Fifth Third Bank Michigan 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fifth Third Bank Michigan 5001 Kingsley Drive Md 1Mob2W Cincinnati, OH 45227 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 13,343 |
| Total Mortgage Loan Application Amount | $708,910,000 |
| Average Mortgage Loan Application Amount | $356,700 |
| Highest Mortgage Loan Application Amount | $6,960,000 |
| Average Applicant Income | $91,800 |
| Highest Applicant Income | $4,653,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Fifth Third Bank Michigan. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fifth Third Bank Michigan's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Fifth Third Bank Michigan's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fifth Third Bank Michigan serves its applicants.
Each category highlights the total number of mortgage applications processed by Fifth Third Bank Michigan, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fifth Third Bank Michigan's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kent County Michigan | 1,705 | $ 92,305,000 | $ 54,000 | $ 46,000 |
| Ottawa County Michigan | 609 | $ 32,709,000 | $ 53,000 | $ 61,000 |
| Cook County Illinois | 508 | $ 48,280,000 | $ 95,000 | $ 63,000 |
| Allegan County Michigan | 481 | $ 27,847,000 | $ 57,000 | $ 55,000 |
| Marion County Indiana | 468 | $ 16,822,000 | $ 35,000 | $ 57,000 |
| Jefferson County Kentucky | 419 | $ 15,165,000 | $ 36,000 | $ 69,000 |
| Muskegon County Michigan | 341 | $ 12,455,000 | $ 36,000 | $ 44,000 |
| Kalamazoo County Michigan | 333 | $ 20,917,000 | $ 62,000 | $ 55,000 |
| Wayne County Michigan | 326 | $ 14,188,000 | $ 43,000 | $ 62,000 |
| Berrien County Michigan | 303 | $ 17,687,000 | $ 58,000 | $ 78,000 |
| Van Buren County Michigan | 255 | $ 13,164,000 | $ 51,000 | $ 50,000 |
| Ingham County Michigan | 248 | $ 13,847,000 | $ 55,000 | $ 54,000 |
| Cass County Michigan | 242 | $ 13,019,000 | $ 53,000 | $ 36,000 |
| Lake County Indiana | 191 | $ 12,428,000 | $ 65,000 | $ 50,000 |
| Montcalm County Michigan | 186 | $ 13,467,000 | $ 72,000 | $ 52,000 |
| Oakland County Michigan | 186 | $ 11,864,000 | $ 63,000 | $ 67,000 |
| Vanderburgh County Indiana | 184 | $ 11,865,000 | $ 64,000 | $ 41,000 |
| Kane County Illinois | 176 | $ 11,342,000 | $ 64,000 | $ 62,000 |
| Genesee County Michigan | 172 | $ 5,330,000 | $ 30,000 | $ 62,000 |
| Macomb County Michigan | 170 | $ 5,913,000 | $ 34,000 | $ 82,000 |
| Shiawassee County Michigan | 150 | $ 4,717,000 | $ 31,000 | $ 43,000 |
| St. Clair County Michigan | 147 | $ 4,917,000 | $ 33,000 | $ 57,000 |
| Fayette County Kentucky | 146 | $ 6,915,000 | $ 47,000 | $ 59,000 |
| Campbell County Kentucky | 141 | $ 6,247,000 | $ 44,000 | $ 60,000 |
| Clinton County Michigan | 139 | $ 7,669,000 | $ 55,000 | $ 78,000 |
| McHenry County Illinois | 130 | $ 9,692,000 | $ 74,000 | $ 70,000 |
| Barry County Michigan | 128 | $ 8,474,000 | $ 66,000 | $ 44,000 |
| Kenton County Kentucky | 122 | $ 5,062,000 | $ 41,000 | $ 57,000 |
| Calhoun County Michigan | 118 | $ 6,558,000 | $ 55,000 | $ 58,000 |
| Decatur County Indiana | 117 | $ 5,325,000 | $ 45,000 | $ 45,000 |
| Lake County Illinois | 111 | $ 9,432,000 | $ 84,000 | $ 64,000 |
| Eaton County Michigan | 111 | $ 5,550,000 | $ 50,000 | $ 54,000 |
| Hamilton County Indiana | 110 | $ 4,742,000 | $ 43,000 | $ 77,000 |
| Ionia County Michigan | 96 | $ 5,096,000 | $ 53,000 | $ 54,000 |
| Hillsdale County Michigan | 93 | $ 4,810,000 | $ 51,000 | $ 41,000 |
| Grand Traverse County Michigan | 92 | $ 5,121,000 | $ 55,000 | $ 44,000 |
| Boone County Kentucky | 91 | $ 4,831,000 | $ 53,000 | $ 54,000 |
| Hamilton County Ohio | 91 | $ 2,147,000 | $ 23,000 | $ 65,000 |
| Vigo County Indiana | 87 | $ 3,081,000 | $ 35,000 | $ 41,000 |
| DuPage County Illinois | 85 | $ 7,510,000 | $ 88,000 | $ 85,000 |
| Allen County Indiana | 85 | $ 2,748,000 | $ 32,000 | $ 66,000 |
| Mason County Michigan | 81 | $ 3,715,000 | $ 45,000 | $ 53,000 |
| Wexford County Michigan | 79 | $ 2,754,000 | $ 34,000 | $ 44,000 |
| Franklin County Kentucky | 77 | $ 4,977,000 | $ 64,000 | $ 81,000 |
| Mecosta County Michigan | 74 | $ 2,767,000 | $ 37,000 | $ 70,000 |
| Newaygo County Michigan | 72 | $ 3,540,000 | $ 49,000 | $ 41,000 |
| Emmet County Michigan | 71 | $ 3,016,000 | $ 42,000 | $ 118,000 |
| Ripley County Indiana | 69 | $ 2,241,000 | $ 32,000 | $ 49,000 |
| St. Joseph County Michigan | 65 | $ 2,868,000 | $ 44,000 | $ 50,000 |
| Will County Illinois | 61 | $ 2,574,000 | $ 42,000 | $ 77,000 |
| Jackson County Michigan | 60 | $ 2,943,000 | $ 49,000 | $ 44,000 |
| Posey County Indiana | 59 | $ 2,998,000 | $ 50,000 | $ 63,000 |
| Johnson County Indiana | 56 | $ 1,875,000 | $ 33,000 | $ 53,000 |
| Otsego County Michigan | 54 | $ 2,479,000 | $ 45,000 | $ 42,000 |
| Livingston County Michigan | 53 | $ 2,386,000 | $ 45,000 | $ 57,000 |
| Missaukee County Michigan | 53 | $ 2,098,000 | $ 39,000 | $ 49,000 |
| Lee County Florida | 52 | $ 2,716,000 | $ 52,000 | $ 71,000 |
| Porter County Indiana | 48 | $ 3,023,000 | $ 62,000 | $ 78,000 |
| Warrick County Indiana | 48 | $ 3,951,000 | $ 82,000 | $ 53,000 |
| Henderson County Kentucky | 43 | $ 3,541,000 | $ 82,000 | $ 45,000 |
| Charlevoix County Michigan | 43 | $ 2,246,000 | $ 52,000 | $ 43,000 |
| Gibson County Indiana | 41 | $ 1,386,000 | $ 33,000 | $ 46,000 |
| Leelanau County Michigan | 41 | $ 2,072,000 | $ 50,000 | $ 72,000 |
| Harrison County Kentucky | 40 | $ 2,450,000 | $ 61,000 | $ 51,000 |
| Madison County Indiana | 39 | $ 757,000 | $ 19,000 | $ 44,000 |
| Bourbon County Kentucky | 39 | $ 1,802,000 | $ 46,000 | $ 49,000 |
| Morgan County Indiana | 38 | $ 926,000 | $ 24,000 | $ 67,000 |
| Hendricks County Indiana | 37 | $ 3,311,000 | $ 89,000 | $ 56,000 |
| Dubois County Indiana | 35 | $ 952,000 | $ 27,000 | $ 41,000 |
| St. Joseph County Indiana | 35 | $ 2,093,000 | $ 59,000 | $ 58,000 |
| Elkhart County Indiana | 34 | $ 1,721,000 | $ 50,000 | $ 48,000 |
| Jasper County Indiana | 34 | $ 1,943,000 | $ 57,000 | $ 48,000 |
| Hopkins County Kentucky | 33 | $ 1,483,000 | $ 44,000 | $ 38,000 |
| DeKalb County Illinois | 32 | $ 2,471,000 | $ 77,000 | $ 99,000 |
| Clark County Indiana | 32 | $ 921,000 | $ 28,000 | $ 62,000 |
| Knox County Indiana | 31 | $ 1,461,000 | $ 47,000 | $ 43,000 |
| Clay County Indiana | 30 | $ 692,000 | $ 23,000 | $ 58,000 |
| Hancock County Indiana | 29 | $ 785,000 | $ 27,000 | $ 61,000 |
| LaPorte County Indiana | 29 | $ 2,742,000 | $ 94,000 | $ 117,000 |
| Pendleton County Kentucky | 29 | $ 1,525,000 | $ 52,000 | $ 49,000 |
| Crawford County Michigan | 29 | $ 981,000 | $ 33,000 | $ 117,000 |
| Daviess County Kentucky | 28 | $ 7,871,000 | $ 281,000 | $ 38,000 |
| Mercer County Kentucky | 28 | $ 1,675,000 | $ 59,000 | $ 65,000 |
| Bullitt County Kentucky | 26 | $ 524,000 | $ 20,000 | $ 58,000 |
| Osceola County Michigan | 26 | $ 1,073,000 | $ 41,000 | $ 45,000 |
| Tippecanoe County Indiana | 25 | $ 7,019,000 | $ 280,000 | $ 57,000 |
| Antrim County Michigan | 25 | $ 1,433,000 | $ 57,000 | $ 42,000 |
| Oceana County Michigan | 25 | $ 1,365,000 | $ 54,000 | $ 68,000 |
| Bartholomew County Indiana | 24 | $ 602,000 | $ 25,000 | $ 54,000 |
| Orange County Indiana | 24 | $ 745,000 | $ 31,000 | $ 75,000 |
| Oldham County Kentucky | 23 | $ 1,555,000 | $ 67,000 | $ 101,000 |
| Washtenaw County Michigan | 23 | $ 1,408,000 | $ 61,000 | $ 83,000 |
| Collier County Florida | 22 | $ 2,025,000 | $ 92,000 | $ 53,000 |
| Butler County Ohio | 22 | $ 581,000 | $ 26,000 | $ 120,000 |
| Starke County Indiana | 21 | $ 786,000 | $ 37,000 | $ 44,000 |
| Fayette County Indiana | 20 | $ 613,000 | $ 30,000 | $ 43,000 |
| Monroe County Indiana | 20 | $ 1,056,000 | $ 52,000 | $ 72,000 |
| Lake County Michigan | 20 | $ 838,000 | $ 41,000 | $ 81,000 |
| Jefferson County Illinois | 19 | $ 678,000 | $ 35,000 | $ 66,000 |
| Floyd County Indiana | 19 | $ 232,000 | $ 12,000 | $ 60,000 |
| Whiteside County Illinois | 18 | $ 929,000 | $ 51,000 | $ 76,000 |
| Williamson County Illinois | 18 | $ 772,000 | $ 42,000 | $ 51,000 |
| Shelby County Indiana | 18 | $ 563,000 | $ 31,000 | $ 80,000 |
| Stephenson County Illinois | 17 | $ 851,000 | $ 50,000 | $ 58,000 |
| Brown County Indiana | 17 | $ 796,000 | $ 46,000 | $ 46,000 |
| Boyle County Kentucky | 17 | $ 982,000 | $ 57,000 | $ 44,000 |
| Gratiot County Michigan | 17 | $ 766,000 | $ 45,000 | $ 83,000 |
| Warren County Ohio | 17 | $ 357,000 | $ 21,000 | $ 60,000 |
| Dearborn County Indiana | 16 | $ 438,000 | $ 27,000 | $ 56,000 |
| Harrison County Indiana | 16 | $ 214,000 | $ 13,000 | $ 47,000 |
| Isabella County Michigan | 16 | $ 873,000 | $ 54,000 | $ 58,000 |
| Monroe County Michigan | 16 | $ 806,000 | $ 50,000 | $ 54,000 |
| Clermont County Ohio | 16 | $ 387,000 | $ 24,000 | $ 78,000 |
| Effingham County Illinois | 15 | $ 652,000 | $ 43,000 | $ 33,000 |
| Lee County Illinois | 15 | $ 742,000 | $ 49,000 | $ 50,000 |
| Boone County Indiana | 15 | $ 484,000 | $ 32,000 | $ 80,000 |
| Greene County Indiana | 15 | $ 119,000 | $ 7,000 | $ 55,000 |
| Lawrence County Indiana | 15 | $ 311,000 | $ 20,000 | $ 33,000 |
| Steuben County Indiana | 15 | $ 539,000 | $ 35,000 | $ 57,000 |
| Washington County Indiana | 15 | $ 150,000 | $ 10,000 | $ 48,000 |
| Benzie County Michigan | 15 | $ 1,053,000 | $ 70,000 | $ 72,000 |
| Kalkaska County Michigan | 15 | $ 643,000 | $ 42,000 | $ 98,000 |
| Montgomery County Ohio | 15 | $ 142,000 | $ 9,000 | $ 64,000 |
| Kendall County Illinois | 14 | $ 448,000 | $ 32,000 | $ 77,000 |
| Franklin County Indiana | 14 | $ 500,000 | $ 35,000 | $ 44,000 |
| Jennings County Indiana | 14 | $ 799,000 | $ 57,000 | $ 49,000 |
| Cheboygan County Michigan | 14 | $ 498,000 | $ 35,000 | $ 47,000 |
| Newton County Indiana | 13 | $ 522,000 | $ 40,000 | $ 51,000 |
| Manistee County Michigan | 13 | $ 285,000 | $ 21,000 | $ 46,000 |
| Henry County Indiana | 12 | $ 353,000 | $ 29,000 | $ 54,000 |
| Marshall County Indiana | 12 | $ 387,000 | $ 32,000 | $ 45,000 |
| Perry County Indiana | 12 | $ 269,000 | $ 22,000 | $ 40,000 |
| Sullivan County Indiana | 12 | $ 287,000 | $ 23,000 | $ 47,000 |
| Scott County Kentucky | 12 | $ 630,000 | $ 52,000 | $ 73,000 |
| Lenawee County Michigan | 12 | $ 395,000 | $ 32,000 | $ 46,000 |
| Adams County Indiana | 11 | $ 325,000 | $ 29,000 | $ 51,000 |
| Howard County Indiana | 11 | $ 361,000 | $ 32,000 | $ 55,000 |
| Rush County Indiana | 11 | $ 546,000 | $ 49,000 | $ 37,000 |
| Lapeer County Michigan | 11 | $ 617,000 | $ 56,000 | $ 95,000 |
| Saginaw County Michigan | 11 | $ 280,000 | $ 25,000 | $ 61,000 |
| Branch County Michigan | 10 | $ 378,000 | $ 37,000 | $ 53,000 |
| Clare County Michigan | 10 | $ 436,000 | $ 43,000 | $ 61,000 |
| Sanilac County Michigan | 10 | $ 260,000 | $ 26,000 | $ 64,000 |
| Anderson County Kentucky | 9 | $ 372,000 | $ 41,000 | $ 38,000 |
| Winnebago County Illinois | 8 | $ 235,000 | $ 29,000 | $ 53,000 |
| Delaware County Indiana | 8 | $ 201,000 | $ 25,000 | $ 64,000 |
| Vermillion County Indiana | 8 | $ 192,000 | $ 24,000 | $ 44,000 |
| Caldwell County Kentucky | 8 | $ 179,000 | $ 22,000 | $ 40,000 |
| Jessamine County Kentucky | 8 | $ 337,000 | $ 42,000 | $ 94,000 |
| Lyon County Kentucky | 8 | $ 343,000 | $ 42,000 | $ 52,000 |
| Madison County Kentucky | 8 | $ 354,000 | $ 44,000 | $ 58,000 |
| Shelby County Kentucky | 8 | $ 294,000 | $ 36,000 | $ 103,000 |
| Union County Kentucky | 8 | $ 243,000 | $ 30,000 | $ 39,000 |
| Montmorency County Michigan | 8 | $ 232,000 | $ 29,000 | $ 42,000 |
| Kosciusko County Indiana | 7 | $ 447,000 | $ 63,000 | $ 109,000 |
| Martin County Indiana | 7 | $ 113,000 | $ 16,000 | $ 42,000 |
| Pulaski County Indiana | 7 | $ 251,000 | $ 35,000 | $ 52,000 |
| Spencer County Indiana | 7 | $ 150,000 | $ 21,000 | $ 59,000 |
| Bracken County Kentucky | 7 | $ 139,000 | $ 19,000 | $ 38,000 |
| Nicholas County Kentucky | 7 | $ 88,000 | $ 12,000 | $ 37,000 |
| Midland County Michigan | 7 | $ 311,000 | $ 44,000 | $ 70,000 |
| Roscommon County Michigan | 7 | $ 352,000 | $ 50,000 | $ 84,000 |
| LaSalle County Illinois | 6 | $ 244,000 | $ 40,000 | $ 68,000 |
| Saline County Illinois | 6 | $ 181,000 | $ 30,000 | $ 35,000 |
| Benton County Indiana | 6 | $ 233,000 | $ 38,000 | $ 33,000 |
| Crawford County Indiana | 6 | $ 67,000 | $ 11,000 | $ 58,000 |
| Whitley County Indiana | 6 | $ 232,000 | $ 38,000 | $ 57,000 |
| Crittenden County Kentucky | 6 | $ 162,000 | $ 27,000 | $ 33,000 |
| Garrard County Kentucky | 6 | $ 394,000 | $ 65,000 | $ 74,000 |
| Montgomery County Kentucky | 6 | $ 41,000 | $ 6,000 | $ 45,000 |
| Webster County Kentucky | 6 | $ 199,000 | $ 33,000 | $ 49,000 |
| Woodford County Kentucky | 6 | $ 164,000 | $ 27,000 | $ 55,000 |
| Tuscola County Michigan | 6 | $ 177,000 | $ 29,000 | $ 47,000 |
| Manatee County Florida | 5 | $ 959,000 | $ 191,000 | $ 56,000 |
| Jo Daviess County Illinois | 5 | $ 114,000 | $ 22,000 | $ 35,000 |
| Lawrence County Illinois | 5 | $ 69,000 | $ 13,000 | $ 48,000 |
| Ogle County Illinois | 5 | $ 357,000 | $ 71,000 | $ 47,000 |
| Pike County Indiana | 5 | $ 218,000 | $ 43,000 | $ 48,000 |
| Hardin County Kentucky | 5 | $ 82,000 | $ 16,000 | $ 57,000 |
| Pulaski County Kentucky | 5 | $ 223,000 | $ 44,000 | $ 167,000 |
| Bay County Michigan | 5 | $ 135,000 | $ 27,000 | $ 73,000 |
| Kenosha County Wisconsin | 5 | $ 451,000 | $ 90,000 | $ 31,000 |
| DeKalb County Indiana | 4 | $ 120,000 | $ 30,000 | $ 53,000 |
| Jackson County Indiana | 4 | $ 69,000 | $ 17,000 | $ 41,000 |
| Jefferson County Indiana | 4 | $ 200,000 | $ 50,000 | $ 128,000 |
| Montgomery County Indiana | 4 | $ 66,000 | $ 16,000 | $ 64,000 |
| Christian County Kentucky | 4 | $ 91,000 | $ 22,000 | $ 106,000 |
| Nelson County Kentucky | 4 | $ 152,000 | $ 38,000 | $ 94,000 |
| Presque Isle County Michigan | 4 | $ 184,000 | $ 46,000 | $ 60,000 |
| Pinellas County Florida | 3 | $ 321,000 | $ 107,000 | $ 169,000 |
| Seminole County Florida | 3 | $ 94,000 | $ 31,000 | $ 53,000 |
| Boone County Illinois | 3 | $ 114,000 | $ 38,000 | $ 100,000 |
| Grundy County Illinois | 3 | $ 77,000 | $ 25,000 | $ 95,000 |
| Kankakee County Illinois | 3 | $ 65,000 | $ 21,000 | $ 38,000 |
| Marion County Illinois | 3 | $ 151,000 | $ 50,000 | $ 76,000 |
| Perry County Illinois | 3 | $ 204,000 | $ 68,000 | $ 20,000 |
| Wabash County Illinois | 3 | $ 91,000 | $ 30,000 | $ 49,000 |
| White County Illinois | 3 | $ 29,000 | $ 9,000 | $ 35,000 |
| Carroll County Indiana | 3 | $ 60,000 | $ 20,000 | $ 38,000 |
| Daviess County Indiana | 3 | $ 150,000 | $ 50,000 | $ 58,000 |
| Grant County Indiana | 3 | $ 104,000 | $ 34,000 | $ 37,000 |
| Noble County Indiana | 3 | $ 123,000 | $ 41,000 | $ 49,000 |
| Ohio County Indiana | 3 | $ 148,000 | $ 49,000 | $ 147,000 |
| Parke County Indiana | 3 | $ 70,000 | $ 23,000 | $ 33,000 |
| Randolph County Indiana | 3 | $ 241,000 | $ 80,000 | $ 49,000 |
| Scott County Indiana | 3 | $ 31,000 | $ 10,000 | $ 79,000 |
| Casey County Kentucky | 3 | $ 141,000 | $ 47,000 | $ 38,000 |
| Clark County Kentucky | 3 | $ 48,000 | $ 16,000 | $ 40,000 |
| Grant County Kentucky | 3 | $ 125,000 | $ 41,000 | $ 75,000 |
| Henry County Kentucky | 3 | $ 66,000 | $ 22,000 | $ 33,000 |
| Lincoln County Kentucky | 3 | $ 112,000 | $ 37,000 | $ 49,000 |
| Spencer County Kentucky | 3 | $ 75,000 | $ 25,000 | $ 51,000 |
| Greene County Ohio | 3 | $ 18,000 | $ 6,000 | $ 53,000 |
| Bay County Florida | 2 | $ 141,000 | $ 70,000 | $ 83,000 |
| Orange County Florida | 2 | $ 86,000 | $ 43,000 | $ 189,000 |
| Osceola County Florida | 2 | $ 220,000 | $ 110,000 | $ 43,000 |
| Sarasota County Florida | 2 | $ 390,000 | $ 195,000 | $ 133,000 |
| St. Lucie County Florida | 2 | $ 54,000 | $ 27,000 | $ 63,000 |
| Crawford County Illinois | 2 | $ 36,000 | $ 18,000 | $ 41,000 |
| Fayette County Illinois | 2 | $ 117,000 | $ 58,000 | $ 12,000 |
| Richland County Illinois | 2 | $ 43,000 | $ 21,000 | $ 25,000 |
| Rock Island County Illinois | 2 | $ 58,000 | $ 29,000 | $ 78,000 |
| Blackford County Indiana | 2 | $ 30,000 | $ 15,000 | $ 29,000 |
| LaGrange County Indiana | 2 | $ 93,000 | $ 46,000 | $ 47,000 |
| Owen County Indiana | 2 | $ 87,000 | $ 43,000 | $ 43,000 |
| Putnam County Indiana | 2 | $ 16,000 | $ 8,000 | $ 50,000 |
| Wayne County Indiana | 2 | $ 106,000 | $ 53,000 | $ 790,000 |
| Wells County Indiana | 2 | $ 30,000 | $ 15,000 | $ 55,000 |
| White County Indiana | 2 | $ 181,000 | $ 90,000 | $ 53,000 |
| Estill County Kentucky | 2 | $ 24,000 | $ 12,000 | $ 37,000 |
| Gallatin County Kentucky | 2 | $ 20,000 | $ 10,000 | $ 39,000 |
| Jackson County Kentucky | 2 | $ 47,000 | $ 23,000 | $ 34,000 |
| McCracken County Kentucky | 2 | $ 95,000 | $ 47,000 | $ 158,000 |
| Morgan County Kentucky | 2 | $ 15,000 | $ 7,000 | $ 45,000 |
| Washington County Kentucky | 2 | $ 154,000 | $ 77,000 | $ 47,000 |
| Arenac County Michigan | 2 | $ 124,000 | $ 62,000 | $ 67,000 |
| Chippewa County Michigan | 2 | $ 182,000 | $ 91,000 | $ 67,000 |
| Gladwin County Michigan | 2 | $ 209,000 | $ 104,000 | $ 41,000 |
| Cape Girardeau County Missouri | 2 | $ 115,000 | $ 57,000 | $ 78,000 |
| Lucas County Ohio | 2 | $ 5,000 | $ 2,000 | $ 58,000 |
| Preble County Ohio | 2 | $ 78,000 | $ 39,000 | $ 62,000 |
| Racine County Wisconsin | 2 | $ 394,000 | $ 197,000 | $ 107,000 |
| Pitkin County Colorado | 1 | $ 953,000 | $ 953,000 | $ 513,000 |
| Charlotte County Florida | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Lake County Florida | 1 | $ 40,000 | $ 40,000 | $ 72,000 |
| Martin County Florida | 1 | $ 129,000 | $ 129,000 | $ 300,000 |
| Miami-Dade County Florida | 1 | $ 224,000 | $ 224,000 | $ 923,000 |
| Monroe County Florida | 1 | $ 150,000 | $ 150,000 | $ 444,000 |
| Okaloosa County Florida | 1 | $ 10,000 | $ 10,000 | $ 56,000 |
| Sumter County Florida | 1 | $ 34,000 | $ 34,000 | $ 59,000 |
| Volusia County Florida | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Walton County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Bond County Illinois | 1 | $ 47,000 | $ 47,000 | $ 26,000 |
| Carroll County Illinois | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Clinton County Illinois | 1 | $ 46,000 | $ 46,000 | $ 35,000 |
| Coles County Illinois | 1 | $ 138,000 | $ 138,000 | $ 20,000 |
| Edgar County Illinois | 1 | $ 2,000 | $ 2,000 | $ 26,000 |
| Edwards County Illinois | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| Franklin County Illinois | 1 | $ 34,000 | $ 34,000 | $ 29,000 |
| Gallatin County Illinois | 1 | $ 88,000 | $ 88,000 | $ 62,000 |
| Hamilton County Illinois | 1 | $ 16,000 | $ 16,000 | $ 56,000 |
| Jackson County Illinois | 1 | $ 87,000 | $ 87,000 | $ 71,000 |
| Johnson County Illinois | 1 | $ 1,905,000 | $ 1,905,000 | $ 0 |
| Livingston County Illinois | 1 | $ 86,000 | $ 86,000 | $ 139,000 |
| Madison County Illinois | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| McLean County Illinois | 1 | $ 51,000 | $ 51,000 | $ 63,000 |
| Tazewell County Illinois | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Vermilion County Illinois | 1 | $ 1,000 | $ 1,000 | $ 33,000 |
| Wayne County Illinois | 1 | $ 3,000 | $ 3,000 | $ 57,000 |
| Fountain County Indiana | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Fulton County Indiana | 1 | $ 8,000 | $ 8,000 | $ 46,000 |
| Switzerland County Indiana | 1 | $ 32,000 | $ 32,000 | $ 76,000 |
| Tipton County Indiana | 1 | $ 40,000 | $ 40,000 | $ 111,000 |
| Johnson County Iowa | 1 | $ 6,920,000 | $ 6,920,000 | $ 0 |
| Polk County Iowa | 1 | $ 78,000 | $ 78,000 | $ 137,000 |
| Breckinridge County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 42,000 |
| Carroll County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 16,000 |
| Fleming County Kentucky | 1 | $ 22,000 | $ 22,000 | $ 19,000 |
| Hart County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Larue County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 50,000 |
| Laurel County Kentucky | 1 | $ 13,000 | $ 13,000 | $ 66,000 |
| Livingston County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| McLean County Kentucky | 1 | $ 2,000 | $ 2,000 | $ 38,000 |
| Meade County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 18,000 |
| Muhlenberg County Kentucky | 1 | $ 3,000 | $ 3,000 | $ 50,000 |
| Owen County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 65,000 |
| Rowan County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 48,000 |
| Simpson County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 76,000 |
| Taylor County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 89,000 |
| Trigg County Kentucky | 1 | $ 8,000 | $ 8,000 | $ 58,000 |
| Warren County Kentucky | 1 | $ 31,000 | $ 31,000 | $ 159,000 |
| Wayne County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 93,000 |
| Alpena County Michigan | 1 | $ 5,000 | $ 5,000 | $ 17,000 |
| Dickinson County Michigan | 1 | $ 8,000 | $ 8,000 | $ 24,000 |
| Iosco County Michigan | 1 | $ 23,000 | $ 23,000 | $ 42,000 |
| Mackinac County Michigan | 1 | $ 277,000 | $ 277,000 | $ 313,000 |
| Menominee County Michigan | 1 | $ 23,000 | $ 23,000 | $ 57,000 |
| Oscoda County Michigan | 1 | $ 7,000 | $ 7,000 | $ 55,000 |
| Texas County Missouri | 1 | $ 10,000 | $ 10,000 | $ 94,000 |
| Clark County Nevada | 1 | $ 8,000 | $ 8,000 | $ 50,000 |
| Somerset County New Jersey | 1 | $ 24,000 | $ 24,000 | $ 27,000 |
| Broome County New York | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| Ulster County New York | 1 | $ 38,000 | $ 38,000 | $ 45,000 |
| Adams County Ohio | 1 | $ 62,000 | $ 62,000 | $ 51,000 |
| Allen County Ohio | 1 | $ 44,000 | $ 44,000 | $ 54,000 |
| Auglaize County Ohio | 1 | $ 26,000 | $ 26,000 | $ 24,000 |
| Brown County Ohio | 1 | $ 5,000 | $ 5,000 | $ 68,000 |
| Clark County Ohio | 1 | $ 20,000 | $ 20,000 | $ 44,000 |
| Clinton County Ohio | 1 | $ 43,000 | $ 43,000 | $ 89,000 |
| Cuyahoga County Ohio | 1 | $ 44,000 | $ 44,000 | $ 120,000 |
| Darke County Ohio | 1 | $ 118,000 | $ 118,000 | $ 188,000 |
| Paulding County Ohio | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| Seneca County Ohio | 1 | $ 17,000 | $ 17,000 | $ 40,000 |
| Wayne County Ohio | 1 | $ 66,000 | $ 66,000 | $ 45,000 |
| Northampton County Pennsylvania | 1 | $ 300,000 | $ 300,000 | $ 19,000 |
| Salinas County Puerto Rico | 1 | $ 5,000 | $ 5,000 | $ 25,000 |
| Greenville County South Carolina | 1 | $ 695,000 | $ 695,000 | $ 580,000 |
| Horry County South Carolina | 1 | $ 9,000 | $ 9,000 | $ 50,000 |
| Utah County Utah | 1 | $ 74,000 | $ 74,000 | $ 238,000 |
| Brown County Wisconsin | 1 | $ 1,125,000 | $ 1,125,000 | $ 0 |
| Door County Wisconsin | 1 | $ 248,000 | $ 248,000 | $ 256,000 |
| Milwaukee County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 22,000 |
| Sawyer County Wisconsin | 1 | $ 344,000 | $ 344,000 | $ 300,000 |
| Walworth County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Waukesha County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 240,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 7,499 | $470,780,000 | $152,000 | $2,500,000 | $110,923 | $4,653,000 |
| Home Improvement (one-to-four family) | 4,103 | $93,670,000 | $27,416 | $746,000 | $72,750 | $1,620,000 |
| Home Purchase (one-to-four family) | 1,647 | $81,175,000 | $146,777 | $2,500,000 | $150,777 | $2,019,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 94 | $63,285,000 | $1,773,666 | $6,960,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,260 | $507,381,000 | $160,666 | $2,500,000 | $130,000 | $4,653,000 |
| Information not provided by applicant in mail or telephone application | 1,479 | $66,648,000 | $52,125 | $798,000 | $79,625 | $755,000 |
| Black | 591 | $17,801,000 | $28,833 | $300,000 | $51,166 | $215,000 |
| Hispanic | 517 | $23,490,000 | $34,250 | $295,000 | $52,625 | $300,000 |
| Not applicable | 204 | $68,513,000 | $347,714 | $6,960,000 | $1,714 | $112,000 |
| Asian or Pacific Islander | 135 | $17,237,000 | $1,195,166 | $6,920,000 | $69,666 | $1,449,000 |
| Other | 99 | $5,998,000 | $72,333 | $925,000 | $76,333 | $563,000 |
| American Indian or Alaskan Native | 58 | $1,842,000 | $26,600 | $196,000 | $51,200 | $190,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,343 | $708,910,000 | $343,117 | $6,960,000 | $111,941 | $4,653,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,369 | $497,966,000 | $415,866 | $6,960,000 | $132,066 | $4,653,000 |
| Application Denied By Financial Institution | 3,958 | $157,919,000 | $36,000 | $2,500,000 | $72,727 | $1,620,000 |
| Application Approved But Not Accepted | 826 | $39,958,000 | $39,666 | $1,425,000 | $70,000 | $551,000 |
| Application Withdrawn By Applicant | 189 | $13,015,000 | $78,857 | $4,270,000 | $71,428 | $700,000 |
| File Closed For Incompleteness | 1 | $52,000 | $52,000 | $52,000 | $113,000 | $113,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,648 | $68,064,000 | $39,571 | $2,500,000 | $47,285 | $509,000 |
| Credit History | 1,572 | $51,937,000 | $22,857 | $925,000 | $60,714 | $1,620,000 |
| Collateral | 357 | $20,022,000 | $51,571 | $2,500,000 | $85,000 | $249,000 |
| Other | 128 | $5,108,000 | $27,857 | $200,000 | $59,857 | $700,000 |
| Unverifiable Information | 110 | $7,248,000 | $37,200 | $308,000 | $58,400 | $239,000 |
| Credit Application Incomplete | 79 | $3,745,000 | $47,750 | $400,000 | $60,750 | $1,200,000 |
| Employment History | 64 | $1,795,000 | $25,400 | $135,000 | $46,200 | $148,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fifth Third Bank Michigan's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fifth Third Bank Michigan's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.