First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
First Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank 600 James Mcdonnell Blvd Creve Coeur, MO 63042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,919 |
| Total Mortgage Loan Application Amount | $601,813,000 |
| Average Mortgage Loan Application Amount | $179,333 |
| Highest Mortgage Loan Application Amount | $9,000,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $2,546,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 361 | $ 61,683,000 | $ 170,000 | $ 90,000 |
| St. Charles County Missouri | 244 | $ 38,094,000 | $ 156,000 | $ 82,000 |
| Los Angeles County California | 183 | $ 64,085,000 | $ 350,000 | $ 142,000 |
| St. Clair County Illinois | 114 | $ 15,021,000 | $ 131,000 | $ 85,000 |
| Orange County California | 104 | $ 41,468,000 | $ 398,000 | $ 145,000 |
| St. Francois County Missouri | 104 | $ 11,521,000 | $ 110,000 | $ 52,000 |
| St. Louis City County Missouri | 90 | $ 12,504,000 | $ 138,000 | $ 96,000 |
| Clinton County Illinois | 84 | $ 10,595,000 | $ 126,000 | $ 77,000 |
| San Diego County California | 81 | $ 19,346,000 | $ 238,000 | $ 101,000 |
| Jefferson County Missouri | 78 | $ 10,148,000 | $ 130,000 | $ 57,000 |
| Solano County California | 73 | $ 17,049,000 | $ 233,000 | $ 86,000 |
| Riverside County California | 72 | $ 13,921,000 | $ 193,000 | $ 96,000 |
| Sacramento County California | 70 | $ 17,411,000 | $ 248,000 | $ 109,000 |
| Franklin County Missouri | 64 | $ 7,612,000 | $ 118,000 | $ 63,000 |
| Warren County Missouri | 55 | $ 6,377,000 | $ 115,000 | $ 73,000 |
| Madison County Illinois | 52 | $ 5,098,000 | $ 98,000 | $ 63,000 |
| Randolph County Illinois | 51 | $ 5,990,000 | $ 117,000 | $ 67,000 |
| Jersey County Illinois | 47 | $ 4,535,000 | $ 96,000 | $ 59,000 |
| Gasconade County Missouri | 47 | $ 4,727,000 | $ 100,000 | $ 52,000 |
| Contra Costa County California | 46 | $ 13,140,000 | $ 285,000 | $ 90,000 |
| Placer County California | 46 | $ 10,775,000 | $ 234,000 | $ 95,000 |
| Lincoln County Missouri | 38 | $ 5,144,000 | $ 135,000 | $ 58,000 |
| Santa Clara County California | 37 | $ 15,797,000 | $ 426,000 | $ 121,000 |
| Manatee County Florida | 37 | $ 4,074,000 | $ 110,000 | $ 68,000 |
| Monroe County Illinois | 36 | $ 4,913,000 | $ 136,000 | $ 80,000 |
| Santa Barbara County California | 31 | $ 8,757,000 | $ 282,000 | $ 136,000 |
| Ste. Genevieve County Missouri | 31 | $ 3,344,000 | $ 107,000 | $ 70,000 |
| Ventura County California | 29 | $ 9,964,000 | $ 343,000 | $ 103,000 |
| Alameda County California | 27 | $ 18,094,000 | $ 670,000 | $ 172,000 |
| San Francisco County California | 22 | $ 10,959,000 | $ 498,000 | $ 185,000 |
| Cook County Illinois | 22 | $ 3,579,000 | $ 162,000 | $ 106,000 |
| San Bernardino County California | 21 | $ 5,246,000 | $ 249,000 | $ 84,000 |
| Marion County Illinois | 19 | $ 1,723,000 | $ 90,000 | $ 127,000 |
| Montgomery County Missouri | 19 | $ 2,390,000 | $ 125,000 | $ 64,000 |
| Fayette County Illinois | 18 | $ 1,576,000 | $ 87,000 | $ 73,000 |
| Bond County Illinois | 17 | $ 1,654,000 | $ 97,000 | $ 70,000 |
| San Mateo County California | 16 | $ 6,751,000 | $ 421,000 | $ 162,000 |
| Baldwin County Alabama | 15 | $ 3,672,000 | $ 244,000 | $ 188,000 |
| Franklin County Illinois | 15 | $ 1,080,000 | $ 72,000 | $ 51,000 |
| Jackson County Illinois | 13 | $ 855,000 | $ 65,000 | $ 79,000 |
| Marin County California | 11 | $ 11,593,000 | $ 1,053,000 | $ 115,000 |
| Pinellas County Florida | 11 | $ 2,129,000 | $ 193,000 | $ 105,000 |
| Macoupin County Illinois | 10 | $ 680,000 | $ 68,000 | $ 56,000 |
| Camden County Missouri | 10 | $ 1,726,000 | $ 172,000 | $ 126,000 |
| Washington County Missouri | 10 | $ 973,000 | $ 97,000 | $ 45,000 |
| El Dorado County California | 9 | $ 1,420,000 | $ 157,000 | $ 101,000 |
| Williamson County Illinois | 9 | $ 866,000 | $ 96,000 | $ 59,000 |
| Madison County Missouri | 8 | $ 755,000 | $ 94,000 | $ 61,000 |
| Kern County California | 7 | $ 878,000 | $ 125,000 | $ 64,000 |
| Napa County California | 7 | $ 2,028,000 | $ 289,000 | $ 107,000 |
| Maricopa County Arizona | 6 | $ 13,393,000 | $ 2,232,000 | $ 59,000 |
| Yolo County California | 6 | $ 1,575,000 | $ 262,000 | $ 78,000 |
| Hillsborough County Florida | 6 | $ 1,078,000 | $ 179,000 | $ 35,000 |
| Knox County Illinois | 6 | $ 589,000 | $ 98,000 | $ 51,000 |
| Harris County Texas | 6 | $ 761,000 | $ 126,000 | $ 78,000 |
| Montgomery County Texas | 5 | $ 829,000 | $ 165,000 | $ 133,000 |
| San Joaquin County California | 4 | $ 856,000 | $ 214,000 | $ 70,000 |
| Santa Cruz County California | 4 | $ 1,518,000 | $ 379,000 | $ 126,000 |
| Sonoma County California | 4 | $ 1,360,000 | $ 340,000 | $ 243,000 |
| El Paso County Colorado | 4 | $ 816,000 | $ 204,000 | $ 69,000 |
| Lake County Illinois | 4 | $ 645,000 | $ 161,000 | $ 122,000 |
| Peoria County Illinois | 4 | $ 458,000 | $ 114,000 | $ 60,000 |
| Lee County Florida | 3 | $ 1,200,000 | $ 400,000 | $ 133,000 |
| Sarasota County Florida | 3 | $ 818,000 | $ 272,000 | $ 209,000 |
| Adams County Illinois | 3 | $ 359,000 | $ 119,000 | $ 45,000 |
| DuPage County Illinois | 3 | $ 485,000 | $ 161,000 | $ 68,000 |
| Fulton County Illinois | 3 | $ 159,000 | $ 53,000 | $ 38,000 |
| Tazewell County Illinois | 3 | $ 486,000 | $ 162,000 | $ 71,000 |
| Johnson County Kansas | 3 | $ 453,000 | $ 151,000 | $ 147,000 |
| Iron County Missouri | 3 | $ 258,000 | $ 86,000 | $ 43,000 |
| Pike County Missouri | 3 | $ 501,000 | $ 167,000 | $ 55,000 |
| Tillamook County Oregon | 3 | $ 1,251,000 | $ 417,000 | $ 202,000 |
| Fort Bend County Texas | 3 | $ 393,000 | $ 131,000 | $ 73,000 |
| Dane County Wisconsin | 3 | $ 258,000 | $ 86,000 | $ 125,000 |
| Fresno County California | 2 | $ 720,000 | $ 360,000 | $ 135,000 |
| Inyo County California | 2 | $ 500,000 | $ 250,000 | $ 93,000 |
| San Luis Obispo County California | 2 | $ 550,000 | $ 275,000 | $ 119,000 |
| Yuba County California | 2 | $ 216,000 | $ 108,000 | $ 39,000 |
| Denver County Colorado | 2 | $ 303,000 | $ 151,000 | $ 52,000 |
| Miami-Dade County Florida | 2 | $ 254,000 | $ 127,000 | $ 41,000 |
| Pasco County Florida | 2 | $ 221,000 | $ 110,000 | $ 28,000 |
| St. Johns County Florida | 2 | $ 622,000 | $ 311,000 | $ 236,000 |
| Volusia County Florida | 2 | $ 418,000 | $ 209,000 | $ 185,000 |
| Cobb County Georgia | 2 | $ 500,000 | $ 250,000 | $ 124,000 |
| Fulton County Georgia | 2 | $ 558,000 | $ 279,000 | $ 425,000 |
| Greene County Illinois | 2 | $ 120,000 | $ 60,000 | $ 74,000 |
| Kane County Illinois | 2 | $ 498,000 | $ 249,000 | $ 110,000 |
| Mason County Illinois | 2 | $ 170,000 | $ 85,000 | $ 40,000 |
| McDonough County Illinois | 2 | $ 208,000 | $ 104,000 | $ 90,000 |
| Sangamon County Illinois | 2 | $ 146,000 | $ 73,000 | $ 90,000 |
| Will County Illinois | 2 | $ 532,000 | $ 266,000 | $ 398,000 |
| Audrain County Missouri | 2 | $ 104,000 | $ 52,000 | $ 38,000 |
| Callaway County Missouri | 2 | $ 249,000 | $ 124,000 | $ 25,000 |
| Cape Girardeau County Missouri | 2 | $ 346,000 | $ 173,000 | $ 21,000 |
| Crawford County Missouri | 2 | $ 159,000 | $ 79,000 | $ 33,000 |
| Dent County Missouri | 2 | $ 228,000 | $ 114,000 | $ 57,000 |
| Maries County Missouri | 2 | $ 169,000 | $ 84,000 | $ 43,000 |
| Perry County Missouri | 2 | $ 319,000 | $ 159,000 | $ 347,000 |
| Ray County Missouri | 2 | $ 198,000 | $ 99,000 | $ 40,000 |
| Washoe County Nevada | 2 | $ 463,000 | $ 231,000 | $ 88,000 |
| Burke County North Carolina | 2 | $ 264,000 | $ 132,000 | $ 123,000 |
| Liberty County Texas | 2 | $ 372,000 | $ 186,000 | $ 145,000 |
| Tarrant County Texas | 2 | $ 219,000 | $ 109,000 | $ 53,000 |
| Jefferson County Alabama | 1 | $ 198,000 | $ 198,000 | $ 62,000 |
| Lauderdale County Alabama | 1 | $ 5,000 | $ 5,000 | $ 28,000 |
| Montgomery County Alabama | 1 | $ 300,000 | $ 300,000 | $ 903,000 |
| Butte County California | 1 | $ 370,000 | $ 370,000 | $ 153,000 |
| Calaveras County California | 1 | $ 73,000 | $ 73,000 | $ 89,000 |
| Colusa County California | 1 | $ 229,000 | $ 229,000 | $ 37,000 |
| Imperial County California | 1 | $ 265,000 | $ 265,000 | $ 167,000 |
| Lake County California | 1 | $ 77,000 | $ 77,000 | $ 42,000 |
| Monterey County California | 1 | $ 380,000 | $ 380,000 | $ 116,000 |
| San Benito County California | 1 | $ 377,000 | $ 377,000 | $ 145,000 |
| Shasta County California | 1 | $ 450,000 | $ 450,000 | $ 317,000 |
| Siskiyou County California | 1 | $ 95,000 | $ 95,000 | $ 122,000 |
| Stanislaus County California | 1 | $ 88,000 | $ 88,000 | $ 86,000 |
| Arapahoe County Colorado | 1 | $ 150,000 | $ 150,000 | $ 32,000 |
| Routt County Colorado | 1 | $ 1,200,000 | $ 1,200,000 | $ 433,000 |
| New Haven County Connecticut | 1 | $ 40,000 | $ 40,000 | $ 69,000 |
| Brevard County Florida | 1 | $ 67,000 | $ 67,000 | $ 180,000 |
| Charlotte County Florida | 1 | $ 259,000 | $ 259,000 | $ 76,000 |
| Flagler County Florida | 1 | $ 116,000 | $ 116,000 | $ 92,000 |
| Martin County Florida | 1 | $ 56,000 | $ 56,000 | $ 70,000 |
| Monroe County Florida | 1 | $ 138,000 | $ 138,000 | $ 143,000 |
| Orange County Florida | 1 | $ 143,000 | $ 143,000 | $ 88,000 |
| Palm Beach County Florida | 1 | $ 950,000 | $ 950,000 | $ 633,000 |
| Polk County Florida | 1 | $ 154,000 | $ 154,000 | $ 48,000 |
| Chatham County Georgia | 1 | $ 146,000 | $ 146,000 | $ 44,000 |
| Cherokee County Georgia | 1 | $ 417,000 | $ 417,000 | $ 102,000 |
| Gwinnett County Georgia | 1 | $ 160,000 | $ 160,000 | $ 75,000 |
| Ada County Idaho | 1 | $ 136,000 | $ 136,000 | $ 172,000 |
| Clearwater County Idaho | 1 | $ 265,000 | $ 265,000 | $ 97,000 |
| Alexander County Illinois | 1 | $ 9,000 | $ 9,000 | $ 52,000 |
| Effingham County Illinois | 1 | $ 67,000 | $ 67,000 | $ 109,000 |
| Johnson County Illinois | 1 | $ 97,000 | $ 97,000 | $ 89,000 |
| Lawrence County Illinois | 1 | $ 54,000 | $ 54,000 | $ 0 |
| McHenry County Illinois | 1 | $ 50,000 | $ 50,000 | $ 111,000 |
| McLean County Illinois | 1 | $ 207,000 | $ 207,000 | $ 183,000 |
| Richland County Illinois | 1 | $ 101,000 | $ 101,000 | $ 93,000 |
| Schuyler County Illinois | 1 | $ 99,000 | $ 99,000 | $ 99,000 |
| Scott County Illinois | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Shelby County Illinois | 1 | $ 207,000 | $ 207,000 | $ 80,000 |
| Union County Illinois | 1 | $ 127,000 | $ 127,000 | $ 47,000 |
| Warren County Illinois | 1 | $ 72,000 | $ 72,000 | $ 88,000 |
| Washington County Illinois | 1 | $ 120,000 | $ 120,000 | $ 100,000 |
| Whiteside County Illinois | 1 | $ 73,000 | $ 73,000 | $ 39,000 |
| Elkhart County Indiana | 1 | $ 72,000 | $ 72,000 | $ 24,000 |
| Marion County Iowa | 1 | $ 80,000 | $ 80,000 | $ 79,000 |
| Osage County Kansas | 1 | $ 182,000 | $ 182,000 | $ 53,000 |
| Anderson County Kentucky | 1 | $ 109,000 | $ 109,000 | $ 63,000 |
| Jefferson County Kentucky | 1 | $ 107,000 | $ 107,000 | $ 102,000 |
| Middlesex County Massachusetts | 1 | $ 223,000 | $ 223,000 | $ 60,000 |
| Barry County Michigan | 1 | $ 70,000 | $ 70,000 | $ 64,000 |
| Saginaw County Michigan | 1 | $ 140,000 | $ 140,000 | $ 81,000 |
| Hennepin County Minnesota | 1 | $ 194,000 | $ 194,000 | $ 90,000 |
| Ramsey County Minnesota | 1 | $ 167,000 | $ 167,000 | $ 34,000 |
| Wright County Minnesota | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Oktibbeha County Mississippi | 1 | $ 209,000 | $ 209,000 | $ 128,000 |
| Bollinger County Missouri | 1 | $ 171,000 | $ 171,000 | $ 143,000 |
| Boone County Missouri | 1 | $ 95,000 | $ 95,000 | $ 115,000 |
| Christian County Missouri | 1 | $ 56,000 | $ 56,000 | $ 37,000 |
| Clay County Missouri | 1 | $ 127,000 | $ 127,000 | $ 54,000 |
| Greene County Missouri | 1 | $ 202,000 | $ 202,000 | $ 59,000 |
| Howell County Missouri | 1 | $ 169,000 | $ 169,000 | $ 44,000 |
| Johnson County Missouri | 1 | $ 136,000 | $ 136,000 | $ 147,000 |
| Marion County Missouri | 1 | $ 73,000 | $ 73,000 | $ 65,000 |
| Monroe County Missouri | 1 | $ 74,000 | $ 74,000 | $ 134,000 |
| Ralls County Missouri | 1 | $ 116,000 | $ 116,000 | $ 41,000 |
| Shannon County Missouri | 1 | $ 99,000 | $ 99,000 | $ 43,000 |
| Stoddard County Missouri | 1 | $ 50,000 | $ 50,000 | $ 21,000 |
| Stone County Missouri | 1 | $ 206,000 | $ 206,000 | $ 56,000 |
| Wayne County Missouri | 1 | $ 86,000 | $ 86,000 | $ 116,000 |
| Clark County Nevada | 1 | $ 6,000,000 | $ 6,000,000 | $ 0 |
| Merrimack County New Hampshire | 1 | $ 167,000 | $ 167,000 | $ 37,000 |
| Luna County New Mexico | 1 | $ 87,000 | $ 87,000 | $ 288,000 |
| Niagara County New York | 1 | $ 158,000 | $ 158,000 | $ 70,000 |
| Wake County North Carolina | 1 | $ 288,000 | $ 288,000 | $ 72,000 |
| Butler County Ohio | 1 | $ 124,000 | $ 124,000 | $ 52,000 |
| Mahoning County Ohio | 1 | $ 106,000 | $ 106,000 | $ 36,000 |
| Curry County Oregon | 1 | $ 124,000 | $ 124,000 | $ 30,000 |
| Newport County Rhode Island | 1 | $ 62,000 | $ 62,000 | $ 20,000 |
| Anderson County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 402,000 |
| Campbell County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 69,000 |
| Coffee County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 78,000 |
| Davidson County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 80,000 |
| Shelby County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 43,000 |
| Brazoria County Texas | 1 | $ 121,000 | $ 121,000 | $ 99,000 |
| Collin County Texas | 1 | $ 385,000 | $ 385,000 | $ 126,000 |
| Houston County Texas | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Washington County Texas | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Door County Wisconsin | 1 | $ 208,000 | $ 208,000 | $ 54,000 |
| Kenosha County Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for First Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,673 | $358,828,000 | $214,000 | $7,750,000 | $96,000 | $2,531,000 |
| Home Purchase | 1,001 | $216,051,000 | $215,000 | $9,000,000 | $90,000 | $2,546,000 |
| Home Improvement | 245 | $26,934,000 | $109,000 | $1,100,000 | $81,000 | $355,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,133 | $382,045,000 | $179,000 | $2,430,000 | $91,000 | $2,546,000 |
| Not Provided | 285 | $60,294,000 | $211,000 | $1,515,000 | $100,000 | $945,000 |
| Asian | 200 | $67,551,000 | $337,000 | $1,755,000 | $120,000 | $385,000 |
| Hispanic | 167 | $36,798,000 | $220,000 | $975,000 | $85,000 | $1,025,000 |
| Black or African American | 99 | $13,902,000 | $140,000 | $467,000 | $82,000 | $903,000 |
| Not applicable | 16 | $37,662,000 | $2,353,000 | $9,000,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,695,000 | $245,000 | $518,000 | $91,000 | $158,000 |
| American Indian or Alaskan Native | 8 | $866,000 | $108,000 | $169,000 | $66,000 | $136,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,415 | $519,879,000 | $215,000 | $9,000,000 | $101,000 | $2,546,000 |
| FHA-insured (Federal Housing Administration) | 316 | $49,315,000 | $156,000 | $729,000 | $56,000 | $402,000 |
| VA-guaranteed (Veterans Administration) | 120 | $24,436,000 | $203,000 | $546,000 | $48,000 | $202,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 68 | $8,183,000 | $120,000 | $1,172,000 | $38,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,882 | $385,731,000 | $204,000 | $9,000,000 | $94,000 | $2,531,000 |
| Application Denied By Financial Institution | 522 | $99,733,000 | $191,000 | $1,800,000 | $81,000 | $2,546,000 |
| Application Approved But Not Accepted | 217 | $44,494,000 | $205,000 | $1,000,000 | $99,000 | $720,000 |
| Application Withdrawn By Applicant | 186 | $42,487,000 | $228,000 | $2,430,000 | $106,000 | $1,099,000 |
| File Closed For Incompleteness | 56 | $12,540,000 | $223,000 | $898,000 | $87,000 | $541,000 |
| Preapproval Denied by Financial Institution | 56 | $16,828,000 | $300,000 | $1,125,000 | $76,000 | $288,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 182 | $45,780,000 | $251,000 | $1,800,000 | $59,000 | $328,000 |
| Collateral | 147 | $25,102,000 | $170,000 | $1,200,000 | $107,000 | $2,546,000 |
| Credit History | 127 | $20,704,000 | $163,000 | $1,100,000 | $86,000 | $945,000 |
| Other | 66 | $12,907,000 | $195,000 | $1,106,000 | $81,000 | $288,000 |
| Employment History | 30 | $4,483,000 | $149,000 | $625,000 | $50,000 | $175,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $3,013,000 | $273,000 | $852,000 | $82,000 | $191,000 |
| Unverifiable Information | 11 | $2,931,000 | $266,000 | $1,316,000 | $73,000 | $197,000 |
| Credit Application Incomplete | 3 | $1,495,000 | $498,000 | $1,125,000 | $122,000 | $208,000 |
| Mortgage Insurance Denied | 1 | $146,000 | $146,000 | $146,000 | $57,000 | $57,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.