Fidelity Bank Mortgage Lending & HMDA Data, 2018

In 2018, Fidelity Bank of Wichita, KS reported 1,782 mortgage applications totaling $397.5 million, down 24% from 2017. The average application was for $223,041, and applicants reported an average income of $107,231. 75% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Wichita, KS (958), Kansas City, MO-KS (250) and Oklahoma City, OK (177) (applications in parentheses).

Mortgage Company & Address Fidelity Bank
100 E English
Wichita, KS 67202
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,782
Total Mortgage Loan Application Amount $397,460,000
Average Mortgage Loan Application Amount $223,041
Highest Mortgage Loan Application Amount $17,005,000
Average Applicant Income $107,231
Highest Applicant Income $3,106,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fidelity Bank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sedgwick, Kansas 849 $ 142,525,000 $ 167,873 $ 95,000
Johnson, Kansas 164 $ 43,210,000 $ 263,475 $ 137,000
Oklahoma, Oklahoma 113 $ 30,145,000 $ 266,769 $ 123,000
Butler, Kansas 78 $ 13,060,000 $ 167,435 $ 87,000
Jackson, Missouri 32 $ 7,430,000 $ 232,187 $ 114,000
Cleveland, Oklahoma 26 $ 4,950,000 $ 190,384 $ 99,000
Canadian, Oklahoma 25 $ 5,515,000 $ 220,600 $ 99,000
Miami, Kansas 24 $ 3,780,000 $ 157,500 $ 101,000
Sumner, Kansas 20 $ 2,180,000 $ 109,000 $ 61,000
Clay, Missouri 12 $ 1,760,000 $ 146,666 $ 113,000
Cobb, Georgia 8 $ 960,000 $ 120,000 $ 225,000
Harvey, Kansas 8 $ 1,240,000 $ 155,000 $ 102,000
Wyandotte, Kansas 8 $ 1,010,000 $ 126,250 $ 141,000
Fulton, Georgia 7 $ 635,000 $ 90,714 $ 0
Cowley, Kansas 7 $ 965,000 $ 137,857 $ 93,000
Shelby, Tennessee 7 $ 18,735,000 $ 2,676,428 $ 135,000
Los Angeles, California 6 $ 430,000 $ 71,666 $ 0
Cook, Illinois 6 $ 390,000 $ 65,000 $ 99,000
Maricopa, Arizona 5 $ 18,905,000 $ 3,781,000 $ 1,153,000
Alameda, California 5 $ 435,000 $ 87,000 $ 0
Sacramento, California 5 $ 185,000 $ 37,000 $ 0
DeKalb, Georgia 5 $ 9,365,000 $ 1,873,000 $ 0
Forsyth, Georgia 5 $ 645,000 $ 129,000 $ 0
St. Louis, Missouri 5 $ 525,000 $ 105,000 $ 0
Santa Fe, New Mexico 5 $ 1,455,000 $ 291,000 $ 376,000
Logan, Oklahoma 5 $ 665,000 $ 133,000 $ 97,000
Palm Beach, Florida 4 $ 290,000 $ 72,500 $ 0
Cass, Missouri 4 $ 910,000 $ 227,500 $ 96,000
Grady, Oklahoma 4 $ 3,270,000 $ 817,500 $ 73,000
San Bernardino, California 3 $ 145,000 $ 48,333 $ 0
San Diego, California 3 $ 245,000 $ 81,666 $ 0
San Joaquin, California 3 $ 315,000 $ 105,000 $ 0
Santa Clara, California 3 $ 385,000 $ 128,333 $ 0
Adams, Colorado 3 $ 255,000 $ 85,000 $ 0
Broward, Florida 3 $ 255,000 $ 85,000 $ 111,000
Gwinnett, Georgia 3 $ 145,000 $ 48,333 $ 0
Douglas, Kansas 3 $ 535,000 $ 178,333 $ 142,000
Kingman, Kansas 3 $ 245,000 $ 81,666 $ 49,000
Leavenworth, Kansas 3 $ 825,000 $ 275,000 $ 125,000
Reno, Kansas 3 $ 645,000 $ 215,000 $ 100,000
Sarpy, Nebraska 3 $ 615,000 $ 205,000 $ 155,000
Clark, Nevada 3 $ 305,000 $ 101,666 $ 0
Delaware, Oklahoma 3 $ 315,000 $ 105,000 $ 162,000
McClain, Oklahoma 3 $ 2,415,000 $ 805,000 $ 192,000
Tulsa, Oklahoma 3 $ 445,000 $ 148,333 $ 113,000
Davidson, Tennessee 3 $ 625,000 $ 208,333 $ 136,000
Dallas, Texas 3 $ 12,565,000 $ 4,188,333 $ 145,000
Utah, Utah 3 $ 225,000 $ 75,000 $ 0
Prince William, Virginia 3 $ 345,000 $ 115,000 $ 0
Orange, California 2 $ 260,000 $ 130,000 $ 0
Riverside, California 2 $ 770,000 $ 385,000 $ 233,000
Hartford, Connecticut 2 $ 70,000 $ 35,000 $ 0
Duval, Florida 2 $ 360,000 $ 180,000 $ 0
Hernando, Florida 2 $ 110,000 $ 55,000 $ 30,000
Hillsborough, Florida 2 $ 180,000 $ 90,000 $ 0
Jackson, Florida 2 $ 110,000 $ 55,000 $ 0
Lee, Florida 2 $ 130,000 $ 65,000 $ 0
Miami-Dade, Florida 2 $ 150,000 $ 75,000 $ 0
St. Lucie, Florida 2 $ 40,000 $ 20,000 $ 0
Baldwin, Georgia 2 $ 120,000 $ 60,000 $ 0
Barrow, Georgia 2 $ 40,000 $ 20,000 $ 0
Bibb, Georgia 2 $ 310,000 $ 155,000 $ 0
Glynn, Georgia 2 $ 150,000 $ 75,000 $ 0
Oconee, Georgia 2 $ 120,000 $ 60,000 $ 0
Honolulu, Hawaii 2 $ 130,000 $ 65,000 $ 0
Will, Illinois 2 $ 210,000 $ 105,000 $ 134,000
Clark, Kansas 2 $ 180,000 $ 90,000 $ 73,000
Crawford, Kansas 2 $ 280,000 $ 140,000 $ 61,000
Franklin, Kansas 2 $ 270,000 $ 135,000 $ 62,000
Marion, Kansas 2 $ 170,000 $ 85,000 $ 43,000
Riley, Kansas 2 $ 650,000 $ 325,000 $ 154,000
East Baton Rouge, Louisiana 2 $ 10,000,000 $ 5,000,000 $ 68,000
Pointe Coupee, Louisiana 2 $ 90,000 $ 45,000 $ 0
Middlesex, Massachusetts 2 $ 80,000 $ 40,000 $ 0
DeSoto, Mississippi 2 $ 200,000 $ 100,000 $ 73,000
Jones, Mississippi 2 $ 70,000 $ 35,000 $ 0
Camden, Missouri 2 $ 390,000 $ 195,000 $ 116,000
Rio Arriba, New Mexico 2 $ 290,000 $ 145,000 $ 74,000
Cherokee, Oklahoma 2 $ 70,000 $ 35,000 $ 0
Custer, Oklahoma 2 $ 100,000 $ 50,000 $ 0
Garfield, Oklahoma 2 $ 350,000 $ 175,000 $ 93,000
Pottawatomie, Oklahoma 2 $ 320,000 $ 160,000 $ 68,000
Wagoner, Oklahoma 2 $ 60,000 $ 30,000 $ 0
Luzerne, Pennsylvania 2 $ 200,000 $ 100,000 $ 27,000
Charleston, South Carolina 2 $ 170,000 $ 85,000 $ 50,000
Horry, South Carolina 2 $ 160,000 $ 80,000 $ 0
Williamson, Tennessee 2 $ 550,000 $ 275,000 $ 223,000
Brazoria, Texas 2 $ 130,000 $ 65,000 $ 0
Denton, Texas 2 $ 700,000 $ 350,000 $ 120,000
Harris, Texas 2 $ 10,310,000 $ 5,155,000 $ 0
Orange, Texas 2 $ 70,000 $ 35,000 $ 0
Davis, Utah 2 $ 200,000 $ 100,000 $ 0
Salt Lake, Utah 2 $ 60,000 $ 30,000 $ 0
Loudoun, Virginia 2 $ 130,000 $ 65,000 $ 0
Autauga, Alabama 1 $ 125,000 $ 125,000 $ 448,000
Baldwin, Alabama 1 $ 145,000 $ 145,000 $ 90,000
Jefferson, Alabama 1 $ 235,000 $ 235,000 $ 104,000
Mobile, Alabama 1 $ 75,000 $ 75,000 $ 0
St. Clair, Alabama 1 $ 95,000 $ 95,000 $ 0
Navajo, Arizona 1 $ 85,000 $ 85,000 $ 0
Grant, Arkansas 1 $ 45,000 $ 45,000 $ 0
Lawrence, Arkansas 1 $ 65,000 $ 65,000 $ 58,000
Pulaski, Arkansas 1 $ 105,000 $ 105,000 $ 0
Sebastian, Arkansas 1 $ 35,000 $ 35,000 $ 0
Contra Costa, California 1 $ 65,000 $ 65,000 $ 0
Marin, California 1 $ 75,000 $ 75,000 $ 0
Monterey, California 1 $ 55,000 $ 55,000 $ 0
San Luis Obispo, California 1 $ 95,000 $ 95,000 $ 0
Shasta, California 1 $ 65,000 $ 65,000 $ 0
Solano, California 1 $ 205,000 $ 205,000 $ 0
Tulare, California 1 $ 25,000 $ 25,000 $ 0
Yolo, California 1 $ 25,000 $ 25,000 $ 0
Yuba, California 1 $ 25,000 $ 25,000 $ 0
Arapahoe, Colorado 1 $ 195,000 $ 195,000 $ 0
Boulder, Colorado 1 $ 25,000 $ 25,000 $ 0
Denver, Colorado 1 $ 505,000 $ 505,000 $ 125,000
Douglas, Colorado 1 $ 125,000 $ 125,000 $ 0
El Paso, Colorado 1 $ 215,000 $ 215,000 $ 39,000
Jefferson, Colorado 1 $ 125,000 $ 125,000 $ 0
Park, Colorado 1 $ 105,000 $ 105,000 $ 181,000
Fairfield, Connecticut 1 $ 75,000 $ 75,000 $ 0
New Haven, Connecticut 1 $ 75,000 $ 75,000 $ 0
New Castle, Delaware 1 $ 35,000 $ 35,000 $ 0
Sussex, Delaware 1 $ 25,000 $ 25,000 $ 0
Alachua, Florida 1 $ 45,000 $ 45,000 $ 0
Bay, Florida 1 $ 55,000 $ 55,000 $ 0
Bradford, Florida 1 $ 125,000 $ 125,000 $ 0
Clay, Florida 1 $ 85,000 $ 85,000 $ 103,000
Collier, Florida 1 $ 365,000 $ 365,000 $ 297,000
Columbia, Florida 1 $ 15,000 $ 15,000 $ 0
Manatee, Florida 1 $ 45,000 $ 45,000 $ 50,000
Marion, Florida 1 $ 65,000 $ 65,000 $ 0
Okaloosa, Florida 1 $ 45,000 $ 45,000 $ 0
Orange, Florida 1 $ 85,000 $ 85,000 $ 0
Pinellas, Florida 1 $ 55,000 $ 55,000 $ 0
Polk, Florida 1 $ 25,000 $ 25,000 $ 0
Santa Rosa, Florida 1 $ 35,000 $ 35,000 $ 0
St. Johns, Florida 1 $ 85,000 $ 85,000 $ 0
Sumter, Florida 1 $ 45,000 $ 45,000 $ 0
Union, Florida 1 $ 45,000 $ 45,000 $ 0
Wakulla, Florida 1 $ 35,000 $ 35,000 $ 0
Chatham, Georgia 1 $ 55,000 $ 55,000 $ 0
Cherokee, Georgia 1 $ 25,000 $ 25,000 $ 0
Coffee, Georgia 1 $ 45,000 $ 45,000 $ 0
Fayette, Georgia 1 $ 115,000 $ 115,000 $ 0
Greene, Georgia 1 $ 45,000 $ 45,000 $ 0
Hall, Georgia 1 $ 65,000 $ 65,000 $ 0
Paulding, Georgia 1 $ 65,000 $ 65,000 $ 0
Pierce, Georgia 1 $ 85,000 $ 85,000 $ 0
Spalding, Georgia 1 $ 105,000 $ 105,000 $ 47,000
Troup, Georgia 1 $ 75,000 $ 75,000 $ 0
Kendall, Illinois 1 $ 35,000 $ 35,000 $ 0
LaSalle, Illinois 1 $ 145,000 $ 145,000 $ 78,000
Hamilton, Indiana 1 $ 355,000 $ 355,000 $ 185,000
Madison, Indiana 1 $ 165,000 $ 165,000 $ 84,000
Monroe, Indiana 1 $ 115,000 $ 115,000 $ 0
Floyd, Iowa 1 $ 115,000 $ 115,000 $ 156,000
Jones, Iowa 1 $ 75,000 $ 75,000 $ 57,000
Greenwood, Kansas 1 $ 155,000 $ 155,000 $ 55,000
Kiowa, Kansas 1 $ 45,000 $ 45,000 $ 38,000
Linn, Kansas 1 $ 85,000 $ 85,000 $ 26,000
Lyon, Kansas 1 $ 145,000 $ 145,000 $ 90,000
Osage, Kansas 1 $ 85,000 $ 85,000 $ 98,000
Pratt, Kansas 1 $ 75,000 $ 75,000 $ 42,000
Shawnee, Kansas 1 $ 155,000 $ 155,000 $ 133,000
Jessamine, Kentucky 1 $ 225,000 $ 225,000 $ 112,000
Nelson, Kentucky 1 $ 145,000 $ 145,000 $ 39,000
Oldham, Kentucky 1 $ 75,000 $ 75,000 $ 0
Caldwell, Louisiana 1 $ 145,000 $ 145,000 $ 0
La Salle, Louisiana 1 $ 45,000 $ 45,000 $ 0
Livingston, Louisiana 1 $ 35,000 $ 35,000 $ 0
Ouachita, Louisiana 1 $ 35,000 $ 35,000 $ 66,000
Tangipahoa, Louisiana 1 $ 45,000 $ 45,000 $ 0
Terrebonne, Louisiana 1 $ 15,000 $ 15,000 $ 0
Prince George's, Maryland 1 $ 155,000 $ 155,000 $ 0
St. Mary's, Maryland 1 $ 25,000 $ 25,000 $ 0
Suffolk, Massachusetts 1 $ 45,000 $ 45,000 $ 0
Oakland, Michigan 1 $ 235,000 $ 235,000 $ 105,000
Wayne, Michigan 1 $ 175,000 $ 175,000 $ 60,000
Carlton, Minnesota 1 $ 155,000 $ 155,000 $ 59,000
Washington, Minnesota 1 $ 75,000 $ 75,000 $ 0
Forrest, Mississippi 1 $ 35,000 $ 35,000 $ 0
Lauderdale, Mississippi 1 $ 65,000 $ 65,000 $ 42,000
Madison, Mississippi 1 $ 185,000 $ 185,000 $ 55,000
Newton, Mississippi 1 $ 65,000 $ 65,000 $ 0
Rankin, Mississippi 1 $ 45,000 $ 45,000 $ 0
Barry, Missouri 1 $ 205,000 $ 205,000 $ 160,000
Carroll, Missouri 1 $ 235,000 $ 235,000 $ 100,000
Dent, Missouri 1 $ 105,000 $ 105,000 $ 43,000
Platte, Missouri 1 $ 145,000 $ 145,000 $ 49,000
Ray, Missouri 1 $ 165,000 $ 165,000 $ 79,000
St. Louis City, Missouri 1 $ 95,000 $ 95,000 $ 189,000
Stone, Missouri 1 $ 385,000 $ 385,000 $ 337,000
Cascade, Montana 1 $ 55,000 $ 55,000 $ 0
Lyon, Nevada 1 $ 65,000 $ 65,000 $ 0
Bergen, New Jersey 1 $ 35,000 $ 35,000 $ 0
Hudson, New Jersey 1 $ 195,000 $ 195,000 $ 126,000
Middlesex, New Jersey 1 $ 185,000 $ 185,000 $ 50,000
Passaic, New Jersey 1 $ 25,000 $ 25,000 $ 0
Lea, New Mexico 1 $ 25,000 $ 25,000 $ 0
Queens, New York 1 $ 255,000 $ 255,000 $ 85,000
Cabarrus, North Carolina 1 $ 155,000 $ 155,000 $ 56,000
Forsyth, North Carolina 1 $ 135,000 $ 135,000 $ 0
Guilford, North Carolina 1 $ 75,000 $ 75,000 $ 0
Halifax, North Carolina 1 $ 35,000 $ 35,000 $ 0
Harnett, North Carolina 1 $ 95,000 $ 95,000 $ 0
Iredell, North Carolina 1 $ 105,000 $ 105,000 $ 0
Mecklenburg, North Carolina 1 $ 245,000 $ 245,000 $ 118,000
Nash, North Carolina 1 $ 55,000 $ 55,000 $ 0
New Hanover, North Carolina 1 $ 75,000 $ 75,000 $ 0
Williams, North Dakota 1 $ 855,000 $ 855,000 $ 0
Allen, Ohio 1 $ 145,000 $ 145,000 $ 103,000
Clinton, Ohio 1 $ 75,000 $ 75,000 $ 36,000
Erie, Ohio 1 $ 3,105,000 $ 3,105,000 $ 0
Medina, Ohio 1 $ 25,000 $ 25,000 $ 42,000
Adair, Oklahoma 1 $ 25,000 $ 25,000 $ 0
Caddo, Oklahoma 1 $ 55,000 $ 55,000 $ 0
Comanche, Oklahoma 1 $ 225,000 $ 225,000 $ 117,000
Garvin, Oklahoma 1 $ 75,000 $ 75,000 $ 32,000
Hughes, Oklahoma 1 $ 35,000 $ 35,000 $ 0
Johnston, Oklahoma 1 $ 55,000 $ 55,000 $ 0
Kingfisher, Oklahoma 1 $ 1,085,000 $ 1,085,000 $ 0
Lincoln, Oklahoma 1 $ 25,000 $ 25,000 $ 87,000
Marshall, Oklahoma 1 $ 85,000 $ 85,000 $ 0
Pontotoc, Oklahoma 1 $ 85,000 $ 85,000 $ 89,000
Deschutes, Oregon 1 $ 335,000 $ 335,000 $ 1,817,000
Douglas, Oregon 1 $ 25,000 $ 25,000 $ 0
Multnomah, Oregon 1 $ 85,000 $ 85,000 $ 0
Umatilla, Oregon 1 $ 215,000 $ 215,000 $ 0
Washington, Oregon 1 $ 65,000 $ 65,000 $ 0
Allegheny, Pennsylvania 1 $ 55,000 $ 55,000 $ 55,000
Bucks, Pennsylvania 1 $ 25,000 $ 25,000 $ 0
Delaware, Pennsylvania 1 $ 345,000 $ 345,000 $ 131,000
Huntingdon, Pennsylvania 1 $ 205,000 $ 205,000 $ 96,000
Montgomery, Pennsylvania 1 $ 75,000 $ 75,000 $ 0
Philadelphia, Pennsylvania 1 $ 25,000 $ 25,000 $ 0
Providence, Rhode Island 1 $ 125,000 $ 125,000 $ 0
Dorchester, South Carolina 1 $ 35,000 $ 35,000 $ 0
Greenville, South Carolina 1 $ 115,000 $ 115,000 $ 0
Lancaster, South Carolina 1 $ 115,000 $ 115,000 $ 0
Lexington, South Carolina 1 $ 75,000 $ 75,000 $ 0
Fayette, Tennessee 1 $ 265,000 $ 265,000 $ 149,000
Hamilton, Tennessee 1 $ 85,000 $ 85,000 $ 74,000
Pickett, Tennessee 1 $ 55,000 $ 55,000 $ 0
Union, Tennessee 1 $ 45,000 $ 45,000 $ 0
Bell, Texas 1 $ 165,000 $ 165,000 $ 63,000
Brazos, Texas 1 $ 3,405,000 $ 3,405,000 $ 0
Fort Bend, Texas 1 $ 75,000 $ 75,000 $ 86,000
Goliad, Texas 1 $ 25,000 $ 25,000 $ 66,000
Hays, Texas 1 $ 605,000 $ 605,000 $ 0
Jasper, Texas 1 $ 45,000 $ 45,000 $ 0
Kaufman, Texas 1 $ 65,000 $ 65,000 $ 0
Kerr, Texas 1 $ 25,000 $ 25,000 $ 0
Montgomery, Texas 1 $ 215,000 $ 215,000 $ 0
Nacogdoches, Texas 1 $ 145,000 $ 145,000 $ 28,000
Newton, Texas 1 $ 75,000 $ 75,000 $ 58,000
San Jacinto, Texas 1 $ 45,000 $ 45,000 $ 0
Travis, Texas 1 $ 365,000 $ 365,000 $ 149,000
Uvalde, Texas 1 $ 35,000 $ 35,000 $ 0
Box Elder, Utah 1 $ 55,000 $ 55,000 $ 25,000
Washington, Vermont 1 $ 85,000 $ 85,000 $ 0
Danville, Virginia 1 $ 25,000 $ 25,000 $ 0
Hampton, Virginia 1 $ 155,000 $ 155,000 $ 0
Hanover, Virginia 1 $ 55,000 $ 55,000 $ 0
King George, Virginia 1 $ 185,000 $ 185,000 $ 58,000
Portsmouth, Virginia 1 $ 185,000 $ 185,000 $ 0
Richmond City, Virginia 1 $ 3,705,000 $ 3,705,000 $ 0
Virginia Beach, Virginia 1 $ 25,000 $ 25,000 $ 0
King, Washington 1 $ 115,000 $ 115,000 $ 61,000
Spokane, Washington 1 $ 55,000 $ 55,000 $ 0
Kanawha, West Virginia 1 $ 55,000 $ 55,000 $ 122,000
Clark, Wisconsin 1 $ 75,000 $ 75,000 $ 61,000
Dane, Wisconsin 1 $ 85,000 $ 85,000 $ 0

Mortgage Loan Application Detail Totals for Fidelity Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,325 $286,775,000 $216,000 $17,005,000 $107,000 $3,106,000
Cash-out Refinancing 221 $30,415,000 $137,000 $1,005,000 $102,000 $758,000
Refinancing 123 $68,535,000 $557,000 $12,005,000 $123,000 $448,000
Not Applicable 58 $5,870,000 $101,000 $215,000 $0 $0
Other Purpose 37 $4,775,000 $129,000 $605,000 $93,000 $480,000
Home Improvement 18 $1,090,000 $60,000 $405,000 $110,000 $353,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,210 $220,010,000 $181,000 $1,265,000 $106,000 $3,106,000
Not applicable 331 $135,075,000 $408,000 $17,005,000 $0 $0
Hispanic 71 $9,995,000 $140,000 $605,000 $74,000 $480,000
Not Provided 55 $11,145,000 $202,000 $1,005,000 $138,000 $758,000
Asian 53 $11,205,000 $211,000 $695,000 $158,000 $530,000
Black or African American 48 $7,890,000 $164,000 $425,000 $100,000 $622,000
American Indian or Alaskan Native 11 $1,505,000 $136,000 $335,000 $101,000 $181,000
Native Hawaiian or Other Pacific Islander 1 $275,000 $275,000 $275,000 $102,000 $102,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,345 $329,595,000 $245,000 $17,005,000 $123,000 $3,106,000
FHA-insured (Federal Housing Administration) 305 $44,195,000 $144,000 $355,000 $62,000 $230,000
VA-guaranteed (Veterans Administration) 110 $21,020,000 $191,000 $485,000 $78,000 $270,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 22 $2,650,000 $120,000 $205,000 $51,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,338 $311,730,000 $232,000 $12,005,000 $107,000 $3,106,000
Loan Purchased By The Institution 261 $19,475,000 $74,000 $245,000 $0 $0
Application Withdrawn By Applicant 98 $55,320,000 $564,000 $17,005,000 $121,000 $1,351,000
Application Approved But Not Accepted 55 $7,615,000 $138,000 $385,000 $94,000 $448,000
Application Denied By Financial Institution 28 $3,100,000 $110,000 $355,000 $94,000 $400,000
File Closed For Incompleteness 2 $220,000 $110,000 $115,000 $55,000 $61,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,754 $394,360,000 $224,000 $17,005,000 $107,000 $3,106,000
Debt-To-Income Ratio 11 $1,435,000 $130,000 $305,000 $83,000 $268,000
Credit History 7 $305,000 $43,000 $135,000 $77,000 $138,000
Other 5 $665,000 $133,000 $205,000 $130,000 $400,000
Collateral 3 $505,000 $168,000 $355,000 $170,000 $231,000
Employment History 1 $135,000 $135,000 $135,000 $5,000 $5,000
Insufficient Cash (Downpayment, Closing Cost) 1 $55,000 $55,000 $55,000 $35,000 $35,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fidelity Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

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