Financial Freedom Mortgage, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Financial Freedom Mortgage, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Financial Freedom Mortgage, Llc 875 Route 73 North Suite F Mount Laurel, NJ 08053 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 2,837 |
| Total Mortgage Loan Application Amount | $789,555,000 |
| Average Mortgage Loan Application Amount | $274,333 |
| Highest Mortgage Loan Application Amount | $1,935,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $996,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Financial Freedom Mortgage, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Financial Freedom Mortgage, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Financial Freedom Mortgage, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Financial Freedom Mortgage, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Financial Freedom Mortgage, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Financial Freedom Mortgage, Llc's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 205 | $ 60,775,000 | $ 296,000 | $ 87,000 |
| Baltimore County Maryland | 111 | $ 29,505,000 | $ 265,000 | $ 73,000 |
| Essex County New Jersey | 108 | $ 31,720,000 | $ 293,000 | $ 85,000 |
| Miami-Dade County Florida | 103 | $ 30,135,000 | $ 292,000 | $ 87,000 |
| Monmouth County New Jersey | 98 | $ 28,580,000 | $ 291,000 | $ 104,000 |
| Union County New Jersey | 94 | $ 27,190,000 | $ 289,000 | $ 96,000 |
| Montgomery County Maryland | 90 | $ 31,960,000 | $ 355,000 | $ 108,000 |
| Broward County Florida | 88 | $ 24,880,000 | $ 282,000 | $ 80,000 |
| Middlesex County New Jersey | 87 | $ 24,905,000 | $ 286,000 | $ 101,000 |
| Bergen County New Jersey | 83 | $ 29,395,000 | $ 354,000 | $ 109,000 |
| Ocean County New Jersey | 79 | $ 18,955,000 | $ 239,000 | $ 79,000 |
| Burlington County New Jersey | 77 | $ 17,985,000 | $ 233,000 | $ 91,000 |
| New Castle County Delaware | 72 | $ 17,300,000 | $ 240,000 | $ 69,000 |
| Palm Beach County Florida | 70 | $ 19,020,000 | $ 271,000 | $ 72,000 |
| Anne Arundel County Maryland | 67 | $ 19,065,000 | $ 284,000 | $ 79,000 |
| Camden County New Jersey | 64 | $ 13,630,000 | $ 212,000 | $ 85,000 |
| Hillsborough County Florida | 60 | $ 16,350,000 | $ 272,000 | $ 79,000 |
| Baltimore City County Maryland | 54 | $ 10,810,000 | $ 200,000 | $ 69,000 |
| Hudson County New Jersey | 50 | $ 17,360,000 | $ 347,000 | $ 103,000 |
| Passaic County New Jersey | 48 | $ 15,400,000 | $ 320,000 | $ 103,000 |
| Orange County Florida | 45 | $ 10,715,000 | $ 238,000 | $ 74,000 |
| Morris County New Jersey | 45 | $ 16,215,000 | $ 360,000 | $ 119,000 |
| Sussex County Delaware | 41 | $ 10,875,000 | $ 265,000 | $ 61,000 |
| Charles County Maryland | 38 | $ 11,480,000 | $ 302,000 | $ 100,000 |
| Brevard County Florida | 36 | $ 8,690,000 | $ 241,000 | $ 64,000 |
| Somerset County New Jersey | 35 | $ 12,045,000 | $ 344,000 | $ 119,000 |
| Kent County Delaware | 34 | $ 8,380,000 | $ 246,000 | $ 57,000 |
| Harford County Maryland | 34 | $ 9,120,000 | $ 268,000 | $ 91,000 |
| Pinellas County Florida | 31 | $ 11,675,000 | $ 376,000 | $ 90,000 |
| Atlantic County New Jersey | 31 | $ 7,075,000 | $ 228,000 | $ 75,000 |
| Volusia County Florida | 30 | $ 6,660,000 | $ 222,000 | $ 57,000 |
| St. Lucie County Florida | 29 | $ 6,965,000 | $ 240,000 | $ 77,000 |
| Mercer County New Jersey | 29 | $ 7,235,000 | $ 249,000 | $ 97,000 |
| Sussex County New Jersey | 29 | $ 7,665,000 | $ 264,000 | $ 105,000 |
| Frederick County Maryland | 28 | $ 8,380,000 | $ 299,000 | $ 85,000 |
| Gloucester County New Jersey | 27 | $ 5,855,000 | $ 216,000 | $ 72,000 |
| Polk County Florida | 25 | $ 7,085,000 | $ 283,000 | $ 59,000 |
| Sarasota County Florida | 25 | $ 7,865,000 | $ 314,000 | $ 96,000 |
| Lee County Florida | 24 | $ 5,600,000 | $ 233,000 | $ 68,000 |
| Howard County Maryland | 24 | $ 8,870,000 | $ 369,000 | $ 104,000 |
| Washington County Maryland | 24 | $ 5,500,000 | $ 229,000 | $ 70,000 |
| Carroll County Maryland | 23 | $ 6,645,000 | $ 288,000 | $ 82,000 |
| Cape May County New Jersey | 22 | $ 6,640,000 | $ 301,000 | $ 123,000 |
| Collier County Florida | 21 | $ 5,825,000 | $ 277,000 | $ 70,000 |
| Osceola County Florida | 21 | $ 5,895,000 | $ 280,000 | $ 107,000 |
| Lake County Florida | 20 | $ 5,630,000 | $ 281,000 | $ 69,000 |
| Duval County Florida | 18 | $ 3,590,000 | $ 199,000 | $ 61,000 |
| Cumberland County New Jersey | 18 | $ 3,730,000 | $ 207,000 | $ 88,000 |
| Hunterdon County New Jersey | 18 | $ 6,130,000 | $ 340,000 | $ 103,000 |
| Manatee County Florida | 15 | $ 3,975,000 | $ 265,000 | $ 67,000 |
| Marion County Florida | 14 | $ 4,130,000 | $ 295,000 | $ 69,000 |
| Pasco County Florida | 14 | $ 3,200,000 | $ 228,000 | $ 65,000 |
| Queen Anne's County Maryland | 14 | $ 4,300,000 | $ 307,000 | $ 69,000 |
| Seminole County Florida | 13 | $ 3,435,000 | $ 264,000 | $ 65,000 |
| St. Johns County Florida | 13 | $ 3,625,000 | $ 278,000 | $ 62,000 |
| Clay County Florida | 12 | $ 2,580,000 | $ 215,000 | $ 65,000 |
| Cecil County Maryland | 12 | $ 2,750,000 | $ 229,000 | $ 68,000 |
| St. Mary's County Maryland | 12 | $ 3,400,000 | $ 283,000 | $ 113,000 |
| Calvert County Maryland | 11 | $ 3,295,000 | $ 299,000 | $ 94,000 |
| Charlotte County Florida | 10 | $ 1,790,000 | $ 179,000 | $ 55,000 |
| Escambia County Florida | 10 | $ 2,090,000 | $ 209,000 | $ 58,000 |
| Okaloosa County Florida | 10 | $ 2,270,000 | $ 227,000 | $ 82,000 |
| Bay County Florida | 9 | $ 2,395,000 | $ 266,000 | $ 63,000 |
| Caroline County Maryland | 9 | $ 2,315,000 | $ 257,000 | $ 85,000 |
| Warren County New Jersey | 9 | $ 2,735,000 | $ 303,000 | $ 112,000 |
| Flagler County Florida | 8 | $ 1,860,000 | $ 232,000 | $ 50,000 |
| Indian River County Florida | 8 | $ 2,020,000 | $ 252,000 | $ 80,000 |
| Santa Rosa County Florida | 8 | $ 1,490,000 | $ 186,000 | $ 47,000 |
| Wicomico County Maryland | 8 | $ 1,980,000 | $ 247,000 | $ 81,000 |
| Worcester County Maryland | 8 | $ 2,330,000 | $ 291,000 | $ 51,000 |
| Hernando County Florida | 7 | $ 1,445,000 | $ 206,000 | $ 65,000 |
| Leon County Florida | 7 | $ 1,545,000 | $ 220,000 | $ 65,000 |
| Martin County Florida | 7 | $ 2,535,000 | $ 362,000 | $ 94,000 |
| Salem County New Jersey | 7 | $ 1,245,000 | $ 177,000 | $ 72,000 |
| Citrus County Florida | 5 | $ 1,515,000 | $ 303,000 | $ 68,000 |
| Dorchester County Maryland | 5 | $ 1,425,000 | $ 285,000 | $ 136,000 |
| Putnam County Florida | 3 | $ 555,000 | $ 185,000 | $ 83,000 |
| Garrett County Maryland | 3 | $ 825,000 | $ 275,000 | $ 130,000 |
| Somerset County Maryland | 3 | $ 545,000 | $ 181,000 | $ 58,000 |
| Talbot County Maryland | 3 | $ 655,000 | $ 218,000 | $ 58,000 |
| Columbia County Florida | 2 | $ 290,000 | $ 145,000 | $ 46,000 |
| Gulf County Florida | 2 | $ 370,000 | $ 185,000 | $ 54,000 |
| Highlands County Florida | 2 | $ 360,000 | $ 180,000 | $ 111,000 |
| Monroe County Florida | 2 | $ 880,000 | $ 440,000 | $ 100,000 |
| Sumter County Florida | 2 | $ 780,000 | $ 390,000 | $ 85,000 |
| Wakulla County Florida | 2 | $ 680,000 | $ 340,000 | $ 59,000 |
| Walton County Florida | 2 | $ 450,000 | $ 225,000 | $ 56,000 |
| Allegany County Maryland | 2 | $ 170,000 | $ 85,000 | $ 21,000 |
| Alachua County Florida | 1 | $ 345,000 | $ 345,000 | $ 176,000 |
| Baker County Florida | 1 | $ 125,000 | $ 125,000 | $ 22,000 |
| Bradford County Florida | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| Calhoun County Florida | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| DeSoto County Florida | 1 | $ 205,000 | $ 205,000 | $ 240,000 |
| Hendry County Florida | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Holmes County Florida | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Jackson County Florida | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| Jefferson County Florida | 1 | $ 305,000 | $ 305,000 | $ 86,000 |
| Levy County Florida | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Washington County Florida | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
Mortgage Loan Application Detail Totals for Financial Freedom Mortgage, Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 2,099 | $586,255,000 | $279,000 | $1,935,000 | $84,000 | $996,000 |
| Refinancing | 712 | $196,300,000 | $275,000 | $1,355,000 | $89,000 | $470,000 |
| Home Purchase | 26 | $7,000,000 | $269,000 | $545,000 | $94,000 | $225,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,653 | $459,185,000 | $277,000 | $1,935,000 | $87,000 | $996,000 |
| Black or African American | 559 | $144,475,000 | $258,000 | $985,000 | $75,000 | $300,000 |
| Hispanic | 303 | $83,345,000 | $275,000 | $1,065,000 | $81,000 | $673,000 |
| Not Provided | 153 | $44,105,000 | $288,000 | $905,000 | $83,000 | $540,000 |
| Asian | 77 | $28,485,000 | $369,000 | $1,355,000 | $126,000 | $500,000 |
| American Indian or Alaskan Native | 42 | $12,920,000 | $307,000 | $585,000 | $105,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,325,000 | $332,000 | $705,000 | $112,000 | $261,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,558 | $445,670,000 | $286,000 | $1,935,000 | $94,000 | $996,000 |
| FHA-insured (Federal Housing Administration) | 1,191 | $317,485,000 | $266,000 | $785,000 | $76,000 | $530,000 |
| VA-guaranteed (Veterans Administration) | 85 | $25,745,000 | $302,000 | $825,000 | $62,000 | $240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $655,000 | $218,000 | $375,000 | $95,000 | $142,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 2,198 | $616,280,000 | $280,000 | $1,935,000 | $86,000 | $996,000 |
| Loan Originated | 596 | $160,440,000 | $269,000 | $1,065,000 | $83,000 | $408,000 |
| Application Approved But Not Accepted | 41 | $12,075,000 | $294,000 | $575,000 | $69,000 | $158,000 |
| File Closed For Incompleteness | 2 | $760,000 | $380,000 | $505,000 | $159,000 | $273,000 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,837 | $789,555,000 | $278,000 | $1,935,000 | $85,000 | $996,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Financial Freedom Mortgage, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Financial Freedom Mortgage, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.