Fidelity Bank Mortgage Lending & HMDA Data, 2021

In 2021, Fidelity Bank of Wichita, KS reported 3,389 mortgage applications totaling $760.0 million, down 13% from 2020. The average application was for $224,250, and applicants reported an average income of $120,418. 75% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Wichita, KS (1,423), Kansas City, MO-KS (644) and Oklahoma City, OK (216) (applications in parentheses).

Mortgage Company & Address Fidelity Bank
100 E English
Wichita, KS 67202
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 3,389
Total Mortgage Loan Application Amount $759,985,000
Average Mortgage Loan Application Amount $224,250
Highest Mortgage Loan Application Amount $9,705,000
Average Applicant Income $120,418
Highest Applicant Income $1,686,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fidelity Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sedgwick, Kansas 1,245 $ 255,585,000 $ 205,289 $ 101,000
Johnson, Kansas 426 $ 127,850,000 $ 300,117 $ 140,000
Oklahoma, Oklahoma 137 $ 38,015,000 $ 277,481 $ 187,000
Butler, Kansas 125 $ 30,135,000 $ 241,080 $ 107,000
Jackson, Missouri 107 $ 25,685,000 $ 240,046 $ 138,000
Shelby, Tennessee 42 $ 8,500,000 $ 202,380 $ 143,000
Canadian, Oklahoma 31 $ 6,125,000 $ 197,580 $ 129,000
Cleveland, Oklahoma 30 $ 6,400,000 $ 213,333 $ 118,000
Sumner, Kansas 29 $ 3,825,000 $ 131,896 $ 88,000
Santa Fe, New Mexico 25 $ 6,165,000 $ 246,600 $ 129,000
Harvey, Kansas 24 $ 3,030,000 $ 126,250 $ 68,000
St. Louis, Missouri 24 $ 4,640,000 $ 193,333 $ 102,000
Miami, Kansas 23 $ 5,305,000 $ 230,652 $ 111,000
Wyandotte, Kansas 23 $ 4,465,000 $ 194,130 $ 154,000
Clay, Missouri 23 $ 5,875,000 $ 255,434 $ 158,000
Tulsa, Oklahoma 23 $ 7,935,000 $ 345,000 $ 191,000
St. Charles, Missouri 21 $ 5,115,000 $ 243,571 $ 127,000
Los Alamos, New Mexico 21 $ 4,005,000 $ 190,714 $ 133,000
Douglas, Kansas 20 $ 4,750,000 $ 237,500 $ 135,000
Middlesex, Massachusetts 20 $ 6,450,000 $ 322,500 $ 191,000
Cowley, Kansas 19 $ 3,065,000 $ 161,315 $ 73,000
Cass, Missouri 16 $ 5,030,000 $ 314,375 $ 140,000
Platte, Missouri 16 $ 5,220,000 $ 326,250 $ 137,000
Los Angeles, California 12 $ 4,170,000 $ 347,500 $ 109,000
Clark, Nevada 11 $ 2,755,000 $ 250,454 $ 123,000
El Paso, Colorado 9 $ 2,235,000 $ 248,333 $ 82,000
Norfolk, Massachusetts 9 $ 2,665,000 $ 296,111 $ 112,000
Bernalillo, New Mexico 9 $ 2,155,000 $ 239,444 $ 104,000
McClain, Oklahoma 9 $ 1,615,000 $ 179,444 $ 131,000
Fulton, Georgia 8 $ 2,040,000 $ 255,000 $ 205,000
Hamilton, Indiana 8 $ 1,800,000 $ 225,000 $ 102,000
Reno, Kansas 8 $ 1,540,000 $ 192,500 $ 100,000
Delaware, Oklahoma 8 $ 1,960,000 $ 245,000 $ 216,000
Mayes, Oklahoma 8 $ 1,860,000 $ 232,500 $ 106,000
Fresno, California 7 $ 1,435,000 $ 205,000 $ 100,000
Shawnee, Kansas 7 $ 1,065,000 $ 152,142 $ 92,000
Middlesex, New Jersey 7 $ 1,625,000 $ 232,142 $ 110,000
Logan, Oklahoma 7 $ 1,205,000 $ 172,142 $ 110,000
Santa Clara, California 6 $ 1,390,000 $ 231,666 $ 276,000
Denver, Colorado 6 $ 2,960,000 $ 493,333 $ 213,000
Cook, Illinois 6 $ 930,000 $ 155,000 $ 147,000
LaSalle, Illinois 6 $ 780,000 $ 130,000 $ 105,000
St. Joseph, Indiana 6 $ 740,000 $ 123,333 $ 65,000
Polk, Iowa 6 $ 910,000 $ 151,666 $ 98,000
Leavenworth, Kansas 6 $ 1,420,000 $ 236,666 $ 84,000
Barry, Missouri 6 $ 1,070,000 $ 178,333 $ 94,000
Douglas, Nebraska 6 $ 1,750,000 $ 291,666 $ 193,000
Sandoval, New Mexico 6 $ 1,520,000 $ 253,333 $ 137,000
Wake, North Carolina 6 $ 1,660,000 $ 276,666 $ 138,000
Davidson, Tennessee 6 $ 1,630,000 $ 271,666 $ 186,000
Williamson, Tennessee 6 $ 1,450,000 $ 241,666 $ 121,000
Maricopa, Arizona 5 $ 2,255,000 $ 451,000 $ 520,000
Orange, California 5 $ 2,615,000 $ 523,000 $ 220,000
Champaign, Illinois 5 $ 645,000 $ 129,000 $ 97,000
Kankakee, Illinois 5 $ 785,000 $ 157,000 $ 81,000
Allen, Indiana 5 $ 855,000 $ 171,000 $ 53,000
Worcester, Massachusetts 5 $ 1,015,000 $ 203,000 $ 113,000
Olmsted, Minnesota 5 $ 925,000 $ 185,000 $ 76,000
DeSoto, Mississippi 5 $ 1,185,000 $ 237,000 $ 146,000
Hamilton, Tennessee 5 $ 885,000 $ 177,000 $ 113,000
La Crosse, Wisconsin 5 $ 725,000 $ 145,000 $ 71,000
Kern, California 4 $ 760,000 $ 190,000 $ 134,000
Sacramento, California 4 $ 1,200,000 $ 300,000 $ 124,000
Palm Beach, Florida 4 $ 1,650,000 $ 412,500 $ 221,000
Franklin, Kansas 4 $ 640,000 $ 160,000 $ 99,000
Camden, Missouri 4 $ 960,000 $ 240,000 $ 227,000
Ocean, New Jersey 4 $ 870,000 $ 217,500 $ 99,000
Rio Arriba, New Mexico 4 $ 480,000 $ 120,000 $ 117,000
Providence, Rhode Island 4 $ 1,160,000 $ 290,000 $ 115,000
Harris, Texas 4 $ 290,000 $ 72,500 $ 68,000
Utah, Utah 4 $ 800,000 $ 200,000 $ 123,000
Fairfax, Virginia 4 $ 1,500,000 $ 375,000 $ 195,000
Humboldt, California 3 $ 595,000 $ 198,333 $ 97,000
San Diego, California 3 $ 615,000 $ 205,000 $ 57,000
Solano, California 3 $ 505,000 $ 168,333 $ 228,000
Broomfield, Colorado 3 $ 2,065,000 $ 688,333 $ 121,000
La Plata, Colorado 3 $ 1,235,000 $ 411,666 $ 132,000
Summit, Colorado 3 $ 1,025,000 $ 341,666 $ 117,000
Brevard, Florida 3 $ 375,000 $ 125,000 $ 69,000
Escambia, Florida 3 $ 325,000 $ 108,333 $ 42,000
Hillsborough, Florida 3 $ 395,000 $ 131,666 $ 115,000
Lee, Florida 3 $ 795,000 $ 265,000 $ 111,000
Marion, Florida 3 $ 515,000 $ 171,666 $ 142,000
Miami-Dade, Florida 3 $ 585,000 $ 195,000 $ 120,000
Orange, Florida 3 $ 465,000 $ 155,000 $ 85,000
Pasco, Florida 3 $ 145,000 $ 48,333 $ 0
St. Johns, Florida 3 $ 1,415,000 $ 471,666 $ 288,000
Cherokee, Georgia 3 $ 505,000 $ 168,333 $ 53,000
St. Clair, Illinois 3 $ 615,000 $ 205,000 $ 88,000
Kosciusko, Indiana 3 $ 395,000 $ 131,666 $ 67,000
Ford, Kansas 3 $ 225,000 $ 75,000 $ 42,000
Harper, Kansas 3 $ 315,000 $ 105,000 $ 64,000
Kingman, Kansas 3 $ 445,000 $ 148,333 $ 68,000
McPherson, Kansas 3 $ 465,000 $ 155,000 $ 64,000
Prince George's, Maryland 3 $ 845,000 $ 281,666 $ 116,000
Bristol, Massachusetts 3 $ 525,000 $ 175,000 $ 91,000
Essex, Massachusetts 3 $ 1,165,000 $ 388,333 $ 137,000
Lenawee, Michigan 3 $ 495,000 $ 165,000 $ 154,000
Hennepin, Minnesota 3 $ 445,000 $ 148,333 $ 206,000
Jefferson, Missouri 3 $ 665,000 $ 221,666 $ 93,000
Bergen, New Jersey 3 $ 865,000 $ 288,333 $ 185,000
Somerset, New Jersey 3 $ 915,000 $ 305,000 $ 124,000
Union, New Jersey 3 $ 605,000 $ 201,666 $ 99,000
Forsyth, North Carolina 3 $ 385,000 $ 128,333 $ 125,000
Mecklenburg, North Carolina 3 $ 625,000 $ 208,333 $ 100,000
Wagoner, Oklahoma 3 $ 395,000 $ 131,666 $ 56,000
Beaufort, South Carolina 3 $ 775,000 $ 258,333 $ 138,000
Sevier, Tennessee 3 $ 975,000 $ 325,000 $ 167,000
Sumner, Tennessee 3 $ 505,000 $ 168,333 $ 66,000
Travis, Texas 3 $ 1,025,000 $ 341,666 $ 303,000
Wilson, Texas 3 $ 125,000 $ 41,666 $ 0
Snohomish, Washington 3 $ 1,025,000 $ 341,666 $ 166,000
Fond du Lac, Wisconsin 3 $ 305,000 $ 101,666 $ 58,000
Baldwin, Alabama 2 $ 410,000 $ 205,000 $ 210,000
Marion, Alabama 2 $ 110,000 $ 55,000 $ 0
Ouachita, Arkansas 2 $ 70,000 $ 35,000 $ 0
Alameda, California 2 $ 730,000 $ 365,000 $ 68,000
Contra Costa, California 2 $ 830,000 $ 415,000 $ 141,000
Riverside, California 2 $ 650,000 $ 325,000 $ 172,000
San Mateo, California 2 $ 560,000 $ 280,000 $ 78,000
Sonoma, California 2 $ 230,000 $ 115,000 $ 0
Stanislaus, California 2 $ 170,000 $ 85,000 $ 78,000
Weld, Colorado 2 $ 330,000 $ 165,000 $ 390,000
Hartford, Connecticut 2 $ 420,000 $ 210,000 $ 120,000
Windham, Connecticut 2 $ 270,000 $ 135,000 $ 32,000
Collier, Florida 2 $ 380,000 $ 190,000 $ 182,000
Volusia, Florida 2 $ 570,000 $ 285,000 $ 164,000
Walton, Florida 2 $ 860,000 $ 430,000 $ 332,000
Berrien, Georgia 2 $ 90,000 $ 45,000 $ 0
Bibb, Georgia 2 $ 210,000 $ 105,000 $ 0
Burke, Georgia 2 $ 80,000 $ 40,000 $ 0
Cobb, Georgia 2 $ 230,000 $ 115,000 $ 0
DeKalb, Georgia 2 $ 150,000 $ 75,000 $ 47,000
Gwinnett, Georgia 2 $ 380,000 $ 190,000 $ 124,000
Monroe, Georgia 2 $ 130,000 $ 65,000 $ 0
Polk, Georgia 2 $ 590,000 $ 295,000 $ 46,000
Ware, Georgia 2 $ 70,000 $ 35,000 $ 0
Lee, Illinois 2 $ 420,000 $ 210,000 $ 90,000
McHenry, Illinois 2 $ 280,000 $ 140,000 $ 61,000
Tazewell, Illinois 2 $ 310,000 $ 155,000 $ 142,000
Hendricks, Indiana 2 $ 440,000 $ 220,000 $ 125,000
Johnson, Indiana 2 $ 300,000 $ 150,000 $ 73,000
Marion, Indiana 2 $ 450,000 $ 225,000 $ 86,000
Barton, Kansas 2 $ 280,000 $ 140,000 $ 79,000
Greenwood, Kansas 2 $ 150,000 $ 75,000 $ 95,000
Jefferson, Kansas 2 $ 190,000 $ 95,000 $ 53,000
Osage, Kansas 2 $ 340,000 $ 170,000 $ 60,000
Pottawatomie, Kansas 2 $ 380,000 $ 190,000 $ 107,000
Pratt, Kansas 2 $ 360,000 $ 180,000 $ 95,000
Riley, Kansas 2 $ 430,000 $ 215,000 $ 70,000
Saline, Kansas 2 $ 420,000 $ 210,000 $ 101,000
Ouachita, Louisiana 2 $ 190,000 $ 95,000 $ 0
Frederick, Maryland 2 $ 510,000 $ 255,000 $ 127,000
Macomb, Michigan 2 $ 140,000 $ 70,000 $ 0
Washtenaw, Michigan 2 $ 400,000 $ 200,000 $ 98,000
Dakota, Minnesota 2 $ 410,000 $ 205,000 $ 200,000
St. Louis, Minnesota 2 $ 200,000 $ 100,000 $ 102,000
Johnson, Missouri 2 $ 220,000 $ 110,000 $ 51,000
Morgan, Missouri 2 $ 470,000 $ 235,000 $ 244,000
Ray, Missouri 2 $ 590,000 $ 295,000 $ 70,000
Stone, Missouri 2 $ 560,000 $ 280,000 $ 496,000
Taney, Missouri 2 $ 240,000 $ 120,000 $ 191,000
Grafton, New Hampshire 2 $ 340,000 $ 170,000 $ 120,000
Camden, New Jersey 2 $ 220,000 $ 110,000 $ 77,000
Essex, New Jersey 2 $ 990,000 $ 495,000 $ 102,000
Morris, New Jersey 2 $ 640,000 $ 320,000 $ 133,000
Taos, New Mexico 2 $ 270,000 $ 135,000 $ 55,000
Westchester, New York 2 $ 610,000 $ 305,000 $ 102,000
Cherokee, North Carolina 2 $ 360,000 $ 180,000 $ 80,000
Guilford, North Carolina 2 $ 440,000 $ 220,000 $ 289,000
Scotland, North Carolina 2 $ 40,000 $ 20,000 $ 0
Cuyahoga, Ohio 2 $ 150,000 $ 75,000 $ 70,000
Carter, Oklahoma 2 $ 1,210,000 $ 605,000 $ 0
Garfield, Oklahoma 2 $ 340,000 $ 170,000 $ 74,000
Grady, Oklahoma 2 $ 90,000 $ 45,000 $ 129,000
Kay, Oklahoma 2 $ 270,000 $ 135,000 $ 153,000
Pittsburg, Oklahoma 2 $ 490,000 $ 245,000 $ 321,000
Philadelphia, Pennsylvania 2 $ 5,240,000 $ 2,620,000 $ 0
Pike, Pennsylvania 2 $ 260,000 $ 130,000 $ 96,000
Aiken, South Carolina 2 $ 300,000 $ 150,000 $ 164,000
Anderson, South Carolina 2 $ 100,000 $ 50,000 $ 0
Greenville, South Carolina 2 $ 80,000 $ 40,000 $ 0
Lexington, South Carolina 2 $ 300,000 $ 150,000 $ 66,000
Richland, South Carolina 2 $ 510,000 $ 255,000 $ 106,000
Rutherford, Tennessee 2 $ 470,000 $ 235,000 $ 98,000
Warren, Tennessee 2 $ 50,000 $ 25,000 $ 0
Wilson, Tennessee 2 $ 270,000 $ 135,000 $ 140,000
Bexar, Texas 2 $ 130,000 $ 65,000 $ 0
Collin, Texas 2 $ 670,000 $ 335,000 $ 166,000
Ector, Texas 2 $ 100,000 $ 50,000 $ 0
Fayette, Texas 2 $ 70,000 $ 35,000 $ 0
Rusk, Texas 2 $ 410,000 $ 205,000 $ 125,000
Tarrant, Texas 2 $ 660,000 $ 330,000 $ 208,000
Williamson, Texas 2 $ 800,000 $ 400,000 $ 145,000
Bennington, Vermont 2 $ 750,000 $ 375,000 $ 190,000
Chesapeake, Virginia 2 $ 350,000 $ 175,000 $ 136,000
Colonial Heights, Virginia 2 $ 300,000 $ 150,000 $ 44,000
Prince William, Virginia 2 $ 350,000 $ 175,000 $ 113,000
King, Washington 2 $ 500,000 $ 250,000 $ 237,000
Kitsap, Washington 2 $ 280,000 $ 140,000 $ 91,000
Barbour, Alabama 1 $ 45,000 $ 45,000 $ 0
Choctaw, Alabama 1 $ 55,000 $ 55,000 $ 0
Elmore, Alabama 1 $ 35,000 $ 35,000 $ 0
Fayette, Alabama 1 $ 175,000 $ 175,000 $ 0
Jefferson, Alabama 1 $ 145,000 $ 145,000 $ 0
Lee, Alabama 1 $ 55,000 $ 55,000 $ 42,000
Limestone, Alabama 1 $ 205,000 $ 205,000 $ 136,000
Madison, Alabama 1 $ 65,000 $ 65,000 $ 60,000
Mobile, Alabama 1 $ 95,000 $ 95,000 $ 60,000
Shelby, Alabama 1 $ 105,000 $ 105,000 $ 29,000
Sumter, Alabama 1 $ 75,000 $ 75,000 $ 0
Tuscaloosa, Alabama 1 $ 55,000 $ 55,000 $ 0
Crittenden, Arkansas 1 $ 355,000 $ 355,000 $ 163,000
Independence, Arkansas 1 $ 45,000 $ 45,000 $ 0
Lonoke, Arkansas 1 $ 105,000 $ 105,000 $ 53,000
Marion, Arkansas 1 $ 225,000 $ 225,000 $ 76,000
Washington, Arkansas 1 $ 175,000 $ 175,000 $ 40,000
Merced, California 1 $ 85,000 $ 85,000 $ 77,000
Napa, California 1 $ 115,000 $ 115,000 $ 0
San Bernardino, California 1 $ 45,000 $ 45,000 $ 0
San Joaquin, California 1 $ 195,000 $ 195,000 $ 226,000
Santa Cruz, California 1 $ 215,000 $ 215,000 $ 49,000
Tulare, California 1 $ 225,000 $ 225,000 $ 99,000
Tuolumne, California 1 $ 85,000 $ 85,000 $ 0
Ventura, California 1 $ 505,000 $ 505,000 $ 130,000
Adams, Colorado 1 $ 35,000 $ 35,000 $ 0
Arapahoe, Colorado 1 $ 105,000 $ 105,000 $ 131,000
Boulder, Colorado 1 $ 255,000 $ 255,000 $ 174,000
Douglas, Colorado 1 $ 265,000 $ 265,000 $ 76,000
Garfield, Colorado 1 $ 35,000 $ 35,000 $ 0
Larimer, Colorado 1 $ 115,000 $ 115,000 $ 42,000
Mesa, Colorado 1 $ 235,000 $ 235,000 $ 204,000
Montezuma, Colorado 1 $ 205,000 $ 205,000 $ 96,000
Montrose, Colorado 1 $ 265,000 $ 265,000 $ 110,000
Otero, Colorado 1 $ 205,000 $ 205,000 $ 72,000
Park, Colorado 1 $ 125,000 $ 125,000 $ 264,000
Pueblo, Colorado 1 $ 135,000 $ 135,000 $ 36,000
Teller, Colorado 1 $ 405,000 $ 405,000 $ 61,000
Fairfield, Connecticut 1 $ 165,000 $ 165,000 $ 0
Middlesex, Connecticut 1 $ 255,000 $ 255,000 $ 111,000
Sussex, Delaware 1 $ 205,000 $ 205,000 $ 189,000
District of Columbia, District Of Columbia 1 $ 685,000 $ 685,000 $ 450,000
Alachua, Florida 1 $ 135,000 $ 135,000 $ 200,000
Bay, Florida 1 $ 275,000 $ 275,000 $ 65,000
Clay, Florida 1 $ 275,000 $ 275,000 $ 75,000
Duval, Florida 1 $ 125,000 $ 125,000 $ 49,000
Gadsden, Florida 1 $ 25,000 $ 25,000 $ 0
Lake, Florida 1 $ 335,000 $ 335,000 $ 117,000
Okaloosa, Florida 1 $ 195,000 $ 195,000 $ 100,000
Osceola, Florida 1 $ 175,000 $ 175,000 $ 70,000
Pinellas, Florida 1 $ 125,000 $ 125,000 $ 24,000
Polk, Florida 1 $ 135,000 $ 135,000 $ 44,000
Santa Rosa, Florida 1 $ 185,000 $ 185,000 $ 133,000
Sarasota, Florida 1 $ 165,000 $ 165,000 $ 85,000
St. Lucie, Florida 1 $ 455,000 $ 455,000 $ 193,000
Sumter, Florida 1 $ 295,000 $ 295,000 $ 158,000
Brantley, Georgia 1 $ 35,000 $ 35,000 $ 0
Catoosa, Georgia 1 $ 295,000 $ 295,000 $ 89,000
Coffee, Georgia 1 $ 45,000 $ 45,000 $ 0
Forsyth, Georgia 1 $ 675,000 $ 675,000 $ 189,000
Henry, Georgia 1 $ 285,000 $ 285,000 $ 103,000
Jeff Davis, Georgia 1 $ 25,000 $ 25,000 $ 0
Jones, Georgia 1 $ 35,000 $ 35,000 $ 0
Laurens, Georgia 1 $ 45,000 $ 45,000 $ 0
McIntosh, Georgia 1 $ 45,000 $ 45,000 $ 0
Montgomery, Georgia 1 $ 25,000 $ 25,000 $ 0
Paulding, Georgia 1 $ 95,000 $ 95,000 $ 154,000
Screven, Georgia 1 $ 65,000 $ 65,000 $ 0
Stewart, Georgia 1 $ 15,000 $ 15,000 $ 0
Tattnall, Georgia 1 $ 35,000 $ 35,000 $ 0
Troup, Georgia 1 $ 135,000 $ 135,000 $ 69,000
Walker, Georgia 1 $ 55,000 $ 55,000 $ 0
Washington, Georgia 1 $ 25,000 $ 25,000 $ 0
Wayne, Georgia 1 $ 35,000 $ 35,000 $ 0
White, Georgia 1 $ 25,000 $ 25,000 $ 0
Worth, Georgia 1 $ 35,000 $ 35,000 $ 0
Honolulu, Hawaii 1 $ 505,000 $ 505,000 $ 518,000
Brown, Illinois 1 $ 105,000 $ 105,000 $ 211,000
Bureau, Illinois 1 $ 205,000 $ 205,000 $ 116,000
Douglas, Illinois 1 $ 105,000 $ 105,000 $ 86,000
DuPage, Illinois 1 $ 105,000 $ 105,000 $ 94,000
Effingham, Illinois 1 $ 75,000 $ 75,000 $ 30,000
Kane, Illinois 1 $ 95,000 $ 95,000 $ 93,000
Kendall, Illinois 1 $ 215,000 $ 215,000 $ 90,000
Monroe, Illinois 1 $ 135,000 $ 135,000 $ 40,000
Putnam, Illinois 1 $ 375,000 $ 375,000 $ 708,000
Stephenson, Illinois 1 $ 95,000 $ 95,000 $ 71,000
Will, Illinois 1 $ 165,000 $ 165,000 $ 170,000
Williamson, Illinois 1 $ 295,000 $ 295,000 $ 150,000
Winnebago, Illinois 1 $ 115,000 $ 115,000 $ 80,000
Clark, Indiana 1 $ 295,000 $ 295,000 $ 130,000
Elkhart, Indiana 1 $ 115,000 $ 115,000 $ 20,000
Lake, Indiana 1 $ 85,000 $ 85,000 $ 55,000
Lawrence, Indiana 1 $ 105,000 $ 105,000 $ 60,000
Morgan, Indiana 1 $ 145,000 $ 145,000 $ 76,000
Starke, Indiana 1 $ 105,000 $ 105,000 $ 71,000
Steuben, Indiana 1 $ 145,000 $ 145,000 $ 78,000
Tippecanoe, Indiana 1 $ 225,000 $ 225,000 $ 111,000
Dubuque, Iowa 1 $ 185,000 $ 185,000 $ 173,000
Jasper, Iowa 1 $ 335,000 $ 335,000 $ 150,000
Jefferson, Iowa 1 $ 105,000 $ 105,000 $ 101,000
Linn, Iowa 1 $ 245,000 $ 245,000 $ 60,000
Marion, Iowa 1 $ 85,000 $ 85,000 $ 68,000
Palo Alto, Iowa 1 $ 275,000 $ 275,000 $ 158,000
Scott, Iowa 1 $ 165,000 $ 165,000 $ 112,000
Warren, Iowa 1 $ 145,000 $ 145,000 $ 182,000
Worth, Iowa 1 $ 125,000 $ 125,000 $ 106,000
Anderson, Kansas 1 $ 165,000 $ 165,000 $ 60,000
Bourbon, Kansas 1 $ 155,000 $ 155,000 $ 161,000
Crawford, Kansas 1 $ 355,000 $ 355,000 $ 175,000
Finney, Kansas 1 $ 285,000 $ 285,000 $ 93,000
Gove, Kansas 1 $ 55,000 $ 55,000 $ 101,000
Gray, Kansas 1 $ 195,000 $ 195,000 $ 90,000
Lincoln, Kansas 1 $ 375,000 $ 375,000 $ 104,000
Linn, Kansas 1 $ 405,000 $ 405,000 $ 187,000
Montgomery, Kansas 1 $ 65,000 $ 65,000 $ 18,000
Stevens, Kansas 1 $ 205,000 $ 205,000 $ 167,000
Wabaunsee, Kansas 1 $ 125,000 $ 125,000 $ 123,000
Wichita, Kansas 1 $ 125,000 $ 125,000 $ 73,000
Jessamine, Kentucky 1 $ 255,000 $ 255,000 $ 107,000
Nelson, Kentucky 1 $ 145,000 $ 145,000 $ 43,000
Scott, Kentucky 1 $ 545,000 $ 545,000 $ 277,000
Ascension, Louisiana 1 $ 125,000 $ 125,000 $ 56,000
Beauregard, Louisiana 1 $ 85,000 $ 85,000 $ 0
Franklin, Louisiana 1 $ 35,000 $ 35,000 $ 0
Grant, Louisiana 1 $ 75,000 $ 75,000 $ 0
Iberville, Louisiana 1 $ 35,000 $ 35,000 $ 0
Jackson, Louisiana 1 $ 65,000 $ 65,000 $ 0
Lincoln, Louisiana 1 $ 65,000 $ 65,000 $ 0
Richland, Louisiana 1 $ 35,000 $ 35,000 $ 0
Calvert, Maryland 1 $ 375,000 $ 375,000 $ 67,000
Carroll, Maryland 1 $ 465,000 $ 465,000 $ 298,000
Hampden, Massachusetts 1 $ 125,000 $ 125,000 $ 160,000
Hampshire, Massachusetts 1 $ 365,000 $ 365,000 $ 87,000
Suffolk, Massachusetts 1 $ 155,000 $ 155,000 $ 75,000
Berrien, Michigan 1 $ 65,000 $ 65,000 $ 0
Genesee, Michigan 1 $ 195,000 $ 195,000 $ 110,000
Gogebic, Michigan 1 $ 105,000 $ 105,000 $ 50,000
Livingston, Michigan 1 $ 125,000 $ 125,000 $ 153,000
Oakland, Michigan 1 $ 75,000 $ 75,000 $ 47,000
Schoolcraft, Michigan 1 $ 175,000 $ 175,000 $ 78,000
Wayne, Michigan 1 $ 245,000 $ 245,000 $ 84,000
Carlton, Minnesota 1 $ 75,000 $ 75,000 $ 37,000
Carver, Minnesota 1 $ 325,000 $ 325,000 $ 206,000
Chisago, Minnesota 1 $ 85,000 $ 85,000 $ 0
Dodge, Minnesota 1 $ 165,000 $ 165,000 $ 79,000
Freeborn, Minnesota 1 $ 75,000 $ 75,000 $ 47,000
Houston, Minnesota 1 $ 125,000 $ 125,000 $ 90,000
Lyon, Minnesota 1 $ 395,000 $ 395,000 $ 300,000
Mower, Minnesota 1 $ 55,000 $ 55,000 $ 61,000
Pine, Minnesota 1 $ 85,000 $ 85,000 $ 38,000
Scott, Minnesota 1 $ 75,000 $ 75,000 $ 0
Steele, Minnesota 1 $ 65,000 $ 65,000 $ 87,000
Winona, Minnesota 1 $ 65,000 $ 65,000 $ 65,000
Wright, Minnesota 1 $ 135,000 $ 135,000 $ 0
Forrest, Mississippi 1 $ 35,000 $ 35,000 $ 0
Franklin, Mississippi 1 $ 45,000 $ 45,000 $ 0
Harrison, Mississippi 1 $ 75,000 $ 75,000 $ 0
Lowndes, Mississippi 1 $ 25,000 $ 25,000 $ 0
Perry, Mississippi 1 $ 55,000 $ 55,000 $ 0
Pike, Mississippi 1 $ 35,000 $ 35,000 $ 0
Rankin, Mississippi 1 $ 55,000 $ 55,000 $ 0
Benton, Missouri 1 $ 75,000 $ 75,000 $ 17,000
Bollinger, Missouri 1 $ 5,000 $ 5,000 $ 30,000
Boone, Missouri 1 $ 475,000 $ 475,000 $ 120,000
Buchanan, Missouri 1 $ 135,000 $ 135,000 $ 36,000
Christian, Missouri 1 $ 155,000 $ 155,000 $ 68,000
Dent, Missouri 1 $ 115,000 $ 115,000 $ 35,000
Franklin, Missouri 1 $ 515,000 $ 515,000 $ 204,000
Hickory, Missouri 1 $ 65,000 $ 65,000 $ 150,000
Lafayette, Missouri 1 $ 265,000 $ 265,000 $ 117,000
Newton, Missouri 1 $ 595,000 $ 595,000 $ 500,000
Pettis, Missouri 1 $ 305,000 $ 305,000 $ 364,000
St. Louis City, Missouri 1 $ 115,000 $ 115,000 $ 47,000
Warren, Missouri 1 $ 175,000 $ 175,000 $ 66,000
Flathead, Montana 1 $ 305,000 $ 305,000 $ 103,000
Lincoln, Montana 1 $ 135,000 $ 135,000 $ 0
Missoula, Montana 1 $ 165,000 $ 165,000 $ 0
Buffalo, Nebraska 1 $ 185,000 $ 185,000 $ 177,000
Jefferson, Nebraska 1 $ 205,000 $ 205,000 $ 95,000
Lancaster, Nebraska 1 $ 225,000 $ 225,000 $ 58,000
Sarpy, Nebraska 1 $ 375,000 $ 375,000 $ 234,000
Washoe, Nevada 1 $ 1,435,000 $ 1,435,000 $ 0
Carroll, New Hampshire 1 $ 205,000 $ 205,000 $ 531,000
Burlington, New Jersey 1 $ 165,000 $ 165,000 $ 88,000
Cape May, New Jersey 1 $ 125,000 $ 125,000 $ 83,000
Hudson, New Jersey 1 $ 85,000 $ 85,000 $ 135,000
Mercer, New Jersey 1 $ 165,000 $ 165,000 $ 83,000
Monmouth, New Jersey 1 $ 325,000 $ 325,000 $ 97,000
Salem, New Jersey 1 $ 175,000 $ 175,000 $ 68,000
Sussex, New Jersey 1 $ 145,000 $ 145,000 $ 136,000
Colfax, New Mexico 1 $ 285,000 $ 285,000 $ 498,000
Dona Ana, New Mexico 1 $ 405,000 $ 405,000 $ 125,000
Kings, New York 1 $ 45,000 $ 45,000 $ 85,000
Monroe, New York 1 $ 125,000 $ 125,000 $ 0
Nassau, New York 1 $ 305,000 $ 305,000 $ 104,000
Suffolk, New York 1 $ 85,000 $ 85,000 $ 0
Ulster, New York 1 $ 125,000 $ 125,000 $ 69,000
Alamance, North Carolina 1 $ 55,000 $ 55,000 $ 0
Beaufort, North Carolina 1 $ 25,000 $ 25,000 $ 0
Columbus, North Carolina 1 $ 65,000 $ 65,000 $ 160,000
Cumberland, North Carolina 1 $ 45,000 $ 45,000 $ 0
Franklin, North Carolina 1 $ 25,000 $ 25,000 $ 0
Henderson, North Carolina 1 $ 95,000 $ 95,000 $ 0
Hoke, North Carolina 1 $ 25,000 $ 25,000 $ 0
Iredell, North Carolina 1 $ 325,000 $ 325,000 $ 179,000
New Hanover, North Carolina 1 $ 255,000 $ 255,000 $ 99,000
Onslow, North Carolina 1 $ 175,000 $ 175,000 $ 43,000
Pitt, North Carolina 1 $ 355,000 $ 355,000 $ 141,000
Rowan, North Carolina 1 $ 65,000 $ 65,000 $ 0
Stokes, North Carolina 1 $ 125,000 $ 125,000 $ 73,000
Wayne, North Carolina 1 $ 35,000 $ 35,000 $ 0
Ashland, Ohio 1 $ 65,000 $ 65,000 $ 0
Butler, Ohio 1 $ 135,000 $ 135,000 $ 75,000
Clark, Ohio 1 $ 55,000 $ 55,000 $ 74,000
Franklin, Ohio 1 $ 95,000 $ 95,000 $ 133,000
Lucas, Ohio 1 $ 135,000 $ 135,000 $ 43,000
Portage, Ohio 1 $ 145,000 $ 145,000 $ 58,000
Ross, Ohio 1 $ 35,000 $ 35,000 $ 80,000
Summit, Ohio 1 $ 105,000 $ 105,000 $ 56,000
Wood, Ohio 1 $ 15,000 $ 15,000 $ 0
Atoka, Oklahoma 1 $ 85,000 $ 85,000 $ 33,000
Cherokee, Oklahoma 1 $ 335,000 $ 335,000 $ 294,000
Creek, Oklahoma 1 $ 95,000 $ 95,000 $ 185,000
Jackson, Oklahoma 1 $ 275,000 $ 275,000 $ 128,000
McIntosh, Oklahoma 1 $ 55,000 $ 55,000 $ 108,000
Payne, Oklahoma 1 $ 55,000 $ 55,000 $ 282,000
Pontotoc, Oklahoma 1 $ 115,000 $ 115,000 $ 69,000
Pottawatomie, Oklahoma 1 $ 255,000 $ 255,000 $ 104,000
Rogers, Oklahoma 1 $ 35,000 $ 35,000 $ 112,000
Stephens, Oklahoma 1 $ 175,000 $ 175,000 $ 183,000
Texas, Oklahoma 1 $ 175,000 $ 175,000 $ 110,000
Douglas, Oregon 1 $ 85,000 $ 85,000 $ 28,000
Lane, Oregon 1 $ 265,000 $ 265,000 $ 130,000
Adams, Pennsylvania 1 $ 365,000 $ 365,000 $ 260,000
Beaver, Pennsylvania 1 $ 1,665,000 $ 1,665,000 $ 0
Berks, Pennsylvania 1 $ 195,000 $ 195,000 $ 112,000
Blair, Pennsylvania 1 $ 65,000 $ 65,000 $ 0
Bucks, Pennsylvania 1 $ 215,000 $ 215,000 $ 69,000
Dauphin, Pennsylvania 1 $ 155,000 $ 155,000 $ 85,000
Northampton, Pennsylvania 1 $ 155,000 $ 155,000 $ 242,000
Bristol, Rhode Island 1 $ 365,000 $ 365,000 $ 118,000
Berkeley, South Carolina 1 $ 45,000 $ 45,000 $ 0
Charleston, South Carolina 1 $ 115,000 $ 115,000 $ 0
Laurens, South Carolina 1 $ 45,000 $ 45,000 $ 0
McCormick, South Carolina 1 $ 45,000 $ 45,000 $ 0
York, South Carolina 1 $ 155,000 $ 155,000 $ 66,000
Coffee, Tennessee 1 $ 365,000 $ 365,000 $ 97,000
Hardin, Tennessee 1 $ 245,000 $ 245,000 $ 85,000
Loudon, Tennessee 1 $ 25,000 $ 25,000 $ 0
Marion, Tennessee 1 $ 35,000 $ 35,000 $ 0
Maury, Tennessee 1 $ 275,000 $ 275,000 $ 74,000
Monroe, Tennessee 1 $ 45,000 $ 45,000 $ 0
Overton, Tennessee 1 $ 25,000 $ 25,000 $ 0
Rhea, Tennessee 1 $ 175,000 $ 175,000 $ 70,000
Roane, Tennessee 1 $ 35,000 $ 35,000 $ 0
Robertson, Tennessee 1 $ 245,000 $ 245,000 $ 89,000
Sullivan, Tennessee 1 $ 125,000 $ 125,000 $ 42,000
White, Tennessee 1 $ 35,000 $ 35,000 $ 0
Angelina, Texas 1 $ 45,000 $ 45,000 $ 0
Aransas, Texas 1 $ 125,000 $ 125,000 $ 144,000
Atascosa, Texas 1 $ 25,000 $ 25,000 $ 0
Bastrop, Texas 1 $ 45,000 $ 45,000 $ 0
Bell, Texas 1 $ 135,000 $ 135,000 $ 0
Caldwell, Texas 1 $ 25,000 $ 25,000 $ 0
Comal, Texas 1 $ 35,000 $ 35,000 $ 0
Dallas, Texas 1 $ 65,000 $ 65,000 $ 49,000
Fort Bend, Texas 1 $ 185,000 $ 185,000 $ 143,000
Gaines, Texas 1 $ 25,000 $ 25,000 $ 0
Guadalupe, Texas 1 $ 25,000 $ 25,000 $ 0
Hardin, Texas 1 $ 25,000 $ 25,000 $ 0
Hidalgo, Texas 1 $ 25,000 $ 25,000 $ 0
Hockley, Texas 1 $ 65,000 $ 65,000 $ 0
Hunt, Texas 1 $ 55,000 $ 55,000 $ 0
Jasper, Texas 1 $ 25,000 $ 25,000 $ 0
Jim Wells, Texas 1 $ 35,000 $ 35,000 $ 0
Lamar, Texas 1 $ 25,000 $ 25,000 $ 0
Lampasas, Texas 1 $ 25,000 $ 25,000 $ 0
Lee, Texas 1 $ 125,000 $ 125,000 $ 0
Liberty, Texas 1 $ 25,000 $ 25,000 $ 0
Llano, Texas 1 $ 35,000 $ 35,000 $ 0
Medina, Texas 1 $ 65,000 $ 65,000 $ 0
Midland, Texas 1 $ 235,000 $ 235,000 $ 95,000
Montgomery, Texas 1 $ 65,000 $ 65,000 $ 0
Reagan, Texas 1 $ 25,000 $ 25,000 $ 0
Refugio, Texas 1 $ 55,000 $ 55,000 $ 0
Smith, Texas 1 $ 25,000 $ 25,000 $ 0
Tom Green, Texas 1 $ 25,000 $ 25,000 $ 0
Val Verde, Texas 1 $ 115,000 $ 115,000 $ 39,000
Victoria, Texas 1 $ 45,000 $ 45,000 $ 0
Wharton, Texas 1 $ 45,000 $ 45,000 $ 0
Wood, Texas 1 $ 25,000 $ 25,000 $ 0
Sanpete, Utah 1 $ 145,000 $ 145,000 $ 52,000
Alexandria, Virginia 1 $ 475,000 $ 475,000 $ 650,000
Augusta, Virginia 1 $ 115,000 $ 115,000 $ 91,000
Fauquier, Virginia 1 $ 215,000 $ 215,000 $ 74,000
Gloucester, Virginia 1 $ 175,000 $ 175,000 $ 0
Hampton, Virginia 1 $ 85,000 $ 85,000 $ 0
Hanover, Virginia 1 $ 35,000 $ 35,000 $ 0
Henrico, Virginia 1 $ 625,000 $ 625,000 $ 323,000
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Mortgage Loan Application Detail Totals for Fidelity Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,435 $329,325,000 $229,000 $6,405,000 $116,000 $1,686,000
Refinancing 1,102 $258,380,000 $234,000 $9,705,000 $128,000 $1,506,000
Cash-out Refinancing 688 $151,510,000 $220,000 $1,005,000 $117,000 $803,000
Other Purpose 75 $13,595,000 $181,000 $745,000 $132,000 $505,000
Home Improvement 63 $4,385,000 $69,000 $505,000 $112,000 $299,000
Not Applicable 26 $2,790,000 $107,000 $255,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,269 $498,555,000 $219,000 $1,375,000 $122,000 $1,506,000
Not Provided 349 $80,535,000 $230,000 $1,515,000 $128,000 $1,169,000
Not applicable 312 $86,640,000 $277,000 $9,705,000 $0 $0
Hispanic 194 $32,100,000 $165,000 $605,000 $74,000 $387,000
Asian 109 $27,855,000 $255,000 $915,000 $161,000 $652,000
Black or African American 93 $18,875,000 $202,000 $695,000 $102,000 $505,000
American Indian or Alaskan Native 40 $9,490,000 $237,000 $1,415,000 $158,000 $1,686,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,037 $693,115,000 $228,000 $9,705,000 $125,000 $1,686,000
FHA-insured (Federal Housing Administration) 236 $37,590,000 $159,000 $425,000 $65,000 $245,000
VA-guaranteed (Veterans Administration) 103 $27,195,000 $264,000 $895,000 $110,000 $724,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 13 $2,085,000 $160,000 $295,000 $49,000 $66,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,551 $621,445,000 $243,000 $9,705,000 $122,000 $1,686,000
Application Withdrawn By Applicant 440 $96,700,000 $219,000 $1,705,000 $112,000 $1,200,000
Loan Purchased By The Institution 257 $20,465,000 $79,000 $665,000 $0 $0
File Closed For Incompleteness 74 $12,660,000 $171,000 $1,005,000 $152,000 $1,391,000
Application Denied By Financial Institution 59 $7,295,000 $123,000 $455,000 $91,000 $994,000
Application Approved But Not Accepted 8 $1,420,000 $177,000 $475,000 $106,000 $245,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,330 $752,690,000 $226,000 $9,705,000 $121,000 $1,686,000
Debt-To-Income Ratio 30 $3,920,000 $130,000 $455,000 $90,000 $994,000
Credit History 14 $1,610,000 $115,000 $325,000 $74,000 $154,000
Collateral 7 $575,000 $82,000 $105,000 $145,000 $281,000
Other 4 $480,000 $120,000 $295,000 $103,000 $148,000
Employment History 2 $410,000 $205,000 $285,000 $13,000 $27,000
Insufficient Cash (Downpayment, Closing Cost) 1 $215,000 $215,000 $215,000 $50,000 $50,000
Unverifiable Information 1 $85,000 $85,000 $85,000 $120,000 $120,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fidelity Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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