Application Incomplete | 7 | $715,000 | $102,000 | $255,000 | $47,000 | $95,000 |
| Collateral | 6 | $540,000 | $90,000 | $285,000 | $74,000 | $95,000 |
| Other | 4 | $460,000 | $115,000 | $195,000 | $59,000 | $90,000 |
| Employment History | 4 | $540,000 | $135,000 | $215,000 | $58,000 | $92,000 |
| Unverifiable Information | 1 | $165,000 | $165,000 | $165,000 | $48,000 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank, National Association's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fidelity Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.