First Arkansas Bank And Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
First Arkansas Bank And Trust 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Arkansas Bank And Trust 600 West Main Street Jacksonville, AR 72078 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 262 |
| Total Mortgage Loan Application Amount | $14,274,000 |
| Average Mortgage Loan Application Amount | $59,000 |
| Highest Mortgage Loan Application Amount | $200,000 |
| Average Applicant Income | $54,333 |
| Highest Applicant Income | $338,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with First Arkansas Bank And Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Arkansas Bank And Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down First Arkansas Bank And Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Arkansas Bank And Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by First Arkansas Bank And Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Arkansas Bank And Trust's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pulaski County Arkansas | 22 | $ 1,014,000 | $ 46,000 | $ 44,000 |
| Cleburne County Arkansas | 11 | $ 838,000 | $ 76,000 | $ 92,000 |
| Lonoke County Arkansas | 10 | $ 587,000 | $ 58,000 | $ 5,000 |
| Orange County California | 8 | $ 810,000 | $ 101,000 | $ 59,000 |
| Faulkner County Arkansas | 6 | $ 438,000 | $ 73,000 | $ 44,000 |
| Mohave County Arizona | 5 | $ 353,000 | $ 70,000 | $ 79,000 |
| Clackamas County Oregon | 5 | $ 222,000 | $ 44,000 | $ 50,000 |
| Washington County Alabama | 4 | $ 78,000 | $ 19,000 | $ 49,000 |
| Maricopa County Arizona | 4 | $ 334,000 | $ 83,000 | $ 69,000 |
| San Diego County California | 4 | $ 282,000 | $ 70,000 | $ 81,000 |
| Pima County Arizona | 3 | $ 143,000 | $ 47,000 | $ 166,000 |
| Pinal County Arizona | 3 | $ 162,000 | $ 54,000 | $ 71,000 |
| Bernalillo County New Mexico | 3 | $ 77,000 | $ 25,000 | $ 38,000 |
| San Juan County New Mexico | 3 | $ 74,000 | $ 24,000 | $ 44,000 |
| Nowata County Oklahoma | 3 | $ 208,000 | $ 69,000 | $ 39,000 |
| Marion County Oregon | 3 | $ 215,000 | $ 71,000 | $ 73,000 |
| Clark County Washington | 3 | $ 149,000 | $ 49,000 | $ 126,000 |
| Chilton County Alabama | 2 | $ 98,000 | $ 49,000 | $ 45,000 |
| Dale County Alabama | 2 | $ 38,000 | $ 19,000 | $ 29,000 |
| Apache County Arizona | 2 | $ 198,000 | $ 99,000 | $ 71,000 |
| Navajo County Arizona | 2 | $ 127,000 | $ 63,000 | $ 76,000 |
| Yavapai County Arizona | 2 | $ 65,000 | $ 32,000 | $ 51,000 |
| Conway County Arkansas | 2 | $ 122,000 | $ 61,000 | $ 123,000 |
| Independence County Arkansas | 2 | $ 151,000 | $ 75,000 | $ 57,000 |
| Searcy County Arkansas | 2 | $ 147,000 | $ 73,000 | $ 67,000 |
| Van Buren County Arkansas | 2 | $ 59,000 | $ 29,000 | $ 40,000 |
| White County Arkansas | 2 | $ 201,000 | $ 100,000 | $ 33,000 |
| El Dorado County California | 2 | $ 113,000 | $ 56,000 | $ 48,000 |
| Lee County Florida | 2 | $ 131,000 | $ 65,000 | $ 77,000 |
| Levy County Florida | 2 | $ 86,000 | $ 43,000 | $ 16,000 |
| Dona Ana County New Mexico | 2 | $ 94,000 | $ 47,000 | $ 47,000 |
| Grant County New Mexico | 2 | $ 57,000 | $ 28,000 | $ 39,000 |
| Otero County New Mexico | 2 | $ 112,000 | $ 56,000 | $ 40,000 |
| Brunswick County North Carolina | 2 | $ 62,000 | $ 31,000 | $ 102,000 |
| Craven County North Carolina | 2 | $ 98,000 | $ 49,000 | $ 110,000 |
| Cumberland County North Carolina | 2 | $ 95,000 | $ 47,000 | $ 73,000 |
| Le Flore County Oklahoma | 2 | $ 86,000 | $ 43,000 | $ 40,000 |
| McClain County Oklahoma | 2 | $ 62,000 | $ 31,000 | $ 43,000 |
| Sequoyah County Oklahoma | 2 | $ 44,000 | $ 22,000 | $ 57,000 |
| Tulsa County Oklahoma | 2 | $ 105,000 | $ 52,000 | $ 48,000 |
| Beaufort County South Carolina | 2 | $ 86,000 | $ 43,000 | $ 27,000 |
| Chesterfield County South Carolina | 2 | $ 73,000 | $ 36,000 | $ 72,000 |
| Lexington County South Carolina | 2 | $ 86,000 | $ 43,000 | $ 51,000 |
| Grant County Washington | 2 | $ 163,000 | $ 81,000 | $ 56,000 |
| Choctaw County Alabama | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Clay County Alabama | 1 | $ 97,000 | $ 97,000 | $ 48,000 |
| Henry County Alabama | 1 | $ 70,000 | $ 70,000 | $ 79,000 |
| Jefferson County Alabama | 1 | $ 64,000 | $ 64,000 | $ 48,000 |
| Lamar County Alabama | 1 | $ 116,000 | $ 116,000 | $ 116,000 |
| Macon County Alabama | 1 | $ 41,000 | $ 41,000 | $ 37,000 |
| Mobile County Alabama | 1 | $ 27,000 | $ 27,000 | $ 54,000 |
| Tallapoosa County Alabama | 1 | $ 28,000 | $ 28,000 | $ 35,000 |
| Tuscaloosa County Alabama | 1 | $ 66,000 | $ 66,000 | $ 24,000 |
| Cochise County Arizona | 1 | $ 121,000 | $ 121,000 | $ 82,000 |
| Coconino County Arizona | 1 | $ 42,000 | $ 42,000 | $ 166,000 |
| Baxter County Arkansas | 1 | $ 27,000 | $ 27,000 | $ 150,000 |
| Columbia County Arkansas | 1 | $ 69,000 | $ 69,000 | $ 50,000 |
| Garland County Arkansas | 1 | $ 34,000 | $ 34,000 | $ 35,000 |
| Lincoln County Arkansas | 1 | $ 69,000 | $ 69,000 | $ 24,000 |
| Miller County Arkansas | 1 | $ 39,000 | $ 39,000 | $ 29,000 |
| Pope County Arkansas | 1 | $ 71,000 | $ 71,000 | $ 28,000 |
| Union County Arkansas | 1 | $ 122,000 | $ 122,000 | $ 146,000 |
| Washington County Arkansas | 1 | $ 14,000 | $ 14,000 | $ 47,000 |
| Los Angeles County California | 1 | $ 111,000 | $ 111,000 | $ 52,000 |
| Nevada County California | 1 | $ 54,000 | $ 54,000 | $ 46,000 |
| Santa Barbara County California | 1 | $ 138,000 | $ 138,000 | $ 300,000 |
| Santa Cruz County California | 1 | $ 53,000 | $ 53,000 | $ 32,000 |
| Sonoma County California | 1 | $ 34,000 | $ 34,000 | $ 44,000 |
| Dolores County Colorado | 1 | $ 97,000 | $ 97,000 | $ 74,000 |
| Larimer County Colorado | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Mesa County Colorado | 1 | $ 83,000 | $ 83,000 | $ 89,000 |
| Montrose County Colorado | 1 | $ 19,000 | $ 19,000 | $ 81,000 |
| Teller County Colorado | 1 | $ 66,000 | $ 66,000 | $ 124,000 |
| Bradford County Florida | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Citrus County Florida | 1 | $ 61,000 | $ 61,000 | $ 127,000 |
| Clay County Florida | 1 | $ 64,000 | $ 64,000 | $ 58,000 |
| Columbia County Florida | 1 | $ 106,000 | $ 106,000 | $ 48,000 |
| Dixie County Florida | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Escambia County Florida | 1 | $ 64,000 | $ 64,000 | $ 157,000 |
| Hardee County Florida | 1 | $ 25,000 | $ 25,000 | $ 17,000 |
| Hillsborough County Florida | 1 | $ 61,000 | $ 61,000 | $ 47,000 |
| Okeechobee County Florida | 1 | $ 41,000 | $ 41,000 | $ 46,000 |
| Palm Beach County Florida | 1 | $ 41,000 | $ 41,000 | $ 30,000 |
| Atkinson County Georgia | 1 | $ 28,000 | $ 28,000 | $ 38,000 |
| Burke County Georgia | 1 | $ 57,000 | $ 57,000 | $ 73,000 |
| Colquitt County Georgia | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Haralson County Georgia | 1 | $ 76,000 | $ 76,000 | $ 28,000 |
| Jeff Davis County Georgia | 1 | $ 76,000 | $ 76,000 | $ 47,000 |
| Long County Georgia | 1 | $ 57,000 | $ 57,000 | $ 27,000 |
| Mitchell County Georgia | 1 | $ 76,000 | $ 76,000 | $ 50,000 |
| Pierce County Georgia | 1 | $ 80,000 | $ 80,000 | $ 37,000 |
| Screven County Georgia | 1 | $ 37,000 | $ 37,000 | $ 79,000 |
| Talbot County Georgia | 1 | $ 27,000 | $ 27,000 | $ 16,000 |
| Thomas County Georgia | 1 | $ 39,000 | $ 39,000 | $ 18,000 |
| Wilcox County Georgia | 1 | $ 33,000 | $ 33,000 | $ 46,000 |
| Beauregard County Louisiana | 1 | $ 38,000 | $ 38,000 | $ 96,000 |
| Calcasieu County Louisiana | 1 | $ 44,000 | $ 44,000 | $ 50,000 |
| Ouachita County Louisiana | 1 | $ 20,000 | $ 20,000 | $ 23,000 |
| Tangipahoa County Louisiana | 1 | $ 36,000 | $ 36,000 | $ 110,000 |
| Adams County Mississippi | 1 | $ 22,000 | $ 22,000 | $ 86,000 |
| Amite County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 126,000 |
| Franklin County Mississippi | 1 | $ 33,000 | $ 33,000 | $ 56,000 |
| Lamar County Mississippi | 1 | $ 43,000 | $ 43,000 | $ 50,000 |
| Oktibbeha County Mississippi | 1 | $ 39,000 | $ 39,000 | $ 140,000 |
| Yalobusha County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 214,000 |
| Clark County Nevada | 1 | $ 27,000 | $ 27,000 | $ 67,000 |
| Chaves County New Mexico | 1 | $ 40,000 | $ 40,000 | $ 31,000 |
| Lea County New Mexico | 1 | $ 58,000 | $ 58,000 | $ 58,000 |
| Sierra County New Mexico | 1 | $ 58,000 | $ 58,000 | $ 30,000 |
| Valencia County New Mexico | 1 | $ 16,000 | $ 16,000 | $ 63,000 |
| Camden County North Carolina | 1 | $ 23,000 | $ 23,000 | $ 26,000 |
| Duplin County North Carolina | 1 | $ 42,000 | $ 42,000 | $ 44,000 |
| Jones County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Richmond County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 235,000 |
| Caddo County Oklahoma | 1 | $ 18,000 | $ 18,000 | $ 77,000 |
| Cleveland County Oklahoma | 1 | $ 28,000 | $ 28,000 | $ 35,000 |
| Creek County Oklahoma | 1 | $ 9,000 | $ 9,000 | $ 47,000 |
| Delaware County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Ellis County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 33,000 |
| Greer County Oklahoma | 1 | $ 42,000 | $ 42,000 | $ 72,000 |
| Marshall County Oklahoma | 1 | $ 64,000 | $ 64,000 | $ 50,000 |
| McCurtain County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
| McIntosh County Oklahoma | 1 | $ 22,000 | $ 22,000 | $ 130,000 |
| Noble County Oklahoma | 1 | $ 36,000 | $ 36,000 | $ 42,000 |
| Oklahoma County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 37,000 |
| Pawnee County Oklahoma | 1 | $ 68,000 | $ 68,000 | $ 70,000 |
| Payne County Oklahoma | 1 | $ 31,000 | $ 31,000 | $ 90,000 |
| Pottawatomie County Oklahoma | 1 | $ 17,000 | $ 17,000 | $ 27,000 |
| Washita County Oklahoma | 1 | $ 46,000 | $ 46,000 | $ 39,000 |
| Columbia County Oregon | 1 | $ 37,000 | $ 37,000 | $ 75,000 |
| Douglas County Oregon | 1 | $ 48,000 | $ 48,000 | $ 68,000 |
| Lane County Oregon | 1 | $ 64,000 | $ 64,000 | $ 44,000 |
| Morrow County Oregon | 1 | $ 51,000 | $ 51,000 | $ 54,000 |
| Multnomah County Oregon | 1 | $ 36,000 | $ 36,000 | $ 44,000 |
| Washington County Oregon | 1 | $ 44,000 | $ 44,000 | $ 60,000 |
| Yamhill County Oregon | 1 | $ 61,000 | $ 61,000 | $ 49,000 |
| Aiken County South Carolina | 1 | $ 36,000 | $ 36,000 | $ 25,000 |
| Florence County South Carolina | 1 | $ 22,000 | $ 22,000 | $ 90,000 |
| Greenwood County South Carolina | 1 | $ 39,000 | $ 39,000 | $ 56,000 |
| Horry County South Carolina | 1 | $ 73,000 | $ 73,000 | $ 43,000 |
| Anderson County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 27,000 |
| Blount County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 19,000 |
| Greene County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 56,000 |
| Hardeman County Tennessee | 1 | $ 53,000 | $ 53,000 | $ 27,000 |
| Haywood County Tennessee | 1 | $ 28,000 | $ 28,000 | $ 16,000 |
| Meigs County Tennessee | 1 | $ 34,000 | $ 34,000 | $ 98,000 |
| Sevier County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 163,000 |
| King County Washington | 1 | $ 42,000 | $ 42,000 | $ 53,000 |
| Pacific County Washington | 1 | $ 102,000 | $ 102,000 | $ 87,000 |
| Snohomish County Washington | 1 | $ 21,000 | $ 21,000 | $ 37,000 |
| Spokane County Washington | 1 | $ 40,000 | $ 40,000 | $ 156,000 |
| Thurston County Washington | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
Mortgage Loan Application Detail Totals for First Arkansas Bank And Trust in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 246 | $13,444,000 | $54,000 | $200,000 | $61,000 | $338,000 |
| Home Improvement | 11 | $390,000 | $35,000 | $132,000 | $39,000 | $176,000 |
| Refinancing | 5 | $440,000 | $88,000 | $107,000 | $63,000 | $228,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 226 | $12,076,000 | $53,000 | $181,000 | $59,000 | $322,000 |
| White | 33 | $2,056,000 | $62,000 | $200,000 | $74,000 | $338,000 |
| Black or African American | 2 | $92,000 | $46,000 | $52,000 | $56,000 | $70,000 |
| Not Provided | 1 | $50,000 | $50,000 | $50,000 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 262 | $14,274,000 | $54,000 | $200,000 | $60,000 | $338,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 210 | $11,094,000 | $52,000 | $181,000 | $63,000 | $322,000 |
| Loan Originated | 37 | $2,364,000 | $63,000 | $200,000 | $53,000 | $338,000 |
| Application Denied By Financial Institution | 9 | $600,000 | $66,000 | $185,000 | $54,000 | $228,000 |
| Application Withdrawn By Applicant | 6 | $216,000 | $36,000 | $75,000 | $21,000 | $54,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6 | $393,000 | $65,000 | $130,000 | $62,000 | $228,000 |
| Debt-To-Income Ratio | 3 | $207,000 | $69,000 | $185,000 | $38,000 | $58,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Arkansas Bank And Trust's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Arkansas Bank And Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.