Fidelity Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Fidelity Bank, National Association 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fidelity Bank, National Association 100 E English Wichita, KS 67202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,389 |
| Total Mortgage Loan Application Amount | $759,985,000 |
| Average Mortgage Loan Application Amount | $173,333 |
| Highest Mortgage Loan Application Amount | $9,705,000 |
| Average Applicant Income | $100,833 |
| Highest Applicant Income | $1,686,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Fidelity Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fidelity Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Fidelity Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fidelity Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Fidelity Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fidelity Bank, National Association's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WICHITA, KS | 1,423 | $ 292,575,000 | $ 205,000 | $ 101,000 |
| KANSAS CITY, MO-KS | 644 | $ 182,110,000 | $ 274,500 | $ 139,500 |
| NA (OUTSIDE OF MSA/MD) | 280 | $ 45,280,000 | $ 160,906 | $ 118,785 |
| OKLAHOMA CITY, OK | 216 | $ 53,450,000 | $ 247,000 | $ 163,000 |
| ST. LOUIS, MO-IL | 55 | $ 11,975,000 | $ 203,500 | $ 94,000 |
| MEMPHIS, TN-MS-AR | 48 | $ 10,040,000 | $ 264,666 | $ 150,666 |
| TULSA, OK | 28 | $ 8,460,000 | $ 302,000 | $ 174,000 |
| SANTA FE, NM | 25 | $ 6,165,000 | $ 246,000 | $ 129,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 23 | $ 7,615,000 | $ 331,000 | $ 184,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 21 | $ 4,845,000 | $ 230,000 | $ 127,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 20 | $ 4,360,000 | $ 218,000 | $ 126,000 |
| LAWRENCE, KS | 20 | $ 4,750,000 | $ 237,000 | $ 135,000 |
| ALBUQUERQUE, NM | 15 | $ 3,675,000 | $ 245,000 | $ 117,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 15 | $ 3,135,000 | $ 209,000 | $ 97,000 |
| NEW YORK-NEWARK, NY | 15 | $ 3,735,000 | $ 249,000 | $ 109,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 14 | $ 4,620,000 | $ 370,500 | $ 360,000 |
| DENVER-AURORA-LAKEWOOD, CO | 13 | $ 5,555,000 | $ 427,000 | $ 181,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 12 | $ 4,170,000 | $ 347,000 | $ 109,000 |
| TOPEKA, KS | 12 | $ 1,720,000 | $ 143,000 | $ 88,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 11 | $ 2,755,000 | $ 250,000 | $ 123,000 |
| BOSTON, MA | 10 | $ 2,820,000 | $ 282,000 | $ 108,000 |
| CHICAGO-NAPERVILLE, IL | 10 | $ 1,480,000 | $ 148,000 | $ 124,000 |
| COLORADO SPRINGS, CO | 10 | $ 2,640,000 | $ 264,000 | $ 79,000 |
| NEWARK, NJ-PA | 10 | $ 2,640,000 | $ 213,500 | $ 104,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 9 | $ 1,475,000 | $ 163,000 | $ 204,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 9 | $ 405,000 | $ 45,000 | $ 0 |
| CHATTANOOGA, TN-GA | 8 | $ 1,270,000 | $ 164,000 | $ 101,000 |
| DES MOINES-WEST DES MOINES, IA | 8 | $ 1,390,000 | $ 173,000 | $ 117,000 |
| PROVIDENCE-WARWICK, RI-MA | 8 | $ 2,050,000 | $ 240,000 | $ 103,000 |
| AUSTIN-ROUND ROCK, TX | 7 | $ 1,895,000 | $ 270,000 | $ 224,000 |
| FRESNO, CA | 7 | $ 1,435,000 | $ 205,000 | $ 100,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 7 | $ 565,000 | $ 80,000 | $ 87,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 7 | $ 1,605,000 | $ 227,500 | $ 134,500 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 7 | $ 2,125,000 | $ 303,000 | $ 200,000 |
| RALEIGH, NC | 7 | $ 1,685,000 | $ 240,000 | $ 138,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 7 | $ 665,000 | $ 95,000 | $ 69,000 |
| WORCESTER, MA-CT | 7 | $ 1,285,000 | $ 169,000 | $ 72,500 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 6 | $ 1,170,000 | $ 179,000 | $ 92,500 |
| LA CROSSE-ONALASKA, WI-MN | 6 | $ 850,000 | $ 135,000 | $ 80,500 |
| ROCHESTER, MN | 6 | $ 1,090,000 | $ 181,000 | $ 76,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 6 | $ 1,390,000 | $ 231,000 | $ 276,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 6 | $ 740,000 | $ 123,000 | $ 65,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 5 | $ 2,615,000 | $ 523,000 | $ 220,000 |
| CHAMPAIGN-URBANA, IL | 5 | $ 645,000 | $ 129,000 | $ 97,000 |
| FORT WAYNE, IN | 5 | $ 855,000 | $ 171,000 | $ 53,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 5 | $ 225,000 | $ 45,000 | $ 0 |
| JACKSONVILLE, FL | 5 | $ 1,815,000 | $ 363,000 | $ 175,000 |
| KANKAKEE, IL | 5 | $ 785,000 | $ 157,000 | $ 81,000 |
| MACON-BIBB COUNTY, GA | 5 | $ 375,000 | $ 75,000 | $ 0 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 5 | $ 975,000 | $ 195,000 | $ 89,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 5 | $ 2,255,000 | $ 451,000 | $ 520,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 5 | $ 1,525,000 | $ 305,000 | $ 194,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 5 | $ 755,000 | $ 151,000 | $ 136,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 4 | $ 380,000 | $ 95,000 | $ 164,000 |
| BAKERSFIELD, CA | 4 | $ 760,000 | $ 190,000 | $ 134,000 |
| COLUMBIA, SC | 4 | $ 810,000 | $ 202,000 | $ 86,000 |
| DALLAS-PLANO-IRVING, TX | 4 | $ 790,000 | $ 197,000 | $ 127,000 |
| DULUTH, MN-WI | 4 | $ 370,000 | $ 93,000 | $ 56,000 |
| MANHATTAN, KS | 4 | $ 810,000 | $ 202,000 | $ 88,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 4 | $ 1,560,000 | $ 390,000 | $ 104,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4 | $ 510,000 | $ 127,000 | $ 64,000 |
| PROVO-OREM, UT | 4 | $ 800,000 | $ 200,000 | $ 123,000 |
| RICHMOND, VA | 4 | $ 960,000 | $ 240,000 | $ 183,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 4 | $ 1,200,000 | $ 300,000 | $ 124,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 4 | $ 340,000 | $ 85,000 | $ 100,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 4 | $ 1,650,000 | $ 412,000 | $ 221,000 |
| WINSTON-SALEM, NC | 4 | $ 510,000 | $ 127,000 | $ 107,000 |
| CAMDEN, NJ | 3 | $ 385,000 | $ 128,000 | $ 80,000 |
| CAPE CORAL-FORT MYERS, FL | 3 | $ 795,000 | $ 265,000 | $ 111,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 3 | $ 1,055,000 | $ 351,000 | $ 255,000 |
| FOND DU LAC, WI | 3 | $ 305,000 | $ 101,000 | $ 58,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 3 | $ 675,000 | $ 225,000 | $ 117,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 3 | $ 775,000 | $ 258,000 | $ 138,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 3 | $ 585,000 | $ 195,000 | $ 120,000 |
| OCALA, FL | 3 | $ 515,000 | $ 171,000 | $ 142,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 3 | $ 375,000 | $ 125,000 | $ 69,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 3 | $ 695,000 | $ 231,000 | $ 172,000 |
| SAN DIEGO-CARLSBAD, CA | 3 | $ 615,000 | $ 205,000 | $ 57,000 |
| VALLEJO-FAIRFIELD, CA | 3 | $ 505,000 | $ 168,000 | $ 228,000 |
| AKRON, OH | 2 | $ 250,000 | $ 125,000 | $ 57,000 |
| ANN ARBOR, MI | 2 | $ 400,000 | $ 200,000 | $ 98,000 |
| BATON ROUGE, LA | 2 | $ 160,000 | $ 80,000 | $ 56,000 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 250,000 | $ 125,000 | $ 29,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 280,000 | $ 140,000 | $ 91,000 |
| BRUNSWICK, GA | 2 | $ 80,000 | $ 40,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 2 | $ 160,000 | $ 80,000 | $ 0 |
| CLEVELAND-ELYRIA, OH | 2 | $ 150,000 | $ 75,000 | $ 70,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $ 410,000 | $ 205,000 | $ 210,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 570,000 | $ 285,000 | $ 164,000 |
| ELGIN, IL | 2 | $ 310,000 | $ 155,000 | $ 91,000 |
| ENID, OK | 2 | $ 340,000 | $ 170,000 | $ 74,000 |
| FAYETTEVILLE, NC | 2 | $ 70,000 | $ 35,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 660,000 | $ 330,000 | $ 208,000 |
| GREELEY, CO | 2 | $ 330,000 | $ 165,000 | $ 390,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 440,000 | $ 220,000 | $ 289,000 |
| HATTIESBURG, MS | 2 | $ 90,000 | $ 45,000 | $ 0 |
| HUNTSVILLE, AL | 2 | $ 270,000 | $ 135,000 | $ 98,000 |
| KILLEEN-TEMPLE, TX | 2 | $ 160,000 | $ 80,000 | $ 0 |
| KNOXVILLE, TN | 2 | $ 60,000 | $ 30,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 2 | $ 800,000 | $ 400,000 | $ 192,000 |
| LONGVIEW, TX | 2 | $ 410,000 | $ 205,000 | $ 125,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 300,000 | $ 150,000 | $ 88,000 |
| MODESTO, CA | 2 | $ 170,000 | $ 85,000 | $ 78,000 |
| MONROE, LA | 2 | $ 190,000 | $ 95,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 2 | $ 380,000 | $ 190,000 | $ 182,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 2 | $ 390,000 | $ 195,000 | $ 104,000 |
| ODESSA, TX | 2 | $ 100,000 | $ 50,000 | $ 0 |
| PEORIA, IL | 2 | $ 310,000 | $ 155,000 | $ 142,000 |
| PHILADELPHIA, PA | 2 | $ 5,240,000 | $ 2,620,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 2 | $ 560,000 | $ 280,000 | $ 78,000 |
| SANTA ROSA, CA | 2 | $ 230,000 | $ 115,000 | $ 0 |
| SPRINGFIELD, MA | 2 | $ 490,000 | $ 245,000 | $ 123,000 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 270,000 | $ 135,000 | $ 91,000 |
| TOLEDO, OH | 2 | $ 150,000 | $ 75,000 | $ 43,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 2 | $ 510,000 | $ 255,000 | $ 127,000 |
| ALBANY, GA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| ALEXANDRIA, LA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 155,000 | $ 155,000 | $ 242,000 |
| ALTOONA, PA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| ASHEVILLE, NC | 1 | $ 95,000 | $ 95,000 | $ 0 |
| AUBURN-OPELIKA, AL | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1 | $ 465,000 | $ 465,000 | $ 298,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 25,000 | $ 25,000 | $ 0 |
| BELLINGHAM, WA | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| BOULDER, CO | 1 | $ 255,000 | $ 255,000 | $ 174,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 165,000 | $ 165,000 | $ 0 |
| BURLINGTON, NC | 1 | $ 55,000 | $ 55,000 | $ 0 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| CARBONDALE-MARION, IL | 1 | $ 295,000 | $ 295,000 | $ 150,000 |
| CEDAR RAPIDS, IA | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| CINCINNATI, OH-KY-IN | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| COLUMBIA, MO | 1 | $ 475,000 | $ 475,000 | $ 120,000 |
| COLUMBUS, GA-AL | 1 | $ 15,000 | $ 15,000 | $ 0 |
| COLUMBUS, OH | 1 | $ 95,000 | $ 95,000 | $ 133,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 165,000 | $ 165,000 | $ 112,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| DUBUQUE, IA | 1 | $ 185,000 | $ 185,000 | $ 173,000 |
| ELKHART-GOSHEN, IN | 1 | $ 115,000 | $ 115,000 | $ 20,000 |
| EUGENE, OR | 1 | $ 265,000 | $ 265,000 | $ 130,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| FLINT, MI | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| FORT COLLINS, CO | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| GAINESVILLE, FL | 1 | $ 135,000 | $ 135,000 | $ 200,000 |
| GARY, IN | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| GETTYSBURG, PA | 1 | $ 365,000 | $ 365,000 | $ 260,000 |
| GOLDSBORO, NC | 1 | $ 35,000 | $ 35,000 | $ 0 |
| GRAND JUNCTION, CO | 1 | $ 235,000 | $ 235,000 | $ 204,000 |
| GREEN BAY, WI | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| GREENVILLE, NC | 1 | $ 355,000 | $ 355,000 | $ 141,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 75,000 | $ 75,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 275,000 | $ 275,000 | $ 151,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| JACKSON, MS | 1 | $ 55,000 | $ 55,000 | $ 0 |
| JACKSONVILLE, NC | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| JOPLIN, MO | 1 | $ 595,000 | $ 595,000 | $ 500,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| KINGSTON, NY | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 225,000 | $ 225,000 | $ 111,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| LAS CRUCES, NM | 1 | $ 405,000 | $ 405,000 | $ 125,000 |
| LINCOLN, NE | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1 | $ 295,000 | $ 295,000 | $ 130,000 |
| MADISON, WI | 1 | $ 175,000 | $ 175,000 | $ 161,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 25,000 | $ 25,000 | $ 0 |
| MERCED, CA | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| MIDLAND, TX | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| MISSOULA, MT | 1 | $ 165,000 | $ 165,000 | $ 0 |
| MOBILE, AL | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| MONTGOMERY, AL | 1 | $ 35,000 | $ 35,000 | $ 0 |
| NAPA, CA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 65,000 | $ 65,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| OCEAN CITY, NJ | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| OLYMPIA-TUMWATER, WA | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 505,000 | $ 505,000 | $ 130,000 |
| PANAMA CITY, FL | 1 | $ 275,000 | $ 275,000 | $ 65,000 |
| PITTSBURGH, PA | 1 | $ 1,665,000 | $ 1,665,000 | $ 0 |
| PORT ST. LUCIE, FL | 1 | $ 455,000 | $ 455,000 | $ 193,000 |
| PUEBLO, CO | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| READING, PA | 1 | $ 195,000 | $ 195,000 | $ 112,000 |
| RENO, NV | 1 | $ 1,435,000 | $ 1,435,000 | $ 0 |
| ROCHESTER, NY | 1 | $ 125,000 | $ 125,000 | $ 0 |
| ROCKFORD, IL | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| SALISBURY, MD-DE | 1 | $ 205,000 | $ 205,000 | $ 189,000 |
| SAN ANGELO, TX | 1 | $ 25,000 | $ 25,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 305,000 | $ 305,000 | $ 734,000 |
| SPRINGFIELD, MO | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| SPRINGFIELD, OH | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| ST. JOSEPH, MO-KS | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| STOCKTON-LODI, CA | 1 | $ 195,000 | $ 195,000 | $ 226,000 |
| TALLAHASSEE, FL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| THE VILLAGES, FL | 1 | $ 295,000 | $ 295,000 | $ 158,000 |
| TRENTON, NJ | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| TUSCALOOSA, AL | 1 | $ 55,000 | $ 55,000 | $ 0 |
| TYLER, TX | 1 | $ 25,000 | $ 25,000 | $ 0 |
| URBAN HONOLULU, HI | 1 | $ 505,000 | $ 505,000 | $ 518,000 |
| VICTORIA, TX | 1 | $ 45,000 | $ 45,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 1 | $ 225,000 | $ 225,000 | $ 99,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| WILMINGTON, NC | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
Mortgage Loan Application Detail Totals for Fidelity Bank, National Association in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,435 | $329,325,000 | $229,000 | $6,405,000 | $116,000 | $1,686,000 |
| Refinancing | 1,102 | $258,380,000 | $234,000 | $9,705,000 | $128,000 | $1,506,000 |
| Cash-out Refinancing | 688 | $151,510,000 | $220,000 | $1,005,000 | $117,000 | $803,000 |
| Other Purpose | 75 | $13,595,000 | $181,000 | $745,000 | $132,000 | $505,000 |
| Home Improvement | 63 | $4,385,000 | $69,000 | $505,000 | $112,000 | $299,000 |
| Not Applicable | 26 | $2,790,000 | $107,000 | $255,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,269 | $498,555,000 | $219,000 | $1,375,000 | $122,000 | $1,506,000 |
| Not Provided | 349 | $80,535,000 | $230,000 | $1,515,000 | $128,000 | $1,169,000 |
| Not applicable | 312 | $86,640,000 | $277,000 | $9,705,000 | $0 | $0 |
| Hispanic | 194 | $32,100,000 | $165,000 | $605,000 | $74,000 | $387,000 |
| Asian | 109 | $27,855,000 | $255,000 | $915,000 | $161,000 | $652,000 |
| Black or African American | 93 | $18,875,000 | $202,000 | $695,000 | $102,000 | $505,000 |
| American Indian or Alaskan Native | 40 | $9,490,000 | $237,000 | $1,415,000 | $158,000 | $1,686,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,037 | $693,115,000 | $228,000 | $9,705,000 | $125,000 | $1,686,000 |
| FHA-insured (Federal Housing Administration) | 236 | $37,590,000 | $159,000 | $425,000 | $65,000 | $245,000 |
| VA-guaranteed (Veterans Administration) | 103 | $27,195,000 | $264,000 | $895,000 | $110,000 | $724,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $2,085,000 | $160,000 | $295,000 | $49,000 | $66,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,551 | $621,445,000 | $243,000 | $9,705,000 | $122,000 | $1,686,000 |
| Application Withdrawn By Applicant | 440 | $96,700,000 | $219,000 | $1,705,000 | $112,000 | $1,200,000 |
| Loan Purchased By The Institution | 257 | $20,465,000 | $79,000 | $665,000 | $0 | $0 |
| File Closed For Incompleteness | 74 | $12,660,000 | $171,000 | $1,005,000 | $152,000 | $1,391,000 |
| Application Denied By Financial Institution | 59 | $7,295,000 | $123,000 | $455,000 | $91,000 | $994,000 |
| Application Approved But Not Accepted | 8 | $1,420,000 | $177,000 | $475,000 | $106,000 | $245,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,330 | $752,690,000 | $226,000 | $9,705,000 | $121,000 | $1,686,000 |
| Debt-To-Income Ratio | 30 | $3,920,000 | $130,000 | $455,000 | $90,000 | $994,000 |
| Credit History | 14 | $1,610,000 | $115,000 | $325,000 | $74,000 | $154,000 |
| Collateral | 7 | $575,000 | $82,000 | $105,000 | $145,000 | $281,000 |
| Other | 4 | $480,000 | $120,000 | $295,000 | $103,000 | $148,000 |
| Employment History | 2 | $410,000 | $205,000 | $285,000 | $13,000 | $27,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $215,000 | $215,000 | $215,000 | $50,000 | $50,000 |
| Unverifiable Information | 1 | $85,000 | $85,000 | $85,000 | $120,000 | $120,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank, National Association's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fidelity Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.