First American Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
First American Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First American Bank 80 Stratford Drive Elk Grove Village, IL 60108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,330 |
| Total Mortgage Loan Application Amount | $669,980,000 |
| Average Mortgage Loan Application Amount | $198,600 |
| Highest Mortgage Loan Application Amount | $32,575,000 |
| Average Applicant Income | $158,400 |
| Highest Applicant Income | $7,841,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with First American Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First American Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down First American Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First American Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First American Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First American Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 1,511 | $ 205,435,000 | $ 135,000 | $ 143,000 |
| DuPage County Illinois | 422 | $ 55,360,000 | $ 131,000 | $ 177,000 |
| Kane County Illinois | 334 | $ 39,050,000 | $ 116,000 | $ 155,000 |
| Lake County Illinois | 326 | $ 42,740,000 | $ 131,000 | $ 163,000 |
| Will County Illinois | 324 | $ 32,580,000 | $ 100,000 | $ 122,000 |
| Miami-Dade County Florida | 275 | $ 101,625,000 | $ 369,000 | $ 246,000 |
| McHenry County Illinois | 145 | $ 14,535,000 | $ 100,000 | $ 144,000 |
| Kenosha County Wisconsin | 115 | $ 14,775,000 | $ 128,000 | $ 101,000 |
| Kankakee County Illinois | 94 | $ 5,950,000 | $ 63,000 | $ 94,000 |
| Broward County Florida | 85 | $ 15,005,000 | $ 176,000 | $ 161,000 |
| Kendall County Illinois | 54 | $ 5,000,000 | $ 92,000 | $ 120,000 |
| Palm Beach County Florida | 52 | $ 7,420,000 | $ 142,000 | $ 177,000 |
| Milwaukee County Wisconsin | 36 | $ 3,630,000 | $ 100,000 | $ 106,000 |
| DeKalb County Illinois | 23 | $ 1,455,000 | $ 63,000 | $ 121,000 |
| Racine County Wisconsin | 20 | $ 35,220,000 | $ 1,761,000 | $ 167,000 |
| Grundy County Illinois | 16 | $ 1,140,000 | $ 71,000 | $ 119,000 |
| Lee County Florida | 15 | $ 3,135,000 | $ 209,000 | $ 156,000 |
| Maricopa County Arizona | 14 | $ 3,690,000 | $ 263,000 | $ 334,000 |
| Martin County Florida | 13 | $ 1,685,000 | $ 129,000 | $ 101,000 |
| Walworth County Wisconsin | 13 | $ 2,995,000 | $ 230,000 | $ 166,000 |
| Lake County Indiana | 11 | $ 1,525,000 | $ 138,000 | $ 109,000 |
| Berrien County Michigan | 11 | $ 2,285,000 | $ 207,000 | $ 248,000 |
| Pinellas County Florida | 10 | $ 2,940,000 | $ 294,000 | $ 202,000 |
| Los Angeles County California | 8 | $ 2,730,000 | $ 341,000 | $ 242,000 |
| Hillsborough County Florida | 8 | $ 2,190,000 | $ 273,000 | $ 187,000 |
| Collier County Florida | 7 | $ 2,785,000 | $ 397,000 | $ 134,000 |
| McLean County Illinois | 7 | $ 685,000 | $ 97,000 | $ 80,000 |
| Porter County Indiana | 7 | $ 815,000 | $ 116,000 | $ 74,000 |
| Manatee County Florida | 6 | $ 2,990,000 | $ 498,000 | $ 556,000 |
| Orange County Florida | 6 | $ 810,000 | $ 135,000 | $ 204,000 |
| Boone County Illinois | 6 | $ 720,000 | $ 120,000 | $ 158,000 |
| Winnebago County Illinois | 6 | $ 520,000 | $ 86,000 | $ 87,000 |
| Waukesha County Wisconsin | 6 | $ 1,240,000 | $ 206,000 | $ 406,000 |
| Denver County Colorado | 5 | $ 795,000 | $ 159,000 | $ 129,000 |
| Monroe County Florida | 5 | $ 1,275,000 | $ 255,000 | $ 183,000 |
| Pasco County Florida | 5 | $ 595,000 | $ 119,000 | $ 134,000 |
| St. Johns County Florida | 5 | $ 605,000 | $ 121,000 | $ 130,000 |
| St. Lucie County Florida | 5 | $ 895,000 | $ 179,000 | $ 174,000 |
| LaSalle County Illinois | 5 | $ 505,000 | $ 101,000 | $ 125,000 |
| Davidson County Tennessee | 5 | $ 735,000 | $ 147,000 | $ 60,000 |
| Ozaukee County Wisconsin | 5 | $ 375,000 | $ 75,000 | $ 133,000 |
| San Diego County California | 4 | $ 780,000 | $ 195,000 | $ 213,000 |
| Arapahoe County Colorado | 4 | $ 570,000 | $ 142,000 | $ 225,000 |
| Douglas County Colorado | 4 | $ 380,000 | $ 95,000 | $ 146,000 |
| Sarasota County Florida | 4 | $ 1,430,000 | $ 357,000 | $ 185,000 |
| Iroquois County Illinois | 4 | $ 490,000 | $ 122,000 | $ 72,000 |
| Morris County New Jersey | 4 | $ 340,000 | $ 85,000 | $ 166,000 |
| Charleston County South Carolina | 4 | $ 940,000 | $ 235,000 | $ 268,000 |
| Brown County Wisconsin | 4 | $ 260,000 | $ 65,000 | $ 166,000 |
| Dodge County Wisconsin | 4 | $ 180,000 | $ 45,000 | $ 87,000 |
| Rock County Wisconsin | 4 | $ 530,000 | $ 132,000 | $ 147,000 |
| Washington County Wisconsin | 4 | $ 830,000 | $ 207,000 | $ 165,000 |
| Indian River County Florida | 3 | $ 255,000 | $ 85,000 | $ 134,000 |
| Marion County Florida | 3 | $ 555,000 | $ 185,000 | $ 47,000 |
| Okeechobee County Florida | 3 | $ 155,000 | $ 51,000 | $ 90,000 |
| Jo Daviess County Illinois | 3 | $ 675,000 | $ 225,000 | $ 387,000 |
| LaPorte County Indiana | 3 | $ 385,000 | $ 128,000 | $ 149,000 |
| Marion County Indiana | 3 | $ 395,000 | $ 131,000 | $ 74,000 |
| Starke County Indiana | 3 | $ 305,000 | $ 101,000 | $ 82,000 |
| Dakota County Minnesota | 3 | $ 525,000 | $ 175,000 | $ 201,000 |
| Jackson County Missouri | 3 | $ 745,000 | $ 248,000 | $ 122,000 |
| Horry County South Carolina | 3 | $ 595,000 | $ 198,000 | $ 286,000 |
| Snohomish County Washington | 3 | $ 415,000 | $ 138,000 | $ 86,000 |
| Fond du Lac County Wisconsin | 3 | $ 155,000 | $ 51,000 | $ 97,000 |
| Pierce County Wisconsin | 3 | $ 305,000 | $ 101,000 | $ 118,000 |
| Winnebago County Wisconsin | 3 | $ 305,000 | $ 101,000 | $ 91,000 |
| Faulkner County Arkansas | 2 | $ 100,000 | $ 50,000 | $ 49,000 |
| Orange County California | 2 | $ 510,000 | $ 255,000 | $ 486,000 |
| Sacramento County California | 2 | $ 110,000 | $ 55,000 | $ 466,000 |
| San Mateo County California | 2 | $ 710,000 | $ 355,000 | $ 528,000 |
| Jefferson County Colorado | 2 | $ 150,000 | $ 75,000 | $ 168,000 |
| Larimer County Colorado | 2 | $ 110,000 | $ 55,000 | $ 145,000 |
| Duval County Florida | 2 | $ 230,000 | $ 115,000 | $ 103,000 |
| Polk County Florida | 2 | $ 190,000 | $ 95,000 | $ 201,000 |
| Seminole County Florida | 2 | $ 260,000 | $ 130,000 | $ 120,000 |
| Peoria County Illinois | 2 | $ 230,000 | $ 115,000 | $ 162,000 |
| Williamson County Illinois | 2 | $ 290,000 | $ 145,000 | $ 68,000 |
| Hendricks County Indiana | 2 | $ 90,000 | $ 45,000 | $ 67,000 |
| Jasper County Indiana | 2 | $ 100,000 | $ 50,000 | $ 71,000 |
| St. Charles County Louisiana | 2 | $ 160,000 | $ 80,000 | $ 68,000 |
| Cass County Michigan | 2 | $ 490,000 | $ 245,000 | $ 187,000 |
| Van Buren County Michigan | 2 | $ 460,000 | $ 230,000 | $ 296,000 |
| Hennepin County Minnesota | 2 | $ 100,000 | $ 50,000 | $ 76,000 |
| St. Louis County Missouri | 2 | $ 330,000 | $ 165,000 | $ 108,000 |
| Douglas County Nebraska | 2 | $ 180,000 | $ 90,000 | $ 121,000 |
| Bergen County New Jersey | 2 | $ 250,000 | $ 125,000 | $ 271,000 |
| Ocean County New Jersey | 2 | $ 140,000 | $ 70,000 | $ 116,000 |
| Nassau County New York | 2 | $ 1,090,000 | $ 545,000 | $ 464,000 |
| Franklin County Ohio | 2 | $ 180,000 | $ 90,000 | $ 212,000 |
| Knox County Ohio | 2 | $ 150,000 | $ 75,000 | $ 103,000 |
| Lucas County Ohio | 2 | $ 260,000 | $ 130,000 | $ 116,000 |
| Portage County Ohio | 2 | $ 610,000 | $ 305,000 | $ 190,000 |
| Chester County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 255,000 |
| Beaufort County South Carolina | 2 | $ 630,000 | $ 315,000 | $ 85,000 |
| Berkeley County South Carolina | 2 | $ 140,000 | $ 70,000 | $ 79,000 |
| Knox County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 240,000 |
| Robertson County Tennessee | 2 | $ 290,000 | $ 145,000 | $ 135,000 |
| Wilson County Tennessee | 2 | $ 220,000 | $ 110,000 | $ 301,000 |
| Wasatch County Utah | 2 | $ 380,000 | $ 190,000 | $ 419,000 |
| Loudoun County Virginia | 2 | $ 130,000 | $ 65,000 | $ 325,000 |
| Prince William County Virginia | 2 | $ 170,000 | $ 85,000 | $ 88,000 |
| Adams County Wisconsin | 2 | $ 360,000 | $ 180,000 | $ 209,000 |
| Dane County Wisconsin | 2 | $ 160,000 | $ 80,000 | $ 118,000 |
| Iron County Wisconsin | 2 | $ 280,000 | $ 140,000 | $ 118,000 |
| Oconto County Wisconsin | 2 | $ 340,000 | $ 170,000 | $ 366,000 |
| Outagamie County Wisconsin | 2 | $ 90,000 | $ 45,000 | $ 85,000 |
| Vilas County Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 258,000 |
| Waupaca County Wisconsin | 2 | $ 150,000 | $ 75,000 | $ 79,000 |
| Elmore County Alabama | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 145,000 | $ 145,000 | $ 224,000 |
| Apache County Arizona | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Pinal County Arizona | 1 | $ 45,000 | $ 45,000 | $ 105,000 |
| Yavapai County Arizona | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Humboldt County California | 1 | $ 145,000 | $ 145,000 | $ 132,000 |
| Merced County California | 1 | $ 35,000 | $ 35,000 | $ 130,000 |
| Placer County California | 1 | $ 105,000 | $ 105,000 | $ 538,000 |
| Riverside County California | 1 | $ 645,000 | $ 645,000 | $ 482,000 |
| San Bernardino County California | 1 | $ 105,000 | $ 105,000 | $ 145,000 |
| Solano County California | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Yolo County California | 1 | $ 125,000 | $ 125,000 | $ 113,000 |
| Adams County Colorado | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| El Paso County Colorado | 1 | $ 125,000 | $ 125,000 | $ 156,000 |
| Elbert County Colorado | 1 | $ 115,000 | $ 115,000 | $ 144,000 |
| Mesa County Colorado | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| Bay County Florida | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Brevard County Florida | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Clay County Florida | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Franklin County Florida | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Highlands County Florida | 1 | $ 55,000 | $ 55,000 | $ 277,000 |
| Lake County Florida | 1 | $ 355,000 | $ 355,000 | $ 184,000 |
| Osceola County Florida | 1 | $ 345,000 | $ 345,000 | $ 254,000 |
| Bartow County Georgia | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Cherokee County Georgia | 1 | $ 255,000 | $ 255,000 | $ 278,000 |
| Clarke County Georgia | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Cobb County Georgia | 1 | $ 115,000 | $ 115,000 | $ 190,000 |
| DeKalb County Georgia | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Gilmer County Georgia | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Houston County Georgia | 1 | $ 125,000 | $ 125,000 | $ 154,000 |
| Lowndes County Georgia | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Adams County Illinois | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Carroll County Illinois | 1 | $ 95,000 | $ 95,000 | $ 409,000 |
| Champaign County Illinois | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Coles County Illinois | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
| De Witt County Illinois | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Effingham County Illinois | 1 | $ 115,000 | $ 115,000 | $ 177,000 |
| Henry County Illinois | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Madison County Illinois | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Marshall County Illinois | 1 | $ 175,000 | $ 175,000 | $ 216,000 |
| McDonough County Illinois | 1 | $ 455,000 | $ 455,000 | $ 272,000 |
| Putnam County Illinois | 1 | $ 75,000 | $ 75,000 | $ 110,000 |
| St. Clair County Illinois | 1 | $ 515,000 | $ 515,000 | $ 211,000 |
| Stephenson County Illinois | 1 | $ 25,000 | $ 25,000 | $ 260,000 |
| Tazewell County Illinois | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Woodford County Illinois | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Allen County Indiana | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Henry County Indiana | 1 | $ 135,000 | $ 135,000 | $ 176,000 |
| Marshall County Indiana | 1 | $ 715,000 | $ 715,000 | $ 416,000 |
| White County Indiana | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Miami County Kansas | 1 | $ 15,000 | $ 15,000 | $ 117,000 |
| Anderson County Kentucky | 1 | $ 445,000 | $ 445,000 | $ 123,000 |
| Harrison County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 115,000 |
| Lyon County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Jefferson County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Prince George's County Maryland | 1 | $ 125,000 | $ 125,000 | $ 216,000 |
| Berkshire County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Essex County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| Crawford County Michigan | 1 | $ 35,000 | $ 35,000 | $ 128,000 |
| Ingham County Michigan | 1 | $ 65,000 | $ 65,000 | $ 198,000 |
| Kalamazoo County Michigan | 1 | $ 315,000 | $ 315,000 | $ 204,000 |
| Kent County Michigan | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Lake County Michigan | 1 | $ 205,000 | $ 205,000 | $ 107,000 |
| Leelanau County Michigan | 1 | $ 255,000 | $ 255,000 | $ 286,000 |
| Livingston County Michigan | 1 | $ 205,000 | $ 205,000 | $ 220,000 |
| Midland County Michigan | 1 | $ 115,000 | $ 115,000 | $ 170,000 |
| Wayne County Michigan | 1 | $ 55,000 | $ 55,000 | $ 232,000 |
| Anoka County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 100,000 |
| Dodge County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Scott County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 248,000 |
| Sherburne County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 244,000 |
| Waseca County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Washington County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 175,000 |
| St. Charles County Missouri | 1 | $ 85,000 | $ 85,000 | $ 196,000 |
| St. Louis City County Missouri | 1 | $ 95,000 | $ 95,000 | $ 137,000 |
| Flathead County Montana | 1 | $ 2,485,000 | $ 2,485,000 | $ 0 |
| Clark County Nevada | 1 | $ 35,000 | $ 35,000 | $ 215,000 |
| Elko County Nevada | 1 | $ 65,000 | $ 65,000 | $ 115,000 |
| Washoe County Nevada | 1 | $ 155,000 | $ 155,000 | $ 356,000 |
| Cheshire County New Hampshire | 1 | $ 35,000 | $ 35,000 | $ 109,000 |
| Hillsborough County New Hampshire | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Essex County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 148,000 |
| Monmouth County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 160,000 |
| Somerset County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 1,065,000 |
| Union County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 114,000 |
| Valencia County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Dutchess County New York | 1 | $ 225,000 | $ 225,000 | $ 123,000 |
| Queens County New York | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Buncombe County North Carolina | 1 | $ 575,000 | $ 575,000 | $ 788,000 |
| Chatham County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 161,000 |
| Cumberland County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Guilford County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Iredell County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 158,000 |
| Moore County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 166,000 |
| Polk County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 141,000 |
| Surry County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 106,000 |
| Butler County Ohio | 1 | $ 225,000 | $ 225,000 | $ 327,000 |
| Cuyahoga County Ohio | 1 | $ 115,000 | $ 115,000 | $ 169,000 |
| Licking County Ohio | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Marion County Ohio | 1 | $ 55,000 | $ 55,000 | $ 182,000 |
| Warren County Ohio | 1 | $ 305,000 | $ 305,000 | $ 117,000 |
| Tulsa County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Bucks County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 157,000 |
| Dorchester County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Florence County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Georgetown County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 330,000 |
| Hamilton County Tennessee | 1 | $ 1,005,000 | $ 1,005,000 | $ 444,000 |
| Henry County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Shelby County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 95,000 |
| Salt Lake County Utah | 1 | $ 355,000 | $ 355,000 | $ 237,000 |
| Summit County Utah | 1 | $ 3,005,000 | $ 3,005,000 | $ 1,996,000 |
| Carroll County Virginia | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Fairfax County Virginia | 1 | $ 45,000 | $ 45,000 | $ 402,000 |
| Franklin County Virginia | 1 | $ 15,000 | $ 15,000 | $ 183,000 |
| King County Washington | 1 | $ 1,005,000 | $ 1,005,000 | $ 606,000 |
| Bayfield County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 142,000 |
| Chippewa County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 92,000 |
| Door County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 251,000 |
| Green County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 73,000 |
| Jefferson County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 123,000 |
| Kewaunee County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 104,000 |
| Marquette County Wisconsin | 1 | $ 475,000 | $ 475,000 | $ 492,000 |
| Oneida County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Pepin County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Portage County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 117,000 |
| Price County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| Sauk County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 128,000 |
| St. Croix County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 142,000 |
| Wood County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Natrona County Wyoming | 1 | $ 55,000 | $ 55,000 | $ 2,000 |
Mortgage Loan Application Detail Totals for First American Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,587 | $169,275,000 | $106,000 | $3,005,000 | $151,000 | $2,720,000 |
| Other Purpose | 1,192 | $115,210,000 | $96,000 | $5,005,000 | $146,000 | $6,500,000 |
| Refinancing | 806 | $130,610,000 | $162,000 | $1,725,000 | $162,000 | $7,841,000 |
| Home Purchase | 533 | $201,515,000 | $378,000 | $32,575,000 | $184,000 | $4,151,000 |
| Cash-out Refinancing | 212 | $53,370,000 | $251,000 | $3,005,000 | $149,000 | $2,423,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,511 | $334,685,000 | $133,000 | $5,205,000 | $167,000 | $7,841,000 |
| Hispanic | 733 | $110,755,000 | $151,000 | $5,005,000 | $138,000 | $2,439,000 |
| Not Provided | 606 | $101,850,000 | $168,000 | $3,005,000 | $143,000 | $3,450,000 |
| Black or African American | 229 | $20,105,000 | $87,000 | $505,000 | $107,000 | $481,000 |
| Asian | 141 | $22,165,000 | $157,000 | $1,205,000 | $163,000 | $1,065,000 |
| Not applicable | 31 | $68,385,000 | $2,205,000 | $32,575,000 | $0 | $0 |
| American Indian or Alaskan Native | 16 | $1,690,000 | $105,000 | $505,000 | $190,000 | $967,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $105,000 | $105,000 | $105,000 | $156,000 | $156,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,302 | $664,360,000 | $154,000 | $32,575,000 | $156,000 | $7,841,000 |
| FHA-insured (Federal Housing Administration) | 27 | $5,345,000 | $197,000 | $455,000 | $88,000 | $190,000 |
| VA-guaranteed (Veterans Administration) | 1 | $275,000 | $275,000 | $275,000 | $64,000 | $64,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,378 | $387,760,000 | $163,000 | $32,575,000 | $173,000 | $7,841,000 |
| Application Denied By Financial Institution | 1,318 | $171,360,000 | $130,000 | $3,005,000 | $118,000 | $6,500,000 |
| Application Withdrawn By Applicant | 348 | $67,180,000 | $193,000 | $5,205,000 | $175,000 | $3,450,000 |
| File Closed For Incompleteness | 199 | $29,475,000 | $148,000 | $2,005,000 | $178,000 | $3,450,000 |
| Application Approved But Not Accepted | 83 | $13,465,000 | $162,000 | $2,485,000 | $137,000 | $703,000 |
| Preapproval Denied by Financial Institution | 4 | $740,000 | $185,000 | $285,000 | $84,000 | $195,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,008 | $497,880,000 | $165,000 | $32,575,000 | $172,000 | $7,841,000 |
| Debt-To-Income Ratio | 825 | $111,495,000 | $135,000 | $3,005,000 | $82,000 | $532,000 |
| Credit History | 326 | $34,070,000 | $104,000 | $3,005,000 | $166,000 | $6,500,000 |
| Collateral | 121 | $15,215,000 | $125,000 | $1,005,000 | $195,000 | $2,720,000 |
| Other | 37 | $9,035,000 | $244,000 | $1,505,000 | $224,000 | $1,899,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,375,000 | $152,000 | $325,000 | $72,000 | $130,000 |
| Employment History | 3 | $505,000 | $168,000 | $205,000 | $180,000 | $360,000 |
| Unverifiable Information | 1 | $405,000 | $405,000 | $405,000 | $467,000 | $467,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First American Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First American Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.