Fidelity Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Fidelity Bank, National Association 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fidelity Bank, National Association 100 E English Wichita, KS 67202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,782 |
| Total Mortgage Loan Application Amount | $397,460,000 |
| Average Mortgage Loan Application Amount | $200,000 |
| Highest Mortgage Loan Application Amount | $17,005,000 |
| Average Applicant Income | $89,166 |
| Highest Applicant Income | $3,106,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Fidelity Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fidelity Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Fidelity Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fidelity Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Fidelity Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fidelity Bank, National Association's mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WICHITA, KS | 958 | $ 159,250,000 | $ 166,000 | $ 94,000 |
| KANSAS CITY, MO-KS | 250 | $ 59,320,000 | $ 226,000 | $ 121,000 |
| OKLAHOMA CITY, OK | 177 | $ 46,985,000 | $ 265,000 | $ 115,000 |
| NA (OUTSIDE OF MSA/MD) | 89 | $ 13,875,000 | $ 195,500 | $ 75,071 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 34 | $ 12,100,000 | $ 355,000 | $ 136,000 |
| MEMPHIS, TN-MS-AR | 10 | $ 19,200,000 | $ 1,237,500 | $ 105,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 9 | $ 635,000 | $ 70,000 | $ 116,000 |
| DENVER-AURORA-LAKEWOOD, CO | 8 | $ 1,310,000 | $ 163,000 | $ 153,000 |
| DALLAS-PLANO-IRVING, TX | 6 | $ 13,330,000 | $ 2,221,000 | $ 132,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 6 | $ 10,730,000 | $ 1,788,000 | $ 86,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 6 | $ 430,000 | $ 71,000 | $ 0 |
| OAKLAND-HAYWARD-BERKELEY, CA | 6 | $ 500,000 | $ 83,000 | $ 0 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 6 | $ 210,000 | $ 35,000 | $ 0 |
| ST. LOUIS, MO-IL | 6 | $ 620,000 | $ 103,000 | $ 189,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 6 | $ 630,000 | $ 125,000 | $ 0 |
| BATON ROUGE, LA | 5 | $ 10,125,000 | $ 2,025,000 | $ 68,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 5 | $ 1,175,000 | $ 235,000 | $ 179,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 5 | $ 695,000 | $ 182,500 | $ 86,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 5 | $ 18,905,000 | $ 3,781,000 | $ 1,153,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 5 | $ 915,000 | $ 183,000 | $ 233,000 |
| SANTA FE, NM | 5 | $ 1,455,000 | $ 291,000 | $ 376,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 5 | $ 345,000 | $ 69,000 | $ 30,000 |
| TULSA, OK | 5 | $ 505,000 | $ 101,000 | $ 113,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 4 | $ 620,000 | $ 141,500 | $ 87,000 |
| JACKSONVILLE, FL | 4 | $ 530,000 | $ 132,000 | $ 103,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 4 | $ 290,000 | $ 72,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 145,000 | $ 48,000 | $ 58,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 3 | $ 205,000 | $ 68,000 | $ 50,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 3 | $ 255,000 | $ 85,000 | $ 111,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 3 | $ 305,000 | $ 101,000 | $ 0 |
| LAWRENCE, KS | 3 | $ 535,000 | $ 178,000 | $ 142,000 |
| OGDEN-CLEARFIELD, UT | 3 | $ 255,000 | $ 85,000 | $ 25,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 615,000 | $ 205,000 | $ 155,000 |
| PROVO-OREM, UT | 3 | $ 225,000 | $ 75,000 | $ 0 |
| SAN DIEGO-CARLSBAD, CA | 3 | $ 245,000 | $ 81,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 3 | $ 385,000 | $ 128,000 | $ 0 |
| STOCKTON-LODI, CA | 3 | $ 315,000 | $ 105,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 3 | $ 365,000 | $ 121,000 | $ 0 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 2 | $ 260,000 | $ 130,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 120,000 | $ 60,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 2 | $ 970,000 | $ 485,000 | $ 149,000 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 330,000 | $ 165,000 | $ 104,000 |
| BRUNSWICK, GA | 2 | $ 150,000 | $ 75,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2 | $ 80,000 | $ 40,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 130,000 | $ 65,000 | $ 0 |
| ENID, OK | 2 | $ 350,000 | $ 175,000 | $ 93,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2 | $ 70,000 | $ 35,000 | $ 0 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 2 | $ 520,000 | $ 260,000 | $ 134,000 |
| JACKSON, MS | 2 | $ 230,000 | $ 115,000 | $ 55,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2 | $ 150,000 | $ 75,000 | $ 0 |
| MACON-BIBB COUNTY, GA | 2 | $ 310,000 | $ 155,000 | $ 0 |
| MANHATTAN, KS | 2 | $ 650,000 | $ 325,000 | $ 154,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2 | $ 150,000 | $ 75,000 | $ 0 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 2 | $ 100,000 | $ 50,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 2 | $ 160,000 | $ 80,000 | $ 0 |
| PHILADELPHIA, PA | 2 | $ 370,000 | $ 185,000 | $ 131,000 |
| PORT ST. LUCIE, FL | 2 | $ 40,000 | $ 20,000 | $ 0 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 2 | $ 150,000 | $ 75,000 | $ 0 |
| RICHMOND, VA | 2 | $ 3,760,000 | $ 1,880,000 | $ 0 |
| SALT LAKE CITY, UT | 2 | $ 60,000 | $ 30,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 2 | $ 200,000 | $ 100,000 | $ 27,000 |
| TOPEKA, KS | 2 | $ 240,000 | $ 120,000 | $ 115,000 |
| URBAN HONOLULU, HI | 2 | $ 130,000 | $ 65,000 | $ 0 |
| BEND-REDMOND, OR | 1 | $ 335,000 | $ 335,000 | $ 1,817,000 |
| BLOOMINGTON, IN | 1 | $ 115,000 | $ 115,000 | $ 0 |
| BOSTON, MA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| BOULDER, CO | 1 | $ 25,000 | $ 25,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 75,000 | $ 75,000 | $ 0 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 25,000 | $ 25,000 | $ 0 |
| CEDAR RAPIDS, IA | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| CHARLESTON, WV | 1 | $ 55,000 | $ 55,000 | $ 122,000 |
| CHATTANOOGA, TN-GA | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| CLEVELAND-ELYRIA, OH | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 3,405,000 | $ 3,405,000 | $ 0 |
| COLORADO SPRINGS, CO | 1 | $ 215,000 | $ 215,000 | $ 39,000 |
| COLUMBIA, SC | 1 | $ 75,000 | $ 75,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 45,000 | $ 45,000 | $ 0 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| DULUTH, MN-WI | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| FORT SMITH, AR-OK | 1 | $ 35,000 | $ 35,000 | $ 0 |
| GAINESVILLE, FL | 1 | $ 45,000 | $ 45,000 | $ 0 |
| GAINESVILLE, GA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| GREAT FALLS, MT | 1 | $ 55,000 | $ 55,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 75,000 | $ 75,000 | $ 0 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 1 | $ 115,000 | $ 115,000 | $ 0 |
| HAMMOND, LA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| HATTIESBURG, MS | 1 | $ 35,000 | $ 35,000 | $ 0 |
| HOUMA-THIBODAUX, LA | 1 | $ 15,000 | $ 15,000 | $ 0 |
| KILLEEN-TEMPLE, TX | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| KNOXVILLE, TN | 1 | $ 45,000 | $ 45,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| LAWTON, OK | 1 | $ 225,000 | $ 225,000 | $ 117,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| LIMA, OH | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1 | $ 75,000 | $ 75,000 | $ 0 |
| MADISON, WI | 1 | $ 85,000 | $ 85,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| MOBILE, AL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| MONROE, LA | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| MONTGOMERY, AL | 1 | $ 125,000 | $ 125,000 | $ 448,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 365,000 | $ 365,000 | $ 297,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 75,000 | $ 75,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| OCALA, FL | 1 | $ 65,000 | $ 65,000 | $ 0 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1 | $ 85,000 | $ 85,000 | $ 0 |
| PANAMA CITY, FL | 1 | $ 55,000 | $ 55,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 35,000 | $ 35,000 | $ 0 |
| PITTSBURGH, PA | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| PROVIDENCE-WARWICK, RI-MA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| REDDING, CA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| ROCKY MOUNT, NC | 1 | $ 55,000 | $ 55,000 | $ 0 |
| SALINAS, CA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| SALISBURY, MD-DE | 1 | $ 25,000 | $ 25,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| SAN RAFAEL, CA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| SAVANNAH, GA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| TALLAHASSEE, FL | 1 | $ 35,000 | $ 35,000 | $ 0 |
| THE VILLAGES, FL | 1 | $ 45,000 | $ 45,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| VICTORIA, TX | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 35,000 | $ 35,000 | $ 0 |
| WILMINGTON, NC | 1 | $ 75,000 | $ 75,000 | $ 0 |
| WINSTON-SALEM, NC | 1 | $ 135,000 | $ 135,000 | $ 0 |
| YUBA CITY, CA | 1 | $ 25,000 | $ 25,000 | $ 0 |
Mortgage Loan Application Detail Totals for Fidelity Bank, National Association in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,325 | $286,775,000 | $216,000 | $17,005,000 | $107,000 | $3,106,000 |
| Cash-out Refinancing | 221 | $30,415,000 | $137,000 | $1,005,000 | $102,000 | $758,000 |
| Refinancing | 123 | $68,535,000 | $557,000 | $12,005,000 | $123,000 | $448,000 |
| Not Applicable | 58 | $5,870,000 | $101,000 | $215,000 | $0 | $0 |
| Other Purpose | 37 | $4,775,000 | $129,000 | $605,000 | $93,000 | $480,000 |
| Home Improvement | 18 | $1,090,000 | $60,000 | $405,000 | $110,000 | $353,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,210 | $220,010,000 | $181,000 | $1,265,000 | $106,000 | $3,106,000 |
| Not applicable | 331 | $135,075,000 | $408,000 | $17,005,000 | $0 | $0 |
| Hispanic | 71 | $9,995,000 | $140,000 | $605,000 | $74,000 | $480,000 |
| Not Provided | 55 | $11,145,000 | $202,000 | $1,005,000 | $138,000 | $758,000 |
| Asian | 53 | $11,205,000 | $211,000 | $695,000 | $158,000 | $530,000 |
| Black or African American | 48 | $7,890,000 | $164,000 | $425,000 | $100,000 | $622,000 |
| American Indian or Alaskan Native | 11 | $1,505,000 | $136,000 | $335,000 | $101,000 | $181,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $275,000 | $275,000 | $275,000 | $102,000 | $102,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,345 | $329,595,000 | $245,000 | $17,005,000 | $123,000 | $3,106,000 |
| FHA-insured (Federal Housing Administration) | 305 | $44,195,000 | $144,000 | $355,000 | $62,000 | $230,000 |
| VA-guaranteed (Veterans Administration) | 110 | $21,020,000 | $191,000 | $485,000 | $78,000 | $270,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 22 | $2,650,000 | $120,000 | $205,000 | $51,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,338 | $311,730,000 | $232,000 | $12,005,000 | $107,000 | $3,106,000 |
| Loan Purchased By The Institution | 261 | $19,475,000 | $74,000 | $245,000 | $0 | $0 |
| Application Withdrawn By Applicant | 98 | $55,320,000 | $564,000 | $17,005,000 | $121,000 | $1,351,000 |
| Application Approved But Not Accepted | 55 | $7,615,000 | $138,000 | $385,000 | $94,000 | $448,000 |
| Application Denied By Financial Institution | 28 | $3,100,000 | $110,000 | $355,000 | $94,000 | $400,000 |
| File Closed For Incompleteness | 2 | $220,000 | $110,000 | $115,000 | $55,000 | $61,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,754 | $394,360,000 | $224,000 | $17,005,000 | $107,000 | $3,106,000 |
| Debt-To-Income Ratio | 11 | $1,435,000 | $130,000 | $305,000 | $83,000 | $268,000 |
| Credit History | 7 | $305,000 | $43,000 | $135,000 | $77,000 | $138,000 |
| Other | 5 | $665,000 | $133,000 | $205,000 | $130,000 | $400,000 |
| Collateral | 3 | $505,000 | $168,000 | $355,000 | $170,000 | $231,000 |
| Employment History | 1 | $135,000 | $135,000 | $135,000 | $5,000 | $5,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $55,000 | $55,000 | $55,000 | $35,000 | $35,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank, National Association's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fidelity Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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