First American Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
First American Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First American Bank 80 Stratford Drive Elk Grove Village, IL 60108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,385 |
| Total Mortgage Loan Application Amount | $1,131,845,000 |
| Average Mortgage Loan Application Amount | $173,200 |
| Highest Mortgage Loan Application Amount | $12,005,000 |
| Average Applicant Income | $157,800 |
| Highest Applicant Income | $5,472,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with First American Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First American Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down First American Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First American Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First American Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First American Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 2,305 | $ 408,525,000 | $ 177,000 | $ 149,000 |
| DuPage County Illinois | 725 | $ 125,615,000 | $ 173,000 | $ 157,000 |
| Lake County Illinois | 571 | $ 91,305,000 | $ 159,000 | $ 163,000 |
| Kane County Illinois | 552 | $ 83,920,000 | $ 152,000 | $ 132,000 |
| Will County Illinois | 530 | $ 75,190,000 | $ 141,000 | $ 129,000 |
| Miami-Dade County Florida | 387 | $ 122,725,000 | $ 317,000 | $ 214,000 |
| Kenosha County Wisconsin | 267 | $ 43,905,000 | $ 164,000 | $ 94,000 |
| McHenry County Illinois | 180 | $ 27,200,000 | $ 151,000 | $ 136,000 |
| Kankakee County Illinois | 133 | $ 12,685,000 | $ 95,000 | $ 86,000 |
| Kendall County Illinois | 59 | $ 9,365,000 | $ 158,000 | $ 136,000 |
| Broward County Florida | 58 | $ 14,800,000 | $ 255,000 | $ 182,000 |
| DeKalb County Illinois | 30 | $ 3,420,000 | $ 114,000 | $ 75,000 |
| Milwaukee County Wisconsin | 30 | $ 3,810,000 | $ 127,000 | $ 110,000 |
| Racine County Wisconsin | 30 | $ 6,160,000 | $ 205,000 | $ 126,000 |
| Palm Beach County Florida | 29 | $ 5,395,000 | $ 186,000 | $ 189,000 |
| Lake County Indiana | 26 | $ 3,870,000 | $ 148,000 | $ 108,000 |
| Walworth County Wisconsin | 25 | $ 5,505,000 | $ 220,000 | $ 151,000 |
| Grundy County Illinois | 21 | $ 3,205,000 | $ 152,000 | $ 139,000 |
| Winnebago County Illinois | 21 | $ 1,665,000 | $ 79,000 | $ 101,000 |
| Collier County Florida | 18 | $ 4,050,000 | $ 225,000 | $ 190,000 |
| Maricopa County Arizona | 15 | $ 3,675,000 | $ 245,000 | $ 252,000 |
| Lee County Florida | 14 | $ 3,040,000 | $ 217,000 | $ 213,000 |
| Waukesha County Wisconsin | 14 | $ 3,820,000 | $ 272,000 | $ 202,000 |
| Berrien County Michigan | 10 | $ 2,130,000 | $ 213,000 | $ 369,000 |
| Manatee County Florida | 9 | $ 1,475,000 | $ 163,000 | $ 178,000 |
| Pinellas County Florida | 9 | $ 1,585,000 | $ 176,000 | $ 101,000 |
| Hillsborough County Florida | 8 | $ 1,140,000 | $ 142,000 | $ 210,000 |
| Orange County Florida | 8 | $ 1,080,000 | $ 135,000 | $ 93,000 |
| Boone County Illinois | 8 | $ 1,630,000 | $ 203,000 | $ 114,000 |
| Iroquois County Illinois | 8 | $ 690,000 | $ 86,000 | $ 76,000 |
| Clark County Nevada | 8 | $ 3,310,000 | $ 413,000 | $ 209,000 |
| Rock County Wisconsin | 8 | $ 1,450,000 | $ 181,000 | $ 104,000 |
| Indian River County Florida | 7 | $ 1,995,000 | $ 285,000 | $ 197,000 |
| Sarasota County Florida | 6 | $ 1,790,000 | $ 298,000 | $ 142,000 |
| Porter County Indiana | 6 | $ 520,000 | $ 86,000 | $ 174,000 |
| Charleston County South Carolina | 6 | $ 2,520,000 | $ 420,000 | $ 594,000 |
| Monroe County Florida | 5 | $ 2,465,000 | $ 493,000 | $ 333,000 |
| LaPorte County Indiana | 5 | $ 875,000 | $ 175,000 | $ 204,000 |
| Brevard County Florida | 4 | $ 660,000 | $ 165,000 | $ 103,000 |
| Charlotte County Florida | 4 | $ 1,080,000 | $ 270,000 | $ 103,000 |
| Polk County Florida | 4 | $ 500,000 | $ 125,000 | $ 66,000 |
| Lee County Illinois | 4 | $ 260,000 | $ 65,000 | $ 43,000 |
| McLean County Illinois | 4 | $ 610,000 | $ 152,000 | $ 94,000 |
| Cass County Michigan | 4 | $ 770,000 | $ 192,000 | $ 285,000 |
| Los Angeles County California | 3 | $ 1,115,000 | $ 371,000 | $ 391,000 |
| Seminole County Florida | 3 | $ 385,000 | $ 128,000 | $ 166,000 |
| Carroll County Illinois | 3 | $ 245,000 | $ 81,000 | $ 61,000 |
| LaSalle County Illinois | 3 | $ 545,000 | $ 181,000 | $ 109,000 |
| Orleans County Louisiana | 3 | $ 405,000 | $ 135,000 | $ 1,441,000 |
| Franklin County Missouri | 3 | $ 305,000 | $ 101,000 | $ 191,000 |
| St. Louis County Missouri | 3 | $ 1,045,000 | $ 348,000 | $ 248,000 |
| Cheshire County New Hampshire | 3 | $ 385,000 | $ 128,000 | $ 194,000 |
| Fairfax County Virginia | 3 | $ 285,000 | $ 95,000 | $ 84,000 |
| Oneida County Wisconsin | 3 | $ 545,000 | $ 181,000 | $ 66,000 |
| Mohave County Arizona | 2 | $ 690,000 | $ 345,000 | $ 136,000 |
| Fresno County California | 2 | $ 780,000 | $ 390,000 | $ 182,000 |
| Hartford County Connecticut | 2 | $ 610,000 | $ 305,000 | $ 21,000 |
| Alachua County Florida | 2 | $ 360,000 | $ 180,000 | $ 72,000 |
| Martin County Florida | 2 | $ 360,000 | $ 180,000 | $ 83,000 |
| Osceola County Florida | 2 | $ 310,000 | $ 155,000 | $ 32,000 |
| St. Lucie County Florida | 2 | $ 210,000 | $ 105,000 | $ 68,000 |
| Sumter County Florida | 2 | $ 530,000 | $ 265,000 | $ 135,000 |
| Volusia County Florida | 2 | $ 720,000 | $ 360,000 | $ 119,000 |
| Glynn County Georgia | 2 | $ 390,000 | $ 195,000 | $ 44,000 |
| Champaign County Illinois | 2 | $ 350,000 | $ 175,000 | $ 61,000 |
| Ford County Illinois | 2 | $ 160,000 | $ 80,000 | $ 65,000 |
| Jo Daviess County Illinois | 2 | $ 270,000 | $ 135,000 | $ 121,000 |
| Livingston County Illinois | 2 | $ 160,000 | $ 80,000 | $ 34,000 |
| Piatt County Illinois | 2 | $ 130,000 | $ 65,000 | $ 36,000 |
| Marion County Indiana | 2 | $ 600,000 | $ 300,000 | $ 115,000 |
| Johnson County Kansas | 2 | $ 630,000 | $ 315,000 | $ 206,000 |
| Oakland County Michigan | 2 | $ 530,000 | $ 265,000 | $ 123,000 |
| Hennepin County Minnesota | 2 | $ 800,000 | $ 400,000 | $ 319,000 |
| St. Louis County Minnesota | 2 | $ 650,000 | $ 325,000 | $ 325,000 |
| Greene County New York | 2 | $ 1,090,000 | $ 545,000 | $ 2,679,000 |
| Horry County South Carolina | 2 | $ 190,000 | $ 95,000 | $ 102,000 |
| Davidson County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 120,000 |
| Hamilton County Tennessee | 2 | $ 900,000 | $ 450,000 | $ 117,000 |
| Columbia County Wisconsin | 2 | $ 150,000 | $ 75,000 | $ 84,000 |
| Door County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 123,000 |
| Fond du Lac County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 71,000 |
| Jackson County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 46,000 |
| Ozaukee County Wisconsin | 2 | $ 580,000 | $ 290,000 | $ 135,000 |
| Price County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 167,000 |
| Rusk County Wisconsin | 2 | $ 270,000 | $ 135,000 | $ 113,000 |
| Sauk County Wisconsin | 2 | $ 340,000 | $ 170,000 | $ 271,000 |
| Vilas County Wisconsin | 2 | $ 440,000 | $ 220,000 | $ 97,000 |
| Jefferson County Alabama | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Yavapai County Arizona | 1 | $ 285,000 | $ 285,000 | $ 107,000 |
| Faulkner County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| El Dorado County California | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Nevada County California | 1 | $ 175,000 | $ 175,000 | $ 220,000 |
| Placer County California | 1 | $ 105,000 | $ 105,000 | $ 128,000 |
| Sacramento County California | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| San Bernardino County California | 1 | $ 385,000 | $ 385,000 | $ 299,000 |
| San Diego County California | 1 | $ 315,000 | $ 315,000 | $ 508,000 |
| Douglas County Colorado | 1 | $ 105,000 | $ 105,000 | $ 140,000 |
| Eagle County Colorado | 1 | $ 255,000 | $ 255,000 | $ 714,000 |
| Larimer County Colorado | 1 | $ 45,000 | $ 45,000 | $ 201,000 |
| Citrus County Florida | 1 | $ 155,000 | $ 155,000 | $ 154,000 |
| Clay County Florida | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Duval County Florida | 1 | $ 255,000 | $ 255,000 | $ 162,000 |
| Gulf County Florida | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| Hernando County Florida | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Jefferson County Florida | 1 | $ 55,000 | $ 55,000 | $ 3,600,000 |
| Lake County Florida | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Marion County Florida | 1 | $ 305,000 | $ 305,000 | $ 59,000 |
| Nassau County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Bibb County Georgia | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Cobb County Georgia | 1 | $ 445,000 | $ 445,000 | $ 106,000 |
| Fulton County Georgia | 1 | $ 925,000 | $ 925,000 | $ 250,000 |
| Gwinnett County Georgia | 1 | $ 235,000 | $ 235,000 | $ 68,000 |
| Henry County Georgia | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| McDuffie County Georgia | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Troup County Georgia | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Benewah County Idaho | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Cass County Illinois | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Jackson County Illinois | 1 | $ 185,000 | $ 185,000 | $ 130,000 |
| Jefferson County Illinois | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Macon County Illinois | 1 | $ 35,000 | $ 35,000 | $ 157,000 |
| Peoria County Illinois | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Putnam County Illinois | 1 | $ 125,000 | $ 125,000 | $ 166,000 |
| St. Clair County Illinois | 1 | $ 85,000 | $ 85,000 | $ 234,000 |
| Stephenson County Illinois | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Union County Illinois | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Whiteside County Illinois | 1 | $ 25,000 | $ 25,000 | $ 175,000 |
| Jasper County Indiana | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Newton County Indiana | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Shelby County Indiana | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Polk County Iowa | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Boyle County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 1,500,000 |
| Graves County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 105,000 |
| Livingston County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| McCracken County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 20,000 |
| Russell County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Lafayette County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 295,000 |
| St. Tammany County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 92,000 |
| Cumberland County Maine | 1 | $ 155,000 | $ 155,000 | $ 217,000 |
| Frederick County Maryland | 1 | $ 415,000 | $ 415,000 | $ 152,000 |
| Queen Anne's County Maryland | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Gratiot County Michigan | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Houghton County Michigan | 1 | $ 115,000 | $ 115,000 | $ 172,000 |
| Kalamazoo County Michigan | 1 | $ 395,000 | $ 395,000 | $ 182,000 |
| Kent County Michigan | 1 | $ 335,000 | $ 335,000 | $ 132,000 |
| Macomb County Michigan | 1 | $ 25,000 | $ 25,000 | $ 89,000 |
| Montcalm County Michigan | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Wayne County Michigan | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| Aitkin County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Anoka County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Sherburne County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Adair County Missouri | 1 | $ 225,000 | $ 225,000 | $ 500,000 |
| Buchanan County Missouri | 1 | $ 95,000 | $ 95,000 | $ 149,000 |
| Stone County Missouri | 1 | $ 245,000 | $ 245,000 | $ 168,000 |
| Gallatin County Montana | 1 | $ 155,000 | $ 155,000 | $ 163,000 |
| Washoe County Nevada | 1 | $ 225,000 | $ 225,000 | $ 214,000 |
| Cape May County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 1,035,000 |
| Monmouth County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 395,000 |
| Dona Ana County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 152,000 |
| Monroe County New York | 1 | $ 85,000 | $ 85,000 | $ 101,000 |
| Suffolk County New York | 1 | $ 655,000 | $ 655,000 | $ 115,000 |
| Brunswick County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 203,000 |
| Forsyth County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 168,000 |
| Johnston County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 161,000 |
| Moore County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Union County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| Montgomery County Ohio | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Richland County Ohio | 1 | $ 75,000 | $ 75,000 | $ 124,000 |
| Creek County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Deschutes County Oregon | 1 | $ 415,000 | $ 415,000 | $ 289,000 |
| Multnomah County Oregon | 1 | $ 75,000 | $ 75,000 | $ 154,000 |
| Polk County Oregon | 1 | $ 205,000 | $ 205,000 | $ 195,000 |
| Washington County Oregon | 1 | $ 55,000 | $ 55,000 | $ 185,000 |
| Aiken County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Beaufort County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 113,000 |
| Berkeley County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Greenville County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Lancaster County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 80,000 |
| Loudon County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Putnam County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 35,000 |
| Washington County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 31,000 |
| Summit County Utah | 1 | $ 85,000 | $ 85,000 | $ 150,000 |
| Loudoun County Virginia | 1 | $ 205,000 | $ 205,000 | $ 5,472,000 |
| Skagit County Washington | 1 | $ 1,265,000 | $ 1,265,000 | $ 400,000 |
| Snohomish County Washington | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Whatcom County Washington | 1 | $ 245,000 | $ 245,000 | $ 40,000 |
| Adams County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 5,000 |
| Barron County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Clark County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Crawford County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Dane County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 135,000 |
| Dunn County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 66,000 |
| Green Lake County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Iowa County Wisconsin | 1 | $ 545,000 | $ 545,000 | $ 142,000 |
| Jefferson County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 187,000 |
| Juneau County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 342,000 |
| Marquette County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 152,000 |
| Sheboygan County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 551,000 |
| Waupaca County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 139,000 |
| Waushara County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Park County Wyoming | 1 | $ 485,000 | $ 485,000 | $ 130,000 |
Mortgage Loan Application Detail Totals for First American Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,426 | $444,060,000 | $183,000 | $2,585,000 | $136,000 | $5,472,000 |
| Cash-out Refinancing | 1,280 | $284,110,000 | $221,000 | $12,005,000 | $119,000 | $3,682,000 |
| Home Improvement | 1,104 | $108,710,000 | $98,000 | $1,005,000 | $198,000 | $4,968,000 |
| Home Purchase | 829 | $225,945,000 | $272,000 | $5,505,000 | $156,000 | $4,558,000 |
| Other Purpose | 746 | $69,020,000 | $92,000 | $1,315,000 | $180,000 | $4,665,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,497 | $569,045,000 | $162,000 | $1,835,000 | $162,000 | $5,472,000 |
| Not Provided | 1,089 | $206,945,000 | $190,000 | $1,905,000 | $145,000 | $2,074,000 |
| Hispanic | 1,068 | $203,390,000 | $190,000 | $2,455,000 | $125,000 | $3,682,000 |
| Asian | 300 | $55,100,000 | $183,000 | $775,000 | $156,000 | $2,683,000 |
| Black or African American | 291 | $35,425,000 | $121,000 | $545,000 | $104,000 | $1,819,000 |
| Not applicable | 43 | $43,905,000 | $1,021,000 | $12,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 15 | $1,675,000 | $111,000 | $405,000 | $365,000 | $3,600,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $515,000 | $171,000 | $255,000 | $154,000 | $214,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,341 | $1,122,395,000 | $177,000 | $12,005,000 | $152,000 | $5,472,000 |
| FHA-insured (Federal Housing Administration) | 37 | $7,935,000 | $214,000 | $495,000 | $104,000 | $585,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,515,000 | $216,000 | $385,000 | $94,000 | $299,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,809 | $651,795,000 | $171,000 | $12,005,000 | $159,000 | $5,472,000 |
| Application Denied By Financial Institution | 1,211 | $203,355,000 | $167,000 | $2,055,000 | $113,000 | $4,092,000 |
| Application Withdrawn By Applicant | 852 | $176,190,000 | $206,000 | $1,895,000 | $176,000 | $4,665,000 |
| File Closed For Incompleteness | 342 | $69,490,000 | $203,000 | $1,165,000 | $140,000 | $1,550,000 |
| Application Approved But Not Accepted | 171 | $31,015,000 | $181,000 | $2,175,000 | $151,000 | $1,348,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,174 | $928,490,000 | $179,000 | $12,005,000 | $160,000 | $5,472,000 |
| Debt-To-Income Ratio | 713 | $121,205,000 | $169,000 | $2,055,000 | $80,000 | $2,683,000 |
| Credit History | 286 | $38,230,000 | $133,000 | $955,000 | $122,000 | $4,092,000 |
| Collateral | 169 | $31,025,000 | $183,000 | $2,005,000 | $197,000 | $2,481,000 |
| Other | 31 | $9,095,000 | $293,000 | $1,315,000 | $328,000 | $3,600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $2,610,000 | $435,000 | $1,405,000 | $142,000 | $420,000 |
| Unverifiable Information | 5 | $1,005,000 | $201,000 | $285,000 | $84,000 | $146,000 |
| Employment History | 1 | $185,000 | $185,000 | $185,000 | $144,000 | $144,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First American Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First American Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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