First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
First Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank 600 James Mcdonnell Blvd Creve Coeur, MO 63042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,205 |
| Total Mortgage Loan Application Amount | $551,239,000 |
| Average Mortgage Loan Application Amount | $222,666 |
| Highest Mortgage Loan Application Amount | $15,524,000 |
| Average Applicant Income | $96,000 |
| Highest Applicant Income | $2,075,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 286 | $ 71,632,000 | $ 250,000 | $ 112,000 |
| Los Angeles County California | 161 | $ 69,558,000 | $ 432,000 | $ 131,000 |
| St. Charles County Missouri | 130 | $ 20,418,000 | $ 157,000 | $ 80,000 |
| St. Francois County Missouri | 97 | $ 10,527,000 | $ 108,000 | $ 47,000 |
| San Mateo County California | 85 | $ 44,271,000 | $ 520,000 | $ 147,000 |
| St. Clair County Illinois | 78 | $ 10,482,000 | $ 134,000 | $ 78,000 |
| Solano County California | 69 | $ 19,822,000 | $ 287,000 | $ 89,000 |
| Contra Costa County California | 62 | $ 18,748,000 | $ 302,000 | $ 90,000 |
| Santa Clara County California | 60 | $ 28,790,000 | $ 479,000 | $ 147,000 |
| St. Louis City County Missouri | 58 | $ 9,905,000 | $ 170,000 | $ 106,000 |
| Orange County California | 57 | $ 22,980,000 | $ 403,000 | $ 184,000 |
| Sacramento County California | 56 | $ 11,532,000 | $ 205,000 | $ 105,000 |
| Riverside County California | 53 | $ 13,201,000 | $ 249,000 | $ 85,000 |
| Alameda County California | 45 | $ 18,564,000 | $ 412,000 | $ 127,000 |
| San Diego County California | 43 | $ 12,999,000 | $ 302,000 | $ 149,000 |
| Jefferson County Missouri | 40 | $ 5,058,000 | $ 126,000 | $ 71,000 |
| Madison County Illinois | 37 | $ 4,688,000 | $ 126,000 | $ 75,000 |
| Randolph County Illinois | 36 | $ 4,605,000 | $ 127,000 | $ 59,000 |
| Manatee County Florida | 34 | $ 5,181,000 | $ 152,000 | $ 85,000 |
| Gasconade County Missouri | 34 | $ 3,149,000 | $ 92,000 | $ 45,000 |
| Warren County Missouri | 33 | $ 3,978,000 | $ 120,000 | $ 68,000 |
| Franklin County Missouri | 31 | $ 3,846,000 | $ 124,000 | $ 68,000 |
| San Bernardino County California | 30 | $ 6,787,000 | $ 226,000 | $ 109,000 |
| Lincoln County Missouri | 28 | $ 4,386,000 | $ 156,000 | $ 83,000 |
| Monroe County Illinois | 25 | $ 3,096,000 | $ 123,000 | $ 91,000 |
| Sonoma County California | 21 | $ 8,600,000 | $ 409,000 | $ 113,000 |
| Clinton County Illinois | 21 | $ 3,067,000 | $ 146,000 | $ 63,000 |
| Placer County California | 19 | $ 4,300,000 | $ 226,000 | $ 112,000 |
| Washington County Missouri | 19 | $ 1,990,000 | $ 104,000 | $ 46,000 |
| Santa Barbara County California | 18 | $ 7,152,000 | $ 397,000 | $ 128,000 |
| Williamson County Illinois | 18 | $ 1,243,000 | $ 69,000 | $ 48,000 |
| Ventura County California | 16 | $ 5,637,000 | $ 352,000 | $ 152,000 |
| Jersey County Illinois | 16 | $ 1,478,000 | $ 92,000 | $ 46,000 |
| San Francisco County California | 15 | $ 6,675,000 | $ 445,000 | $ 183,000 |
| Ste. Genevieve County Missouri | 14 | $ 1,363,000 | $ 97,000 | $ 41,000 |
| San Joaquin County California | 13 | $ 3,460,000 | $ 266,000 | $ 88,000 |
| Bond County Illinois | 13 | $ 1,779,000 | $ 136,000 | $ 76,000 |
| Montgomery County Missouri | 12 | $ 1,141,000 | $ 95,000 | $ 72,000 |
| Madison County Missouri | 11 | $ 1,269,000 | $ 115,000 | $ 52,000 |
| Fayette County Illinois | 10 | $ 1,094,000 | $ 109,000 | $ 66,000 |
| Franklin County Illinois | 10 | $ 614,000 | $ 61,000 | $ 61,000 |
| Marion County Illinois | 10 | $ 654,000 | $ 65,000 | $ 51,000 |
| El Dorado County California | 9 | $ 2,726,000 | $ 302,000 | $ 87,000 |
| Jackson County Illinois | 9 | $ 816,000 | $ 90,000 | $ 62,000 |
| Macoupin County Illinois | 8 | $ 593,000 | $ 74,000 | $ 46,000 |
| Yolo County California | 7 | $ 1,342,000 | $ 191,000 | $ 81,000 |
| Napa County California | 6 | $ 2,110,000 | $ 351,000 | $ 169,000 |
| Stanislaus County California | 6 | $ 735,000 | $ 122,000 | $ 123,000 |
| Merced County California | 5 | $ 897,000 | $ 179,000 | $ 41,000 |
| St. Lucie County Florida | 5 | $ 457,000 | $ 91,000 | $ 112,000 |
| Lake County California | 4 | $ 1,662,000 | $ 415,000 | $ 107,000 |
| Camden County Missouri | 4 | $ 440,000 | $ 110,000 | $ 156,000 |
| Montgomery County Texas | 4 | $ 706,000 | $ 176,000 | $ 114,000 |
| Baldwin County Alabama | 3 | $ 359,000 | $ 119,000 | $ 157,000 |
| Kern County California | 3 | $ 569,000 | $ 189,000 | $ 109,000 |
| Tulare County California | 3 | $ 273,000 | $ 91,000 | $ 52,000 |
| Lee County Florida | 3 | $ 883,000 | $ 294,000 | $ 252,000 |
| Orange County Florida | 3 | $ 1,301,000 | $ 433,000 | $ 117,000 |
| Cook County Illinois | 3 | $ 449,000 | $ 149,000 | $ 64,000 |
| Iron County Missouri | 3 | $ 261,000 | $ 87,000 | $ 40,000 |
| Reynolds County Missouri | 3 | $ 274,000 | $ 91,000 | $ 54,000 |
| Clark County Nevada | 3 | $ 410,000 | $ 136,000 | $ 95,000 |
| Harris County Texas | 3 | $ 425,000 | $ 141,000 | $ 130,000 |
| Tarrant County Texas | 3 | $ 472,000 | $ 157,000 | $ 91,000 |
| Montgomery County Alabama | 2 | $ 600,000 | $ 300,000 | $ 584,000 |
| Maricopa County Arizona | 2 | $ 427,000 | $ 213,000 | $ 137,000 |
| Butte County California | 2 | $ 534,000 | $ 267,000 | $ 128,000 |
| Fresno County California | 2 | $ 265,000 | $ 132,000 | $ 118,000 |
| Marin County California | 2 | $ 1,259,000 | $ 629,000 | $ 170,000 |
| Monterey County California | 2 | $ 4,755,000 | $ 2,377,000 | $ 45,000 |
| San Luis Obispo County California | 2 | $ 333,000 | $ 166,000 | $ 28,000 |
| Sarasota County Florida | 2 | $ 1,870,000 | $ 935,000 | $ 768,000 |
| Perry County Illinois | 2 | $ 174,000 | $ 87,000 | $ 147,000 |
| Sangamon County Illinois | 2 | $ 56,000 | $ 28,000 | $ 42,000 |
| Boone County Missouri | 2 | $ 123,000 | $ 61,000 | $ 50,000 |
| Maries County Missouri | 2 | $ 141,000 | $ 70,000 | $ 46,000 |
| Ralls County Missouri | 2 | $ 479,000 | $ 239,000 | $ 33,000 |
| Missoula County Montana | 2 | $ 473,000 | $ 236,000 | $ 96,000 |
| Philadelphia County Pennsylvania | 2 | $ 359,000 | $ 179,000 | $ 93,000 |
| Dallas County Texas | 2 | $ 507,000 | $ 253,000 | $ 115,000 |
| Shelby County Alabama | 1 | $ 385,000 | $ 385,000 | $ 198,000 |
| Yavapai County Arizona | 1 | $ 159,000 | $ 159,000 | $ 72,000 |
| Benton County Arkansas | 1 | $ 322,000 | $ 322,000 | $ 161,000 |
| Cleburne County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 93,000 |
| Amador County California | 1 | $ 134,000 | $ 134,000 | $ 29,000 |
| Mariposa County California | 1 | $ 174,000 | $ 174,000 | $ 56,000 |
| Mendocino County California | 1 | $ 600,000 | $ 600,000 | $ 234,000 |
| Modoc County California | 1 | $ 279,000 | $ 279,000 | $ 0 |
| San Benito County California | 1 | $ 465,000 | $ 465,000 | $ 150,000 |
| Santa Cruz County California | 1 | $ 626,000 | $ 626,000 | $ 187,000 |
| Siskiyou County California | 1 | $ 325,000 | $ 325,000 | $ 128,000 |
| Yuba County California | 1 | $ 198,000 | $ 198,000 | $ 66,000 |
| Adams County Colorado | 1 | $ 192,000 | $ 192,000 | $ 69,000 |
| Denver County Colorado | 1 | $ 365,000 | $ 365,000 | $ 74,000 |
| Charlotte County Florida | 1 | $ 300,000 | $ 300,000 | $ 395,000 |
| Hillsborough County Florida | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Pinellas County Florida | 1 | $ 60,000 | $ 60,000 | $ 26,000 |
| Volusia County Florida | 1 | $ 500,000 | $ 500,000 | $ 345,000 |
| Cobb County Georgia | 1 | $ 303,000 | $ 303,000 | $ 82,000 |
| Effingham County Georgia | 1 | $ 130,000 | $ 130,000 | $ 89,000 |
| Hawaii County Hawaii | 1 | $ 262,000 | $ 262,000 | $ 549,000 |
| Ada County Idaho | 1 | $ 125,000 | $ 125,000 | $ 142,000 |
| Champaign County Illinois | 1 | $ 78,000 | $ 78,000 | $ 40,000 |
| Christian County Illinois | 1 | $ 90,000 | $ 90,000 | $ 56,000 |
| DuPage County Illinois | 1 | $ 158,000 | $ 158,000 | $ 50,000 |
| Jefferson County Illinois | 1 | $ 77,000 | $ 77,000 | $ 23,000 |
| Knox County Illinois | 1 | $ 199,000 | $ 199,000 | $ 80,000 |
| Macon County Illinois | 1 | $ 41,000 | $ 41,000 | $ 42,000 |
| Montgomery County Illinois | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Pike County Illinois | 1 | $ 40,000 | $ 40,000 | $ 47,000 |
| Schuyler County Illinois | 1 | $ 137,000 | $ 137,000 | $ 73,000 |
| Will County Illinois | 1 | $ 900,000 | $ 900,000 | $ 133,000 |
| Hamilton County Indiana | 1 | $ 128,000 | $ 128,000 | $ 53,000 |
| Douglas County Kansas | 1 | $ 104,000 | $ 104,000 | $ 125,000 |
| Jefferson County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 52,000 |
| St. Tammany County Louisiana | 1 | $ 177,000 | $ 177,000 | $ 58,000 |
| Wayne County Michigan | 1 | $ 176,000 | $ 176,000 | $ 89,000 |
| Barry County Missouri | 1 | $ 76,000 | $ 76,000 | $ 94,000 |
| Cape Girardeau County Missouri | 1 | $ 84,000 | $ 84,000 | $ 40,000 |
| Carroll County Missouri | 1 | $ 130,000 | $ 130,000 | $ 98,000 |
| Clay County Missouri | 1 | $ 147,000 | $ 147,000 | $ 82,000 |
| Crawford County Missouri | 1 | $ 238,000 | $ 238,000 | $ 99,000 |
| Greene County Missouri | 1 | $ 124,000 | $ 124,000 | $ 42,000 |
| Henry County Missouri | 1 | $ 114,000 | $ 114,000 | $ 44,000 |
| Laclede County Missouri | 1 | $ 63,000 | $ 63,000 | $ 90,000 |
| Morgan County Missouri | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Osage County Missouri | 1 | $ 122,000 | $ 122,000 | $ 37,000 |
| Pike County Missouri | 1 | $ 86,000 | $ 86,000 | $ 94,000 |
| Scott County Missouri | 1 | $ 83,000 | $ 83,000 | $ 40,000 |
| Taney County Missouri | 1 | $ 70,000 | $ 70,000 | $ 133,000 |
| Wayne County Missouri | 1 | $ 67,000 | $ 67,000 | $ 17,000 |
| Douglas County Nevada | 1 | $ 170,000 | $ 170,000 | $ 203,000 |
| Richland County Ohio | 1 | $ 118,000 | $ 118,000 | $ 72,000 |
| Jackson County Oregon | 1 | $ 99,000 | $ 99,000 | $ 112,000 |
| Bexar County Texas | 1 | $ 160,000 | $ 160,000 | $ 105,000 |
| Brazoria County Texas | 1 | $ 150,000 | $ 150,000 | $ 84,000 |
| Collin County Texas | 1 | $ 203,000 | $ 203,000 | $ 126,000 |
| El Paso County Texas | 1 | $ 105,000 | $ 105,000 | $ 185,000 |
| Fort Bend County Texas | 1 | $ 229,000 | $ 229,000 | $ 479,000 |
| Parker County Texas | 1 | $ 70,000 | $ 70,000 | $ 76,000 |
| Waller County Texas | 1 | $ 200,000 | $ 200,000 | $ 171,000 |
| Williamson County Texas | 1 | $ 166,000 | $ 166,000 | $ 180,000 |
| Davis County Utah | 1 | $ 304,000 | $ 304,000 | $ 146,000 |
| Jefferson County Washington | 1 | $ 225,000 | $ 225,000 | $ 320,000 |
| King County Washington | 1 | $ 472,000 | $ 472,000 | $ 902,000 |
Mortgage Loan Application Detail Totals for First Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,165 | $289,033,000 | $248,000 | $15,524,000 | $97,000 | $1,324,000 |
| Refinancing | 831 | $232,593,000 | $279,000 | $4,000,000 | $111,000 | $2,075,000 |
| Home Improvement | 209 | $29,613,000 | $141,000 | $2,000,000 | $80,000 | $454,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,450 | $306,018,000 | $211,000 | $4,000,000 | $98,000 | $2,075,000 |
| Not Provided | 234 | $63,549,000 | $271,000 | $4,500,000 | $104,000 | $421,000 |
| Asian | 215 | $75,403,000 | $350,000 | $1,500,000 | $125,000 | $983,000 |
| Hispanic | 196 | $57,939,000 | $295,000 | $1,266,000 | $95,000 | $379,000 |
| Black or African American | 60 | $11,472,000 | $191,000 | $1,000,000 | $92,000 | $1,069,000 |
| Native Hawaiian or Other Pacific Islander | 38 | $14,880,000 | $391,000 | $950,000 | $133,000 | $326,000 |
| Not applicable | 11 | $21,970,000 | $1,997,000 | $15,524,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $8,000 | $8,000 | $8,000 | $106,000 | $106,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,747 | $466,167,000 | $266,000 | $15,524,000 | $111,000 | $2,075,000 |
| FHA-insured (Federal Housing Administration) | 250 | $49,433,000 | $197,000 | $703,000 | $68,000 | $247,000 |
| VA-guaranteed (Veterans Administration) | 108 | $23,651,000 | $218,000 | $617,000 | $70,000 | $404,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 100 | $11,988,000 | $119,000 | $360,000 | $43,000 | $156,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,432 | $355,779,000 | $248,000 | $15,524,000 | $103,000 | $2,075,000 |
| Application Denied By Financial Institution | 389 | $95,548,000 | $245,000 | $1,500,000 | $90,000 | $1,069,000 |
| Application Approved But Not Accepted | 150 | $37,153,000 | $247,000 | $4,000,000 | $113,000 | $974,000 |
| Application Withdrawn By Applicant | 134 | $30,267,000 | $225,000 | $850,000 | $108,000 | $587,000 |
| Preapproval Denied by Financial Institution | 84 | $28,246,000 | $336,000 | $1,575,000 | $79,000 | $385,000 |
| File Closed For Incompleteness | 16 | $4,246,000 | $265,000 | $900,000 | $99,000 | $300,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 172 | $45,681,000 | $265,000 | $1,500,000 | $60,000 | $297,000 |
| Credit History | 111 | $26,273,000 | $236,000 | $1,000,000 | $94,000 | $1,069,000 |
| Collateral | 92 | $23,358,000 | $253,000 | $1,115,000 | $118,000 | $983,000 |
| Other | 32 | $12,751,000 | $398,000 | $1,575,000 | $122,000 | $385,000 |
| Credit Application Incomplete | 30 | $8,639,000 | $287,000 | $810,000 | $125,000 | $338,000 |
| Employment History | 15 | $2,663,000 | $177,000 | $705,000 | $61,000 | $216,000 |
| Unverifiable Information | 11 | $2,310,000 | $210,000 | $750,000 | $73,000 | $261,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,119,000 | $211,000 | $550,000 | $64,000 | $118,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.